When I think of my shero, civil rights matron Dr. Dorothy I. Height, I think of a men-

tor, an advisor, a wise sage, a visionary leader of courage and conviction, and a person who never played games with the issues of the day, but was always full of laughter for the game of life.

I remember the dinner she and I had at the Mandarin Oriental Hotel in Washington, D.C., two or so years ago. Towards the end of the dinner I asked Jena Roscoe, my government relations chief, to take a photo of Dr. Height and myself. Dr. Height did not miss a beat, saying “John, don’t you ever take

OPERATION HOPE, INC.

2010SUMMER WWW.OPERATIONHOPE.ORG

A R A d I C A l M O v E M E N T O F C O M M O N S E N S E E M P O W E R M E N T

E M P O W E R I N G C O M M U N I T I E S N E W S l E T T E R

ING is continuing its partnership with Operation HOPE with a $300,000 grant to expand the Banking on Our Future

College Edition (BOOF CE) program to seventeen Historically Black Colleges and Universities (HBCUs).

On September 10, 2008, HOPE and the White House Initiative on Historically Black Colleges and Universities signed an official Memorandum of Understanding to provide dignity and financial literacy em-powerment education to HBCU students. HOPE has set a goal to expand to all 105 HBCUs over the next five years.

BOOF CE is HOPE’s mission to em-power and equip today’s college students with tools to make sound financial deci-sions, understand the language of money, cultivate a spirit of giving and live life with dignity.

When speaking of the program, Mar-quita Humphrey, a sophomore at Spelman College said, “I loved the workshop!! My fa-cilitator was really nice and inspiring. During our session I think my group realized that we have a lot of goals in life, and now is the time to start preparing for them. We all learned something new about ourselves and with a new perspective on financial literacy. I look forward to our next workshop!”

Programming occurs in a three phase approach to encourage continuous learn-ing:

Phase I is the Freshman Experience. The objective is to introduce critical, sound financial concepts and practices, inspired by

testimonials, and give tools to avoid costly and damaging financial missteps.

Phase II targets the sophomore through senior classes. This phase helps students identify and examine their indi-vidual financial personality, develop healthy financial practices and attitudes, set goals, explore living a dignified life, and foster a

culture of giving back to their alma mater. Phase III focuses on graduating se-

niors and prepares them for the next step in their professional or academic journey. In preparing them for their financial life af-ter college the program focuses on first job

Against the backdrop of the World Cup games, a ground-breaking agreement designed to empower

two million Southern African learners in dignity, financial literacy empowerment and entrepreneurship was signed on June 29th by the Anglican Youth of Southern Africa as the solidification of the Anglican Church of Southern Africa and Operation HOPE (HOPE) partnership.

The signing, by Bishop Funginkosi Mbhele and Operation HOPE Founder, Chairman and CEO John Hope Bryant was attended by Archbishop Emeritus Desmond Tutu and is part of celebrations surround-ing the third anniversary of the introduc-

tion of HOPE’s Silver Rights Move-ment for economic empowerment to the African continent. “Understand-ing that basic financial literacy is a skill desperately needed not only here in South Africa but the entire world, Operation HOPE is committed to making a difference. Understanding the ‘language of money’ is a key step to living a dignified life,” said Bryant.

The ceremony took place in Arch-bishop Tutu’s offices in Cape Town where attendees included: Sean Cleary, HOPE Global Advisory Board Chair and Manag-ing Director of Strategic Concepts, LTD; Herman Bailey, Former Mayor of Welling-ton and HOPE South Africa Board Chair; Mary Hagerty, HOPE First Senior Vice President and Global Chief of Financial Literacy; Delores Athiemulam, Banking on Our Future South Africa Country Director; among others.

The agreement is facilitated through HOPE’s International arm, HOPE Global Initiatives, which promotes the benefits of economic empowerment as a tool for vastly

improving the quality of life in developing countries and underserved communities worldwide. HOPE’s work in South Africa sprang from Bryant’s participation in a World Economic Forum meeting in Cape Town nearly four years ago. As part of this new Memorandum of Understanding, Op-eration HOPE will facilitate the delivery of its financial literacy, dignity and entrepre-neurship program, Banking on Our Future, to the Anglican Church of Southern Africa youth groups. In turn, the Anglican Church of Southern Africa will aid HOPE in iden-tifying suitable youth for their programs, provide introductions of HOPE services

HOPE Celebrates 3rd Anniversary in South Africa

U.S. Bancorp, under the leader-ship of Vice Chairman Richard Hartnack has committed to a

five year, $1.75 million partnership to en-hance HOPE initiatives starting in 2010. The pledge includes $200,000 of financial and in-kind support of the Financial Lit-eracy Empowerment Center in Maywood, CA, along with a $100,000 yearly contri-bution to help fund the initiatives being advanced by the FINANCIAL SERVICES ROUNDTABLE.

“We simply cannot have the most so-phisticated financial system in the world without our people being educated to participate in that system,” explained Hartnack, who also serves as vice chair-man of the HOPE National Board. “Not

breaking that cycle of ignorance ensures that an economic crisis like the one we just experienced will surely repeat itself.”

This pledge will help to expand pro-grams aimed at financial literacy training for youth and adults, and was inspired by the framework agreement between Opera-tion HOPE and the FINANCIAL SERVIC-ES ROUNDTABLE, signed at last year’s HOPE Global Financial Literacy Summit.

“Our financial system has the capa-bility to make dreams come true for mil-lions of Americans if they are trained to use the system intelligently. Our mission and mandate at Operation HOPE is to help make free enterprise and capitalism work for the poor and the underserved,” said John Hope Bryant. “U.S. Bank’s pledge will help Operation HOPE’s ‘sil-

Continued on page 6

Reflections on my time with Dr. Dorothy I. HeightBy John Hope BryantFounder, Chairman andChief Executive OfficerOperation HOPE, Inc.

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ING Makes $300,000 Grant to Operation HOPE for College-Level Financial Literacy

18 years of

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Edition Highlights:

Tribute to Dr. Dorothy I. Height

HOPE Atlanta Celebration

HOPE in Haiti

HOPE Program Results

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U.S. Bank Makes $1.75 Million 5-Year Commitment

a picture of me again with my lipstick off.” At 95 years old, Dr. Height was sharper than most 35-year-olds with an MBA degree. Dr. Height was operating at an entirely different level of understanding, comprehension, caring and commitment than most anyone I’ve ever known.

When Hurricane Katrina hit, I discovered that there was a community of 300 homes in Gulfport, Mississippi which Dr. Height had helped build some 40 years ago. In the 1960’s, Dr. Height had approached the U.S. Department of Housing & Urban Development (HUD) and encouraged them to believe in a group of women and families in Mississippi enough to invest in them, and allow them to contribute “sweat equity,” while the government provided the financial resources to build the homes. Thus the Forest Heights (yes, named after Dr. Height) community came to be. The community thrived, and 40 plus years later every one of those homeowners had paid off their mortgage and fulfilled their obligations to the government and lenders. One of the Forest Heights households even produced a young man who today, as a Secret Service agent, guards and protects our President. This was and is inspiring but when Hurricane Katrina struck most of this good work and good will was washed away. With little to no outside focus or attention on the rebuilding, Dr. Height moved into action once again – calling me and reminding me, “John, I always said you were a dreamer with a ‘shovel in your hands.” It was time to pick that shovel up and help the people of Gulfport recover.

Inspired by Dr. Height’s commitment, Operation HOPE created Project Restore HOPE, and with our partners at E*TRADE, we created a fund that provided more than $500,000 in cash grants to the families of Forest Heights. Next, Habitat for Humanity and the NAACP were moved to act by Dr. Height in the same vein, rebuilding houses and homes. Soon after, a group of Hollywood activists pulled together plans to rebuild the community center in Forest Heights, and before long, former U.S. President Bill Clinton and I were showing up in Forest Heights, with the Clinton Foundation and Operation HOPE working in partnership, making the Earned Income Tax Credit (EITC) program available to all who qualified, and teaching financial literacy skills to the children who lived there (so that the financial aspect of

this crisis this may never happen again).This was classic Dr. Height; all about

action and servant leadership for her community. She just never stopped. She was love leadership in action.

I have so many wonderful memories of my time with Dr. Height, from the countless times she spoke and riveted audiences at Operation HOPE events and forums, including our Anacostia Economic Summit and our 2009 HOPE Global Financial Literacy Summit, to an incredible taped interview I did with her for my book LOVE LEADERSHIP: The New Way to Lead in a Fear-Based World, to the countless times she would “show up” in a city near you, always ready to help advance the cause of social justice, to quiet moments together in her home, helping her set up her new home computer, donated by HOPE partner Dell Computers. This is probably my most precious and hilarious memory of her.

At over 90 years old, Dr. Height simply didn’t want to be dated or out of the loop of progress. And so, when she heard that I had succeeded in getting my personal hero, Ambassador Andrew Young, hooked on first an iPod and then an iPhone, she was not about to be shown up! She asked if Ambassador Young was on the computer.

“No, Dr. Height, he is not,” I responded, and immediately, this was her next conquest. Within a couple of weeks my friend Brian Jones of Dell Computers, also an Operation HOPE Mid-Atlantic board member, had arranged for a first-class, brand-new Dell computer system to be delivered and installed in Dr. Height’s home office, replacing the PC dinosaur that had been there for decades. Within no time, Dr. Height was mastering the computer. Last time we spoke about her new passion for technology, she had her eyes on an iPod, so she could listen to books. She simply would not be outdone or outrun.

Dr. Height never gave up or gave

in, and she didn’t believe in retiring, but rather re-wiring. Dr. Height was not only an advisor to the last ten U.S. Presidents, and a matriarch to the civil rights movement, and a role model for women all around the world (the only African-American to control an office building on the same block as the White House and U.S. Department of the Treasury I might add), she was a real woman, and a real leader, and a real person, mentor and

friend --- who showed me and countless others “how to live.”

Like all good people who have passed on to be with the Father, “she has been promoted.” She is still with us, and with me, as her virtues and values are imbedded within the lives of the countless she touched along the way. I can see Dr. Height right now, giving God computer and hat-wearing lessons in Heaven.

financial decisions, big purchases, and managing student loan commitments. These seniors graduate equipped with the tools necessary to make sound fi-nancial decisions and an understanding of how to create their own legacy of giv-ing back to their alma mater.

To date, BOOF CE programming has been implemented at Clark Atlanta University, Howard University, Johnson C. Smith University, Livingstone Col-lege, Morehouse College, North Caro-lina A&T University, and Spelman Col-lege. The program will expand its reach to the following schools this Fall: Albany State, Atlanta ITC, Bowie State, Coppin State, Florida A&M, Fort Valley State, Morgan State, Morris Brown, Savannah State, UMES, and University of DC.

As one of the leading providers of retirement, investment, mutual funds, insurance, employee benefits, reinsur-ance and asset management products and services in the United States, ING has been setting the standard in helping customers manage their financial future since 1991.

For more information or to get in-volved in Banking on Our Future, Col-lege Edition, contact Jay Bailey at 770-980-6517.

HOPE President Serves on the Advisory Board of the World Economic Forum

2 www.operationhope.org

Dr. Dorothy Height Continued from page 1

This spring marked the release of a national advertising campaign on both radio and television an-

nouncing HOPE programs across the country. The Public Service Announce-ments were designed to highlight the importance of financial literacy and empowerment across the country.

The television ads were developed and produced by advertising leader BBDO as a part of their national part-nership with Operation HOPE.

John Osborn, president and chief executive officer of BBDO New York said, “eradicating poverty and empow-ering underserved communities with sustaining hope is an issue we at BBDO, and I personally, take very, very serious-ly. We believe that our partnership and approach, which we call ‘soul branding’ that accentuates the positive, will help further strengthen the power of this important message.”

The radio PSAs feature John Hope Bryant; HOPE Global Spokesman and Civil Rights legend Ambassador Andrew Young; and senior advisor to HOPE, President and CEO of the King Center and Founder of Realizing the Dream, Martin Luther King III.

The 30- and 60-second spots were produced by Premiere Radio Networks and are featured nationally. Produced in collaboration with Premiere engineers Larry Morgan in Los Angeles and Ra-chel McGrath in Atlanta, the spots en-courage people to take advantage of the organization’s suite of financial literacy products, which include foreclosure prevention, credit debt management and first-time homebuyers assistance by calling 888-388-HOPE(4673) or vis-iting www.operationhope.org.

“In many cases, the people who need Operation HOPE’s help the most don’t realize that we’re just down the street,” said John Hope Bryant. “Pre-miere Radio is helping us bring atten-tion to the free financial literacy solu-tions we offer through our centers and toll-free hotlines to underserved com-munities across the entire nation.”

“We are very proud of our partner-ship with Operation HOPE,” stated Julie Talbott, Premiere Radio Networks Presi-dent, Content and Affiliate Relations. “It’s an honor to help shine a spotlight on their tireless efforts to further finan-cial literacy and empower people across the nation, while encouraging other leaders to join us in this effort.”

The longstanding partnership with Premiere has produced and broad-casted of more than 18 different PSAs focused on HOPE financial empower-ment services. As a national sponsor to Operation HOPE, in the last six years, Premiere has provided millions of dol-lars worth of in kind support of HOPE’s Silver Rights Movement.

HOPE, BBDO and Premiere Radio Network

Earlier this year, HOPE President and Chief Operating Officer William C. Walbrecher was named to the Advi-

sory Board of the Housing for All Project at the World Economic Forum. Through Walbrecher, HOPE joins an elite advisory board including Habitat for Humanity, UN-HABITAT, Rockefeller Foundation, BASF and others that bring a diverse set of perspectives and voices from different parts of the world.

“I am honored to have been asked to accept such a prestigious position and humbled to serve as an Advisory Board member of the Housing for All Project at the Forum,” said Walbrecher. “I look forward to contributing to the Forum’s core mission of ‘improving the state of the world.’”

Launched in 2009, the Housing for All Project aims to equip business and

government leaders with the knowledge and resources to better engage in public-private partnership housing solutions.

The World Economic Forum is a Geneva-based nonprofit foundation best known for its annual meeting in Davos, Switzerland, which brings together top business leaders, international political leaders, selected intellectuals and journal-ists to discuss the most pressing issues fac-ing the world, including health, the envi-ronment and housing, among others.

Walbrecher is an accomplished For-tune 500 bank CEO who achieved extraor-dinary results in the world of business and finance at the highest levels. His expertise is new ventures, emerging growth com-panies and turnarounds on strategies to prepare the platform for future growth, profitability, and enhanced value. Wal-brecher has served as a member on the

Board of Directors of several banks and most recently was the Chairman of both the Asset/Liability and Loan Committees at First Professional Bank. Walbrecher was a White House Presidential Executive, the only thrift industry executive ever nomi-nated and the highest honor The White House bestows on outstanding individu-als from the corporate sector.

William C. Walbrecher

ING Grant Continued from page 1

www.operationhope.org 3

In response to the 7.0 magnitude earth-quake in Haiti and the commitment in January to help support the survivors

of the disaster now and in years to come, Operation HOPE sent a delegation to Hai-ti in May and June to explore the logistics of delivering HOPE’s programs in Port-au-Prince, with an eye on expanding to other Haitian cities in the months to come.

Immediately following the January 12, 2010 quake, HOPE responded by ex-panding services to Haitian communities in New York, Miami, and Washington DC.

“Most, if not all, Haitians living abroad have been deeply affected by this disaster,” said Fred Smith, senior advisor to the office of the chairman. “By providing these people with support in their com-munities, we have been able to help them

help their family and friends who survived the quake.”

As a Clinton Global Initiative (CGI) commitment, HOPE will hire and train staff and recruit HOPE Corps volunteers in Port-au-Prince to provide financial lit-eracy, economic empowerment and emer-gency recovery services to survivors, in hopes of creating sustainable change on-the-ground in the Caribbean country. All this will be done with the aim of starting a new paradigm of how international aid agencies respond to disasters and empow-

er local communities in the future.“Our vision for Haiti, in concert with

our belief of giving people a hand up and not a hand out, has Operation HOPE go-ing to Haiti, setting up shop in Haiti when, where and how it makes sense, and train-ing Haitians to provide services to help their fellow citizens recover from this di-saster,” stated John Hope Bryant. “It is our goal not only to provide them with the financial tools to help build their future but to inspire a new generation of entre-preneurs in the country.”

Highlighted during the visit were plans to deliver “economic triage” to Hai-tians as well as financial life management programs and long-term economic en-hancement services. Services offered in-clude youth and adult financial literacy, operating a cyber café for residents, pro-viding financial life management skills, effective self-employment skills, training for identified jobs and employment refer-ral, small business ownership and access to microfinance loans. These services will be delivered in coordination and partnership with other nonprofit organizations, gov-ernmental services providers and private sector companies in Haiti and America.

The services already available in Ameri-can cities include:• Adult financial life management skills

to Haitians and their extended fami-lies through local HOPE Financial Literacy Empowerment Centers and community venues.

• Access to HOPE Consumer Credit Crisis Hotline, Mortgage HOPE Crisis Hotline, credit improvement, home-owner workshops and counseling, and small business start-up guidance.

• Encourage individuals to obtain debit cards to facilitate the transfer of funds to Haiti with minimum fees.

• Delivery of HOPE’s award-winning Banking on Our Future curriculum to youth in Haitian communities which consists of a course on the basics of banking, checking and savings, power of credit, and investments.

The following services will be offered in Port-au–Prince:• Guidance and direction to individu-

als who are self-employed or want to become self-employed.

• Employment skills training and re-ferral to identified job opportunities.

• Workshops on small business expan-sion and personal wealth building through the ownership of appreciat-ing assets.

• Financial life management skills workshops for individuals and families.

• Access to micro-loan products for existing small businesses and self-employed individuals.

• Access to information on opening savings and debit card accounts.

• Youth financial literacy through the HOPE Banking on Our Future program.

In May, John Hope Bryant helped lead discussions around innovation in job creation and 21st century employ-

ment skills at the annual Organization for Economic Co-Operation and Develop-ment (OECD) Forum in Paris, France. This year’s delegates, which included high level government officials and business leaders, gathered to examine “The Road to Recov-ery: Innovations, Jobs and Clean Growth.”

OECD Secretary-General Angel Gur-ría, who opened the conference, noted “The OECD has a key role to play in shaping a new model of growth. The Forum offers a unique opportunity to debate the key issues on the international agenda, and to influ-ence policy making. For us, it is invaluable to benefit from the insight and perspectives of representatives of trade unions, business, academia, civil society, media, government and other international organizations as we develop these important new strategies.”

Bryant has played an active role in the global economic development community for many years and has used the forum to advocate financial literacy, economic em-powerment, small business and entrepre-neurship leading to an era of silver rights for the underserved.

“Integrating practical elements into traditional education needs to be a focus of OECD member countries if we are going to return to the levels of pre-crisis growth in the developed and developing world,” said Bryant. “To stay competitive, we need to in-corporate the next generation of financial literacy empowerment and innovative en-trepreneurship instruction into traditional curriculum, and to help the workforce of today to be inspired to train for the emerg-ing jobs of tomorrow. An “aspirationally” relevant worker that is willing and has the

ability to adapt will become a future asset.”The focus of the Road to Recovery

panel was matching skills to (job) oppor-tunities, as well as the emergence of green technologies as a new model for growth in the 21st century. Discussions also sur-rounded the life-long learning process and helping individuals train or re-train for new jobs.

Bryant’s participation at the confer-ence included guest blogging online in the OECD Observer. The entire session can be viewed on the OECD website.

Moderated by Stéphanie Antoine, a prominent media personality from France 24, Bryant was joined during the confer-ence-wide session by: Christine Evans-Klock, Chief, Skills and Employability Department, International Labour Orga-nization; José Mariano Gago, Minister of Science, Technology and Higher Education, Portugal; Geoffrey I. Gallop, Professor and Director, Graduate School of Government, University of Sydney, Australia; Bob Harris, Senior Consultant to the General-Secretary, Education International; and Barbara Isch-inger, Director, Education, OECD

The OECD was established in 1961 and includes 31 member countries. Their mission is to bring together the govern-ments of countries committed to democ-racy and the market economy from around the world to support sustainable economic growth, boost employment, raise living standards, maintain financial stability, as-sist other countries’ economic development and contribute to growth in world trade. The organization provides a setting where governments compare policy experiences, seek answers to common problems, iden-tify good practice and coordinate domestic and international policies.

John Hope Bryant at the OECD Annual Forum in Paris Before 2010 and my introduction to Jahi Davis at Operation HOPE, I

thought that I was “ok” financially, spending whenever I felt like it. After at-

tending an excellent Credit and Financial Management seminar with Mr. Da-

vis, where I received a copy of my credit report and score, I was able to make

an appointment with him to personally analyze my financial situation.

Mr. Davis has given me a wealth of information on how to understand and

repair my credit score and how to become financially stable. He explained to

me what factors made up my score and the importance of paying bills on

time. He also analyzed my expenses and prepared a budget plan which would

help me to pay off the old debt that had been holding down my credit score.

I am now paying off my bills responsibly and cleaning up the mess that I had

procrastinated on for so long.

Mr. Davis assured me that by following the budget and repair plan we agreed

on, I would be headed in a positive direction towards increasing my credit

score and obtaining financial stability. I can not recall a time since college of

not spending out of control and never would have imagined that living on a

budget could be so liberating. I am confident that it will be life changing!

Sincerest thanks!

Petra

I wanted to take the time to send a special “thank you” to Opera-tion HOPE. I was laid off from my full time job in June 2009. Simul-taneously, I was producing a reunion concert that was slated to take place at A Phillip Randolph HS, the original home of Fiorello LaGuardia HS of Music and Art, my alma mater. Facing unem-ployment, no computer resource center to produce said reunion concert, no budget, I thought my professional career was over. Feeling very depressed and somewhat hopeless, I decided to come into Operation HOPE to see what resources were available. After receiving a tour of the facility, I was relieved to know that one could become a member and use the computer center. As I walked through the doors, it was a breath of resourceful fresh air. To see the clean open space, computer terminals was a godsend. Not only was I able to handle all the marketing and promotions for the reunion concert , but I met many wonderful people.Thank you, Operation HOPE! All my best, Juliette

Testimonials

HOPE Delegation to Haiti

4 www.operationhope.org

Almost a year after the successful launch of 5MK, Los Angeles, HOPE is preparing for the launch of 5MK,

Oakland. Slated to be held in concert with the HOPE Oakland Financial Forum in October, the 5MK, Oakland launch will focus on instilling the importance of edu-cation, spark an understanding of financial literacy, and ultimately make a positive dif-ference in lives of youth across the city.

Since the 5MK, Los Angeles launch, Banking on Our Future, Los Angeles has continued to bring the program to LAUSD, reaching 50 schools and educating 13,133 students.

Operation HOPE has received an out-pouring of support for 5MK which has enabled the initiative to continue momen-

tum and build strategic partnerships across the government, private, community, and educational sectors. Working with Mayor Ron Dellums, Superintendent Tony Smith, and the community of Oakland the next 5MK launch will have a profound impact throughout the entire Bay Area. Operation HOPE will use the event to highlight the amazing work going on in the region to combat the high school drop-out rate.

YEAR ONE RESULTS

• Educated over 40,000 youth this year.

• Partnered with HEW Federal Credit Union, Suntrust Bank, Bank of the West along with other partners to open youth starter savings accounts.

• In the 2010 tax season, 426 people received EITC education and aware-

ness and 264 people received the Earned Income Tax Credit which totaled $199,926 in EITC dollars.

• Partnered with the National League of Cities Bank on DC and Bank on Oakland to provide sav-ings accounts for adults

• HOPE Corps has added over 1,100 volunteers to its ranks this year.

• Launched a national public service announcement campaign in part-nership with the National Broad-casters Association and BBDO.

• HOPE will be unveiling the first edition of the Banking on Our Fu-ture Celebrity Edition featuring Quincy Jones this year.

The 5 MILLION KIDS Initiative Update

On April 7, 2010, Operation HOPE celebrated the further expansion into the southeast with two events.

The day began with the Operation HOPE Financial Literacy Empowerment Center at Ebenezer Press Conference and Shovel Ceremony. It brought together over 200 leaders from banking, government, the community and clergy to celebrate the years of work and planning for a new finan-cial resource center for Atlanta residents.

Speakers included Federal Deposit Insurance Corporation (FDIC) Chairman Sheila Bair; HOPE Global Spokesman Am-bassador Andrew Young; The King Cen-ter President and Chief Executive Officer Martin Luther King, III; Ebenezer Baptist Church Senior Pastor Rev. Dr. Raphael G. Warnock; SunTrust Bank Mid-Atlantic Banking Group President and Chief Ex-ecutive Officer C.T. Hill; and FINANCIAL SERVICES ROUNDTABLE President and Chief Executive officer Steve Bartlett, among others. Distinguished podium

guests included Reverend Bernice King and Ms. Christine King Farris, daughter and sis-ter of Dr. Martin Luther King, respectively.

“For over 123 years, the Ebenezer Bap-tist Church has been directly engaged in leading the Atlanta community,” said Rev. Warnock. “The Operation HOPE Financial Literacy Empowerment Center at Ebenezer within the Martin Luther King, Sr. Resource Facility will become another one of those benchmarks. We welcome John Hope Bryant and the Operation HOPE team, who work tirelessly to provide the disenfranchised with a renewed vision, a feeling of hope, a sense of self-respect and dignity and an opportunity to succeed.”

Sponsors for the center include found-ing signature partners SunTrust Bank and State Farm Insurance, founding major partner Wachovia/Wells Fargo, along with supporting center partners Citizen’s Trust Bank, Capitol City Bank, the FINANCIAL SERVICES ROUNDTABLE and Ebenezer Baptist Church. The FDIC is a national

partner with Operation HOPE.“We can’t fully enjoy our hard-won

civil rights without economic rights,” says Bryant. “Our goal is to ensure that every individual has access to the mainstream economy and no communities are locked out or preyed upon. We are doing all we can to eliminate the need for what I call ghet-toized financial services, from payday lend-ers to check cashers to rent-to-own schemes that do little more than keep poor people poor. And there’s no better place to teach these life-giving lessons than in the cradle of the civil rights movement.”

In the afternoon, the Federal Reserve Bank of Atlanta hosted the HOPE Atlanta Financial Forum, which gathered some of the country’s leading financial, political and business minds where they sought to ad-dress the next steps in coping with the eco-nomic crisis.

The event kicked off with keynote remarks by FDIC Chairman Bair, where she stated: “We look forward to partner-

Join Operation HOPE for the HOPE ATLANTA REGIONAL OFFICE

RIBBON CUTTINGThursday, July 29, 2010

6:00PM to 8:00PM191 Peachtree Street

Atlanta, Georgia 30303

For more information, contact 404-941-2919

HOPE Atlanta Regional Office Ribbon Cutting

Operation HOPE Financial Literacy Empowerment Center at Ebenezer

Introducing the HOPE Office of Innovation, Research and Assessment

and personnel to Anglican churches and of-ficials and help the overall promotion, facili-tation and participation of these programs across South Africa.

The Dignity module of Banking on Our Future was principally developed through the World Economic Forum’s Young Global Leaders Global Dignity pro-gram. Dignity provides the empowerment module of the curriculum and is approved by the provincial and national South Afri-can Departments of Education. The ses-sions are designed to teach youth how to live a dignified life and empower them with the tools to get there.

Following the signing ceremony, Bry-ant and Tutu conducted a special session with a group of young learners encouraging them to think globally.

In 2007, HOPE made its five-year com-mitment to recruit 250 HOPE Corps volun-teers and teach 50,000 South Africans, pri-marily women and youth, about financial literacy, dignity and entrepreneurship. Since then, the program has successfully educated

over 15,000 individuals in seven provinces and recruited nearly 700 volunteers.

Private sector partners include the Citi Foundation, Deutsche Bank, International Finance Corporation, and the UPS Founda-tion. HOPE public sector partners include the Gauteng and Western Cape Departments of Education and the City of Tshwane. HOPE non-government organization partners in-clude the Nelson Mandela Children’s Fund, Peace Corps South Africa, Clinton Global Initiatives, the Banking Association South Africa, the South African Coalition on HIV/AIDS, CIDA University, The Tertiary School of Business Administration, and the Anglican Youth of Southern Africa.

Additionally, HOPE has expanded its volunteer program in South Africa to in-clude a Global HOPE Corps. Interested volunteers from the United States traveling to South Africa will have an opportunity to empower youth and women through the Banking on Our Future program. Volun-teers will instill learners with a sense of dig-nity, through financial education and entre-preneurship. For more information about HOPE Corps and volunteering contact Shannon Campbell at shannon.campbell@operationhope.org.

HOPE LeadershipHOPE is proud to announce the 2010 Leadership team!

www.operationhope.org 5

ing with the new HOPE Center… It will be a new beacon for Dr. King’s message of freedom, justice and dignity for all but more than that, it will be a place where people can come to gain practical knowl-edge and skills that they can use to attain their goals.”

After the keynote address, panelists joined moderator Chairman Lockhart to discuss financial literacy in the light of the current global economic crisis with the topic “Where Do We Go From Here?” The session addressed the role of financial literacy as we move out of this financial downturn. Questions also focused in on how to measure performance in this area and how federal agencies and nonprofit organizations should work together to ac-complish these goals. Panelists included Michelle Greene, deputy assistant secre-tary for financial education and financial access with the Department of the Trea-sury, civil rights icon Ambassador Andrew Young, Steve Bartlett, CEO of the FINAN-CIAL SERVICES ROUNDTABLE, Execu-tive Vice President and Chief of Staff for The King Center Isaac Newton Farris, CEO of the New York Stock Exchange Duncan Niederauer and Jim Clifton, president and CEO of Gallup, Inc.

Operation HOPE Financial Literacy Empowerment Center at Ebenezer

Founding Signature Partners

Founding Partner

Supporting Center Partners

Citizen’s Trust Bank

3rd Anniversary in South Africa Continued from page 1

EXECUTIVE MANAGEMENT

John Hope BryantFounder, Chairman and ChiefExecutive Officer

Bill WalbrecherPresident and Chief Operating Officer

Rachael DoffExecutive Vice PresidentChief of Staff and Senior Advisor, Office of

the ChairmanChief Administrative Officer

Lance TriggsExecutive Vice PresidentChief of HOPE Financial Literacy

Empowerment Centers

Mary L. HagertyFirst Senior Vice PresidentGlobal Chief of Financial Literacy

Rod McGrewGlobal Chief of Branding and MarketingSenior Advisor to Office of the Chairman

Jena RoscoeSenior Vice PresidentChief of Government Affairs

Fred D. SmithSenior Advisor to Office of the Chairman

SENIOR ADVISORS

Martin Luther King IIIPresident and Chief Executive OfficerThe King Center Landon TaylorSenior ConsultantHOPE Office of Innovation, Research and

Assessment

SENIOR MANAGEMENT

Shannon CampbellDirectorHOPE Corps

Eric ClayVice PresidentHOPE Financial LiteracyEmpowerment Centers

Evelyn DucoulombierVice PresidentAdministration Department

Kevin FlemingSenior Vice President, Director of

OperationsGlobal Financial Literacy

Ivette GonzalezVice PresidentHOPE Financial LiteracyEmpowerment Centers

Sherry JohnVice PresidentCommunications Department

Sharon JonesVice President, Public Policy

Ilya MonroeVice President, Website andPublications ManagerCommunications Department

Victor StarostenkoManager, Information and Technology

Jason YanceyOperations ManagerHOPE Coalition America

Rochelle ZawodnyVice President, Controller

HOPE is proud to welcome Land-on Taylor as Senior Consultant for the HOPE Office Innova-

tion, Research and Assessment (OIRA) as well as HOPE Advisors.

As Senior Consultant, Landon Tay-lor will provide direction and will aid in the development of the OIRA. A long-time supporter of HOPE, Landon Taylor is currently the Founder, Chairman, and CEO of the New Paradigm Broadcast-ing Network. Prior to founding NPBN, he worked as a Fortune 300 corporate officer for The First American Corpora-tion and as President- Strategic Markets Division for the corporation’s largest subsidiary, First American Title Insur-ance Company.

Taylor’s involvement with HOPE dates back several years to the early days of the organization. In 2006, he was hon-ored for his emergency economic “silver rights” response to Hurricane Katrina through HOPE Coalition America and led the effort at First American to fund the establishment of the virtual HOPE Center in Poway California.

The focus of the newly-created HOPE Office of Innovation, Research and Assessment, will be to track the success of current programs including Banking on Our Future, HOPE Finan-cial Literacy Empowerment Centers, HOPE Coalition America, HOPE Corps, HOPE Advisors, HOPE Forums and HOPE Global Initiatives, as well as FIVE MILLION KIDS (5MK), and the impor-tant 5-year Framework Agreement with the FINANCIAL SERVICES ROUND-TABLE; contribute to the development of the new Gallup- HOPE Financial Lit-eracy Index; and analyze the impact of HOPE programs and services on youth, adults and the community at large.

Year to Date Program to Date

HOPE Financial Literacy Empowerment Center

Adult Financial Literacy 5,471 66,445

Counseling 2,701 28,338

Housing Graduates 231 2,041

Cyber Café Memberships 2,448 24,625

Computer Usage 14,259 -

Loan Originations 668 8,611

Loan Approvals 241 3,761

Amount $77,988,224.00 $723,033,975.00

Loans Funded 127 2,723

Amount $36,553,808.00 $615,381,596.00

Entrepreneurial Training 95 1,757

Call Center Calls 7,673 129,635

Clients Served 33,596 723,611

Banking on Our Future

Youth Educated 47,028 488,347

HOPE Corps

Volunteers Trained 1,100 11,000

HOPE Program Results (through May 2010)

6 www.operationhope.org

HOPE is proud to welcome its newest HOPE National Board Member NYSE Euronext

Chief Executive Officer and Director Duncan Niederauer.

“Given Duncan’s commitment to financial literacy and his standing in global finance, Duncan will be a great asset to our board” said Walbrecher, who made the announcement from Operation HOPE’s World Headquarters in Los Angeles. “Duncan has demonstrated outstanding leadership in financial education and believes it is time to take action to empower individuals to give them financial stability in their lives. We are honored to have him join our board and look forward to his guidance and insights for continued success.”

“I believe in the work Operation HOPE and in the need to help people of all ages and walks of life better understand and participate in the financial system,” Niederauer said. “NYSE Euronext shares Operation Hope’s commitment to financial education, and it is my goal to extend our association and mission to others in our community of listed companies and the financial system so that all Americans have the opportunity to become more financially capable and knowledgeable. Doing so is beneficial

for individuals and local communities, our economy and our nation.”

Niederauer will serve on the HOPE National Board under vice-chairs Tim Chrisman, the CEO of Chrisman & Company, the President of Capital One Bank, Lynn Pike and the Vice Chairman of US Bancorp Rick Hartnack. The HOPE National Board is comprised of some of the nation’s most powerful executives, decision-makers, bankers and economists. These individuals play an essential role in providing insight and guidance to the organization’s direction. To date, HOPE has served over 1.2 million customers, raised more than $500 million in inner-city investments and educated more than 475,000 youth in financial literacy.

Welcome to the Board

Duncan NeiuderaurCEO, NYSE Euronext

ver rights’ mission to eradicate poverty and build wealth by providing people with a practical skill set and the ability to under-stand the ‘language of money.’”

U.S. Bancorp’s Chairman, President and CEO Richard K. Davis is also chairman of the FINANCIAL SERVICES ROUND-TABLE and in this position will encourage other leaders to make financial literacy a high-level business priority.

U.S. Bank and Operation HOPE share the view that the best way to deal with the current economic crisis and to help prevent it from happening again is to help people get out of the untenable situations they are in - through loan modifications and other pro-active assistance. The second objective, shared by all the members of the FINAN-CIAL SERVICES ROUNDTABLE, is to en-sure that false barriers do not impede the flow of credit to the American consumer with less than an 800 credit score; that cred-

it is available to all who need it and have demonstrated that they can use it wisely. Fi-nally, to make sure that a crisis of this mag-nitude does not repeat itself, all financial institutions need to guarantee that Ameri-can consumers are educated in the effective, safe and wise use of the financial system for credit, savings, investing, home purchases, retirement planning, life insurance and the myriad of other products available to the American household.

U.S. Bank has been a supporter of HOPE programs aimed at youth financial literacy in Los Angeles and Denver for several years. In addition, through its acquisition of CalNational Bank in Los Angeles, U.S. Bank has taken over annual financial support of the HOPE Financial Literacy Empowerment Center in Maywood, California.

In making these financial commit-ments to HOPE, U.S. Bank strives to en-courage other financial service organiza-tions to join the Silver Rights Movement in making financial literacy a national priority and an essential objective of every financial service provider in America.

U.S Bank Continued from page 1

HOPE Oakland Financial Forum

This October, Operation HOPE will host the HOPE Oakland Financial Forum – Financial

Literacy in the Backdrop of the Glob-al Economic Crisis: Where Do We Go From Here?

Partners to date include the City of Oakland and Union Bank.

Confirmed participants include Mayor Ron Dellums; Oakland SBA District Director Mark Quinn; FI-NANCIAL SERVICES ROUNDTA-BLE CEO Steve Bartlett; Federal Home Loan Bank of San Francisco Chairman Tim Chrisman; President and CEO of the Federal Reserve Bank of San Fran-cisco Janet L. Yellen.

These distinguished leaders will speak on making the business case for financial literacy and the positive im-pact that it will have as it pertains to addressing the dropout rate in schools, the unbanked, small businesses, home foreclosures, job growth and the econ-omy. Additionally, each presenter will share best practices and offer insights into how their respective organizations are contributing to increased aware-ness regarding these issues.

For more information please con-tact Adrienne McMiller at 213-891-2900 ext 251.

Time/CNN/Fortune Global Forum

John Hope Bryant was a featured speaker at the 2010 FORTUNE/TIME/CNN Global Forum from

June 26-28, 2010, in South Africa. He spoke on the work of Operation HOPE, the 3-year anniversary of HOPE’s work in South Africa and the vision for “where we go from here.”

Additional speakers included South African President Jacob Zuma; Kgalema Motlanthe, Deputy Presi-dent Republic of South Africa; Wang Jianzhou, Chairman and CEO, China Mobile Limited; Josef Ackermann, Chairman of the Management Board and the Group Executive Commit-tee, Deutsche Bank AG; Katie Couric, Anchor and Managing Editor, CBS Evening News; F.W. de Klerk, Former President, Republic of South Africa; Graça Machel, President, Foundation for Community Development; and Archbishop Desmond Tutu, Chair, The Elders Foundation.

For more information on the FOR-TUNE/TIME/CNN Global Forum visit http://www.fortuneconferences.com/global/.

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HOPE NATIONAL BOARD

Executive Board Members

John Hope BryantFounder, Chairman, Chief Executive

OfficerOperation HOPE, Inc.

Timothy R. ChrismanChief Executive OfficerChrisman & Company, Inc.Board Vice Chair

Lynn PikePresidentCapital One Bank, N.A.Board Vice Chair

Richard C. HartnackVice Chairman - Consumer Banking

GroupU.S. BancorpBoard Vice Chair

Craig DeRoyPresidentCorporate Initiatives Development

Group (CIDG)

George W. HaligowskiFormer ChairmanITLA Capital/Imperial Capital Bank

William A. HannaManaging DirectorJacobs Capital Group, LLC

Paul H. IrvingAdvanced Leadership FellowHarvard University

Don J. McGrathManaging PartnerDiamond Bear Partners, LLC

Gregory A. MitchellFormer President and Chief Executive

OfficerCalifornia National Bank

John Robinson

Board Members

John BlenkeExecutive Vice PresidentTransUnion

Julia T. Brown, Esq.Vice President & Community

Reinvestment ActOfficerCharles Schwab Bank

Robert BurtonPresidentE*TRADE Bank

Sean Cleary Managing Director Strategic Concepts (PTY) LTD.

Jeff FendlerPresidentPrimerica Life Insurance Company

Roberto R. HerenciaFormer President and Chief ExecutiveOfficerMidwest Banc Holdings

Arlen GelbardConsultantJefferson National Financial

Pierre Habis Branch Banking Group ExecutiveUnion Bank of California

Kraig T. KitchinPresidentSound Mind LLC

Brian LongePresident and Chief Executive OfficerWolters Kluwer Financial Services

Thomas J. McInerneyCOO, ING Management Board

Insurance ING Insurance Americas

Walter J. MixManaging DirectorLECG, LLC

David W. MooneyPresident & Chief Executive OfficerAlliant Credit Union

Duncan NiederauerChief Executive OfficerNew York Stock Exchange (NYSE)

Euronext

Celie NiehausChief Compliance OfficerE*TRADE

J. Michael Shepherd President and Chief Executive Officer BancWest Corporation

David SimonFormer Executive Vice PresidentCiti

Michael P. SmithPresident and Chief Executive OfficerNew York Bankers Association

Tom SwansonRetail Regional Sales ManagerWells Fargo Home Mortgage

Mary Lee WidenerFounding President, retiredNeighborhood Housing Services of

America, Inc.

Andrew Young, lllPresidentYoung Solutions

SOUTHWESTERN BOARD

Tom SwansonRetail Regional Sales ManagerWells Fargo Home MortgageBoard Chair

Vernon V. AguirreCalifornia Regional ExecutiveBanco Popular

Karen A. ClarkVice President, National Multicultural

Marketing ManagerCommunity and Public AffairsU.S. Bank

Andrew CohenManaging Director JPMorgan Trust Company

Elaine Gaspard Vice President, Relationship ManagerEast West Bank

Craig L. HudsonPresident and Chief Operating OfficerSummitt Consulting

Donald KinceyVice President, Community

Development and Public AffairsComerica West Incorporated

Mindy LamontVice President Wealth Management

ServicesOne Capital Management LLC

Barbara NallPresident and Chief Executive OfficerLA Financial Federal Credit Union

César RosasChief Executive OfficerPrimavera Capital

Ellis M. Stanley, Sr.Director of Emergency Management

ServicesDewberry

NORTHWESTERN BOARD

Julia T. Brown, Esq.Vice President & Community

Reinvestment Act OfficerCharles Schwab BankBoard Chair

Cheryl EvansDivision Community Relations DirectorCitibank (West), F.S.B.

David GloverExecutive DirectorOakland Citizens Community for Urban

Renewal (OCCUR)

Rebeca RangelVice President-Community Affairs

ManagerBank of the West

Lena RobinsonRegional Manager, Northern CaliforniaCommunity Development

Otis WatsonAssistant Vice President and CRA Market

ManagerComerica Bank

Brad WengerPresidentAssociation of California Life & Health

Insurance Co.

Joel WyrickPresidentSilicon Valley Black Chamber

MID-ATLANTIC BOARD

Celie NiehausChief Compliance OfficerE*TRADEBoard Chair

DeLise Bernard Special Assistant to the President Beyond Excellence: Expert Health

Solutions

Theodore N. CarterExecutive Managing DirectorCB Richard Ellis, Global Corporate

Services

Edward IngleManaging Director, Government AffairsMicrosoft CorporationLaw & Corporate Affairs

Brian C. JonesManager, Federal Government Relations Dell, Inc.

Kelvin JamesDirector, Community Investment E*TRADE Bank

Stephen Ryan, Esq.PartnerMcDermott, Will and Emery

Lionel SavageCorporate Vice President, Market

Development & Industry Rela.The First American Corporation

Edward J. StuckyManaging Director Republic Risk Management

Barry WidesCertified Public Accountant

J. Scott WilfongChairman, President and Chief Executive

OfficerSunTrust Bank, Greater Washington/

Maryland

Bernard WilsonAccess Capital Partners

MIDWESTERN BOARD

David W. MooneyPresident & Chief Executive OfficerAlliant Credit UnionBoard Chair

Gregg SteinbergPresidentCharlemagne Holdings Inc.Board Vice Chair

Loretta AbramsSenior Vice President, Consumer AffairsHSBC

David A. HerronChief Executive OfficerChicago Stock Exchange, Inc.

Ralph B. MandellChairmanPrivateBancorp, Inc.

Mary M. McDonnellPresident and Chief Executive OfficerGeneva Trading USA, LLC

Judith C. Rice Vice President and Director, Government

RelationsHarris Bank

Mary Beth RooneyDirector Citigroup Global Markets, Inc.

Daniel RothPresident and Chief Executive OfficerNational Futures Association

Timothy SzerlongPresident, Worldwide Field OperationsCNA Insurance

Colleen Tunney-RyanVice President, Corporate Affairs and

CommunicationsTrans Union

Alicia Williams (Ex-Officio Member)Vice President & Community Affairs

OfficerFederal Reserve Bank Of ChicagoCommunity & Corporate Affairs

NORTHEASTERN BOARD

Michael P. SmithPresidentNew York Bankers AssociationBoard Chair

Natalie AbatemarcoVice President, Global Community

RelationsCitigroup, Inc.

Robert CoxExecutive Vice President, Chubb & SonChief Operating Officer, Chubb Specialty

Insurance Chubb Group of Insurance Companies

Michael CurcioEVP & President, E*TRADE SecuritiesE*TRADE FINANCIAL

Gary HattemPresidentDeutsche Bank Americas Foundation

Robyn InceNew York Development DirectorYouth About Business

Brad KimePresidentOn Deck Capital

Edward B. KramerExecutive Vice President, Regulatory

ProgramsWolters Kluwer Financial Services/ PCi

Robert A. MarchmanExecutive Vice President Financial Industry Regulatory Authority

(FINRA)

Lynn Pike, (HOPE National Board Representative)

PresidentCapital One Bank

Blondel PinnockPresidentCarver Community Development

Corporation

Muriel SiebertFounder and PresidentMuriel Siebert & Co

David Simon (HOPE National Board Representative)

Former Executive Vice PresidentCiti

Stacey TisdaleOn-Air Financial Journalist

Mark A. WillisResident Research FellowFurman Center for Real Estate and

Urban Policy

SOUTHEASTERN BOARD

Jeff FendlerPresidentPrimerica Life Insurance CompanyBoard Co-Chair

Andrew Young, lllPresidentYoung SolutionsBoard Co-Chair

William “Bill” CheeksPresidentABBA Associates Inc.

D. Scott Dalton Senior Vice President, Southeast Regional

Manager Chubb & Son

Councilman Kwanza HallCouncilmemberAtlanta City Council

Laurel Hord HillSenior Vice President, Government &

Institutional BankingWachovia Bank

Shirley LasseterDirector of Public EducationState of Georgia

Mary OlsonVice President of Marketing Delta Community Credit Union

Ivy Oxendine Blue Cross Blue Shield of Georgia

Robert Rumley Assistant Vice President,Global Corporate and Institutional

Advisory ServicesMerrill Lynch Global Wealth

Management

Pernell Smalley IT Vendor Relations ManagerSun Trust

Rev. Dr. Raphael WarnockSenior PastorEbenezer Baptist Church

Carolyn YoungGoodWorks International

M. Christina YoungAssociateAlston and Bird, LLP

HOPE GLOBAL BOARD OF ADVISORS

Sean Cleary Managing Director Strategic Concepts (PTY) LTD. Board Chair

Anouseh Ansari Chairman and Co-Founder Prodea Inc.

Claudé Béglé Chairman of the Board of Directors Swiss Post

Kumi Fujisawa Vice President Sophia Bank Ltd.

Martina Gmur Associate Director World Economic Forum

Elvis Gbanabom Hallowell Founder and Executive Director SHARE (Save Heritage and Rehabilitate

the Environment)

Jack Hawkins Principal International Volunteer Ventures, LLC

(INVOLVE)

Profesor Pekka Himanen Helsinki Institute for Information

Technology

Frank Krings Chief Operating OfficerHypo Real Estate Group, AG

Penny Low Member of Parliament, Singapore Chief Executive Officer, Planers-Hub

Consultancy

Juan Nieto Chairman and Chief Executive Officer Palmera Capital y Servicios

Malvinder Mohan Singh President-Pharmaceuticals Ranbaxy Laboratories Ltd.

Honorable Robin Renee Sanders U.S. Ambassador to the Federal Republic

of NigeriaUnited States State Department

Carole WainainaHR Director for the Eurasia and Africa

Group (EAG)The Coca-Cola Company

HOPE GAUTENG BOARD

Andile Ncontsa Head Old Mutual FoundationBoard Chair

Mampe Ntsedi L&E Skills Development Programme Nelson Mandela Children’s Fund

Donna Oosthuyse Chief Operating Officer Citigroup

Kojo Parris Head of the Colloquium for Social

Entrepreneurs The Gordon Institute of Business Science

Thierry TanohDirectorInternational Finance Corporation (IFC)

HOPE WESTERN CAPE BOARD

Herman Bailey Former Mayor The FW de Klerk Foundation Board Chair

Sean Cleary Managing Director Strategic Concepts (PTY) LTD.

Danie MalanSales & Distribution ExecutiveOld Mutual Finance (Pty) Ltd

www.operationhope.org 7

OPERATION HOPE, INC.

Non-Profit OrgU.S. Postage

PAIDLos Angeles, CA

Permit No. 30802

Corporate World Headquarters

707 Wilshire Boulevard, 30th Floor

Los Angeles, California 90017

For more information visit the web at:

www.operationhope.orgwww.5mk.org

1 8 Y E A R S O F E M P O W E R M E N T

HOPE Financial Literacy Empowerment Center Network

HOPE Center, Atlanta(Coming in 2011)

HOPE Center, Long Beach

HOPE Center, Los Angeles

HOPE Center, Maywood

HOPE Center, Miami

HOPE Center, New York

HOPE Center, Oakland

HOPE Center, Southgate

HOPE Center, Washington, D.C

Poway HOPE Call Centerc/o First American

HOPE Program Offices

Banking on Our Future

Atlanta, Georgiac/o ING

Baltimore, Marylandc/o M&T Bank

Bay Area, California

Boston, Massachusettsc/o Citizens Bank

Chicago, Illinoisc/o United Way

Dallas, Texasc/o H&R Block

Denver, Coloradoc/o Bank of the West

Detroit, Michiganc/o New DetroitInglewood, California

Los Angeles, California

New York, New York

Orange County, Californiac/o First American

Philadelphia, Pennsylvaniac/o PNC

Pittsburgh, Pennsylvaniac/o E*TRADE

Portland, Oregonc/o Bank of the West

Washington, D.C.c/o E*TRADE

HOPE Coalition America

New Orleans, Louisiana

Los Angeles, California

Global Dignity

Los Angeles, California

New York, New Yorkc/o HOPE Center, New York

Operation HOPE, South Africa

Gauteng

Limpopo

Mpumalanga

North West

Western Cape

Operation HOPE OfficesFor hours and contact information visit www.operationhope.org