Open Ended Mutual Fund Schemes

8/4/2019 Open Ended Mutual Fund Schemes

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OPEN ENDED MUTUAL FUNDSCHEMES OF

STATE BANK OF INDIA

Shrinathji Institute of ManagementUpali Oden, Nathdwara (RAJ.)

By:-Deepesh AgarwalIV Sem (Finance/Marketing)


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INTRODUCTIONMUTUAL FUNDSA mutual fund pools the money of people with similar investment goals.

The term mutual is used in sense that all its returns, minus its expenses, areshared by the funds unit holders

The Mutual Funds offer the common man an opportunity to invest in a diversified

professionally managed basket of securities at a relatively low cost

Mutual funds in India

The mutual fund industry in India started in 1963 with the formation of UnitTrust of India, at the initiative of the Government of India and ReserveBank.


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MUTUAL FUND SCHEMES

1. OPEN-ENDED SCHEME: When a fund isaccepted and liquidated on a continuousbasis by a mutual fund manager, it is calledopen-ended scheme.

2. CLOSE-ENDED SCHEME: When units ofa scheme are liquidated (repurchase) only

after the expiry of a specified period, it isknown as a close-ended scheme.


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RETURN BASED

CLASSIFICATION:

1. INCOME FUND SCHEME: The schemethat is tailored to suit the needs of investorswho are particular about regular returns isknown as income fund scheme.

2. GROWTH FUND SCHEME: it is a mutualfund scheme that offers the advantage ofcapital appreciation of the underlying

investment.


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INVESTMENT BASED

CLASSIFICATION:

1. EQUITY FUND SCHEME: A kind of mutual fund whose strengthis derived from equity based investments is called equity fundscheme.

2. BOND FUND SCHEME: it is a type of mutual fund whose strengthis derived from bond based investments.

3. BALANCED FUND SCHEME: a scheme of mutual fund that has amix of debt & equity in the portfolio of investment may be referred toas a Balanced Fund Scheme.

4. SECTORAL FUND SCHEMES: when the managers of mutualfund invest the collected from a wide variety of small investors

5. FUND-OF-FUND SCHEME: There can also be funds of funds,where funds of one mutual funds are invested in the units of othermutual funds.


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Objective

The main purpose of doing this project was to explain about SBI

mutual fund schemes and its functioning.

Helps to know in details about mutual fund industry right from itsinception stage, growth and future prospects.

It also helps in understanding different schemes of mutual funds.

The project study was done to ascertain the asset allocation, entryload, exit load, associated with the mutual funds.

Ultimately this would help in understanding the benefits of mutual

funds to investors.


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MY VIEWS:

There is an increasing awareness about the

mutual funds among Indian Investors. Young working individuals are more interested

in growth based mutual funds.

The brokers play a very vital role in fund

selection. The bias of the broker towards ascheme impacts the sale of scheme.

Investors like to get regular info. about theirproduct

Many people dont understand varioustechnical jargons used in the FACTSHEET.


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SUGGESTIONS

The investors are not willing to invest in mutual fund unless aminimum return is assured.

All the mutual funds are operated only in the public sector, henceprivate sector must be allowed to float mutual funds, intensifyingcompetition in this industry.

Steps should be taken for funds to make fair and truthful disclosuresof information to the investors.

Uniform coordinated regulations by a single agency would beformed to provide the shelter to the investors.

Mutual fund can penetrate rural areas like the Indian insurance

industry with simple and limited products.


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CONCLUSION

MOST OF THE SHEMES ARE OPENENDED.

EASY TO INVEST.

SYSTEMATIC INVESTMENT PLANS. DO NOT REQUIRE PAN CARD FOR SIPs.

INVITES EASY INVESTMENT OF ONLYHUNDERED RUPEE IN CHOTA SIPSCHEME.


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THANK

YOU

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Open Ended Mutual Fund Schemes