Nairobi, 9th to 14th September 2012

General ObjectiveGive a brief history about Mozambique

Women Credit Cooperatives : Nampula, Nacala & Pemba

Specific Objectives Background Information: Mission and Vision of the Cooperatives; Illustration of photos showing some income generating

activities carried out by the members. Members who have overcome the poverty Challenges Conclusion

Women Credit Cooperatives

Nampula-was opened in 1994.

Nacala - was opened on 23rd of February 2009.

Pemba- Not open yet.

Mission

To save money in a safe place and to provide credit to members in order to run their small businesses and to provide other services for the improvement of their current socio- economic situation.

Vision

To build up a financial institution that provides saving services and competitive and sustainable credit for women with low income.

Existing MembersNampula-There are 4.491 members in total.

Nacala-There are 497 members in total.

Pemba- Not registered yet.Next, We would like to show you some members who have benefitted from receiving credit.

How the women start their business

Runs a charcoal business

Sells second-hand clothers

sell chickens

Chick and Hens

Cakes and Capulanas

Women are happy

Members who have overcome povertyIn Nampula 3,000

members have gotten out of poverty

In Nacala, 250 members have gotten out of poverty

Our challengesLack of

independence of women;

Women in our cooperatives still have a high rate of illiteracy;

Most of our members have no management skill for household economy;

Low training in the field of business management;

The empowerment of women and local community development is still our main focal point

CONCLUSIONWomen credit cooperatives is one micro

finance, is not a silver bullet that will eradicate poverty but it helps because it puts resources into the hands of women and alows them to make choices that have immediate impact on lives of their families-better helth and education for their childrem.

The end