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Novated Leasing
Guide
2020
117 colour variations available on C-HR Koba model only. 2Coverage varies based on vehicle location. 3Available on certain vehicle models and grades only. CarPlay® is a trademark of Apple, Inc. registered in the U.S. and other countries. Android AutoTM is a trademark of Google LLC. Requires compatible device, USB connection, mobile data, network reception & GPS signal. Mobile usage at user’s cost. Apps subject to change. For details see toyota.com.au/connected. TFM001000 01/20
toyota.com.au/fleet
With a novated lease, payments are taken from your pre-tax salary to help you save on tax. That could make it easier for you to get into the New-Look Toyota C-HR. Make a statement with up to 17 vibrant colours1 to choose from and a bold exterior design. Inside, you’ll find advanced tech like an 8" colour touchscreen and built-in Sat Nav2, plus Apple CarPlay® and Android Auto™3. A full suite of Toyota Safety Sense features is at the ready too, so you can drive with confidence.
Get the New-Look C-HR on a novated lease and you’ll be turning heads in no time.
Contact a Toyota Fleet specialist or call 1800 679 247 today
CHANGE THE RULES WITH THE NEW-LOOK TOYOTA C-HRAnd enjoy potential tax savings with a novated lease
TFM001000_NL_PressAd_210x297_C2.indd 1 13/1/20 10:04 am
with a novated lease. The data on each vehicle is not comprehensive. It’s a sample of the information you’ll see on a novated leasing quote to introduce you to the important terms.
If you are considering a novated lease, now or in the future, this guide is for you.
It’s also for the person within an organisation that gets asked all the car questions. It may be the Fleet Manager, or it could be Human Resources, Finance or Procurement.
Please share this guide with friends, family and colleagues to help them better understand the benefits and vehicle affordability offered through a novated lease.
Regards.
P.S. You can also download a copy at fleetautonews.com.au
Welcome to the fifth edition of the annual Fleet Auto News Novated Leasing Guide. If you’re reading this for the first time, I hope you find it helpful in explaining the benefits of novated leasing.
ACA Research released some data in 2018 showing that the penetration of novated leasing into eligible employees was only 29%. More recently the Melbourne Institute’s Household, Income and Labour Dynamics in Australia (Hilda) survey, showed that 84.1% of those surveyed do not engage in salary sacrificing activity of any kind.
Novated leasing, or salary sacrificing, does seem complex at first because of the industry jargon like PAYG, GST and FBT. Though if you take the time to understand how it works, it will make sense. And the savings are real compared to buying a car using other financing methods.
This guide is laid out in a simple way showing the purchase price, monthly rental and the annual savings available from salary packaging for
over 200 cars. You can compare different vehicle types and model variants at a glance.
Categories are used to separate the different type of cars to help narrow down your choices. If you’re looking for your dream car, Luxury and Sports will be the sections for you. If it’s to upgrade the family car, you should head straight to SUV Medium or SUV Large depending on your family size.
THE SAVINGS ARE REAL COMPARED TO BUYING
A CAR USING OTHER FINANCING METHODS
There’s a broad range of vehicles with an indicative monthly lease rental on each one. This is because most of us desire cars with a purchase price beyond our reach. Though when you convert the cost of ownership to a fixed monthly amount, you may be able to put the one you want in your driveway sooner than you planned.
We’ve also tried to simplify the information on the savings available
EDITOR'S MESSAGE
Welcome to the 2020 edition of the annual Novated Leasing Guide
fleetautonews.com.au 2020 Novated Leasing Guide 1
N I S S A N
F L E E T
Tough, capable and stylish, the new Nissan Navara N-TREK Warrior sets a new benchmark for work vehicles in Australia. This specially designed ute has been locally
tested and re-engineered to handle the harshest on-road and off-road conditions. With raised suspension and 32.2-inch all terrain tyres, plus the latest Nissan Intelligent
Mobility features, the N-TREK Warrior is a workhorse like no other.
Capped Price Servicing applies for up to 6 years / 120,000km (whichever occurs first). See Nissan.com.au for full T&Cs of warranty and capped price servicing.
TO FIND OUT MORE NISSAN.COM.AU/FLEET
T A I L O R - M A D E F O R W O R K A N D P L A Y
In Australia, we’re spoilt for choice when it comes to new vehicle options. There’s more than 500 models from 70 manufacturers. So how do you choose a new car?
At Fleet Auto News we believe your lifestyle, or stage of life, is one thing that chooses a car for you. Another factor is whether you view your car as a mode of transport or part of your
image. In 2020, powertrain may influence your decision.
Do you prefer petrol, diesel, hybrid, plug-in hybrid or electric?
With so much choice, and technology changing so fast, the car you love today may not fit your lifestyle tomorrow. This makes novated leasing a perfect way to change your car every three years.
At Fleet Auto News, we get to drive lots of cars and we have our favourites. We’ve asked two of our reviewers to put together a list of recommendations based on the different ways people use their cars. We hope this helps you pick your new car (or at least narrow down some choices for a test drive).
Toyota Corolla Hybrid The reliable Corolla is now packed with safety features and runs on the smell of an oily rag.
Alternatives
� BMW X3
� Tesla Model 3
Toyota RAV 4 Hybrid Quiet, comfortable, practical and so easy to live with every day. Just get in and go.
Alternatives
� Mazda3
� Mitsubishi ASX
MARC
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COM
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EDITOR'S CHOICE
Hyundai Kona EV Great size for getting around town with enough range to last a month. No more petrol!
Alternatives
� Hyundai IONIQ
� Holden Trax
Hyundai IONIQ EV Normalising EV’s, it’s practical, well-appointed and pleasing to drive. You’ll never need to go to the servo again.
Alternatives
� Hyundai Venue
� Toyota Corolla Hybrid
MARC
MET
RO
/CIT
Y CA
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fleetautonews.com.au 2020 Novated Leasing Guide 3
EDITOR'S CHOICETesla Cybertruck Because it’s a Tesla.
Alternatives
� Rivian R1T
� Rivian R1S
Ford Ranger XLT Tough enough to go anywhere you would want. Well equipped, and very capable. Conquer the great outdoors in comfort.
Alternatives
� Toyota Landcruiser Prado
� Mitsubishi Triton
MARC
AD
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Hyundai Santa Fe Highlander It was my pick in 2019 so I bought one. I love all the extras included in the price compared to European models.
Alternatives
� Nissan Pathfinder
� Holden Acadia
Kia Sorento GT Comfortable practical, versatile and a pleasure to drive. The best value seven seater on the market.
Alternatives
� Mitsubishi Outlander
� Kia Sportage
MARC
FAM
ILY
TRA
NSP
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ROD
Holden Corvette Not available yet but the next model is being built in RHD. Once in a generation opportunity.
Alternatives
� Porsche Taycan
� Lamborghini Urus
BMW X2 M35i Take this car on a weekend away and you’ll understand. Practical, sporty with a very sexy exhaust note. Spend the change on fancy hotels and restaurants!
Alternatives
� Genesis G80
� BMW 330i
MARC
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fleetautonews.com.au2020 Novated Leasing Guide4
Nissan Navara N-TREK Dual Cab 3,500kg braked towing capacity with comfort and style so you look good on your holiday.
Alternatives
� Toyota Landcruiser LC200
� Mercedes-Benz G-Class
Toyota Landcruiser Prado With 3000kg towing capacity, it’ll tow your caravan or boat in style and comfort.
Alternatives
� Ford Ranger XLT
� Mitsubishi Triton
MARC
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ROD
Kia Stinger GT Comfort and performance in a luxury package. Cars like this only get built once every decade.
Alternatives
� Tesla Model S
� Hyundai i30 N
Ford Mustang GT Super sexy styling. V8 soundtrack and performance makes the Mustang GT a perfect choice for Sunday drives.
Alternatives
� Hyundai i30 N Fastback
� BMW 330i
MARC
SUN
DAY
DR
IVES
ROD
Mitsubishi Triton Double Cab Great value and great safety features to keep you safe on the job.
Alternatives
� Toyota Hilux SR5
� Mercedes-Benz X-Class
Toyota Hiace The all new Hiace provides improved comfort and driver aids which makes this workplace a much better place to be.
Alternatives
� Mitsubishi Triton
� Ford Ranger
MARC
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fleetautonews.com.au 2020 Novated Leasing Guide 5
Call: 134 333
Email: [email protected]
fleetcare.com.au
find out more here
We know novated!
For 30 years, we’ve helped Australian drivers
find the perfect vehicle to match their lifestyle.
For 30 years, we’ve saved Australian drivers
thousands with exclusive vehicle specials, and
discounted running costs.
For 30 years, we’ve supported Australian drivers with
24/7 support, partnering with suppliers nationwide
to keep drivers and their cars on the road.
If you’re in the market for a new car, a Fleetcare Novated Lease lets you
drive the car of your dreams at a discounted price, save on the vehicle’s
running costs and reduce the amount of tax you pay as well!
Start your novated lease today.
NLEE-FANNLG-PA-0120
Disclaimer: The information does not take into account your personal financial needs and does not constitute legal, taxation or financial advice. GST savings are dependent on your employer’s policy and accounting treatment of GST. Terms and conditions for 10c offer can be found at fleetcare.com.au/terms-and-conditions-novated-10c-offer.
Exclusive fleet discounts
10c off every litre of fuel
Save on tax
Save on GST
It’s simple really. You pick a car and then save some money by using pre-tax dollars. Not quite getting it? That’s OK. It takes a while because it seems too good to be true.
If you’re planning to buy a car (new or used) using finance, and work for an employer that offers salary packaging benefits, you should ask some questions about novated leasing.
It may sound complicated. And it will take some time to understand if it’s your first novated lease. But isn’t that the case with most things to do with money?
Once you get your head around the finance part and tax savings, the extra benefits that make car ownership easy are more than worth it.
PICK YOUR CAR AND THEN SAVE SOME MONEY
For example, the cost of fuel, rego and servicing are all included in the monthly rental. This means you won’t get the high pump price blues, or pre-service financial anxiety attack. The budgeting is taken care of as part of the salary packaging.
With a novated lease, most people can save some money compared to financing a new car using their post-tax salary. And if you work in a government role like health, policing or education, you can take advantage of the extra benefits on offer. There are also extra benefits for people that work in the Not for Profit sector.
Then at the end of the lease term (normally three years) you have several options. If you love the car you can own it. If your circumstances change you can sell it. Or, you can change your car with a new novated lease.
NOVATED LEASESAn overview of how novated leases work
Call: 134 333
Email: [email protected]
fleetcare.com.au
find out more here
We know novated!
For 30 years, we’ve helped Australian drivers
find the perfect vehicle to match their lifestyle.
For 30 years, we’ve saved Australian drivers
thousands with exclusive vehicle specials, and
discounted running costs.
For 30 years, we’ve supported Australian drivers with
24/7 support, partnering with suppliers nationwide
to keep drivers and their cars on the road.
If you’re in the market for a new car, a Fleetcare Novated Lease lets you
drive the car of your dreams at a discounted price, save on the vehicle’s
running costs and reduce the amount of tax you pay as well!
Start your novated lease today.
NLEE-FANNLG-PA-0120
Disclaimer: The information does not take into account your personal financial needs and does not constitute legal, taxation or financial advice. GST savings are dependent on your employer’s policy and accounting treatment of GST. Terms and conditions for 10c offer can be found at fleetcare.com.au/terms-and-conditions-novated-10c-offer.
Exclusive fleet discounts
10c off every litre of fuel
Save on tax
Save on GST
fleetautonews.com.au 2020 Novated Leasing Guide 7
Get in touch with our Novated Leasing Specialists today on 1300 353 381 or contact us at [email protected]
1300 466 828
Important Information: Information is current as at January 2019 and is subject to change. The information is general in nature and does not constitute financial or tax advice. Independent financial and tax advice should be sought. All applications are subject to credit approval criteria.
Terms and conditions, fees and charges apply. FleetPlus Pty Ltd ABN 59 099 217 320.
First. It’s How We Treat You.
Are you looking for a Novated Provider that goes the extra mile?FleetPlus have extensive experience in Novated Leasing and can assist you through the complete lifecycle of your Novated vehicle.
From the purchase of a vehicle to the sale of your current car; our customer focused specialists can assist in tailoring a complete solution that goes well beyond financing.
Fleet discounts on new vehicles
Trade in capabilities
A variety of end of lease options
Tailored Novated Leasing packages
Are you planning to buy a car?Do you already own a car?What does it cost to run?
The good news is you could end up with more dollars in your pocket with a novated lease compared to buying it with cash. It’s true! Novated leasing is a great way to save money by salary packaging a vehicle.
All you need to do to take advantage of this legal (and easy) way of reducing your tax bill is to work for a company that offers salary packaging as an employee benefit.
What's the difference between owning a vehicle and a novated lease?
The first thing is the running costs are paid from your salary before the tax is taken out. This reduces your income which also reduces the tax you pay.
What do we mean by running costs?
Well the obvious one is fuel. You also have servicing, finance costs and insurance. When they are included in the lease, the financier claims the GST input tax credit which is like you getting a 10 percent discount.
And with a novated lease all the expenses are combined into one monthly rental which makes budgeting easier.
Sure, it’ll take some time to get your head around the benefits. But do the research. Take the time and you’ll thank us.
There’s plenty of information online, including calculators that will detail the savings. Just Google novated leasing and start from there. Or talk to your HR people.
Get in touch with our Novated Leasing Specialists today on 1300 353 381 or contact us at [email protected]
1300 466 828
Important Information: Information is current as at January 2019 and is subject to change. The information is general in nature and does not constitute financial or tax advice. Independent financial and tax advice should be sought. All applications are subject to credit approval criteria.
Terms and conditions, fees and charges apply. FleetPlus Pty Ltd ABN 59 099 217 320.
First. It’s How We Treat You.
Are you looking for a Novated Provider that goes the extra mile?FleetPlus have extensive experience in Novated Leasing and can assist you through the complete lifecycle of your Novated vehicle.
From the purchase of a vehicle to the sale of your current car; our customer focused specialists can assist in tailoring a complete solution that goes well beyond financing.
Fleet discounts on new vehicles
Trade in capabilities
A variety of end of lease options
Tailored Novated Leasing packages
CASH vs LEASINGA novated lease vs paying cash for a car
fleetautonews.com.au 2020 Novated Leasing Guide 9
BMW 118i.FROM $42,875 DRIVE*
AWAY .Includes: • M Sport Package • Metallic Paint • BMW Service Inclusive Package - Basic
*Recommended Promotional Drive Away Price is based on a new BMW 118i with M Sport Package, Metallic Paint, and BMW Service Inclusive Package – Basic, and registered in NSW. Offer applies at participating BMW dealers, while stocks last. Available to private buyers purchasing via novated lease through an approved fleet management organisation only. Vehicles must be delivered by 31 December 2020. Cannot be combined with any other offer. Stock may vary between BMW dealers. Excludes fleet, government and rental buyers. Terms and conditions apply. BMW Group Australia reserves the right to remove, change or extend the offer. Consult your participating BMW dealer for further details.
Own the new BMW 118i with Head-Up Display, Wireless Phone Charging, Apple CarPlay ®, Lane Departure Warning and Parking Assistant.
To find out more, visit your authorised participating BMW Dealer today.
Extra benefits
Get extra benefits from your novated lease with a Corporate Program.
There are many reasons to consider a novated lease and the number one benefit is the money you can save compared to other finance options. If you’re looking at buying a luxury car there may be additional benefits available through the range of Corporate Programs on offer.
All the major luxury brands including BMW, Mercedes-Benz, Land Rover and Lexus run Corporate Programs. And like salary packaging, many employers use the membership of these programs as a way to recruit and reward staff.
And it’s not just luxury brands. Renault also offers novated lease buyers exclusive offers and discounts.
These programs effectively offer employees of large companies and industry associations free, or discounted, incentives to purchase a new luxury vehicle. And many of the benefits are not available if you’re a private buyer.
ALL THE MAJOR LUXURY BRANDS RUN
CORPORATE PROGRAMS
Over the years the benefits may change though they are all aimed at reducing your running costs and enhancing your overall ownership experience.
Each luxury manufacturer has a number of ways that they can make owners feel special and part of an exclusive club. And when you’re choosing a luxury car
as a reward for yourself, a few extras will make it even better.
Servicing and maintenance costs are often the things that worry people when they start to consider purchasing their first luxury European vehicle. A Corporate Program is a good way to ease your concerns because you’ll have access to an account manager to help you understand the total cost of ownership rather than focusing on one aspect.
So why not get more from your novated lease by purchasing a luxury vehicle from a manufacturer that offers a Corporate Program?
To find out more you can read one of the many articles about Corporate Programs on the Fleet Auto News website at fleetautonews.com.au.
EXTRA BENEFITSGet corporate benefits from a novated lease
fleetautonews.com.au 2020 Novated Leasing Guide 11
BUILT FOR YOUR BUSINESS
Bundle all your vehicle needs into one flexible novated package with Mitsubishi. We have a greatvehicle range that will suit you lifestyle and budget for anytime, anywhere.
Talk to your Mitsubishi Fleet Manager at your localDealership to discover a tailored solution today!
OPTIONAL ACCESSORIES When you get a novated lease you can pick the car you really want and it’s the right time to ‘Pimp your ride’ with some great accessories.
These days there’s a long list of genuine accessories from the dealership which will be covered by the manufacturer’s warranty and
have been engineered specifically for your car. There’ll also be a range of aftermarket options.
And the great thing about including accessories in a lease is the way the cost is spread over the lease term.
For example, an accessory that costs $720 is only $20 a month over three years. Then after tax, it’s even less!
So, don’t skimp on the accessories and load up your car with all the things you’ve always wanted.
METALLIC PAINTThe colour of your car is as important as the brand you choose. Don’t skimp on this.
TYRESBig wheels doesn’t mean cheap tyres. Stick to a quality brand or the manufacturer's recommendation. Or maybe you want an all terrain pattern for your off-road adventures. Remember - there’s only one hand print between you and the road.
SAFETY PACKIf you’re buying a family car then tick every option. Even if you’re not, the safety features hold their value when it’s time to sell.
WINDOW TINTIt should be a standard feature. Not only does it look great it keeps your car cool.
BIGGER WHEELSThey look great don’t they? More rim, less tyre is the golden rule.
ROOF RACKSIt’s amazing how useful these can be. Obviously not for every car or every driver. So think about the look as well as the practicality.
TOW BARIf you think there’s a chance that you might tow something one day (or even use a bike rack), get it fitted at the start
INTERIORGo for leather. The smell. The feel. It’s a small price for luxury.
fleetautonews.com.au 2020 Novated Leasing Guide 13
Take control of your Novated Lease with MyCar
FleetPartners online portal MyCar, offers you a user friendly online platform, to apply, track & manage your Novated Lease,
keeping you in control from beginning to end.
1300 882 266 fleetpartners.com.au
Important: Information in this guide is current as at January 2019 and is subject to change. It is your responsibility to ensure you are in possession of the most current version of the guide which can be downloaded at www.fleetpartners.com.au or by calling 1300 666 001. Fleet Partners Pty Ltd ABN 63 006 706 832.
Novated Leasing at your fingertips with FleetPartners!To register for MyCar contact FleetPartners on 1300 882 266
or visit FleetPartners.com.au/MyCar to find out more.
Find a vehicle and get 24/7 real time quotes
Track your application and approval process
Manage your Novated Lease anytime, anywhere
Save time and money
Do you worry about climate change?
Does your home have solar panels on the roof?
Are you concerned about government policy and the impact it’s having on the environment now and in the future?
You don’t need to answer yes to these questions to buy an electric vehicle. Sure, the early adopters of the Toyota Prius and Nissan Leaf were probably supporters of the environment. But in 2020 the reasons to buy one go well beyond the low emissions.
At the end of 2019 there were five manufacturers offering 39 variants of electric vehicles in Australia. The launch of the Tesla Model 3 last year put more EVs on the road in Australia than ever before. In 2020 Hyundai and other volume manufacturers will start
to make an impact by increasing sales to government, fleet and retail buyers.
Here’s some of the things you should know about electric vehicles if considering one for a novated lease.
FUN TO DRIVE, GREAT ACCELERATION AND A SMOOTH, QUIET RIDE
Driving distance (range) – All the EVs on sale in Australia today will drive far enough for people living in capital cities, or large regional towns, to perform their daily routines. Longer trips won’t be an issue either because batteries are getting better with each year of development just like mobile phones.
Charging (filling the tank) – If you know how to plug-in a toaster, you can charge an EV. It’s better than visiting
a petrol station because you can do it at home. Another option is using one of the public chargers located in shopping centres, parking stations or in your workplace. Just start looking, and you’ll see them everywhere.
Driving experience – They are fun to drive with great acceleration and a smooth, quiet ride. It does take a few trips to adapt your driving style to an EV and the best part is the regenerative braking which almost eliminates the need to use the brake pedal.
Purchase Price – At first glance they don’t look cheap compared to a similar sized petrol model. You need to consider the level of specification (because they are more luxurious) in the EV model and reduced running costs when doing the numbers.
ELECTRIC VEHICLESCharging ahead with a novated lease
fleetautonews.com.au 2020 Novated Leasing Guide 15
CHOOSE US FOR YOUR FLEET REQUIREMENTS BECAUSE WE ARE...FOR SERVICEBob Jane T-Marts staff are highly trained and recognised industry specialists in providing friendly, professional advice with a commitment to customer service and client satisfaction.
FOR PRICINGNational Fleet Pricing is contracted with your fleet management organisation to ensure all products and services are invoiced according to the agreed discounted pricing structure. Our group buying power delivers highly competitive Fleet tyre prices across all the leading brands.
FOR BRANDSWe source and sell quality tyres, wheels and batteries from leading global brands, for Australian motorists and Australian driving conditions.
FOR COVERAGEWith an ever-expanding network of Bob Jane T-Marts stores nationally, we are well placed to service the needs of your Fleet’s tyre replacement policy.
& many more brands
www.bobjane.com.au
REPORTING✔ Invoices provide point of purchase, product
descriptions, odometer readings, vehicle registration, vehicle make/model and order numbers
✔ Customised reporting to suit your business requirements
✔ National consolidated billing account with 30-day payment terms
✔ Work performed to your specific Fleet replacement policy
✔ Unique Account Management service
For more info contact 1300 535 338 or [email protected]
BT1088 Fleet Ad 210x297.indd 1 9/1/19 10:55 am
ADVENTURE
FAMILY
PETS
COUPLES
MILLENNIAL
POWER
TOWING
COMMUTE
SMALL
SUV MEDIUM
SUV LARGE
SUV SMALL
ELECTRIC
LIGHT
4X4 UTE
LARGE
PEOPLE MOVER
MICRO
LUXURY
SPORTS
LIFESTYLE CHOICE
cloud based fleet software
+61 3 9017 [email protected]
Cloud based fleet softwareCatch-e is adaptable and a�ordable fleet software. Discover how it can
help transform your fleet business with our real time online demo.
Salary sacrifice quotations
Full leasing life cycle management
Finance interfaces
Fuel and maintenance interfaces
ATO compliant FBT reporting
Driver portal
Online claims for reimbursements
ISO 27001 compliant
CHOOSE US FOR YOUR FLEET REQUIREMENTS BECAUSE WE ARE...FOR SERVICEBob Jane T-Marts staff are highly trained and recognised industry specialists in providing friendly, professional advice with a commitment to customer service and client satisfaction.
FOR PRICINGNational Fleet Pricing is contracted with your fleet management organisation to ensure all products and services are invoiced according to the agreed discounted pricing structure. Our group buying power delivers highly competitive Fleet tyre prices across all the leading brands.
FOR BRANDSWe source and sell quality tyres, wheels and batteries from leading global brands, for Australian motorists and Australian driving conditions.
FOR COVERAGEWith an ever-expanding network of Bob Jane T-Marts stores nationally, we are well placed to service the needs of your Fleet’s tyre replacement policy.
& many more brands
www.bobjane.com.au
REPORTING✔ Invoices provide point of purchase, product
descriptions, odometer readings, vehicle registration, vehicle make/model and order numbers
✔ Customised reporting to suit your business requirements
✔ National consolidated billing account with 30-day payment terms
✔ Work performed to your specific Fleet replacement policy
✔ Unique Account Management service
For more info contact 1300 535 338 or [email protected]
BT1088 Fleet Ad 210x297.indd 1 9/1/19 10:55 am
fleetautonews.com.au 2020 Novated Leasing Guide 17
Q. Why is it called a novated lease?
A. This is because of the special three way agreement between the employer, employee and leasing company. The document used to formalise this agreement is called a novation agreement.
A novation agreement is a common legal document used when assigning responsibilities (i.e. payment of your lease by your employer to the leasing company) to a third party.
Q. What’s the difference between Recommended Retail Price (RRP) and on-road cost?
A. RRP retail is the manufacturer’s listed price for the vehicle only. The on-road cost includes registration fees, purchase stamp duty and dealer delivery costs.
Q. Can I get a novated lease on a used or demonstrator vehicle?
A. Yes. Each leasing company has different restrictions on the age of used vehicles that can be financed so you need to check first. But if you’re buying a young, low kilometre
car there should be no issues. You could also lease the vehicle currently parked in your driveway.
There are plenty of other questions to be answered and that’s where a specialist can help. Contact one of the advertisers in this guide, or your organisation’s preferred provider.
Q. Where do the annual savings come from?
A. The savings come from a reduction in the initial purchase price through buying power and from not paying GST. There are also savings in fuel, maintenance and tyres (once again not paying the GST). And the last component of the savings comes by using pre-tax salary.
Q. Why is there a difference between on-road cost and the amount financed?
A. The on-road cost is what you would pay when buying the vehicle yourself. The amount financed is the total on-road vehicle cost with a novated lease.
It’s lower because there is no GST and some vehicle manufacturers
recognise novated buyers as a fleet buyer. So they provide extra discounts that may not be available to a retail buyer. The leasing companies also negotiate lower dealer delivery charges and extra discounts.
Q. Do you have to drive high kilometres to benefit from a novated lease?
A. No. Even employees driving less than 7,000 kilometres per annum can benefit.
Q. What happens if I change employers?
A. Here are some of the options if you leave your current employer but you should also check with your current provider.
1 Organise a new novated lease with your new employer through their preferred provider.
2 Continue to pay your lease payments and all running costs to the leasing company until the end of the lease.
3 Pay out the lease by selling or purchasing the vehicle.
QUESTIONS & ANSWERS
Fleet Auto News PodcastsListen to key fleet industry insights on the go
fleetautonews.com.au2020 Novated Leasing Guide18
EXPIRING LEASEWhat happens at the end of the lease?
This is a good question to ask. Many first timers don’t think about, or understand, what happens when their novated lease ends. You need to pay out the residual value and it can be a shock if you’re not prepared.
The key feature of a novated lease that makes them so affordable is the amount you finance. You are not financing the full purchase price of the car. You are financing the difference between the purchase price and what the car is worth at the end of the lease which is referred to as the residual value.
Depending on the car you pick, the lease term and kilometres travelled, the used value of your car will be higher, or lower, than the residual value.
To avoid nasty surprises at the end of the lease you should ask the leasing company to help you ‘forecast’ what your car will be worth at the end when the residual payment is due.
THE PROCESS AT THE END OF THE LEASE IS SIMPLE
The process at the end of the lease is simple and you usually have three options:
1 Sell the car and pay out the residual value.
2 Pay out the residual value and keep the car.
3 Trade-in the car for a new one and get another novated lease.
Option one and three require you to maximise the sale price to reduce your out-of-pocket expenses. This means selling the car to a retail buyer which can be a hassle.
Selling the car to a dealer or wholesaler is the easiest option though you are paying for the convenience. The price they offer will be approximately $2,000 to $5,000 less than the retail market value.
An alternative is to use one of the specialised fleet auction companies that have products to help you maximise the price of your used novated lease vehicle. They can guarantee you a minimum sale price and then offer your car to retail buyers to maximise the sale price. Ask your leasing company to find out more.
fleetautonews.com.au 2020 Novated Leasing Guide 19
EXPLANATION OF HEADINGSMakeThe manufacturer of the vehicle.
ModelThe model of the vehicle.
VariantThe vehicle specification within the model range.
Body TypeDescribes the shape of the car.
Fuel TypeThe fuel used to power the vehicle.
TransmissionHow you change the gears. It’s not just manual or automatic anymore.
PerformanceEngine power output.
Recommended Retail PriceThe manufacturer's Recommended Retail Price.
On Road CostThe total cost to get the vehicle on the road in NSW including registration, stamp duty and dealer delivery. Also known as driveaway price.
Amount Financed (Novated Lease)This is the amount you will borrow from the leasing company in your lease.
Residual ValueThe amount that you will need to pay at the end of the lease term.
Monthly Rental including running costs This is the monthly amount that you would pay with a novated lease. It includes the finance component and a budget for all the vehicle’s running costs. i.e. fuel, maintenance, tyres, insurance.
Estimated Annual Savings After TaxThis is the estimated financial benefit of a novated lease compared to owning and financing the car yourself from post-tax salary.
Find out how, visit bit.ly/mpnovlease or ask your Novated Consultant today.
E N H A N C E T H E L O O K O F Y O U R N E W C A R .S P R E A D T H E CO ST O F YO U R P L AT E AC R O S S T H E T E R M O F YO U R N OVAT E D L E A S E .
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fleetautonews.com.au2020 Novated Leasing Guide20
4x4 UTE†
MakeModelVariantBody typeFuel typeTransmissionPerformanceRecommended retail priceOn road costAmount financedResidual valueMonthly rentalAnnual savings after tax*
4x4 UTE†
MakeModelVariantBody typeFuel typeTransmissionPerformanceRecommended retail priceOn road costAmount financedResidual valueMonthly rentalAnnual savings after tax*
4x4 UTE†
MakeModelVariantBody typeFuel typeTransmissionPerformanceRecommended retail priceOn road costAmount financedResidual valueMonthly rentalAnnual savings after tax*
FordRangerWildtrakDouble CabDieselAuto157kW$63,990 $67,342 $62,107 $27,948 $1,634 $3,218
HSVColoradoSportscat VCrew CabDieselAuto147kW$64,690 $68,077 $62,842 $28,279 $1,685 $3,438
Mercedes-BenzX-Class350d ProgressiveDual CabDieselAuto190kW$73,279 $77,096 $71,861 $32,337 $1,873 $3,744
NissanNavaraRXDual CabDieselAuto120kW$43,450 $45,807 $41,857 $18,835 $1,239 $2,775
HoldenColoradoLTZCrew CabDieselManual147kW$50,490 $53,167 $48,577 $21,859 $1,389 $3,004
Mercedes-BenzX-Class250d PowerDual CabDieselManual140kW$61,600 $64,832 $59,597 $26,818 $1,603 $3,251
NissanNavaraN-Trek Special EditionDual CabDieselAuto140kW$58,950 $62,052 $56,817 $25,567 $1,531 $3,076
HoldenColoradoZ71Crew CabDieselAuto147kW$69,990 $73,642 $68,407 $30,783 $1,794 $3,587
MazdaBT-50XTRDual CabDieselAuto147kW$52,950 $55,752 $50,938 $22,922 $1,472 $3,251
MitsubishiTritonGLXDouble CabDieselManual133kW$36,240 $38,381 $35,086 $15,788 $1,110 $2,666
IsuzuD-MaxSXCrew CabDieselManual130kW$44,600 $46,990 $42,935 $19,320 $1,279 $2,894
MitsubishiTritonGLSDouble CabDieselAuto133kW$47,640 $50,177 $45,846 $20,630 $1,355 $3,051
Data supplied by 2020 Novated Leasing Guide 21
4x4 UTE†
MakeModelVariantBody typeFuel typeTransmissionPerformanceRecommended retail priceOn road costAmount financedResidual valueMonthly rentalAnnual savings after tax*
ELECTRIC
MakeModelVariantBody typeFuel typeTransmissionPerformanceRecommended retail priceOn road costAmount financedResidual valueMonthly rentalAnnual savings after tax*
LARGE
MakeModelVariantBody typeFuel typeTransmissionPerformanceRecommended retail priceOn road costAmount financedResidual valueMonthly rentalAnnual savings after tax*
ToyotaHiluxRuggedDouble CabDieselManual130kW$55,865 $58,812 $53,733 $24,180 $1,489 $3,105
TeslaModel 3
SedanElectricAuto150kW$67,900 $71,447 $66,212 $29,795 $1,582 $2,627
SkodaSuperb206 TSI SportlineWagonPetrolAuto206kW$61,690 $64,927 $59,692 $26,861 $1,587 $3,153
ToyotaHiluxSRDouble CabDieselAuto130kW$49,515 $52,147 $47,645 $21,440 $1,371 $2,986
HyundaiKonaEliteSUVElectricAuto150kW$59,990 $63,142 $57,907 $26,058 $1,421 $2,404
KiaStinger200SSedanPetrolAuto182kW$47,190 $49,702 $45,412 $20,435 $1,346 $3,042
ToyotaHiluxRugged XDouble CabDieselAuto130kW$64,490 $67,867 $62,632 $28,184 $1,663 $3,332
HyundaiIONIQEliteHatchbackElectricAuto88kW$44,990 $47,392 $43,302 $19,485 $1,136 $2,100
GenesisG702.0TSedanPetrolAuto179kW$59,300 $62,417 $57,182 $25,732 $1,575 $3,286
NissanNavaraSLDual CabDieselAuto140kW$47,100 $49,607 $45,325 $20,396 $1,307 $2,840
BMWi3120AhHatchbackElectricAuto125kW$68,700 $72,287 $67,052 $30,173 $1,599 $2,650
CitroenC5Aircross FeelWagonPetrolAuto121kW$39,990 $42,242 $38,606 $17,372 $1,178 $2,729
Data supplied by2020 Novated Leasing Guide22
LIGHT
MakeModelVariantBody typeFuel typeTransmissionPerformanceRecommended retail priceOn road costAmount financedResidual valueMonthly rentalAnnual savings after tax*
LIGHT
MakeModelVariantBody typeFuel typeTransmissionPerformanceRecommended retail priceOn road costAmount financedResidual valueMonthly rentalAnnual savings after tax*
LIGHT
MakeModelVariantBody typeFuel typeTransmissionPerformanceRecommended retail priceOn road costAmount financedResidual valueMonthly rentalAnnual savings after tax*
VolkswagenPoloTSI TrendlineHatchbackPetrolManual70kW$18,790$20,406$18,697$8,414$736$2,082
ToyotaYarisAscentHatchbackPetrolManual63kW$15,390 $16,904 $15,504 $6,977 $674 $2,025
ToyotaYarisSXHatchbackPetrolAuto80kW$19,610 $21,253 $19,470 $8,761 $768 $2,189
ToyotaPriusi-TechHatchbackHybridCVT73kW$44,050 $46,425 $42,420 $19,089 $1,175 $2,385
ToyotaPrius
HatchbackHybridCVT73kW$36,590 $38,740 $35,413 $15,936 $1,022 $2,171
RenaultClioLifeHatchbackPetrolManual66kW$16,990 $18,552 $17,007 $7,653 $684 $1,952
MazdaMazda 2GenkiHatchbackPetrolManual81kW$21,390 $23,084 $21,139 $9,512 $782 $2,118
MazdaMazda 2NeoSedanPetrolManual79kW$15,570 $17,090 $15,674 $7,053 $658 $1,928
KiaRioGT-LineHatchbackPetrolAuto84kW$23,090 $24,835 $22,735 $10,231 $813 $2,146
KiaRioSportHatchbackPetrolManual74kW$17,790 $19,376 $17,758 $7,991 $718 $2,065
HondaJazzVTiHatchbackPetrolManual88kW$14,990 $16,492 $15,129 $6,808 $666 $2,018
AudiA11.8 TFSIHatchbackPetrolAuto141kW$40,800 $43,076 $39,366 $17,715 $1,156 $2,542
Data supplied by 2020 Novated Leasing Guide 23
LUXURY‡
MakeModelVariantBody typeFuel typeTransmissionPerformanceRecommended retail priceOn road costAmount financedResidual valueMonthly rentalAnnual savings after tax*
LUXURY‡
MakeModelVariantBody typeFuel typeTransmissionPerformanceRecommended retail priceOn road costAmount financedResidual valueMonthly rentalAnnual savings after tax*
LUXURY‡
MakeModelVariantBody typeFuel typeTransmissionPerformanceRecommended retail priceOn road costAmount financedResidual valueMonthly rentalAnnual savings after tax*
BMWX3Sdrive 20iSUVPetrolAuto135kW$66,900 $70,397 $65,162 $29,323 $1,693 $3,300
BMWM2Competition PureCoupePetrolManual302kW$99,900 $105,047 $99,812 $44,915 $2,398 $4,395
BMW4440iCoupePetrolManual240kW$99,900 $105,047 $99,812 $44,915 $2,379 $4,295
BMW3330iSedanPetrolAuto190kW$70,900 $74,597 $69,362 $31,213 $1,768 $3,376
AudiSQ53.0 TFSISUVPetrolAuto260kW$99,900 $105,047 $99,812 $44,915 $2,417 $4,495
AudiRS52.9 TFSISportbackPetrolAuto331kW$157,700 $165,737 $160,502 $72,226 $3,598 $6,126
AudiRS4Avant 2.9 TFSIWagonPetrolAuto331kW$152,529 $160,311 $155,076 $69,784 $3,492 $5,981
AudiRS Q32.5 TFSISUVPetrolAuto250kW$84,911 $89,313 $84,078 $37,835 $2,111 $4,072
AudiR8
CoupePetrolAuto397kW$367,000 $385,502 $380,267 $171,120 $7,913 $12,233
AudiQ73.0 TDISUVDieselAuto160kW$97,800 $102,842 $97,607 $43,923 $2,318 $4,135
AlpineA110
CoupePetrolAuto185kW$106,500 $111,977 $106,742 $48,034 $2,495 $4,381
Alfa RomeoStelvio
SUVPetrolAuto148kW$65,900 $69,347 $64,112 $28,850 $1,673 $3,272
Data supplied by2020 Novated Leasing Guide24
LUXURY‡
MakeModelVariantBody typeFuel typeTransmissionPerformanceRecommended retail priceOn road costAmount financedResidual valueMonthly rentalAnnual savings after tax*
LUXURY‡
MakeModelVariantBody typeFuel typeTransmissionPerformanceRecommended retail priceOn road costAmount financedResidual valueMonthly rentalAnnual savings after tax*
LUXURY‡
MakeModelVariantBody typeFuel typeTransmissionPerformanceRecommended retail priceOn road costAmount financedResidual valueMonthly rentalAnnual savings after tax*
JeepGrand CherokeeSummit (4X4)SUVDieselAuto184kW$84,450 $88,827 $83,592 $37,616 $2,064 $3,859
JaguarI-PaceEV400 HSE AWDSUVElectricAuto294kW$140,800 $147,992 $142,757 $64,240 $3,084 $4,748
JaguarF-PaceSVR (AWD)SUVPetrolAuto405kW$140,262 $147,429 $142,194 $63,987 $3,298 $5,935
HoldenAcadiaLTZ-V (AWD)SUVPetrolAuto231kW$67,490 $71,017 $65,782 $29,602 $1,743 $3,517
GenesisG803.8 UltimateSedanPetrolAuto232kW$92,900 $97,697 $92,462 $41,608 $2,311 $4,498
FordMustangBullittCoupePetrolManual345kW$73,688 $77,525 $72,290 $32,530 $1,937 $4,056
FordMustangGT 5.0 V8ConvertiblePetrolAuto339kW$74,709 $78,601 $73,366 $33,014 $1,977 $4,185
FordEverestTitanium (4WD 7 Seat)SUVDieselAuto157kW$73,990 $77,842 $72,607 $32,673 $1,850 $3,564
FordEnduraTitanium (AWD)SUVDieselAuto140kW$67,990 $71,542 $66,307 $29,838 $1,715 $3,331
ChevroletCamaro2SSCoupePetrolAuto339kW$85,990 $90,442 $85,207 $38,343 $2,189 $4,403
BMWX5Xdrive 30D XlineSUVDieselAuto195kW$112,990 $118,792 $113,557 $51,100 $2,647 $4,664
BMWX4Xdrive 20I M SportCoupePetrolAuto135kW$76,900 $80,897 $75,662 $34,048 $1,928 $3,746
Data supplied by 2020 Novated Leasing Guide 25
LUXURY‡
MakeModelVariantBody typeFuel typeTransmissionPerformanceRecommended retail priceOn road costAmount financedResidual valueMonthly rentalAnnual savings after tax*
LUXURY‡
MakeModelVariantBody typeFuel typeTransmissionPerformanceRecommended retail priceOn road costAmount financedResidual valueMonthly rentalAnnual savings after tax*
LUXURY‡
MakeModelVariantBody typeFuel typeTransmissionPerformanceRecommended retail priceOn road costAmount financedResidual valueMonthly rentalAnnual savings after tax*
Mercedes-BenzGLE350 DCoupeDieselAuto190kW$126,329 $132,801 $127,566 $57,404 $2,919 $5,041
Mercedes-AMGC63 SSedanPetrolAuto375kW$157,211 $165,228 $159,993 $71,997 $3,588 $6,113
Mercedes-AMGA35
SedanPetrolAuto225kW$69,800 $73,442 $68,207 $30,693 $1,771 $3,482
MazdaCX-9Azami Le (AWD)SUVPetrolAuto170kW$68,523 $72,105 $66,870 $30,091 $1,764 $3,546
LexusRX450hLuxurySUVHybridCVT193kW$91,090 $95,797 $90,562 $40,753 $2,180 $3,946
LexusRX300LuxurySUVPetrolAuto175kW$71,920 $75,672 $70,437 $31,696 $1,826 $3,606
LexusLC500V8CoupePetrolAuto351kW$189,642 $199,279 $194,044 $87,319 $4,307 $7,328
LexusES300hF SportSedanHybridCVT131kW$73,755 $77,597 $72,362 $32,563 $1,808 $3,357
Land RoverRange Rover EvoqueD150 SSUVDieselAuto110kW$64,640 $68,027 $62,792 $28,256 $1,628 $3,136
Land RoverRange RoverSDV8 SWBSUVDieselAuto250kW$261,668 $274,905 $269,670 $121,351 $5,723 $9,061
Land RoverDiscovery SportD240 R-Dynamic HSESUVDieselAuto177kW$82,900 $87,197 $81,962 $36,883 $2,032 $3,815
Land RoverDiscoverySDV6 HSESUVDieselAuto255kW$112,049 $117,806 $112,571 $50,657 $2,646 $4,738
Data supplied by2020 Novated Leasing Guide26
LUXURY‡
MakeModelVariantBody typeFuel typeTransmissionPerformanceRecommended retail priceOn road costAmount financedResidual valueMonthly rentalAnnual savings after tax*
LUXURY‡
MakeModelVariantBody typeFuel typeTransmissionPerformanceRecommended retail priceOn road costAmount financedResidual valueMonthly rentalAnnual savings after tax*
LUXURY‡
MakeModelVariantBody typeFuel typeTransmissionPerformanceRecommended retail priceOn road costAmount financedResidual valueMonthly rentalAnnual savings after tax*
ToyotaSupraGTSCoupePetrolAuto250kW$94,900 $99,797 $94,562 $42,553 $2,296 $4,254
ToyotaLandcruiserPrado VX (4X4)SUVDieselAuto130kW$73,619 $77,456 $72,221 $32,499 $1,861 $3,654
ToyotaLandcruiserPrado Kakadu (4X4)SUVDieselAuto130kW$84,119 $88,481 $83,246 $37,460 $2,076 $3,950
ToyotaLandcruiserLC200 Sahara (4X4)SUVDieselAuto200kW$119,972 $126,124 $120,889 $54,400 $2,846 $5,162
ToyotaLandcruiserLC200 GX (4X4)SUVDieselAuto200kW$77,832 $81,879 $76,644 $34,489 $1,985 $3,973
TeslaModel X75DSUVElectricAuto245kW$126,300 $132,767 $127,532 $57,389 $2,788 $4,339
TeslaModel S75DSedanElectricAuto245kW$117,900 $123,947 $118,712 $53,420 $2,616 $4,102
PorschePanamera4 E-HybridCoupeHybridAuto243kW$248,500 $261,077 $255,842 $115,129 $5,322 $7,988
PorscheMacanGTSSUVPetrolAuto265kW$113,300 $119,117 $113,882 $51,247 $2,691 $4,873
PorscheCayenneE-HybridSUVHybridAuto340kW$135,600 $142,532 $137,297 $61,783 $3,034 $4,902
Porsche911TurboCoupePetrolAuto397kW$390,000 $409,652 $404,417 $181,987 $8,345 $12,682
NissanGT-RPremiumCoupePetrolAuto419kW$193,800 $203,642 $198,407 $89,283 $4,392 $7,445
Data supplied by 2020 Novated Leasing Guide 27
LUXURY‡
MakeModelVariantBody typeFuel typeTransmissionPerformanceRecommended retail priceOn road costAmount financedResidual valueMonthly rentalAnnual savings after tax*
MEDIUM
MakeModelVariantBody typeFuel typeTransmissionPerformanceRecommended retail priceOn road costAmount financedResidual valueMonthly rentalAnnual savings after tax*
MICRO
MakeModelVariantBody typeFuel typeTransmissionPerformanceRecommended retail priceOn road costAmount financedResidual valueMonthly rentalAnnual savings after tax*
MitsubishiMirageLSHatchbackPetrolCVT57kW$16,490 $18,037 $16,537 $7,442 $675 $1,943
MitsubishiMirageESHatchbackPetrolManual57kW$13,990 $15,462 $14,190 $6,385 $629 $1,902
KiaPicantoGT-LineHatchbackPetrolManual62kW$15,690$17,213$15,786$7,103$680$2,031
Fiat500LoungeConvertiblePetrolManual51kW$23,990$25,762$23,581$10,611$849$2,262
ToyotaCamryAscent SportSedanHybridCVT133kW$32,090 $34,105 $31,187 $14,034 $959 $2,196
MazdaMazda 6TouringSedanPetrolAuto140kW$38,690 $40,903 $37,385 $16,823 $1,136 $2,607
MazdaMazda 6SportWagonPetrolAuto140kW$35,790$37,916$34,662$15,598$1,083$2,559
HyundaiSonataPremiumSedanPetrolAuto180kW$45,490 $47,917 $43,781 $19,701 $1,296 $2,910
VolvoXC90D5 Momentum (AWD)SUVDieselAuto173kW$94,990 $99,892 $94,657 $42,595 $2,260 $4,056
VolvoXC60T5 Momentum (AWD)SUVPetrolAuto187kW$64,990 $68,392 $63,157 $28,420 $1,673 $3,346
VolkswagenTouaregV6 TDISUVDieselAuto180kW$85,490 $89,917 $84,682 $38,107 $2,085 $3,888
VolkswagenArteonTSI R-LineLiftbackPetrolAuto206kW$67,490 $71,017 $65,782 $29,602 $1,724 $3,417
Data supplied by2020 Novated Leasing Guide28
PEOPLE MOVER
MakeModelVariantBody typeFuel typeTransmissionPerformanceRecommended retail priceOn road costAmount financedResidual valueMonthly rentalAnnual savings after tax*
SMALL
MakeModelVariantBody typeFuel typeTransmissionPerformanceRecommended retail priceOn road costAmount financedResidual valueMonthly rentalAnnual savings after tax*
SMALL
MakeModelVariantBody typeFuel typeTransmissionPerformanceRecommended retail priceOn road costAmount financedResidual valueMonthly rentalAnnual savings after tax*
HyundaiElantraActiveSedanPetrolAuto112kW$27,690 $29,573 $27,055 $12,175 $935 $2,423
HondaCivicVTiSedanPetrolCVT104kW$22,390 $24,114 $22,078 $9,935 $819 $2,235
FordFocusST-LineHatchbackPetrolAuto134kW$28,990$30,912$28,276$12,724$940$2,345
CitroenC3Shine 1.2 Pure TechHatchbackPetrolAuto82kW$26,990$28,852$26,398$11,879$904$2,312
CitroenC3Aircross ShineWagonPetrolAuto82kW$32,990 $35,032 $32,032 $14,414 $1,032 $2,512
BMW2220i Luxury LineCoupePetrolAuto135kW$54,900 $57,797 $52,806 $23,762 $1,434 $2,886
BMW1120i Urban LineHatchbackPetrolAuto135kW$46,990 $49,492 $45,220 $20,349 $1,286 $2,738
AudiA32.0 TFSIHatchbackPetrolAuto140kW$50,000 $52,652 $48,106 $21,647 $1,342 $2,795
ToyotaGranviaStandard (6 Seats)WagonDieselAuto130kW$62,990 $66,292 $61,057 $27,475 $1,632 $3,290
KiaCarnivalPlatinumWagonPetrolAuto206kW$60,790 $63,982 $58,747 $26,436 $1,643 $3,528
HyundaiiMaxEliteWagonDieselAuto125kW$48,490 $51,067 $46,658 $20,996 $1,370 $3,067
HyundaiiMaxActiveWagonDieselAuto125kW$43,990 $46,362 $42,362 $19,063 $1,287 $2,984
Data supplied by 2020 Novated Leasing Guide 29
SMALL
MakeModelVariantBody typeFuel typeTransmissionPerformanceRecommended retail priceOn road costAmount financedResidual valueMonthly rentalAnnual savings after tax*
SMALL
MakeModelVariantBody typeFuel typeTransmissionPerformanceRecommended retail priceOn road costAmount financedResidual valueMonthly rentalAnnual savings after tax*
SMALL
MakeModelVariantBody typeFuel typeTransmissionPerformanceRecommended retail priceOn road costAmount financedResidual valueMonthly rentalAnnual savings after tax*
MazdaMazda 3AstinaHatchbackPetrolManual139kW$37,240 $39,411 $36,025 $16,211 $1,091 $2,483
MazdaMazda 3GTHatchbackPetrolAuto139kW$34,740 $36,836 $33,677 $15,155 $1,064 $2,541
LexusCT 200hSports LuxuryHatchbackHybridCVT73kW$56,900 $59,897 $54,724 $24,625 $1,434 $2,724
KiaCeratoGTHatchbackPetrolAuto150kW$32,990 $35,032 $32,032 $14,414 $1,032 $2,512
KiaCeratoSiSedanPetrolAuto112kW$24,290 $26,071 $23,862 $10,738 $873 $2,367
KiaCeratoSSedanPetrolAuto112kW$23,790 $25,556 $23,393 $10,526 $863 $2,358
HyundaiIONIQPremiumHatchbackHybridAuto77kW$45,490 $47,917 $43,781 $19,701 $1,164 $2,209
Hyundaii30N LineHatchbackPetrolAuto150kW$29,490 $31,427 $28,746 $12,935 $968 $2,453
Hyundaii30Active 1.6 CRDIHatchbackDieselAuto100kW$26,090 $27,925 $25,553 $11,498 $868 $2,196
Hyundaii30GoHatchbackPetrolManual120kW$19,990 $21,642 $19,824 $8,921 $794 $2,295
Hyundaii30ActiveHatchbackPetrolManual120kW$21,090 $22,775 $20,857 $9,385 $814 $2,313
HyundaiElantraGoSedanPetrolManual112kW$21,490 $23,187 $21,233 $9,555 $821 $2,320
Data supplied by2020 Novated Leasing Guide30
SMALL
MakeModelVariantBody typeFuel typeTransmissionPerformanceRecommended retail priceOn road costAmount financedResidual valueMonthly rentalAnnual savings after tax*
SMALL
MakeModelVariantBody typeFuel typeTransmissionPerformanceRecommended retail priceOn road costAmount financedResidual valueMonthly rentalAnnual savings after tax*
SMALL
MakeModelVariantBody typeFuel typeTransmissionPerformanceRecommended retail priceOn road costAmount financedResidual valueMonthly rentalAnnual savings after tax*
VolkswagenGolfTSI HighlineWagonPetrolAuto110kW$35,490 $37,607 $34,380 $15,471 $1,059 $2,454
VolkswagenGolfTSI TrendlineHatchbackPetrolManual110kW$24,990 $26,792 $24,520 $11,034 $867 $2,278
VolkswagenGolfAlltrack TSIWagonPetrolAuto132kW$35,750 $37,876 $34,626 $15,581 $1,082 $2,558
ToyotaPrius C
HatchbackHybridCVT54kW$24,040 $25,815 $23,629 $10,633 $812 $2,062
ToyotaPrius Vi-TechWagonHybridCVT73kW$45,380 $47,802 $43,676 $19,654 $1,219 $2,508
ToyotaPrius V
WagonHybridCVT73kW$35,400 $37,514 $34,295 $15,433 $1,019 $2,252
ToyotaCorollaZRHatchbackHybridCVT72kW$33,635 $35,698 $32,640 $14,688 $987 $2,222
ToyotaCorollaSXSedanPetrolManual103kW$23,820 $25,589 $23,423 $10,540 $864 $2,359
SubaruImpreza2.0i-S (AWD)SedanPetrolCVT115kW$30,510 $32,480 $29,706 $13,367 $986 $2,471
RenaultMeganeGTHatchbackPetrolAuto151kW$38,990 $41,212 $37,667 $16,950 $1,123 $2,512
Mercedes-BenzA200
HatchbackPetrolAuto120kW$47,200 $49,712 $45,421 $20,439 $1,290 $2,742
MazdaMazda 3EvolveHatchbackPetrolManual139kW$29,740 $31,686 $28,982 $13,042 $954 $2,358
Data supplied by 2020 Novated Leasing Guide 31
SPORTS
MakeModelVariantBody typeFuel typeTransmissionPerformanceRecommended retail priceOn road costAmount financedResidual valueMonthly rentalAnnual savings after tax*
SPORTS
MakeModelVariantBody typeFuel typeTransmissionPerformanceRecommended retail priceOn road costAmount financedResidual valueMonthly rentalAnnual savings after tax*
SPORTS
MakeModelVariantBody typeFuel typeTransmissionPerformanceRecommended retail priceOn road costAmount financedResidual valueMonthly rentalAnnual savings after tax*
VolkswagenPoloGTiHatchbackPetrolAuto147kW$31,990 $34,002 $31,093 $13,992 $995 $2,395
VolkswagenGolfGTiHatchbackPetrolAuto180kW$46,190 $48,652 $44,452 $20,003 $1,271 $2,723
Toyota86GTCoupePetrolManual152kW$31,440 $33,437 $30,578 $13,760 $1,022 $2,586
SubaruWRXPremium (AWD)SedanPetrolManual197kW$46,890 $49,387 $45,124 $20,305 $1,340 $3,037
SubaruLevorg2.0 STi Sport (AWD)WagonPetrolCVT197kW$53,240 $56,057 $51,217 $23,047 $1,459 $3,156
RenaultMeganeR.S. SportHatchbackPetrolAuto205kW$50,490 $53,167 $48,577 $21,859 $1,389 $3,004
MazdaMX-5RoadsterConvertiblePetrolManual97kW$35,390 $37,504 $34,286 $15,429 $1,057 $2,452
HyundaiVelosterTurbo PremiumCoupePetrolAuto150kW$41,990 $44,302 $40,484 $18,218 $1,196 $2,662
Hyundaii30N PerformanceHatchbackPetrolManual202kW$45,490 $47,917 $43,781 $19,701 $1,296 $2,910
HondaCivicType RHatchbackPetrolManual228kW$50,990 $53,692 $49,056 $22,075 $1,417 $3,114
FordMustangGT 5.0 V8CoupePetrolManual339kW$62,990 $66,292 $61,057 $27,475 $1,726 $3,790
BMW1M140iHatchbackPetrolManual250kW$59,990 $63,142 $57,907 $26,058 $1,552 $3,105
Data supplied by2020 Novated Leasing Guide32
SUV LARGE
MakeModelVariantBody typeFuel typeTransmissionPerformanceRecommended retail priceOn road costAmount financedResidual valueMonthly rentalAnnual savings after tax*
SUV LARGE
MakeModelVariantBody typeFuel typeTransmissionPerformanceRecommended retail priceOn road costAmount financedResidual valueMonthly rentalAnnual savings after tax*
SUV LARGE
MakeModelVariantBody typeFuel typeTransmissionPerformanceRecommended retail priceOn road costAmount financedResidual valueMonthly rentalAnnual savings after tax*
MazdaCX-9Sport (FWD)SUVPetrolAuto170kW$46,420 $48,897 $44,677 $20,104 $1,313 $2,928
MazdaCX-8Asaki (AWD)SUVDieselAuto140kW$63,090 $66,397 $61,162 $27,523 $1,596 $3,092
KiaSorentoSi (4X4)SUVDieselAuto147kW$45,490 $47,917 $43,781 $19,701 $1,277 $2,810
HyundaiSanta FeElite CRDi (AWD)SUVDieselAuto147kW$54,000 $56,852 $51,942 $23,374 $1,454 $3,070
HyundaiSanta FeActive (AWD)SUVPetrolAuto138kW$43,000 $45,342 $41,432 $18,644 $1,269 $2,968
HoldenTrailblazerLTZ (4X4)SUVDieselAuto147kW$52,490 $55,267 $50,495 $22,722 $1,445 $3,142
HoldenTrailblazerLT (4X4)SUVDieselAuto147kW$47,990 $50,542 $46,179 $20,780 $1,361 $3,057
HoldenAcadiaLTZ-V (2WD)SUVPetrolAuto231kW$63,490 $66,817 $61,582 $27,712 $1,661 $3,404
HoldenAcadiaLTZ (AWD)SUVPetrolAuto231kW$57,490 $60,517 $55,290 $24,880 $1,538 $3,236
HoldenAcadiaLT (AWD)SUVPetrolAuto231kW$47,990 $50,542 $46,179 $20,780 $1,361 $3,057
FordEverestTrend (4WD 7 Seat)SUVDieselAuto143kW$59,990 $63,142 $57,907 $26,058 $1,571 $3,205
FordEnduraTrend (FWD)SUVDieselAuto140kW$44,990 $47,392 $43,302 $19,485 $1,268 $2,801
Data supplied by 2020 Novated Leasing Guide 33
SUV LARGE
MakeModelVariantBody typeFuel typeTransmissionPerformanceRecommended retail priceOn road costAmount financedResidual valueMonthly rentalAnnual savings after tax*
SUV LARGE
MakeModelVariantBody typeFuel typeTransmissionPerformanceRecommended retail priceOn road costAmount financedResidual valueMonthly rentalAnnual savings after tax*
SUV LARGE
MakeModelVariantBody typeFuel typeTransmissionPerformanceRecommended retail priceOn road costAmount financedResidual valueMonthly rentalAnnual savings after tax*
ToyotaLandcruiserPrado GX (4X4)SUVDieselManual130kW$53,490 $56,317 $51,454 $23,154 $1,445 $3,060
ToyotaLandcruiserPrado GXL (4X4)SUVDieselAuto130kW$62,990 $66,292 $61,057 $27,475 $1,632 $3,290
ToyotaKlugerGX (4X2)SUVPetrolAuto218kW$44,850 $47,249 $43,171 $19,427 $1,302 $2,999
ToyotaKlugerGrande (4X4)SUVPetrolAuto218kW$69,246 $72,863 $67,628 $30,432 $1,797 $3,667
ToyotaFortunerGXLSUVDieselAuto130kW$49,490 $52,117 $47,617 $21,428 $1,389 $3,085
ToyotaFortunerGXSUVDieselAuto130kW$44,590 $46,980 $42,926 $19,316 $1,298 $2,994
SubaruOutback3.6RSUVPetrolCVT191kW$50,440 $53,117 $48,531 $21,839 $1,426 $3,204
SkodaKodiaqTSI Sportline (4X4)SUVPetrolAuto132kW$51,490 $54,217 $49,536 $22,291 $1,408 $3,023
NissanPathfinderTI (2WD)SUVPetrolCVT202kW$62,890 $66,187 $60,952 $27,428 $1,667 $3,487
NissanPathfinderST-L (4WD)SUVHybridCVT188kW$61,390 $64,612 $59,377 $26,719 $1,618 $3,345
MitsubishiPajero SportGLX (4X4) 5 SeatSUVDieselAuto133kW$46,490 $48,967 $44,740 $20,133 $1,314 $2,929
MitsubishiPajero SportExceed (4X4) 7 SeatSUVDieselAuto133kW$54,490 $57,367 $52,413 $23,586 $1,464 $3,079
Data supplied by2020 Novated Leasing Guide34
SUV MEDIUM
MakeModelVariantBody typeFuel typeTransmissionPerformanceRecommended retail priceOn road costAmount financedResidual valueMonthly rentalAnnual savings after tax*
SUV MEDIUM
MakeModelVariantBody typeFuel typeTransmissionPerformanceRecommended retail priceOn road costAmount financedResidual valueMonthly rentalAnnual savings after tax*
SUV MEDIUM
MakeModelVariantBody typeFuel typeTransmissionPerformanceRecommended retail priceOn road costAmount financedResidual valueMonthly rentalAnnual savings after tax*
Land RoverDiscovery SportD150 SSUVDieselAuto110kW$62,450 $65,727 $60,492 $27,221 $1,583 $3,075
KiaSportageS (AWD)SUVDieselAuto136kW$35,590 $37,710 $34,474 $15,513 $1,060 $2,455
KiaSportageS (FWD)SUVPetrolManual114kW$28,190 $30,088 $27,525 $12,386 $963 $2,532
HyundaiTucsonHighlander (AWD)SUVPetrolAuto136kW$49,095 $51,702 $47,238 $21,257 $1,325 $2,778
HyundaiTucsonElite (AWD)SUVPetrolAuto130kW$40,850 $43,129 $39,415 $17,736 $1,194 $2,743
HyundaiTucsonActive (2WD)SUVPetrolManual122kW$29,290 $31,221 $28,558 $12,851 $983 $2,550
HondaCR-VVTi-LX (AWD)SUVPetrolCVT140kW$44,290 $46,671 $42,644 $19,190 $1,255 $2,789
HondaCR-VVTi (2WD)WagonPetrolCVT140kW$30,690$32,663$29,873$13,442$971$2,374
HoldenEquinoxLTZ-V (AWD)SUVPetrolAuto188kW$46,290 $48,757 $44,548 $20,046 $1,311 $2,925
HoldenEquinoxLS (FWD)SUVPetrolAuto127kW$29,990 $31,942 $29,215 $13,147 $977 $2,462
FordEscapeTrend (FWD)SUVPetrolAuto134kW$33,490 $35,547 $32,502 $14,626 $1,041 $2,520
FordEscapeAmbiente (AWD)SUVPetrolAuto134kW$33,490 $35,547 $32,502 $14,626 $1,060 $2,620
Data supplied by 2020 Novated Leasing Guide 35
SUV MEDIUM
MakeModelVariantBody typeFuel typeTransmissionPerformanceRecommended retail priceOn road costAmount financedResidual valueMonthly rentalAnnual savings after tax*
SUV MEDIUM
MakeModelVariantBody typeFuel typeTransmissionPerformanceRecommended retail priceOn road costAmount financedResidual valueMonthly rentalAnnual savings after tax*
SUV MEDIUM
MakeModelVariantBody typeFuel typeTransmissionPerformanceRecommended retail priceOn road costAmount financedResidual valueMonthly rentalAnnual savings after tax*
RenaultKoleosIntens X-Tronic (4X4)SUVDieselCVT130kW$47,990 $50,542 $46,179 $20,780 $1,305 $2,757
NissanX-TrailTi (4WD)SUVPetrolCVT126kW$44,790 $47,186 $43,114 $19,401 $1,283 $2,897
NissanX-TrailST-L (4WD)SUVPetrolCVT126kW$39,200 $41,428 $37,864 $17,038 $1,164 $2,716
NissanX-TrailST (4WD)SUVPetrolCVT126kW$32,990 $35,032 $32,032 $14,414 $1,050 $2,612
MitsubishiOutlanderES 7 Seat (AWD)SUVPetrolCVT124kW$34,290 $36,371 $33,253 $14,964 $1,055 $2,534
MitsubishiOutlanderLS 7 Seat (AWD)SUVDieselAuto110kW$40,290 $42,551 $38,888 $17,499 $1,146 $2,534
MitsubishiOutlanderExceed 7 Seat (AWD)SUVDieselAuto110kW$46,790 $49,282 $45,028 $20,262 $1,282 $2,734
MitsubishiOutlanderES 5 Seat (2WD)SUVPetrolManual110kW$29,490 $31,427 $28,746 $12,935 $968 $2,453
Mercedes-BenzGLC200SUVPetrolAuto135kW$62,300 $65,567 $60,332 $27,149 $1,599 $3,170
MazdaCX-5Maxx (4X4)SUVPetrolAuto140kW$35,880 $38,009 $34,747 $15,636 $1,084 $2,560
MazdaCX-5Akera (4X4)SUVDieselAuto140kW$51,130 $53,842 $49,193 $22,137 $1,363 $2,816
LexusNX300Luxury (AWD)SUVPetrolAuto175kW$59,900 $63,047 $57,812 $26,015 $1,569 $3,203
Data supplied by2020 Novated Leasing Guide36
SUV MEDIUM
MakeModelVariantBody typeFuel typeTransmissionPerformanceRecommended retail priceOn road costAmount financedResidual valueMonthly rentalAnnual savings after tax*
SUV SMALL
MakeModelVariantBody typeFuel typeTransmissionPerformanceRecommended retail priceOn road costAmount financedResidual valueMonthly rentalAnnual savings after tax*
SUV SMALL
MakeModelVariantBody typeFuel typeTransmissionPerformanceRecommended retail priceOn road costAmount financedResidual valueMonthly rentalAnnual savings after tax*
HondaHR-VVTiSUVPetrolCVT105kW$24,990 $26,792 $24,520 $11,034 $885 $2,378
HoldenTraxLTZSUVPetrolAuto103kW$30,490 $32,457 $29,685 $13,358 $986 $2,470
HoldenTraxLTSUVPetrolAuto103kW$28,890 $30,809 $28,182 $12,682 $957 $2,443
FordEcosportTitaniumSUVPetrolAuto92kW$28,990 $30,912 $28,276 $12,724 $959 $2,445
FordEcosportAmbienteSUVPetrolAuto90kW$22,790 $24,526 $22,454 $10,104 $845 $2,342
BMWX2xDrive 20d M SportSUVDieselAuto140kW$59,900 $63,047 $57,812 $26,015 $1,512 $2,902
BMWX1xDrive 25i M SportSUVPetrolAuto170kW$64,020 $67,377 $62,142 $27,964 $1,634 $3,219
AudiQ32.0 TDI SportSUVDieselAuto135kW$58,000 $61,052 $55,817 $25,117 $1,474 $2,849
VolkswagenTiguanAllspace TSI HighlineSUVPetrolAuto162kW$51,650 $54,387 $49,691 $22,361 $1,411 $3,026
VolkswagenTiguanTSI TrendlineSUVPetrolAuto110kW$34,150 $36,228 $33,123 $14,905 $1,053 $2,531
ToyotaRAV 4Cruiser AWDSUVHybridCVT131kW$44,640 $47,033 $42,974 $19,338 $1,224 $2,595
ToyotaRAV 4GX (2WD)SUVPetrolManual127kW$29,640 $31,583 $28,888 $12,999 $970 $2,456
Data supplied by 2020 Novated Leasing Guide 37
SUV SMALL
MakeModelVariantBody typeFuel typeTransmissionPerformanceRecommended retail priceOn road costAmount financedResidual valueMonthly rentalAnnual savings after tax*
SUV SMALL
MakeModelVariantBody typeFuel typeTransmissionPerformanceRecommended retail priceOn road costAmount financedResidual valueMonthly rentalAnnual savings after tax*
SUV SMALL
MakeModelVariantBody typeFuel typeTransmissionPerformanceRecommended retail priceOn road costAmount financedResidual valueMonthly rentalAnnual savings after tax*
Mercedes-BenzGLA180SUVPetrolAuto90kW$44,700 $47,093 $43,029 $19,363 $1,243 $2,696
MazdaCX-3Neo Sport (FWD)SUVPetrolManual110kW$22,710 $24,446 $22,381 $10,071 $844 $2,341
MazdaCX-3S Touring (AWD)SUVDieselAuto85kW$35,240 $37,351 $34,147 $15,366 $1,035 $2,349
MazdaCX-3Akari LE (AWD)SUVPetrolAuto110kW$38,450 $40,657 $37,161 $16,722 $1,131 $2,603
JeepCompassTrailhawk (4X4 Low)SUVDieselAuto125kW$44,750 $47,146 $43,077 $19,385 $1,244 $2,697
HyundaiVenueGoSUVPetrolManual90kW$19,990 $21,642 $19,824 $8,921 $794 $2,295
HyundaiVenueActiveSUVPetrolManual90kW$21,490 $23,187 $21,233 $9,555 $821 $2,320
HyundaiVenueEliteSUVPetrolAuto90kW$25,490 $27,307 $24,989 $11,245 $895 $2,387
HyundaiKonaHighlander (AWD)SUVPetrolAuto130kW$39,500 $41,737 $38,146 $17,165 $1,151 $2,621
HyundaiKonaElite (AWD)SUVPetrolAuto130kW$33,500 $35,557 $32,511 $14,630 $1,041 $2,520
HyundaiKonaGo (FWD)SUVPetrolAuto110kW$24,000 $25,772 $23,590 $10,615 $867 $2,362
HondaHR-VVTi-SSUVPetrolCVT105kW$27,990 $29,882 $27,337 $12,301 $940 $2,428
Data supplied by2020 Novated Leasing Guide38
SUV SMALL
MakeModelVariantBody typeFuel typeTransmissionPerformanceRecommended retail priceOn road costAmount financedResidual valueMonthly rentalAnnual savings after tax*
SUV SMALL
MakeModelVariantBody typeFuel typeTransmissionPerformanceRecommended retail priceOn road costAmount financedResidual valueMonthly rentalAnnual savings after tax*
SUV SMALL
MakeModelVariantBody typeFuel typeTransmissionPerformanceRecommended retail priceOn road costAmount financedResidual valueMonthly rentalAnnual savings after tax*
VolvoXC40T4 Inscription (AWD)SUVPetrolAuto140kW$51,990 $54,742 $50,015 $22,507 $1,398 $2,932
ToyotaC-HRKoba (2WD)SUVPetrolCVT85kW$33,290 $35,341 $32,314 $14,541 $1,018 $2,417
ToyotaC-HR(AWD)SUVPetrolCVT85kW$30,990 $32,972 $30,154 $13,569 $976 $2,378
ToyotaC-HR(2WD)SUVPetrolManual85kW$26,990 $28,852 $26,398 $11,879 $884 $2,211
SuzukiVitaraWagon
PetrolAuto86kW$24,490$26,277$24,050$10,822$858$2,270
SubaruXV2.0i-SSUVPetrolCVT115kW$36,530 $38,680 $35,359 $15,911 $1,096 $2,571
RenaultCapturIntensSUVPetrolAuto110kW$29,990 $31,942 $29,215 $13,147 $939 $2,262
MitsubishiEclipse CrossLS (AWD)SUVPetrolCVT110kW$34,490 $36,577 $33,441 $15,048 $1,078 $2,637
MitsubishiEclipse CrossExceed (AWD)SUVPetrolCVT110kW$39,190 $41,418 $37,855 $17,034 $1,164 $2,716
MitsubishiEclipse CrossES (2WD)SUVPetrolCVT110kW$29,990 $31,942 $29,215 $13,147 $977 $2,462
MitsubishiASXLS (2WD)SUVPetrolCVT110kW$27,990 $29,882 $27,337 $12,301 $959 $2,529
MitsubishiASXES (2WD)SUVPetrolCVT110kW$25,490 $27,307 $24,989 $11,245 $913 $2,487
Data supplied by 2020 Novated Leasing Guide 39
Disclaimer• While every effort has been made to verify the information in this guide, Fleet Auto News takes no responsibility for the accuracy or authenticity of the content. • Fleet Auto News does not accept any liability to any person or entity for any information or any advice which is provided in this guide or incorporated into it by reference. • The information provided is on the basis that anyone reading it undertakes the responsibility for assessing the relevance and accuracy of its content.• The data and figures provided in this guide are not intended as financial or taxation advice. • People reading the guide should obtain a formal quotation from a novated leasing provider and seek independent financial advice before entering into a novated lease agreement.• All calculation data provided by Fleetcare Pty Ltd during December 2019. Calculations were made using Fleetcare's proprietary quoting system. • All vehicle calculations from Fleetcare Pty Ltd using the following assumptions: A 36 month lease term travelling at 15,000 kilometres per annum for an employee earning $80,000 annually.†4X4 UTE Novated leases are for cars. Station wagons, panel vans and utilities are considered cars by the ATO if they are goods-carrying vehicles designed to carry less than one tonne. If a vehicle is designed to carry a load of one tonne or more it may not be eligible for a novated lease. This will impact some of the calculations and the potential savings available when salary packaging a vehicle. Readers should seek independent financial advice. Also, some employers may not allow 4X4 Utes in a novated lease. ‡Luxury Vehicles When the Amount Financed is greater than the 2019/20 annual vehicle depreciation limit of $57,581 it will be regarded as a loan instead of a lease. The depreciation and interest will be tax deductible rather than lease payments. This will impact some of the calculations and the potential savings available when salary packaging a vehicle. Readers should seek independent financial advice. Also, some employers may not allow luxury vehicles in a novated lease.
INDEXAAlfa Romeo
Stelvio 24
AlpineA110 24
AudiA1 23A3 29Q3 37Q7 24R8 24RS4 24RS5 24RS Q3 24SQ5 24
BBMW
1 29, 322 293 244 24i3 22M2 24X1 37X2 37X3 24X4 25X5 25
CChevrolet
Camaro 25
CitroenC3 29C5 22
FFiat
500 28
FordEcosport 37Endura 25, 33Escape 35Everest 25, 33Focus 29Mustang 25, 32Ranger 21
GGenesis
G70 22G80 25
HHolden
Acadia 25, 33Colorado 21Equinox 35Trailblazer 33Trax 37
HondaCivic 29, 32CR-V 35HR-V 37, 38Jazz 23
HSVColorado 21
HyundaiElantra 29, 30i30 30, 32iMax 29IONIQ 22, 30Kona 22, 38Santa Fe 33Sonata 28Tucson 35Veloster 32Venue 38
IIsuzu
D-Max 21
JJaguar
F-Pace 25I-Pace 25
JeepCompass 38Grand Cherokee 25
KKia
Carnival 29Cerato 30Picanto 28Rio 23Sorento 33Sportage 35Stinger 22
LLand Rover
Discovery 26Discovery Sport 26, 35Range Rover 26Range Rover Evoque 26
LexusCT 200h 30ES300h 26LC500 26NX300 36RX300 26RX450h 26
MMazda
BT-50 21CX-3 38CX-5 36CX-8 33CX-9 26, 33Mazda 2 23Mazda 3 30, 31Mazda 6 28MX-5 32
Mercedes-AMGA35 26C 26
Mercedes-BenzA200 31GLA 38GLC 36GLE 26X-Class 21
MitsubishiASX 39Eclipse Cross 39Mirage 28Outlander 36Pajero Sport 34Triton 21
NNissan
GT-R 27Navara 21, 22Pathfinder 34X-Trail 36
PPorsche
911 27Cayenne 27Macan 27Panamera 27
RRenault
Captur 39Clio 23Koleos 36Megane 31, 32
SSkoda
Kodiaq 34Superb 22
SubaruImpreza 31Levorg 32Outback 34WRX 32XV 39
SuzukiVitara 39
TTesla
Model 3 22Model S 27Model X 27
Toyota86 32Camry 28C-HR 39Corolla 31Fortuner 34Granvia 29Hilux 22Kluger 34Landcruiser 27, 34Prius 23Prius C 31Prius V 31RAV 4 37Supra 27Yaris 23
VVolkswagen
Arteon 28Golf 31, 32Polo 23, 32Tiguan 37Touareg 28
VolvoXC40 39XC60 28XC90 28
fleetautonews.com.au2020 Novated Leasing Guide40
HMCA18097_Awards_A4.indd 1 17/12/19 9:27 am
Now Novated Lease CompliantThe spec’d up Holden Colorado Z71 and LTZ+ models fall under the 1 tonne payload limit, making this fully capable ute Novated Lease and Salary Packaging compliant.
The Holden Colorado is so tough, trusted and proven, it doesn’t know ‘no’. After all, we’ve been in this game for over 50 years, engineering the most durable utes with thousands of hours of local testing, making sure that when Australians choose a Colorado, they’re equipped to handle the toughest tasks.
Visit holden.com.au or your Fleet Management Officer to find out more.
Model shown: Colorado Z71 Crew Cab Pickup (MY20) with optional accessories fitted.
Fleet Services
HBR3639_ColoradoFleet_210x297.indd 1 24/1/20 9:25 am