42095-News-3/14 © 2014 OMEGA Federal Credit Union

Spring 2014

OMEGA Federal Credit Union | Experience the Difference!

*APR = Annual Percentage Rate. Your VISA Card standard variable APR is based on Prime Rate plus a margin which is determined by your credit worthiness. Balance transfer amounts may not exceed your credit limit and are subject to a 4% balance transfer fee. OMEGA FCU loans are not eligible for promotional balance transfer rate. Rate is subject to change without notice. All approvals are subject to normal underwriting guidelines. 0% APR balance transfer rate will revert to your standard variable rate after 11 billing cycles. Points are awarded for balance transfers of at least $10,000. Visit www.omegafcu.com for the rules and restrictions of the UCHOOSE Rewards Program.

0% APR* ON BALANCE TRANSFERS

FOR 11 MONTHS

THAT’S UNTIL APRIL 2015!

AFTER THAT, YOUR STANDARD

VARIABLE APR APPLIES

CURRENTLY 8.99%

NO ANNUAL FEE —

EARN REWARDS ON PURCHASES AND BALANCE

TRANSFERS*

No annual fee

Unlimited balance transfers

Grace period of 10 days for every payment

Earn 1 point per dollar on purchases & balance transfers*

Redeem points for cash, gift cards, travel and more

Link with Rewards Debit Card for more earning power

Talk to a real person with every call

OMEGA@HOME Online Banking, Mobile Banking & Money-$-Manager make account management easier and more convenient

Apply Today at www.OMEGAFCU.com or Call (412) 369-3800!

See HOME EQUITY RATES on Page 2

Main Office

206 Siebert Road

Pittsburgh, PA 15237

Mailing Address

PO Box 15038

Pittsburgh, PA 15237

West Penn Hospital

4800 Friendship Ave.

N4 Room 403

Pittsburgh, PA 15224

Main Office (412) 369-3800 or (800) 496-8728 West Penn Hospital (412) 578-4102 Members Only Hotline (412) 369-9999 or (800) MOH-4YOU Debit Card Toll-Free (800) 472-3272

Apr 18 Good Friday May 26 Memorial Day

July 4 Independence Day July 5 Independence Day

ATM Machine Users: All members that make check deposits in an ATM to your OMEGA FCU account are required to endorse each check. Unendorsed checks will be returned and the deposit is reversed until the check is signed and resubmitted for deposit.

Direct Deposit Authorization: All members can set up payroll deduction and direct deposit for their OMEGA FCU accounts. Go to www.omegafcu.com for payroll cards. When giving your account information to your HR/Payroll Department, please include the routing number 243083347.

E-Mail List: Occasionally, our Member Services department communicates with our members via e-mail with newsletters, special promotions and important account information. To join our mailing list, e-mail ofcumembers@omegafcu.com or call (412) 369-3800 to update your e-mail address in our records.

Visit a branch during Youth Savings Week and open a youth account or make a deposit to an existing

youth account and enter to win a $100 youth account deposit! Plus, enjoy refreshments too!

Since 2000, the OMEGA FCU staff

has helped the community with The Giving Fund.

To donate or apply for funds, please visit www.omegafcu.com

or call (412) 369-3800 for details.

OMEGA FCU has been

helping our members’

dreams come true with

great home equity rates

for seasoned home

owners, first time home

buyers, parents paying

for college, do-it-yourselfers and retirees alike for

over 70 years! As the economy picks up in 2014,

rates are expected to rise. Now is the time to get a

an excellent home equity or mortgage rate from

OMEGA FCU today before it’s too late!

For current rates or to apply, please visit www.omegafcu.com or call (412) 369-3800 today! FREE Teen Advantage

Checking Accounts (Ages 12-17)

FREE Debit Cards

SURCHARGE-FREE PNC ATM access

FREE eServices with online banking, mobile banking and eStatements!

A Great Way to Teach Financial Responsibility!