November 2012

Promoting Rural Poor Community Self Help &

Unity through Model Credit Union Development

Program in Cambodia

Contents1. Cambodia Facts2. Objectives3. Geographical Areas4. Beneficiaries 5. Staff Management6. Key Twelve Phases7. Key Achievements8. Lesson Learnt and Challenges9. Next Strategies10.Questions & Answers

Cambodia FactsPopulation: 14,452,680 (UNDP 2010)Areas: 181,035 sq km (69,889 sq miles)Capital City: Phnom PenhPeople: Khmer (90% to 95%)Language: KhmerReligion: 87% BuddhistPoverty Rate: 28.3% of Cambodians live on less than $1.25 (purchasing power parity per day)

The model credit union development program provides

opportunity to:• Increase access to financial services for rural poor living in areas without a credit union

• Demonstrate to existing credit unions that sustainability can be achieved over a period of time using pure credit union philosophy

• Work with communities to develop trust and cohesion and build a credit union from the ground up

BeneficiariesProvinces Communes Households Population Female Males Disability Indigenous/

Minority

Kampong Cham

Ou Mlu 1043 4862 2366 2496 19

Choam Krovien

3434 16698 8317 8381 120

Steung Treng

Sekong 754 4,454 2183 2271 32 80%

Ratanakiri Laming 391 1457 764 693 19 100%

TOTAL 5622 27471 13630 13841 190

Staff Management Dy Many, Cambodia & Timor Leste Community Development Officer Nong Sokhdom, CUD Project Officer Leap Chhengla, CUD Project Officer Som Tola, CUD Project Officer Yi Borey, CUD Project Officer Ton Lida, Local Field Officer Nou Sovann, Local Field Officer Loun Sopha, Local Field Officer Som Sokha, Local Field Officer

Key Twelve Phases

Phase 1: Community Network/Research

A total of 228 respondents were conducted interviews in 19 selected study communes, 17 districts of 12 provinces.

Phase 2: Community ScopingTable 3: Number of the Participant in Community Scoping

 Table 4: Key Potential Geographical Areas

No. Province District Commune Participants 

No. Province District Commune

1 Ratanakiri Bar Kaev Laming 20prs   1Kampong Cham

MemotChoam Kravien

2 Koh Kong Kiri Sakor Koh Sdach 28prs     

Stueng Trang

Ou Mlu

3 Pailin Sala Krao Ou Andoung 23prs  2 Ratanak Kiri Bar Kaev Laming

4Kampong Cham

Steung Trang

Ou Mlu 60prs   3Steung Treng

Seim Pang Sekong

MemotChom Krovein

25prs          

5 Steung Treng

Seim Pang Sekong 16prs  

       

  Total Participant 172prs 

 

Phase 3: Community Consultation & Individual Research (Asset Mapping & Baseline Data)

A total of 361 community people (175 women & 60 indigenous) were participated within individual community research in 22 remote villages, 4 communes: Laming, Sekong, Ou Mlu & Choam Krovien of Cambodia.

Phase 4: Community DevelopmentCommunes Targeted Reached Females Males Disability Indigenous

Choam Krovien

160433 206 227 7 433

Ou Mlu 160 184 85 53 4 138

Sekong 160 382 309 73 0 382

Laming 160 242 67 175 0 242

TOTAL 640 1,195 667 528 11 242

Phase 5: Cooperative Education

Communes Population Females Males Disability Indigenous/Minority

Ou Mlu107 59 48 1

Choam Krovien 80 55 25 2Sekong

89 71 18 080%

Laming124 27 97 3 100%

TOTAL409 194 215 8

Phase 6: Financial LiteracyCommunes Population Females Males Disability Indigenous/

Minority

Ou Mlu107 59 48 1

Choam Krovien 132 66 66 2Sekong

86 70 16 080%

Laming87 9 78 0 100%

TOTAL412 204 208 3

Lesson Learnt & Challenges

• Increased fully participation and created trust/cohesion of the rural poor communities, including indigenous (Tumpoun) and minority Lao

• 90% rural poor community gained basic knowledge/skills of the community development, financial cooperative, and financial literacy.

• Limited gender and disability involvements• Low capacity on financial management

Next Strategies

Thanks for Your Attention Welcome Questions and Answers