OVERVIEW How to save at a retail store like CVS Where do you get your Coupons It’s about more than just Coupons

FOUR KEYS TO SAVING Wait for a sale Look for deals that offer “cash” back Use a manufacturer coupon Use a store coupon

WAIT FOR A SALE Sales run in a 12 week cycle (or more

frequently for some items) When there is a sale, stock up on the

quantity you will need until the item is on sale again.

www.GroceryGame.com is an excellent resource for helping you figure out the best time to stock up (more on this later)

WAIT FOR A SALE Vitamin D3 – 300 count,

2000 IU Regular price $15.99 BOGO (buy one get one) Buy 2 and you have

saved 50% Have a CVS email

coupon for $3 off $15 and save even more

LOOK FOR A “CASH” BACK OFFER Purchase this

product at the sale price of $3.50 ($.39 savings)

You will receive $3.50 back in “Extra Care Bucks” which you can use on your next CVS purchase

TYPES OF COUPONSManufacturer Coupon

Store Coupon

Electronic Coupons (either MFQ or Store Q)

You can use a manufacturer coupon and a store coupon on the same product.

COMBINE WITH A MFQ Find the $.75 coupon from

the Proctor & Gamble insert from the 5/2 newspaper

CVS is now PAYING you to take home toothpaste

There is a limit of 2 Two FREE tubes of

toothpaste PLUS $1.50 in your pocket

THE KEY TO HUGE SAVINGSCombine all four Keys to Saving

Into ONE transaction

Two 13 oz bottles of Pantene Pro Vand

Two boxes Nice & Easy hair colorRegular Price for these 4 items = $28.56

HUGE SAVINGS EXAMPLEFind items on Sale Pantene Pro V on sale 2 for $6.97,

normally $6.29 each (savings of $5.61 on two)

Hair color on sale for $4.97,normally $7.99 (savings of $3.02 on each)-buy 2

Total Savings = $11.65

HUGE SAVINGS EXAMPLE -2Gather your coupons Manufacturer Coupons

Use $1 off 2 Pantene Pro V – MFQ Use 2 - $2 off Nice & Easy hair color

Store Coupon Use $5 off $15 CVS coupon (for Pantene & Nice & Easy hair

color products) SAVINGS from COUPONS = $10

HUGE SAVINGS EXAMPLE -3 Receive $3.00

“cash” back from Pantene Pro V special

Savings $3.00

HUGE SAVINGS SUMMARY Original Cost $28.56

Sale Savings -$11.65 MFQ -$5.00 Store Q -$5.00 ECB -$3.00

Out of Pocket = $6.91 ECB for next purchase $3.00

Final cost $.98 for each product with a total savings of $24.65

WHERE DO YOU GET YOUR COUPONS? 1. Buy the largest Sunday paper in your

area. 2. Print your own coupons. 3. Sign up for legitimate offers. 4. Don’t be afraid of the internet.

ONLINE PRESENCE Go to http://www.Google.com Get a special Gmail account Set up a Google Reader account

GREAT SITES FOR SAVING MONEY GroupOn, Living Social, Family Finds (for

local deals) Ebates – money back on online purchases Ebay (magazines, coupons, everything) Amazon (free books, subscription

programs) Arts Cow – Photo Printing Red Box and Blockbuster Restaurant.com (small locally owned

restaurants)

DIRECT SALES Don’t be afraid of home parties and

direct sales. If you are the hostess, you can earn wonderful rewards. If you are a demonstrator/consultant, you can earn great rewards as well as $$$.