Embed Size (px)
Citation preview
(MVP)
www.dxbanks.com
B2BMarCom
Platform
Founded in 2020, Digital Experience Advisory fz llc (DXBANKS) with the
purpose of helping financial institutions innovatively drive market change using
the latest technologies in the rapidly growing space.
OUR SERVICES
Multi-Vendor Platform Providing Banking & FSI with ‘Best of Breed’ software
Advisory & Projects Services Designing high quality solutions and project
management services, in case you need to outsource some of your IT efforts
on a contractual basis.
ABOUT US
OFFICE LOCATIONS
BUSINESS SILOS AND CHANNELS
BUSINESS PARTNERS FRAMEWORK
Page 6
All Rights Reserved © 2019
01.
Digital Banking Platform
01. DIGITAL BANKING PLATFORM
The platform that connects the bank with its clients on several channels keeping the
same user experience. It helps customers manage their account anytime, anywhere and
using the channel of preference.
OMNICHANNEL APPLICATIONS
With just a glance, allow the user to check his
balance, check transactions and transfer funds
on the move, during a meeting, working out
or anytime during the day.
WEARABLE BANKING
AUGMENTED REALITY
Digital onboarding refers to opening a bank account online via desktop or mobile
Same guarantee and security as face-to-face methods is now possible with the new
regulations and technological solutions
Document Management system to upload/store related documentation of each client
Digital identification (EKYC) is a 100% online and remote process.
Capturing accurate information with scanning and OCR
Using the most current biometrics capabilities (fingerprint, face, iris, palmprint,retina, hand geometry, voice, signature and gait)
Online real time checks during client onboarding process, Integrate with external
major paid (World-Check, World Compliance) and/or public lists (OFAC).
DIGITAL CLIENT ONBOARDING
A b2b or b2c mobile application allowing clients of bank partners to automate their
loan/financing initiation process, adding ease and speed to applications with
instant progress tracking.
This solution automates data capture with scanning and OCR
By streamlining paperwork and implementing automated systems, you can
reduce costs and cycle times while improving transparency and accuracy of
documentation.
customers can now submit load applications over the Web, at kiosks, at
branches, and at loan production offices, making it more efficient for all parties.
DIGITAL LOAN ORIGINATION
Page 11
All Rights Reserved © 2019
02.
Payments
02. PAYMENTS
Through the mobile phone, users can securely pay at merchants and transfer
funds, withdraw cash at ATMs, transfer money to other users…
An innovative mobile payment solution that offers an exclusive access to
rewards, benefits, and cash back opportunities from the best luxury stores.
MOBILE PAYMENTS
A rewarding loyalty program. Through the
app, users discover hot deals, gift lists,
and travel destinations of affiliated
merchant; can be integrated with
Bluetooth beacons to provide location and
context aware offers.
MOBILE LOYALTY
Digital Wallet is an app that allows users to pay and transfer funds onlyby using their smart devices in a fast, secure, and convenient manner.Digital Wallet features include:
Enrolling your payment instruments (Cards & Accounts)
Paying using your mobile within the app’s merchant network
Transfer funds instantly from one bank account to another
Manage your cards and Bank Accounts in the Application
Map Locator for all merchants accepting payment from the app
DIGITAL WALLET
Page 14
All Rights Reserved © 2019
03.
Bank Back Office Systems
03. BANK BACK OFFICE SYSTEMS
AML Profiling: The scoring form (or scoring matrix) is used to define the level of risk
(Score) of the entity to which it is attached using a risk based approach method
(RBA)
Threshold management/Business Rules (By risk profile)
Complete alert management system
Embedded Case Process Management based on each risk profile
AML, FRAUD & COMPLIANCE
Reporting to authorities: Suspicious
Activity Report (SAR)
From Compliance angle, we help financial
institutions to generate the following
reports: FATCA (Foreign Account Tax
Compliance Act) and Common Reporting
Standard (CRS) and GoAML
Complete end-to-end events coverage
Simulation, origination and set up
Disbursement(s)
Multiple repayments / settlements options (interactive or standing instructions)
LOAN MANAGEMENT SYSTEM
Monitoring and delinquency
follow up
Rearrangements / rescheduling,
provisioning and write off
As a portfolio manager you will be looking after the investment needs of avariety of investment clients whether you are employed by a fund managementcompany or directly contracted by the client.
WEALTH MANAGEMENT
A Capital Market tool to help managing equities, fixed income, CFD, options,
futures/forward contracts, currencies, commodities and funds.
It calculates all types of commissions and fees, consolidates financial assets held with
external counterparties, performs corporate actions, manages the risk exposure and
generates client reporting and regulatory reports for the local instances.
CAPITAL MARKET & INVESTMENTS
Finance Management
Accounting
Budgeting
Consolidation
Performance Management
Fund Transfer Pricing
Enterprise Reconciliation
IFRS16 and IFRS 17
Data Warehouse & Reporting
FINANCE AND RISK MANAGEMENT
Risk Management
Asset & Liability Management
Credit Risk
Market Risk
Operational Risk
Liquidity Risk (LCR, NSFR)
IFRS9
BASEL
Stress Testing
Credit Workflow Management
