Residential address: Flat No: D-9/10 Aminabad Apartment

Block-E, Haidery North Nazimabad, Karachi Pakistan

Contact Number : 0092-321-2214245, 0092-300-2342504

Email address : m.danish0985@gmail.com

Dear Sir, I pursued my career in Chartered Accountancy by opted in for ACCA.I completed my graduation (B.Com) in 2014 as well as qualified active member of Association Chartered Certified Accountant (A.C.C.A), now I am trying to further groom my qualification in Institute of Chartered Accountants England And Wales (I.C.E.A.W). Below is a comparison of your job requirements and my skills: PROFESSIONAL REQUIREMENT: MY SKILLS:

CA/ACCA/B.COM/CIMA/CIA/ACT/Masters Graduate (B.Com), ACCA Member

COMPUTER SKILLS Proficient in accounting soft ware’s; Oracle Financials (OFSA), Peach Tree, Tally, Quick Book & other related software’s

With complete understanding of MS OFFICE Applications.

Currently, I am an Internal Audit Officer at United Bank Limited (UBL), additionally with the vast experience in accounting and finance field & want to work in your esteemed organization to step up & mature my accountancy career. Thank you in advance for your contemplation.

Sincerely, MUHAMMAD DANISH

Muhammad Danish

(B.Com, A.C.C.A)

Phone: +92-321-2214245, +92-300-2342504

Email:m.danish0985@gmail.com

CNIC No: 42101-6674658-5

LinkedIn: pk.linkedin.com/pub/muhammad-danish/45/a63/6b

Professional Summary:

Extensive and diverse accounting experience in treasury management, credit collections, cash application, billing,

month-end accounting close, general ledger analysis and month-end financial procedures and reporting, highly

proficient in Microsoft Word, Excel and other applications. Areas of expertise include:

Bank Reconciliation General Ledger Cash Management

Accounting Close Balance Sheet Reconciliation Process Improvement

Audit and Assurance Receivables/Payable Management Executive Reporting

Internal audit & internal control risk assessment

Career History:

Internal Audit Officer at United Bank Limited (UBL) Oct-2016 till To Date

Responsibilities include;

Conduct periodic audits of branches &/or departments as per the agreed schedule and time.

Efficiently implements audits and analyses audit results and highlight the significant findings in well-written

audit reports.

Assist in implementation of policies and procedures as per polices of the bank and as per the Prudential

Regulations,

Responsible to conduct internal audits of the assigned areas as per the directions of Head of IAD / Reviewing

Supervisor/ Senior Audit Officer (SAO)

Responsible to assist the Audit Manager/SAO in reviewing policies and procedures and recommend changes

as per the best practices and improving built-in controls

Carry out reviews to ensure compliance of the regulations prescribed for the Bank as per the directions of

Audit Manager/SAO

Responsible to assist in internal control evaluation,

Report audit findings and make appropriate recommendations for the correction /prevention of

unsatisfactory conditions and improvements in operations.

Responsible to assist in preparing audit reports and detailed comments outlining audit scope, results and

recommendations for corrective actions

Responsible to review transactions, documents, records, reports and methods for accuracy and effectiveness

during audit assignments.

Conduct follow up reviews as and when required by the Audit Manager.

Conduct follow up audits to ensure compliance of audit recommendations.

Assist in reviewing the compliance with PR, other laws/ regulations and Bank’s internal policies.

Performs special assignments and other related duties as assigned by the Head of IAD/ other senior staff.

Responsible for the periodic/special audits of the branches and support departments

Assist in auditing of special reviews advised by HOA at the request of management.

Periodically evaluate the system’s reliability and recommend improvements in audit techniques

Internal Audit Officer at Meezan Bank Limited The Premier Islamic Bank of Pakistan

Apr-2015 till Sept-2016

Responsibilities include;

Risk base audit of operational section of bank Issuing audit report based on assessment of overall internal control and risk assessment of branches of bank Develop a comprehensive internal audit program for the bank. Perform financial, operational, and compliance audits in accordance with the internal audit program. Review bank practices and records for compliance with established internal policies and procedures. Report audit findings and recommendations to appropriate management based on the results of regularly

scheduled audits, non-scheduled audits, and at any time when issues need to be addressed by

management. Conduct follow-up reviews of financial, operational, or regulatory compliance deficiencies noted during

audits. Conduct investigations of irregularities discovered by or brought to the auditor’s attention. Investigate, as requested by senior management or the bank’s security officer, fraud, embezzlements, and

defalcations within the bank. Perform other duties as required, consistent with the goals, objectives, and responsibilities of the internal

audit department and with the approval of the Audit Committee

Audit Trainee at Avais Hyder Liaquat Nauman Chartered Accountants A member firm of RSM international

Nov-2013 till Mar-2015

Accounting assignment at Tekcellent Private Limited; Responsibilities included: Bank reconciliations and coordination with branch authorities Managing and assisting in Internal and External audit. Managing monthly expense record in excel spread sheets. Monthly preparation of budget forecasting on average basis (both on Inflation factors and average basis) Revenue reconciliation with Income statements (on quarterly and monthly basis depending as per need) Income tax challan filling as well as E-filling of tax on Federal Board of Revenue (FBR) Submission of monthly and annual return of income tax withheld. Monthly sales tax return filling including Federal Board of Revenue (FBR) and Sindh Revenue Board (SRB). Preparation of payroll of staffs Final accounts preparation (including updating trial balance) on excel spread sheet as per IAS and IFRS

guidelines approved by Institute of Chartered Accountants of Pakistan Receivable and payable analysis

Perform audit task on various clients (as per International Standard of Auditing-ISA),

Clients include: E2E logistics (Private) Limited CPP services (Private) Limited. Honda South (Private) Limited CMC machinery (Private) Limited A.A Joyland (Private) Limited.

Responsibilities include: Planning of Audit

Verification of different portions of expenses Verification of receivables with the help of different of audit procedures Verification of payables Calculating Materiality level and Performance materiality level and vice versa Verifying Current Assets and Fixed Assets including fixed asset schedule. Cross referencing various heads as well as running and calling over the drafted financial statements. Capital gains/loss on share dealing on AVCO method Reviewing the report as per the frame work provided by International Financial Reporting Standards

(IFRS’s) as well as Institute of Chartered Accountants (ICAP) guidelines and in accordance with the Companies Ordinance 1984 and additional guidance provided by Karachi Stock Exchange (If required).

Perform verification assignment on Muller & Phipps Pakistan telecom sector.

Accountant at Anum Denims April-2013 till Nov-2013

Managing Cash Flow Reconciliation of client ledgers with company ledger Company Financial analysis Maintaining bank books with company records Maintaining Parties receivable and dues on weekly basis

Ageing of Payments of both receivables and payable Monthly closings Generating monthly Statement of of profit and loss Generating monthly statement of financial position Working to introduce statement of changes in equity in the company as per present circumstances Monthly stock maintenance (both physically and automatically VIA company software)

Educational Background:

ACCA (Member of Association of Chartered Certified Accountant) Membership Number

2386067

Qualified and Active member of A.C.C.A since April-2016 Achieved Advance Diploma in Business and Accountant from A.C.C.A

Achieved Professional ethics module (Certificate in ethics awarded) from A.C.C.A

B.Com

Cleared B.Com in 1st division from Karachi University

Certificate in Information Technology

Completed Certificate in Information Technology from Pak College

Will be furnished upon request

References: