Oracle Financial Services Profitability Application Pack · Related Documents ..... 5 1 INTRODUCTION ... • Oracle Financial Services Profitability Management (OFS PFT) • Oracle

Oracle Financial Services Profitability Application Pack

Release Notes Version 8.0.0.0.0

Part No. E60378-01

DDOOCCUUMMEENNTT CCOONNTTRROOLL

Version Number Revision Date Changes Done

1.0 Created: Dec 2014 Captured Software environment details, new

features, fixed issues, limitations and known

issues for 8.0.0.0.0 release.

Created by:

Arpana Danayak

Reviewed by:

Satheesh/Usha/Abhay

Approved by:

Chris Spofford/ Tim Braman/ Surag

Ramachandran

Table of Contents

Oracle Financial Services Software Confidential - Restricted

TTAABBLLEE OOFF CCOONNTTEENNTTSS

PREFACE ........................................................................................................................................................ 5

Purpose of This Document .................................................................................................................................... 5

Intended Audience ................................................................................................................................................. 5

Related Documents ............................................................................................................................................... 5

1 INTRODUCTION ........................................................................................................................................ 7

2 ORACLE FINANCIAL SERVICES ANALYTICAL APPLICATIONS INFRASTRUCTURE........................................... 9

2.1 New Features ............................................................................................................................................. 9

2.2 Limitations and Known Issues .................................................................................................................. 10

2.3 Fixed Issues ............................................................................................................................................. 11

3 ORACLE FINANCIAL SERVICES FUNDS TRANSFER PRICING ..................................................................... 13

3.1 New Features ........................................................................................................................................... 13


3.3 Fixed Issues ............................................................................................................................................. 15

4 ORACLE FINANCIAL SERVICES PROFITABILITY MANAGEMENT ................................................................. 16

4.1 New Features ........................................................................................................................................... 16


4.3 Fixed Issues ............................................................................................................................................. 17

5 ORACLE FINANCIAL SERVICES INSTITUTIONAL PERFORMANCE ANALYTICS .............................................. 19

5.1 New Features ........................................................................................................................................... 19


5.3 Fixed Issues ............................................................................................................................................. 20

6 ORACLE FINANCIAL SERVICES RETAIL PERFORMANCE ANALYTICS ......................................................... 21

6.1 New Features ........................................................................................................................................... 21


6.3 Fixed Issues ............................................................................................................................................. 21

7 ORACLE FINANCIAL SERVICES ENTERPRISE FINANCIAL PERFORMANCE ANALYTICS ................................ 22

7.1 New Features ........................................................................................................................................... 22


7.3 Fixed Issues ............................................................................................................................................. 22

Table of Contents


8 FEATURES/MODULES DE-SUPPORTED .................................................................................................... 23

9 HARDWARE/SOFTWARE TECH STACK DETAILS ....................................................................................... 24

10 INFORMATION OF THIRD PARTY SOFTWARE TOOLS USED .......................................................................... 25

10.1 The Apache Software License, Version 2.0 ............................................................................................. 25


5

PPrreeffaaccee

The purpose of this document is to present release specifications for the Oracle Financial Services Profitability Application Pack Release Notes and includes the following topics:

• Purpose of This Document

• Intended Audience

• Related Documents

PPuurrppoossee ooff TThhiiss DDooccuummeenntt

This document contains release information for the following products:

• Oracle Financial Services Analytical Applications Infrastructure (OFS AAI)

• Oracle Financial Services Funds Transfer Pricing (OFS FTP)

• Oracle Financial Services Profitability Management (OFS PFT)

• Oracle Financial Services Institutional Performance Analytics (OFS IPA)

• Oracle Financial Services Retail Performance Analytics (OFS RPA)

• Oracle Financial Services Enterprise Financial Performance Analytics (OFS EFPA)

IInntteennddeedd AAuuddiieennccee

This document is intended for users of Oracle Financial Services Profitability Application Pack.

RReellaatteedd DDooccuummeennttss

This section identifies additional documents related to OFS Profitability Application Pack 8.0.0.0.0. You can access Oracle documentation online from the Documentation Library for OFS Profitability Pack 8.0.0.0.0 (OTN).

• Oracle Financial Services Profitability Application Pack 8.0.0.0.0 Installation and Configuration Guide

• Oracle Financial Services Analytical Applications v8.0 Technology Matrix

• Oracle Financial Services Funds Transfer Pricing User Guide

• Oracle Financial Services Profitability Management User Guide

• Oracle Financial Services Institutional Performance Analytics User Guide

• Oracle Financial Services Retail Performance Analytics User Guide

• Oracle Financial Services Enterprise Financial Performance Analytics User Guide

• Oracle Financial Services Analytical Applications Infrastructure User Guide

http://docs.oracle.com/cd/E60202_01/homepage.htm











6

• Oracle Financial Services Analytical Applications Infrastructure Administration Guide



7

11 IInnttrroodduuccttiioonn

Oracle Financial Services Profitability Application pack includes Funds Transfer Pricing, Profitability Management, Enterprise Financial Performance Analytics, Institutional Performance Analytics, Retail Performance Analytics applications.

• Oracle Financial Services Analytical Applications Infrastructure: OFSAA Infrastructure is the foundation for Oracle Financial Services Analytical Applications (OFSAA). It provides support for User Administration, Metadata Management, a Processing Framework, a Forms Framework, and additional capabilities, necessary for the individual business applications of OFSAA packs, across the domains of Risk, Performance, Compliance, and Customer Insight.

• Oracle Financial Services Funds Transfer Pricing: Enables banks to apply various transfer pricing methods on products to calculate the funds transfer price. It calculates transfer prices across all product types varying in terms of characteristics like fixed rate or floating rate instruments, bullet or amortizing or fixed tenor or perpetual instruments. In addition it also supports the calculation of transfer price at both the account level and ledger level including migration of charge or credit to the management ledger and posting of funding offsets to the funding center.

• Oracle Financial Services Profitability Management: Helps Banks and Financial services institutions measure and manage profitability at the lowest level of detail, the account level, allowing for rollup of profitability results across any dimension including customer, channel, product or organizational unit. The application provides robust allocation functionality supporting both top down and bottom up allocation methodologies.

• Oracle Financial Services Institutional Performance Analytics: Oracle Financial Services Institutional Performance Analytics (OFSIPA) is a complete end-to-end web-based Business Intelligence solution for Customer Analytics. It provides tools for data integration and includes customizable, pre-built dashboards and reports, a reporting data model, and user friendly functional subject areas for ad-hoc reporting. It enables you to actively plan, manage, and track marketing investments with pre-built reports, dashboards, and underlying data structures.

• Oracle Financial Services Retail Performance Analytics: It focalizes on Summary performance of the LOBs and overall profitability, Portfolio mix, LOB specific profitability reports to be analyzed against key dimensions like customer segments, product family, region, branch, risk scores and so on, Product holdings and Relationship depth across the LOBs, Customer Trends across performance drivers like Sales, Balances, Deposits, Product subscriptions (revenue services), Credit scores and delinquency bands, losses, and so on, Wallet Share analysis and customer lifetime value, Efficiency of investments (like marketing, branch, channel and so on) over time.


8

• Oracle Financial Services Enterprise Financial Performance Analytics: It is based upon a dedicated reporting mart built on the new Financial Services Data Model. OFSEFPA leverages several components of OBIEE technology including Dashboards and Answers. It includes various Dashboards and Reports for the user to carry out various Profitability Management based analytics.

Refer to the subsequent chapters to know more about this release.

• Oracle Financial Services Analytical Applications Infrastructure

• Oracle Financial Services Funds Transfer Pricing

• Oracle Financial Services Profitability Management

• Oracle Financial Services Institutional Performance Analytics

• Oracle Financial Services Retail Performance Analytics

• Oracle Financial Services Enterprise Financial Performance Analytics


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22 OOrraaccllee FFiinnaanncciiaall SSeerrvviicceess AAnnaallyyttiiccaall AApppplliiccaattiioonnss IInnffrraassttrruuccttuurree

This chapter includes the following topics:

• New Features

• Limitations and Known Issues

• Fixed Issues

22..11 NNeeww FFeeaattuurreess

The following new features are supported in this release:

• Unified Install Experience: Install multiple applications/ products using a single installer. This release of OFSAA ships various Application Installers with related applications packaged together in groups. User can install all applications that belong to a group, but choose to enable only the licensed applications.

• Schema Creator: This release of OFSAA comes with a utility to allow hassle-free creation of database schemas required for the OFSAA installation. The utility avoids user errors in schema creation/ assigning grants for the multiple schemas required.

• Common Landing Page and Application Context:

A common landing page is available for all users until a preferred application landing page has been set. The landing page is divided into multiple tabs and each tab has specific links to OFSAA Infrastructure and/ or Application modules. Depending on the OFSAA Application being accessed and the access roles mapped to the logged in User, the TAB and links would be displayed.

• Applications Tab: This tab lists the various OFSAA Applications that are installed in the OFSAA setup and the “Select Application” drop-down lists the OFSAA Applications based on the logged in User and mapped OFSAA Application User Group(s). Links to related modules within Applications and Infrastructure are grouped appropriately to maintain a unified experience.

• Object Administration Tab: This tab lists the various OFSAA Information Domains created in the OFSAA setup and the “Select Information Domain” dropdown lists the OFSAA Information Domains based on the logged in User and mapped OFSAA Application User Group(s). ). Links to modules that enable object traceability and migration of objects are grouped in this tab.

• System Configuration & Identity Management Tab: This tab lists the OFSAA Infrastructure System Configuration and Identity Management modules. These modules work across Applications/ Information Domains and hence there are no Application/ Information Domain dropdown list in this tab). Links to modules


10

that allow the maintenance of setup installation and identity management tasks are grouped together in this tab.

. • Model Upload changes:

Use the NO VALIDATE option to bypass referential integrity checks during the model upload process.

• Support for generating DDLs with NLS_LENGTH_SEMANTICS as CHAR.

Starting this release, support for generating DDLs with NLS_LENGTH_SEMANTICS as CHAR is introduced. Any new columns or entities now being introduced that should hold multi-lingual data should specify the attribute CHAR in the column data type definitions. For example, V_ML_DESC (VARCHAR 2 30 CHAR)

• Support for new technologies Additional support for Oracle Database12c, WebLogic Server 12c, WebSphere Application Server 8.5 +, Internet Explorer 11(Compatability Mode), Windows 8.1 & Office 2010 & 2013 is available in this release. Encryption uses SSL 3.0 and TLS 1.2.

22..22 LLiimmiittaattiioonnss aanndd KKnnoowwnn IIssssuueess Unified Metadata Manager:

• 20112950 - MDB Object View displays all objects across applications within an Infodom • Object migrations between different versions not supported or only on same versions are

supported. • 18958361 - Source formed during Information domain creation is stored as RAC Source

Type. • 19215984 - In Metadata Browser- Input Parameters section, the details are not displayed for

Models based on External Library based techniques. • 17192482 - Expression object details are not supported in MDB Object view. • 18271975 - Application, Statistics, and Audit Trail details are not displayed in the exported

PDF from Object view of Metadata Brower. • 20280645 - Maximum limit of Hierarchy level is 17.

Data Loading

• 20343855 - If target column is an expression in T2T, then DC will not be applied on the source column mapped.

Operations:

• 16281369 - Batch Monitor screen displays the DCDQ Batches as Ongoing even if they have been cancelled or aborted from the Batch Cancellation screen.

Publish:

• 19333496 - Online Help is not available for Catalog


11

Administration:

• 18937484 - Segments/ Folder is not deleted if objects are present in it. • 12744050 - Users exceeding the Number of Invalid Login attempts / dormant day / Inactive

Days are sent to System Authorizer for authorization even if there is an authorization pending for the same user whose details are modified.

Generic Issues

• 9540094 - Keyboard backspace button when clicked from Infrastructure home page logs out from the application

• 9883414 - Opened child window from the home page remains active even after the parent window is closed by clicking on “X” button; operations performed on child window are getting saved

• 10144582 - OFSAAI Login page cannot be accessed when Google toolbar for Internet Explorer is enabled.

Workaround: Disable the “Google toolbar” from the tools properties of your browser.

• 12663701 - Expressions containing special characters such as @, ~, # are displayed as “undefined” under Variants in Entity Group Selection pane

• 20268074 - Oracle cube definition failed: Cube is not saved in the AW due to initialization error

Others:

• 20160461 - Tooltip is not available for following screens: Attributes, Members, Hierarchies (Dimension Management), Filters, Expressions, Business Metadata (Alias, Build Hierarchy, Dataset, Measure, Business Processor, Derived Entity), and Object Migration

• 20350059 - Navigation to OFSAA landing page on clicking 'back' button in infodom screen.

22..33 FFiixxeedd IIssssuueess

Administration:

• 19473092 - DQ group object migration works when usernames are different.

Data Model:

• 16298167 - Dimension columns defined as nullable in portfolio super class

Dimension Management:

• 18622015 - Export icon is not available in AMHM

• 10298590 - Select a node error when searching for a dim member for source allocation

Expressions:

• 14721941 - Build expression window resized to support large expressions.

Install and Upgrade Issues:

• 19434764 - Appropriate message not prompted during revelues server start up for first time.


12

Metadata such as T2T, F2T, etc

• 19353736 - Specified Hints to be part of count query during T2T execution

• 18631137 - Count query should not be fired if threshold is not set, in case of bulk mode.

System Configuration:

• 20042362 - Generate BI hierarchy option in Infodom creation is removed & defaulted as None

• 19332737 - Database server details name can be only 20 characters

• 19073237 - In clustered environment, configuration parameter updated are getting refreshed

Unified Metadata Manager:

• 13864672 - PC hierarchy, nodes description to be sorted in alphabetical order


13

33 OOrraaccllee FFiinnaanncciiaall SSeerrvviicceess FFuunnddss TTrraannssffeerr PPrriicciinngg


• New Features


• Fixed Issues



• Support for daily TP Charge/Credit accruals. The Transfer Pricing Process now allows users to select the accrual period of Daily or Monthly

• Alternate Rate Output is expanded to include all of the standard TP Adjustment rate columns including Liquidity Premium, Basis Risk, Pricing Incentive and Other Adjustments

• Support for BUS/252 accrual basis with all cash flow engine calculations and TP Charge/Credit calculations

• FTP Rate Card (formerly Daily Queries), moved from Pricing Management to Funds Transfer Pricing

• FTP Web Services now support 1) account level FTP rate queries 2) FTP rate queries for standard products 3) FTP processing and queries for ad-hoc records and 4) calculation of Economic Loss Breakage Charges for ad-hoc instruments

• Straight Term TP Method enhanced to provide term selection and term adjustments

• Cash Flow Weighted Term TP Method now provides options for determining the discount rate, including IRC, Constant Rate or Note Rate

• Enhancements to Instrument Summary and FSI Customer tables to support enhanced liquidity premium mapping

• Support for FTP Rate Propagation from Loan Commitments to Loan Contract and Mortgage tables

• New TP Process option to calculate account level charge/credit for Propagated rates

• Support within TP Process to select only the Rate Lock Option Cost calculation

• Multi-entity enhancements including Legal Entity selection in Application Preferences

• Payment Schedule table now allows for storage of history via introduction of IDENTITY_CODE column

• Additional data attributes to support FTP processing of Mortgage Offset Accounts including, OFFSET_FLG (offset flag) and OFFSET_ACCT_NBR (offset account number)


14

• Break Identification process now populates a new column to indicate current record or prior record, e.g. RECORD_IND (-1 = Prior, 1 = Current)

• FTP Breakage Charge - Economic Loss calculation is enhanced to read the Record Indicator column to determine current record and prior record

• Break Identification process is enhanced to consider changes in Accrual Basis as a "change in attribute" break

• Break Identification now updates/reduces remaining term for the prior record

• Transfer Pricing engine now outputs the "Discount Factor" and "Days" used for calculation of Economic Loss and Economic Value when detail cash flow output is selected

• Transfer Pricing engine is enhanced to provide cleaner handling of data issues related to the Economic Loss Breakage Charge calculation

• Improved error messaging for processing of payment schedules, when origination date > payment schedule dates

• Replicating Portfolio data is now tagged to indicate if strip data was generated by the system or is user defined

• Assumption Browser for TP Rules, Adjustment Rules and Prepayment Rules is enhanced to clear check marks after definitions are Applied or Saved

• TP Engine is enhanced to support use of forward rates with Adjustable rate instruments, extending the prior capability which was available only for fixed rate instruments

33..22 LLiimmiittaattiioonnss aanndd KKnnoowwnn IIssssuueess

User Interface:

• 20244445 - Folder drop down is empty while saving the simplified batch.

• 20050120 - Partial break detection fails when next payment date of prior record is greater than as of date of current record.

• 16850447 - Enhance Daily Queries report to show all TP rate outputs. FTP Rate Card report is not yet showing TP Adjustment Rates or All in TP Rate

Calculation Engine/Others

• 20234515 - FTP process ignores Data Filter when Tractor Method is used.

• 10199491 - Related to Cash Flow: Weighted Term TP method should allow IRC selection for discounting. default selection is incorrect

• 11831396 - Transfer Pricing engine to accommodate new ledger format. FTP does not support new ledger format in v8.0


15

• 17450200 - Replicating portfolio w/ monthly strips + calendar skips dates falling on weekends. The fix is partially complete, but subsequent dates fall on the adjusted “day” and not original “day”.

• 18245095 – Tractor TP method is not operating correctly with multi-processing enabled.

• 19347046 - EV calculation is incorrectly adding "interest rate spread" to TP rate

• 20292448 - All-in rate calculation not aggregating all selected elements

• 20098590 - Signage is wrong for Economic Loss - Partial and Change in attributes

33..33 FFiixxeedd IIssssuueess Reporting and Analysis:

• 15854883 - Additional fields are available in ALM BI for mortgage offset accounts

User Interface:

• 16370446 - Increase column size and default value for min break charge input

• 17766286 - Replicating Portfolio - core amount input box should allow more digits

• 17591900 - Primary key violation in table STG_IRC_RATE_HIST

• 17704865 - ORA-01791 when trying to select IRC in FTP rule on 11.2.0.4 DB version

Calculation Engine:

• 19437361 - Large negative transfer rates for zero discount factor method

• 14525725 - TP average life calculation not correct for adjustable rate instruments

• 14043816 - FTP installer hangs due to ulimit set too low

• 16100039 - BREAKAGE_AMOUNT is corrected for break type 5 (partial break and change in term)


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44 OOrraaccllee FFiinnaanncciiaall SSeerrvviicceess PPrrooffiittaabbiilliittyy MMaannaaggeemmeenntt


• New Features


• Fixed Issues



• Supports multiple Management Ledgers • Uptake Legal Entity as a runtime attribute for the PFT engine


Allocation Entries:

• 17607551 - Support usage of actual accrual bases in addition to macros

• 19562709 - OFSAAI profitability management allocation not posting to Ledger stat

• 19567895 - Allocation w expression using date function and numeric field failed ORA-00932

(patch)

Engine:

• 19864033 - Portfolio to portfolio posting to both Debit and Credit is failing

• 19856113 - Legal entity case giving ORA- 00936 in Dynamic Driver rule

• 14782018 - Update multiple instrument table columns in a single allocation rule

• 16364438 - Inserts at transaction summary level

• 17391389 - Unable to undo allocation model via batch

• 19161655 - Expression attached in source with LEDGER_STAT as source table gets hanged

• 20104310 - Remove warning: ISO88951 does not exist error message running command line

• 19277496 - Incorrect number of records processed displayed from view log status

• 17873673 - Multicurrency ledger stat allocation rules hangs for expression with constant

• 19149982 - Incorrect merge generated using expression for driver in simple distribution

allocation

• 19946630 - Use detail leaves account type in financial element dimension member not

working


17

• 19600787 - Two approaches used to do currency conversion, need to have 1 standard

approach

• 19972831- Aggregate amounts not working for Management Ledger

• 19560608 - Lookup allocation on Management Ledger is not working

• 19488266 - Field allocation with portfolio and Management Ledger hanging

• 19972893 - Expression not supported on Management Ledger tables

• 19560686 - Portfolio rules on Management Ledger is not working

• 19972870 - Trace inline reports not generated for Management Ledger table

Performance Issues:

• 16479690 - Support filter on SQL hints for Global temp tables

TABLEID:

• 16894113 - Support leaf-level-only selection from static table driver hierarchy browser


Allocation Entries:

• 19457989 - Leaf and Static Table Driver working for Multi Currency in Management Ledger.

Allocation:

• 18062903 - Dynamic driver allocation fails with ora-00907: missing right parenthesis

• 19435915 - Constant allocation working for management ledger.

• 16493303 - Static table driver will not store zero value coefficients

Engine:

• 18416149 - Remove 18 character limit on passwords for PFT

• 19487242 - Posting to Management Ledger as same identity code is picked on running second time

• 11831389 - Supports multiple Management Ledgers

• 16457938 - Multicurrency lookup table driver with Portfolio to Ledger/Stat rule

• 17025638 - Uptake legal entity as a runtime attribute for the PFT engine

• 16050932 - Replace count queries with SQL%rowcount

• 17658917 - Performance issue in edit/view of large static table driver is resolved.

Regression Test:


18

• 16809508 - Allocation error with data filter/flag columns should have LOV attached

User Interface:

• 16805494 – “Run” is functioning in allocation history in 6.1 LP(french)

• 16805446 - “Leaf Type” drop down is available in allocation specification in 6.1LP

• 18385417 - In Static Driver table screen, the target tab shows proper values

• 16805526 - The list of Instruments table is displayed under Portfolio table selection


19

55 OOrraaccllee FFiinnaanncciiaall SSeerrvviicceess IInnssttiittuuttiioonnaall PPeerrffoorrmmaannccee AAnnaallyyttiiccss


• New Features


• Fixed Issues



• Support for Customer Lifetime calculations • What-if capabilities to visualize impacts to performance due to changes in key drivers • Revamped Customer Central that showcases the 360/720 view of the Customer relationship

across the enterprise • Service enable to allow other Oracle or 3rd party products leverage performance data


• 200038491 - FN_RUN_EXE_PARM adding N_RUN_SKEY in Batch execution

Install:

• 20421116 - T2T FTP_ACCOUNT_SUMMARY is failing • 20431592 - Issue with Webservice- ustinsconfig.properties file is not present in WEB-INF

Other Issues:

• 20399776 - Segmentation batch is failing

Web Catalog:

• 20086565 - Issues in product performance scorecard • 20446275 - Issue with customer asset column of customer size report

Data Model Issues:

• 20023940 - V_MANAGER_CODE column missing in stage tables

PLSQL Script Issues:

• 20008001 - Issue with IPA cube dataset • 20094861 - Missing mapping for N_CUST_CNR column of

FCT_COMMON_ACCOUNT_SUMMARY tables

Metadata:

• 18067640 - CAS T2T'S should populate N_EOP_INT_AMT for missing Product Processors


20


None


21

66 OOrraaccllee FFiinnaanncciiaall SSeerrvviicceess RReettaaiill PPeerrffoorrmmaannccee AAnnaallyyttiiccss


• New Features


• Fixed Issues



• Support for Customer Lifetime calculations • What-if capabilities to visualize impacts to performance due to changes in key drivers • Revamped Customer Central that showcases the 360/720 view of the Customer relationship

across the enterprise • Service enable to allow other Oracle or 3rd party products leverage performance data


• 20130518 - FN_RUN_EXE_PARM adding N_RUN_SKEY in Batch execution

PLSQL Script Issues:

• 20408349 - Incorrect condition in cube ADCRM010 - Account Profitability • 20400273 - Segmentation batch is failing • 20117426 - RPA: New business analysis - report issues

RPD Issues:

• 20116046 - Issues in Customer Central tab • 20026383 - Improper time hierarchy in RPA

Data Model Issues:

• 20077722 - FCT_CARDS_BALANCE_SUMMARY.N_CURR_PAYMENT has no Stage table column


None


22

77 OOrraaccllee FFiinnaanncciiaall SSeerrvviicceess EEnntteerrpprriissee FFiinnaanncciiaall PPeerrffoorrmmaannccee AAnnaallyyttiiccss


• New Features


• Fixed Issues



• Multicurrency option is now available for Management reports.

• What-if capabilities to visualize the impacts to performance due to changes in key drivers

• Date movement from new ledger class entities to fact Tables


PLSQL Scripts:

• 19911732: Some functions are in invalid state post installation


Other Issues:

• 18590045: PFTBI 6.1 installation creating T2T files in incorrect directory


23

88 FFeeaattuurreess//MMoodduulleess DDee--ssuuppppoorrtteedd

Not Applicable


24

99 HHaarrddwwaarree//SSooffttwwaarree TTeecchh SSttaacckk DDeettaaiillss

The hardware/software combinations required for OFS Profitability 8.0.0.0.0 are available at OTN Tech Stack.



25

1100 IInnffoorrmmaattiioonn ooff tthhiirrdd ppaarrttyy ssooffttwwaarree ttoooollss uusseedd

1100..11 TThhee AAppaacchhee SSooffttwwaarree LLiicceennssee,, VVeerrssiioonn 22..00

This product includes software developed by the Apache Software Foundation.

Apache License

Version 2.0, January 2004

http://www.apache.org/licenses/

1. This product includes software developed by The Apache Software Foundation (http://www.apache.org/".

2. The following applies to all products licensed under the Apache 2.0 License:

You may not use the identified files except in compliance with the Apache License, Version 2.0 (the "License").

You may obtain a copy of the License at http://www.apache.org/licenses/LICENSE-2.0. A copy of the license is also reproduced below.

Unless required by applicable law or agreed to in writing, software distributed under the License is distributed on an "AS IS" BASIS, WITHOUT WARRANTIES OR CONDITIONS OF ANY KIND, either express or implied.

Apache License

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(d) If the Work includes a "NOTICE" text file as part of its distribution, then any Derivative Works that You distribute must include a readable copy of the attribution notices contained within such NOTICE file, excluding those notices that do not pertain to any part of the Derivative Works, in at least one of the following places: within a NOTICE text file distributed as part of the Derivative Works; within the Source form or documentation, if provided along with the Derivative Works; or, within a display generated by the Derivative Works, if and wherever such third-party notices normally appear. The contents of the NOTICE file are for informational purposes only and do not modify the License. You may add Your own attribution notices within Derivative Works that You distribute, alongside or as an addendum to the NOTICE text from the Work, provided that such additional attribution notices cannot be construed as modifying the License

You may add Your own copyright statement to Your modifications and may provide additional or different license terms and conditions for use, reproduction, or distribution of Your modifications, or for any such Derivative Works as a whole, provided Your use, reproduction, and distribution of the Work otherwise complies with the conditions stated in this License.

5. Submission of Contributions. Unless You explicitly state otherwise, any Contribution intentionally submitted for inclusion in the Work by You to the Licensor shall be under the terms and conditions of this License, without any additional terms or conditions. Notwithstanding the above, nothing herein shall supersede or modify the terms of any separate license agreement you may have executed with Licensor regarding such Contributions

6. Trademarks. This License does not grant permission to use the trade names, trademarks, service marks, or product names of the Licensor, except as required for reasonable and customary use in describing the origin of the Work and reproducing the content of the NOTICE file.

7. Disclaimer of Warranty. Unless required by applicable law or agreed to in writing, Licensor provides the Work (and each Contributor provides its Contributions) on an "AS IS" BASIS, WITHOUT WARRANTIES OR CONDITIONS OF ANY KIND, either express or implied, including,


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without limitation, any warranties or conditions of TITLE, NON-INFRINGEMENT, MERCHANTABILITY, or FITNESS FOR A PARTICULAR PURPOSE. You are solely responsible for determining the appropriateness of using or redistributing the Work and assume any risks associated with Your exercise of permissions under this License.

8. Limitation of Liability. In no event and under no legal theory, whether in tort (including negligence), contract, or otherwise, unless required by applicable law (such as deliberate and grossly negligent acts) or agreed to in writing, shall any Contributor be liable to You for damages, including any direct, indirect, special, incidental, or consequential damages of any character arising as a result of this License or out of the use or inability to use the Work (including but not limited to damages for loss of goodwill, work stoppage, computer failure or malfunction, or any and all other commercial damages or losses), even if such Contributor has been advised of the possibility of such damages.

9. Accepting Warranty or Additional Liability. While redistributing the Work or Derivative Works thereof, You may choose to offer, and charge a fee for, acceptance of support, warranty, indemnity, or other liability obligations and/or rights consistent with this License. However, in accepting such obligations, You may act only on Your own behalf and on Your sole responsibility, not on behalf of any other Contributor, and only if You agree to indemnify, defend, and hold each Contributor harmless for any liability incurred by, or claims asserted against, such Contributor by reason of your accepting any such warranty or additional liability.

END OF TERMS AND CONDITIONS

APPENDIX: How to apply the Apache License to your work.

To apply the Apache License to your work, attach the following boilerplate notice, with the fields enclosed by brackets "[]" replaced with your own identifying information. (Don't include the brackets!) The text should be enclosed in the appropriate comment syntax for the file format. We also recommend that a file or class name and description of purpose be included on the same "printed page" as the copyright notice for easier identification within third-party archives.

Copyright [yyyy] [name of copyright owner]

Licensed under the Apache License, Version 2.0 (the "License"); you may not use this file except in compliance with the License. You may obtain a copy of the License at

http://www.apache.org/licenses/LICENSE-2.0

Unless required by applicable law or agreed to in writing, software distributed under the License is distributed on an "AS IS" BASIS, WITHOUT WARRANTIES OR CONDITIONS OF ANY KIND, either express or implied.


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Oracle Financial Services Profitability Application Pack February 2015 Version number 1.0 Oracle Corporation World Headquarters 500 Oracle Parkway Redwood Shores, CA 94065 U.S.A. Worldwide Inquiries: Phone: +1.650.506.7000 Fax: +1.650.506.7200 www.oracle.com/ financial_services/ Copyright © 2015 Oracle Financial Services Software Limited. All rights reserved. No part of this work may be reproduced, stored in a retrieval system, adopted or transmitted in any form or by any means, electronic, mechanical, photographic, graphic, optic recording or otherwise, translated in any language or computer language, without the prior written permission of Oracle Financial Services Software Limited. Due care has been taken to make this Release Notes and accompanying software package as accurate as possible. However, Oracle Financial Services Software Limited makes no representation or warranties with respect to the contents hereof and shall not be responsible for any loss or damage caused to the user by the direct or indirect use of this Release Notes and the accompanying Software System. Furthermore, Oracle Financial Services Software Limited reserves the right to alter, modify or otherwise change in any manner the content hereof, without obligation of Oracle Financial Services Software Limited to notify any person of such revision or changes. All company and product names are trademarks of the respective companies with which they are associated.