miKvwi/Avav miKvwi/¯^vqZ¡kvwmZ cÖwZôv‡bi wnmve

Government/Semi Govt./Autonomous Body Account

gy`vivev mÂqx wnmve (MSA-General) Mudaraba Savings Account (MSA-General)

gy`vivev we‡kl †bvwUk wnmve (MSNA) Mudaraba Special Notice Account (MSNA)

gy`vivev cÖvqwiwU mÂqx wnmve (MPSA) Mudaraba Priority Savings Account (MPSA)

F-2B

gy`vivev mÂqx wnmve †Lvjvi dig

Mudaraba Savings Account Opening Form

Page : 2 of 8

1. wnmve †Lvjvi Av‡e`b cÎ hv cÖ‡Z¨K Av‡e`bKvix‡K c~iY I ¯^v¶i Ki‡Z n‡e| (AOF to be filled in and signed by each applicant)

2. cÖ‡Z¨KAv‡e`bKvix/wnmvecwiPvjbvKixim¤cÖwZ†Zvjv2(`yB)Kwccvm‡cvU©mvB‡RimZ¨vwqZQwe|

2 (two) copies of passport size recent photograph duly attested for each applicant.

3. RvZxqcwiPqcÎ/ˆeacvm‡cvU©A_evAb¨vb¨Qwem¤^wjZcwiPqc‡ÎiAbywjwc|

Copy of National ID Card/Valid Passport/Driving License/ or any other photo paste ID card .

4. nvjbvMv`wU.AvB.GbmvwU©wd‡K‡UiAbywjwc(hw`_v‡K)Photocopy of up-to-date TIN certificate (if any)

1. hvPvBGi¯^v‡_©cÖ‡qvR‡bDc‡ivwjøwLZKvMRc‡Îig~jKwcDc¯’vcbKi‡Zn‡e(Original copy of above documents to be presented for verification).

2. NlvgvRv/KvUvKvwUi†¶‡ÎAv‡e`bKvixic~Y©¯^v¶iw`‡qcÖZ¨vwqZKi‡Zn‡e(In case of overwriting/cutting,it will be authenticated by the applicant’s full signature)

3. mKjKvMRcÎBs‡iwRevevsjvfvlvqn‡Zn‡e|Ab¨‡Kvbfvlvi†Kvbbw__vK‡jZvAby‡gvw`ZAbyev`KvixKZ©„KBs‡iRxevevsjvfvlvqAbyev`K‡iRgvw`‡Z

n‡e| (All the above documents submitted must be in English or Bangla. If the Documents are in other language, it has to be translated into English or Bangla.)

1. nvjbvMv`†UªWjvB‡mÝ(cÖ‡hvR¨†ÿ‡Î)Uptodate Trade Lincence (if applicable)

2. wnmvecwiPvjbviRb¨Aby‡gv`bK„ZKvMRcÖwZôv‡bi†jUvi†nWc¨v‡WmxjmnDc¯’vcbKi‡Zn‡e| (Authorized papers must be submitted in the letter head pad of the Institution with seal)

3. cÖwZôvbKZ©„KAby‡gvw`ZwnmvecwiPvjbvKvixi¯^vÿ‡iicÖZ¨qbcÎ|(Signature of authorized operator Certified by the Institute)

4. †hAvBbevweav‡bigva¨‡gAv‡e`bKvixcÖwZôvbmsMwVZn‡q‡QZviAbywjwc (Photocopy of Law or Regulation based on which applicant firm has been formed)

cÖwZôvb Uªv÷ n‡j (For Trust Firm)1. wWWAeUªv÷GimvwU©dvBWKwc(Certified copy of Deed of Trust).2. Uªvw÷†ev‡W©im`‡m¨ic~Y©cwiwPwZ(Full identity of the Trustee Board Member) 3. Av‡e`bc‡ÎmKjUªvw÷i¯^vÿi_vK‡Zn‡e|(The account opening form must be signed by all the trustees)4. wnmve†Lvjvi†iRy‡jkb (Resolution for opening account)

cÖwZôvb K¬ve I †mvmvBwU n‡j (For Club & Society)1. Constitution/bye-laws & certificate of registration (If registered).2. Awdmweqvivi‡`iZvwjKv(wVKvbvmn) List of Office bearers (with address) 3. Aby‡gvw`Ze¨w³/e¨w³MYKZ©„K wnmvewU†LvjvIcwiPvwjZn‡eGBg‡g©h_vh_KZ…©c‡ÿiM„nxZ wm×v‡šÍiAbywjwc (Photocopy of Resolution of proper authority authorizing

operator can open and operate the account)

mgevq mwgwZ/wjwgwUW †mvmvBwU n‡j (For co-operative/Limited Society)1. ‡Kv-Acv‡iwUfKg©KZ©vKZ©„KmZ¨vwqZevB-jR (bye-laws attested by Co-operative Officer) 2. AwdmKg©KZ©v‡`i(office bearers) weeiY

3. wnmve†Lvjviwel‡qwm×všÍ(resolution regarding account opening)4. mvwU©wd‡KUAe†iwR‡÷ªkbBZ¨vw`mnmswkøównmvecwiPvjbvKvixiwel‡qÒe¨w³msµvšÍZ_¨vw`Óh_vh_fv‡ec~iYKi‡Zn‡e|

MÖvnK‡`i Rb¨ cÖ‡qvRbxq KvMRcÎ (Documents Required for Customers)

`ªóe¨ (Notes)

cÖwZôvb‡f‡` AwZwi³ KvMR (Additional documents asper Institution)

*miKvwi/AvavmiKvwi/¯^vqZ¡kvwmZcÖwZôv‡bievZv‡`icwiPvwjZcÖK‡íiwnmve†LvjvIcwiPvjbviRb¨mswkøôDchy³KZ©„cÿ

KZ©„KcÖ`ËAbygwZcÎmnwnmvecwiPvjbvKvixiÒe¨w³msµvšÍZ_¨vw`Óh_vh_fv‡ec~iYKi‡Zn‡e|

Page : 3 of 8

miKvwi/Avav miKvwi/ ¯^vqZ¡kvwmZ cÖwZôv‡bi wnmve

(Government/Semi Govt./Autonomous Body Account)

1| wnmvecwiPvjbvKvixibvg(evsjvq):.......................................................................................................................

In English (Block Letter):...........................................................................................................

2| Rb¥ZvwiL:....................................................................Rb¥¯’vb:...............................................

3| RvZxqZv:.....................................4|wj½:[wUK(√)w`b cyiæl gwnjv Z…Zxqwj½

(wnmvecwiPvjbvKvixwe‡`kxbvMwiKn‡jwfmvmncvm‡cv‡U©iKwcAvewk¨Kfv‡eMÖnYKi‡Zn‡e)

5| †iwm‡W›U÷¨vUvm[wUK(√)w`b] †iwm‡W›U bb-†iwm‡W›U

(cÖ‡qvRbxq†ÿ‡Îe¨vsKKZ…©KMvBWjvBbmdid‡ibG‡·‡PÄUªvb‡RKkÝ-Giwb‡`©kbvAbymiYKi‡Zn‡e)

6| †ckv(we¯ÍvwiZ):............................................................................cÖwZôv‡bimv‡_m¤úK©(c`ex).............................

7| (K)eZ©gvbwVKvbv(Avevm¯’j):moK/MÖvg:...........................................†cv:..............................._vbv:..........................

†Rjv:...................................†dvb/†gvevBjb¤^i:..................................B-‡gBj:................................................

(L)̄ ’vqxwVKvbv:moK/MÖvg:............................................................†cv:..............................._vbv:...........................

†Rjv:...................................†dvb/†gvevBjb¤^i:..................................B-‡gBj:................................................

8| cwiwPwZc‡ÎiAbywjwc[wUK(√)w`b]: RvZxqcwiPqcÎ cvm‡cvU© Rb¥wbeÜbm`bcÎ

Ab¨vb¨(wbw`©ófv‡eb¤^imnD‡jøLKiæb).....................................................

*cwiwPwZcÎhvPvBKivn‡q‡QwKbv[wUK(√)w`b] n¨uv bv|

e¨w³ msµvšÍ Z_¨vw`

1

(Customer Information)

ZvwiL:.............................

m`¨‡Zvjvcvm‡cvU©

mvB‡RimZ¨vwqZQwe

Recent passport size photograph

(Duly attested)

e¨e¯’vcK,

The ManagerBmjvgxe¨vsKevsjv‡`kwjwg‡UW

Islami Bank Bangladesh Limited

........................................ kvLv (Branch)wcÖqg‡nv`q(Dear sir),AvmmvjvgyAvjvBKzg(Assalamu Alaikum.),Avwg/AvgivAvcbvikvLvqGKwUwnmve†LvjviRb¨Av‡e`bKiwQ|Avgvi/Avgv‡`i,cÖwZôv‡biGeswnmv‡eiwe¯ÍvwiZZ_¨wb‡¤œcÖ`vb

KiwQ:

BDwbKMÖvnKAvBwWb¤^i:.............................................

evsjv‡`ke¨vsK†m±i†KvW:..........................................

(e¨vs‡Kie¨env‡iiRb¨)

wnmve †Lvjvi mv‡_ mswkøó Kg©KZ©vi ¯^vÿi/Aby¯^vÿi

1. wnmvecwiPvjbvKvixGKvwaKn‡jcÖ‡Z¨‡Kie¨w³msµvšÍZ_¨vw`c„_Kfv‡emsjMœxwn‡m‡ehy³Ki‡Zn‡e|

.............................................kvLv(Branch)

Page : 4 of 8

wnmve msµvšÍ Z_¨vw` (Accounts Information)

ZvwiL:.............................

wnmveb¤^i:.............................................

BDwbKMÖvnKAvBwWb¤^i:.............................................

(e¨vs‡Kie¨env‡iiRb¨)

1| wnmv‡eiwk‡ivbvg(evsjvq):(Title of Account) ........................................................................................................

Bs‡iRx‡Z(In English Block Letter):......................................................................................................................

2| wnmv‡eicÖK…wZ(wUK(√)w`b):

gy`vivev mÂqx wnmve (MSA-General)

gy`vivev we‡kl †bvwUk mÂqx wnmve (MSNA) Nature of Account (please tick): Mudaraba Saving Account (MSA-General) Mudaraba Special Notice Savings Account (MSNA)

gy`vivev cÖvqwiwU mÂqx wnmve (MPSA)

Ab¨vb¨ Mudaraba Priority Savings Account (MPSA) Others

3| gy`ªv (Currency) [wUK(√)w`b]:

UvKv Wjvi BD‡iv cvDÛ Ab¨vb¨ ....................

4| wnmvecwiPvjbvc×wZ[wUK(√)w`b]:

GKKfv‡e

†hŠ_fv‡e

Ab¨vb¨ ....................................................

5| AvaywbKe¨vswKsmyweav[wUK(√)w`b]. Online Service ATM Service i-Banking SMS Service Others

(Modern Banking Facility)

6| cÖv_wgKRgvicwigvY(As‡K)..........................................(K_vq).............................................................................

7| we‡klwb‡`©kbv(hw`_v‡K).....................................................................................................................................

gy`vivev mÂqx wnmve †Lvjvi dig

miKvwi/Avav miKvwi/ ¯^vqZ¡kvwmZ cÖwZôv‡bi wnmve

(Government/Semi Govt./Autonomous Body Account)

cÖwZôvb msµvšÍ Z_¨vw` (Organizational Information)

1| cÖwZôv‡bibvg(evsjvq):......................................................................................................................................

In English (Block Letter):...................................................................................................................................

2| cÖwZôv‡biaiY:.................................................................................................................................................

3| cÖwZôv‡biwVKvbv:moK/MÖvg:...............................................†cv:......................................_vbv:..............................

†Rjv:...................................†dvb/†gvevBjb¤^i:......................................B-‡gBj:................................................

4| †hvMv‡hv‡MiwVKvbv:moK/MÖvg:........................................................†cv:..............................._vbv:...........................

†Rjv:...................................†dvb/†gvevBjb¤^i:......................................B-‡gBj:................................................

wnmve †Lvjvi mv‡_ mswkøó Kg©KZ©vi ¯^vÿi/Aby¯^vÿi

.............................................kvLv(Branch)

Page : 5 of 8

bgybv ¯^vÿi KvW© (Specimen Signature Card)

wnmv‡eibs

Account No :

A/C No :

Title of Account : ....................................................................................................................................................................................

¯^vÿiKvixic~Y©bvg (Full Name of the Signatory) bgybv¯^vÿi (Specimen Signature)

1.

2.

3.

we‡klwb‡`©kbv(hw`_v‡K) Special Instruction (if any) :

m`¨‡Zvjvcvm‡cvU©

mvB‡RimZ¨vwqZQwe

Recent passportsize photograph(Duly attested)

Signature Admitted by Authorized Officer / ManagerDate : ...................................

†jb‡`‡bi AbywgZ gvÎv (Transaction Profile)

ZvwiL:

Date

w`b (Day) gvm (Month) eQi(Year)wnmv‡eibvg(Title of Account):..................................................................

m¤¢ve¨ Rgv (Probable Deposit)Rgvi cÖK…wZ

(Nature of deposit)gvwmK Rgvi msL¨v

(No. of monthly deposit)GKK Rgvi m‡e©v”P cwigvY

(Maximum amount of a single deposit)†gvU gvwmK Rgvi cwigvY

(Total Monthly Deposti)bM`Rgv(wb‡R/A‡b¨iØviv) (Cash deposit by self/ others)

†PK/Bb÷ªy‡g›UGigva¨‡gUªvÝdvi (Transfer by cheque/others Instrument)

B‡j±ªwbKGesB›Uvi‡bUe¨vswKsGigva¨‡gRgv (Deposit through Electronic & i-banking)

ˆe‡`wkK†iwg‡UÝ/Avg`vbx/ißvbx/ cuywRevRvin‡ZRgv

(Deposit from F. Remittance Import/Export/Capital Market

Ab¨vb¨Drm†_‡KRgv(wbw`©óKiæb)(Deposit from other sources specify)

†gvUm¤¢ve¨Rgv(gvwmK)Total probable Deposit (Monthly)

m¤¢ve¨ D‡Ëvjb (Probable Withdrawal)D‡Ëvj‡bi cÖK…wZ

(Nature of Withdrawal)gvwmK D‡Ëvj‡bi msL¨v

(No. of monthly Withdrawal)GKK D‡Ëvj‡bi m‡e©v”P cwigvY

(Maximum amount of a single Withdrawal)†gvU gvwmK D‡Ëvj‡bi cwigvY

(Total Monthly Withdrawal)bM`D‡Ëvjbwb‡R/A‡b¨iØviv)(Cash Withdrawal by self/others)

†PK/Bb÷ªy‡g›UGigva¨‡gUªvÝdvi (Transfer by cheque/others Instrument)

B‡j±ªwbKGesB›Uvi‡bUe¨vswKsGigva¨‡gD‡Ëvjb (Withdrawal through electronic & i-banking)

ˆe‡`wkK†iwg‡UÝ/Avg`vbx/ißvbx/cuywRevRvin‡ZD‡Ëvjb

(Withdrawal from F. Remittance Import/Export/Capital Market

Ab¨vb¨Dr‡migva¨‡gD‡Ëvjb(wbw`©óKiæb)(Withdrawal through other media Specify)

†gvUm¤¢ve¨D‡Ëvjb(gvwmK)Total Probable Withdrawal Monthly)

Avwg/Avgivwb¤œ¯^v¶iKvix(MY)Gg‡g©wbðqZvcÖ`vbKiwQ†h,m¤¢ve¨†jb‡`‡biAbywgZgvÎvAvgvi/Avgv‡`i¯^vfvweK/cÖK…Z†jb‡`b|Avwg/AvgivAv‡ivwbðqZvcÖ`vbKiwQ†h,

cÖ‡qvRb‡ev‡aAvwg/Avgivm¤¢ve¨†jb‡`‡biAbywgZgvÎvms‡kvab/nvjbvMv`Kie| I/We, the undersigned, confirm that the above transaction profile is my/our normal/real transactions. I/We, further assure that I/we will update the same from time to time, if required.

MÖvn‡Ki bvg (Customer’s Name) :

¯^v¶i (Signature) :

ZvwiL (Date) :m¤¢ve¨ †jb‡`‡bi AbywgZ gvÎv MÖnYKvix e¨vsK Kg©KZ©vi bvghy³ mxj I c`exmn ¯^vÿi

.............................................kvLv(Branch)

Page : 6 of 8

gy`vivev mÂqx wnmve †Lvjvi dig

miKvwi/Avav miKvwi/ ¯^vqZ¡kvwmZ cÖwZôv‡bi wnmve

(Government/Semi Govt./Autonomous Body Account)

[†NvlYv I ¯^vÿi (Declaration and Signature)]

[ e¨vs‡Ki e¨env‡ii Rb¨ (For Bank’s use only) ]

Avwg/AvgivmÁv‡b†NvlYvKiwQ†h,DwjøwLZZ_vw`mZ¨|Avwg/Avgive¨vs‡KiPvwn`v†gvZv‡eKcÖ‡qvRbxqZ_¨/`wjjvw`mieivnKie|

Av‡e`bKvix(MY) Gi bvg, c`ex, ¯^vÿi I ZvwiL (mxjmn):

1| ............................................. 2| ............................................. 3| .............................................. 4| ............................................

............................................. .............................................. .............................................. ...........................................

............................................. .............................................. .............................................. ...........................................

gšÍe¨:.....................................................................................................................................................................

Aby‡gv`bKvix Kg©KZv©i

(bvghy³ mxjmn ¯^vÿi I ZvwiL)

wnmve †Lvjvi mv‡_ mswkøó Kg©KZ©v

(bvghy³ mxjmn ¯^vÿi I ZvwiL)

.............................................kvLv(Branch)

wnmveb¤^i:.............................................

(e¨vs‡Kie¨env‡iiRb¨)

Page : 7 of 8

kZ©vejx (Conditions)

1. GwUwnmveavixMÖvnKGesBmjvgxe¨vsKevsjv‡`kwjwg‡U‡Wig‡a¨m¤úvw`ZBmjvgxkixqvnwfwËKGKwUgy`vivevPyw³(This is a Mudaraba contract based on Islamic Shariah accomplished between the account holder and Islami Bank Bangladesh Limited)

K. GLv‡bwnmveavixMÖvnKn‡”QÒmvwneAvj-gvjÓ(A‡_©igvwjK)Gese¨vsKn‡”QÒgy`vwieÓ(KvievimsMVK) [In the contract, the account holder is called “ Shaheb Al Maal” (Owner of the fund) and the Bank is “ Mudarib”(Entrepreneur/Business Organizer)

L. BmjvgxkixqvnewY©ZbxwZgvjviwfwˇZe¨vsKGBA_©RgvMÖnYK‡iGesRgvK…ZA_©kya~gvÎBmjvgxkixqvn&m¤§Zfv‡ewewb‡qvMK‡i(Bank receives the fund based on Islamic Principle and invests the same in accordance with the guidance of Islamic Shariah).

M. e¨vsKgy`vivevZnwej wewb‡qvMK‡icÖvßAv‡qiKgc‡¶kZKiv65fvMgy`vivev wnmveavix‡`ig‡a¨I‡q‡UR wfwˇZe›UbK‡i| wewb‡qvM †jvKmvbn‡jgy`vivev

wnmveavixMYZvenbK‡i(Bank distributes minimum 65% of its earned income based on weightage to the Mudaraba account holders through the investment of Mudaraba fund. Loss will be born by Mudaraba account holders).

N. e¨vsKwb‡¤œewY©Zwbq‡gRgvK…ZA_©Igybvdv†dircÖ`vbKi‡e(Bank will return deposited fund and profit in the ways stated below).

O. GQvovBmjvgxkixqvn&ewY©Zgy`vivevPzw³iAb¨vb¨kZ©vejxcÖ‡hvR¨n‡e(The other conditions of Mudaraba principle stated in the Islamic Shariah will also be applicable in this contract).

wnmve cwiPvjbvi wbqgvejx (Operational rules for Accounts) MSA, MSNA, MFCDA:

2. b~b¨Zgw¯’wZ,cÖv_wgKRgvIcÖ‡`qjv‡fikZ©(Conditions for Minimum balance, initial deposit as well as distributable profit):

welq

(Particular)gy`vivev mÂqx

(Mudaraba Savings)gy`vivev we‡kl †bvwUk

(Mudaraba Special Notice)gy`vivev ‰e‡`wkK gy`ªv Rgv

(Mudaraba Foreign Currency Deposit)

me©wb¤œcÖv_wgKRgv

(Minimum initial deposit)500 UvKv

(Tk.500)25000 UvKv

(Tk.25,000)BDGmwW1000

(USD 1000)

cÖ‡`qjv‡fiRb¨†hvM¨w¯’wZ

(Required balance for distributable profit)

6ZvwiL†_‡Kme©‡klZvwiLch©šÍ

me©wb¤œw¯’wZ

(Minimum balace from the 6th to the last day of the month)

†bvwUkmv‡c‡¶‰`wbKw¯’wZ

(Daily balance as per notice)30w`bw¯’wZn‡Zn‡e

(It has to be maintained for 30 days)

D‡Ëvj‡biRb¨†bvwUk

(Notice for withdrawal)4evievw¯’wZi1/4Askev50,000

UvKvi AwZwi³ n‡j

(4 times or 1/4 forth of the balance or more than Tk.50,000)

7 w`‡bi †bvwUk jvM‡e †h †Kvb cwigv‡Yi

Rb¨

(7 days notice is required for any amount)

2evievw¯’wZi1/4AskZvi†ewkn‡j7

w`‡bi †bvwUk jvM‡e (7 days notice applicable for withdrawl of more than 2 times or more than l/4th of the balance)

`ªóe¨:cÖ‡hvR¨nv‡ib~b¨ZgmiKvixï‡éimgcwigvYUvKviw¯’wZmsi¶YKi‡Znq,Ab¨_vqe¨vsK†PK†dir†`qviAwaKvimsi¶YK‡i(N.B: Customer has to maintain a minimum balance with the required amount of govt. tax, otherwise, Bank reserves the right to return the cheque) |

3. MPSAwnmvewU†Kvbe¨w³iwnmvebq|ïaygvÎNational or Multinational Corporate/Business Houses/Govt./Semi Govt./Autonomus Bodies wnmvewU Lyj‡Z cvi‡e|

4. D³wnmvemg~‡neQ‡i`yBevi(RybGeswW‡m¤^igv‡m)mvgwqK(Provisional) nv‡ijvfcÖ`vbKivnq,hvevwl©KPzovšÍjvf/‡jvKmvbwnmv‡eiwfwˇZmgš^q/wb®úbœKivnq(Profit is distributed twice in a year (June and December) at the provisional rate, which is adjusted based on annual profit/loss of the Bank).

5. evwl©Kjvf†jvKmvbwnmvePzovšÍnIqvic~‡e©wnmveeÜKi‡jmvgwqKnv‡ijvfcÖ`vbKivnq,cieZ©xKv‡jgybvdviP~ovšÍnvi†NvlYvic‡i†NvwlZPzovšÍnvimvgwqKnv‡ii†P‡q

‡ekxn‡jwnmveaviK‡KZvcÖ`vbKivnq(If any account is closed before finalization of annual profit-loss of the bank, profit is distributed at higher rate to the account holder when final declared profit rate would be greater than provisional rate).

6. D³wnmvemg~‡ni†¶‡Îgv‡mi†h†KvbZvwi‡L†jb‡`bPjvKvjxbmg‡qA_©RgvKivhvq|Z‡egv‡mi6ZvwiL†_‡K†klZvwi‡Lig‡a¨msiw¶Zme©wb¤œw¯’wZjvfcÖ`v‡bi

wbwg‡Ë†mgv‡miRgvwn‡m‡ewe‡ewPZn‡e(Fund can be deposited at any date of the month in the Accounts. But the lowest of the balance kept/maintained from 6th to the last day of the month, will be considered for distribution of profit).

7. wnmv‡eigvwjK‡KPvwn`v†gvZv‡eKwnmveweeiYxcÖ`vbKivnq|30(wÎk)w`‡big‡a¨wjwLZ†KvbAwf‡hvMbv†c‡jwnmv‡eiw¯’wZmwVKAv‡Qe‡ja‡i†bqvn‡e(Account statement will be provided as per demand of the Account holder. The balance of the account will be considered correct, if no written complaint is lodged within 30 days).

8. e¨vsKKZ©„KBmy¨K…Z(Cheque/ATM Card/ i-Banking Ges Online/m-Cash Service Gigva¨‡gUvKv†Zvjv/¯’vbvšÍiKivhvq|ZvQvovSMS/Online/m-cash ServiceGigva¨‡gwewfbœZ_¨Rvbvhvq (Money can be withdrawn/transferred by cheque/ATM Card/i-Banking and Online/m-Cash service issued by Bank. Besides, customer can get access to various information related to banking through the SMS/Online/m-cash Service .

9. wnmveaviKAe¨eüZ†PKeB†dirw`‡qh_vh_fv‡eAv‡e`bK‡iwnmveeÜKiYeve`wba©vwiZwdmw`‡qwnmveeÜKi‡Zcv‡ib(Account holder can close his account applying in prescribed application form as well as returning unused cheque book and paying required fees for closing the Account).

10. e¨vsK†KvbiƒcKviY`k©v‡bve¨ZxZ†h†KvbwnmveeÜKi‡Zcvi‡eGesGRb¨†Kvb†bvwUkcÖ`vbKivnqbv(Bank can close any account without showing any reason to the Account holder, in this regard Bank is not required to issue any notice).

11. wnmveavi‡KiwVKvbvi†KvbcwieZ©bn‡jAwej‡¤^Zve¨vsK‡KRvbv‡Zn‡e|e¨vsKmvaviYZtWvK/Kzwiqvi†hv‡Mwnmvegvwj‡Kimv‡_†hvMv‡hvMi¶vK‡i|WvK/Kzwiqvi†hv‡M

†cÖwiZ†KvbwPwVcÎh_vmg‡qevAv‡`Šwewjbvn‡je¨vsK`vqx_vK‡ebv(The customer must inform the Bank immediately, if any change occurs in the address of the account holder. Bank generally communicates with the Account Holder through postal/courier service. Bank will not be held responsible, if no letters/documents are delivered in time or at all through postal/courier service).

12. D³wnmve†_‡KmiKvixwbqgAbyhvqxf¨vU,KievïéGese¨vs‡Kiwbqgvbyhvqxlvb¥vwmKwfwˇZcwiPvjbvwdGesAb¨vb¨cÖ‡hvR¨wd/PvR©KZ©bKivnB‡e(VAT/Tax or tariff and operating fees as well as other charges/fees of the Bank will be realized on half yearly basis as per Govt. rules and rules of the Bank).

13. †KvbRgviDciMÖvn‡Kiwnmve†_‡Ke¨vsKhvKvZcÖ`vbK‡ibv|MÖvnK‡KwbR`vwq‡Z¡hvKvZcÖ`vbKi‡Zn‡e(Bank does not pay “Zakat” from any customer’s deposit Account. The customer himself will be responsibile for payment of “Zakat” from his/her Account).

14. gvwbjÛvwiscÖwZ‡ivaAvBb2012(2015Gims‡kvabxmn),mš¿vmwe‡ivaxAvBb2009(2012-2013Gims‡kvabxmn)Iwewagvjv2013I‡`kx-we‡`kxdvBb¨vwÝqvjB‡›Uwj‡RÝ

BDwbU (weGdAvBBD),evsjv‡`ke¨vsKKZ©„Kmg‡qmg‡qRvixK…ZmvK©yjvi/bxwZgvjvAbyhvqxMÖvnKe¨vs‡KiPvwn`v †gvZv‡eK †h †KvbZ_¨mieivnKi‡Zeva¨_vK‡eb|

e¨vsK†h†Kvb†i¸‡jUixA_wiwUiPvwn`vAbyhvqxZ_¨cÖ`vbKi‡Zcvi‡e(Customer is obliged to submit any information as per demand of the Money Laundering Prevention Act-2012(amended 2015), Anti Terrorism Act-2009(amended 2012-2013),Rules -2013, Local/Foreign Financial Intelligence Unit (FIU) and Circulars/Rules issued time to time by Bangladesh Bank)| The Bank can provide the account information to the Regulary Authority, on demand.

cÖ‡hvR¨ wbqgvejx (Applicable Rules)

15. e¨vsK†h†Kvbmghe¨vsKwnmvemsµvšÍ†h†KvbwbhgvejxcwieZ©b,cwiea©b,ms‡kvabevevwZjKi‡Zcv‡iGeswnmveavixZv†g‡bPj‡Zeva¨_vK‡eb(The Bank can change, add, amend or nullify any rules related to account and the account holder is obliged to abide by the instruction made by the Bank in this regard at any time).

AvgivDfqcÿD³wbqgvejxGesGZ`msµvšÍcÖPwjZmKjAvBb†g‡bPj‡ZivRxn‡qwb‡¤œ¯^vÿiK‡iAÎPzw³bvgvm¤úv`bKijvg(We, the undersigned, are agreed to accomplish this contact standing for all aforementioned conditions & prevailing laws regarding the matter).

wnmveavix/wnmveavixM‡Yibvg,¯^vÿiIZvwiL(mxjmn)

(Name of the account holder(s), Signature & Date with seal)

1)

2)

3)

mswkøóKg©KZ©vi¯^vÿiIZvwiL(bvghy³mxjmn)

(Signature of theconcerned official and date (Seal with name)