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NAMIBIAN INSTITUTE OF BANKERS
Unit 4, Reger Park Complex, Southern Industrial Area, Windhoek.
P.O. Box 21376, Windhoek, Namibia. Tel (+264-61)255 632 Fax-233 640,
Website: www.iobnamibia.com, email: [email protected]
PROSPECTUS 2015
ALL QUALIFICATIONS ARE ACCREDITED BY THE
NAMIBIA QUALIFICATIONS AUTHORITY
(NQA)
Institute of Bankers Prospectus 2015
Index
Page
Index 1
IoB Council 2
IoB Executive Committee (EXCO) 3
IoB Education and Examination Committee (EEC) 3
Objectives of the Institute 3
Importance of Banking Education 4
IoB Qualification 5
Admission to Studies 6
Entry requirements 6
Exemptions 6
Applications 7
Fees 8
Payment terms 8
Deposit slips 8
Synopsis of Courses - duration, mode, facilities,
assessment /assignment, supplementary exams,
certificates & diploma’s, Graduation 9 - 11
IoB Examination Dates 12
Vacation Schools 13
Modules – compulsory unless exempted 14 - 17
Contact Details 18
IoB Calendar of Academic Activities Back cover
IoB Council
Established in 1988 as the professional and educational body for the banking and the
financial services industry in Namibia, the Institute is the leader in providing industry
focused training programs and certifications. The Institute is the only national association
devoted exclusively to representing and advancing the interests of the banking community
throughout Namibia.
The governing body of the Institute is the Council, which has the ultimate responsibility
for the work and progress of the Institute towards the achievement of its goals. The
Council is the highest governing authority of the Institute. The Institute is governed by the
Constitution of the Institute.
The Council meets 3 times a year, in April, July and October; and has wide powers to
make rules, lay down policies, approve programmes and plans, and to establish working
procedures governing the operations of the Institute. The role of the Council is to set the
medium to long-term direction of the Institute and to advise the Executive Committee
(Exco) on the development of the Institute.
The day-to-day management of the Institute is vested in the hands of the Chief Executive
Officer of the Institute. The Council appoints the CEO of the Institute. The Chief
Executive Officer of the Institute performs the Secretariat function of the Council. The
Secretariat is accountable to the Council for all administrative affairs of the Institute.
The Executive Committee (Exco) is appointed by the Council to assist the IoB CEO in
strategic activities of the Institute. The Executive Committee (Exco) of the Institute
comprises of Senior Managers of the participating banks, and the Chief Executive Officer of
the Institute.
IoB Executive Committee (Exco)
Exco plays an instrumental role in planning, directing, coordinating, and supervising of the
core strategic activities of the Institute. The Executive Committee is responsible for
overseeing the management of the Institute, including provision of training, awarding of
qualifications, and the collaborations of the Institute with organizations in Namibia, in the
African region and overseas. Exco meetings take place every three months.
IoB Education and Examination Committee (EEC)
The role of the Committee is instrumental to ensure an effective learning, teaching,
examination and assessment processes within the Institute, in line with the best
international practices.
OBJECTIVES OF THE INSTITUTE
The objects and powers of the IoB are:
(a) to provide opportunities for members to acquire a knowledge on the
theory and practice of banking;
(b) to facilitate the consideration and discussion of matters of interest to financial
institutions ;
c) to take any measures which may be considered desirable to further the interests
of banking and financial institutions and persons associated with banking and
financial institutions;
d) to provide facilities for the teaching of banking qualifications in order to
promote banking as a career and profession in Namibia.
VISION OF THE INSTITUTE
To be a preferred banking and financial services qualification provider in Namibia
MISSION OF THE INSTITUTE
To be a leading provider of qualifications in the banking and financial services sector
Importance of Banking Education
The Global Financial Crisis of 2008 rooted in the banking sector has vividly demonstrated
the importance of continuous investment in the training and education of the banking
community throughout the regions of the world.
Banking education is vital in ensuring effectiveness, professionalism and upgrading of
skills, which all add to the advancement of the industry in general. Because banking is
probably one of the most dominant phenomena in recent economic memory, and a critical
service in today's world, it is important that those who provide such service are well
trained and equipped with the latest skills to do so.
Changes in the banking environment make it necessary for banking staff to equip
themselves with banking skills and knowledge in the financial sector. The IoB
qualifications are intended to empower learners to acquire knowledge, skills, attitudes and
values required to operate responsibly in the banking and financial services sector.
IoB as a leading banking education provider in the country is well positioned and
equipped to provide the best education for those in the industry or planning to pursue
careers in this sector. As a certified provider of banking education, IoB has embarked on a
journey to impact positively on the banking industry. IoB and Namibian Banks, bring
together invaluable expertise and resources to provide any of their banking students with
the best education, positioning them as potential leaders in the industry.
IoB Qualification
Program consists of the following 24 modules:
Modules Course Code Q0341 Certificate in Banking, Finance and Credit NQF (Level 5)
Year 1 Semester 1
1 Introduction to Financial Services and Products CIFSP 1000
2 Introduction to Credit and Consumer Lending CICCL 1000
3 Introduction to Financial and Economic Concepts CIFEC 1000
4 Introduction to Financial Statements CIFS 1000
Students may register for a maximum of five modules per semester – 4 new and I failed module – if more than
two modules failed the student can only register for the failed modules
Year 1 Semester 2
5 Treasury Banking Practice and Operations CTBP0 1000
6 Credit Risk Assessment I CCRA 1000
7 Credit Risk Management I CCRM 1000
8 Business Management I CBM 1000
Q0342 Diploma in Banking, Finance and Credit NQF (Level 6)
Students may register for a maximum of five modules per semester – 4 new and I failed module – if more than
two modules failed the student can only register for the failed modules
Year 2 Semester 3
9 Principles of Banking DPBA 2000
10 Principles of Business Finance DPBF 2000
11 Principles of Financial Markets DPFM 2000
12 Analysinq Financial Statements OAFS 2000
Students may register for a maximum of five modules per semester – 4 new and I failed module – if more than
two modules failed the student can only register for the failed modules
Year 2 Semester 4
13 Business Finance Principles and Practice DBFPP 2000
14 Banking Principles and Practices DBPP 2000
15 Financial System DFS 2000
16 Principles of Investment DPI 2000
Q0343 Advanced Diploma in Banking, Finance and Credit NQF (Level 7) see next page
Year 3 Semester 5
17 Banking II ADBA 3000
18 Bank Lending II ADBL 3000
19 Financial Markets II ADFM 3000 20 Agricultural and Development Banking DADB 2000
Year 3 Semester 6
21 Business Finance I DBF 2000
22 Credit Risk Assessment II ADCRA 3000
23 Credit Risk Management II ADCRM 3000
24 Business Management II ADBM 3000
All modules are compulsory.
All IoB qualifications are accredited by Namibia Qualifications Authority (NQA) and are
registered on the National Qualifications Framework (NQF) as follows:
a) Q0341 Certificate in Banking, Finance and Credit NQF (Level 5)
b) Q0342 Diploma in Banking, Finance and Credit NQF (Level 6)
c) Q0343 Advanced Diploma in Banking, Finance and Credit NQF (Level 7)
Admission to Studies
Entry requirements
The basic entry requirement for entrance to the Certificate Programme in Banking
Finance and Credit of the Namibian Institute of Bankers is the Namibian Senior
Secondary Certificate (NSSC) or any other equivalent qualification as approved by the
Namibia Qualification Authority (NQA).
Applicants must have a sufficient knowledge of the English Language that would enable
them to cope with studying at IoB. In specific terms, the applicant should have passed
English Language with an E symbol or higher on the NSSC Ordinary Level and obtained
a minimum total of 21 points in six subjects at grade 12 level in order to meet admission
requirements.
Note: NSFAF and the commercial banks require 25
points for entry level employment and or loan
purposes.
Meeting the minimum entry requirements does however not guarantee admission.
Admission will depend on the competitive strength of each applicant’s academic
performance and the final selection process will be determined by the Institute.
Q0343 Advanced Diploma in Banking, Finance and Credit NQF (Level 7) additional entry requirements are that the first two years of study must have been satisfactorily completed.
Exemptions
A student may be exempted from taking certain modules under the following conditions:
a) Permission for exemption shall be sought from the Chief Executive Officer
through completion of relevant application form.
b) Exemption may be given to a student who has passed a relevant module or course
at a recognised University or Institute of Bankers or Tertiary Institute of Higher
Learning.
c) Exemption may be given to a student for relevant work experience and recognized
prior learning based on expertise and skills in the relevant module.
d) Exemptions are granted on a module basis and at the Institute discretion.
e) Applications for exemptions should include an official transcript listing all
subjects passed.
f) Exemption fee of N$ 250-00 per module is charged.
Applications
First time applications
All students wishing to enroll with the IoB for the Certificate in Banking must remove and complete
the application/registration form included in the center of this prospectus.
The form requires the prospective student to complete each section as follows::
A with personal particulars – as per a certified copy of your identification document
which you must attach together with 2 recent passport sized photograph
B details of your employer, if applicable
C indicate at which exam centre you would most likely write the examinations at as well
as your home town.
D you are requested to mark which subjects you wish to register for and indicate if you
have applied to the NSFAF for a loan, enter reference number and attached the approval
letter from NSFAF
E you need to complete the section on your Grade 12 or higher education results and
attach certified copies of the appropriate certificate and other post matric academic
achievements.
You are also requested to advise the IoB should you have any disability of other health matters that
the IoB staff need to be made aware of,
This completed form must be delivered, either personally or mailed, to reach the IoB offices by
24 January 2015. No e-mailed or faxed application forms will be accepted.
Registration will take place as from 2 February 2015.
Once accepted the applicant will be advised of the amount to be deposited (see page 10 of this
prospectus) into the IoB bank account at the Bank of your choice;
Only on providing proof of the deposit will your books and student card be handed or mailed
to you.
Continuing study applications/Registration
All students wishing to continue studying with the IoB for the Diploma or advanced Diploma in
Banking must also complete the application / Registration form as above but you are not required to
complete section E.
The applicant must deposit (see page 10 of this prospectus) the correct amount into the IoB bank
account at the Bank of your choice; on providing proof of the payment / deposit will your books and
student card be handed or mailed to you.
Fees
NSFAF – approved loan holders
Registration fee – per semester 150
Other students
• Course fee (including study materials) per module N$ 1 100
• administration fee – per semester 600
Other fees
• exemption fee per module 250
• supplementary examination fee per module 250
• remarking of examination script 200
• registration to repeat a failed module plus the administration fee
if registered for more than one failed module 300
Payment terms
To assist students to pay the semester fees the IoB is willing to accept the following terms.
January / February registration for the first semester of 4 modules:
By 6 February 2015 N$ 3 000
No books will be dispatched until this amount has
been paid unless the NSFAF approval is provided
By 31 March 2015 1 000
By 30 April 2015 1 000
No assignment marks will be released unless paid in full.
July registration for the second semester of 4 modules:
By 11 July 2015 N$ 3 000
No books will be dispatched until this amount has
been paid unless the NSFAF approval is provided
By 31 August 2015 1 000
By 30 September 2015 1000
No assignment marks will be released unless paid in full.
Deposit Slips
To register, a student must obtain or download the IoB’s Application Form and after being
allocated a Student Number make a deposit or transfer the requisite fee into the specified
bank account (separate number for each of the participating banks) entering the Student
Number as in the reference section of the form.
A copy of the second part, stamped by the bank or a bank generated e-mail must be handed
to the IoB on registration as proof of payment
The original of the copy must be kept as a proof of payment until you have completed your
studies at IoB.
Duration
The normal duration of the program is 3 years and a maximum of 6 years.
Mode of Delivery
Distance learning, i.e. a study guide plus tutoring, two compulsory assignments with a
Vacation School in each semester (Windhoek only)
Day and Evening Tutoring sessions in Windhoek (See Timetable)
There are day and evening tutoring session in Windhoek at unit 4, Reger Park. Individual
students purchase study materials from the IoB. Purchase of study materials is compulsory.
Although classes are optional, only students in possession of study materials are allowed to
attend day or evening sessions.
Computing and Library Facilities
There is a library and computing facilities at the unit 4, Reger Park in Windhoek
Students are encouraged to use the computing facilities to enhance their computing skills and
competencies. Please do advance booking at the venue by completing the computer use
attendance sheet.
Examiners and Moderators
The examination paper is a product of knowledge, expertise and experience of both the
experienced bankers and lecturers from Universities in the Southern African region.
Assessment
Each module shall be assessed through continuous assessment and a formal examination at
the end of each semester. Continuous assessment shall consist of at least two written
assignments and one three-hour examination paper shall be written for each module at the
end of each semester.
All assignments must be typed and submitted before or on the due date.
First semester – First assignment 13 March 2015
Second assignment 2 April 2015
Second semester – First assignment 7 August 2015
Second assignment 28 August 2015
Pre-addressed, envelopes are available for students who are not residents of
Windhoek.
Assignments for Windhoek students must be dropped in the applicable
course boxes at the IoB office, without using envelopes.
Care must be taken to ensure the student and course numbers appear in the top right
hand corner of the cover page.
No extra marks are awarded for borders or coloured covers.
Handwritten and late assignments will not be accepted.
The final mark is made up the continuous assessment (40%) and examination (60%).
To qualify for examination, the student must have a minimum of 40% in continuous
assessment.
A sub-minimum mark of 40% is required to pass the examinations in each module.
Students need to obtain an overall mark of 50% in order to pass the module.
Supplementary Examination
Any student who fails to attend an examination must provide acceptable reasons with
supporting documents to the Students' Administrator of IoB within 72 hours from the time
when the said examination was written.
All students who obtains an average mark and an examination mark between 40% and 49%
in a module qualify automatically for supplementary examination at a fee of N$ 250.00 per
module.
Examinations
Examinations are written in May and October each year.
Examination Venues:
Windhoek; Otjiwarongo; Walvis Bay; Ongwediva; Rundu; Katima Mulilo;
Oranjemund; Karasburg and Mariental.
Certification and Awards
Upon the completion of the first year and second year, the Institute will award students a
certificate, and a diploma, respectively. After successfully completing the full three year
programme, students will be awarded an Advanced Diploma in Banking, Finance and
Credit.
Awards are as follows:
• Certificate in year 1
• Diploma in year 2
• Advanced Diploma in year 3
Admission to the third year (advanced diploma) is not automatic. The Institute reserves
the right to admit or refuse admission if the student's academic performance is not
satisfactory. No student will be registered for advanced diploma without successfully
passing all the Certificate (year 1) and Diploma (year 2) modules.
Termination of Studies
Termination of studies must be in writing and must be received before the start of the
semester and all books must be returned in usable condition.
The member remains liable for the annual administration fee in respect of the year he/she
terminates studies.
Graduation Ceremony
A Graduation ceremony for the successful Advanced Diploma shall be held on 19 February
2015.
Examination dates
Module
2014 Supplementary
in 2015 Mid year
2015 Supplementary
End of year
2015 Supplementary
in 2016
Year 1 Semester 1 @ 08h00 1
Introduction to Financial Services and Products 15-Jan-15 11-May-15 15-Jun-15 19-Oct-15 13-Jan-16
2
Introduction to Credit and Consumer Lending 17-Jan-15 13-May-15 17-Jun-15 21-Oct-15 15-Jan-16
3
Introduction to Financial and Economic Concepts 20-Jan-15 15-May-15 19-Jun-15 23-Oct-15 18-Jan-16
4
Introduction to Financial Statements 22-Jan-15 19-May-15 23-Jun-15 27-Oct-15 20-Jan-16
Year 1 Semester 2 @ 11h30 5
Treasury Banking Practice and Operations 15-Jan-15 12-May-15 16-Jun-15 20-Oct-15 13-Jan-16
6
Credit Risk Assessment I 17-Jan-15 14-May-15 18-Jun-15 22-Oct-15 15-Jan-16
7
Credit Risk Management I 20-Jan-15 18-May-15 22-Jun-15 26-Oct-15 18-Jan-16
8
Business Management I 22-Jan-15 20-May-15 24-Jun-15 28-Oct-15 20-Jan-16
Year 2 Semester 3 @ 14h30 9
Principles of Banking 15-Jan-15 11-May-15 15-Jun-15 19-Oct-15 13-Jan-16
10
Principles of Business Finance 17-Jan-15 13-May-15 17-Jun-15 21-Oct-15 15-Jan-16
11
Principles of Financial Markets 20-Jan-15 15-May-15 19-Jun-15 23-Oct-15 18-Jan-16
12
Analysinq Financial Statements 22-Jan-15 19-May-15 23-Jun-15 27-Oct-15 20-Jan-16
Year 2 Semester 4 @ 08h00 13
Business Finance Principles and Practice 16-Jan-15 12-May-15 16-Jun-15 20-Oct-15 14-Jan-16
14
Banking Principles and Practices 19-Jan-15 14-May-15 18-Jun-15 22-Oct-15 17-Jan-16
15
Financial System 21-Jan-15 18-May-15 22-Jun-15 26-Oct-15 19-Jan-16
16
Principles of Investment 23-Jan-15 20-May-15 24-Jun-15 28-Oct-15 21-Jan-16
Year 3 Semester 5 @ 11h30 17
Banking II 16-Jan-15 11-May-15 15-Jun-15 19-Oct-15 14-Jan-16
18
Bank Lending II 19-Jan-15 13-May-15 17-Jun-15 21-Oct-15 17-Jan-16
19
Financial Markets II 21-Jan-15 15-May-15 19-Jun-15 23-Oct-15 19-Jan-16
20
Agricultural and Development Banking 23-Jan-15 19-May-15 23-Jun-15 27-Oct-15 21-Jan-16
Year 3 Semester 6 @ 14h30 21
Business Finance I 16-Jan-15 12-May-15 16-Jun-15 20-Oct-15 14-Jan-16
22
Credit Risk Assessment II 19-Jan-15 14-May-15 18-Jun-15 22-Oct-15 17-Jan-16
23
Credit Risk Management II 21-Jan-15 18-May-15 22-Jun-15 26-Oct-15 19-Jan-16
24
Business Management II 23-Jan-15 20-May-15 24-Jun-15 28-Oct-15 21-Jan-16
Dates for vocation schools in 2015
Winter school Summer school
Module
@ 08h00
@ 13h00
@ 17h30
@ 08h00
@ 13h00
@ 17h30
Year 1 Semester 1
1
Introduction to Financial Services and Products 27-Apr 28-Apr 09-May
2
Introduction to Credit and Consumer Lending 28-Apr 27-Apr 08-May
3
Introduction to Financial and Economic Concepts
29-Apr 30-Apr 07-May
4
Introduction to Financial Statements 30-Apr 29-Apr 06-May
Year 1 Semester 2
5
Treasury Banking Practice and Operations 21-Sep 22-Sep 29-Sep
6
Credit Risk Assessment I 22-Sep 21-Sep 28-Sep
7
Credit Risk Management I 23-Sep 24-Sep 26-Sep
8
Business Management I 24-Sep 23-Sep 25-Sep
Year 2 Semester 3
9
Principles of Banking 01-May 02-May 30-Apr
10
Principles of Business Finance 02-May 01-May 29-Apr
11
Principles of Financial Markets 04-May 05-May 28-Apr
12
Analysinq Financial Statements 05-May 06-May 27-Apr
Year 2 Semester 4
13
Business Finance Principles and Practice 01-May 02-May 09-May 25-Sep 26-Sep 03-Oct
14
Banking Principles and Practices 02-May 01-May 08-May 26-Sep 25-Sep 02-Oct
15
Financial System 04-May 05-May 07-May 28-Sep 29-Sep 01-Oct
16
Principles of Investment 05-May 09-May 06-May 29-Sep 03-Oct 30-Sep
Year 3 Semester 5
17
Banking II 06-May 04-May 05-May 30-Sep 28-Sep 29-Sep
18
Bank Lending II 07-May 06-May 04-May 01-Oct 30-Sep 28-Sep
19
Financial Markets II 08-May 07-May 02-May 02-Oct 01-Oct 26-Sep
20
Agricultural and Development Banking 09-May 08-May 01-May 03-Oct 02-Oct 25-Sep
Year 3 Semester 6
21
Business Finance I 06-May 04-May 30-Apr 30-Sep 28-Sep 24-Sep
22
Credit Risk Assessment II 07-May 08-May 29-Apr 01-Oct 02-Oct 23-Sep
23
Credit Risk Management II 08-May 09-May 23-Apr 02-Oct 03-Oct 17-Sep
24
Business Management II 09-May 07-May 27-Apr 03-Oct 01-Oct 21-Sep
Modules
1. INTRODUCTION TO FINANCIAL SERVICES AND PRODUCTS
1 CASH MANAGEMENT AND CREDIT SERVICES
2 E-BANKING SERVICES
3 CONSUMER PRODUCTS
4 CONSUMER AND INTERNATIONAL BANKING SERVICES
5 FINANCIAL PLANNING PRODUCTS
6 PRODUCTS AND SERVICES OFFERED BY FINANCIAL INSTITUTIONS
2. INTRODUCTION TO CREDIT AND CONSUMER LENDING
1 MEANING OF CREDIT
2 UNDERSTANDING BASIC CREDIT TERMS
3 BASICS OF CREDIT AND RELATED TERMS
4 CREDIT ASSESSMENT PROCESS AND RELATED ISSUES
5 LOAN APPLICATION AND RELATED TERMS
3. INTRODUCTION TO FINANCIAL AND ECONOMIC CONCEPTS
1 BASIC LIQUIDITY CONCEPTS
2 BASIC FINANCIAL CONCEPTS
3 TYPES OF FINANCIAL MARKETS
4 SELECTED FINANCIAL TERMS 5 SELECTED ECONOMIC TERMS AND CONCEPTS
6 ECONOMY AND SECTORS
4. INTRODUCTION TO FINANCIAL STATEMENTS
1 INTRODUCTION TO FINANCIAL STATEMENTS
2 BASIC ACCOUNTING CONCEPTS
3 CLASSIFICATIONS OF FINANCIAL INDICATORS
4 READING THE FINANCIAL STATEMENTS
5. TREASURY BANKING PRACTICE AND OPERATIONS
1 BASIC LIQUIDITY CONCEPTS
2 BASIC FINANCIAL CONCEPTS
3 BANK RUN AND LIQUIDITY POSITION
4 LIQUIDITY RISK MANAGEMENT
5 FUNDING SOURCES: ASSETS AND LIABILITIES
6 TREASURY PRODUCTS
7 TREASURY OPERATIONS
8 SENSITIVITY TO MARKET RISK
9 INTEREST RATE RISK MEASUREMENT METHODS
10 SECURITIES AND DERIVATIVES
6. CREDIT RISK ASSESSMENT I
1 WHAT IS CREDIT RISK
2 BASIC CREDIT TERMS
3 BUSINESS LOANS AND BANK CUSTOMERS
4 ASSESSING LOAN APPLICATIONS OF A NEW BUSINESS
5 BUSINESS CREDIT ENVIRONMENT
6 BANK LOANS BASICS
7 REJECTIONS OF BANK LOANS APPLICATIONS
8 ASSESSING FINANCIAL STATEMENTS
9 MORTGAGE LOAN APPLICATION PROCESS I
10 MORTGAGE LOAN APPLICATION PROCESS II
7. CREDIT RISK MANAGEMENT I
1 DUTIES OF CREDIT RISK OFFICERS
2 UNDERSTANDING LENDING PRODUCTS I
3 UNDERSTANDING LENDING PRODUCTS II
4 BASICS OF CREDIT AND RELATED TERMS
5 UNDERSTANDING THE CREDIT ENVIRONMENT
6 CREDIT POLICY AND THE ROLE OF CREDIT MANAGER
7 CREDIT POLICY GUIDELINES
8 RISK GRADING
9 CREDIT FUNCTIONS I
10 CREDIT FUNCTIONS II
8. BUSINESS MANAGEMENT I
1 BASICS OF A BUSINESS
2 BASICS OF BUSINESS MANAGEMENT
3 MANAGEMENT FUNCTIONS
4 WHAT IS BUSINESS MANAGEMENT?
5 RESPONSIBILITIES OF SELECTED DEPARTMENTS
6 DUTIES OF BUSINESS MANAGERS I
7 DUTIES OF BUSINESS MANAGERS 11
8 BUSINESS RISK MANAGEMENT
9 AUDITING OF BUSINESS OPERATIONS I
10 AUDITING OF BUSINESS OPERATIONS 11
9. PRINCIPLES OF BANKING
1 BANK ORGANIZATION
2 BANK CUSTOMERS AND EARNINGS
3 CASH MANAGEMENT AND CREDIT SERVICES
4 E-BANKING SERVICES
5 CONSUMER PRODUCTS
6 CONSUMER AND INTERNATIONAL BANKING SERVICES
7 FINANCIAL PLANNING PRODUCTS
8 TRUST SERVICES AND DEPOSITS PRODUCTS
9 BANKS INVESTMENT IN SECURITIES AND FUNDING ISSUES
10 MEANING AND IMPORTANCE OF COLLATERAL
10. PRINCIPLES OF BUSINESS FINANCE
1 WHAT IS PROFIT
2 HOW TO MAKE PROFIT
3 MEASUREMENT OF FINANCIAL SUCCESS
4 FOUR KEY FIGURES IN A BUSINESS
5 WHY PRODUCE FINANCIAL STATEMENTS
6 WHAT IS A BALANCE SHEET
7 WHAT IS AN INCOME STATEMENT
8 What IS A CASH FLOW STATEMENT
9 IMPORTANCE OF FINANCIAL STATEMENTS
10 SIGNIFICANCE OF FINANCIAL RATIOS
11. PRINCIPLES OF FINANCIAL MARKETS
1 INTRODUCTION TO GLOBAL FINANCIAL MARKETS
2 FINANCIAL CONCEPTS
3 THE FINANCIAL LANDSCAPE
4 IMPORTANCE OF THE BANKING INDUSTRY
5 INVESTMENT INSTITUTIONS AND RETIREMENT FUNDS
6 REGULATION OF FINANCIAL MARKETS IN SOUTH AFRICA
7 MONEY MARKET INSTRUMENTS
8 TIME VALUE OF MONEY
9 ANALYSIS AND INTERPRETATION OF FINANCIAL STATEMENTS I
10 ANALYSIS AND INTERPRETATION OF FINANCIAL STATEMENTS II
12. ANALYSING FINANCIAL STATEMENTS
1 FINANCIAL STATEMENT ANALYSIS: AN OVERVIEW
2 READING FINANCIAL STATEMENTS
3 INCOME STATEMENT ANALYSIS
4 ANALYZING BALANCE SHEETS
5 USING DEBT RATIOS TO ANALYZE FINANCIAL PERFORMANCE
6 CALCULATIONS AND INTERPRETATION OF PROFITABILITY RATIOS
7 CALCULATIONS AND INTERPRETATION OF EFFICIENCY RATIOS
8 CALCULATIONS AND INTERPRETATION OF LIQUIDITY RATIOS
9 CALCULATIONS AND INTERPRETATION OF FINANCIAL GEARING RATIOS
10 CALCULATIONS AND INTERPRETATION OF SECURITIES MARKET RATIOS
13. BUSINESS FINANCE PRINCIPLES AND PRACTICE
1 INTRODUCTION TO FINANCE
2 THE FINANCE ENVIRONMENT
3 WHAT IS PUBLIC FINANCE
4 SELECTED PROFITABILITY TERMS
5 SELECTED FINANCIAL TERMS
14. BANKING PRINCIPLES AND PRACTICES
1 BANK ORGANIZATION
2 IMPORTANCE OF MONEY IN BANKING
3 BASICS OF BANKING
4 COMPOSITION OF BANK'S ASSETS
5 COMPOSITION OF BANK'S LIABILITIES
15. FINANCIAL SYSTEM
1 FINANCIAL MARKET AND THE SYSTEM
2 TYPES OF FINANCIAL MARKETS
3 MONETARY SYSTEM
4 BASIC MONETARY TERMS AND CONCEPTS
5 GLOBAL FINANCIAL SYSTEM
16. PRINCIPLES OF INVESTMENT
1 INTRODUCTION TO INVESTMENT
2 BASICS OF INVESTMENT
3 FINANCE RELATED QUESTIONS
4 INTEREST RATE CALCULATIONS
5 FINANCIAL ARITHMETIC
17. BANKING II
1 CHEQUES - THE PAYING AND COLLECTING BANKS
2 WHAT IS BANKING?
3 INVESTMENT BANKING
4 BASIC BANKING TERMS
5 DUTIES OF BANK OFFICERS I
6 DUTIES OF BANK OFFICERS II
7 FRAUD AND FINANCIAL CRIME
8 PAYMENT SYSTEM
9 CAPITAL ADEQUACY OF BANKING INSTITUTIONS
10 FINANCIAL MANAGEMENT IN BANKING
18. BANK LENDING II
1 WHAT IS LENDING
2 LENDING AGREEMENTS AND RELATED TERMS
3 THE LENDING ENVIRONMENT
4 DEBTS AND RELATED TERMS
5 DEFAULT AND RELATED TERMS
6 BANKRUPTCY AND RELATED TERMS
7 AIRCRAFT FINANCE
8 BASICS OF MORTGAGE LOANS I
9 BASICS OF MORTGAGE LOANS II
10 REAL ESTATE INVESTMENT
19. FINANCIAL MARKETS II
1 INTRODUCTION TO FINANCIAL MARKETS
2 BOND RELATED CONCEPTS
3 FINANCIAL SYSTEM ENVIRONMENT
4 READING THE INCOME STATEMENT
5 READING THE BALANCE SHEET
6 READING THE CASH FLOW STATEMENT
7 ANALYSIS OF FINANCIAL STATEMENTS
8 BASICS OF THE BOND MARKET
9 CUM INTEREST BONDS
10 EX INTEREST BONDS
20. AGRICULTURAL AND DEVELOPMENT BANKING
1 LEGAL FRAMEWORK FOR AGRICULTURAL BANKING IN NAMIBIA
2 AGRICULTURAL FINANCIAL POLICY AND RISK MANAGEMENT
3 PERFORMANCE OF THE AGRICULTURAL BANK OF NAMIBIA
4 AGRICULTURAL FINANCIAL STATEMENTS
5 AGRICULTURAL SECTOR IN NAMIBIA
6 LEGAL FRAMEWORK FOR DEVELOPMENT BANKING IN NAMIBIA
7 PERFORMANCE OF THE DEVELOPMENT BANK OF NAMIBIA
8 APPRAISAL OF DEVELOPMENT PROJECTS
9 DEVELOPMENT FINANCE INSTITUTIONS OUTSIDE NAMIBIA
10 ECONOMIC DEVELOPMENT
21. BUSINESS FINANCE I
1 TYPES OF FINANCE I
2 TYPES OF FINANCE II
3 WHAT IS PUBLIC FINANCE?
4 WHAT IS PROJECT FINANCE?
5 FINANCE RELATED QUESTIONS
6 MONEY MARKET INSTRUMENTS
7 SELECTED PROFITABILITY TERMS I
8 SELECTED PROFITABILITY TERMS II
9 SELECTED FINANCIAL TERMS I
10 SELECTED FINANCIAL TERMS II
22. CREDIT RISK ASSESSMENT II
1 THE BUSINESS AND CREDIT ENVIRONMENT
2 FINANCIAL PERFORMANCE INDICATORS OF THE COUNTERPARTY
3 ASSESSING THE FINANCIAL PERFORMANCE OF THE BORROWER
4 ANALYSING THE DEBT RATIOS OF A COMPANY
5 CAPITAL STRUCTURE AND RELATED ISSUES
6 FUNDAMENTAL ANALYSIS I
7 FUNDAMENTAL ANALYSIS II
8 MARKET ANALYSIS I
9 MARKET ANALYSIS II
10 CREDIT ASSESSMENT PROCESS AND RELATED ISSUES
23. CREDIT RISK MANAGEMENT II
1 DUTIES AND RESPONSIBILITIES OF A CREDIT MANAGER I
2 DUTIES AND RESPONSIBILITIES OF A CREDIT MANAGER II
3 UNDERSTANDING BASIC CREDIT TERMS
4 UNDERSTANDING BASIC DEBT TERMS I
5 UNDERSTANDING BASIC DEBT TERMS II
6 DUTIES OF CREDIT (OR DEBT) SPECIALISTS
7 DEBT COLLECTION INSTRUMENTS
8 DEBT COLLECTION PROCESS AND REPOSSESSION
9 DEFAULT JUDGMENT AND FORECLOSURE 10 CREDIT RISK MANAGEMENT AND PROCEDURAL GUIDELINES
24. BUSINESS MANAGEMENT II
1 BUSINESS MANAGEMENT TERMS 2 BUSINESS MANAGEMENT RESPONSIBILITIES I 3 BUSINESS MANAGEMENT RESPONSIBILITIES II 4 DUTIES OF BUSINESS MANAGERS 5 TYPES OF BUSINESS INDUSTRIES
6 MARKETING MANAGEMENT 7 STRATEGIC MANAGEMENT 8 FINANCIAL MANAGEMENT 9 BUSINESS GOVERNANCE 10 TOP MANAGEMENT
Contact Details
Postal Address: P.O. Box 21376, Windhoek, Namibia
Telephone number: (+264-61) 255 632
Fax number: (+264-61) 233 640
E-mail: [email protected]
Website: www.iobnamibia.com
Windhoek Office: Unit 4, Reger Park Complex
Reger Street,
Off Hosea Kutako Drive
Southern Industry
Office Hours: 08h00 - 16h30 (Mon - Fri)
Enquiries: (+264) 81-2730203
Time table of Activities
2014 2014
Closing of IoB Office 12 December
2015 2015
Opening of IoB Office for first time applications 7 January
January 2015 Supplementary Examinations 15 January
Closing date for first time applications 24 January
Registration and Distribution of Books for First Semester 2015 from 2 to 14 February
Graduation for 2014 & prior Advance Diploma Graduates 19 February
Start of IoB Day and Evening Tutorial sessions 23 February
Due Date for first assignments 13 March
(No late assignments accepted)
Due Date for second assignments 2 April
Release of Assignment Marks 20 April
Vacation School May 2015 27 April
Mid-year examinations 11 May
Release of Examination Marks 8 June
June 2015 Supplementary Examinations 15 June
Registration and Distribution of Books from 6 to 18 July
Start of IoB Day and Evening Classes 20 July
Due Date for first Assignments 7 August
(No late assignments accepted)
Due Date for second assignments 28 August
Release of Assignment Marks 14 September
Vacation School 21 September
October 2015 Examinations 19 October
Release of Examination Marks 23 November
2015 Graduation Ceremony 9 December
Closing of IoB Office 11 December
2016 2016
Opening of IoB Office in 2016 6 January
2016 Supplementary Examinations 14 January
