Reflect ions • May 2012 | 1

Each quarter we publish a list of those who have joined the ranks of retirement beneficiaries, and those who have passed to their rest. From time to time we are asked

to provide the ages of the deceased. We have declined to do this after considering privacy and identity security issues. We are sometimes also asked to not list an individual. Not

all beneficiaries are actually retirees, under some of our policies, and may become unhappy upon receiving congratulations from well-meaning readers of the “New Beneficiaries” list.NewAceron, Matilde Oliveros

(CA)Adkisson, Viona T (TN)Ah-Tye, Terry (HI)Alaniz, Linda M (CA)Allgood, Dennis (TX)Alvis, Gilberto Jose (PA)Amundson, Kenneth R

(OR)Anderson, Ronald Keith

(CA)Ando, Benjamin O (CA)Aquino, Emma N (TN)Austin, Lawrence M

(CO)Avant, Calvin E (TN)Avante, Joi (IL)Avery, Kathryn L. (OR)Bagshaw, Daniel Clyde

(TN)Bair, Daryl A (FL)Baldwin, Robert D

(MD)Baptiste, Sylvester (FL)Barclay, Gordon D (CA)Barringham, Susan A

(FL)Bass, Patricia G (FL)Berch, Sandra M (CA)Blake, Patricia (FL)Boonsiri, Kobkaew (CA)Bova, Sheila A (TN)Brightbill, Marietta A

(CA)Brock, Ricky Dean

(WY)Brooks, Roberta E (OH)Brown, Joe E (VA)Brown, Joseph G (MD)Brown, Ronald C (FL)Brownell, Dan M (PA)Buckley, Beverly M (FL)Burgess, Douglas H

(WI)Calabrate, Angela M

(CA)

Camp, Marshallann W (FL)

Carey, Richard G (FL)Carlisle, Linda K (CA)Carlson, Dennis N (WA)Carter, Cynthia L (CA)Carter, Richard C (CA)Chu, Catherine P (CA)Chung, Madeline Y

(TX)Church, Ginger C.

(MD)Columbus, Suzanne L

(OH)Cooley, Jeanette (OH)Cosson, Mary L (FL)Cozzi, Doris F (CA)Darr, Lucy A (OH)Davis, Nancy L (FL)Deaton, Janice E (NC)Deen, Charles L (FL)DeGree, Sandra M (WI)Dershimer, Sandra D

(FL)Deuer, Karen Elizabeth

(OH)Dolan, Judith (CO)Donohoe, Edward G

(FL)Dowell, David M (CA)Dowswell, Kenneth E

(CA)Drake, Debbie (CA)Duarte, Enoch A (FL)Dumlao, Jean M (CA)Durfee, David L (CA)Dye, Tommy W (IL)Early, John W (GA)Elizondo, Norberto Sr.

(FL)Eslava, Miguel O (CA)Evens, Norman D (TN)Fan, Mei-Ju (MD)Fetters, Dorothy V (FL)Fisher, Garth E (OH)Flemmer, Elsie (WA)

Fontoura, Odineia (CA)Foos, Judy Ann (MO)Foster, Patricia A.

(Thailand)Freiermuth, Sandra L

(KS)Freligh, B Sue (CA)Frey, Clair Arthur (OH)Gabriel, Marcia (FL)Ganaway, Brenda Kay

(MO)Garman, Lee A (CA)Garrett, Ruth A (MD)Geer, Audrey L (FL)Gibbs, Lester W (FL)Givens, Shirley JoAnn

(CA)Glass, James W (KS)Gohier, Rosaline

Puanalani (HI)Gomez, Mery L (CA)Goodman, W Duane

(OR)Green, Sandra S. (CA)Greenleaf, Marlene A

(PA)Griffith, Alfred R (CA)Guerra, Rose M (CA)Guth, Sharon Kay (OR)Guth, William Lee (OR)Gutierrez, Angelica (CA)Habenicht, Richard G.

(WI)Hall, Enell O (West

Indies)Halversen, Mary R (ID)Halversen, Richard L

(ID)Hamilton, Sharon A

(OH)Hamman, Paul G (WV)Harrington, Sallee S

(OH)Harris, Gladys (FL)Hart, Kenneth Wayne

(CA)

Hartupee, Ida Marie (TN)

Harvey, John A (TN)Henderson, Cathryn C

(MA)Henry, Michael H (OH)Herrera, Alfred G (CO)Hess, Candace K (VT)Hickman, Raymond H

Jr (MD)Hilburn, Le A (CA)Hill, Barbara J (CA)Ho, Lien M (CA)Hoeflinger, Elaine A (FL)Holt, Elaine Ann (OH)Hopkins, Gloria J (OH)Hupp, Timothy D (CA)Hutchison, Toni L (FL)Israel, Myrna (CA)James, Thomas D. (WA)Jarvis, Vicki L. (OH)Jeffers, Valvina (CA)Jenkins, Carole A (CA)Jenkins, Janene L (AL)Jennings, Gail D (KS)Johnson, Edward G

(WA)Johnson, Maria G (CA)Johnson, Russell Philip

Jr (FL)Johnston, Nancy N

(MO)Jones, Connie (CA)Kalbermatter, Milca E

(CA)Keir, Jo Ann (KS)Kendall, Dennis A (AZ)Kephart, Kathalene L

(CA)Ketchum, Marcy R.

(CO)Ketchum, Rick A. (WY)Khan, Ajab (MD)Kidwiler, William M.

(AR)Kim, Soo J (IL)

King, Aileen K (WI)Kintanar, Fernaline (CA)Kitchen, Edna M (TN)Knosp, Kenneth L (OH)Kong, Suk H (GA)Kovach, Diane E (CA)Krenz, Hans J (FL)Laben, Glory (MD)Lachica, Leticia O (CA)Lam, Ellen P (CA)Lamb, Susan I (OH)Lamberson, Kay C (TN)Langford, Carol (OH)Latta, Linda Carole

(WA)Lawrence, Dian K (FL)Lee, Chul Jae (FL)Legaspi-Fessler, Editha

S (FL)Lehnhoff, Dwight Erwin

(TN)Leong, Angelina C C

(CA)Lewis, Sharon A (ID)Long, Michael S (KS)Loveridge, Patricia A

(MT)Lubinski, Linda M (IL)Lybrand, Carol Ann

(CA)Maguire, Gloria F (CA)Mallan, Mary E (CA)Manley, Myrna K (CA)Marburger, Dorothy Ann

(CO)Martinez, Antoinette M

(CO)Martinez, Jose L (CA)Martinez, Sonia S (PA)Mattison, Janice E (CA)McIntosh, Cora S (TN)McKiddy, Judy A (KY)McKinney, Bonnie L

(GA)McKiver, Isariya Patty

E (CA)

Reflect ions • June 2012 | 1(Continued on page 2)

New and At Rest, 1st Qtr 2012

2 | June 2012 • Reflect ions

Medicare Part B Premium Reimbursement ReminderMost retirees pay a monthly premium for Medicare Part B through the Social Security benefit. For those retirees

eligible to participate in SHARP, the plan provides a partial reimbursement of the Medicare Part B healthcare expense by simply increasing the monthly pension by a percentage of the standard Medicare premium. The reimbursement ranges from 50% to just under 90%, and is based on years of qualifying service credit.

Retirees have been asked to provide a photocopy of the Medicare card when reaching age eligibility for Medicare. This provides the documentation needed to initiate the reimbursement and the retiree receives a nice little increase in benefits. However the plan will only go back one year for any healthcare assistance, including Medicare B reimbursement.

So, • Ifyouoryourspousehaverecentlyturned65andenrolledinMedicare,• andyouareaSHARPparticipant,• andyouhavenotalreadydoneso,please send a photocopy of your Medicare card or cards to the retirement plan office. We’d like to give you a raise!If you are not certain if you are already receiving a Medicare reimbursement, please check your most recent January

statement received from the plan. It will show a line item for “Reimb MC Part B” if you are receiving such a reimbursement. It is not necessary for you to send us a copy of your Medicare card if you are already receiving such a reimbursement.

McNally, Harry C (OH)Mercer, Darlene Y (CA)Michel, Olivia M (CA)Middaugh, Linda P (KS)Modzelewski, Patricia A (MD)Molina, Manuel (FL)Moniz, Francine P (HI)Moore, Joyce A (TN)Muchiutti, Nahor (MA)Nanez, Patricia (CA)Nelson, Bradley W (CA)Nguyen, Trianh (CA)Ogrodoski, Patricia E (PA)Ohland, Kathleen A (FL)Olm, Laura S (CA)Orola, Raquel O (FL)Osborn, Dianne G (CO)Otto, Larry J (TN)Ozolins, Carol R (OH)Pakkianathan, Hildha A (CA)Patterson, Lloyd Lee (BC)Patton, Robert Franklin (IN)Perez, Jose L. Resto (NY)Perkins, Bonnie D (MD)

Pfandl, Gerhard (MD)Pierce, Sheila A (SC)Pierson, Kenneth W (CA)Piyas, Yupin S (CA)Plantier, Anthony J (CA)Pleasants, Michael M (NC)Plunkett, Mark G (CO)Pluta, Donna J (TN)Pomeroy, Roy E (OR)Pressnitz, Werner (MI)Protzel, Marsha M (NC)Quintanar, Jose L (CA)Ray, Joe Wells Jr. (CA)Reasor, Kevin A (OK)Regazzi, Mark B (MI)Retzer, Carol Ann (CA)Rhoades, Nancy J (KS)Riggs, Diane R. (NJ)Rivera, Dina G (CA)Robertson, Linwood Alan

(TN)Rogers, Clifton Ernest (CA)Rogers, Julia M (CA)Roland, Margaret A (TN)

Rolls, Audrey R (MD)Romero, Elizabeth (CA)Rooker, Jolene Rae (CA)Ropka, Emmord L (FL)Rosario, Abel A (NY)Rosete, Dominador P (FL)Ross, Donnice D (MD)Ross, Joan P (OR)Rowe, Donnis S (TN)Saguan, David Sabaut (TN)Savino, Daniel A (AZ)Sawyer, Roscoe W (AR)Scaletta, Marian J (KS)Scheuing, Victoria J (OR)Scheuneman, Shereen (FL)Schlosser, Marie (AZ)Schneider, Malzie Rose (FL)Schultz, Richard Alan (NY)Schumacher, Dorothy Ann

(CA)Serafin, Andrea J (CA)Sifford, Janet E (OR)Smith, Darrell D (KS)Soto, Mareta S (CA)

Spencer, Elma H (TN)Stanko, Virginia G (FL)Starr, Eugene B (OR)Start, Charles Phillip (CA)Stiffler, Peggy J (CO)Still, Anita B (OH)Stout, Charles (OR)Strealy, Brenda J (TX)Stumpf, Mary L (OR)Sugane, My N (HI)Swartz, Irene S (CA)Switak, Heather J. (BC)Switak, Robert A. (BC)Tait, Myron W (CA)Tamerius, Betty J (OR)Taylor, Charles F (AL)Thomas, Regina E (CA)Thompson, Donald (CA)Torres, Fe M (PR)Trego, Janet E (FL)Vajna, Susan G (CA)Vigilia, Cordiceta (CA)Vitello, Norma J (CO)Wagner, Raymon W. (CA)

Wall, Eric D (MA)Walters, Albert (TX)Washburn, Richard E (CA)Werner, Adrienne C (NJ)Whalen, Madeline M (FL)Wickwire, Bruce M (MI)Wickwire, Dorothy P

(ENGLAND)Wieck, Kenneth E (OH)Wiese, Denise L (WA)Wiker, Marie T (SC)Wilder, Nora M (FL)Wilson, Marcia Mae (IN)Wilson, Young-Ja (FL)Wright, Richard A (WA)Yamada, Gary A (CA)Zabala, Aida D (CA)Zavala, Rebecca D (CA)Zenith, Oseas B (OR)Zibas, Carolyn A (TN)Zink, Dorothy May (CA)

At RestAdams, June R. (AZ)Adams, Russell R. (TN)Aguiar, Jesse (FL)Alexander, Lucille B (CA)Anderson, Lynn (CA)Andrews, Elmer Eugene

(WA)Armster, Rhoda H. (CA)Atiga, George T (CA)Ayers, Leonard L. (OR)Bacso, Harriet L. (ID)Baker, Peggy W. (CA)Baker, Thomas E. (IL)Barker, Elvera R. (CO)Belcher, Anna A. (MD)Bell, Frederick G. (AB)Benna, Joanna (TX)

Benoit, Louise I. (MA)Bernhardt, Alfred (OK)Betz, Charles H. (OR)Bietz, Pearl Z. (WA)Blanco, Marion June (TN)Blandford, Annabel (FL)Bledsoe, Margaret U (FL)Blevins, Marlene L. (NM)Brockmeier, Bess J. (TX)Brooks, Clyde F. (NC)Brost, Ben (TN)Brown, Charlie E (CA)Brown, M. Marilyn (KS)Brown, Mary M. (TX)Brown, N. Ruth (CA)Bullock, Luella Ann (CA)Burback, Virginia C. (OR)

Burton, Thelma Lucille (CO)Burton, Wilbur Arthur (KS)Bury, Alfred L (OR)Cantrell, Theodore W. (TN)Carey, Thomas C. (WA)Carter, Alma (OH)Cash, Robert William (MI)Caviness, Goldie Mae (OH)Chamberlain, Lyle (FL)Christensen, Berniece I. (CO)Cipparone, Annie L. (OR)Clawson, Helen (FL)Coble, Charles (CA)Coffin, Galen H. (OR)Colborne, Margaret M. (MA)Collins, Helen L. (TN)Collins, L. Ann (DE)

Coppernoll, Wayne (OR)Corley, Shirley Mae (WA)Cornforth, Ola A. (WA)Custard, Florence (KY)Dales, Esther (OH)Darby, Amy Mae (AZ)Dart, George Charles (CA)Dawes, Carol M. (WA)De Koster, Donald (FL)Del Aguila, Alfonso (CA)Dettwiler, John (OR)Dietz, Mildred (MO)Dinwiddie, Gilbert M. (OR)DiPietro, Carmelo (MD)Duquette, Marjorie R. (CA)Economou, Elly (MI)Eldridge, Evelyn C. (CA)

Elmer, Walter D. (ID)Essig, Paul Wilbur Jr. (TX)Fakehany, Helen E. (CA)Fisher, Joanne E. (CA)Foggo-York, Alma C (AL)Fong, Helen P. (CA)Forehand, Alma E. (TN)Forss, Irene A. (CA)Forsyth, Laurita Diane (WA)Frederick, Charles O. (MI)Froom, Elsie (MD)Fuss, Richard U. (CA)Gil, Micaela (VA)Gough, Winnifred K (ID)Grecian, Twila E. (CA)Green, Robert C. (FL)Greenway, Anne E. (WA)

(Continued on page 4)

Payroll Distribution Dates:December 24January 27

Reflect ions • May 2012 | 3

Del Johnson Administrator

Lyn Wick Associate Administrator

Adventist Risk Management: 1-800-447-5002 Healthcare Claims Queries

SHARP: 301-680-5036 Email: SHARP@nad.adventist.org

Healthcare Eligibility Queries

Submit all claims to: Adventist Risk Management—SHARP

PO Box 1928 Grapevine, TX 76099-1928

Medco Health: 1-800-841-5396 Verify pharmacy participation with

Medco Health

Payroll: 1-888-838-8955 Bulletin Board of Payroll Information

NAD Retirement Department Fax: 301-680-6190

Email: NADRetirement@nad.adventist.org 12501 Old Columbia Pike

Silver Spring, MD 20904-6600

Barbara Yowell: 301-680-6244 Lost checks, direct deposits, 1099R,

tax withholding, change of address, verification of benefits for loans,

housing, Medicaid

Retirement Reception: 301-680-6249 General Retirement Office Information

Reporting a death, disability reviews

AdventistRetirement

Plans

Reflect ions • June 2012 | 3

PAYROLL BULLET IN BOARDChecks/EFT Released

This Month: June 27Next Month: July 27

Groome, Mary B. (CA)Gutman, L. Anne (WA)Haldeman, Jacob D (CA)Halverson, Ellsworth W.

(WI)Harris, Lester E. Jr. (VA)Hawley, Donald T. (CA)Hedrick, Alice Huteson

(CA)Heer, Thelma B. (TN)Heisler, Rodney (WA)Hendrix, Sandra J. (WI)Hensley, Mary Ellen

(TX)Hesseltine, Margaret

(CA)Hill, Vesta Jay (VA)Hodder, Alvin Lloyd

(MA)Hodgen, Rhona (CA)Hoffberg, Marion (CA)Holdridge, Rosemary A.

(CA)Holler, John M. (WV)Hope, Marjorie N. (TX)Horne, Billye C. (TN)Howard, Earl L. (TX)Howard, Elaine G. (AL)Howell, Evelyn (MI)Hudak, Elizabeth (FL)Hughes, Arthur E. (WA)Hunt, Alice M. (SC)Isensee, Walter W. (NJ)Jakubowski, Mary Jean

(FL)Jarnes, Dorothy E. (WA)Johnson, Allen W. (CA)Johnson, Lynn Curtis

(CA)Johnson, Marguerite

(VA)Johnson, Robert (OH)Johnston, Everard (PG)Johnston, Ragena (CA)Jones, Lenoa K. (CA)Jones, Ruth G. (FL)Jones, William C. (AL)Junghans, Ethel May

(OR)Kachenmeister, Mae E.

(CA)Knapp, Dorotha F. (WA)Knight, Albert Bill (KS)Kutzner, Arno (CA)Labbe, Julie (CA)Lamnek, Paula (TN)LaPointe, Norma D.

(CA)Larson, William R. (VA)Laue, Clarence Milton

(TX)Lawrence, Hera G. (WA)LeCompte, Howard C.

(CA)Leiske, Sylvia L. (TX)Lenz, Viola I. (WA)LeRoy, Ruth (FL)Liu, David James (MD)Logan, Luane Sue (WA)Lowe, Tommie Jr. (GA)

Lyman, Lewis E. (CA)Maney, Mildred L. (CA)Marlow, Linda (WA)Martin, Franklin D. (KS)Martsch, Theodore (ID)Mays, Marlene (CA)McFadden, Gladys Odell

(OH)McMillan, Betty Jo (FL)McWilliam, Novella

Evelyn (MO)Medford, Norma (TX)Mensing, Margaret C.

(TN)Mills, Elizabeth L. (OK)Mittleman, Betty J. (FL)Montemayor, Tomasita

(TX)Montgomery, Esmere M.

(OH)Morales, Carlos A. (ID)Mowry, George C. (MD)Murley, Hazel R. (OH)Murrill, William L. (KS)Myers, Eva (OR)Nelson, Alice O. (WA)Nelson, Paul W (TN)Nix, Howard E. (IL)Noble, Mary C. (MO)Noonan, Dorothy D.

(NC)Owens, Juanita (GA)Parker, Lily (GA)Parmenter, Roy A (OR)Pastor, G. Joy (CA)Paulman, Virginia C.

(NM)Payne, Margaret L. (MO)Pedersen, Dora Mae

(MD)Perez, Mercedes M. (CA)Perrault, Joanne (NE)Petty, Joan Mae (TX)Philpot, Mary B. (AR)Piercey, Corina R. (SA)Pizzano, Charles L. (MA)Pleasants, Ruth W. (NC)Policht, Anita M. (CA)Popp, John F. (FL)Proctor, Leilani P (MD)Purvis, Jessie L. (LA)Purvis, Juanita G. (CA)Ramil, Asuncion P. (HI)Ramirez, Louis A. (TX)Ramsay, Lillian Janet

(ID)Ratzel, Flora Luise (ME)Reed, June K. (FL)Richards, Ruth E (AL)Ridgley, Dorothy F. (OR)Ridpath, John V. (WV)Rima, Ethel H (TN)Rivera, Amanda B. (CA)Robinson, Ruth E. (OR)Roth, Herbert J. (TX)Rouse, Raymond R. (FL)Samms, Pamela R. (FL)Sauder, Ellen LaLoan

(OR)Schoun, Paul (MI)

Scott, Francis R. (GA)Seek, Christine Louise

(CA)Shelton, Inez W. (MI)Shepard, James A. (FL)Shepard, Robert H. (CA)Sherrill, E. Frank (CA)Shufford, Lillian (MO)Siess, Carl F. (OR)Simons, J. A. (AL)Sjoren, Nelly (MT)Slabach, Betty J. (MT)Small, Elizabeth A. (NY)Smith, Erma R. (VA)Soper, Francis A. (MD)Sorenson, Betty J. (AR)Sousa, Ethel A. (CA)Specht, Elizabeth Wiley

(OR)Speyer, Louis J. (TX)Standen, Phyllis (MI)Stankoven, Fred (CA)Steiner, Stanley J. (OH)Stevens, Virginia C. (CA)Stevenson, Delores (OH)Steward, Bertha (OR)Stilson, Mildred R. (CA)Stoeckel, Virginia F.

(OH)Stramel, Adam (CA)Stuart, Margaret Jean

(OR)Sumilat, John (CA)Tafalla, Violeta C. (FL)Tait, Lorraine A. (CA)Taylor, Joanna R. (CA)Tetz, May G. (WA)Thompson, Gladys (WA)Thompson, Robert E.

(OH)Tilghman, Nell Dean

(GA)Torres, Eugenio (PR)Trent, Monda J. (FL)Truitt, Aaron H. (TX)Turner, LaVerne T. (MO)Tyrer, Eunice A. (MO)Valentine, Gladys L.

(DE)Warram, Evelyn (MD)Watts, Lois M. (CA)Watts, Sadie B. (WA)Welker, Mildred Q. (TN)Wells, Harley (AR)Wendth, Irene R. (OH)Wheeler, Robert L. (CA)Williams, John A. (MO)Willis, Karen E. (MI)Wimbish, Bernice (CA)Wiseman, Donald (OR)Wold, Evalin (OH)Wolfe, Jo Anne (CA)Wolter, James W. (NC)Woods, Delmar E. (CA)Yergen, Lyell B. (ID)Yousif, Magida S. (IL)Zeman, Doris M. (MD)Zeman, Rudolph F. (PA)

4 | May 2012 • Reflect ions

General Conference of SDANAD Retirement Plans12501 Old Columbia PikeSilver Spring, MD 20904-6600

NON-PROFIT ORGUS POSTAGE

PAIDNAMPA, ID

PERMIT NO. 147

SHARP CornerIn the news over the past few months you may have heard about the merger of two large pharmacy benefit

managers, Express Scripts and Medco Health Solutions. The merger of Express Scripts with Medco Health Solutions was completed on April 2, 2012. The combined company will be known as Express Scripts. You will get your prescriptions in the same way as you have done before. There is no change to your pharmacy benefits as a result of this merger. This merger will continue to help drive down the cost of prescription drugs.

• Thereisnochangeintheretailpharmacynetwork• YouwillcontinuetoseetheMedconame• Noactionisneededbyyou,themember• Youwillcontinuetocallthenumberforpharmacyrelatedquestionscurrentlylistedonthebackofyour

identification card• YouwillcontinuetousetheMedcowebsiteandyouronlineaccountinformationdoesnotchange• Yourmedicationpackaging/labelswillremainthesame• YouwillcontinuetomakeyourpaymentspayabletoMedcoHealthSolutions• Youwillcontinuetosendyourprescriptionorderstothesamehomedeliverypharmacyaddress• Thereisnochangeinyourbenefitcostnorinyourcopaymentamountsforbrandvs.genericandretailvs.

mail orderIn our annual review of plan costs with Medco Health Solutions several positive areas were noted as saving the

planmoneyoverall.Fortheplanyearof2011theretireegrouphasan82.2%mailusagerate.Thisis6%higherthan other church plans we compare to. Our generic dispensing rate is 74.7% for 2011. This is 1.4% higher than other church plans we compare to. The Cost Containment programs we have in place for our Standard SHARP Rx Option provided the plan a 3.9% increase in savings in 2011 from the 2010 plan year. Thank you all for your participation in the cost containment programs in place with the Standard SHARP Rx Option.