edicM af l o C n oo nit sa ui lc tao ns ts sA

Mumbai

AMCAMC

ASSOCIATION OF MEDICAL CONSULTANTS MUMBAI

Dr. Veena Pandit

Hon. Secretary

Annual General Body Meeting

"QED quiz"

AMC Elections 2013 - 2014

Musicial Entravaganza

Date :

24th March 2013, 5.00 pm onwards

Venue :

MIG Club, Bandra ( East)

Dr. Kishore Adyanthaya

President

AGM NOTICE, CIRCULAR & REPORTS

MANAGING COMMITTEE 2012 - 2013

President Dr. Kishore AdyanthayaPresident Elect Dr. Rao SujataPast President Dr. Ajay HarianiImm. Past President Dr. Agarwal NiranjanVice President Dr. Sudhir NaikVice President Dr. Sabh KhambayHon. Secretary Dr. Veena PanditHon. Treasurer Dr. Sangeeta PikaleHon. Joint Treasurer Dr. Pradeep BaligaHon. Joint Secretary Dr. Rajendra ChawhanHon. Joint Secretary Dr. Smita SharmaProg. Committee Chairperson Dr. Hitesh ParikhOffice Secretary Dr. Khurshed VazzifdarEditor - The Grasp Dr. Mukesh Gupta

TRUST BOARD MEMBERS

Dr. Bipin Shah Dr. Shrikant BadweDr. Suhas Kate Dr. Achyut NayakDr. Umesh Oza Dr. Bipin Pandit Dr. Suresh S. Rao

ZONAL DIRECTORSDr. Shivbhagwan Agarwal Dr. Shrikant BadweDr. Rajesh Dave Dr. Ajit K. DesaiDr. Gurudas Kulkarni Dr. Dilip NaikDr. Umesh Oza Dr. Bipin Shah

CHAIRPERSON OF CELLSConsultant Benevolent Scheme Dr. Bipin V. ShahH & A Cell Dr. Suresh S. RaoMMC Cell Dr. Bipin PanditAMC-NoAH Dr. Sudhir NaikMedicolegal Cell Dr. Nikhil DatarSocial Service Cell Dr. Shivbhagwan Agarwal Public Relation Cell Dr. Sangeeta PikaleAffiliate Unit Cell Dr. Niranjan AgarwalDirector AMC India Dr. Lalit Kapoor

COMMITTEE MEMBERSDr. Rohini Badwe Dr. Sunay Pradhan Dr. Pramod BahekarDr. Nitin Rao Dr. Deepak Baid Dr. Jayesh ShahDr. Sushmita Bhatnagar Dr. Suhas Shah Dr. Hitesh BhattDr. Rathnakara Shetty Dr. Vipin Checker Dr. Ashokkumar ShuklaDr. Saurabh Dani Dr. Natarajan Sundaram Dr. Sabh KhambayDr. Shekhar Suradkar Dr. Girish Lokras Dr. Deepak VaidyaDr. Manoj Patel Dr. Agam Vora Dr. Sanjay PattiwarDr. Umesh Worlikar

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edicM af lo C n oo nit sa ui lc tao ns ts sA

Mumbai

AMC Association of Medical Consultants, Mumbai

edicM af lo C n oo nit sa ui lc tao ns ts sA

Mumbai

AMC Association of Medical Consultants, Mumbai

NOTICE FOR THE ANNUAL GENERAL BODY MEETING

thDate: 18 February 2013.

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Dr Veena PanditHon. Secretary

The Annual General Body Meeting of the Association of Medical Consultants, Mumbai shall be THheld on the 24 of March 2013 at 5pm at MIG Club, Bandra (East), Mumbai to transact the

following agenda.

1) Condolences if any.

2) To appoint 2 Returning Officers for the elections to the new Managing Committee for the

year 2013-2014

3) To conduct the elections simultaneously with the AGMth

4) To read and confirm the minutes of the Annual General Body Meeting held on the 25 of

March 2012 at the MIG Club, Bandra (East).

5) Business arising out of the minutesth6) To read and confirm the minutes of the Special AGMs held on the 8 of July 2012 at IMA

thhall, the 4 of November 2012 at Vile Parle Medical Club.

7) Business arising out of the minutes

8) To read Health & Accident and Consultant benevolent scheme Cells & NoAH AGM minutes

9) To consider the amendments to the Constitution as suggested by the Managing

Committee and circulated along with the notice

10) To receive and adopt the audited balance sheets and the income expenditure statements

for the year 2012-2013.

11) To appoint Auditors for the year 2013-2014

12) To the names proposed by the Managing Committee for

1) Trustee-In place of Dr. Bipin Shah who retires by rotation on completion of 9 years

2) Chairperson Medicolegal Cell-Dr. Nikhil Datar who retires

13) To receive and adopt the reports of the various cells of the Association prepared by the

Managing Committee.

14) Enrollment of new members for the year 2012-2013

15) Declaration of Results

16) Installation of the New President and the New Managing Committee

17) Any other matter with the Permission of the Chair pertaining to aims and objectives of the

Association

In case of lack of quorum (minimum requirement is 35 members), the meeting will be

adjourned for 15 minutes. The meeting will be reconvened at the same venue at 5.15pm and

the meeting will be then held even in the absence of quorum.

recommend

VALID ORIGINAL DOCUMENTS FOR IDENTIFICATION FOR VOTING AT AMC ELECTIONS

1. AMC Identity Card.2. Voter's Identity Card issued by the Election Commission of India3. Passport4. Driving License5. Photo Credit Card of any Bank6. PAN Card with Photograph7. Name in the Voter's List of AMC8. Aadhaar Card

In AMC elections, only those can vote, who figure in criteria # 7 & present one original criterion # 1 to 6

Quorum for the AGM :As per the constitution of AMC, Quorum for AGM Shall be 1/6 th of total membership or 35 whichever is less. If no quorum is present at the appointed hour, the AGM shall stand adjourned for 15 minutes. The AGM shall be re-convened after 15 minutes, for which no quorum shall be madatory.

Copy of Accounts :An exhaustive copy of the accounts of AMC shall be available in AMC office from 11.00 Hrs. to 17.00 Hrs. upto March 17, 2013 for your persual. Written queries must be submitted to the Office on or before March 19, 2013.

Programme Schedule for the AGM

4.30 pm Registration & Tea/Coffee

5.15 pm AGM Starts

6.00 to 7.15 pm Elections

7.15 to 7.45 pm QED quiz by Dr. Tushar Shah (courtesy Suburban Diagnostics)

7.45 pm onwards Installation of President & Managing Committee 2013-14

8.30 pm Musical Entertainment with Dinner and Cocktail

Attendence of AGM & Entertainment is free

Prior Registration is compulsory

Dinner & Cocktail Rs. 500 per Member/Spouse/Guest

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Notice for the Election to the Managing Committee 2012-2013

Nominations are invited from the qualified AMC members, for the following Posts for year 2012-2013.Prescribed Nomination Form is attached. Eligibility for Candidature is highlighted on the Nomination form.

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Office Bearers

President - Elect 1

Vice - Presidents 2

Hon. Secretary 1

Hon. Treasurer 1

Joint Treasurer 1

Joint Secretaries 2

Managing Committee Members

Colaba to Prabhadevi 2

Rest of Mumbai City 2

Kurla/Chembur/Ghatkopar and Mulund 3

Bandra to Andheri 5

Jogeshwari to Dahisar 3

Mira Road to Virar 1

Thane / Kalyan / Dombivali etc. 3

Navi Mumbai 1

thLast day for submission of Nominations Tuesday 12 march 2013 upto 4pmthDate & Time of Scrutiny Thursday 14 March 2013 upto 4pm

All candidates can attend the scrutiny as observers

thLast date for withdrawals Friday 15 March 2013 upto 4pm

Please send the complete nomination form to AMC Office in a sealed envelope.

Submissions presented personally or through Courier Service are acceptable.

Scrutiny shall be conducted by the authorized members & the decisions of the

Scrutinizing Team shall be final & binding on one & all.

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MINUTES OF THE ANNUAL GENERAL BODY MEETING

The Annual General Body Meeting of the Association of Medical Consultants, Mumbai was held on 25th Mar 2012 at MIG Club, Bandra (E), to transact the following agenda. The following members attended.

1. ADYANTHAYA KISHORE2. AGARWAL MANOJKUMAR J.3. AGARWAL NIRANJAN D.4. AGARWAL RAJEEV B.5. AGARWAL SHILPA NIRANJAN6. AGRAWAL SHIVBHAGWAN N.7. AMBADAN HEMA PRADEEP8. ARSHAD GULAM MOHAMAD9. AYYER KALYAN HALASYAM10. BADWE ROHINI SHRIKANTH11. BADWE SHRIKANT M.12. BAHEKAR PRAMOD D.13. BAHETI DWARAKADAS K.14. BAID DEEPAK DALAMCHAND15. BALIGA PRADEEP R.16. BELEKAR ARCHANA V.17. BELEKAR VIRENDRA L.18. BELVI PREM GAJANAN19. BHAGAT AMI AKSHAY20. BHANDARI HEMANT B.21. BHATIA SHALINI RAMESH22. BHATKHANDE SIRISH G.23. BHATNAGAR SUSHMITA N.24. BHATT HITESH JAYANTBHAI25. BHAVE VIJAY SHASHI KUMAR26. BICHU SHRIRANG DAMODAR27. CHAWHAN RAJENDRA R.28. CHECKER VIPIN S.29. CHECKER SANGGITA VIPIN30. CHITALIA ARVIND NANDLAL31. CHITALIA CHARU ARVIND32. CHODHARI JIMIT NARESH33. DAPTARDAR SUBODH G.34. DAS DEBASHISH M.35. DATAR NIKHIL DAMODAR36. DESAI ANURADHA AMIT37. DESAI DIPAK ATMARAM38. DAVE LAILA RAJESH39. DAVE RAJESH BHANBHAI40. DEOPUJARI CHANDRASHEKHAR E.

41. DESAI AJIT GANPATRAO42. DESAI AJIT KESHAV43. DESAI AMIT AJIT44. DESAI PADMINI AJIT45. DESAI PARESH C.46. DESAI USHA DIPAK47. DOSHI TARUN K.48. DUBE BRIJESH S.49. DWIVEDI VIVEK KUMAR50. GANGAN MANISHA VIJAY51. GANGWAL SANJAY O.52. GUPTA MUKESH D.53. GUPTA SANJAY KUMAR54. GUPTE SATEESH R.55. HARIANI AJAY RATILAL56. HARIANI VARSHA AJAY57. HEGDE BABURAJA S.58. HUNDEKARI NIVEDITA M.59. INAMDAR BALAKRISHNA M.60. JACOB VINAY61. JADHAV PRAKASH H.62. JAIN DAXA RAJENDRA63. JAIN KANTILAL C.64. JAIN SURESHKUMAR K.65. JINDAL NEERAJ JAGESHWAR66. JOSHI KAMLESH V.67. JOSHI RAJEEV SUDHAKAR68. KAMDAR BIPIN D.69. KANASE BHARAT GANPAT70. KANASE KANCHAN BHARAT71. KANCHWALLA ABBAS F.72. KAPADIA SANJAY PRABHAT73. KAPOOR LEKHA KAWAL74. KARAPURKAR NIL P.75. KARAPURKAR SUGANDHA A.76. KARMARKAR VIKRAM S.77. KASLA RAJESH RATILAL78. KATE SUHAS79. KAUSHIK ADITYA JAICHAND80. KAWDE MANISH S.

81. KELKAR MADHAVI M.82. KENDRE BALASAHEB A.83. KERKAR BALWANT S.84. KERKAR PRASHANT B.85. KHAMBAY MEENA S. SINGH86. KHAMBAY SABH SINGH87. KHANDELWAL KAMLESH K.88. KHANNA SHYAMLAL K.89. KISAN MUSTAQUALI H.90. KORADIA DIPTI RAJESH91. KORADIA RAJESH S.92. KOTHARE PRATIMA SATISH93. KULKARNI ARVIND G.94. KULKARNI CHANDRAKANT N.95. KULKARNI GAURI SALIL96. KULKARNI NANDINI V.97. KULKARNI PRADNYA C.98. KULKARNI SALIL ANANT99. KURKAL PRAMILA S.100. LILANI SUNIL PRATAB101. LOKRAS GIRISH VASANT102. MALLYA SHANKAR MADHAV103. MEHTA RAJEEV UPENDRA104. MEHTA SANKET S.105. MITTAL LAKSHMI NARAYAN106. MOKHASANA KRISHNA J.107. NABAR SANJAY SHIVAJI108.NADKARNI SADANAND V.109. NAGARKATTI RAJENDRA S.110. NAGARAJAN GANESH111. NAIK DILIP SURENDRA112. NAIK SAVITA SUDHIR113. NAIK SUDHIR GURUNATH114. NANDE ANAND GUNAVANT115. NARIANI MANOHAR G.116. NARIANI CHAMPA M.117. NAYAK ACHYUT MUKUND118. NAYAK MITALI MUKUND119. NAYAK MUKUND ACHUTH120. OMPRAKASH USHA

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121. OZA UMESH G.122. OZA SUMATI UMESH123. PAI DHUNGAT PREMANAND124. PAI-DHUNGAT NITIN P.125.PAI-DHUNGAT VARSHA N.126. PANDIA RAKESH P.127. PANDIT BIPIN MANGESH128. PANDIT VEENA BIPIN129. PANSARE BINA VIJAY130. PARAKH ANIL KUMAR131. PARAKH KALPANA ANIL132. PARIKH DEEPAK MUKUND133. PARIKH PANNA R. (SHAH)134. PARIKH HITESH I.135. PARIKH PRITI HITESH136.PARMAR DHRUV U.137. PATEL BHAVNA MANOJ138. PATEL MANOJ GHELUBHAI139. PATIL MANGALA M.140. PATIL SHRIKRISHNA KEROBA 141. PATKAR SATISH MADHUKAR 142. PATTIWAR SANJAY VITHAL143. PEDNEKAR RAJAN S.144. PIKALE HEMANT S.145. PIKALE SANGEETA HEMANT146. POOJARI CHANDRAHAS M.147. POWLE RAJAN VISHNU148. PRADHAN SUNAY P.149. RAO NITIN BHASKAR150. RAO PRABHAKAR NARAYAN151. RAO SUJATA RAJ152. RAO SURESH SANJEVA153. RAWAL AMUL NAVNITLAL154. SAILUKAR MANJUSHA G.155. SALUNKE VIVEK SURESH156. SANJANWALA FALGUNI S.157. SANJANWALA SATISH M.158. SANJANWALA SAURABH S.159. SAWANT NUTAN VASANT160. SAWANT VASANTKUMAR P.

161. SHAAN MANOHAR J.162. SHAH ANIL POPATLAL163. SHAH ASHA SUNDEEP164. SHAH ASHOK GIRDHARLAL165. SHAH ATUL BABULAL166. SHAH BIPIN VADILAL167. SHAH HARESH K.168. SHAH JAYESH PRANLAL169. SHAH PANKAJ J.170. SHAH PRAGNESH S.171. SHAH RAJAN MATHURDAS172. SHAH SAMIR KANTILAL173. SHAH SUHAS VASANTLAL174. SHAH SUNDEEP SURESH175. SHAH UNNATI JAYESH176. SHAHANE MADHAV N.177. SHARMA SMITA D.178. SHEKHANI ISHTIAQ M.179. SHETH SHARAD M.180. SHETH SUDHA NAREN181. SHETTY ANIL HIRIYANNA182. SHETTY ARUN VASU183. SHETTY NAYAN KARIYA184. SHETTY PRAVIN J.185. SHETTY RATHNAKARA S.186. SHETTY ROOPALAXMI P.187. SHETTY SADANAND V.188. SHETTY SANGEETA S.189. SHETTY SATYAPRAKASH S.190. SHETTY SUNIL HIRIYANNA191. SHETTY TILAKDAS S.192. SHUKLA-KULKARNI ANSHUMALA A.193. SHUKLA ASHOKKUMAR R.194. SINGH DHRUVARAJ K.195. SINGH RAJ KAILASH196. SUCHAK ANIL NANDLAL197. SUD PARDEEP JAGDISH198. SUNDAR SURESH 199. TALWAR INDER RAJ200. TAMPI SHYAMSUNDER P.

201. TANWAR MASROORAHMED H.202. TELIVALA PANKAJ C.203. TELIVALA VIBHA PANKAJ204. THAKKER ANIL HARISH205. THAKUR PAYAL SUGATO206. THAKUR SUGATO207. THANEKAR MILIND N.208. THATTE MUKUND R.209. THATTE SADANAND W.210. TUREL KEKI EDULJI211. VADGAONKAR DEVIDAS N.212. VAIDYA AMRISH SHANTI213. VAIDYA DEEPAK214. VARTY PARESH P.215. VAZZIFDAR KHURSHED F.216. VERMA RADHA A.217. VESMAKER NALIN NARSINH218. VYAS PRADEEP R.219. VYAS PRITI SAMIR220. VYAS SAMIR AVINASH221. WAGH ANJALI TUSHAR222. WAGH TUSHAR G.223. WAGLE SANJAY C.224. WALAVALKAR RAJEEV M.225. YADAV PREETA RAJESH226. YADAV RAJESH BAPU227. MANIAR PANKAJ HIRALAL228. BALAKRISHNAN NITIN229. BALAKRISHNAN NAYANA N.230. MODI RAJAN N.231. SHETH CHETAN SHANTILAL232. MEHTA KETAN KISHOR233. VORA AGAM C.234. BHATNAGAR NITIN V.235. BHANDARKAR PALLAVI D.236. KAPOOR LALIT M.237. YAGNIK MAHESH GULABRAI

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DRAFT MINUTES OF THE ANNUAL GENERAL BODY MEETING

The Annual General Body Meeting of the Association of Medical Consultants, Mumbai was held on 25th Mar 2012 at MIG Club, Bandra (E).The Honorary Secretary, Dr Kishore Adyanthaya announced the commencement of the meeting at 5.00pm, but was adjourned to 5.30pm due to lack of quorum and the meeting was reconvened at 5.30 pm.The following agenda was transacted: 1. Condolences: Dr Kishore Adyanthaya informed that we have lost 14 members during the past year, as detailed here below:1. LM/A/0008 Dr. HARISH AGARWAL 24 APR 20112. LM/J/0093 Dr. JAYSHREE JHAVERI 06 MAY 20113. LM/B/0127 Dr. KISHORE BHAGTANI 19 MAY 20114. LM/S/0081 Dr. BHANU R. SHAH 01 June 20115. LM/K/0139 Dr. VIJAY KULKARNI 07 June 20116. LM/C/0043 Dr. FAZAL CHHATRIWALA 07 June 20117. LM/V/0061 Dr. JITENDRA VYAS8. ALM/S/0344 Dr. NIRANJAN SHAH AUG 20119. LM/B/0037 Dr. GAJANAN BELVI 30 AUG 201110. LM/P/0324 Dr. BHARAT PATEL 25 SEPT 201111. LM/R/0034 Dr. RAJA S RAO 3 OCT 201112. LM/A/0044 Dr. ANAND PAUL 27 NOV 201113. LM/P/0443 Dr. ANAND PAI 22 JAN 201214. ALM/B/0174 Dr. RAMCHANDRA BHIDE 3 FEB 2012

One minute's silence was observed to pay respects to the departed soul Dr. P. N. Rao requested permission to say a few words about Dr. Gajanan Belvi, which was granted. He praised the departed soul and said he was one of the founder member of AMC2. To appoint two Returning Officers for the elections to the new Managing Committee for year 2012-2013:The Managing Committee appointed Dr. Dilip Naik and Dr. Shrikant Badwe as Returning Officers for the elections.Dr. Niranjan Agarwal announced that Dr. Arshad Gulam Mohd has given a retirement letter from contesting for the post of President Elect. He asked the General Body whether we should accept this retirement letter, if yes, and whether Dr. Sujata Rao, the other candidate, can be declared elected to the post of President Elect. Since there were only 2 candidates, Dr. Bipin Shah felt that we can accept and declare in favour of Dr. Sujata Rao. Dr. Sudha Sheth too had the same opinion. The others in the house agreed to the opinion and therefore letter of retirement from Dr. Arshad Gulam Moh'd been accepted, and there was no election for the post of President Elect. All votes polled for the president elect election will therefore be made invalid was the final decision.

Dr. Dilip Naik explained the procedure of voting and declared the elections open. 3. To conduct Elections simultaneously with the AGM: Due to lack of power supply, the elections started late at 5.30pm and declared to be on till 7.30pm, and were conducted simultaneously with AGM.4. To read and confirm the minutes of the Annual General Body Meeting held on 27th Mar 2011 at the hotel Rangsharda, Bandra:The minutes had been circulated earlier, were accepted and passed. Proposed by Dr. Suhas Kate and seconded by Dr. Ajit Desai.5. Business arising out of the minutes: Business arising out of minutes: nil6. To read and confirm the minutes of the Special General Body Meeting held on 18th Sept 2011 at Hotel United 21, Thane:The minutes had been circulated earlier, were accepted and passed. Proposed by Dr. Bipin Shah and seconded by Dr. Suresh Rao.7. Business arising out of the minutes and TPA update:Business arising out of minutes: nilIt was decided to take up the topic of TPA update later.8. To read and confirm the minutes of the Health and Accident and Consultant Benevolent Scheme Cells AGM held at AMC office on 17thJuly:Minutes had been circulated earlier and were confirmed and passed. Proposed by Dr. Sudha Sheth and seconded by Dr. Sanjay Pattiwar.9. Business arising out of the minutes of the H & A and CBS Cells' AGM held at AMC office on

th17 July:Business arising out of minutes: nil10. To receive and adopt the audited Balance Sheets and the Income and Expenditure statements for the year 2011-2012:Were already circulated. The statements were passed. Proposed by Dr. Bipin Shah and seconded by Dr. P. N. Rao.11. To appoint auditors for the year 2012-2013: By consensus it was decided that the same auditors will continue, Mr. Toshniwal as internal auditor and Mr. Jokhakar as external auditor.12. To receive and adopt the reports of the various cells of the Association prepared by the Managing Committee:All the reports were passed.Dr. Sudha Sheth opined that all the Nurses Training Programs were conducted only in Bhayander, but should be conducted all over Mumbai. Dr. Niranjan Agarwal explained that no one came forward to conduct the same. Dr. S. N. Agarwal conducted the programs in Bhayander and there was very good response.Dr. Debashish Das volunteered to hold NT Programs in the Eastern Suburbs, Dr. Sushmita Bhatnagar in South Mumbai and Dr. S. N. Agarwal for Western suburbs.Dr. Sudha Sheth informed the house that we have CDs of our Nurses Training Programs and

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these should be made available for purchase by nurses or nursing homes. If required we will make copies of the same. This was accepted. Proposed by Dr. Sudha Sheth and seconded by Dr. Debashish Das.13. To ratify the names proposed by the Managing Committee for the 4 vacant posts of Trustees and Chairpersons of 5 Cells: (Social Service Cell, PRO Cell, Health Interaction Cell, H&A Cell, MMC Cell)Dr. Niranjan Agarwal informed the house that 3 Trustees, Dr. Lalit Kapoor, Dr. Anil Suchak and Dr. Dilip Naik have finished their terms as Trustee, cannot be re-nominated, and will retire now. He thanked all 3 for their work through the years.Dr. Bipin Pandit finishes 3 years, and so was re-nominated.The Managing Committee proposed the names of Dr. Shrikant Badwe, Dr. Umesh Oza and Dr. Suhas Kate to fill the 3 Trustee posts. Proposed by Dr. Sudhir Naik and seconded by Dr. Nikhil Datar.Dr. S. N. Agarwal was reconfirmed as Chairman of Social Service CellDr. Sudhir Naik of the Infra-structure cell.Dr. Suresh Rao to continue as Chairman of H & A CellDr. Bipin Pandit appointed Chairman of MMC Cell as he is now our representative in MMC.Dr. Sangeeta Pikale's name was proposed for PRO Cell. Dr. Ajay Hariani proposed that since she is now Treasurer, Dr. Arshad Gulam Mohd' can be the Chairman of PRO Cell to which Dr. Niranjan Agarwal replied that we have still not passed that amendment. The house requested Dr. Arshad Gulam Moh'd, but he declined. The above proposed by Dr. Surendra and seconded by Dr. Sushmita Bhatnagar.14. To form a new Cell called Affiliate Unit Cell and ratify the name proposed by the Managing Committee for its Chairperson:Since affiliate units such as Mangalore, Bangalore, Mysore and Kolhapur are already formed we need a dedicated person to manage these. The Managing Committee proposed Dr. Niranjan Agarwal as its Chairman; unanimously accepted.15. To ratify the name proposed by the Managing Committee for Director AMC-India: AMC India was launched 2 years ago but this dream was not yet fully realized. With the above mentioned 4 affiliate units and Calcutta to soon join us, AMC India will soon be a reality. Dr. Lalit Kapoor's name was suggested for the post of Director-AMC India. Proposed by Dr. Shrikant Badwe and seconded by Dr. Ajit Desai.16. To consider the amendments to the Constitution as suggested by the Managing Committee and circulated along with the notice:Existing Clause: [VIII] - Managing CommitteePart (a)Dr. P.N. Rao suggested a correction of the term “20 Managing Committee Members" to "20 Area Representatives" as all including the Office Bearers are Managing Committee members.Election of President: Dr. P. N. Rao felt that no matter when during his term the President resigns, demise or is incapacitated in any way, the Vice President should take over.

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The criteria of seniority of Vice President as suggested were accepted. "Age do the person" will mean the older of the two.In response to a query from Dr. Deepak Baid about installation of the President, it was decided that he starts work immediately, but, will be installed at the next AMC program.If the President Elect resigns just before the nominations are circulated, then Emergency Managing Committee meeting can call for fresh elections along with the other elections.If resignation of President Elect is after nominations are circulated, Senior Vice President will take over as President and call for a fresh election to that post within 4 weeks.It was decided that the first line of the proposed amendment should be dropped.The second proposed amendment to Existing Clause: [VIII] - Election of the Office Bearers and Managing Committee Members:Was passed unanimously with minor changes to the word "Office Bearers and Managing Committee Members” being replaced by "Office Bearers and Area Representatives"Existing Clause [VII] - Managing CommitteeEligibility to contest for election for the Managing Committee Members, Office Bearers and President Elect:Attendance requirement of Managing Committee members at meetings was accepted.This amendment was passed unanimously.Article (XVIII) related to Chairpersons of Cells The amendment was much discussed. Dr. Rajeev Walavalkar suggested that it should be strictly followed that one person one post, including that for trustees. Dr.Lalit Kapoor suggested that the constitution should be followed in the spirit and should only be a guideline. Dr. Niranjan Agarwal explained that Trustees are only guiding forces and the work of Vice President and Immediate Past President is not defined; therefore they can take up other posts. However the Office Bearers and the Chairpersons jobs were well defined and required full inputs by them and therefore it was unfair to burden them with two jobs. However and if there is lack of people to take up posts, Office Bearers can be Chairpersons of cells too.Proposed Dr. Suresh Rao seconded Dr. Vipin Checker.17. Enrolment of new members for 2011-2012279 new members have been added since the last AGM. The Association strength is now 7300.The TPA update matter was now taken up.Dr. Niranjan Agarwal said that though the tone of the Insurance Companies appears to have softened, they are not really accommodating us. So, now he presented 3 options: i) Continue the full boycott of cashless, ii) Withdraw boycott completely, or lastly iii) Partial withdrawal of boycott by starting Private Insurance and Corporate cashless.All the members wanted to continue the complete boycott of cashless.Dr. Niranjan Agarwal reminded that no measures for punitive action have been suggested.The 2 meetings for the TPA issue held at Thane and Goregaon after the TPA meeting at Hotel United 21 elicited a very poor response. Dr. Niranjan Agarwal also brought the house up to

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date about further negotiations.During further negotiations, the demand for an apex body has been accepted. The demand that the ceiling for charges should be to the patient and not the doctor has not been accepted. The demand that all eligible Nursing Homes should be empanelled has not been accepted. Eligibility criteria have been the traffic (15 patients per annum for a single speciality hospital and 25 per annum for a multi-speciality hospital) and requirement of accreditation. But, the empanelment is to be restricted to 300 nursing homes only. Already, 180 nursing homes have been empanelled. So these criteria will apply only to the 120 odd left to be enrolled. It is not known whether there will be victimization of those Nursing Homes that have boycotted the TPAs. There is an ongoing PIL filed by consumer activist in High Court. The Court is likely to give a favourable result. We have requested to be included in the Advisory Council. This PIL will be heard next on July 20, 2012The Managing Committee has deliberated and suggested:1) Pursue the court case and intervene. Adv. Amit Karkhanis has given the go ahead.2) Managing Committee will form a team of 10 persons to continue the negotiations.3) Costing exercise for Nursing Homes to be undertaken.The house was made aware that, after many negotiations, HOSPAC has agreed to charge Rs. 4.5 Lakhs; we are now trying to contact KPMG for a Quotation. The sanction of the AGM was requested for this expenditure and for fixing the upper limit of expenditure.The house felt that we should not fix an upper limit before looking out for more companies to do this exercise, as someone with more experience and better may charge more, and if limit fixed, we will not be able to go to that firm.The house felt that partial withdrawal may cause confusion. The opinion of the house was sought about punitive action against those who do not follow the complete boycott. From the 180 Nursing Homes in the PPN list, maybe 150 are our members.Dr P.N. Rao suggested suspension of those who do not follow the boycott, after giving 60 days to stop TPA. Those members should not be allowed to avail of any of our schemes and should also be suspended from those schemes. The house felt that this might result in litigations.Also whom to suspend? We cannot suspend only the Nursing Home owners. The consultants working in corporate hospitals are also our members. They are doing cashless as those hospitals are empanelled. So, suspending only Nursing Home owners would be unfair.Many felt that we should continue our boycott, in case some do enrol in cashless, let them do so. As a punitive action we can print their names in The Grasp and at the AMC programs.Now, AMC is becoming an all India body and the rest are looking up to us to continue the boycott and awaiting the results.To summarise: We should continue the boycott, issue show cause notices to all doing cashless giving them two months time, wherein, the Managing Committee should deliberate on appropriate action to be taken on them and await the result of the PIL. There will be a

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special AGM after three months to take final decision.Dr. Sudhir Naik, Dr. Sangeeta Pikale, Dr. P.N. Rao, Dr. Anil Suchak, Dr. Suresh Rao, Dr. Deepak Baid, Dr. Shrikant Badwe, Dr. Niranjan, Dr. Sujata Rao and Dr. Kishore Adyanthaya actively participated in the discussion.This session of the AGM was concluded, to be resumed after one hour.The musical program started. Manohar Iyer's orchestra took the stage.The meeting resumed after one hour.Hon. Joint Secretary Dr. Pradeep Baliga was the MOC for the Installation Program.18. Installation of the new President and the new Managing Committee:President Dr. Niranjan Agarwal, Managing Trustee Dr. Lalit Kapoor, President Elect Dr. Ajay Hariani, Immediate Past President Dr. Rajeev Walavalkar, Vice President Dr. Sujata Rao & Dr. S. S. Khambay, Hon. Secretary Dr. Kishore Adyanthaya, Hon. Treasurer Dr. Arshad Gulam Moh'd, & Hon. Joint Secretary Dr. Veena Pandit graced the stage.Declaration of results:The Returning Officers Dr. Dilip Naik and Dr. Shrikant Badwe declared that the elections were conducted smoothly. Their report with election results is attached separately.Release of New Telephone Directory:Dr. Niranjan Agarwal released the new directory amidst applause.Dr. Niranjan Agarwal delivered his Final Presidential Address and thanked his team members for supporting him through the year; he presented mementoes to all the committee members appreciating their contribution. Dr. Lalit Kapoor, Dr. Dilip Naik & Dr. Anil Suchak are AMC trustees who retired this year. Dr. Niranjan Agarwal thanked them profusely, for their decades of tireless and dedicated service to AMC, and in recognition of their work, presented mementoes to the out-going Trustees.Managing Trustee Dr. Lalit Kapoor presented a memento to the out-going President, Dr. Niranjan Agarwal; lauded his magnificent contribution to AMC. Dr. Niranjan Agarwal transferred Presidential Medallion to the President Elect Dr. Ajay Hariani; they exchanged their respective chairs, as a formal practice.Dr. Ajay Hariani, our new President delivered his acceptance address, outlined his vision and various programs planned for the year 2012 – 2013, with December 16, 2012 as tentative date for AMCON 2012 at ISKCON.Dr. Veena Pandit, the new Hon. Secretary, proposed Vote of Thanks. As the adjourned AGM is concluded she called for National Anthem.New managing committee members posed for photographs.

The musical program of Manohar Iyer's orchestra took the stage again.

Compiled by Dr. Veena Pandit and Dr. Pradeep Baliga

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1 DR. KATE SUHAS2 DR. PANDIT VEENA3 DR. PANDIT BIPIN4 DR. SURYAVANSHI SANTOSH5 DR. MOTWANI MANOHAR6 DR. BALIGA PRADEEP7 DR. PARIKH HITESH8 DR. ADYANTHAYA KISHORE9 DR. RAO PRABHAKAR10 DR. SAKHALKAR SATISH11 DR. KAMAT MANMOHAN12 DR. GALA SANJAY13 DR. CHAWHAN RAJENDRA14 DR. UTTURE SHIVKUMAR15 DR. AGARWAL NIRANJAN16 DR. SHARMA SMITA17 DR. BHATT HITESH18 DR. TANWAR MASROOR19 DR. AGRAWAL SHIVBHAGWAN20 DR. PARATEY RUPCHAND

thMinutes of the Special General Body Meeting- 4 November 2012

A Special General Body Meeting of the Association of Medical Consultants, thMumbai was held on Sunday 4 November of 2012 at 10am at the Vile

Parle Medical Club, Vile Parle (West) to transact the following agenda.

1) Formation of a new cell - Network of AMC Hospitals (NoAH) which will ultimately replace Infrastructure Cell2) To discuss the structure of NoAH.A rough draft of the structure of NoAH was given to every member.Dr Veena Pandit addressed the house at 10.15 am and adjourned the meeting due to lack of Quorum for 15 minutes. At 10.30 Hon Secretary Dr Veena Pandit welcomed all the members and called the meeting to order. She invited President Dr Kishore Adyanthaya start the proceedings. She also invited Dr Sujata Rao, Dr Sangeeta Pikale and Dr Sudhir Naik on the Dias

The following members attended the meeting

21 DR. GADIWAN PRADEEP22 DR. KHAMBAY SABH23 DR. SHETTY RATHNAKARA24 DR. VAZZIFDAR KHURSHED25 DR. SHUKLA ASHOKKUMAR26 DR. NAYAK ACHYUT27 DR. GADA JAGDISH28 DR. KUMAR NARENDRA29 DR. POOJARI CHANDRAHAS30 DR. VISHWANATHAN A.K.31 DR. MANKEKAR MOHAN32 DR. SANJANWALA SATISHKUMAR33 DR. GUPTA MUKESH34 DR. BHATNAGAR SUSHMITA35 DR. PARIKH SHAILESH36 DR. DANI SAURABH37 DR. KANKARIA RAJENDRA38 DR. VEDPHATAK DINANATH39 DR. SHAH JAYESH40 DR. PATANKAR JAHOORAHMAD

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1) President Dr Kishore Adyanthaya introduced the concept of NoAH (Network of AMC Hospitals) and briefed the house about the philosophy behind the formation of this cell of the AMC. The main idea is to have a Cohesive, Self regulating group that will speak one voice pertaining to various issues that concern Nursing homes and their owners. A copy of the draft is attached to these minutes which give the details of Dr Adyanthaya's talk and also those of the subsequent speakers.Dr Adyanthaya then invited Dr Sangeeta Pikale to brief the house about the Structure of NoAH

2) Dr S Pikale started by informing the house that 3 members from AMC Managing committee, Dr Walavalkar, Dr Sudhir Naik and Dr Sangeeta Pikale had represented AMC at the

rdCII meeting held in New Delhi on 3 October 2012. When they introduced the concept of NoAH which is expected to have bed strength of 15,000 to 18.000 beds. They projected it as a- One point solution for small and medium nursing homes.She also mentioned that the name NoAH was inspired by the theme of salvation( as a solution to the many problems nursing homes face in their day to day running) She also emphasized that while Cashless Insurance is one of the main points on the agenda, the functions and scope of NoAH will be far beyond it.The house was informed that NoAH is to be considered in the same light as other AMC cells such as CBS, H&A etc. These cells work with autonomy within the AMC regulations and this will apply to NoAH. The eligibility criteria were elaborated upon. The house was also informed that

Minutes of Special General Body Meeting

41 DR. BADWE SHRIKANT42 DR. PATEL RAMESHCHANDRA43 DR. PANDIT DEEPAK44 DR. WORLIKAR UMESH45 DR. PIKALE SANGEETA46 DR. NAIK SUDHIR47 DR. RAO SUJATA48 DR. MAHESHWARI PREM49 DR. DOSHI KIRAN50 DR. PATIL JANKI51 DR. PATIL DADASAHEB52 DR. SHAH BIPIN53 DR. KHATAV VASANT54 DR. PARALKAR RAVINDRA55 DR. APTE ARUN56 DR. PATEL DHIRAJ57 DR. PARIKH KETAN

58 DR. VARMA NANDKISHOR59 DR. DOSHI TARUN60 DR. DEDHIA DINESH61 DR. SIROYA VINODKUMAR62 DR. NADKARNI KARTIK63 DR. SHAH PRABHAT64 DR. VAIDYA DEEPAK65 DR. PIKALE HEMANT66 DR. OMPRAKASH USHA67 DR. NAGVEKAR MANOJKUMAR68 DR. SHAH NAYAN69 DR. SHETTY RAM70 DR. RAO SURESH71 DR. SUKLA MAHESH72 DR. PATEL SHEETAL73 DR. PRABHU SATYENDRA74 DR. DESAI KIRTIKUMAR

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NoAH will include Nursing homes of up to 75 bed strengthA certain membership fee will be collected which is not to make any profit. It will be used towards the expenses for processing all the documents of the member. In addition the formation of the committee of Office bearers of NoAH was discussed. At this point Dr Sangeeta Pikale invited Questions from the floor and called Dr Sudhir Naik on the stage to answer them She also stated that Dr Kishore Adyanthaya, Dr Sujata Rao and Dr Veena Pandit would be answering the questions from the stage

3) Dr Sudhir Naik welcomed the house and began by informing the house about his experiences in dealing with the government authorities regarding the recent Fire safety norms issue. He stated there is a lot of delay on the part of the authorities in solving these issues and they are looking to make the laws more and more stringent. He shared his frustrations in dealing with them and in that connection mentioned that while it may seem that the Cashless Insurance issue that has made the need for this Cell imperative, but in fact the need for a Cohesive group is very high. He also stated the example of Chemists who threatened to go on strike and the FDA issues got looked into so promptly. He hence reemphasized the need for unity. Dr Naik invited the members on the floor to put forth their inputs for the formation of the Constitution of NoAH.

4) The following discussions took place(I) Dr Narendra Kumar from Borivali felt that simply forming an association will not make any difference. If we have to achieve results we have to form a union. He questioned the need to form a subgroup of the AMC. To this Dr Sudhir Naik replied that though AMC today has a strength of more than 7500 only the small subgroup owning nursing homes are affected by these issues and that formation of such as core group will ensure unity-Whether you call it a union or a cell the main issue here is of unity. He also mentioned that the AMC MC feels that most issues at the meeting are concerning nursing homes and hence a dedicated group of office bearers would be in a better position to solve them.(ii) Dr Niranjan Agarwal mentioned here that each cell of the AMC has its own Constitution and so will NoAH. He also referred to Clause 16 which mentioned funds from the Infrastructure cell to be transferred to AMC –NoAH correction. There is no Infrastructure account, only Nursing home cell account. So this correction needs to be made.(iii) Dr Ketan Parikh said that the need for this Cell is long overdue. He pointed out to Clause 3 and other parts of the draft where the word “admission fee” was used and at other places the word “Joining fee” was used. He suggested maintaining consistency and using only one word.Dr Ketan Parikh also did not agree that the Governing council members would be elected from the floor of the AGM. He said that an Electoral process should be set up. To this he was informed by Dr Sudhir Naik that this process applies to all other cells and also that Conveners of other cells need not be AMC Managing committee members. He did not agree to this and this lead to a debate regarding what the Constitution of AMC says. It was agreed to revisit the

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Constitution and verify this and do the needful.Dr Ketan Parikh said that in the event of an important matter such as expulsion of a member

rdthere should be 2/3 member attendance and 50% of the Governing council attendance for voting. He also mentioned that the AGM should be well before the financial year (i.e. around

th30 September) as is the case with other Cells. He also clarified that the all members of NoAH and all office bearers must be life members of AMC. Also any special AGM of NoAH should have a single point agenda. It was also discussed that the Quorum for a Governing council meeting has to be at least 5 members, out of which 3 should be other than the Ex officio members and at least Chairman or Convener have to be present.Dr Ketan Parikh also stated that any member has a right to proposing A Constitutional amendment at the floor of the AGM with prior notice. His suggestion of amendment does not require the approval of The Governing Council.(iv) A member from the floor had questions regarding salaries of the staff from AMC-NoAH fund. As this lead to some heated discussion Dr Bipin Pandit pointed out that this meeting is not the right place to be discussing charging processes and salaries as these are not Constitutional matters and hence not a part of today's agenda. These issues are outlined in the Rules and Bylaws(v) Dr P N Rao welcomed this initiative and said that it was –Better late than never and that we should take the plunge and accept any risk involved in the process. However he said that he did not approve of the word –Reincarnation and suggested that a more apt word be used.He also stated that Refund policies should be outlined for a) A member who does not meet the eligibility criteriab) Resignation of a member from AMC-NoAHHe clarified that even after Resignation from NoAH the member still continues to be AMC member.He also said that if Requisition meeting has been called it should be mandatory for 80% of the signatories to be present at that meeting and that the remaining 20% should explain their absence.In addition Dr P N Rao said that AMC-NoAH should safeguard itself by mentioning that it does not undertake any financial, legal or medico legal responsibility towards the member Nursing Home.(vi) Dr Ratnakar Shetty from Central Hospital Bhandup asked whether NoAH would admit members who had not been following AMC norms and doing Cashless practice with GIPSA. To this Dr Sudhir Naik said that NoAH is open to all as we want to make a fresh start. Dr Shetty did not agree with this at all and tried to prevail upon the floor to not join NoAH if these members are taken. There were diverse views. Dr Ketan Parikh and Dr P N Rao felt that we should have a forgive and forget and move on attitude. Dr Sangeeta Pikale felt that let us form NoAH and then let this matter be decided by the floor of the GBM of NoAH. Dr Niranjan Agarwal expressed his views strongly and said that we must put certain conditions. The members who have signed up with GIPSA and who use AMC for their convenience should not

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be accepted unconditionally into NoAH.This sentiment seemed to be echoed by many. Hence it was decided as follows(A) A member wishing to join AMC-NoAH has to first resign from GIPSA(B) He/She must submit adequate documentary evidence of resigning from GIPSA © He/She should tend a written apology to AMC and the draft of this letter be drafted by the office bearers of AMC/NoAH(D) This member if fulfilling all the above criteria is eligible to join NoAH after 1 year. This was acceptable to all on floor and was passed.(vii) Dr Nitin Malkan of Askhar Eye Hospital said that erring members who have gone against AMC norms should be removed from AMC. To this Dr Sudhir Naik said that this matter can only be decided at the AGM. Dr Niranjan Agarwal also mentioned that we have been lenient in not sending a suspension notice.(viii) Dr Sanjanwala of Saurabh Hospital wanted to know if AMC can make a cell can it also dissolve a cell to which Dr Sudhir Naik replied that just the way CBS, H & A cannot be dissolved, AMC-NoAH would not be dissolved. This was seconded by Dr Bipin Pandit. He also wanted to know how much financial control AMC would have over NoAH. To this Dr Niranjan Agarwal informed the house that AMC office expenditure was about Rs 30 lakhs per year. All cells contribute towards this expense and NoAH will also proportionately contribute. For whatever office work is outsourced to a dedicated Staff, the salary of that will come from NoAH. The Floor wanted to know about the auditors and was informed that the auditors will be the same as AMC. Dr Sujata Rao assured the house that financial guidelines will be clearly and transparently laid down and Dr Kishore Adyanthaya again reminded the house that these details will be worked out later and today our main aim is the formation of AMC NoAH.Dr Sanjanwala also wanted to know what are the additional benefits of joining NoAH as compared to other AMC members. There was a little discussion on this. Dr Bipin Shah, Managing Trustee said that whatever help and advice we have been extending to all our members in the past should be continued in the same manner. Dr P N Rao said that we have also helped non members. Dr Sudhir Naik said that as the Cell becomes functional and grows there will be several additional benefits that will make joining NoAH an attractive proposal for all. To this Dr Mukesh Gupta added that there will be additional group policies, group buying, legal guidance etc which are all being worked out.(ix) Dr Hitesh Parikh asked the MC and the floor as to what measures will be taken to ensure that the members of NoAH will stick to the directives and not what action will be taken towards erring members. To this Dr Sangeeta Pikale and Dr Sudhir Naik mentioned that a baseline plan has already been presented today. However suggestion from the floor is welcome. (x) Dr Manmohan Kamat from Kandivali said that this is probably an “old wine in a new bottle”. He wished to know the rules if there was a Nursing Home owned in partnership. To this he was told that this has been outlined in the draft of the Constitution. In addition he felt that since the current fee structure is graded with 4 categories of bed strength, the governing council should have a same representation. This was not agreed upon by the house. Dr Bipin

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Pandit also pointed out that we have 5 age group categories in CBS but there is no such representation in the working committee. Dr Sangeeta Pikale pointed out that these gradings are made based on the guidelines and working patterns of MPCB, shop and establishment act and Nursing home licensing act.(xi) Dr Gala asked wished to know if a Charitable Hospital can join AMC NoAH to which he was informed that at present it would not be possible. (xii) Dr Kedia from Vashi mentioned that a large segment of Vashi Doctors were doing cashless. He wanted to know what plans AMC has to reach out to them. To this Dr Sudhir Naik mentioned that once structures are formed they will be informed and appropriately reached out to. He also said that any spread to the awareness is most welcome

5) After all the discussion the –Formation of AMC NoAH (Network of AMC Hospitals) was:Proposed by Dr Suhas Kate Seconded by Dr Hitesh Parikh

thAccepted by the floor of the Sp GBM of AMC held on 4 November 2012

Dr Sudhir Naik's name as Chairman of AMC NoAH by Dr Kishore Adyanthaya and accepted unanimously by the Floor. He will appoint the 2 Conveners of AMC NoAH

Dr Veena Pandit concluded the meeting with a Vote of thanks to the members

Drafted by Dr Smita Sharma & Dr Rajendra Chawhan

Checked by Dr Veena Pandit

20

NoAH AGM Minutes 6-01-2013

Meeting adjourn for 15 Minutes

Dr. Sudhir Naik, Dr. Sujata Rao, Dr. Sangeeta Pikale, Dr. Veena Pandit Dr. Kishore Adyanthaya, Dr. Niranjan Agarwal on Dias

Dr. Sudhir Naik welcomed the members and recounted the background which led to the thformation of AMC-NoAH. He said since the 4 November 2013 Special AGM authorized the

formation of AMC-NoAH, around 126 members have joined in. Almost 3 new members are being enrolled every day and he hoped that the membership would increase to 300 by the end

stof the financial year 31 March 2013.

Agenda 1) To appoint the members & conveners of Governing Council of AMC-NoAHAMC Managing committee recommended the name of Dr Sudhir Naik as Chairman. The appointment was unanimously approved by the AGM. Dr Sudhir Naik then suggested the names of Dr Niranjan Agarwal and Dr Sangeeta Pikale as Convenors. The names for the remaining Governing Council members were also suggested and ratified unanimously

Minutes of AMC - NoAH

Dr. Mohan Mankekar

Dr. Manojkumar Agarwal

Dr. Lalchand Jain

Dr. Aruna Jain

Dr. Jayanti Kamat

Dr. Shailesh Parikh

Dr. Rathnakara Shetty

Dr. Sangeeta Pikale

Dr. Veena Pandit

Dr. Rajesh Agarwal

Dr. A.K. Vishwanathan

Dr. Rajendra Chawhan

Dr. Dipesh Savla

Dr. Deepak Sheth

Dr. Bipin Shah

Dr. Sudhir Naik

Dr. Kishore AdyanthayaDr. Pramod BahekarDr. Suresh RaoDr. Mukesh GuptaDr. Jayesh ShahDr. Neelima BapatDr. Sanjeevani PawarDr. Ajit DesaiDr. Manali ParmarDr. Deepak BaidDr. Niranjan AgarwalDr. Shivbhagwan AgrawalDr. Ashokkumar ShuklaDr. Hitesh ParikhDr. Vashdev KhithaniDr. Arun ApteDr. Sujata Rao

NOAH AGM 2013-ATTENDED

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Dr Sudhir Naik then again reiterated the basic principles of AMC-NoAH as a self regulated self disciplined cohesive group with optimum standards for their nursing homes and common tariff

thformats. Dr Sudhir Naik then informed the house of the agreement signed on the 12 of December 2012 with the Bajaj Allianz group. He enumerated the highlights of the MOU namely1) Bajaj to empanel all AMC-NoAH members.2)The members allowed to charge whatever they have been charging as of today3)All members will give Bajaj customers a discount of 7.5% which will be passed on to the patient in the bill itself thus ensuring transparency in the discount.

He also informed the house that Star health insurance has sent letter to some of our members that AMC has lifted the ban and therefore members should start empanelling with them. This was however not true and we have warned them against such claims. However we hope to negotiate similar terms with Star Health too.

The house was also informed about the negotiations with GIPSA. Some forward movement and we hope to have an agreement in our next discussions. They have given their criteria for empanelment as patient load namely <10 bed -15 patients in a year and >10 beds -25 patients in a year having any sort of insurance. They have welcomed the formation of AMC-NoAH and have promised to supply the data of the nursing homes fulfilling their criteria. They have also promised that in case a geographic zone has more number of nursing homes fulfilling their criteria they will not insist on the number to be restricted and also if a geographic area has no nursing home fulfilling the criteria then they are willing to relax the traffic criteria even further. They have also accepted our AMC-FEQH accreditation

Dr Sudhir Naik also informed the house that we hope to make them agree to empanel all AMC-NoAH members immediately and the traffic criteria could be applied from the subsequent

styears. This means includes all AMC-NoAH members before 31 of March 2013 will be eligible stfor empanelment. Dr Bipin Shah asked what if doctor becomes member after 31 March. Dr

Naik said he will be eligible from the next financial year. Dr Bipin Shah then said then the concerned member may not join this year. Dr Sudhir Naik then answered that insurance is just a minor issue and other issues like but change of user, Fire, Biomedical Waste etc will be taken up by AMC-NoAH and therefore it would be lucrative for the member to join. Dr Bipin Shah then said this information must be sent to all the members of AMC. Dr Sudhir Naik then said that the AMC-NoAH constitution will be circulated along with all relevant information in the GRASP.

Dr Suresh Rao said time we spend on TPA issue is too much. We need to remove the focus from the TPA issue and concentrate on other issues too

Dr Sujata Rao informed that GIPSA wantS <30 % Nursing Home to be empanelled in their PPN network

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Dr. Mukesh Gupta said we need to highlight some advantage of AMC-NoAH such as Group Buying, Group comprehensive maintenance policies and other services

Dr Ratnakar Shetty welcomed the formation of AMC-NoAH and said that we should not feel we are laying baby steps but we have our feet firmly on the ground and go forward confidently

Dr. Sudhir Naik said he would like to negotiate with agencies for outsourcing our licensing requirements like MPCB ,PcPNDT and nursing home licenses. They could then inform 1 month in advance the member concerned and complete the formalities all at nominal fees.Dr. Ratnakar Shety then requested that AMC NoAH also look into the issues of shortage of Nurses. He also suggested that AMC-NoAH website should be dynamic and useful

thFire Issue- Dr Niranjan informed that after 4 November AGM, no further significant developments and we have been told that the file of draft guidelines is with the LAW department for their consideration. The BMC is passing the buck to the state government and in the process touts are making money supposedly on behalf of the fire officers. So members will need to apply through architect for the NOC and submit it to the BMC.

Dr. Sangeeta Pikale asked if anyone was willing to go to court on this issue. Adv Akshay Vani has opined that though we may have a case but then the association should not go to court and the aggrieved member can go to court.

On the issue of Change of user Dr Naik informed that though many people paid the penalty there was a delay in getting the final clearance and the Executive Health officer has informed that just production of the challan will be good enough to ensure registration for this year too.

A Powerpoint Presentation of Sudhir Sarnobat on the proposed scheme of Cashless services management for AMC-NoAH was made. He highlighted the benefits of outsourcing the paper work and promised to make more time available for the doctor to concentrate on his core activities and on his family.

Dr. Sudhir Naik then informed that Medimanage is asking for 3% of the total bill as his service charges. The house agreed that it was reasonable and we should get the best out of him. Dr. Sangeeta Pikale then thanked the members and the Chairman for participating in this historic AGM.

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PROPOSED AMENDMENTS

Existing clause

[2] JURISDICTION AND ADDRESS OF THE ASSOCIATION:

[A] Area of Jurisdiction: Greater Bombay, New Bombay, Thane District Raigarh & Associate branches.

[B] Address: The permanent Office is situated at

4, Ganapati Niwas, Old Police Lines, Opp. Andheri Rly. Station (East), Mumbai - 400069.Tel. No. 26844639, 26836019. Telefax: 26821109Email: amcmumbai@gmail.com. Website: www.amcmumbai.com

Proposed Amendments:[2] JURISDICTION AND ADDRESS OF THE ASSOCIATION:

[A] Area of Jurisdiction: Greater Bombay, New Bombay, Thane District Raigarh, Ratnagiri, Palghar & Dahanu Associate branches.

[B] Address: The permanent Office is situated at

4, Ganapati Niwas, Old Police Lines, Opp. Andheri Rly. Station (East), Mumbai - 400069.Tel. No. 26844639, 26836019. Telefax: 26821109Email: amcmumbai@gmail.com. Website: www.amcmumbai.com

Explanation: These affiliate units are small and finding it difficult to sustain and hence it is decided they be incorporated into the main body of AMC Mumbai

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Association of Medical Consultant Mumbaith9 AGM of CBS Cell of AMC

thDate : 8 July, 2012

Venue : IMA Hall, Juhu, Mumbai

People on Dias : Dr. Kishore Adyanthaya, Dr. Veena Pandit, Dr. Bipin Shah

1) Welcome

Dr. Veena Pandit welcomes all.

Dr. Bipin Shah - 8 years completed of the CBS scheme.

Dr. Kishor Adyanthaya – gives welcome speech.

CBS is a good scheme. We should increased committee members by requesting committee

members to bring one more member with them and registered themselves too.

2) Condolence

Dr. Veena Pandit This year 4 CBS member passed away.

Say Vijay Kulkarni, Bhankily and other.

3) To read and confirm minutes of last AGM held on 17.07.2011

By Dr. Bipin Shah

4) Business arising out of minutes.

Dr. Rao No rectification of AGM of Association. Instead add “only change can be

made in this AGM.”

Dr. Bipin Shah In minutes Lalit Kapoor mentioned “excess” amount advantage – it should

be counted contribution towards CBS fund. (According receipts are given)

Dr. P.N.Rao SMS, Email to propagate the scheme.

- enquired if the target of 10% growth achiever,

Dr. Bipin Shah 33 new member added last year.

Minutes read and passed. proposed by Dr. Dilip Nayak Seconded by Dr. Suhas Kate

5) Read and adopt annual report 2011 & 2012

In last 8 years – 14 members died since start.

2 members retired.

3 members died this year.

Growth rate is 3.5% (?)

Current year – till January 3 died.

25

1) Dr.Kishor Bhagtani

2) Dr. Vijay Kulkarni

3) Dr. Gajanan Belvi

1 member Dr. Vani Kulhali retired from scheme.

Till last AGM, 17.07.2011 total Corpus collected is 1 crore 91 Lacs +

Also, for the group death (special insurance cases like in international group tour) and

accidental insurance policy of 2 Lakhs per member is taken by CBS through its corpus. (to pay

installments) so that to avoid large amount to be paid by CBS in case of group accident and

exhaust the collected fund.

Dr. Parthiv Sanghavi - who will pay Installment for accident policy?

Dr. P.N. Rao - Installment will be paid by CBS AMC.

Dr. Suresh Rao - This is for accidental death only.

Dr. Bipin Shah - About 75 thousand rupees is paid to insurance company by CBS AMC as

the premium is very low.

Dr. P.N. Rao - Risk of group death, amount paid will be high and corpus will be

exhausted. It applies to individual death also, but the recovered amount

of insurance company will go to CBS.

Dr. Bipin Shah - 4 to 6 death per thousand

Hence advance fund is collected from CBS members but if membership strength increases, the

members will have to pay less.

Dr. Bipin Shah - There are many advantages to the member of CBS, hence request other

people to join.

We expect 2500 members should be fine. Presently 1100 members are there. We should

pledge to increase members so that family of death person/Doctor will get maximum benefit.

6) Election for the post of

a) One Convener in place of Dr. Kishor Adyanthaya who retires and takes over as

President of AMC. – Dr. Suhas Kate was selected unanimously and he promised to bring 25 new

members under CBS.

b) Other Convener in place of Dr. Shrikant Badwe who retires by rotation but is eligible for

reappointment to continue as Convener. – He has given letter that he is willing to

continue. – house accepted.

c) Appointment of one member from floor. – Dr. Dilip Naik was appointed unanimously

from the floor.

7) To read & approve account of year 2011-12

After more than 20 years, when the members ceases to pay installment, the payment will be

done from the retirement fund.

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- In between, if the member ceases to pay installment about 20% will be kept and rest will be

given back to member.

Last year 4 death occurred. Total 21 lacs were given totally. So approximately 5 lacs per

member family was received.

Account was passed, proposed by Dr. Suresh Rao. Seconded by Dr. Pradeep Baliga.

8) To appoint auditor

M/s. Jokhakar and Co. will continue to see the audit without any direct payment. However,

renumaration of 1 Lac is given to AMC totally for staff account etc.

9) Comments by Chairman – Dr. Bipin Shah

Dr. Bipin Shah - Important aspect of scheme is viability of scheme which is scrutinized by

accureist. (account – 3 digit viability for 40 years shows No Problem)

20% of the corpus is returned as corpus will grow.

430 members will get paid from retirement benefit fund after 20 years of completion.

25 years is run period of CBS scheme. If member pays regularly, win-win situation.

Rs. 5000 per member/year into 20 year = 1 Lac only.

But the family gets more that 10 lacs rupees.

Taxation (VAT) – 12.36% to be discussed with CA whether we have to pay service tax amount on

new member or not.

AMC India has 8 new centres having CBS scheme. (Not in Kolkata)

We hope to get good members flow from the satellite centres. (Manglore, Banglore, Kolhapur,

Sangli, Dhulia, etc.)

Dr. P.N. Rao suggested that the payment can be done in installment also with certain interest on

the remaining balance. (Such facility is also available)

Dr. Bipin Shah – after completion of scheme one can surrender. – will get that money.

Death in one year of starting payment most of the amount will be given back to family. (10%

deducted).

PAN no. is same of AMC. (account CBS)

15-S from submission in time.

On production of Tax exemption certificate (Nil TDS)

Charitable organisation – Not making income. So no TDS.

Dr. Jayesh Shah TDS Not a problem.

But late submission incurs charges.

DR. Suresh Rao, Dr. Niranjan Showed concern and were worried how the CBS member will

increase with so low attendance in meeting. And hence suggested that CBS and MGM should

be conducted together.

Dr. Parthiv Sanghavi, for new member enrolled in AMC, Zonal Director should take initiative for

27

motivation.

Dr. Bipin Shah In all AMC meeting conference, etc one director is given time to talk about

scheme and table spaces available at entrance.

Dr. Bipin Shah also said on the enrollment form, his telephone no. can be put.

Members suggested to publish the data of 18 deaths. Their contribution and how much they

received.

Dr. Sujata Rao - Topsline not active. Should activate and through them CBS promoted too.

Dr. P.N. Rao - Top line available outside AMC, better bargaining is required.

10) Letters and circulars – No letters and circulars.

However,

Dr. Bipin Shah - 15 name members, who did not pay were announced. They were sent mail, st nd rdSMS, 1 & 2 notice and now 3 registered notice will be sent.

11) Other matter with the permission of the chair

Dr. P.N. Rao suggested that chairman of cell should be chairman of the meeting and AMC

president and secretary should be guest of honour. President would be chief guest.

12) Vote of thanks by Dr. Veena Pandit with request for enrollment of new members.

Minutes prepared by

Dr. Rajendra Chawhan Dr. Smita SharmaJt. Secretary, AMC Mumbai Jt. Secretary, AMC Mumbai

28

HEALTH & ACCIDENT INSURANCE CELL REPORT

Chairman: Dr. Suresh Rao Patron-Advisor: Dr. P.N. Rao Convener: Dr. Jayesh Shah

Members: Dr.Hitesh Bhatt, Dr. Nitin Rao, Dr. Deepak Vaidyaa. Dr. Suhas Kate.

Greetings to all the members of AMC from H. & A. Cell.

Following table shows the comparative chart of premiums paid / claims settled pattern for last 5 years.

Year 2007-08 2008-09 2009-10 2010-11 2011-12 2012-13 Total Membership in H.& A. Scheme

3278

3492

3612

3838 3928 4388

AMC Members 992 1997 2062 2206 2262 2412 Dependants 2286 1495 1550 1632 1666 1976 Premium Paid 24678882 23470975 26538592 31868437 3243767 37281427

Claims Settled 19249528 21106835 24859446 22614673 34038929

Claim Ratio 78% 89.92% 93% 72% 105% 90% On incurred basis

This year our claim ratio has gone up a little above 105%. This was mainly due to reduction in premium paid to Oriental last year and increase in the cost of treatment. This year also we have not increased our premium rates for the fifth consecutive year. On the contrary we have reduced the premium rate of all age groups to match with standard mediclaim and also reduced the premium above the age of 60 years, if they have continued in our policy for more than ten years. This reduction is nearly 25-40% of the premium. Our projected claim ratio this year for the first four months is 90%.Since we have opted out of TPA system we will continue to make payment to the tune of 60% of projected claim to the needy members where the likely expenditure is more than two lacs.

OUR NEW PROPOSALS FOR 2012 - 2013

1) New member's dependents joining AMC waiting period of 2 years to be revised from 50 to 60 years.

2) Dependent's premium same as main member to be revised from 45 to 60 years.3) No co-payment age to be revised from 45 years to 60 years.

29

4) Loading to be waived for claim up to 2.5% of Sum Insured or Rs.10000/- whichever is less.

5) Reduction in premium up to the age of 60 years for all slabs of CSI to match with standard mediclaim. Proposed Premium Chart enclosed….

6) To consider capping of charges in joint replacements, CABG, Angioplasties etc.. as under:-

CSI CABG / Angioplasty Jt. Replacement

100000 70000 70000

200000 140000 140000

300000 210000 210000

400000 280000 280000

500000 350000 350000

600000 420000 420000

700000 490000 490000

H. & A. Cell earnestly appeals, 1) To all the members of H. & A. Group Policy of AMC to avail the facilities of Tertiary Care

Hospitals for major illnesses only, in order to reduce cost of the treatment & reduce the liability of the Scheme.

2) To the Owners of Primary & Secondary Care Nursing Homes, to be honest & reasonable in charging our own colleagues, whom we previously never charged. Your discretion shall add valour to our Policy. If Claim Ratio rises in a Group Policy, next year, every single member is required to pay higher premium. If we don't nurse our own H. & A. Policy, who else will do it & why?

I thank our Convener Dr. Jayesh Shah & H & A Cell members, Dr. Deepak Vaidyaa, Dr. Nitin Rao, Dr. Hitesh Bhatt, Dr. Suhas Kate for their selfless work through the year in all our activities, especially in scrutinizing the Claim Files.

I am greatly indebted to Dr.P.N.Rao for his guidance throughout the year.

05 Feb 2013 Dr. Suresh Rao Mumbai Chairman- H. & A. Cell,

AMC

30

CONSULTANTS BENEVOLENT SCHEME REPORT

Patron-Advisor: Dr. P.N. Rao Chairman: Dr. Bipin Shah

Conveners: Dr. Suhas Kate, Dr. Shrikant Badwe

Members: Dr. S.N. Agarwal, Dr. Mukesh Gupta, Dr. S.V. Nadkarni, Dr. Dilip Naik

Dear Members,

We are proud to have completed eight glorious, successful years conducting the Consultant Benevolent Scheme. Presently, the total number of members till January 2013 is a modest 1101 Since the inception of the scheme, we are sad to remind ourselves of the passing away of 21 of our members while a further 4 members have for various reasons had to opt for a premature retirement .One member amongst us was paid a benevolent fund for an unfortunate total permanent disability.

While 32 new members have joined the scheme giving a growth rate of approx. 2.8% per annum, we are deeply concerned with the slow growth of the scheme , in spite of all its tremendous advantages both as an insurance and an investment model . A special drive will be undertaken to show case the highlights of the scheme ,and we have no doubt that in the years to come this will be one of the most sought out models in this category in the medical world .

We pay homage and sincerely condole the death of our following SIX colleagues and members in the scheme. On your behalf the committee has sent out their deepest condolences to the family of the deceased. The benevolent funds that have been paid to the beneficiaries of each of them are mentioned in brackets next to their names.

1) Dr. Dhirendra Gangakhedkar. ( Rs. 4,35,400 /- (Rs. Four Lacs Thirty Five Thousand Four Hundred Only) Date of death: 18/05/2012 From Andheri (West)

2) Dr. Kakubhai Masrani. ( Rs. 4,34,200/- (Rs. Four Lacs Thirty Four Thousand Two Hundred Only) Date of death: 27/07/2012 From Kandivali (West)

3) Dr. Suhas Nagwekar. (Rs. 4,38,600/- (Rs. Four Lacs Thirty Eight Thousand Six Hundred Only) Date of death: 29/07/2012 From Vasai (West)

4) Dr. Mandakini Parihar. ( Rs. 4,35,100/- (Rs. Four Lacs Thirty Five Thousand One Hundred Only) Date of death: 10/09/2012 From Chembur

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5) Dr. Shobhana Devarajan. (Rs. 4,36,900/- (Rs. Four Lacs Thirty Six Thousand Nine Hundred Only) Date of death: 27/10/2012 From Ghatkopar (East)

6) Dr. Yogesh Nagar. (Rs. 4,37,200/- (Rs. Four Lacs Thirty Seven Thousand Two Hundred Only) Date of death: 15/12/2012 From Andheri (West)

7) Dr Ashok Hishikar was paid the benevolent contribution of Rs 4,35.500/ on account of his permanent total disability

The Two unfortunate members to retire from the scheme due to their unavoidable reasons are

8) Dr. Pratibha Utage 9) Dr. Vasant Nagwekar

Till January 2013 we have paid total Benevolent Fund upto Rs. 30,52,900/- (Thirty Lacs Fifty Two Thousand and Nine Hundred Only).

thConsultants Benevolent Scheme Annual General Body Meeting was held on 8 July 2012 at the Lupin Auditorium of IMA Bldg.

stTotal Corpus of the C.B.S. scheme as on 31 January 2013 is 1, 46, 90, 853 /- (One Crore Forty Six Lacs Ninety Thousand Eight Hundred and Fifty Three only) while Total Corpus of the

stC.B.S. scheme as on 31 March 2012 was 1,37,10,853 /- (One Crore Thirty Seven Lacs Ten Thousand Eight Hundred and Fifty Three only.)

CBS Scheme is a social initiative by AMC for its members. It has a dual advantage both being a mode of investment as well as life cover for the member; it also provides an immediate financial relief to the dependants of the said member, at a very nominal cost.

We earnestly request you to join the said scheme & enroll as many of your member friends in the scheme. This will enable us to give still larger amount of Benevolent Fund to the family members in the event of untimely demise.

Thanking You,Yours truly,

Dr Suhas Kate Dr Bipin Shah Dr Shrikant Badwe Convenor Chairman Convenor

32

Minutes of the TPA General Body Meeting- 8th July 2012

The meeting was adjourned by 15 minutes due to lack of Quorum. At 1.00pm Hon Secretary Dr Veena Pandit welcomed all the members and called the meeting to order. She invited President Dr Kishore Adyanthaya to preside over the meeting.

The following members attended the meeting

1) DR. ADYANTHAYA KISHORE2) DR. PANDIT VEENA3) DR. RAO SUJATA4) DR. CHAWHAN RAJENDRA5) DR. SHAH BIPIN6) DR. NAIK DILIP7) DR. BALIGA PRADEEP8) DR. RAO SURESH9) DR. NAYAK ACHYUT10) DR. RAO NITIN11) DR. VAIDYA DEEPAK12) DR. HARIANI AJAY13) DR. AGARWAL NIRANJAN14) DR. BHATT HITESH15) DR. SHAH JAYESH16) DR. PIKALE SANGEETA17) DR. SHETTY RATHNAKARA18) DR. AGRAWAL SHIVBHAGWAN19) DR. PARIKH HITESH20) DR. NAIK SUDHIR21) DR. BAID DEEPAK22) DR. KATE SUHAS23) DR. NIKHIL DATAR24) DR. SHARMA SMITA25) DR. BHAGAT KARTIKEYA26) DR. DAVE KISHOR27) DR. DEDHIA NARENDRA28) DR. DESAI JAGRUTI29) DR. DOSHI KIRAN30) DR. GADIWAN PRADEEP31) DR. GARG VIMAL32) DR. GARG URMILA33) DR. GOYAL HARIOM

34) DR. KORADIA RAJESH35) DR. KULKARNI CHANDRAKANT36) DR. MEHTA SHARAD37) DR. MEHTA UPENDRA38) DR. MEHTA RASHMI39) DR. MEHTA SANKET40) DR. MODI RAJAN41) DR. MODY ROHIT42) DR. MODY AASHISH43) DR. MOTWANI MANOHAR44) DR. NARSANA KIRIT45) DR. PAI NAGESH46) DR. PARALKAR RAVINDRA47) DR. PARIKH KETAN48) DR. PATEL DHIRAJ49) DR. PATEL RAVI50) DR. PATEL RENU51) DR. PURANIK ATUL52) DR. RANGWALA NIPUN53) DR. RAO PRABHAKAR54) DR. SANJANWALA SATISHKUMAR55) DR. SAVLA KHUSHAL56) DR. SEETHARAMAN VENKATRAMAN57) DR. SHAH JAYESH58) DR. SHAH NITINKUMAR59) DR. SHAH ASHIT60) DR. SHARMA SMITA61) DR. SHETTY RAM62) DR. SUNDAR SURESH63) DR. TANWAR MASROOR64) DR. THADANI LAXMAN65) DR. VAIDYA ASHISH

33

The President Dr Adyanthaya addressed the house, that the meeting was called to review & discuss the TPA/PPN issue.

thHe said this is the 6 Sp GBM on the matter. There were several managing committee meetings

and several meeting with the GIPSA companies and all efforts by the previous two managing

committes were futile in making GIPSA to accept our terms and conditions.

One of our demand is for empanelment of all nursing homes, which were empaneled with

GIPSA upto July 2010- who withdrew heeding to AMCs call for boycott. This is still not

met.Other is capping the charges at the patients end. The only demand which is asgreed upon

is formation of an Apex Body consisting of AMC,GIPSA & TPA companies.

AMC is closely following the PIL by consumer activist Mr Gaurang Damani and planning to

intervene. This process is already started and AMC along with HOSMAC has started process of

costing exercise.

He also informed the house according to GIPSA web site about 187 members who have joined

the PPN scheme in spite of AMC's call to all its members to boycott this and other forms of

cashless TPA.

He also brought out certain technicalities such as

I. All the nursing home are not owened by AMC members-some of them are owned by

Non Medical personnel. However they are utilizing the services of our member

consultants.

II. Even those of our members some of them are not doing PPN work still their name

features in PPN list

III. A few of Corporate Hospitals have joined the PPN.

a. The Consultants attached to Corporate Hospitals who are attached are

directly not resoponsible for doing cashless as manbagement doesn't take

these into confidence while signing PPN.

b. Dr Agarwal said In this connection it was pointed out that since AOH has

backed out of our struggle our members attached to those hospitals are not

directly responsible for any PPN…. By these hospitals.

c. Certainh specialities ,Anaesthetists, Pathologists and Radiologists donot

admit patients under their care and may not be directly involved in the

decision to take on or refuse and cannot be be held responsible for cashless

services.

IV. Dr Naik said Majority of the hospitals (approximately 60% of those who have joined

the PPN network are ophthalmic centers).

President Dr Kishore Adyanthaya informed the house about a new development has taken

place in last few days and requested Dr Agarwal toelaborate it to the house..

Dr Agarwal said 3 private companies have approached the AMC with proposals of packages

that are more favorable to the treating Doctor. They are willing to work out the charges for

various treatments based on the previous charging structure of those consultants. There has

34

to be an agreement on the following causes1) The insurance company should enroll all our members

2) Charges will be negotiated with individual doctor which will not be less than what is being charged now..

3) Capping of charges, if any, will be at patient end. If patient chooses to go to doctor charging more than what his insurance permits, patient will pay the extra.

4) All negotiations and MOUs will be through AMC.

5) AMC and insurance company together will form an apex committee to look into all disputes.

Dr. Niranjan Agarwal asked the permission of the house to sign an MOU with these private insurance companies if the 4 clauses are met. He said that we should not have to call another Special GM to sign this. The office bearers were unanimously granted this permission by the floor.

However to explain the details of the problems to the house the office bearers who are part of

the Core committee explained the finer nuances to the house and also the developments in

the various meetings with officials they have attended

Dr.Sudhir Naik explained patients are going to Corporate Hospitals who have Cashless facility

and this is leading to bigger bills and greater burden on the insurance companies hence GIPSA

has realized that they are suffering and that insurance companies are also bleeding. But do not

want to compromise. They have 187 establishments, but they could not get any more of our

members. The basic reason why these new private companies are coming to AMC is because of

the unity in AMC and this unity is our strength. We must not underestimate ourselves. He said

that all our members look to AMC for day to day issues and yet these 187 members have gone

against the association. He hopes that even these 187 members to shift from GIPSA to these

companies once the negotiations are done. Also the Insurance potability will facilitate this

process.

President Elect Dr Sujata Rao informed the house that core committee for this issue is actively

working with a multipronged approach. Costing of Nursing Home is in progress with an agency

by the name of HOSMAC this will give us better clarity on the appropriate charges for each

procedure based on the location and other factors.

In the meanwhile there is a PIL by consumer activist Mr. Gaurang Damani which is in progress.

AMC is going to intervene on this PIL and put forth our demands. She reminded the house that

AMC is working on so many issues such as PCPNDT, fire safety norms, medico legal problem,

and nursing home registrations etc. Our members should stay united through all these issues

for better outcomes.

To this Dr Ketan Parikh wanted to know who was conducting the meeting as so many people

from the dias are speaking to which Dr Adyanthaya said he could address to him.

Dr Sangeeta Pikale stated that AMC has the right and responsibility to make an MOU in the

best interest of our members. The total bed strength of all our members is about 10,000

35

which means that united we can achieve a lot.

In this connection Dr Niranjan Agarwal reminded the house that in all previous 5 GBMs it

was decided to continue the boycott. In the last AGM it was finally decided to send a notice

to to all erring members during this period the MC was to decide what action to be taken

and call review meeting at end of two months.

In this review meeting its not possible to identify all erring members without proof being

presented. Only proof identifyable was the PPN list from GIPSA web site. He also pointed out

that consultants from larger hosp enrolled donot have any say in running of the hospital. But if

floor decides then notices can be sent to all consultants.( but prob of anaesth radio patho

remain Also cross ref from other consultants cannot be controlled. Some body from floor

pointed that this will mean sending notice to 2 thousand members. Which was not practical.

For this Dr Naik replied AMC has been working on many issues for its members including bigger

hospitals consultants avail of medico legal help from association. And We have to stand united

rather than separating the issues abstain from cashless and to consider what action to be taken

against them in the event of their not cooperating with AMC He asked the house what is to be

done?

There were diverse views on what action is to be taken against the members who have not

boycotted the PPN. The views ran from remove them from AMC to remove them for a

stipulated time to pardon. There was noise and commotion and emotions ran high in the room

Several statements made by our members and office bearers were as follows

1) Yes those who are not cooperating should be banned from the privileges of being an

AMC member and the offender's life membership should be removed-Dr Sanghvi

2) We should consider a temporary ban on them of approximately 2 years- Dr Sujata Rao

3) These 187 establishment, have include hospitals Nursing Homes owned by non

medico personnel, Pathology Radiology. Hence, difficult it may to find actual member

who could be banned.- Dr Niranjan Agarwal

4) An individual Consultant can exercise a ban on cashless but when he gets a reference

what does he do?- Dr Sanghvi

5) Forgive and forget and let us move on. We are wasting time on these issues there are

only 187 members- Dr Rohit Mody

6) Who are we to forgive and forget when these Consultants are not concerned with our

opinion and not asking for any forgiveness. They don't even come for meetings-

Member

7) A member asked if removing a life member from the AMC was legal and within the

preview of the constitution. To this the office bearers replied that legal opinion is

sought & constitution permits it.

8) When we sign the MOU with the new companies they should have AMC membership

number on the form so that automatically the banned member whose membership

36

has been removed cannot join with this company on his own.

9) PPN is trying to get individual provider to agree to their term and that you cannot take

action against an Individual. If you cannot take action against a hospital consultant

how can you penalize individual. Also the office bearers are given a one sided view and

not a clear picture to the house. – Dr Ketan Parikh

10) To Dr Ketan Parikhs accusation that the house has not been given the real facts the

President said that the meeting of the Core TPA committee has decided on lifting the

ban but in the subsequent Managing Committee meeting it was voted that ban should

continue and negotiations with the companies should continue.

11) Ban is not practical and may not work- Dr P N Rao

12) Some influential members have fixed very high rates for themselves-Member

There was a call for voting which has a very inconclusive response with only 25 out of

65 raises their hands. 19 for ban and 6 for no ban. Hence it became clearer to the office

bearers that more discussion is required

The house was more inclined to talk about where do we go from here and what can be

done with regards these 3 new private insurance companies

Dr Nikhil Datar said that we should go ahead with these companies and there should

be robust mechanism for collecting costing data. Common procedures can have fixed

charges through the AMC. If there is costing issue in a particular case that can be

individualized

Dr Sangeeta Pikale stated that the costing exercise is being done and the purpose is to

establish the lower limit of professional charges be set so that we don't undersell

ourselves. Dr Suresh Rao agreed and said that a base level has to be created. She also

said that there should be greater transparency on the part of insurance companies

towards the patients and this is one of the issues in the PIL also.

Dr Ketan Parikh said that he has been part of the core committee working on the TPA

issue.

As far as his understanding goes PPN is a national concept and will not go. It may have its

problems in Mumbai. He also agreed that while PPN says they are willing to negotiate so far

negotiations have not been very favorable. He also mentioned that when the PPN negotiating

authorities, when informed that this may adversely affect the quality of healthcare, are very

clear that they are only concerned with the business angle. However PPN is willing to form a

joint committee with AMC. Dr Parikh said that his personal views are that an insurance

company cannot decide how much the Doctor can charge and that the patient should have a

right to pay on their own. Once the patient has a receipt he can go in for reimbursement. He

37

also mentioned that by and large the serious capping of charges has only happened for

cataract surgery. He also expressed that the costing exersize may take a year. Dr Parikh also

said that this kind of capping on bills will finally hurt the healthcare and this should be part of

the PIL.

Dr Niranjan Agarwal also stated that the insurance companies already have the data of most

charging pattern of most practitioners as they have the reimbursement information also. The

rate you negotiate will be in accordance with what you are charging now/

Dr Sangeeta Pikale- Once we make the MOU it should first be given to those nursing home who

have cooperated with us. Those who are with the PPN should break the agreement and come

to us after a year

Dr Sudhir Naik- Once this MOU is signed we can display it in our nursing homes and ask our

patients to shift to these insurance companies

Dr P N Rao- The insurer does not have the choice of TPA and potability may be not that easy in

practice. As far as charges are concerned he said that we Doctors grossly undervalue ourselves

and have to do a lot of free work also

Dr Ratnakar Shetty- We must come up with solution which benefits all including the defaulters

and that and many multinational companies are looking for this opportunity.

Dr. Suresh Rao-We need to give thought to why all of a sudden these companies have come to

us and not sign any MOU in a hurry.

A member from the floor said that we don't want to be with a company that will empanel only

300. Let us go for a company that will empanel all.

To finally conclude the entire matter the office bearers asked the house to take the final call on

the issue boycott of Cashless TPA, boycott of PPN and of punitive action on those who have

joined the PPN network.

Once again the talk of punitive action raised a lot of sentiment noise and chaos, beginning with

what is punitive action and what there were more of discussion like earlier in the morning.

Dr Niranjan Agarwal said that in AGM in march had directed to issue showcause notice to all

those violating the cashless ban. However it is not easy to identify each defaulteras dicussed

above and the only way was to get the list of PPN from the GIPSA web site

A member said that since this is a thin house it is not a fair representation of the AMC views to

which the answer from the office bearers was that once a special GBM has been called those

present become the decision makers. The house agreed to that. Dr Adyanthaya informed the

house that notice was sent in time and several SMS were also sent.

In spite of the thin attendance what is important is that most of our members follow the

directives given by AMC and have full faith in the AMC office bearers.

Another member said that even though the attendance is low most of the members abide

what the decisions of the AMC office bearers. To this another member said that most of the

38

members have full faith in the workings of the AMC.

Dr P N Rao mentioned that he was totally against the ban. Dr Niranjan Agarwal reminded him

that at the AGM in March he was the one to suggest punitive action. To this Dr Rao replied as a

member on the floor that he has every right to change his mind.

Member- We should delete them from our list

Amidst all this chaos Dr Niranjan Agarwal asked the house that we have to be clear as to what

action we want and also to finally take a fresh vote

Boycott all cashless18

Boycott only PPN, lift ban on corporate & private policies- route it through AMC- 21

Withdraw boycott 16

Punitive action against establishment of AMC members in PPN- 26

Punitive action against consultants of Hospitals-6

No punitive action-6

In Conclusion

1)Ban on cashless facility as per PPN provided by GIPSA companies

2) Withdrawing ban on services of cashless facility of corporate and private policies provided

empanelment with such companies is through Association of Medical Consultants.

3)Show cause notice to be sent to members whose establishment figures in the PPN network

website of GIPSA companies asking them withdraw immediately or inform if their name has

wrongly included in the list.

If member fails to reply satisfactorily then to proceed with punitive action as per constitution

4)AMC to go ahead a sign a MOU with either/all of these 3 private insurance providers or any

other suitable contender which agrees to the terms and conditions of AMC. These terms and

conditions would be all inclusive covering the larger interest of all our members

Vote of thanks

The meeting continued till 2.45 pm but ended on a positive note and Dr Veena Pandit thanked

all those who were present.

Compiled by Dr Smita Sharma and Dr Rajendra Chawhan

39

In the last AGM held on 25th March, 2012 at MIG Club, Bandra, one of the amendments was to

discuss how a new president was to be elected in case of the president's resignation, demise or

incapacitation in any way. I clearly remember Dr. Rao saying that there need not be another

election and that the VP should simply take over.

I, never in my wildest dreams, thought that it would happen within a month after elections and

I would be called to take over, as Dr. Ajay Hariani had to resign for personal reasons. When

called to take over, I talked to my seniors in the association about taking up the post only if there

was full cooperation from all.

This said, I would not have been able to perform the daunting task of president, if not for the

help and support from the managing committee. I am thankful to Dr. Niranjan Agarwal, Dr.

Sudhir Naik, Dr. Sujata Rao, Dr. Pradeep Baliga, Dr. Sangita Pikale and my Hon. Secretary Dr.

Veena Pandit, who were with me at every step along the way. I am also indebted to the advice

given by Dr. Lalit Kapoor , Dr. Bipin Shah, Dr. Bipin Pandit and Dr. Suresh Rao.

The important works done during the year are:

The one day bandh observed by the entire medical fraternity against the Clinical Establishment

Act has got the Govt of Maharashtra thinking and for the time being, has postponed tabling it.

About nursing home registrations and pending NOC from fire department, the confusion still

persists, even after drafting the guidelines with the help of Director of Fire Services, and

meeting Addl. Municipal commissioner, Chief Secretary and Secretary of Urban Development

ministry. We have been promised that the conditional NOC issued by Fire Dept if accompanied

by a self certification that the conditions have been fulfilled, will be accepted for registration.

The deadlock with the GIPSA companies continues. Now that we have formed AMC - NoAH, it

will look into the insurance matter among many other things. Almost two hundred and fifty

members have already become members of this fledgling cell.

This year we have expanded beyond the parent state. We have tested waters outside and have

Mangalore and Bangalore as two vibrant affiliates who are already serving members in the

medico legal field. Hubli - Dharwad will be an affiliate by March. Ajmer, Aurangabad, Jalna,

Kolkatta - all have shown interest and we have conducted seminars on medico legal issues

there.

I will now sign off with best wishes to Dr Sujata Rao the incoming president and her team &

assure them my full support.

Dr. Kishore Adyanthaya

President - AMC

President Report

40

Secretary's Report

The last year was very busy indeed. Every year we feel that this year was busy, but actually every year requires a lot from all your committee.

The year began with music by “Keep Alive” group at MIG Club and the installation of Dr. Ajay Hariani as President. The elections went off smoothly, and the Managing Committee, with some old and some new faces was installed.

But soon Dr. Ajay Hariani had to resign due to personal reasons and Dr. Kishore Adyanthaya, the senior Vice President had to take over. Dr. Adyanthaya started working as President immediately but was formally installed as President only at our Doctor's day function. Suddenly he found himself with duties and responsibilities that he had not planned for, but which he more than successfully fulfilled.

“Tobacco and its implications for health” was organized with the help of Tata Memorial Hospital and was a very successful program. We hope our doctors who smoke have been influenced by the presentations and give up smoking and motivate their patients to do the same.

The play “Two to Tango, Three to Jive” was presented twice for our members with the help of Mr. Ashwin Gidwani. We are thankful to Mr. Gidwani for the same.

This year on Doctor's Day we had the Blood Donation Drive at 19 Centers and 1717 Bottles were collected. Along with Blood Donation, there was a Organ Donation Awareness Drive where many pledged their organs and were given pledge cards to keep in their wallets. People attending the Blood Donation were also made aware about Noise Pollution and its ill effects.Later in the evening was “Hasya Kavi Sammelan” and here Dr. Kishore Adyanthaya was installed as President.

The Public Relations Cell held two press conferences with the help of Via Media.The media was made aware about AMC - its vision and mission. The Press was also educated about Blood Donation, Organ Donation, Noise Pollution so that they can spread the message and awareness about these issues. We got good press and electronic media coverage for both.

The Conference Tour to Latvia, Estonia and Russia was a huge success. 45 of our members attended and have returned with beautiful memories and are already looking forward to next year's Conference Tour.

41

AMC's program at Vashi was a huge success. Dr Anil Tendulkar kept the audience in splits with his talk. The Medico-legal talks abd the investment guidance were much appreciated.

Our other ongoing programs: the Nurses Training Program was conducted several times throughout the year by Dr. S. N. Agarwal. The First Responder Workshops too were much appreciated. Do remember that these are our charitable activities and please approach AMC to organize these for your groups.

AMCON, our most prestigious program, was held at Birla Matushri Sabagar and was a huge success. Justice N. Santosh Hegde presented a brilliant oration.

AMC India is now well on the way. AMC Mangalore was established as was AMC Bangalore. AMC Ajmer is on the way. Hubli- Dharwad are also waiting to join us.

As you are aware, AMC had advised all members practicing in Nursing Homes or Corporate Hospitals to desist from doing cashless mediclaim. But it was found that many of our members continued to do so. Show cause notices were sent to 139 and we received many replies stating that they are not enrolled in PPN.

The work relating to nursing homes is increasing day by day as new legislations come up. The problems facing Nursing Homes are on the rise so the assistance required by our members for running their Nursing Homes keeps the Infrastructure Cell very busy. A need was felt to form a cohesive and regulated group of our member owned nursing homes. A Special General Body Meeting was held to present the concept of Network of AMC Hospitals (AMC-NOAH) to our members. Here the Infrastructure Cell changed its avatar to become AMC-NOAH and we already have 202 members.

AMC-NOAH has already signed an MOU with Bajaj Alliance and our members can now go ahead and enroll. We have also appointed a facilitator who will help members with all TPA related work.

AMC has intervened in the PIL filed by Gaurang Damani about Mediclaim and TPA payments. The HC has requested us to give a list of packages for 42 procedures. AMC has presented such list with several riders about where this range of charges will apply. The Supreme Court had said that professionals charges cannot be capped, and so you need not fear this.

HOSMAC study to know the exact cost of running a nursing home is underway and soon we will have the results.

42

The NHCRH Bill was rejected by the Parliamentary Standing Committee mainly due to the solidarity of the doctors.

The CEA is likely to be tabled during the Budget Session. AMC Committee Members have met several MLAs from their areas as well as the Minister of Parliamentary Affairs to sensitize them about the Clinical Establishment Act.

Several issues plagued our members who own nursing homes.

Fire NOC and registration of nursing homes: After the AMRI fire, the Government of Maharashtra issued a circular to the effect that nursing homes cannot be registered without fire safety NOC. But the fire safety requirements for nursing homes are still not being defined clearly and conditional NOCs are being issued by the Fire Department. So AMC had several meetings with the authorities but with very limited success. We have tried to help members by negotiating with architects to help our members at reasonable rates. We hope to have a meeting with the CM soon.

Biomedical Waste: SMS Envoclean started charging separately for consulting room in nursing homes. AMC advised the members not to pay. Now we have negotiated with SMS envoclean and Rs 275/- will be charged for 1 consulting room in nursing homes upto 25 beds; for 2 consulting rooms in nursing homes upto 50 beds, and above that at actuals. If there is a dental chair or a pathology laboratory in the nursing home, it will be charged separately.

COU issue is almost over and very few are left without Change of User.FDA issue: this still continues to vex us. We hope to soon obtain clarity on this issue.

Those of you who have not checked your renewed MMC Registration, please do so on the site of MMC.

As you can see our committee members have been very busy indeed. We hope that we have fulfilled your expectations. Most of the incomplete issues are out of our control but we will continue our efforts to help you.

Do come in large numbers for our AGM on 24 March 2013 to encourage our new President who will be installed then. That day we have a wonderful program planned for you, look out for the brochures.

Dr. Veena PanditHon. Secretary

43

This year we had vast variety of programs. To start with the world tobacco day which was held

on 27 May 2012 in mayfair rooms. This prog highlighted the various aspects of tobacco related

diseases and told us the menace it causes in India. It was a feast to both mind and stomach. The

second was a first time prog to be held outside proper Mumbai . It was held at hotel Tunga navi

mumbai. Dr Ajit desai must be credited for all the efforts he took to keep this prog.Dr Anil

tendulkar talk on Laughter the Best Medicine was roaring success. He regaled the audience

with typical witty humor and we were taken back to our student days which we all know now

were the best years. This was followed by very fruitful discussion on Medicine and law

.

Doctors day celebration was a double treat and held on 30 june and 1 july. Blood donation

drive was held a usual and we collected about 1717 bottles of blood. In the evening we had a

hilarious comedy drama Two to Tango Three to Jive On the 1 of July we honored Dr Anil suchak

for the life time achievements and were touched by his life story on how determined he fought

the odds of life to achieve what he is today.This was followed by a unique prog on Hasya Kavi

Samelan.We were treated to a mixture of humor political staire intellectual stimulating

thoughts and heart touching phases by the various poets. Please write about amcon as send

before. One more feather in the caps is the various medico legal seminars held in Calcutta

Ajmer Manglore Banglore and to be held in Hubli .Various cities have held discussion on how to

set up AMC in their cities and this goes to show that we have achieved a lot. I thank each one of

you for all the help you have given me in this full year and without you these prog would not

have been possible.

Thanking all.

Dr Hitesh Parikh

Chairman - Programme Committee

PROGRAMME COMMITTEE CHAIRMAN'S REPORT

44

ANNUAL REPORT AFFILIATE UNIT CELL

CHAIRPERSON :DR NIRANJAN AGARWALCONVENOR : DR KISHORE ADYANTHAYA

The problems of consultants practicing anywhere are likely to be same or similar. It therefore stands to reason that, if requested, AMC should help consultants from other regions to organize themselves into similar bodies. These consultants need not have to re-invent the wheel but can easily replicate the organizational structure and aims and objectives of AMC. The ideology of the AMC is now being taken to other states of the country to facilitate formation of similar bodies outside Mumbai which can eventually form AMC INDIA. It is in this

thregard that in the last AGM on 25 march 2012 AMC formed this new cell to facilitate formation of new units outside the jurisdiction of AMC Mumbai. This cell would also monitor and assist such units by providing all possible help and guidance from time to time to the local office bearer of such units.AMC already had affiliate branches in different towns of Maharashtra like Dhule, Raigad, Ratnagiri & Dahanu. The members of these units were earlier enrolled as associate members with full admission fees. However after a constitutional amendment made at a special AGM in Sept 2011, now any affiliate unit members would be termed as affiliate members and they would be admitted at 40% of AMC Mumbai fees with the local body free to decide its own corpus amount as per local conditions .These members are thus enabled to enjoy all the benefits of AMC Mumbai except the voting right for AMC Mumbai, till such time that their local unit grows sufficiently strong enough to sustain independently or all are merged with AMC India. It was for the first time that AMC travelled outside Mumbai & Maharashtra & conducted Medico-legal programs with the help of local organizers at Kolhapur, Bangalore, Mangalore, Mysore and Kolkatta last year itself .We actually succeeded in launching AMC Kolhapur and Banglore last year itself and successfully launched Manglore and Mysore this year. We have successfully enrolled more than 140 members from these areas so far and many more applications are pending scrutiny. We had a highly successful program at AJMER this Nov but the official launching is awaited. At the time you read this report AMC Hubli - Dharwad -

thBelgaun would have hopefully seen the day as we discuss the same at program there on 24 feb. There are many more cities like Solhapur Sangli Aurangabad Pune and Nagpur in Maharashtra which are being worked upon as also Bhopal Delhi Jaipur Goa and Srinagar in other states. Here we would like to appeal to all to assist us with their local contacts to establish these units in other parts of the country as convincing the locals about the idea and principal of AMC can be done easily with a known person than by a stranger alone . Having a larger and a national

45

body will not only serve our fellow beings but also make us more stronger . If the happenings in the country are any indications than there is not need to emphasise that larger and united stronger we are. Here I would like to acknowledge the efforts of our president and convenor of the cell Dr Kishore Adyanthaya in mobilizing the Karnataka units. I would also wish to records the efforts put in by Dr Lalit Kapoor who actually serves in pulling the crowds at the MLC progs at these cities. My sincere thanks to Dr Gopinath Shenoy Dr SN Agarwal Dr Bipin Pandit Dr Umesh Oza Dr Nikhil Datar Dr Suresh Rao Dr Veena Pandit Dr Suhas Kate Adv Jehangir Gai for sparing their time to accompany me to these various cities to spread the message of AMC.

Long live AMC

46

The year began with the news that the Government of Maharashtra had issued a circular

directing the municipal health departments not to renew the registrations of Nursing

homes/hospitals till they obtained an NOC from the fire department. We realized that while

there are norms for fire safety for large hospitals there are no defined standards for small

nursing homes in residential buildings. So we had a series of meetings with the Chief Fire

officer of Maharashtra and after extensive discussions with him a set of guidelines for fire

safety in small nursing homes was proposed. The Chief fire officer then told us that these need

to be ratified by the Urban development ministry. We had a meeting with the Chief Secretary

of Maharashtra and the Urban development secretary. They promised us that the draft

guidelines would be finalized within 15 days and a Government resolution to this effect would

be issued. We regret to inform you that in spite of repeated reminders no further action has

been taken and we have now been told that the file has been forwarded to the law department

for their opinion.

Frustrated with the lack of progress our members began approaching architects who promised

to obtain the NOC's and also demanded speed money to accelerate the process. In spite of

repeated meetings with the Additional municipal commissioner we were unable to make any

further headway in this vexed problem. We then tried to negotiate with a few architects to do

the job for our members at reasonable rates. Unfortunately even the NOC's which are now

being issued are conditional NOC's and the health department has not taken a firm stand on

renewing the registrations based on these conditional NOC's. We hope to have a meeting with

the CM on this issue very shortly.

The Cell which had taken up cudgels on behalf of members with nursing homes on several

occasions in the last few years had to face criticism from other members who at times felt all

AMC efforts were directed to help Nursing home owners. This however was an erroneous

perception as AMC had also in the past taken up issues concerning members who are attached

to larger corporate hospitals. In its earlier Avatar it was the Nursing home cell of AMC which

took up the issues of the nursing homes and it was later revamped into a Health infrastructure

Cell. To counter this criticism the year therefore saw the modification of the cell into AMC-

NoAH a network of Nursing homes belonging to or run by AMC members. This modification thwas approved by a special AGM held on this issue on the 4 of December 2012. The aims and

objectives of this revamped cell are as follows

To represent and negotiate with the insurance industry ,healthcare supplies industry ,and

Customer groups on behalf of the members hospitals for their welfare.To ensure that the

interests of the small and medium healthcare providers is taken note of by the Government

INFRASTRUCTURE CELL REPORT

47

while drafting any new law or regulatory mechanism for the health care industry.

To liaison with all Government bodies at local state and central levels on all issues concerning

the hospitals on behalf of AMC. To encourage all member institutions to obtain AMC/FEQH

accreditation in order to ensure certain optimum standards of healthcare. To conduct training

programmes for enhancing the knowledge and skill of all human resources related to hospitals.

To help members to take care of labour/personnel issues.

AMC-NoAH will strive to achieve these objectives & ensure that the members of AMC who

run/own these small and medium healthcare establishments have their common interests

safeguarded while they are offered a slew of innovative support system initiatives.

The ban on providing cashless services to insurance patients which was imposed in 2010 was

further ratified by the Special GBM held on the 5th September 2010. The AGM also authorized

us to negotiate the private insurance providers for providing these services for their patients.

Following a series of negotiations with Bajaj Allianz insurance company we have finally signed

an MOU with them where in they have promised to empanel all our members and at rates

which the members are already charging for their non insured patients. This was a significant

achievement as it met all the conditions which had been imposed by the Special AGM held in

JULY 2010.

We are also in talks with STAR health insurance to sign a similar MOU. Another round of

negotiations with the Public Sector GIPSA companies was also held. While some movement

has taken place it would be too premature to predict an immediate resolution to this issue. We

will keep you informed about the details of any progress.

After authorization by the Special GBM we joined a PIL on the TPA issue filed by a consumer in

the Bombay High court as interveners. At the last hearing the court has asked us to give

possible package rates for 44 procedures which could then be incorporated in the policies so

that the patient is aware of what he is entitled to before he makes the choice of his hospital. We

have engaged the services of HOSMAC to do a costing exercise and also conducting our own

study before we decide to submit the packages. All the pros and cons will be examined before

we take a final decision on this matter.

Dr. Sudhir Naik

Chairman - Infrastructure Cell (AMC-NoAH)

48

Medico-Legal Cell Report-2012-13AMC- India- Director & Advisor: - Dr. Lalit Kapoor

Chairman: - Dr. Nikhil Datar Convener: - Dr. Ajit Desai

Members: -Dr. Vipin Chekar, Dr. Ashok Shukla, Dr. Hitesh Bhat.

Medico-Legal Cell of the Association of Medical Consultants continues to be a very active cell in

helping the members in medico-legal and potential medico-legal problems.

AMC Medico-legal cell played an important Role in the formation of AMC- India by going to

various places with the core group and appraising them about AMC Medico- Legal Cell. The

members of the cell namely Dr Kapoor and Dr Nikhil Datar went to various places along with

the other office bearers to promote AMC - India Campaign.

As per the Policy of the Medico-legal Cell, It has been our practice to try and settle out-of court,

cases which come under the category of 'indefensible' cases. However, this needs to be done

with proper documentation and legal advice. We witnessed four cases in which the foreign

body( mop/ gauze ) was inadvertently left during surgery. This had happened in two general

surgery cases, one orthopaedic case and one gynaecological case. The medico-legal cell

strongly recommends to use proper counting mechanism to avoid such mishaps. Out of these

cases in one case along with Oriental Insurance the out of court settlement was reached. Our

MoU with Oriental Insurance Company has a unique provision wherein such cases can be

settled out of court following advice by AMC Medico-legal Cell. This has been successfully done

in two cases recently with the active intervention of AMC along with Oriental Insurance

Company. A few more such cases are being tried to be settled out of court. This is a great

achievement of our unique tailor-made policy which is not available in any other policy all over

the country.

In two cases, Dr Datar used ASSIST module( MPS UK) for counselling which averted any legal

case or police complaint.

Apart from legal help to the above members, telephonic advice has been provided to several

members in urgent situations. A virtual telephone 24 x 7 helpline is being provided by our

Medico-Legal cell . Dr Ajit Desai, Dr Bhat, Dr Checker and Dr Shukla have advised members in

potential medicolegal problems time to time.

A TV news channel telecast a very damaging TV programme defaming one of our members. Dr

Kapoor along with other office bearers registered a stern objection against the News channel

49

for telecasting an unethical and grossly one-sided programme and has lodged a strong

complaint with the channel as per provisions of the National Broadcasters Association, New

Delhi. The complaint was made in consultation with our advocate and the matter is being

pursued aggressively. In case a satisfactory response is not received, AMC will file a petition in

the Bombay High Court against the Channel since the Programme denigrated the entire

medical profession.

It may be thus seen that members have been backed by AMC in all types of cases whether

criminal, Police matters, Consumer cases or in assisting to settle out of court etc. In a couple of

cases, members facing MMC enquiry were given appropriate advice and legal help where

required.

The professional charges of our panel advocates are being sought to be further enhanced so as

to give greater incentive to our advocates to defend our members more effectively. Constant

efforts are being made to improve our professional indemnity policy so as to give maximum

support to our affected members in their hour of need.

1) During the year 2012-13, total number of members has increased from 4101 to 4569.

2) Total Nursing Homes covered has increased from 500 to 550.

3) In the last year 53 Members registered medico-legal claims. The members were given necessary advice and help by the medico-legal cell in terms of selecting the advocate, drafting the answers to the complaints, giving consultation on medico-legal aspects.

4) We have paid a premium of Rs. 2.10 crores to Oriental this year as compared to 1.87 crores last year.

5) The claim ratio of Oriental as per their record on projected basis is 29% as compared to 35% earlier.

It may be thus seen that members have been backed by AMC in all types of cases whether

criminal, Police matters, Consumer cases or in assisting to settle out of court etc. In a couple of

cases, members facing MMC enquiry were given appropriate advice and legal help where

required.

The professional charges of our panel advocates are being sought to be further enhanced so as

to give greater incentive to our advocates to defend our members more effectively.

Constant efforts are being made to improve our professional indemnity policy so as to give

maximum support to our affected members in their hour of need.

50

1) During the year 2012-13, total number of members has increased from 4101 to 4569.

2) Total Nursing Homes covered has increased from 500 to 550.

3) In the last year 53 Members registered medico-legal claims. The members were given necessary advice and help by the medico-legal cell in terms of selecting the advocate, drafting the answers to the complaints, giving consultation on medico-legal aspects.

4) We have paid a premium of Rs. 2.10 crores to Oriental this year as compared to 1.87 crores last year.

5) The claim ratio of Oriental as per their record on projected basis is 29% as compared to 35% earlier.

The Grasp Report 2012-2013

One more Presidential term nears completion and it is time for an annual report of "The Grasp". We hope The Grasp has provided our readers with varied reading.

We thank all the Chairpersons of the various Cells of AMC for submitting reports of the activities of their cells in time for our issues. The Editorial Team thanks all our authors who make Grasp what it is. We thank all the advertisers who make balancing our budget easier.A big "Thank You" to Magna Graphics our printer, who meets all deadlines inspite of us causing delays. Thanks to our AMC office workers who receive all the matter for "The Grasp" and tabulate everything for printing.

We are very thankful to our President Dr. Kishore Adyanthaya, Hon. Sec. Dr. Veena Pandit and all the Managing Committee members for making the task of publishing each issue of "The Grasp" a pleasant experience.

And of course, the biggest "Thank you" to you all, our readers.

Besides the activities of AMC which are very important to you and you eagerly await information about, we hope to give you more variety to increase the readability of Grasp. Do pardon us for our errors of printing which we sincerely regret.

With regards, Dr. Mukesh GuptaEditor Dr. Nitin Rao Dr. Sushmita Bhatnagar Dr. Deepak Baid Dr. Pradeep Baliga Editorial Team

51

The Public Relation Cell AMCChairman Dr Sangeeta Pikale

The Public relation cell of AMC was created to address the need to have a voice for AMC in order to communicate our Activities which include our social service, our training programmes, resolutions that may affect insurance services,our legitimate grievances of members etc

This year we had 2 press conferences and multiple press mentions . The 1st in July for blood donation drive and organ donation sensitisation,and noise pollution awareness.this was partenered by Via Media an event management group , the press meet was a resounding success with more than 20 print media covering esp Times of India, DNA, Asian Age,Afternoon, etc also we got Electronic Media coverage on DD sahyadri,DD,Sahara Mumbai.

The 2nd press conference was organised by PR cell of AMC for a Pre Ganpati sensitisation of people against the harmful effects of Noise this also got about 6 print media cover and ! electronic media cover in IBN lokmatThe PR cell had made representation to TOI for a regular column which was declined, The Public Relation Cell Chairperson Dr Sangeeta Pikale was invited by Colours TV for a DR Ahulawalia show ,also was invited for the Prevention of Cervical cancer Panel Discussion by Mrs.Deveika Bhojwani

The 3rd Press conference for introducing AMC NOAH is being organised on the 14th feb at press club Mumbai this is an AMC initiative to leverage and organise the small and medium sized hospitals which cater to middle class and offer quality,transparency and credibility to the general public.

Dr. Sangeeta PikaleChairman - Public Relation Cell

52

Report From Dr. S. N. Agarwal

Zonal Director & Social Service Report

From May 2012 To January 2013

22 May 2012 : CME Newer Perspetive in "Vit D" at Timeless Resort one accredidiation MMC point.

22 June 2012 : Diabetes & Thyroid at Bhakti Vedanta Hospital, one Accreditation MMC Point.

June 2012 : Blood Donation Camp done.

30 June 2012 : CME at Hotel, Veg Sagar, one Accrediation MMC Point.

July 2012 : CME on IUGR at Bhayandar, one Accreditations Point.

5 July 2012 : GCC Meeting Regarding Fire Noc.

July 2012 : Blood Donation Camp at Uttan.

July 2012 : Thyroid Check up camp done.

July 2012 : First Aid Training to Drivers Bus & School Teacher.

4 August 2012 : Doctor's celebration monsoon Music Mehfil, At sea Rock Hotel,

450 Doctor Attended.

5 August 2012 : CME on Pediatric Cardiac Disese one Accreditations MMC Point, 4

At Bhakti Vedanta Hospital.

19 August 2012 : Nurses Training Programme at Bhayandar (W), Shivlila Hall.

Sep.2012 : Camp at Ganesh Visarjan Bhayandar.

October 2012 : Eye checkup & BMD camp done, Uttan Pali village at Bhayandar (W)

5 October 2012 : Lecture on super power of women at Sea Rock Hotel.

11 Nov. 2012 : Nurses Training at Bhayandar (W), 100 nurses attended.

18 Nov. 2012 : How to prevent Medico legal Problem at Ajmer.

26 Dec. 2012 : Update on Osteoporosis at Bhayandar Dinner.

28 Dec. 2012 : Nutrition during pregnancy at GCC, Bhayandar (W)

31 Dec 2012 : New year Celebration, First Aid & Water Kingdom at Essel World Gorai.

Jan.2013 : Obesity Check up at Gorai.

16 Jan. - 30 Jan. 2013 : Picnic at Essel World with half rate for consultant & their Family.

Feb. 2013 : We may conduct Nurses Training programme in Feb.

53

ZONAL DIRECTOR'S REPORT-2012-13

It gives me an immense pleasure in submitting my annual report of this year. As per my aim

of increasing the New Membership from Chembur to Vashi, we are reasonably successful in

achieving around 60 Members from the Zone.stFirst major event was to celebrate Doctor's day on 1 July, Sunday at Navi Mumbai

Municipal Hospital along with Indian Medical association, Navi Mumbai at Vashi. We had a

very well arranged “Blood Donation Drive” at above mentioned Venue. Around 40 Bottles

of Blood were collected on this occasion donated by the doctors. The blood donation drive

was inaugurated by Dr. Sanjay Pattiwar, Additional Municipal Commissioner, Navi Mumbai

and our Managing Committee Member of AMC.

We had a meeting with managing committee members of AOGS, Paediatric society and

other associations of Navi Mumbai and planned an AMC meet at Vashi.nd

On Sunday, 2 September 2012, Association of Medical Consultants, Mumbai, arranged a

meet at “Hotel Tunga International”, Vashi. There was overwhelming response to the

meeting. Around 400 delegates attended the Seminar which was inaugurated by the Vice

Chancellor, Dr. Thomas of Dr. D.Y.Patil University and many other dignitaries. It was a grand

success.

Next year we are planning to have Nursing training programmes, Basic Life Support

Programme, and if possible one mega event which will be disclosed later.

Last but not the least, I would like to thank Dr. Sanjay Pattiwar for the whole hearted

support given by him during this entire year.

Dr. Ajit K. Desai

Zonal Director

54

ZONAL DIRECTORS REPORT - THANE ONWARDS.

Initiatives :

Fire NOC: A special committee , under the leadership of Dr. G. B. Kulkarni was formed to

resolve the burning issue regarding fire N.O.C. for nursing homes & hospitals. With

efforts of Dr. G. B. Kulkarni & Dr Ashesh Bhumkar , the Chief fire officer Mr. Mandke

agreed to tackle this issue, not just peripherally but in fact at ' policy-making ' level.

Mr. Mandke reviewed the several presentations & data submitted by Dr. G. B. Kulkarni

& his team. A scientific formula, taking into consideration the fire risk index was

evolved & a new policy was formed. Over 90 % of the Hospitals & Nursing Homes thus

benefited from this clarity of policy, leaving no ambiguity.

Dr. G. B. Kulkarni, Zonal Director of A.M.C., remains profusely thankful to Mr. Mandke for

his extreme co-operation.

Thane became the first city in Maharashtra, to have evolved such a scientific data

based policy.

Apart from this major achievement , we also conducted blood donation camp on doctors

day at Kalyan & Dombivali. In association with ADCP ( Association for diabetes care &

prevention) we had an awareness camp & Basic Life sciences ( Cardio- Respiratory

resuscitation training program ) for medical & para-medical staff at Dombivali gymkhana.

I thank my team Dr. Baliga, Dr. Bahekar & Dr. Lokras for their co-operation & Dr. Achyut

Nayak for his guidance.

Dr. G.B. Kulkarni

Zonal Director

WEBSITE REPORT

Dear all,we have launched our state of art website www.amcmumbai.comits user friendly, all our activities in this current year can be accessed on our website.u can view our facebook page at www.facebook.com/amcmumbai.u can download the forms of our schemes, membership forms, grasp etc from our website at the click of a button.Noah-AMC has been incorporated as a direct link on the homepage.any suggestions, i am all ears.

warm regardsDr. Vipin CheckerWebsite Editor

55

AUDITORS REPORT

&

BALANCE SHEET

2011-2012

56

8 - Ambalal Doshi Marg, Fort,Mumbai-400 001. INDIA

Tel.: +91 - 22 - 22654882 / 22651731Fax : +91 - 22 - 22657093

E-mail : bdj@bdjokhakar.comWebsite : www.bdjokhakar.com

B. D . Jokhakar & Co.Chartered Accountants

AUDITOR'S REPORTTO THE MEMBERS OF THE GOVERNING BODY OF

ASSOCIATION OF MEDICAL CONSULTANTS

1. We have audited the attached Balance Sheet of Association of Medical Consultants as at March 31, 2012 and also the Income and Expenditure Account for the year ended on that date annexed thereto. These financial statements are the responsibility of the management of Trust. Our responsibility is to express an opinion on these financial statements based on our audit.

2. We conducted our audit in accordance with auditing standards generally accepted in India Those Standards require that we plan and perform the audit to obtain reasonable assurance about whether the financial statements are free of material misstatement. An audit includes examining, on a test basis, evidence supporting the amounts and disclosures in the financial statements An audit also includes assessing the accounting principles used and significant estimates made by management as well as evaluating the overall financial statements presentation. We believe that our audit provides reasonable basis for our opinion.

3. We report that

1. In our opinion and to the best of our information and according to the explanations given to us, the said accounts give the information required by the Bombay Public Trust Act , in the manner so required and give a true and fair view in conformity with the accounting principles generally accepted in India:

a. In the case of the Balance Sheet, of the state of affairs of the Association of Medical Consultants as at March 31, 2012; and

b. In the case of the Income and Expenditure Account of the excess of income over expenditure for the year ended on that date.

2. As required by the provision Bombay Public Trust Act relating to the accounts audited under Sub Section 2 of Section 33 and 34 and Rule 19 of the Bombay Public Trust Act: we further report as follows :-1.

a. The accounts are maintained regularly and in accordance with the provisions of theAct and RuIes.

b. The Receipts and disbursements are properly and correctly shown in the accounts.c. The Cash Balance & Vouchers are in the custody of the trustee on the date of audit

were in agreement with the accounts.d. All books, deeds, accounts vouchers or other documents or records required by us

were produced before us.e. A register of movable & immovable properties is properly maintained, the changes

therein are communicated from time to time to the regional office .f. All necessary information required by us has been furnished to us by the Treasurer

whenever called upon.g. No property or funds of the Trust were applied for any object or purpose other than

for the object or purpose of the Trust.h. There are no amounts which are outstanding for more than one year.i. No Tenders were invited for repairs exceeding Rs 5000 during the year.j. The moneys of the Trust have not been invested contrary to the provisions of section

36.k. There is no alienations of the immovable property contrary to the provisions of

section 36.

57

B. D . Jokhakar & Co.

l. So far as it is ascertainable from the books of accounts and according to the information and explanation given to us by the Trustee, there were no special matters which are required to be brought to the notice of the Deputy Charity Commissioner.

m. So far it is ascertainable from the books of accounts and according to the information and explanation given to us, there were no cases of irregular, illegal or improper expenditure or failure or omission to recover money or other properties belonging to the Trust or of loss, waste of money or other property thereof.

n. The budget has not been filed in the form provided by Rule 16-A.

2.a. The maximum and minimum number of the members of the Trustees is maintained.b. The meetings are held regularly as provided in rules and regulations.c. The minutes book of the proceedings of the meeting is maintained.d. None of the Trustees has any interest in the investment of the Trust.e. None of the Trustees is a debtor or creditor of the Trust.f. No irregularities were pointed out by the Auditors in the accounts of the previous years.

Place : MumbaiDate : 27/09/2012

For B. D. Jokhakar & Co.Chartered AccountantsFRN-104345W

H.B. Jokhakar(Partner)Membership No.006116

THE BOMBAY PUBLIC TRUST ACT 1950SCHEDULE XI (VIDE RULE 17(1) REGN. NO. F-7373 BOMBAY

ASSOCIATION OF MEDICAL CONSULTANTS. MUMBAIBALANCE SHEET AS ON 31ST MARCH 2012

FUNDS & LIABILITIES Rs. Rs.

TRUST FUNDS OR CORPUSBalance as per last Balance Sheet 17,390,725 Received during the Year 1,926,600 19,317,325

OTHER EARMARKED FUNDS(Created under the provisions of the trust deed orscheme or out of the Income)Depreciation Fund - Sinking Fund - Reserve Fund - Any other Fund(As per Schedule A) 29,537,763 29,537,763

LOANS (SECURED OR UNSECURED)From Trustees - From Others - -

LIABILITIES For ExpensesFor Advances - For rent and other Deposits - For Sundry Credit Balance 37,493,166 37,493,166 (As per Schedule C)

INCOME AND EXPENDITURE ACCOUNTBalance as per last Balance Sheet 10,587,720 Less: Appropriation, if any - Add:Surplus as per Income and expenditure account 248,322 Less: Transferred from Income and Exp Account - 10,836,042

Total Rs. 97,184,296

AS PER OUR REPORT OF EVEN DATE

H.B. Jokhakar

(Partner) Membership No.006116

58

59

THE BOMBAY PUBLIC TRUST ACT 1950SCHEDULE XI (VIDE RULE 17(1) REGN. NO. F-7373 BOMBAY

ASSOCIATION OF MEDICAL CONSULTANTS. MUMBAIBALANCE SHEET AS ON 31ST MARCH 2012

PROPERTY AND ASSETS Rs. Rs.

IMMOVABLE PROPERTIES:-(AT COST)Balance as per last Balance Sheet 2,878,782 Additions during the year 1,167,543 Less: Sales during the year - Depreciation up to date 564,574 3,481,751

MOVABLE PROPERTIES:-(AT COST)Furniture and FixturesBalance as per last Balance Sheet 104,222 Additions during the year 21,000 Less: Sales during the year - Depreciation up to date 11,472 113,750

OTHER FIXED ASSETS(As per annexure E) 87,986 87,986

INVESTMENTS(AT COST)(In the name of the association)(As per schedule D) 1500000 1500000

LOANS (SECURED OR UNSECURED):GOOD/DOUBTFULLoans ScholarshipsOther LoansAdvances:To Trustees - To Employees - To Contractor - To Lawyers - To Others 342,574 342,574

INCOME OUTSTANDING:-Sundry Debtors -

INCOME OUTSTANDING:- - - Cash and Bank Balances:-CASH IN HAND 6,255 As per Schedule `A'(a) In Savings Account 7,799,576 In Fixed Deposit Account (As per annexure F) 83,852,404 (b) With the Trustee - © With the manager - 91,658,235

Total Rs. 97,184,296

THE ABOVE BALANCE SHEET TO THE BEST OF OUR KNOWLEDGE& BELIEF CONTAINS A TRUE ACCOUNT OF THE FUNDS & LIABILITIES& OF THE PROPERTY & ASSETS OF THE TRUST.

Place : MUMBAIDate : 27/09/2012 Association of Medical Consultants, Mumbai

MG.Trustee President Secretary Treasurer

60

EXPENDITURE Rs. Rs.

To Expenditure in respect of properties:- Salaries - Rent, Taxes, Cess - Repairs and maintenance 146,867.00 Deprecitaion 564,574.00 711,441.00

To Establishment Expenses Electricity Expenses 85,440.00 85,440.00

To Remuneration to Trustees - To Remuneration (in the case of a math) to the head of the math, including his household expenditure,if any - To Legal Expenses 618,296.00 To Audit Fees 9,376.00 To Interest

To Amount written off: (a) Bad Debts (b) Loan Scholarship (c) Irrecoverable Rents (d) Other Items -

To Miscellaneous Expenses 25,305.00 To Depreciation (As per Schedule E) 92,435.00 To Amount transferred to Reserve or specific Funds -

To Expenditure on Objects of the Trust (a) Religious (b) Educational (c) Medical Relief (d) Relief of Poverty (e) Other Charitable Objects Other Expenditure(As per Schedule G) 8,979,141.00 8,979,141.00

To Surplus carried over to Balance Sheet 248,323.00

Total Rs. 10,769,757.00 Notes to account schedule 'L'

AS PER OUR REPORT OF EVEN DATEB.D.Jokhakar & Co, Chartered,Accountants

H.B. Jokhakar (Partner) Membership No. 6116Place : Mumbai

THE BOMBAY PUBLIC TRUST ACT 1950SCHEDULE XI (VIDE RULE 17(1) REGN. NO. F-7373 BOMBAY

ASSOCIATION OF MEDICAL CONSULTANTS. MUMBAIINCOME & EXPENDITURE ACCOUNT FOR THE YEAR ENDED 31ST MARCH 2012

INCOME Rs. Rs.

By Rent - -

By Interest (realised) On Securities (Fixed Deposit) 4,439,900.00 On Savings Bank Account 302,026.00 4,741,926.00

By Dividend 9,461.00

By Donations in Cash or kind - By Grants - By Income from other sources(in details as far as possible) 6,018,370.00 (As per Schedule H)

By Transfer from Reserve - By Deficit Carried over to Balance Sheet -

Total Rs. 10,769,757.00

Association of Medical Consultants, Mumbai

MG.Trustee President Secretary Treasurer

THE BOMBAY PUBLIC TRUST ACT 1950SCHEDULE XI (VIDE RULE 17(1) REGN. NO. F-7373 BOMBAY

ASSOCIATION OF MEDICAL CONSULTANTS. MUMBAIINCOME & EXPENDITURE ACCOUNT FOR THE YEAR ENDED 31ST MARCH 2012

61

62

SCHEDULE 'A' - OTHER EARMARKED FUND MEDICAL PROTECTION AND WELFARE FUND Balance as per last Balance Sheet 211,220 ADD: Fund Credited - 211,220 SILVER JUBILEE FUND ACCOUNT 303,068 Building Fund Account 2,516,953 Consultants Benevolent Scheme Fund 8,917,429 (As per Schedule B) ESR Fund Balance as per last Balance Sheet 338,800 Additions During The Year 27,400 Less:-Paid During the year 17,400 348,800 H & A Earmarked Fund Balance as per last Balance Sheet 12,141,793 Additions During The Year 5,098,500 17,240,293

29,537,763 SCHEDULE 'B' CONSULTANTS BENEVOLENT SCHEME FUND Refundable Deposits 3,153,000 Additions during the year 87,000 3,240,000 Membership Fund 6,479,829 Additions during the year 904,600 Less: Insurance & Death Claim Paid 1,707,000 5,677,429 8,917,429

SCHEDULE ' C' - CURRNET LIABILITIES 1. Basic Life Support Course Opening Balance 464,710 Add: Additions during the year 12,500

477,210 Less: Paid during the year 5,500 471,710

2. Accreditation Opening Balance 155,000 Additions during the year 163,500

318,500 Less: Fund Utlised 314,000 4,500

3. Claim Settlements Opening Balance 1,824,175 Add: Additions during the year 1,788,381

3,612,556 Less: Fund Utilised 2,365,454 1,247,102

4. Contribution towards H & A And Overseas Opening Balance 17,944,572 Insurance Premium Received 49,160,217

67,104,789 Less: Paid towards H & A and Overseas Insurance Premium 37,185,056 29,919,733

5. Contribution towards Professional Indemnity Opening Balance 666,267 Insurance Premium Received 19,568,694

20,234,961 Less: Paid towards Professional Indemnity Insurance Premium 19,737,071 497,890

6. Other Liabilities - Nurshing Home Cell 5,297,104 - Other 55,127 5,352,231

TOTAL CURRENT LIABILITIES 37,493,166

63

SCHEDULE " F " TOTAL

CASH AND BANK BALANCES : AMOUNT AMOUNT RS.

1) BALANCE IN SAVING BANK ACCOUNT (IN THE NAME OF THE ASSOCIATION)

(A) WITH SARASWAT CO-OP BANK A/C. NO. 18161 (34,762) A/C. NO. 19182 52,874 A/C. NO. 32639 844,928 A/C. NO. 22578 4,090 A/C. NO. 25352 7,332 A/C. NO. 31460 12,830 A/C. NO. 29380 13,527 900,819

(B) WITH STATE BANK OF INDIA A/C. NO. 30473827381 387,578 A/C. NO. 30499044355 26,389 A/C. NO. 30640860838 16,375 A/C. NO. 30809343753 155,410 A/C. NO. 31295295246 229,031 A/C. NO. 32185706186 65,412 880,195

(C) WITH CENTRAL BANK OF INDIA A/C. NO. 3144178954 2,664,752 A/C. NO. 3154801378 268,000 A/C. NO. 3154804186 2,061,937 A/C. NO. 3154847256 695,083 5,689,772

(D) WITH NEW INDIA CO-OP BANK LTD 299,022

(E) WITH BANK OF INDIA 19,607

(F) WITH UNION BANK 10,161 7,799,576

2) CASH IN HAND 6,255

3) FIXED DEPOSIT WITH BANK(A) HDFC BANK 22,659,973 (B) STATE BANK OF INDIA 50,798,680 © CENTRAL BANK OF INDIA 3,200,000 (D) ICICI BANK LTD 483,000 (E) NEW INDIA CO - OP BANK 3,000,000 (F) ICICI HOME FINANCE LTD. 2,210,751 (G) UNION BANK OF INDIA 1,500,000 83,852,404

91,658,235

SCHEDULE " G " : TOTAL

DETAILS OF ESTABLISHMENT EXPENSES RS.

SEMINAR, CONFERENCE AND MEETING EXPENSES 4,255,592

SALARIES 536,910

STAFF WELFARE 21,768

PRINTING & STATIONERY 1,140,097

POSTAGE & COURIER CHARGES 395,045

TRAVELLING EXPENSES 159,170

MEMBERSHIP FEES 375

SMS SERVICE CHARGES 111,209

SOFTWARE DEVELOPMENT CHARGES 149,159

COMPUTER EXPENSES 51,803

ADVERTISEMENT EXPENSES 30,250

COMMISSION PAID 1,667,310

TELEPHONE EXPENSES 58,273

CONVEYANCE 75,228

ACCOUNTS WRITING CHARGES 240,900

BANK CHARGES 10,053

DONATION 76,000

GRAND TOTAL RS .. 8,979,141

TAX DEDUCTED AT SOURCE

TAX DEDUCTED AT SOURCE (AY 10-11) 50,195

TAX DEDUCTED AT SOURCE (AY 11-12) 129,159

TAX DEDUCTED AT SOURCE (AY 12-13) 161,112

340,466

OTHER LIABILITIES

TDS ON COMMISSION 6,971

BHUPENDRA SHAH 7,650

DIVESH SHAH 1,492

SUNITA GARODIA 3,156

MANDAR DATAR 2,175

PAWANKUMAR AGARWAL 195

SHOBHA SHAH 14,657

SUSHIL PUNYARTHI 4,083

TRUPTI SAMPAT 3,682

UMA SURI 6,558

JITENDRA UDESHI 4,477

SHORT RECEIVABLE 31

55,127

64

SCHEDULE " I" :

1) The Accounts are manitained on cash basis except to the extent interest received and tax dedcuted at source at the end of the year is credited to interest account on accural basis.

2) Fixed Assets are stated at cost less depreciation, cost of acquisition include all cost incidental to bringing the asset in use.

3) Investment are long term in nature and are stated at cost of acquistion . Provision for diminution in value of investment is provided only if such a decline is not temporary in the opinion of the management.

4) Depreciation is provided at the rates prescribed under the Income Tax Rules

5) The figures are regrouped wherever necessary.

SCHEDULE 'E' - FIXED ASSETS

Furniture 10.00% 104,222 - 21,000 - 125,222 11,472 113,750

Office Premises 15.00% 2,878,782 602,543 565,000 - 4,046,325 564,574 3,481,751

Office Equipment 15.00% 24,933 5,500 770 - 31,203 4,623 26,580

Computer 60.00% 62,222 54,500 21,025 - 137,747 76,341 61,406

Total 3,070,159 662,543 607,795 - 4,340,497 657,009 3,683,488

PARTICALARS RATE

W.D.V. AS ON

01.04.2011

Addition

before 30.9.11

after 30.9.11

Deletion during the year

TOTAL DEPREC

ATION

W.D.V. AS ON

31.03.2012

65

66

SCHEDULE "D"

CORPUS FUNDSTATEMENT OF INVESTMENT AS ON 31.03.2012

1 ICICI PRUDENTIAL 150,000 648644

2 HDFC MF PLAN 150,000 594038

3 GOI8%SAV BND 400,000 TBICI008779495 214280 25-2-2010 25-2-2016 8.00%

TOTAL 700,000

SR. NO.

PARTICULARS INVESTMENTS

AMOUNTS

LEDGER A/C CERTIFICATE NO.

DATE OF INVESTME

NTS

DUE DATE

RATE OF INT.

1 GOVT. OF INDIA RBI BONDS 300,000 TBICI008774968 209288 23.10.09 23.10.15 8.00%

TOTAL 300,000

SR. NO.

PARTICULARS INVESTMENTS

AMOUNTS

LEDGER A/C CERTIFICATE NO.

DATE OF INVESTME

NTS

DUE DATE

RATE OF INT.

C.B.SSTATEMENT OF INVESTMENTS AS ON 31.03.2012

1 GOVT. OF INDIA 8% BONDS 500,000 TBICI008778108 212559 16.01.10 16.01.16 8.00%

TOTAL 500,000

SR. NO.

PARTICULARS INVESTMENTS

AMOUNTS

CUSTMER ID CERTIFICATE NO.

DATE OF INVESTME

NTS

DUE DATE

RATE OF INT.

PROFESSIONAL INDEMNITYSTATEMENT OF INVESTMENT AS ON 31.03.2012

TOTAL INVESTMENT 1,500,000

67

CORPUSSTATEMENT OF FIXED DEPOSIT WITH BANK AS ON 31.03.2012

1 HDFC LIMITED 500,000 BM/9690039 54136268 25-9-2009 25-9-2012 7.40%

2 ICICI HOME FINANCE 1,000,000 000600025856 661017402 1-10-2009 1-10-2014 8.25%

3 ICICI Bank Ltd 483,000 TBICI008774370 208688 5-10-2009 5-10-2015 8.00%4 ICICI HOME FINANCE 610,751 661017402 600029006 9-10-2009 9-10-2014 8.25%5 HDFC LIMITED 408,000 54136268 AD/1386206 30-10-2010 30-10-2015 8.10%6 HDFC LIMITED 888,000 54136268 AD/1402247 2-12-2010 2-12-2015 8.20%7 HDFC LIMITED 1,000,000 54136268 AD/1435571 18-01-2011 18-10-2013 9.10%8 STATE BANK OF INDIA 7,167,281 31604656604 8529817158-6 28-01-2011 5-08-2012 9.00%9 HDFC 337,000 54136268 AD/1490640 21-03-2011 21-03-2013 9.30%10 STATE BANK OF INDIA 1,430,000 32049378977 8529817158-6 23-02-2012 23-02-2017 9.25%11 HDFC 2,000,000 54136268 AD/1499357 5-4-2011 5-1-2014 9.50%

15,824,032

SR. NO.

PARTICULARS INVESTMENTS

AMOUNTS

LEDGER A/C CERTIFICATE NO.

DATE OF ISSUE

DUE DATE

RATE OF INT.

CBSSTATEMENT OF FIXED DEPOSIT WITH BANK AS ON 31.03.2012

1 UNION BANK 1,500,000 315503030038337 203197625 26-11-20109-4-2012 7.80%2 STATE BANK OF INDIA 1,000,000 31613309138 8555625351-5 3-2-2011 30-10-2013 9.00%3 STATE BANK OF INDIA 1,000,000 31613382982 8555625351-5 3-2-2011 30-10-2013 9.00%4 STATE BANK OF INDIA 1,000,000 31613383667 8555625351-5 3-2-2011 30-10-2013 9.00%5 STATE BANK OF INDIA 1,000,000 31613384037 8555625351-5 3-2-2011 30-10-2013 9.00%6 STATE BANK OF INDIA 1,000,000 31613384366 8555625351-5 3-2-2011 30-10-2013 9.00%7 STATE BANK OF INDIA 1,000,000 31613385111 8555625351-5 3-2-2011 30-10-2013 9.00%8 STATE BANK OF INDIA 1,000,000 31613385665 8555625351-5 3-2-2011 30-10-2013 9.00%9 STATE BANK OF INDIA 1,000,000 31613386158 8555625351-5 3-2-2011 30-10-2013 9.00%10 STATE BANK OF INDIA 1,000,000 31613386704 8555625351-5 3-2-2011 30-10-2013 9.00%11 STATE BANK OF INDIA 300,000 31613387481 8555625351-5 3-2-2011 30-10-2013 9.00%12 STATE BANK OF INDIA 400,000 31613387991 8555625351-5 3-2-2011 30-10-2013 9.00%13 STATE BANK OF INDIA 490,853 31613388780 8555625351-5 3-2-2011 30-10-2013 9.00%14 STATE BANK OF INDIA 1,000,000 31613392140 8555625351-5 3-2-2011 30-10-2013 9.00%15 STATE BANK OF INDIA 300,000 31818806035 8555625351-5 5-7-2011 10-1-2013 9.25%16 STATE BANK OF INDIA 250,000 32225834310 8555625351-5 7-3-2012 7-3-2014 9.25%

TOTAL 13,240,853

SR. NO.

PARTICULARS INVESTMENTS

AMOUNTS

LEDGER A/C CERTIFICATE NO.

DATE OF INVESTM

ENTS

DUE DATE

RATE OF INT.

68

H & ASTATEMENT OF FIXED DEPOSIT WITH BANK AS ON 31.03.2012

1 HDFC 1,888,888 AD/1367966 17-9-2010 17-9-2015 8.00%

2 STATE BANK OF INDIA 635,108 30727846681 8529817096-7 19-12-2011 14-9-2014 9.25%3 THE NEW INDIA CO-OP BANK 2,500,000 5345/1 433550 16-3-2009 15-4-2012 10.00%4 STATE BANK OF INDIA 124,197 30781170231 8552489991-8 10-2-2012 6-11-2014 9.25%5 STATE BANK OF INDIA 1,240,915 30778875271 8529817096-7 10-2-2012 6-11-2014 9.25%6 STATE BANK OF INDIA 9,838,684 31604656218 8529817096-7 28-1-2011 5-8-2012 9.00%7 STATE BANK OF INDIA 8,940,098 31604655770 8529817096-7 28-1-2011 5-8-2012 9.00%8 HDFC 1,200,000 54136268 AD/1394995 22-11-2010 22-11-2015 9.50%9 HDFC 1,500,000 54136268 AD/1468166 24-2-2011 24-11-2013 9.50%10 STATE BANK OF INDIA 1,200,000 31696442550 8529817096-7 2-4-2011 8-10-2012 9.25%11 STATE BANK OF INDIA 1,000,000 31696443484 8529817096-7 2-4-2011 8-10-2012 9.25%12 STATE BANK OF INDIA 800,000 31722779552 8529817096-7 26-4-2011 1-11-2012 9.25%13 HDFC 5,000,000 54136268 AD/1707272 30-11-2011 31-8-2014 10.00%14 HDFC 600,000 54136268 AD/1707289 30-11-2011 31-8-2014 10.00%15 CENTRAL BANK OF INDIA 3,200,000 3153358233 806192622-6 26-11-2011 26-11-2012 9.25%16 HDFC 500,000 54136268 AD/1742725 11-1-2012 11-10-2014 10.00%17 STATE BANK OF INDIA 500,000 32267236093 8529817096 31.03.2012 31.03.2014 9.25%

SR. NO.

PARTICULARS INVESTMENTS

AMOUNTS

LEDGER A/C CERTIFICATE NO.

DATE OF INVESTME

NTS

DUE DATE

RATE OF INT.

DONATIONSTATEMENT OF FIXED DEPOSIT WITH BANK AS ON 31.03.2012

1 HDFC LIMITED - NAMCON 212,000 54136268 AD/1389728 10-11-2010 10-11-2015 8.10%

212,000

SR. NO.

PARTICULARS INVESTMENTS

AMOUNTS

CUSTMER ID

CERTIFICATE NO.

DATE OF INVESTME

NTS

DUE DATE

RATE OF INT.

PROF. IND.STATEMENT OF FIXED DEPOSIT WITH BANK AS ON 31.03.2012

1 HDFC 125,223 AD/1367980 17-9-2010 17-9-2015 8.00%2 HDFC 125,223 AD/1367959 17-9-2010 17-9-2015 8.00%3 HDFC 125,213 AD/1367997 17-9-2010 17-9-2015 8.00%4 HDFC 125,213 AD/1367973 17-9-2010 17-9-2015 8.00%5 HDFC 125,213 AD/1367935 17-9-2010 17-9-2015 8.00%6 STATE BANK OF INDIA 1,250,192 30727845724 8548954092-4 19-12-2011 14-9-2014 9.25%7 NEW INDIA CO-OP BANK 500,000 5345/2 433551 16-3-2009 16-4-2012 10.00%8 STATE BANK OF INDIA 620,457 30778876489 8548954092-4 10-2-2012 6-11-2014 9.25%9 ICICI Home Finance 600,000 661017402 700031281 24-10-2009 24-10-2014 8.25%10 STATE BANK OF INDIA 3,094,769 31603002549 8548954092-4 27-1-2011 4-8-2012 9.00%11 STATE BANK OF INDIA 600,000 31696444057 8548954092-4 2-4-2011 8-10-2012 9.25%

7,291,503

SR. NO.

PARTICULARS INVESTMENTS

AMOUNTS

CUSTMER ID CERTIFICATE NO.

DATE OF INVESTME

NTS

DUE DATE

RATE OF INT.

69

NURSING HOME CELLSTATEMENT OF FIXED DEPOSIT WITH BANK AS ON 31.03.2012

1 HDFC 2,000,000 54136268 AD/1499412 5-4-2011 5-1-2014 9.50%

2 HDFC 2,000,000 54136268 AD/1499429 5-4-2011 5-1-2014 9.50%

3 HDFC 2,000,000 54136268 AD/1499340 5-4-2011 5-1-2014 9.50%

4 STATE BANK OF INDIA 616,126 32233771073 8581215637-4 13-3-2012 13-3r-2013 9.25%

6,616,126

SR. NO.

PARTICULARS INVESTMENTS

AMOUNTS

CUSTOMER ID CERTIFICATE NO.

DATE OF INVESTME

NTS

DUE DATE

RATE OF INT.

70

For B. D. Jokhakar & Co.Chartered AccountantsFRN-104345W

H.B. Jokhakar(Partner)Membership No.006116

FORM~ 10B(See rule I7B)

Audit Report under Section 12 A (b) of the Income Tax Act, 1961, in the case of charitable or religious trusts or instifutions

We have examined the balance-sheet of Association of Medical Consultants as at 31-3-2012 and the income and expenditure account for the year ended on that date which are in agreement with the books of account maintained by the said trust or institution.

We have obtained all the information and explanations which to the best of our knowledge and belief were necessary for the purpose of the audit, In our opinion, proper books of account have been kept by the Head office and the branches of the above named *trust / institution visited by us so far as appears from our examination of the books, and proper returns adequate for the purpose of audit have been received from branches not visited by us, subject to the comments given below :-

In our opinion and to the best of our information, and according to information given to us, the said accounts gibe a true and fair view -

(i) in the case of the balance-sheet, of the state of affairs of the above named trust /institution as at 31-3-2012and

(ii) in the case of the income & expenditure account, of the surplus of its accounting year ending on 31-3-2012.

The prescribed particulars are annexed hereto

NOTES :1. * Strike out whichever is not applicable.

2. This Report has to be given by -

(i) a chartered accountant within the meaning of the Chartered Accountants Act, 1949(38 of 1949); or(ii) Any person who, in relation to any State, is by virtue of the provisions of sub-section (2) of section 226 of the

companies Act, 1956 (1 to 1956), entitled to be appointed to act as an auditor of the company registered in that State.

3. Where any of the matters stated in this report is answered in the negative, or with a qualification, the report shall state the reason for the same.

Place : MumbaiDate : 27/09/2012

71

ANNEXUREStatement of Particulars

I. Application of income for charitable or religious purposes

1. Amount of income of the previous year applied to Rs. 10,521,434/-charitable or religious purposes in India during thatyear.

2. Whether the trust / insti‘tution has exercise the NILoption under clause (2) of the Explanation to sectionII(I)? If so, the details of the amount of incomedeemed to have been applied to the charitable orreligious purpose in India during the previous year.

3. Amount of income Accumulated or set apart* for finally Rs. 16,15,463/-set apart application to charitable or religious purposes, to the extent it does not exceed 15 percent of the incomederived from property held under trust wholly --in part only for such purposes.

4. Amount of income eligible for exemption under NILsection 11(I) (c) : Give details)

5. Amount of income, in addition to the amount NILreferred to in item 3 above, accumulated or set apartfor specified purposes under section 1 (2).

6. Whether the amount of income mentioned item 5 N.A.above has been invested or deposited in the mannerlaid down in section 11(2 ) ? If so the details thereof

7. Whether any part of the income in respect of which NILan option was exercised under clause (2) of theExplanation to section I I(I) any earlier year isdeemed to be income of the previous year undersection 11(1B) ? If so, the details thereof

8. Whether, during the previous year, any part of NOincome accumulated or set apart for specifiedpurpose under section 11(2) in any earlier year-

a) has been applied for purposes other thencharitable or religious purposes or has ceased tobe accumulated or set apart for application thereto, or

b) has ceased to remain invested in any securityreferred to in section 11(2)(b)(i) or deposited inany account referred to in section 11(2) (b)(ii) orsection 11(2)(b)(iii), or

c) has not been utilised tor purposes for which itwas accumulated or set apart during the periodfor which it was to be accumulated or set apart, or in the year immediately following the expirythereof? If so details thereof.

72

II Application or use of income or property for thebenefit of persons referred to in section 13 (3)

1. Whether any part of the income or property of the N.A.*trust / institution was lent, or continues to be lent,in the previous year to any person referred to insection 13(3) (hereinafter referred to in thisAnnexure as such person)? If so gibe details of theamount, rate of interest charged and the nature ofsecurity if any.

2. Whether any land building or other property of the N.A.*trust / institution was made, or continued to bemade available for the use of any such personduring the previous year/ If so,. Give details of theproperty and the amount of rent or compensationcharged if any

3. Whether any payment was made to any such person N.A.during the previous year by way of salary,allowance or otherwise, ? if so give details.

4. Whether the serves of the *trust / institution were N.A.made available to any such person during theprevious year? If so, give details thereof togetherwith remuneration of compensation received, if any

5. Whether any share, security or other property N.A.was purchased by or on behalf of the *trust /institution during the previous year from any suchperson? If so, give details thereof together with theconsideration paid.

6. Whether any share, security or other property was NILsold by or on behalf of the *trust /institutionduring the previous year any such person ? If so,give details thereof together with the considerationreceived.

7. Whether any income or property of the *trust / NOinstitution was diverted during the previous year infavour of any such person? If so, give detailsthereof together with the amount of income orvalue of property so diverted.

8. Whether the income or property of the *trust / NOinstitution was used or applied during the previousyear for the benefit of such person in any othermanner ? If so, give details

strike out whichever is not applicable

73

III Investments held at any time during the previous years(s) in concerns in which personreferred to in section 13((3) have a substantial interest.

SL No. Name and Address of Where the Concern Nominal Income from Whether the amount

Concern is a company, value of the in col. 4 exceeded 5

number and class investment Investment per cent of the capital of

the concern during the

previous year. say,

Yes/ No

1 2 3 4 5 6

------------N.A.------------

Total

For B. D. Jokhakar & Co.Chartered AccountantsFRN-104345W

H.B. Jokhakar(Partner)Membership No.006116

Place : MumbaiDate : 27/09/2012

74

Nomination Form for AMC Elections

75

2

• Consultants Benevolent Scheme • Health & Accident • Infrastructure Cell

• Medico Legal Cell • Social Service Cell • Public Relation Cell

• Affiliate Unit Cell • Website • GRASP

I promise to contribute my share for hosting M. C. Meetings, in the first M. C. Meeting itself.I fulfill the eligibility criteria, as required by the Constitution of AMC.I have no dues towards AMC. I am willing to serve AMC unconditionally, if elected, I will be interested to serve unconditionally in the following Cell/s.

ELIGIBILITYCRITERIA:1. For Managing Committee Member's Post : Minimum duration of membership for 12 Months, with no dues;2. For Office Bearer's Post : Minimum 2 Years as Elected Managing Committee Member, with no dues;3. For President/Vice President minimum two years of holding Office Bearers post of which one should be Secretary/Treasurer/Joint Secretary/Joint Treasurer4. One can contest only from the area, as per one's Mailing Address as on Dec.31,2012; in AMC records,5. One can file nominations for any number of posts, but, can contest only for one post of Managing Committee Member & / or one post of Office Bearer. (Separate forms must be submitted for 2 different nominations. Xerox copy of the Nomination Form may be used in such a case).

edicM af l o C n oo nit sa ui lc tao ns ts sA

Mumbai

AMCAMC

If Undelivered please return to :

The Hon. Secretary

Association of Medical Consultants

4, Ganpati Niwas, Police Lane, Opp. Andheri Station (East), Mumbai - 400069.

Tel.: 2683 6019 / 2684 4639 Fax : 2682 1109

E-mail : amcmumbai@gmail.com Website : www.amcmumbai.com

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