60

Murray Area Homes Guide January 2011

Embed Size (px)

DESCRIPTION

The January 2011 Edition of the Murray Area Homes Guide.

Citation preview

Page 1: Murray Area Homes Guide January 2011
Page 2: Murray Area Homes Guide January 2011

CFSB Calloway County Banking Center1721 North 12th Street

Murray, KY 42071

(270) 753-9067

CFSB finances your dreams!Stop by and see Betty Darnell today!

It’s your life. We want to be your bank.

www.yourlifeyourbank.com

CFSB is proud to call Calloway County’s own Betty Darnell, a co-owner of this area’s only banking tradition since 1890!

CFSB is an employee owned institution serving all of your financial needs. We are delighted to now be open in Calloway County!

Let us help finance the home of your dreams, today!

(270) 767-1830

Page 3: Murray Area Homes Guide January 2011

11

All real estate in this magazine is subject to the Fair housing Act of 1968 as amended which makes it illegal to advertise “any preference, limitation, or discrimina-tion based on race, color, religion, sex, handicap, familial status or national origin, or any intention to make any such preference, limitation or discrimination.”

This magazine will not knowingly accept any advertisement for real estate which is in violation of this law. Our readers are hereby informed that all dwellings advertised in this magazine are available on an equal opportunity basis.

Neither advertisers nor the Murray-Calloway County Board of REALTORS® Homes Guide are responsible for any errors in the ad copy.The Murray-Calloway County Board of REALTORS® strives to provide true and accurate information to the public. Production information

included in this publication is provided by each individual office and may not necessarily reflect actual sales of property. The Murray-Calloway County Board of REALTORS® and The Murray Area Homes Guide make no representation as to their accuracy.

Murray-Calloway County Board of RealtoRs®

1

Murray-Calloway County Board of RealtoRs® affiliate MembersAcceptance Capital Mortgage Corporation..............................................................................753-7665Bank of Cadiz & Trust Company..............................................................................759-4852BB&T Bank..............................................................................767-2211CFSB..............................................................................767-1830FNB..............................................................................767-1240Global Mortgage Link..............................................................................753-7407Greg Taylor Attorney at Law..............................................................................761-4558Hatfield Law Firm, PLLC..............................................................................759-3954Heritage Bank............................................................ 753-7921, 767-2000Hudson & Associates Appraisal Service..............................................................................227-5674Jackson Purchase ACA..............................................................................753-5602Mark Lewis State Farm Insurance..............................................................................753-9627McGee Pest Control of Murray..............................................................................753-0414McKinney Insurance Services, Inc...............................................................................753-3500Pierce & Associates, PLLC..............................................................................753-0274

Pillar To Post..............................................................................354-9990Regions Bank..............................................................................762-5210SBG Appraisal..............................................................................753-9999Service Master Professional Cleaning..............................................................................527-1422Severns Appraisal Service..............................................................................759-8358Spann Appraisal Service..............................................................................753-7724Steve Steele’s Home Inspections..............................................................................753-8753Stokes Appraisal Service..............................................................................753-7813Stuart Alexander Farm Bureau Insurance..............................................................................753-4703The Murray Bank..............................................................................753-5626The Murray Insurance Agency..............................................................................753-4751US Bank..............................................................................762-0414Warren K. Hopkins, Attorney at Law..............................................................................759-9504Western Kentucky Title..............................................................................759-3760

What Is a REALTOR®?A real estate agent is a REALTOR® when he or she is a member of the NATIONAL ASSOCIATION

OF REALTORS®, The Voice for Real Estate®—the world’s largest professional association.The term REALTOR® is a registered collective membership mark that identifies a real estate

professional who is a member of the NATIONAL ASSOCIATION OF REALTORS® and subscribes to its strict Code of Ethics.

Murray-Calloway County Board of realtors®

P.O. Box 873 · Murray, KY 42071Twilla Williams · Association Executive

759-1177 or visit us at www.mccboardofrealtors.com

OFFICE NAME OWNER/PRINCIPAL BROKER PHONE

Cornerstone Realty And Rental LLC .........................Greg & Peggy Taylor / Shea Sykes .............................761-7355CRyE.LEIKE Realty Services ...................................Vicki Moore .....................................................................761-5700Diversified Real Estate Services ..............................Chuck & Wilma Woods .................................................759-4078Grey’s Properties LLC ..................................................Travers & Lynda Houck / Lynda Houck .......................759-2001Kopperud Realty...........................................................Bill Kopperud ..................................................................753-1222NCB Realtors ................................................................Nelda Bushart .................................................................761-7483SBG Real Estate ...........................................................Matt Jennings / Shea Sykes ........................................753-9999Western Kentucky Real Estate ..................................Jason Baker & Lindy Suiter / Max Dodd ...................753-58421st Ky Realty .................................................................Mark & Valerie Fredrick / Valerie Fredrick ..............978-12021st Realty Group ...........................................................Glenda Ritchie / Charlotte Dunn..................................753-16511st Team Realty ............................................................Charlotte Dunn ................................................................293-4259Barnett-Realty and Consulting, LLC .........................Barbara Barnett ..............................................................293-9372Brandon Realty LLC ..................................................... Lori Sweeney ..................................................................761-5674CENTURy 21 Loretta Jobs Realtors .......................... Loretta Jobs .....................................................................753-1492Chavis Real Estate & Auction....................................Tommy Chavis .................................................................705-4479Coleman Real Estate ...................................................Cliff Coleman / Jana Little ............................................753-9898

Page 4: Murray Area Homes Guide January 2011

22

Esther Porter436-6130

Pat Butler227-8015

Tina Wright293-8462

Judy Denton293-5221

Velda Miller293-3491

Alesia Gail Parker293-7653

Renee Wynn293-7149

Earleene Woods752-0077

111 North 12th Street · Murray, Kentucky 42071 · (270) 759-2001

Lynda Grey HouckBroker

Michelle Wuest

Barb BierbaumSupport Staff

Travers HouckRealtor/Administrator

“Grey’s agents wish you a

Blessed Christmasand a veryHAPPY

NEW YEAR!”

Lynda Grey HouckBroker-in-Charge

111 N. 12th St.(270) 759-2001

www.greysproperties.comPhyllis Huggins

Support StaffKarla TuckerSupport Staff

Page 5: Murray Area Homes Guide January 2011

33

111 N. 12th St.(270) 759-2001

Realtor of the Year - 2010Earleene Woods

CONRATULATIONSEARLEENE WOOdS

Selected by her peers asREALTOR OF THE YEAR - 2010

Well deserved,Well Respected,Well Liked!

Even in the rain, we smile. Optimism is contagious with Grey’s agents - see for yourself!

Page 6: Murray Area Homes Guide January 2011

44

111 N. 12th St.(270) 759-2001

JudyDenton

(270) [email protected]

Fabulous wooded lot located in one of Murray’s new subdivision. This is a one of a kind and will make a wonderful setting for your dream home. #57247

Three bedroom, two bath beauty located just min-utes from Murray. Split floor plan, new appliances in kitchen. Two car attached garage and two car de-tached garage, extra large lot. Master bath has gar-den tub and separate shower. A Must See. #56016

Paradise awaits you just minutes from Murray. This 3 bedroom bath home has been completely remod-eled from the extended living and dinning room to lavish bath. Improvement include gorgeous in-ground pool, pool house, stone outdoor fire place, refinished kitchen, new flooring, lighting and heat and air. The work has been done. Enjoy your days relaxing by pool or on lake. Ask for Judy. #57562

Gorgeous custom built, one owner home located just minutes from Murray. Nestled among mature tress on 5 acres. Fabulous wood floors, gourmet kitchen, open family room, split floor plan with a private den. Professionally landscaped with beautiful gardens. Two covered porches and large patio, great for en-tertaining or relaxing. Additional detached garage. A rare find. Be the first to see this one. #57452

WateRFRoNt!!

ReDUCeD

aCReaGe

CoNtRaCt ReCeIVeD

Page 7: Murray Area Homes Guide January 2011

5

NeW CoNstRUCtIoN

5

JudyDenton

(270) [email protected]

111 N. 12th St.(270) 759-2001

Luxurious Executive home located in one of Murray’s beautiful subdivisions. This four or five bedroom home has all the bells and whistles, from the wonderful hardwood floors to the amaz-ing kitchen that would be the envy of any chef. Master bath has garden tub and seperate shower. Fifth bedroom could be used as media room or office. Purchase early and make personal touch to your new home. NFMLS

NEW LISTING ON 6TH STREET. Zoned for multi fam-ily or single family. Could be great investment or lovely home. 3 bedroom, 2 bath with partial finished basement. Upstairs bath has just been remodeled. Great screened in porch. MLS 59241

Fantastic 3 Bedroom Home. AdORABLE HOME located minutes form MSU and shopping. House has been lov-ingly cared for including beautiful hardwood floors, large inviting deck,. storage building, fenced back yard with huge trees, light and roomy kitchen, gorgeous bath. House is move in ready. MLS 58282

COUNTRY ESTATECustom built home located in Saratoga Mini Farms subdivision. Come and enjoy country at its best. Four bedrooms, 3 1/2 baths (including his and her Master baths). Large open kitchen with stainless steel appliances, gran-ite counter top, great view. den and covered porch have great view of large stocked pond with water fountain. Mature trees grace the winding drive to home. THREE ACRES. A rare find. MLS 58396

tWo MoDels to CHoose FRoM

COUNTRY CHARM. Immaculate 3 bedroom 2 bath home with great curb appeal. Large formal living room/dinning room, cozy family room with fireplace and great view of back yard. Beautiful, peaceful 3 acre yard with woods and outbuilding/great workshop. Relax on the back patio and watch nature roam. MLS 58364

oNe MoDel WIll Be FINIsHeD IN JUNe

NeW lIstING

Page 8: Murray Area Homes Guide January 2011

66

111 North 12th Street

(270) 759-2001

Earleene Woods, ASP, CRS, GRI

(270) [email protected]

If you are looking for the unique, this one is it! Three bedroom, two bath ranch charmer situated on large, landscaped yard. The hand-painted murals make you feel like you have stepped into a European scene!! Nice sized sunroom over-looks the completely fenced backyard with its many mature plantings. Reduced to $129,000 and only minutes from town. MLS# 51911

1719 Holiday drive is now ready for you to call home! For-mal living room with fireplace, den, formal dining. Two car garage has workshop area. Property located in the city school tax district and priced at $142,500. MLS# 58228

“Must see to believe” may be an old byline, but is the best way to describe this property. Unbelievable amount of storage inside and out, large 2 acre lot, beautiful pond, Large kitchen with multiple work stations. The home office in walk-out basement has its own separate outside entrance. Almost 3000 feet of living space! Priced at only $229,500. MLS# 57087

INVESTOR ALERT!! Income potential in this property zoned for multi-family located only a block of campus. Front home is a wll-main-tained 3 bedroom, 2 bath brick. The second house on the property is a 2 bedroom, 1 bath. don’t let this one get by you. Price reduced to $144,000!!!! MLS# 53784

Kentucky Lake custom built 3 BR, 3BA waterfront home features 2 fireplaces, 3 level living, balcony, patio, situated on 3 lots. Room to roam! The subdivision has 2 community docks, a clubhouse, tennis court, and beach area. You really need to look this one over!! $379,000 MLS# 57737

Motivated seller offering bonus of $1,500 gift card to Lowe’s, Best Buy, or Fur-niture store to buyer after closing! Hardwood flooring, replacement windows (2009), roof shingles (2008). Situated on 6.6 acres and less than 5 miles west of Murray. Open floor plan and updated colors. All this and priced at only $89,900! MLS#57760

BUYeR BoNUs

WHAT A GREAT VALUE!! This never been lived in 3 BR, 2.5 BA home has been reduced an unbelievable $10,000! Lots of windows, open floor plan, vaulted

ceilings in living and master bedroom. Master bath has whirlpool tub and separate shower! One year home warranty plan will be provided to buyer at

closing. Now priced at only $132,500!!! MLS# 57490

solD

If UNIQUE is what you seek then this is it! Recently listed 162 acre tract of land lies on 2 sides of Hale road, just off highway 80. The Coles Campground watershed is included on this beautiful piece of property and there are several nice building sites. Priced at $4,000 an acre. MLS# 56750

Page 9: Murray Area Homes Guide January 2011

77

CALL TINA TODAY! 293-8462

Multi-Million Dollar Producer

Tina Wright, GRI, ASP(270) 293-8462

[email protected]

NeW lIstING

Curd Road in Marshall County…very nice 3 bedroom, 2 bath brick and vinyl home with carport. Call me today for your private showing, 270-293-8462 #59344

Beautifully appointed home on lovely shaded lot with English Flower Gardens and completely fenced backyard. Great Florida room adds living area to this 3 bedroom, 2 bath home, just outside of town on Grove Lane, call today for your pri-vate viewing. Earleene Woods 752-0077 or Tina Wright 293-8462. #51911

You will think you are walking into a brand new home, this 2008 Champion, 3 bedroom 2 bath double wide mobile home is just like a new one. The owners have spared no expense setting this home up right, permanent foundation, 2 out-buildings & fenced back yard.The home has approximately 1333 square foot of living area and sits on a corner lot. Call me today for your private viewing 270-293-8462. #57682

PeNDING

Great multi-family property located on North 20th Street. Four 1 bedroom units. Great established neighborhood, cor-ner lot, and low vacancy rate. Call today for you showing tomorrow. . . . Tina 270-293-8462 MLS # 58766

Three bedroom 2 bath…well kind of. Bank owned home look-ing for an ambitious person, seeking handyman special.Located on 121 North, in Coldwater area, reduced to $31,300. MLS #58733

BaNK oWNeD

Opportunities like this do not come around often. Well built 2 bedroom 2 bath duplex in established neighborhood. Many recent updates. One side presently vacant, for that buyer who is looking for a place to live with added income. Priced at $179,900 located on Robins Court, call today for your pri-vate showing, Tina Wright 270-293-8462 MLS # 58441

FoUR-PleX

PeNDING

PeNDING

PeNDINGPRICe ReDUCeD to $31,300

BaNK oWNeD

Page 10: Murray Area Homes Guide January 2011

88

Back to nature in this three bedroom/two bath brick home on two lots. Wooded setting to enjoy from the back deck. Spacious interior and attractive exterior. Priced in the $120s. Ask for Pat. MLS#55450

Outback delight! Newer log cabin on 6 acres with stocked pond and outbuilding. The view is stunning. Tucked off the road, very private. Some finish work needed. Priced in the $150s. Ask for Pat. MLS#58271

AFFORdABLE PRICE…Nice level wooded lot located near Kentucky Lake. Ready for your choice of homes. Manu-factured homes are permitted. Ask for Esther.$6,500 MLS#53335

111 N. 12th St. · (270) 759-2001Esther Porter

Se Habla Español436-6130

Velda Miller293-3491

111 N. 12th St.(270) 759-2001

PatButler

(270) 227-8015

Spacious country home on lovely 1.5 acre wooded lot. Three bedrooms (mas-ter is super large) and two updated baths. Home has open feeling, great for entertaining. Large dining room and eat-in kitchen. Many updates to appreci-ate. Possibility of extra room upstairs if you’d like to finish out. A generous 1700 plus square feet. Centrally located to Murray, Benton and Mayfield. Must see! Priced in the $80s. Ask for Velda. MLS#58674

Page 11: Murray Area Homes Guide January 2011

9

Alesia Gail Parker

(270) [email protected]

111 N. 12th St. (270) 759-2001

www.greysproperties.com

9

111 N. 12th St.(270) 759-2001

Renee WynnGRI, ABR

(270) 293-7149

www.reneewynnproperties.com

FISHERMAN’S RETREAT…doublewide with three bedrooms/two bath. 24 x 40 with 12 x 20 addition on back with new deck. View of lake in winter. Priced at $19,900.Ask for Renee. MLS#59292

Wingo area three bedroom/two bath home on 1.5 acres with trees, pasture and walking trails. Full basement. Two car garage plus two care carport. Priced in the $60s. Ask for Renee. MLS#58489

78 scenic acres with creek/stream and less than a mile from Kentucky Lake. Wooded with many buildings sites and private road. Ask for Renee. MLS#48935

Breathtaking water view from this point lot in Red Water Subdivision. Gentle slope to the water with covered dock and swim platform. Taste-fully decorated with stone. Wood burning stone fireplace, walkout basement and patio. Priced at $390,000. Ask for Renee. MLS#49515

Extremely well maintained home in great neighborhood in city limits. Three bedroom/two bath brick with attached garage - all on one level. Nice square footage with a feeling of comfort. Priced at $177,900. Ask for Renee. MLS#54977

P E R S O N A L I T Y G A LO R E

Absolutely a Truly Unique and Appealing Home! Soothing daylight---Original Hardwood Floors---Updated Heat/Air Unit and Roof---Gas Log Fireplace---Great Kitchen---3 Bedrooms---Good Closet Space---Nice deck---Convenient Location! Offered at $109,800 MLS #58370

Easy Access to 641 and Murray...Attractive one story home with up-to-date decor...Move-in Ready...Large 2 car garage...Cathedral ceil-ing in great room....Extra storage...Front and Back Porch for relaxing...Lots of Curb Appeal! Located on Ridgeline Court MLS#59067

Page 12: Murray Area Homes Guide January 2011

10

Alesia Gail Parker

(270) [email protected]

111 N. 12th St. (270) 759-2001

www.greysproperties.com

10

Southern Charmer on 3 acres. Relaxing front porch and expansive back deck…open concept with great room and kitchen…immaculate property inside and outside…flexible bonus room upstairs could be 4th bedroom…attached and detached garages + ad-ditional block building…Yard looks like a park… Move Right In!!! Call for a personal tour!!Reduced to $229,400! MLS #57055

Calling all Horse Lovers!!!

8.2 Acre Mini-Farm with Private Outdoor Riding Arena to enjoy — or take a dip in the pool to cool off! Striking Gour-met Kitchen! Attached and detached Garages! Three Unexpected Bo-nus Areas Upstairs are delightful!

Now Only $223,800!

MLS #57257and #57291

RIDING ARENA

MOTIVATED SELLERS - Will Consider All Offers

A VERY SPECIAL PLACE

dREAM HOME ON dREAM LANE!!! 1 story front view with 2 soaring stories in back with walk-out Texas size basement--great for separate living area with 4th bedroom/3rd full bath and TONS of additional space! Your personal paradise is less than 3 miles from Murray. Natural gas! Attached 2 car garage + detached heated garage with water inside! Northern-built with 2 x 6 construction! Privately situated! Tranquility of the country in such a convenient location!!! May be purchased on 11.79 Acres ($274,500) or 20.6 Acres ($294,500). You’ll agree “This is a Very Special Place!” MLS #58394 and #58435

Page 13: Murray Area Homes Guide January 2011

1111

111 N. 12th St.(270) 759-2001

LyndaGrey Houck

BrokerGRI/CRB/CRS/SRES/ASP/RCC

11

Rebuilt in 2004 this two bedroom/one bath is half a mile to the boat ramp. detached garage. Bring the fishin’worms. Priced at $53,000. Ask for Lynda. MLS#53351

laKe a

Rea

FABULOUS NEWER MOdULAR, touches of Italy with curved corners and stone work in the kitchen and master bath. Five bedrooms and large living/dining open to the kitchen - a very entertaining home. Newer deck on rear and a view to tease the eye of ten lush areas. Wind-ing drive to home past trees - you’ll love it! Priced in the $170s. Ask for Lynda. MLS#56151

Privat

e te

n acr

es

WateRFRoNt BeaUtY

delightful to view the lake from both lev-els. Upper has spacious deck, lower has patio. Gently sloping backyard to dock. Two bedrooms up, third on lower level. Two living areas. Built in 2005 with private dock. This one is a real treasure, wait til you see the sunset!! Priced at $299,000. Ask for Lynda. MLS#57170

Twelve acres with 5000 plus square foot metal building containing office. Poured concrete base and additional poured concrete base for future additions. Priced at $98,500.Ask for Lynda. MLS#55255, #55256, #55258.

PRICeD t

o sell

Page 14: Murray Area Homes Guide January 2011

1212

Easy to access duplex near corner of 464 and Radio Road. Fully leased. Investors will like the numbers. Priced in the $70s. Ask for Lynda. MLS#57134

DUPleX

111 N. 12th St.(270) 759-2001

LyndaGrey Houck

BrokerGRI/CRB/CRS/SRES/ASP/RCC

How about being the Landlord for the Almo Post Office? The attached second unit is about 15 years old with two bedrooms/one bath. Priced in the $70s. Ask for Lynda. MLS#57136

B-2 corner location near intersection of

Chestnut and 12th Street with two sepa-

rate buildings plus a detached 24 x 28

newer garage with 7’ doors. Several gravel

parking areas. Many commercial uses. Ask

for Lynda. MLS#56286

Great anchor corner at beautiful entrance to MSU. Two free standings buildings with parking. Zoned B-4. Ask for Lynda. MLS#58057

DUPleX

CoMM

eRCIal

Investment opportunity near the corner of North 12th and Payne. Zoned B-4. deep lot, good potential parking. Ask for Lynda. MLS#57752

Immaculate professional office building with tasteful decor in lobby and conference room. Additional two spacious office rooms plus an oversized central workspace. Bath and break/kitchen are at rear. Extra 8x12 storage building on back of property. Near the court square and the Judicial Building. don’t wait on this one. Priced in the $140s. Ask for Lynda. MLS#51794

Profe

ssio

nal o

ffic

e

Page 15: Murray Area Homes Guide January 2011

1313

Page 16: Murray Area Homes Guide January 2011

1414

Page 17: Murray Area Homes Guide January 2011

15

Heritage Bank Mortgage Services

A Name You Can Trust

Evie Trimble

Take advantage of a wide range of home mortgage loans including conventional home

loans, RD, FHA and VA options.

A Neighbor You Can Trust

270.759.9797

Call your neighborly home loan professional at

� � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � �

Page 18: Murray Area Homes Guide January 2011

161616

Home for the Holidays

Page 19: Murray Area Homes Guide January 2011

171717

Page 20: Murray Area Homes Guide January 2011

181818

Thanks for

Check Out Our Website: murraykyrealestate.com

Kopperud RealtyVoted

FavoriteReal Estate Agency9 Years in a Row!

Congratulations!

Congratulations!Brenda Rowland

IncomingMurray Calloway County

Board of RealtorsPresident

2011

Krista Thompsonon being voted

2010Murray/Calloway CountyFavorite Real Estate Agent

Page 21: Murray Area Homes Guide January 2011

191919

a GrEaT 2010!

We Look Forward To Serving You In 2011!

Congratulations!koppErud rEalTy

2010 Multi-Million Dollars Producers

murraykyrealestate.com

711 Main street • Murray, kentucky • 753-1222

KristaThompson

AngeliaFry

BrendaRowland

BarbaraRickman

GaleCornelison

KathyKopperud

KarolKemp Utley

TammyCothran

Page 22: Murray Area Homes Guide January 2011

2020

dESIGNEd FOR LIFE ON THE GREENS. Located on Hole #14 of the Murray County Club Golf Course, this stunning home offers high style in the dramatic décor. With a floor plan suited to an active life, this home offers 5 bedrooms, formal living and dining room, family room and inviting sun porch overlooking the course. Gleaming hardwood, granite countertops, Pella windows, crown molding, two fireplaces and golf cart storage are a few of the amenities. $399,000 #59347

OUTSTANdING WATERFRONT HOME with 9.7 wooded acres on KY Lake! Custom built home with walkout basement. Most rooms with view of lake and all the shoreline you see is yours. Dream kitchen with large island, pantry, beautiful cabinets and eating area. Master suite features a study and combination bath/closet area. The walk-out basement offers 2 bed-rooms, bath and large unfinished family room. Large workshop or 3 & 4th car garage space. Large deck and barn for boat storage. $950,000 #57218

ELEGANT COUNTRY ESTATE. This stately home and 41.5 acres is now offered for $2,500,000. With 9,944 sq. ft. of gracious style and comfort, you can live the life you’ve dreamed of. With 6 bedrooms, 7.5 baths, three levels, formal dining and living rooms, library, sunroom, four fire-places, hardwood floors and antique and custom milled woodwork, this home has no peers. Beautifully planned, the property offers formal gar-dens with fountain, tennis court, 5,000 sq. ft. barn with Heliport, pond, fields and stately trees. Additional acreage available. $2,500,000 #52109

MAKE A STATEMENT. Soaring Foyer and Greatroom, Plantation Shutters, Pella Windows, Hardwood and Mexican Tile floors, Tennis Court, Gazebo Sunroom all make this a standout. Flowing floor plan and, gracious styling highlight the interior and meticulously main-tained landscaping crowns the approximately 3 acre site. #58707

SHAdOWBROOK HORSE FARM. 26+ acres located close to Kentucky Lake and an 18 hole golf course. This contemporary home with sky-lights and Pella windows offers seclusion and great views. Enjoy the soaring living room, spacious kitchen with updated stainless steel ap-pliances, sunroom, expansive shaded patio and lovely landscaping. The barn has 3 oak stalls, tack room and office/studio. With a large oak round pen, rolling pastures, woods, pond and tree-lined drive, your idyllic farm experience awaits you. $599,000 #47134

BEAUTIFULLY MAINTAINEd CUSTOM BUILT HOME IN CANTER-BURY. Offers both a living room/office and family room with ventless gas log fireplace. Formal dining room and large kitchen with eating area. Nice study between kitchen and utility rooms. 1st floor master suite. Two upstairs bedroom have a Jack and Jill bath. Two walk-in storage area (10x17 and 10x25) are wired for electricity and vented for heat and air and could easily be converted to living area. Beauti-fully landscaped. $198,000 #55852

ExECUTIVE HOME nestled on a 2.5 acre wooded lot in the city offer-ing great amenities and style. Features include a towering wall of win-dows, 2 beautiful staircases, hardwood and tile flooring, 3 fireplaces, top of the line appliances, granite countertops, updated MBR bath and new windows on two sides of the home. Lavish landscaping, waterfall, two story covered patio, and a detached 30x50 RV garage and work-shop highlight the site. #58730

WATERFRONT

ACREAGE

Kathy Kopperud, CRS, [email protected]

753-6620 • Office: 753-1222 • 1-800-455-1222www.murraykyrealestate.com

murraykyrealestate.com

ELEGANT HOME IN CROSSFIELd! Great room with 2 story ceiling, large windows, ventless gas logs fireplace and gleaming hardwood floors. This 4/5 bedroom, 2.5 bath home is highlighted by an outstand-ing kitchen with planning desk, pantry, solid surface counter tops, is-land and delightful window lined breakfast area. 1st floor master suite with large walk-in clst. 2 BRs and bonus room on the 2nd level and a bedroom on the third level. $275,000. #55557

PENDING

NEW

WITHDRAWN

Page 23: Murray Area Homes Guide January 2011

2121

WONdERFUL PRIVATE SETTING IN THE CITY! With a 1.959 acre lot and trees, this home is beautifully sited for privacy and neigh-bors both! Hardwood on much of main level, five year old roof with ridge vents, fireplace, balcony, and finished basement com-plete with second kitchen make this home one that can lend itself to various needs. Each level could be an independent living area, complete with a garage, although home is in an R2 area and zon-ing restrictions would apply. 58154

GORGEOUS WATERFRONT PROPERTY with 19 acres m/l and small home. With panoramic views of the main lake, bordered by two coves, multiple dock permits and beautifully wooded hillsides, this petite home high on a point could be your castle! Rarely does an op-portunity like this present itself. Perfect for building or subdividing. $1,500,000 #56954

BEAUTIFULLY UPdATEd HOME ON 1.143 ACRE LOT IN GATESBOROUGH! Updates include replacement Pella Designer windows, new hardwood and tile flooring, granite countertops in kitchen and two baths, updated tile work including two showers, back splashes and wet bar area, custom built-ins in family rm, new HVAC unit upstairs, moldings, lighting fixtures, ceiling fans and new hardware. Security system, two patios, ventless gas logs and updated paint colors everywhere. $250,000 #59149

NICE CAMPBELL ESTATES HOME with versatile floor plan! Hard-wood floors grace the living room, dining room and kitchen. Kitch-en has large bayed eating area overlooking the patio. Downstairs Master suite with study or extra bedroom. Upstairs family room could also serve as a bedroom. Screen Porch and patio. Motivated Sellers. $224,900 #57511

WATERFRONT

NICELY dECORATEd ANd SPACIOUS HOME with bright, sunny rooms and good floor plan. Large living room, family room with gas log fireplace and wonderful kitchen. The kitchen has a great eating area, tile floors and tile backsplash. Master bedroom has bath and two closets. Baths and utility rooms also feature tile floors. HVAC is 5 years old. Fenced yard and convenient location make this a great home for you. $155,000 #57348

VERY SPACIOUS GATESBOROUGH HOME with multiple rooms for all your activities including a Formal living room, family room, large game room with vaulted ceiling and pool table that remains, and a large rec room or home office. Lower level could also host a separate living area if desired and of a type allowed by zoning. Large deck is great for outdoor living. $198,500 #58432

HISTORICAL HOME ON MAIN ST. The original charming 1.5 story home is re-ported to have been built in 1912 and offers Craftsman style and has 1944 sq ft. An addition including a large family room, bedroom and bath was constructed in 1970 adding 720 sq. ft. of living space for a total of 2,664 sq. ft. With 3 bed-rooms, 2.5 baths, and an 80 x 345 ft. lot, this home is ready for your imagina-tion! $149,000 #57046

BEAUTIFULLY WOOdEd 12 ACRE (M/L) TRACT at the edge of Murray. Filled with beautiful hardwoods and pines, this acreage offers privacy with city convenienc-es. Deed restrictions wil restrict any subdivision to no less than three acres. $204,000 #57578

Kathy Kopperud, CRS, [email protected]

753-6620 • Office: 753-1222 • 1-800-455-1222www.murraykyrealestate.com

murraykyrealestate.com

NEW PRICE NEW

Page 24: Murray Area Homes Guide January 2011

2222

ENERGY COSTS WON’T BE A WORRY IN THIS NEW TVA CERTIFIEd ENERGY RIGHT HOME IN NARROW GATE ESTATES. This 3 BR, 2 Bath home offers 1718 sq. ft. and an attractive floor plan which includes an office and large light-filled kitchen. Extra insulation, marathon hot wa-ter heater, energy saving thermopane windows, high seer Heat Pump and Energy Star appliances all will save you money. $184,900 NFMLS

NICELY UPdATEd ANd MAINTAINEd HOME IN MARTIN HEIGHTS. This 3 bedroom, 2 bath home features a new gas pack, new roofing shingles and new ventless gas logs all in 2009. Hardwood flooring was added in the foyer, family room and hall. A formal dining room, living room and large kitchen compliment the activity areas. A spa-cious master bedroom features a private bath and walk-in closet. Reasonably priced at $184,900. #54440

Kathy Kopperud, CRS, [email protected]

753-6620 • Office: 753-1222 • 1-800-455-1222www.murraykyrealestate.com

murraykyrealestate.com

88 ACRES OF WOOdS ANd CROPLANd with frontage on both HWY 121 South and Cherry Corner Road. This property offers a great place to build a home hidden in the woods or several building sites if you prefer. Some of the acreage is tillable with woods over the remainder of the site. $246,900 #43086

NEW

REdUCEd TO SELL, this contemporary styled home on a wooded acre lot, offers high style and gracious living. From the copper medal-lion in the dining area to the wall of windows in the living room, this 3 bedroom, 2.5 bath home could be yours. Close to Oaks Country Club, it offers county living but city convenience. Offered at the low price of $225,000 #59341

NEW PRICE

Narrow Gate EstatesHomes Certified by TVA to Significantly

Reduce Your Energy Bills!Energy smart appliances,

high Efficiency heat pumps,Marathon hot Water heaters,

double pane Windows,and Insulated to TVa specifications

4 Floor Plans to Select and CustomizePrices Starting at $159,900 – Lot Included – NFMLSOver 26 Lots ranging from .58 to .912 acres available.

Page 25: Murray Area Homes Guide January 2011

2323

#1 in Murray-Calloway County

Barbara RickmanMULTI-MILLIon DoLLaR PRoDUCeR

E-mail: [email protected]

Office: 753-1222 • Cell: 270-227-2626www.murraykyrealestate.com

murraykyrealestate.com

3 bedroom, 2 bath home sitting on 19.7 acres just minutes from Ken-tucky Lake. Many amenities such as large sunroom with bar, 2 ponds and plenty outbuildings for all your toys are just a few extras that many properties don’t offer. $169,000.00 MLS 58070

Nice starter home just waiting for your personal touches. Many updates including Pella replacement tilt windows, laminate floors, porch floors and posts. 20x20 detached garage with work area and separate breaker box. $49,500 MLS 40880

A PERFECT LITTLE GET-A-WAY sitting on 4 lots, which fronts 2 roads, for you to enjoy fishing or just to get away for some relaxation. 3 bedroom, 1½ bath with a 12’x24’ private cottage with ½ bath and kitchenette for your guest to have their privacy. Also for your lake toys or garden tractors there are 2 large open sheds with electric-ity and all of this so close to 3 resorts for your lake access. There is ample space for your vegetable garden also. $65,000 MLS 55488

NICE LARGE BUILdING LOT, perfect for walk out basement and in the city limits. $28,000 MLS 40904

THIS IS A VERY UNIQUE PROPERTY WITH MUCH TO OFFER. Two homes for additional investment and 31M/L acres for farm income, and all within less than a mile from town. Don’t let this one get away.$175,000. MLS 57559

This property would make a very nice place to call home, so convenient to all shopping and easy ac-cess to 641North with a one bedroom, one bath for extra invest-ment income also. All this in the city limits. $97,500 MLS 57688

SOLD

2nd home on this property can be used as extra income or privacy for your visitors.

SOLD

Page 26: Murray Area Homes Guide January 2011

2424

Rich RollinsCell: 270-293-1416

E-mail: [email protected] Main Street • Murray, KY 42071 • 800-455-1222

www.murraykyrealestate.commurraykyrealestate.com

THIS WONdERFUL 3 BEdROOM, 2.5 BATH features numerous amenities throughout including an open floor plan, 2 sunrooms, swimming pool with custom design stonework, hot tub, 4 separate deck/patio areas for entertaining, deep water year round, lift trolley to the lake and a private dock. All the rooms throughout this home offer a FABULOUS VIEW of Kentucky Lake! MLS # 56822

A MILLION DOLLAR PROPERTY WITH A PRICELESS VIEW!!!

5 6 R I C H A R D L A N E

WELL CONSTRUCTEd 3 BEdROOM, 1 BATH BRICK RANCH priced to sell, conveniently located near Murray State University and most shopping areas. Listing features spacious living room with hardwood, private fenced in back yard overlooking Murray State University ROTC field. Immediate possession is available. MLS# 58059

A WEEKENd GETAWAY LOCATEd .25 MILES FROM WILdCAT BOAT LAUNCH AREA. This 1 bedroom cottage offers a private setting near the lake and yet not far from Murray. Immediate possession is avail-able. MLS# 57040

JUST LISTEd ANd SURE TO PLEASE! This well built 3 bedroom, 2 bath ranch conveniently located near Murray State University features 1220 square feet of living area, spacious fenced in backyard, new cen-tral heat and air unit, newer roof, spacious living room and remodeled kitchen area. MLS# 58376

TWO WONdERFUL WATERFRONT LOTS WITH A GENTLE SLOPE TO THE WATER! Additional 3 lots could be available giving someone a total of 5 wonderful lots for that lake dream home. MLS# 57479

R E D U C E D WAT E R F R O N T

Page 27: Murray Area Homes Guide January 2011

2525

Mary Jane Roberson, GRIMulti-Million Dollar ProDucErProfessional Service With A Personal Touch

www.murraykyrealestate.com

direct Line: 270-752-0757 • Office: 270-753-1222New E-Mail: [email protected]

murraykyrealestate.com

A SPECIAL PLACE to call your home is this 3 bedroom, 2 bath brick home. Quality abounds with a vaulted and beamed ceiling in the living room and the dining room. The living room will be the “fun center” for you and your guests with a sunken gas log fireplace and sitting area in front of the fireplace. Beautiful wood floors and spa-cious bedrooms you’ll love. Don’t miss out on this truly nice home. Priced at only $162,000. Call Mary Jane today for your personal tour. MLS 57969

WATERFRONT LIVING! Lovely lake home setting in nice and peaceful Lei-sure Acres Subdivision. The inviting living room radiates hospitality and charm. Be “comfy-cozy” by the fireplace in the downstairs family room. The kitchen makes every square inch count with a large breakfast area. A large glassed in room overlooks lovely yard with its natural woodsy background. Home has been updated with flooring, new windows, except sunroom, and HP. Plumbing has been re-plumbed to PVC throughout and new shingles. The lot is dockable. If you’re looking to live by the lake, once you visit this home, you’ll want to call it your own. Call Mary Jane for you private tour today. Priced at $276,900. MLS 54521

WATERFRONT

PICTURE PERFECT!! Charming 3 bedroom, 2 bath, 1 1/2 story home in the neighbor friendly community of Lynn Grove. Featuring island kitchen, vaulted living room with fireplace and master suite. Relax on one of the 2 covered porches. Beautiful, treed, 1/2 acre lot. A comfortable home to come home to, and is priced at only $129,900. Call for your private viewing today. MLS 51799

PRIME OFFICE BUILdING...located within the city limits of Murray. This turn key brick building consists of over 5000 sq. ft. with reception area, break room, six private offices, 2 file rooms and 2 open office areas. Own-er will replace shingles, re-seal parking lot and driveway and property will be surveyed prior to closing. Priced at $450,000. Call Mary Jane for your private showing today. MLS 57943

10 WONDERFULCOMMERCIAL ACRESIN thE CIty LIMItS.

Zoned B-4. Uses could be Banks, Sav-ings & Loans, Barber & Beauty Shops, Bakeries, Drugstores, Shoe Repair Shops, Antiques and many more. Call Mary Jane for more information. Sell-er will consider owner financing or will divide and sell parcels also. Great location!$1,290,000 MLS 44174

IMMACULATE HOME SWEET HOME...This immaculate 2 bedroom, 1 bath brick home in the city, stands out among the homes in this price range. For only $72,000 you get central heat and air, nice sized eat-in kitchen with appliances, a spacious living room, big utility room and bath. Roomy bedrooms round out this package. Hurry to take your personal tour. This won’t last long. Call Mary Jane. MLS 59258

NEW LISTING

Page 28: Murray Area Homes Guide January 2011

2626

angelia FryMULTI-MILLIon DoLLaR PRoDUCeR

[email protected]

Office: 270-753-1222 • direct: 270-227-2136murraykyrealestate.com

BUY FROM FRY

ExQUISITE NEW CONSTRUCTION HOME IN KAMdEN ESTATES! This 4-bdrm. 3.5 bath home features an open floor plan and split bedroom design. Large living room has 12 ft. ceilings, gas log fireplace and hardwood flooring. The gorgeous kitchen features custom cabinetry, granite countertops, island and stainless steel appliances. Large 22x12 upstairs bonus room could be used as 4th bedroom or family room. Master bedroom is located on the main level and features 9 ft. ceilings, crown molding and cov-ered porch access. Master bath has furniture style double vanity, deep soaking tub, and separate tiled shower. Large partially wooded .85 acre lot. $289,900 MLS#58652

NICE 4-BdRM. 2-BATH HOME IN QUIET SUBdIVISION! This home features an open living room and dining area. Large kitchen with oak cabinetry and breakfast area. Mas-ter bedroom is located on the main level with private bath. Upstairs you will find a large 24x13’6 bonus room, an ideal 4th bedroom or playroom. Relax on the covered back porch and enjoy the scenery. $153,500. MLS#58908

THRIVING LAKE AREA BUSINESS OPPORTU-NITY! Located approx. 3-miles from the lake, this business is all inclusive with fully stocked inventory. Convenience store features a deli counter, prep kitchen, new cooler, Veeder Root system, security system, and currently provides bait & tackle. Property includes (2) 8,000 gal. gas tanks and (1) 2,000 gal. diesel tank. Cur-rently employs (5) employees. Call Angelia for more information. $269,000 MLS#56627

NEW LISTING

Page 29: Murray Area Homes Guide January 2011

2727

angelia FryMULTI-MILLIon DoLLaR PRoDUCeR

[email protected]

Office: 270-753-1222 • direct: 270-227-2136murraykyrealestate.com

BUY FROM FRY

NEWLY UPdATEd WATERFRONT RETREAT. This 4-bdrm. 2-1/2 bath has many updates. New vinyl windows throughout. Kitchen has new cabinets, countertops, appliances and flooring. New bath fea-tures a whirlpool tub and new vanity with granite top. Nice fenced yard and new deck are great for entertaining. Located at the end of a cul-de-sac with private setting. $184,900 MLS#56778

1999 FLEETWOOd 3-BdRM. 2-BA. MOBILE HOME LOCATEd IN THE LAKE AREA! New updates including fresh paint, stove, and laminate flooring. Kitchen has island and lots of cabinet space. Large master bedroom with private bath and walk-in closet. Sit back and relax on the wrap around deck. Perfect get-away approximately 1.5 miles from public boat ramp. Founda-tion has been inspected by structural engineer. MLS#54483

AdORABLE 3-BdRM. 2-BATH HOME LOCATEd IN SOUTHLANd ESTATES. This home features a large kitchen, open living, dining area, large rear deck and 2-car garage. Conveniently located near the Purchase Parkway and the Benton Country Club. MLS#58377

$39,900

BENTON LISTING

CUSTOM BUILT 5-BdRM, 3.5 BATH HOME LOCATEd ON PRIVATE 16.6 ACRES! Large living room features recessed lighting and gorgeous crown molding. Spacious kitchen with island features lots of cabinets and work space. Relax in the Florida room, located adjacent to the kitchen. Master bedroom is on the main level and features a private bath and walk-in closet. Come see this picturesque property with room for the horses. MLS#56779

NEWLY UPdATEd WATERFRONT RETREAT. This 4-bdrm. 2-1/2 bath has many updates. New vinyl windows throughout. Kitchen has new cabinets, countertops, appliances and flooring. New bath fea-tures a whirlpool tub and new vanity with granite top. Nice fenced yard and new deck are great for entertaining. Located at the end of a cul-de-sac with private setting. $184,900 MLS#56778

WAT E R F R O N T

WELL-MAINTAINEd 3-BdRM. 2-BATH HOME IN THE LAKE AREA! Kitchen features new updates including new cabinets, countertops and laminate flooring. Large formal living room. Master bedroom has a private bath. Attached 2-car garage with office space. Nice covered back deck is ideal for entertaining. $119,900 MLS#58852

CUSTOM BUILT 5-BdRM, 3.5 BATH HOME LOCATEd ON PRIVATE 16.6 ACRES! Large living room features recessed lighting and gorgeous crown molding. Spacious kitchen with island features lots of cabinets and work space. Relax in the Florida room, located adjacent to the kitchen. Master bedroom is on the main level and features a private bath and walk-in closet. Come see this picturesque property with room for the horses. $319,900 MLS#56779

LAKE AREA 3-BdRM. 2-BA. BRICK HOME ON 1.15 ACRE LOT. This home features a large formal living room. Eat-in kitchen has many new updates, including new corian countertops and stainless steel appliances. Additional family room features a gas log fireplace and new lami-nate flooring. Master bedroom has a private bath with double shower and pedestal sink. Spacious 40x24 de-tached garage has a great workshop area. Convenient to public boat launch. MLS#57047

1 6 . 6 AC R E S

PRICE REDUCTION

$117,900

Page 30: Murray Area Homes Guide January 2011

2828

#1 in Murray-Calloway County

Krista K. Thompson, RealtorMULTI-MILLIon DoLLaR PRoDUCeR

[email protected]: 270-293-2841 Office: 800-455-1222murraykyrealestate.com

ENERGY RIGHT HOME. This three bedroom two bath home has the TVA Certified Energy Efficient standards plus additional upgrades. The home has a split floor plan and the master suite includes a large walk-in closet. Storage space is unbelievable in the home and in the garage. Neat and Clean. $175,000 MLS# 57826

BEAUTIFUL ANd FUNCTIONAL describe the 3 bedroom, 2 bath home. Features include split floor plan, neutral paint colors, cathe-dral ceiling, and a loft which can be a bonus room or an office. At-tic space could easily become liv-ing area. Nicely landscaped and a 30x24 detached garage. Well Maintained! $229,000. MLS# 58940

A CLASSIC IN EVERY SENSE OF THE WORd. This stately home offers 4-5 bed-rooms and 2 full baths. It features a formal living and dining area. Adding to the charm are two fireplaces on the main level along with hardwood and tile flooring. Walk in closets, dental moldings, built-ins, and cli-mate controlled storage are just a few of the extras. At 3200 sq.ft. this elegant home is centrally located within the city. Make an appointment, you will be impressed. $209,900 MLS# 50191

MOdERN COUNTRY LIVING-ExCEP-TIONAL IN EVERY WAY. This 3 bed-room 2 bath home has decorator paint colors and beautiful hardwood flooring. An enormous bonus room upstairs of-fers endless possibilities for expan-sion. Extremely functional floor plan with many extras, including an above ground pool in the back. Situated on approx 2.6 acres. Call today to see this lovely home. $245,000 MLS# 55944

Page 31: Murray Area Homes Guide January 2011

2929

Krista K. Thompson, RealtorMULTI-MILLIon DoLLaR PRoDUCeR

[email protected]: 270-293-2841 Office: 800-455-1222murraykyrealestate.com

MULTIPURPOSE COMMERCIAL PROP-ERTY. This property has been a restaurant on the main level. Equipment does go with property. Second level is a 2 bed-room apartment with a wrap around bal-cony. Many improvements were made in 2009. Located only 2 miles from Murray. Great INVESTMENT.$149,000 MLS# 55744

BEAUTIFUL ROLLING ACRE-AGE. Approximately 62 acres total. Partially wooded and par-tially leased for crops. Excellent hunting land for deer and turkey. There is a creek on the property. Located 5 miles from Murray. $160,000 MLS# 54241

PRIMELOTSBEAUTIFUL

FALWELLESTATES

SOUTHWESTOF MURRAY

CALL KRIStA at 293-2841

START CONSTRUCTION THIS SPRING

MLS# 54567....$37,000 MLS# 54568....$34,000

MLS# 54569....$48,000 MLS# 54570....$60,000

MLS# 54571....$30,000 MLS# 54572....$45,000

ACREAGE12 Acres on Backusburg RoadHwy 464, just past Clarks River

$30,000 MLS# 58373

Krista K. Thompson, RealtorVoTeD

MURRAY andCALLOWAY COUNTY’S

FAVORITE REAL ESTATE AGENT2010

Page 32: Murray Area Homes Guide January 2011

3030

murraykyrealestate.com

Tammy a. CothranMulti-Million Dollar Producerwww.murraykyrealestate.com

Cell: 270-752-4712 · Office: 800-753-1222email: [email protected]

22 Wells Purdom drive$169,900

MLS # 56101

44 Washington drive - $155,000. LOVELY 3 BEDROOM, 2 BATH HOME MINUTES FROM TOWN! Features include custom landscaping. a spacious floor plan, neutral paint colors, stainless steel appliances, and a sunroom all on a 1/2 acre lot. NFMLS

413 Macedonia Street - $72,000. PRIDE OF OWNERSHIP IS EVIDENT IN THIS WONDERFUL 3 BEDROOM, 1 BATH HOME! Being offered for sale for the first time since it was built in 1979, this home is truly move-in ready. Property features mature landscaping with flowers that bloom through the seasons and beautiful trees. Updated appliances and a great storage build-ing. MLS# 57280

1243 Graham Road$199,500

MLS # 52798

3705 Eggners Ferry Road - $71,500. 7.9 Acres with pond. Well maintained 3 bedroom, 2 bath home. Gas log fireplace, covered front porch, screened in back porch, and detached 2 car ga-rage. NFMLS

1654 Ryan Ave. - $88,500Located within walking distance to MSU. This 3 bedroom 2 bath home features hardwood floors, updated bathrooms and a large new back deck for entertaining. MLS # 59052

807 N. 17th Street - $105,000. Nicely remod-eled 2 bedroom, 2 bath home close to MSU. Great starter home or investment property. MLS# 57574

ACREAGE! Tract 9 dunbar Road - $70,206BEAUTIFUL LAND WITH MULTIPLE BUILDING SITES! 23.402 Acres. Driveway goes to an old home place that is no longer functional. Beau-tiful hardwoods and pine trees create a very private setting for your dream home near Ken-tucky Lake. This property features 712 feet of road frontage on Dunbar Road. MLS # 58948

ACREAGE! Tract 12 & 13 dunbar Road - $131,934 HARD TO FIND ACREAGE ON KENTUCKY LAKE! 21.989 Acres. Private setting and property ad-joins TVA. Dock is shared with neighbor. Prop-erty features multiple building sites with beauti-ful lake views. Over 1700 feet road frontage on Jennings Trail. MLS # 58952

ACREAGE! Tract 11 dunbar Road - $40,416 GREAT FOR HUNTING OR BUILDING A HOME CLOSE TO KENTUCKY LAKE! 20.208 AcresThis property starts before Hamlin store. 782 feet of road frontage on Dublin Road and approximate-ly 1770 feet of road frontage down Jennings Trail. Multiple building sites and just minutes from the boat launch area. MLS # 58946

NEW PRICE!

336 doores Trail$168,00010+ Acres and a com-pletely remodeled home with beautiful views overlooking the Clarks river. The home features 3 bedrooms, 1 bath, a partial basement, new roof, new flooring, sheetrock, paint, heat & air, and wiring. Practical-ly a new house, fenced and cross fenced for horses or livestock. MLS#58145

SOLD

SOLD

NEW PRICE!

NEW PRICE!MOTIVATED SELLER

NEW PRICE!

NEW LISTING! NEW LISTING!NEW LISTING!

NEW LISTING!

Page 33: Murray Area Homes Guide January 2011

3131

murraykyrealestate.com

Tammy a. CothranMulti-Million Dollar Producerwww.murraykyrealestate.com

Cell: 270-752-4712 · Office: 800-753-1222email: [email protected]

15939 E. State Route 68$269,000Thriving convenience store with bait and tackle shop, gas pumps, and deli counter with prep kitchen. Located approximately three miles from KY Lake. All inclusive with fully stocked inventory.

MLS # 56627

ACREAGE!Great Building Location

Near Kentucky Lake

16684 US HWY. 68E - $225,000 - COMMER-CIAL PROPERTY! Formerly the Holiday Res-taurant. This commercial property features almost 18½ acres, and a pond. The building still houses all of the commercial restaurant equipment, seating, and dishes. Property could have a variety of uses located min-utes from KY Lake. MLS # 52170

0 Mule Lane - $126,000A rare find in the Lynn Grove area. This 18 acres is completely fenced and features a nice pond for watering livestock or as a nice backyard feature to your new home. Currently sewn for hay. MLS # 56722

Waterfront Lot #21 Whitecap - $159,000 This beautiful waterfront lot sits on a peninsula in the luxurious Western Shores Lake Commu-nity. MLS # 59119

GREAT SUBdIVISION ANd BUILd-ING SITE! LAKE COMMUNITY. 3.62 acres in the wonderful Crawford’s Landing Lake Community. Partially flat wooded and rolling property. $22,000. MLS # 41811

Lot 108Haynes Cemetary Road

$78,500Wonderful 1.97 acre lot in beautiful Western Shores. This property features a com-munity boat slip. The devel-opement features walking trails, clubhouse with infinity pool and gorgeous lagoons. MLS # 56515

Lot 16Waterfowl Road

$93,000WONDERFUL

1.42 ACRE LOTIN BEAUTIFUL

WESTERN SHORES!

MLS # 58444

Tract 2C Cassity Lane - $70,000. BEAUTIFUL 12.599 ACRE TRACT! This property is surrounded by large mature trees and gently rolling with many wonderful building sites. With-in 7 miles of KY Lake. MLS# 57576

00 GREEN VALLEY ROAd - $81,130 - NEW PRICE - 26.6 ACRES. Beautiful rolling acre-age with multiple building sites. 6.6 acres is sewn in Alfalfa/Orchard grass. Trees border this property and divide a section toward the back which would make a nice private build-ing area spot. MLS # 54165

Waterfront Lot #4 Buckbrush Lane - $159,000VERY NICE 1 ACRE LOT ON A PENINSULA IN WESTERN SHORES! The dock is described as Community, but it is actually a 4 slip dock on the peninsula for the four lot owners. MLS # 58080

Page 34: Murray Area Homes Guide January 2011

3232

Gale Broach Cornelison, [email protected]

SIX MILLIon DoLLaR PRoDUCeRCell: 270-293-9333 Office: 270-753-1222

“Southern Charm At Work For You”murraykyrealestate.com

50382/$650,00073 Washington WayLake Barkley Waterfront

w/dock

58329/$235,000Lot 29B Center Ridge Beautiful Waterfront Lot

dockable deep Water

RESTRICTEdSUBdIVISION

LOTSIN NORTH

CALLOWAYCOUNTY

MLS#46648/46645/47132

$9,000/$16,000

BEAUTIFUL LOTS

ON HERMITAGEIN CITY LIMITS

MLS#46986/46985

$40,000

REdWATER ESTATES LAKE LOTS

MLS#54157/$45,000Year-Round Waterview

MLS#56215/$49,0002+ Acres Near

Community Ramp

58905/$78,000398 Flint RoadCharming 2 BR

on 1+ acres

56320/$189,000361 Candlelite

4 BR/3 Bath - Large Garage1+ Acre in North Calloway Co

59277/$149,900

1545 Whippoorwill3 BR/2 Bath

Screened Porch

NEW LISTING

56117/$84,500168 First StreetCharming Home

in North Calloway

MOTIVATED SELLER

57901/$85,000252 CreekviewCharming CabinWalk to the Lake

Full Basement

MOTIVATED SELLERS MOTIVATED SELLERS

MOTIVATED SELLER

56213/$140,000

1617 Keenland3 BR/2 Bath

Beautiful Yard

MOTIVATED SELLER

56873/$125,000402 Maplewood Circle3 BR/2 with walk-in closetsLarge Garage with Storage

UNDER CONTRACT

Page 35: Murray Area Homes Guide January 2011

33

58939/$165,000

547 Hays School Road

4 BR/2 bath with22 + acres in Graves Co

58356/$164,500311 CountrysideCustom-built 3 BR/2

Underground Fence for Pets

33

Gale Broach Cornelison, [email protected]

SIX MILLIon DoLLaR PRoDUCeRCell: 270-293-9333 Office: 270-753-1222

“Southern Charm At Work For You”murraykyrealestate.com

56819/$69,5001058 Outback Road

Cabin Near Blood RiverStorage Buildings

58906/$72,50021 Lakeshore drive

Lake Cabin withYear-Round View

22 + ACRES ON HOWARd ROAd

53577/$110,000

Cleared ForBuilding Site

With drivewayAnd Pond

36+ ACRES ONOLd SHILOH

ROAd48384/$128,975

Rolling PastureWith Pond

Near HWY 80 LICENSEd IN KY/TN

CALL GALEFOR

ALL YOUR REAL ESTATE

NEEDS

58661/$98,5001005 Southwood, Unit 7

3 BR/2 bath CondoGarage + Storage

HANDYMAN SPECIAL

59131/$122,00020 Cambridge drive

3 BR/2 BathAll Gas Utilities/Appliances

58304/$119,00012339 St Rt 94 East

Updated Homewith 20+ acres

NEW LISTING

59106/$158,000324 Washington drive3 BR/2 Bath New Home

Beautiful Hardwood

NEW LISTING

59089/$75,000412 North 6th Street2BR/1 Bath with Updates

Hardwood Floors

NEW LISTING

UNDER CONTRACT

Page 36: Murray Area Homes Guide January 2011

3434

Brenda RowlandMulti-Million Dollar Producerwww.murraykyrealestate.com

Cell: 270-293-1308 · Office: 270-753-1222email: [email protected]

murraykyrealestate.com

SPACIOUS HOME ON A LARGE LOT IN CANTERBURY SUBdIVISION! Features over 2,000 square feet of living space with both a great room and a living room, 3 bed-rooms and 3 full bathrooms. A formal dining room adjoins the kitchen and breakfast area. $139,500 MLS 53593

NOT YOUR USUAL MAKE-OVER - This house has been beautifully renovated throughout and there is an extensive list of quality improvements. Some of the updates include hardwood and tile floors, modified kitchen with new appli-ances, can lighting, exquisite crown moulding, one and a half baths added and two totally refurbished, new 200 amp electrical service, and completely finished upstairs that includes bedroom, bath, closets and bonus room (the bonus room could easily be used as a fifth bedroom). You really must see this house to ap-preciate the quality workmanship. $258,900 For more information call Brenda Rowland at (270) 293-1308. MLS 57489

90 Brittany Lane - THIS BEAUTIFUL AND WELL CONSTRUCTED EXECU-TIVE STYLE HOUSE IS VERY CLOSE TO TOWN FOR CONVENIENT SHOP-PING, HEALTH CARE AND RECREATION! Its features are many includ-ing a central vacuum system, attic fan, granite counter tops, beautiful cabinets and hardwood floors. Five bedrooms, media room, office, and multiple living spaces lend to the appeal and charm of this home. Don’t miss the large finished room above the garage. $310,000 MLS 54296

2289 Coles Campground – ROOM TO GROW! This large house with six bedrooms and a watershed view, sits on four lots. If you choose this as your home you will be just minutes from Murray State Uni-versity, shopping, hospital, churches and other city amenities. The geothermal heating system was replaced in 2009, shingles replaced in 2009 and replacement windows were recently installed. For more information call Brenda Rowland (270) 293-1308. MLS 54940

1636 Main Street - SPACIOUS 4 BEDROOMS, 2 BATHS WITH LARGE STUDY, FORMAL DINING ROOM AND A BEAUTIFUL KITCHEN! Updates include a large two car garage, central heat and air, wiring, and plumbing pipes replaced throughout. All floors have been beautifully refinished. Located on a large lot near the university, schools and shopping. $175,000. For more information call Brenda Rowland (270) 293-1308. MLS 56189

ACREAGE

2131 Thurmond Road - THREE BEDROOMS AND TWO FULL BATHS IN THE COUNTY - 4.2 acres; fenced with a pond. $39,900. For more information call Brenda Rowland at 270-293-1308. MLS 53494

1805 Yarborough drive -This beautiful property is close to the lake and just minutes from Murray and Paris Landing. Build your home on a choice site near the pond, use the property as pastureland, cropland or if you prefer, just enjoy the serenity and view. It has it all—fences, pond, creek, valley and rolling hills. It comes complete with a 30’x50’ shop and 30’x60’ barn with a 13’x60’ overhang that provides an ideal place to park the tractor! For more information call Brenda Rowland (270) 293-1308. MLS 54779

PENDING

405 N. 5th Street - THIS HOME HAS SPACIOUS ROOMS AND HAS BEEN BEAUTIFULLY UPDATED AND REMODELED! Upgrades in-clude new appliances, replaced HVAC unit, new windows, floor cov-ering and much more. A second full bathroom has been added. For more information call Brenda Rowland (270) 293-1308. MLS 59063

NEW LISTING

Page 37: Murray Area Homes Guide January 2011

35

Lot # 27 Atkins Way - GREAT LOT LOCATED IN SADDLE CREEK SUBDIVI-SION! The lot is directly across from the intersection of Atkins Way and Spindletop Drive – the perfect lot and perfect location for your new home. It has the added bonus of city water and sewer availability. $27,600. For more information call Brenda Rowland (270) 293-1308. MLS 56369

107 Pine Street - VERY NICE 3 BEDROOM 2 FULL BATH HOME! Move-in ready and just waiting for you to make this your next home. For more information call Brenda Rowland (270) 293-1308. MLS 59044

35

Brenda RowlandMulti-Million Dollar Producerwww.murraykyrealestate.com

Cell: 270-293-1308 · Office: 270-753-1222email: [email protected]

murraykyrealestate.com

534 driftwood - WHAT A VIEW! This quality built home offers a view of the Kentucky Lake main channel. Enjoy watching wildlife, boats, and barges slowly drifting by from the comfort of your sunroom that spans the rear of the house. The sunroom also provides a perfect setting for overflow entertaining with plenty of room for additional dining space. Living spaces are large and comfortable.$369,000. For more information call Brenda Rowland (270) 293-1308. MLS 55737

WATERFRONT

713 Olive Street - This excellent four bedroom house is situated on a large lot in the city limits. It is very close to schools, Murray State University, hospital, library and downtown. From the minute you walk in the front door you will feel at home and welcomed by the warmth and charm of this home. Many updates add to its appeal. $195,000 For more information call Brenda Rowland at 270-293-1308. MLS 58431

0 Minnow drive - Beautiful building site; part of Western Shores planned community. Many amenities include community recre-ational opportunities—picnic pavilion, trails, boat slips and much more. $40,000. For more information call Brenda Rowland at (270) 293-1308. MLS 48603

MLS 58637

LAKEWAY SHORES LOTS

Beautiful building site

Becker drive – Lot # 407,408,409,410

Willis drive – Lot # 417,418,419,421

Total of 8 lots for $27,500.Lot # 5 & 6 Russell drive - Great building site on the crest of two beautiful lots - Irving Cobb Resort Community. (Turn off Russell Drive on Highview) $45,000. For more information call Brenda Row-land at (270) 293-1308. MLS 50637

NEW LISTING

Page 38: Murray Area Homes Guide January 2011

3636

Karol Kemp UtleyMULTI-MILLIon DoLLaR PRoDUCeR

[email protected]

Office: 270-753-1222 • direct: 270-293-3011murraykyrealestate.com

MLS#58178 - BEAUTIFUL CUS-TOM LOG HOME with 3 bedrooms and huge bonus, 2 acres, $224,500

GORGEOUS dEEP WATER LOTS lo-cated on Kentucky Lake. There are two ways to buy lots. Each lot is 1.44 acres, each lot has great views of the lake. $295,000 #55965

ExCEPTIONAL 5 BEd, 4 1/2 BTHS, 4535 SQUARE FEET! Full basement, theater rm, bonus. Elegant gourmet kitchen with stainless appliances, Jerry McCoy cabinets, hardwood flooring. Beautiful master suite with unique tranquil bathroom with tumbled stone, tile bath and shower. Outdoor stone fireplace, great price! $269,900. #59318

GORGEOUS 5/3.5 HOME with hardwoods, tile, updated kitch-en, painting, fixtures, many more! $289,900 #57212

GORGEOUS 5 BEdROOM HOME with full basement, granite, hard-woods, lush landscaping, almost 6000 sq. ft. $639,900 #56333

NEW LISTING

MLS#58636 - GORGEOUS 5 Bed home on 3 acres with pond-hard-woods, granite, theatre rm in beau-tiful Saratoga Farms! 795,000

NEW LISTING

SALE PENDING

NEW LISTING

Page 39: Murray Area Homes Guide January 2011

3737

Karol Kemp UtleyMULTI-MILLIon DoLLaR PRoDUCeR

[email protected]

Office: 270-753-1222 • direct: 270-293-3011murraykyrealestate.com

NEWER CONSTRUCTION. 3/2 with Open Floor-plan, Hardwood floors, Open Kitchen, Huge Beau-tiful Master bedroom and bath. $208,000 #57375

TWO BEAUTIFUL TRUE WATERFRONT LOTS on gen-tle slope to water. Stunning views of Kentucky Lake! $174,500 #57479

INSIdE CITY LIMITS. 3 bedroom, bonus, sunroom, lots of windows! Call Karol at 270-293-3011. $172,500 #53647

MLS#58879 - ABSOLUTE dOLL HOUSE IN TOWN - newly remodeled 3 bed with mexican tile, pool, and hot tub, many more updates! 132,500

GREAT BUILdING SITE WEST OF MURRAY. All city utilities. $33,000, call Karol at 270-293-3011. #45628

WATERFRONT LOT IN PANORAMA SHORES. Gentle slope to the water, utilities on property. $115,000. Call Karol @ 270-293-3011. #55538

NEW LISTING

SALE PENDING

MLS#58387 - GREAT LOCATION, 3 bed-rooms, bonus Hardwood flooring, great buy. $249,000

SPACIOUS 4 bedroom with updated hardwood flooring, painted latest colors, updated kitchen, great master suite, spacious bedrooms, new bo-nus room added, new lighting fixtures. Great buy! $214,900. #59163

NEW LISTING

Page 40: Murray Area Homes Guide January 2011

38

Mary Lindsey Wooldridge, Realtore-mail: [email protected]

Cell: (270) 293-2045 office: (270) 753-1222www.murraykyrealestate.com

murraykyrealestate.com

LOCATION! LOCATION! LOCATION! THIS TRAdITIONAL HOME IS LOCATEd ON OLIVE BOULEVARd JUST dOWN THE STREET FROM MURRAY STATE UNIVERSITY. Beautifully updated 2 story home with 4 bedrooms and 2 bathrooms. Just listed….this one won’t last long! $259,900 MLS #58328

PRICE REdUCEd. Don’t miss this one of a kind home site situated at the entrance to Saratoga Farms Subdivision. The site includes a total of 5.466 acres and features a restored vintage barn on the property, white vinyl fencing sur-rounding the property on three sides, and a beautiful stocked pond. OWNER FINANCING IS AVAILABLE! MLS# 57994 $159,900

SALE PENDING

38

Karol Kemp UtleyMULTI-MILLIon DoLLaR PRoDUCeR

[email protected]

Office: 270-753-1222 • direct: 270-293-3011murraykyrealestate.com

MLS#59335 - FABULOUS HOME - 68 acres. Rolling, wooded, pasture, 3 ponds, barns and creek. Features hardwood flooring, beautiful stone fireplace with gas logs, vaulted ceiling, basement with den, bedroom - full bath! Priced below appraisal! 499,000

MLS#58498 - STUNNING STONE COUNTRY FRENCH HOME on 22 acres. Hardwoods, granite, fireplace (2) barn, gourmet kitchen. 675,000

MLS#58563 - A LOdGE TYPE 3 BEd with gorgeous sunken liv-ing room, stone fireplace sitting on 14.65 beautiful acres. 259,900

MLS#58669 - BEAUTIFUL LAKE HOME on aprox 2 acres in Ce-darling Hills. Totally remodeled with full basement, screened in porch, fenced yard, community dock. 385,000

NEW LISTINGNEW LISTING

NEW LISTING

NEW PRICEOWNER FINANCING

AVAILABLE

Page 41: Murray Area Homes Guide January 2011

39

John Kopperud, [email protected]

office: 753-1222 Cell: 293-3474www.murraykyrealestate.com

murraykyrealestate.com

YOU WILL BE TRULY IMPRESSEd with this 2 bedroom centrally located in Murray! Features a great floor plan with large living room and kitchen. Many interior and exterior updates including replacement windows, cen-tral heat & air, flooring and bathroom. One car attached garage and large utility room for your convenience. Exterior features include a back deck, storage building, and large backyard. $84,900 #59095

BUILd YOUR dREAM HOME on this 45.48 acre tract of land in northeast Calloway County. Land features many wooded hillsides along with several trails ideal for hiking, horse-back riding, or all terrain vehicle use. $113,700 #51603

INVESTMENT PROPERTY IN MURRAY! Meadow Lark Townhouses - 16 units consisting of 3 and 4 bedroom townhouse style apartments. Each unit has a large living area and kitchen, laundry area, with two full bathrooms upstairs and a half bath downstairs. Great location and plentiful parking. Please call John for details. $1,050,000 #56832

IMMACULATE 3 Bedroom home centrally located within Murray city limits. Built in 2007, the home features modern amenities, hardwood flooring, tiled kitchen and bathrooms, vaulted ceilings and a large master suite. Located on a nice corner lot with a pri-vate backyard and patio. $175,900 #58537

LOCATION SAYS IT ALL with this premium commercial property in Calvert City. The 1.81 acre tract is situated at the first intersection west of I-24 (Exit 27), with road frontage on Hwy 62 and Lone Val-ley Road. Property is zoned B-2 with city utilities available. Excellent development opportunity! Broker/Owner $399,000 #52472

39

NEW LISTING

Page 42: Murray Area Homes Guide January 2011

40

Judy Johnston, CRS, GRIMulti-Million Dollar Producer

Cell: 270-293-1238E-mail: [email protected]

711 Main Street • Murray, KY 42071 • 800-455-1222www.murraykyrealestate.com

murraykyrealestate.com

MLS # 572201845 Jones Mill Crossland Rd

* Nice older farm house* 122 acres M/L* Tobacco barns plus other building

MLS # 507191402 NORTH 4TH STREET

* 4 bedroom, 2 baths* 73 acres M/L* Large 2 car garage

MLS # 57493 - 2330 Jackson Road* 3 bedrooms, 1.5 baths* 2 car detached garage* 5 plus acres

MLS # 580061707 Mitchell Story Road

* 2 bedrooms, 1 bath* 4 acres M/L plus 1 car garage* Great Location (South West)

MLS # 5815216491 U. S. Highway 68 East

* 4 bedroom, 2 Bath on 1 acre lot* Finished walk-out Basement* Close to Kentucky Lake

ACREAGE

REDUCED MLS # 552661300 KUYKENdALL Rd

107 acres M/LPrivate location

MLS # 32870HARdING ROAd

26 acres M/LLocated city of Paris, TN

603 Main StreetMurray, KY 42071

We have many programs for

• USDA 100% Purchase Loans 1st time home buyers O.K.

• Zero Down Payment

• FHA - purchase or refinance

• Competitive Rates

• Non-Conforming Home Loans (not-so-perfect credit) (certain restrictions apply)

• Conforming Home Loans

Call today for yourFREE pre-approval!

Richard Reed

270-753-7665

Page 43: Murray Area Homes Guide January 2011

41

This gated lakefront home could be yours! Nestled in Blood River, this home offers many features. Extravagant Australian Hardwood floors compliment much of the main level, great entertaining space, unique features, and an in- ground pool and hot tub complete this home. Home offers large basement with plenty of room for just about anything! Wake up to a beautiful view every morning! Includes path to a private dock! You must come see this home today. It has so much to offer! $950,000 MLS # 57849

GATED WATERFRONT

HOmEs AvAilAblE iNRivERFiElD EsTATEs.

Riverfield Estates is one ofMurray’s newest and most affordable

subdivisions, offering communitysidewalks, a grand stone entrance,

and city utilities. From ready to move-in homes, to custom built homes,

we have a wonderfulselection of homes for YOU!

Prices start as low as $149,000.

Other Floor Plans Available!

Amazing office space located in a great location. This office features many amenities including office suites, a nice kitchen and conference rooms. Multiple office layouts available; build-ing also features a Network Operations Center (NOC) com-plete with air conditioned floor, 3 A/C units, and Halon System. This building is priced to sell!!! $950,000 MLS # 57664

NFMls

NFMls

This updated home is ready to move into! Home offers great stor-age space, 9 ft ceilings, hardwoods throughout much of the home, and a great color scheme. Attic could potentially be 3rd bedroom, has so much to offer. Big backyard great for entertaining complete with a storage shed. Must see to appreciate. $89,900 MLS # 58375

This property offers a variety of opportunities! Seclud-ed wooded land with marketable timber. Great location for a cabin or home! Food plot already established on the property and trophy size game animals make this property a must have for hunters! For more information call Matt Jennings at (270) 293-7872. $275,000 MLS # 49904

COmmERCiAl

Call Michael Stanger @ 270.293.4090or Ryan Stanger @ 270.293.1200

1616 ST. RT 121 Bypass N. Ste A / Murray, KY 42071 270 753-9999 www.sbgproperty.com

41

Page 44: Murray Area Homes Guide January 2011

4242

518 S. 12th Street / Murray, KY 42071 270 753-9999 www.sbgproperty.com

Call Shea Sykes @ 270.293.3181

Nice 3 bedroom brick home in good county neighborhood

southeast of murray. This home has a brick fireplace in family

room, some hardwood floors and a storm cellar. Located on 2 acres

with a pond and 2 nice outbuildings. MLS 58816 - call 270 293 3181

Climate controlled storage, warehouse or manufacturing. 12,000 square feet clear span steel building with tall ceilings, 2 truck docks and drive in access on about 1.5 acres. Building for sale or lease. MLS 51018 - Owner/Agent 270 293 3181

29 acres with a lake view from parts of the property. $49,500 - MLS 53453 - Owner/Agent - Call 270 293 3181

Affordable waterfront land with dock permit already ap-

proved. Over 6 acres (5 lots) with several nice options for build-ing sites located in Oak Shores Subdivision. Plenty of space for privacy. Owner/Agent call 270 293 3181 - MLS 49760

Residential building lot in saratoga springs unit 1. Great corner lot in the back.Owner/Agent call 270 293 3181 - MLS 52152

Commercial lot in great area on the corner of Hwy 121

bypass and N 16th street. 1.5 acres (approx) with good access from 2 streets. Mostly level site with good drainage.MLS 50165 - call 270 293 3181

Page 45: Murray Area Homes Guide January 2011

4343

Call Michael Stanger @ 270.293.4090or Ryan Stanger @ 270.293.1200

1616 ST. RT 121 Bypass N. Ste A / Murray, KY 42071 270 753-9999 www.sbgproperty.com

This beautiful waterfront estate fea-tures many new updates. A few of the many include a new private dock, new HVAC system, new composite deck, new concrete patio by Creative Concrete for walk-out basement, an updated kitchen with new granite tops, refinished cabi-nets, new appliances, new ceramic tile, and new custom tile backsplash. This magnificent home also boasts 5 bed-rooms, 4 full baths and a screened- in porch with a priceless view of KY Lake. $599,500 MLS # 55840

This is country living with peace and tranquility at its finest! Perfect for hunt-ers, or just to enjoy watching deer and wild turkey from the patio. Home has an amaz-ing view in a private park-like setting just minutes from Murray located in the New Providence area. This custom built home features an open floor plan with hardwood floors throughout the entire home, 9 ft ceil-ings, custom cabinets, brick fireplace in living room and a whirlpool on the patio! Addtl land and outbuildings are available. $260,000 MLS # 56774

This beautiful 4 bedroom and 2 bath house in Canterbury Estates has many recent updates that make this a great home; new 30 yr roof in 2005, new HVAC in 2007, kitchen remodel in 2007, screen porch in 2009, remodeled bathroom in 2007 and 2010, new carpet in 2010 and new tile in 2007. $165,000 MLS # 56347

COUNTRY liviNG

WATERFRONT

PRiCE REDUCED

Wonderful Lakefront home!!!

Home overlooks Kentucky

Lake and has beautiful wood

dock. A must see view of the

water! $295,000 MLS # 54735

WATERFRONT

Page 46: Murray Area Homes Guide January 2011

44

This newly updated 3 bedroom and 2 bath home screams charac-ter. New windows, new cabinets, new counters, new appliances, new carpet, new HVAC, new electric panel, and refinished hardwood floors make this home incredibly appealing. Closely located to MSU.$129,000 MLS # 55996

44

Call Michael Stanger @ 270.293.4090or Ryan Stanger @ 270.293.1200

1616 ST. RT 121 Bypass N. Ste A / Murray, KY 42071 270 753-9999 www.sbgproperty.com

GREATCOmmERCiAl lOTlocated on 12th street.

make this yourinvestment today!

mls # 56182

beautiful custom built brick home on one of the coziest lots in saratoga springs! Master suite with double tray ceilings, jacuzzi tub, and seperate tile shower! Living room features a vaulted ceiling with a beautiful stone corner fireplace. Kitchen includes quartz counter tops, island, beautiful cabinets and a professional grade range! Bonus room upstairs is a must see - complete with surround sound! Come take a look at this beautiful home! $359,900 MLS # 57474

CUsTOm bUilT HOmE

This home offers 3 beds, 2 baths on a nice sized lot just outside of the city limits. Built in 1975, this home has been updated just for you! Backyard is great for entertaining and lots of storage space is available. Come take a look at this home today! $94,900. MLS # 57991

Four beautiful wooded lots available in the Cedarling Hills subdi-vision. Close proximity to the lake. Come take a look. $36,000 MLS # 57951

many commercial lots available near the corner of N 16th st and 121N. Great location for your business. Six lots total available in many tracts. MLS # 56991, 56993, 56994, 56995, 56996, and 56997

COmmERCiAl lOTs

This beautiful 4 bedroom, 3 bathroom estate on 3+ acres in Clin-ton, KY has it all! Hardwood floors throughout the main level, ce-ramic tile in the kitchen and newly painted walls throughout the entire house. The in-ground pool has a newly refinished pool deck and is surrounded by a lovely brick privacy fence. There is a large 60’x90’ steel workshop, a sauna, concrete safe-room, tanning bed, bonus room, and even a pond with a fountain! You must come see this house to appreci-ate all that it has to offer. $699,000 MLS # 56330

beautiful tract of land located onUs HWY 121 North in murray.

Situated adjacent to “The Lodge,”formerly known as the

Dutch Essenhaus restaurant,on the west side.

Great commercial building locationwith almost 500 feetof highway frontage.

Owner will divide! $165,000MLS # 56174

Page 47: Murray Area Homes Guide January 2011

4545

Call Michael Stanger @ 270.293.4090or Ryan Stanger @ 270.293.1200

1616 ST. RT 121 Bypass N. Ste A / Murray, KY 42071 270 753-9999 www.sbgproperty.com

This new construction is located in

our community Riverfield Estates. Home features 3 bedrooms, 2 baths, a large living room, master bedroom walk-in closet and an open floor plan. Exterior consists of brick. Great loca-tion! $159,000 MLS # 57596

A charming 3 bedroom, 1 bath home in town with many updates. New roof, all new floors, new windows and new paint are the most notable improvements. Property is zoned B-3 and could be used for Commercial Use. $69,500 MLS # 52902

beautifully updated home in the city limits located close to mur-ray state. Home boasts hardwood floors, new vinyl in the kitchen, as well as updated cabinets. Large fenced in backyard is great for en-tertaining. You must see this home to appreciate all that it has to offer. $89,000 MLS # 55497

GREAT FARm lAND lOT AT A GREAT PRiCE.Located off of Shoemaker Rd at the corner of Osborne.$199,000 MLS # 57350

beautiful lakefront home ready to move into! Come see the priceless view of Kentucky Lake from patio or balcony. This home has hardwood floors throughout main level which includes 3 bedrooms and 1 full bath, then leads to the basement where the kitchen, fam-ily room, and other full bath are located. Walk out basement leads to nice sized backyard and private dock. Great areas for entertaining and spending time with family. $245,000 MLS # 58326

NEW CONsTRUCTiON

Page 48: Murray Area Homes Guide January 2011

46

Call Michael Stanger @ 270.293.4090or Ryan Stanger @ 270.293.1200

1616 ST. RT 121 Bypass N. Ste A / Murray, KY 42071 270 753-9999 www.sbgproperty.com

46

This beautiful 3 bedroom, 3 bath home offers so much. Home comes with 6 acres in a private and cozy setting just minutes from Murray located in Almo KY. Bonus Room upstairs can be used for just about anything, and home offers so much storage. Sit out on the covered front porch and enjoy the coun-try life! Trees adorn front yard, and backyard, leaving some open space to construct a playground, pool, etc. Come take a look at this home today! $219,900. MLS # 58433

COmmERCiAl lOT. Make this your next building site, a 1.28 acre Out-parcel of Tract 3A, Lowes Dr. Great visibility on 121N! Located in front of Hampton Inn, across from the RSEC.$295,000 MLS # 54001

THis HOmE sCREAms CHARACTER, a great starter home or invest-ment property, very close to Murray State. Many recent updates make this home an excellent buy. $59,900 MLS # 54382

THis ExqUisiTE 4 bEDROOm, 3 bATH HOmE HAs iT All! Pull up to a beautifully landscaped yard; walk into a beautiful entry that boasts an iron staircase, and beautiful lighting. Now into the kitchen where there is more than enough storage, next to the Butler’s Pantry located off the formal dining room. Home features nice trimwork, vaulted ceil-ings, walk-in closets, plenty of lighting, tinted windows for efficiency, tile and hardwood floors. You must come see this home as there are too many amenities to list! $309,900. MLS # 58511

THis is A bEAUTiFUl lAKE AREA HOmE that features a newly con-structed 30’ x 40’ detached garage with concrete floors and drainage system. Enjoy the view of Kentucky Lake from the covered porch and large deck or from the living room with cathedral ceilings and new vinyl windows. Home features newly installed hardwood floors in the living room and vinyl in the kitchen and laundry room.$90,900. MLS # 54196

COUNTRY liviNG

lAKE AREA

Page 49: Murray Area Homes Guide January 2011

47

Matt Cothran270-293-3150 (Cell)

[email protected]

Katherine Latham270-498-2165 (Cell)[email protected]

Banking Loans Trust Services InvestmentsMember FDIC Loans Subject to credit approval

630 N. 12th St. Murray, KY 42071

270-759-4852

Hometown Bank. Home Loan Partners.Looking to refinance your existing mortgage loan,

purchase or build the home of your dreams?Bank of Cadiz & Trust Co. wants to be your banking

partner. Let us MAKE IT SIMPLE FOR YOU!Contact us for your banking needs or

visit our website at www.bankofcadiz.com

Page 50: Murray Area Homes Guide January 2011

48

DustinAlton

LindySuiter

JasonBaker

608 Main Street Murray, KentucKy 270.519.4781

w w w.HoMeS o fMurr ay .c o m

Wooded lot in beautiful Saratoga Springs I Subdivision. Build your dream home here. MLS 45062

Home Mortgage

B A N K I N G I N S U R A N C E I N V E S T M E N T S

Local service. Local lenders.The benefit of having a local mortgage.our local financial centers and local lenders keep us close to our clients, so when you need us, we’re here for you. Whether it’s to answer a question, or explore changing needs, you’ll have someone you can trust, right here in your community. When you’re considering buying, building or refinancing a home, the place to call is BB&t.

LIBBY SLATON ASHLEY GIBSON 270-767-2211 – [email protected] 270-767-2223 – [email protected]

500 MAIN STREET – MURRAY, KY 42071

Mortgage products are offered through Branch Banking and trust company, a Member fdic and equal Housing lender. loans subject to credit approval. BBt.com. ©2009 BB&t.

Home Mortgage

B A N K I N G I N S U R A N C E I N V E S T M E N T S

Local service. Local lenders.The benefit of having a local mortgage.our local financial centers and local lenders keep us close to our clients, so when you need us, we’re here for you. Whether it’s to answer a question, or explore changing needs, you’ll have someone you can trust, right here in your community. When you’re considering buying, building or refinancing a home, the place to call is BB&t.

LIBBY SLATON ASHLEY GIBSON 270-767-2211 – [email protected] 270-767-2223 – [email protected]

500 MAIN STREET – MURRAY, KY 42071

Mortgage products are offered through Branch Banking and trust company, a Member fdic and equal Housing lender. loans subject to credit approval. BBt.com. ©2009 BB&t.

STORAGEPENDINGThis well-maintained 3 bedroom, 2-1/2 bath home sits on 1-1/2 lots just inside Murray’s Gatesborough subdivision. This home features a walk-through pantry, separate laun-dry room, and attached workshop. Priced to sell! MLS 58037

INVESTMENT OPPORTUNITY!Very well maintained storage units on the north side of Murray. 37 units that range from 10x12 to 20x24. $184,900. MLS 44305

New ListingAdorable patio home located in a cul-de-sac in the city limits of Murray. Open floor plan, large bedrooms, and a fenced in back yard are a few of this homes highlights. Make your appointment to see this home today! Seller is Motivated. MLS 59221

Page 51: Murray Area Homes Guide January 2011

49Search all Water Front Homes & Lake Front Lots for sale at www.KentuckyLakeBarkleyRealEstate.Com

404 N. 4th St., Suite D, Murray“Don’t be shy…Call us to buy real estate.”

Pati Brodie270-978-7809

Mike Brodie270-978-7811

Mark Fredrick270-978-1880

Valerie Fredrick270-978-1202

MurrayRealEstateForSale.comKentuckyLakeBarkleyRealEstate.com

1st KY Realty

MLS 56872

MLS 59066MLS 57215

MLS 55173

MLS 57290

MLS 58598

MLS 54077MLS 56729

Western Shore Lake Lots.Boat Dock, Pool.

Owner Financing.

Aurora Oaks Campground.Former KOA. 49 Acres

4BR/2BAclose to lakeand marina

Custom Built3BR/2BA Ranch W/Pool Ranch on over an acre.

Lakefront.Private Dock.Gentle Slope.

Main Lake View

MLS 59320MLS 50881

Must see to believe,customer wants offers.

2790 Square, Privacy Fence Moti-vated Seller

Commercial Or Residential

BeautifulWaterfront

Home InPanorama

ShoresSubdivision

on Blood RiverHas Additional Rental Income With Sale To Offset Mortgage!

Turnkey Antique store for sale,5200 Square Feet! $185,000

$125,000

MotIVatedseller

MaKeoffer

Page 52: Murray Area Homes Guide January 2011

50

301 North 12th Street - University Square - 270 753 1492

Website: C21LorettaJobsRealtors.comLoretta Jobs, Principal Broker…[email protected]

Loretta has real estate licenses in Kentucky, Tennessee, and Florida

LorettaPrincipal Broker270 753 1492

DavidAgent

270 293 0531

ConnieAssociate Broker270 227 0794

BonnieAssociate Broker270 752 0729

MichelleAgent

270 619 5039

RebeccaAgent

270 293 3155

NEW FOR YOU…Our national sites and the sites that they

power total more than 350 real estate Websites!!!!!We also will provide your property with its personal website.

Call us to market your property.....753 1492WALK INS WELCOMED

50

Century 21 Loretta Jobs realtors

CENTURY 21 Loretta Jobs Realtors’ broker and agents are certified with

Kentucky Housing Corporation.

(1.) KHC-funded down paymentassistance may be utilized

(2.) Includes FHA, RHS,

and VA loans

(3.) Call CENTURY 21 753 1492…or one of our agents. We can refer

you to a lender to get you pre quali-fied. This is good to do before you

begin your search for a home.

Call Bonnie - 270 752 0729 or Call David - 270 293 0531 or

Call Connie - 270 227 0794 or Call Rebecca - 270 293 3155

Page 53: Murray Area Homes Guide January 2011

51

MLS# 57451 BR-3 BA-2www.67hiddenhills.CheckOutMore.com Acreage - “rich green trees” framing propertySpacious - built 2007 - hardwood & ceramic tile

PRICE REDUCED!

Text to 79564 instant info 29802

SOLD!

MLS# 55926 BR-5 BA-3.5 www.257springroad.stopthecarhoney.com 5 BR - 3.5 Bath - Hardwood floors - 12 Acres 930 sq detached Garage, heating and cooling, Motivated Seller

MLS# 56698 BR-4 BA-2.5 www.1406Fleetwood.SeeAllTheInfo.Com Spacious kitchen opens onto a covered porch to expand activities

Four bedrooms, 2.5 baths, formal dining, family room with FP

MLS# 57666 BR-4 BA-3 www.807sharpestreet.ucanbuyme.com PRICE REdUCEd!HOME WARRANTY TO BUYER!

Text to 79564 instant info 63119

Text to 79564 instant info 86422

Text to 79564 instant info 95427

MLS# 58259 BR-3 BA-2 www.2106caroldriveWillSellQuick.com Custom built Cape Cod home 3 Bedroom 2 Bath

Text to 79564 instant info 4446

51

“One or both of us will be available to assist you in marketing or buying properties.” Call us. If you leave a

message with the office voice mail, the voice mail system will even e mail us.”

Bonnie...270 752 0729...Michelle...270 619 5039 Michelle McGuireBonnie Byerly

MLS# 53990 BR-3 BA-2 www.1701greenhills.2CMyHome.com Private, city limits, quick possession Pride in the neighborhood

SOLD

Text to 79564 instant info 92737MLS# 57673 BR-3 BA-2 WWW.BRINNROAd.WILLSELLQUICK.COM3 BEdROOM 2 BATHIMMACULATE HOME…near golf course

Text to 79564 instant info 103023

SOLD

MLS# 59328 BR-4 BA-2 www.128BlissfulViewCanBYours.com 1.5 story 24x32 detached Garage 4 BR, Home Office/den -Formal dining, built 2007

Text to 79564 instant info 56799

NEW TO MARKET

GOOD NEW PRICE

Page 54: Murray Area Homes Guide January 2011

5252

MLS# 58229 BR-3 BA-3 www.714mcdougaldrive.canbyours.com Treed entance to peacful setting “Flexible” floor plan - spacious

PRICE REDUCED!!Text to 79564 instant info 107266

MLS# 58887 BR-3 BA-1.5 www.3378MurrayhwWillSellQuick.com Immaculate Home - replaced kitchen cabinets plus island Replaced baths - double garage plus workshop

MLS# 58828 BR-3 BA-3 www.4222stateroute121south.View24Hours.com Brick ranch with walk out basement Screened porch - 40x45 barn and fencing

ACREAGEText to 79564 instant info 95356

MLS# 54948 BR-3 BA-2 www.GregoryLaneUCanbuyMe.com Nice Country Home - Just Minutes From Murray 3 Bedroom 2 Bath

SOLDText to 79564 instant info 4139

NEW PRICE!!

MLS# 57693 BR-2 BA-1 www.1302valleywood.IsNow4Sale.com Established Neighborhood Brick/sidinginterior updates in this duplex

Text to 79564 instant info 5024

MLS# 55406 BR-2 BA-1 www.4811BStateRoute94E.CheckOutMore.com Acreage plus Living Space -fenced plus stalls for horses

Text to 79564 instant info 53212

MLS# 50926 BR-3 BA-2 www.206Woodlawn.NiceFamilyHome.com 3Br - 2Ba - Hobby/Workshop Extra Lot Included

Text to 79564 instant info 7406

MLS# 58923 BR-4 BA-2 www.chantilly.QuickBuyMe.com Well Maintained home with fenced backyard High efficiency Home

Text to 79564 instant info 111208

5.2 ACRESText to 79564 instant info 702457

MLS# 59332 BR-3 BA-2 www.136stoneside.stopthecarhoney.com Light, spacious, high ceilings, sky lights appx. 1 acre yard, deck

NEW LISTING

Text to 79564 instant info 63814

NFMLS BR-3 BA-2 GREAT LOCATION 3 BEdROOM 2 BATH NEAR SCHOOLS

PENDING!Text to 79564 instant info 111208

Congratulations to Rebecca.Over 3 Million in Production for 2010.

She is always a multi-million dollar producer. Call her - 270 293 3155. She enjoys working

with both buyers and sellers. Rebecca Landolt

Page 55: Murray Area Homes Guide January 2011

53

MLS# 35001www.307No12thst.View24Hours.com Frontage on 641 North HIGH TRAFFIC COUNT

MLS# 57829www.105 North6thstreet.seealltheinfo.com Great Business Building; lots of office space Located in the Historical Overlay district

MLS# 52269 Ideal for small strip centerFrontage approximately 150’ with MLS 35001 Adjacent to Shopping Center,bank,KFC,Fidalgo Bay

MLS# 55849 www.414south12th.IsAvailableOnline.Com Strip Center…Restaurants, retail stores, Professional Offices Frontage on three streets - 285 frontage plus

MLS# 58937 BR-3 BA-1.5 www.11331stateroute97.View24hours.com Updates include wood floors, circuit breakers, plumbing replaced wood kitchen cabinets, updated appliances

Text to 79564 instant info 73885

MLS# 57961 BR-3 BA-1www.856carlcrisproad.NiceFamilyHome.comShady outside living area on deckoutbuilding for additional storage

MLS# 56720 BR-3 BA-2 www.13139ushighway68east.ucanbuyme.com located just minutes from the lake second mobile home included 4 BR 2BA

MLS# 58283www.5457ushwy641s.checkoutmore.com Excellent Visibility Office space and warehouse space

MLS# 55805 BR-1 BA-1 www.837GeurinRoad.CanbYours.com NEAR KY LAKE! Cottage built 2009 - acreage

MLS# 59286 BR-3 BA-1.5 www.115airportroad.Isnowforsale.com Updates include circuit breakers, roof,tilt out, vinyl windows, deck

53

“I will provide your property with its own video!”

Call me to list your property.270 227 0794 Connie Austin

Text to 79564 instant info 86955

SOLDText to 79564 instant info 93119

COMMERCIAL

PROPERTY

PRICED NOW

TO SELL

COMMERCIAL

PRICE REDUCED

Text to 79564 instant info 91627

Text to 79564 instant info 93122

Text to 79564 instant info 22825

COMMERCIAL

NEW LISTING

LAKE AREA

Text to 79564 instant info 56720 Text to 79564 instant info 50937

PRICE REDUCED!!Text to 79564 instant info 15330

Page 56: Murray Area Homes Guide January 2011

54

COMMERCIAL - LOTS - LAND - WATERfRONT - ACREAGE

David Poynor

Congratulations to David having been given the Hoyt Roberts Award by the

vote of all the Realtors of Murray/Calloway Board of Realtors…David, we are proud of you!!!!

MLS # 50108, 52121www.lot92WesternShores.NeedsToSell.comTEXT To 79564 INSTANT INFo 75520 & 31965

MLS # 56218www.000bloodriverroad.canbyours.com Price Reduced! Well, Barn, Fenced Riding Arena 25+ Acres Ready to Build On, Cleared and WoodedTEXT To 79564 INSTANT INFo 32769

MLS# 50205www.818UnityChurchRoad.IsNowForSale.com 45 acres; joins Kentucky Lake with Waterfront lotSmall Cabin, Peaceful setting near Jonathan Creek AreaTEXT To 79564 INSTANT INFo 88565

MLS# 57208www.3411cherrycornerroad.IsNow4Sale.com Farm - pond, virgin timber 2 wells, septics, electricity for 2 building sitesTEXT To 79564 INSTANT INFo 50504

MLS# 52192 www.6912PottertownRoad.StopTheCarHoney.com Seasonal Water view Building Site Acreage TEXT To 79564 INSTANT INFo 97206

MLS# 56035www.000lakeshoredrive.stopthecarhoney.com Attached to TVA Land, Dockage with approval through TVA 2 Lots in Keniana Lakeshore SubdivisionTEXT To 79564 INSTANT INFo 32790

MLS# 50556 Peaceful setting, Southwest AreaChoice, Restricted, Residential Building Lots MLS# 50557, 50559, 50560, 50698, 50701TEXT To 79564 INSTANT INFo 90255

MLS# 46900 www.ingleside.CanBYours.com Residential building lot - SW section of city - RestrictionsTEXT To 79564 INSTANT INFo 66430

Gerry PuckettNMLS #50784

Barrett HouckNMLS #54041

Drew HouckNMLS #53712

1-866-363-GMTG (4684)(270) 753-7407111 N. 12th St.

Murray, KY

“Let Our Door Open

Yours”www.globalmtglink.com

• No Cost Pre-Approval Program • Fixed Rates – Conforming & Non-Conforming • 1st Time Home Buyers – No Money Down! • #1 in USDA 100% Loans – 10 years in a row. (25 counties volume) • All Credit Grades Welcome • Website Applications – www.globalmtglink.com • Murray’s Oldest and Most Experienced Mortgage Co.

Page 57: Murray Area Homes Guide January 2011

55

Check out this adorable home. Only a few min-utes to Murray. This 2 bed, one bath home would be a great starter home or investment property. The interior was totally remodeled in 2006. Currently a rental property. $47,900 MLS # 50681

This is a country charmer. This 2000 s.f. 4 bed, 1 bath home is ideal home for someone looking for a lot of square footage for a reason-able price. This home has received a lot of attention from its current owners. It’s only 5 miles from Murray. $79,900 MLS # 50514REDUCED

REDUCED

Fantastic Business for the entrepreneur that is ready to take over and let the sky be the limit. You are buying business and equipment.

MLS # 56577

55

REDUCED

CHAVISREAL ESTATE & AUCTION304 NORTh 12th STREET · MURRAY, KY 42071

Phone: 270-761-SALE (7253) or 270-705-4479www.chavisauctions.com · Kentucky Auctioneers License #P2521

Josh SmithRealtor

Tommy ChavisBroker/Auctioneer

We can show you any property in this book!COMMERCIAL • RESIDENTIAL • FARMS • ESTATES

Call Tommy about Land, Equipment, or an Estate Auction

Page 58: Murray Area Homes Guide January 2011

56

Cliff ColemanOwner/Broker

Jana littlePrincipal Broker

Ruth ann feRgusonSales AssociateCell: 227-3876

108 n. 12th street murray, KY(270) 753-9898

murray estates. a great address - Beautiful building lots - several addresses available - Murray Estate Drive, 94 west & others. Call for details. MLS #46704

terrific tri-level living in this 3 bedroom, 2.5 bath one owner home. Listed at only $129,900. This one is a must see. MLS #48663

great investment property, 2BR, 1BA house, with unfinished upstairs that could be finished 3rd BR and 2 Bath. Rents now for $450 per month. MLS #28628

this one owner 3 bedroom, 2 bath brick ranch is lo-cated at 1808 College Farm Rd. This home includes a built in bookcase and brick hearth with a propane stove in the living room. There is lots of closet space along with extra storage above the two garage plus an additional storage building. Call today for your private showing. MLS #55149 Brick duplex next to msu. Great Main St. location! Two

roomy apts, detached garage, hardwood floors, and appli-ances included. Good investment property. MLS #56271

great Business opportunity. 2000 sq ft building with road footage on 641. This property has unlimited possibili-ties. Call today for your private showing. MLS #52752

3 acres of prime CommeRCial Real estatebehind Region’s Bank on north 12th street, murray.

MLS #49572

solD

56

Page 59: Murray Area Homes Guide January 2011

At U.S. Bank Home Mortgage, our Mortgage Loan Officers will work hard to meet your individual needs. Whether you’re a first time homebuyer or an experienced investor, we may have a program that fits you!

We have the resources, the skill and some of the most innovative product solutions to help you today and well into the future!

Take a look at some of our options:• Fixed and Adjustable Rate Options• Flexible Loan Terms• Conventional, FHA and VA Mortgages• Zero or Low Down Payment Options• Minimal or No Documentation Loans• First-time Home Buyer Programs• Vacation, 2nd Homes, Investment Properties• New Construction Mortgages• Home Equity Line of Credit

How’s that for only a few of our options? Call today!

Loan approval is subject to program guidelines. Not all loan programs are available in all states for all loan amounts. Interest rate and program terms are subject to change without notice. Rev. 2/2008 Member FDIC

At U.S. Bank Home Mortgage, our Mortgage Loan Officers will work hard to meet your individual needs. Whether you’re a first time homebuyer or an experienced investor, we may have a program that fits you!

We have the resources, the skill and some of the most innovative product solutions to help you today and well into the future!

Take a look at some of our options:• Fixed and Adjustable Rate Options• Flexible Loan Terms• Conventional, FHA and VA Mortgages• Zero or Low Down Payment Options• Minimal or No Documentation Loans• First-time Home Buyer Programs• Vacation, 2nd Homes, Investment Properties• New Construction Mortgages• Home Equity Line of Credit

How’s that for only a few of our options? Call today!

Loan approval is subject to program guidelines. Not all loan programs are available in all states for all loan amounts. Interest rate and program terms are subject to change without notice. Rev. 2/2008 Member FDIC

Matt GarrisonMortgage Loan Officer270-762-0414 office270-293-5496 cell1111 Main StreetMurray, KY 42071

Ike Nichols

Debbie Buck

Cindy Bristow

Think...Noticeably Different Loan Service

1304 Chestnut Street Murray, KY 42071 (270) 767-1240

www.thinkfnb.com

Page 60: Murray Area Homes Guide January 2011

Easy, tough…we all have to make them.But sometimes we need a little help. At The MurrayBank, we make those tough decisions a little easier

for you. Our experienced local loan departmentmakes all their loan decisions internally, right here

in Murray. Plus, we’ll find the loan that worksbest for your needs. So why wait for an answerfrom someone you don’t know at a far-away

corporate headquarters? Next time you need aloan, call your friends at The Murray Bank.

Now, that’s an easy decision.

Member FDIC

405 South 12th Street &700 North 12th Street

270-753-5626www.themurraybank.com

Decisions…

Darren Jones Tony Ryan Bobby Manning Vice President Mortgage Specialist Vice President