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Online Banking Services
As your partner in business banking, Columbia Bank provides specialized online and mobile banking products and services for your organization’s unique needs.
At Columbia Bank, we know it’s important to have access to your finances when and where it’s most convenient. With our online and mobile banking products, managing your accounts online is easy and safe. We offer an extensive suite of products and support tools designed to help save time and money, allowing you to focus on what’s most important: running your business.
Online BankingWith Columbia Bank’s complimentary Online Banking, you can complete a number of transactions whenever and wherever you prefer. Online Banking allows you to frequently monitor account activity and gain more control over your account to help prevent and detect fraud. For additional convenience, you can also access many Online Banking features through our mobile app in iTunes® and Google Play.™
• Instant access from anywhere View your balance and activity, including images of deposited items and checks, in real time. You can also place stop payments, or pay bills and individuals anytime, from anywhere with Online Bill Pay.1
• Stop waiting for your mail carrier Online Statements2 save time and resources by electronically delivering account documents as soon as the statement cycle ends. Up to two years of statements are available through Online Banking, so you’ll no longer need to store paper copies.
• Stay up to date Online Banking helps you monitor account activity by providing alerts, which can be sent via phone, email or text message.
• Protect your sensitive information Online Banking allows for secure messaging between you and Columbia Bank, so you don’t have to worry about your sensitive information landing in the wrong hands.
• Reduce manual entry Online Banking allows you to download activity to Quicken and QuickBooks to help simplify the account reconciliation process.
Business Bill Pay Columbia Bank’s Business Bill Pay is your solution for convenient, customized finance management with more than just the ability to pay bills online anytime, anywhere.
• Control cash flow You can decide how much to pay and when to pay.
• Increase administrative control and fraud protection Institute dual signatures so two users are required to approve a payment before it is finalized. You can also set payment tasks and permissions for each user.
• Receive customized reports Run and customize audit reports to track payment activity for authorized users and your company’s spending and payment history.
Positive PayProtect your organization from check fraud with Positive Pay. Provide Columbia Bank with a list of your issued checks, and we will compare that against checks presented for payment and notify you if there are any discrepancies. You can then decide whether you want to proceed with payment.
ACH Origination Streamline payments with ACH Origination for electronic payments such as direct deposit payroll, donation collection, vendor payments and tax payments.
• Simplify account reconciliation With ACH Origination, your account statement includes a single dollar amount for all originated ACH transactions in each batch, versus individual check amounts to reconcile.
• Reduce costs ACH Origination eliminates the need for manual check preparation, reducing your administrative costs as well as saving time and improving efficiencies.
Online Banking Plus3
Many businesses have specialized online banking needs. Columbia Bank’s Online Banking Plus offers the same great features of Online Banking but with an extended menu of services and online tools. Many of these additional benefits provide your business with expanded security measures and increased administrative controls, including the ability to grant unique levels of access to multiple users. Many of our Online Banking Plus features are also available through our mobile app in iTunes® and Google Play.™
Below are key modules3 available only in Online Banking Plus.
ACH Positive Pay (also known as ACH Block and Filter)ACH Positive Pay helps protect businesses from fraudulent incoming electronic items. You can choose to either block all electronic items or build your own criteria for allowing certain items.
Online Statements2
With Online Banking Plus you have all the same great benefits that are available in Online Banking, as well as the ability to grant third-party access to your statements.
Wire TransfersConduct transfers online to both domestic and international destinations and decrease costs while increasing efficiency.
Deposit Plus – Remote Capture It’s not always possible to leave the office to make timely deposits. Deposit Plus allows you to scan checks from your office and submit them electronically without ever having to leave. It also helps:
• Improve cash flow Use Deposit Plus to scan and deposit checks throughout the day so funds are readily available in your account.
• Reduce paperwork Deposit Plus automatically archives a digital copy of your deposited items.
• Increase flexibility Make deposits each business day by 6:00 p.m. PST and receive same-day credit. Deposits made after 6:00 p.m., on weekends or on holidays, will be credited the next business day.
Onsite training and client service access line available.
Mobile BankingOur convenient and secure mobile app, available in iTunes® or Google Play,™ allows you to manage your banking needs remotely.
• Secure log in. You are provided with a secured connection when accessing your online banking account through our mobile app.
• Stay up to date with online activity details displayed in real time.
• View your account, including transactions, check numbers and amounts, as well as initiate and approve commercial transactions, complete funds transfers or make bill payments5 to existing payees from anywhere you have mobile service.
• View Columbia Bank office information such as locations and hours.
• Deposit checks anytime, anywhere with our Mobile Deposit feature6.
Text Banking7
Through our online banking platform, you don’t always have to be logged in to conduct basic banking transactions; just text them to us. Ask for your account balance, history or transfer money from one account to another without having to remember a password. Take advantage of this quick and easy feature by signing up for text banking through the platform’s text enrollment.
Security Your financial protection is a top priority at Columbia Bank. We regularly update our online tools to remain current with the latest security measures while continuously striving to protect your assets and give you peace of mind. Security measures include:
• SSL encryption to protect your online banking activity.
• An out-of-band secure access code is required for registering your computer or resetting your password. Commercial payments require a secure access or VeriSign token code.
• Constant monitoring for potentially unauthorized outgoing commercial payments through the use of a fraud detection and monitoring system.
Columbia Bank recommends clients also take these additional security precautions, available within Online Banking Plus:
• Institute dual controls for commercial payments, requiring a second user to approve transactions.
• Set up additional security alerts to notify you of potentially suspicious online activity. This is also available in Online Banking.
• Ensure that users do not have more access than necessary for their job functions.
• Monitor user activity through the online activity area on a regular basis.
For more information or to sign up for Online Banking or Online Banking Plus, please contact us at [email protected], visit therightbank.com, or call 1-877-231-2265.
1 Only available in Online Banking, not Online Banking Plus. 2 You must be an account signer to enroll. 3 Monthly fee applies. 4 Additional fees may apply.5 Business Bill Pay may not be available on all devices.
6 Users must access Mobile Deposit through the mobile banking app to deposit a check. Mobile Deposit is not available via desktop or the browser on your mobile device. Mobile device must be equipped with a camera.
7 Message and data rates may apply.
July 2017
GREATER EUGENE
541-686-8685
GREATER PORTLAND
503-350-1205
360-695-3204
GREATER SEATTLE
206-676-8880
425-688-3793
253-552-4800
Connect with us.
Member FDIC Equal Housing Lender
1-877-231-2265
therightbank.com
