The company behind the coverage …

ExperienceUnited American has been in the insurance industry since 1947. We are one of the nation’s leading providers of life and supplemental health insurance.

QualityCustomers choose quality when they intend to keep a product for a long time. UA has always operated on the premise that policyholders want quality and value, and when they choose UA, they get both.

StabilityFor more than 30 consecutive years, UA has earned the rating of A+ (Superior) for overall financial strength from A.M. Best (as of 6/11). We are also rated AA- “Very Strong” for financial strength by Standard & Poor’s (as of 8/11).

Policy Form Numbers: RT10/RT10GD, SWL/SWLGD, URL-CBP, UL10-20

Policies described herein are not pre-need or pre-arranged funeral plans. These policies have some limitations and exclusions. Plans and benefits may vary by state. This is a solicitation for insurance. You will be contacted by a state-licensed insurance Agent representing United American Insurance Company.

What would happen if you weren’t there to help take care of your family?Do you have coverage? Do you have enough coverage?

Everybody is different. That’s why UA offers a variety of life insurance policies.

You choose the coverage that best meets your needs.

P.O. Box 8080 • McKinney, Texas 75070 • www.unitedamerican.com

Life insurance is fundamental for your family's future.

Are you covered?

UAI0410 1011 F4099

Protecting the people you love is a fundamental responsibility.

Life Insurance Coverage from $1,000 to $500,000

The loss of a loved one is an emotional time for family members.

It can also become increasingly stressful when unexpected funeral and daily living expenses are added to their list of new financial worries.

Don’t you want to make sure your family will be more financially secure in case something were to happen to you?

The most logical reason to purchase life insurance is to relieve your family from financial burdens.

•Who pays for your final expenses for funeral and other associated costs?

•How would you replace lost income? •What about the mortgage? •Your children’s college tuition? •Credit card bills and other debt?

Planning today makes good financial sense — for people at any age.

UA makes it simple.

Choose the coverage that’s right for you.

Term Life Options

10-Year Renewable TermCoverage lasts for 10 years. Premiums stay the same throughout the term. The policy will be automatically renewed at the end of the term for another 10 years. Premiums are then subject to change for the new term.

10-Year Term to Annual Renewable Term Coverage lasts for 10 years. Premiums stay the same throughout the 10-year term. At the end of the term, the policy can be renewed on an annual basis. Premiums are then subject to change annually.

20-Year Term to Annual Renewable TermCoverage lasts for 20 years. Premiums stay the same throughout the term. At the end of the term, the policy can be renewed on an annual basis. Premiums are then subject to change annually.

Whole Life Options

Whole LifeCoverage lasts for the life of the individual. Premiums stay the same for the life of the policy and the policy accumulates cash value.

21-Pay Increasing Benefit Whole LifeCoverage lasts for the life of the individual. Premiums stay the same for 21 years, then the policy is paid in full. It also accumulates cash value.

Great BenefitsImmediate CoverageYou’re protected from the first day your policy is issued — there are no waiting periods.

Guaranteed RenewableWe cannot cancel your policy, regardless of your age or changes in your health, as long as your premiums are paid on time. Only you can cancel your policy.

You Own the PolicyThe insurance policy you choose is written to you as an individual and is not tied to any affiliation with a group or association.

30-Day Free LookIf you are not satisfied with your policy for any reason, return it to the Agent or Home Office within 30 days for a full refund.