20
6. Vyas Samman is awarded annually by (a) Azim Premji Foundation (b) Times Group (c) KK Birla Foundation (d) Ministry of Culture (e) None of these 7. The Last War’ was written by (a) Sandipan Deb (b) Madhumita Mukherjee (c) Vinod Mehta (d) Harsh Mander (e) None of these 8. Who was the first Indian woman who won the gold medal in Asian games? (a) PT Usha (b) Sunita Rani (c) Shiny Abraham (d) Kamaljeet Sandhu (e) None of these 9. When is the World Population Day observed? (a) July 8 (b) July 10 (c) July 11 (d) July 19 (e) None of these 10. Which of the following term is associated with the game of Cricket? (a) Bouncer (b) Love (c) Goal (d) Mid Court (e) Collision 11. What is the full form of ‘FINO’, a term we see frequently in financial newspapers? (a) Financial Investment Network and Operations (b) Farmers’ Investment in National Organisation (c) Farmers’ Inclusion News and Operations (d) Financial Inclusion Network and Operations (e) None of these r Section - I : General Awareness 1. Sports coaches receive which of the following awards? (a) Rajiv Gandhi Khel Ratna Award (b) Dronacharya Award (c) Arjuna Award (d) Magyasya Award (e) None of these 2. Which of the following books has been written by Bill Gates? (a) Microsoft Secrets (b) The Road Ahead (c) The Elephant Paradigm (d) How Nations Compete (e) None of these 3. The expansion for the BIS, in the context of the banking industry is (a) Bank for International Settlements (b) Bank for Industrial Settlements (c) Bank for Industrial Sectors (d) Bank for International Services (e) None of these 4. In 1955, Imperial Bank of India, a leading commercial bank of that time, was nationalised and renamed as (a) Central Bank of India (b) Bank of India (c) Indian Bank (d) State Bank of India (e) None of these 5. Where is the headquarters of the UNO ? (a) Geneva (b) The Hague (c) New York (d) Paris (e) None of these INSTRUCTIONS This practice test contains five sections each has 40 questions. Answer to all the questions is essential. Every question has five options, of which only one is correct.The candidates are advised to read all options thoroughly. There is negative marking equivalent to 1/4th of the mark allotted to the specific question for wrong answer. Time : 135 minutes Max. Marks : 200 MOCK TEST (SBI Clerk) One of the leading publishers in India, Disha Publication provides books and study materials for schools and various competitive exams being continuously held across the country. Disha's sole purpose is to encourage a student to get the best out of preparation. Disha Publication offers an online bookstore to help students buy exam books online with ease. We, at Disha provide a wide array of Bank Exam books to help all those aspirants who wish to crack their respective different levels of bank exams. At Disha Publication, we strive to bring out the best guidebooks that students would find to be the most useful for Bank Probationary exams. ABOUT DISHA PUBLICA TION

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  • 6. Vyas Samman is awarded annually by(a) Azim Premji Foundation(b) Times Group(c) KK Birla Foundation(d) Ministry of Culture(e) None of these

    7. The Last War was written by(a) Sandipan Deb (b) Madhumita Mukherjee(c) Vinod Mehta (d) Harsh Mander(e) None of these

    8. Who was the first Indian woman who won the gold medal inAsian games?(a) PT Usha (b) Sunita Rani(c) Shiny Abraham (d) Kamaljeet Sandhu(e) None of these

    9. When is the World Population Day observed?(a) July 8 (b) July 10(c) July 11 (d) July 19(e) None of these

    10. Which of the following term is associated with the game ofCricket?(a) Bouncer (b) Love(c) Goal (d) Mid Court(e) Collision

    11. What is the full form of FINO, a term we see frequently infinancial newspapers?(a) Financial Investment Network and Operations(b) Farmers Investment in National Organisation(c) Farmers Inclusion News and Operations(d) Financial Inclusion Network and Operations(e) None of these

    r Section - I : General Awareness

    1. Sports coaches receive which of the following awards?(a) Rajiv Gandhi Khel Ratna Award(b) Dronacharya Award(c) Arjuna Award(d) Magyasya Award(e) None of these

    2. Which of the following books has been written by Bill Gates?(a) Microsoft Secrets(b) The Road Ahead(c) The Elephant Paradigm(d) How Nations Compete(e) None of these

    3. The expansion for the BIS, in the context of the bankingindustry is(a) Bank for International Settlements(b) Bank for Industrial Settlements(c) Bank for Industrial Sectors(d) Bank for International Services(e) None of these

    4. In 1955, Imperial Bank of India, a leading commercial bank ofthat time, was nationalised and renamed as(a) Central Bank of India (b) Bank of India(c) Indian Bank (d) State Bank of India(e) None of these

    5. Where is the headquarters of the UNO ?(a) Geneva (b) The Hague(c) New York (d) Paris(e) None of these

    INSTRUCTIONS

    This practice test contains five sections each has 40 questions. Answer to all the questions is essential.

    Every question has five options, of which only one is correct.The candidates are advised to read all optionsthoroughly.

    There is negative marking equivalent to 1/4th of the mark allotted to the specific question for wronganswer.

    Time : 135 minutes Max. Marks : 200

    MOCK TEST (SBI Clerk)

    One of the leading publishers in India, Disha Publication provides books and study materials for

    schools and various competitive exams being continuously held across the country. Disha's sole

    purpose is to encourage a student to get the best out of preparation. Disha Publication offers an

    online bookstore to help students buy exam books online with ease. We, at Disha provide a wide

    array of Bank Exam books to help all those aspirants who wish to crack their respective different

    levels of bank exams. At Disha Publication, we strive to bring out the best guidebooks that

    students would find to be the most useful for Bank Probationary exams.

    ABOUT DISHA PUBLICATION

  • 212. Which of the following terms is NOT a financial term?(a) Investment (b) El Nino effect(c) Core banking Solution(d) RTGS(e) All are financial terms

    13. Which of the following is NOT a public sector bank?(a) Corporation Bank (b) United Bank of India(c) Vijaya Bank (d) Bank of Maharashtra(e) Axis Bank

    14. Who is the author of book Durbar?(a) Amitav Ghosh (b) Tavleen Singh(c) Amit Chaudhuri (d) Arundhati Roy(e) None of these

    15. Which of the following rates is/are NOT decided by RBI?(a) Bank Rate (b) Repo rate(c) Prime Lending Rate (d) Cash Reserve Ratio(e) None of these

    16. During which plan was the National Bank for Agricultureand Rural Development (NABARD) established to facilitatethe rural credit and agricultural development?(a) Third Five Year Plan (b) Fifth Five Year Plan(c) Sixth Five Year Plan (d) Eighth Five Year Plan(e) None of these

    17. Which of the following names is not associated with theinsurance business in India?(a) Bajaj Allianz (b) GIC(c) LIC (d) GE Money(e) None of these

    18. Which of the following is not a tax/duty levied by theGovernment of India?(a) Service Tax (b) Education Cess(c) Customs Duty (d) Toll Tax(e) None of these

    19. Which of the following schemes was launched to promotebasic education in India and attract children in the schoolgoing age to attend the classes?(a) Operation Flood(b) Pulse Polio Abhiyan(c) Mid Day Meal Scheme(d) Operation Black Board(e) None of these

    20. Who is the first woman to win Nobel prize?(a) Marie Curie (b) Pearls Buck(c) Bertha Von Suffner (d) Mother Teresa(e) None of these

    21. Jnanpith Award is given for excellence in the field of(a) Music (b) Social Service(c) Literature (d) Classical Dance(e) None of these

    22. INS Airavat is Indias(a) Naval Ship (b) Amphibious Ship(c) Submarine (d) Army Command Centre(e) None of these

    23. Sebi recently allowed the valid address proof as(a) Voter ID (b) Passport(c) Aadhar Card (d) Driving License(e) None of these

    24. As per RBI Monetary and Credit Policy (April 1, 2014) CashReserve Ratio (CRR) and Repo rate stood at(a) 3.75% and 8.0% respectively(b) 3.75 and 8.25% respectively(c) 4.0% and 8.0% respectively(d) 4.0% and 8.25% respectively(e) None of these

    25. Ennore Port in Tamil Nadu was re-named as(a) Rajeev Gandhi Port(b) Kamrajar Port(c) MG Ram Chandran Port(d) Indira Gandhi Port(e) None of these

    26. Which of the Indian companies have been named amongthe worlds most admired companies by Fortune magazine?(a) Tata Steel and ONGC (b) BHEL and ONGC(c) BHEL and Tata Steel (d) RIL and ONGC(e) None of these

    27. As per WTOs International Trade Statistics 2013, Indiasshare in global export is(a) 1.5% (b) 1.6%(c) 1.7% (d) 1.8%(e) None of these

    28. Which of the following reports is not prepared and publishedby the World Economic Forum?(a) World Development Report(b) Global Information Technology Report(c) Global Risk Report(d) The travel and tourism Competitiveness Report(e) None of these

    29. Consider the following facts about cooperative banks inIndia:I. Urban Cooperative banks are regulated by the Reserve

    Bank of India and governed by the Banking RegulationsAct, 1949, and Banking Laws (Cooperative Societies)Act, 1965.

    II. Rural cooperative banks are regulated by state registrarof cooperatives.

    Choose the correct codes of answers(a) Only I is correct(b) Only II is correct(c) Both I and II are correct(d) Either I or II is correct(e) Neither I nor II is correct

    30. Which state in India has the highest Infant Mortality rate inIndia in 2013?(a) Odisha (b) Bihar(c) Assam (d) M.P.(e) None of these

  • 331. Which among the following countries has won the2014-Uber Cup tournament?(a) China (b) Pakistan(c) Japan (d) India(e) None of these

    32. "Ahn Dai-Hee", has been named as new Prime Minister of________?(a) North Korea (b) Nairobi(c) South Korea (d) Egypt(e) None of these

    33. Which among the following constituencies has recordedhighest voter turnout in the recently concluded Lok Sabhaelection?(a) Nagaland (b) Bishnupur(c) Dhubri (d) Kanthi(e) None of these

    34. Madhav Mantri, who passed away recently, was India'soldest ___?(a) Hockey Player (b) Football Player(c) Cricketer (d) Tennis Player(e) None of these

    35. Which among the following movies has won the top Palmed'Or award for best film at the 67th Cannes InternationalFilm Festival?(a) Winter Sleep (b) Le Meraviglie(c) Mommy (d) Adieu au Langage(e) None of these

    36 The 23rd World Economic Forum on East Asia was recentlyconcluded in____?(a) Thailand (b) Philippines(c) Vietnam (d) Indonesia(e) None of these

    37. Which among the following countries has won the AFCWomen's Asian Football Cup 2014?(a) Vietnam (b) India(c) Japan (d) Australia(e) None of these

    38. "Cristiano Ronaldo", world's most marketable footballerbelongs to which country?(a) Argentina (b) Spain(c) Portugal (d) Brazil(e) None of these

    39. Recently, which country has announced it would start ananti-terrorism partnership fund, which will be used to helptrain other countries to take on rising extremism?(a) USA (b) Russia(c) France (d) Canada(e) None of these

    40. The Daroji Sanctuary exclusively created for the preservationof Indian Sloth bears is located in which state?(a) Andhra Pradesh (b) Karnataka(c) Maharashtra (d) Tamil Nadu(e) None of these

    r Section - II : General English

    DIRECTIONS (Qs. 41-52) : Read the following passage carefullyand answer the questions given below it. Certain words/phrasesare printed in bold to help you to locate them while answeringsome of the questions.

    In the second week of August 1998, just a few days after theincidents of bombing the US embassies in Nairobi and Dar-es-Salaam, a high-powered, brain-storming session was held nearWashington D.C., to discuss various aspects of terrorism. Themeeting was attended by ten of Americas leading experts invarious fields such as germ and chemical warfare, public health,disease control and also by the doctors and the law-enforcingofficers. Being asked to describe the horror of possible bio-attack,one of the experts narrated the following gloomy scenario.

    A culprit in a crowded business centre or in a busy shoppingmall of a town empties a test tube containing some fluid, which inturn creates an unseen cloud of germ of a dreaded disease likeanthrax capable of inflicting a horrible death within 5 days on anyone who inhales it. At first 500, or so victims feel that they havemild influenza which may recede after a day or two. Then thesymptoms return again and their lungs start filling with fluid. Theyrush to local hospitals for treatment, but the panic-stricken peoplemay find that the medicare services run quickly out of drugs dueto excessive demand. But no one would be able to realise that aterrorist attack has occurred. One cannot deny the possibilitythat the germ involved would be of contagious variety capable ofcausing an epidermic. The meeting concluded that such attacks,apart from causing immediate human tragedy, would have direlong-term effects on the political and social fabric of a country byway of ending peoples trust on the competence of thegovernment.

    The experts also said that the bombs used in Kenya andTanzania were of the old-fashion variety and involved quantitiesof high explosives, but new terrorism will prove to be more deadlyand probably more elusive than hijacking an aeroplane or a geligniteof previous decades. According to Bruce Hoffman, an Americanspecialist on political violence, old terrorism generally had a specificmanifesto - to overthrow a colonial power or the capitalist systemand so on. These terrorists were not shy about planting a bomb orhijacking an aircraft and they set some limit to their brutality. Killingso many innocent people might turn their natural supporters off.Political terrorists want a lot of people watching but not a lot ofpeople dead. Old terrorism sought to change the world while thenew sort is often practised by those who believe that the worldhas gone beyond redemption, he added.

    Hoffman says, New terrorism has no long-term agenda butis ruthless in its short-term intentions. It is often just a cacophonouscry of protest or an outburst of religious intolerance or a protestagainst the West in general and the US in particular. Itsperpetrators may be religious fanatics or diehard opponent of agovernment and see no reason to show restraint. They are simplyintent on inflicting the maximum amount of pain on the victim.

  • 441. In the context of the passage, the culprits act of emptyinga test tube containing some fluid can be classified as(a) a terrorist attack(b) an epidemic of a dreaded disease(c) a natural calamity(d) panic created by an imaginary event(e) None of these

    42. In what way would the new terrorism be different from thatof the earlier years ?A. More dangerous and less bafflingB. More hazardous for victimsC. Less complicated for terrorists(a) A and C only (b) B and C only(c) A and B only (d) All the three(e) None of these

    43. What was the immediate provocation for the meeting heldin August 1998 ?(a) the insistence of Americas leading(b) the horrors of possible bio-attacks(c) a culprits heinous act of spreading germs(d) peoples lack of trust in the government(e) None of these

    44. What could be the probable consequences of bio-attacks,as mentioned in the passage ?A. several deathsB. political turmoilC. social unrest(a) A only (b) B only(c) C only (d) A and B only(e) All the three

    45. The authors purpose of writing the above passage seemsto explain(a) the methods of containing terrorism(b) the socio-political turmoil in African countries(c) the deadly strategies adopted by modern terrorists(d) reasons for killing innocent people(e) the salient features of terrorism of yester years

    46. According to the author of the passage, the root cause ofterrorism isA. religious fanatismB. socio-political changes in countriesC. the enormous population growth(a) A only (b) B only(c) C only (d) A and B only(e) All the three

    47. The phrase such attacks, as mentioned in the last sentenceof the second paragraph, refers to(a) the onslaught of an epidemic as a natural calamity(b) bio-attack on political people in the government(c) attack aimed at damaging the reputation of the

    government(d) bio-attack monoeuvred by unscrupulous elements(e) None of these

    48. The sole objective of the old terrorism, according toHoffman, was to(a) plant bombs to kill innocent people(b) remove colonial power or capitalist system(c) make people realise the incompetence of the

    government(d) give a setback to socio-political order(e) None of these

    DIRECTIONS (Qs. 49-50) : Choose the word which is mostOPPOSITE in meaning of the word printed in bold as used in thepassage.49. gloomy

    (a) discouraging (b) disgusting(c) bright (d) tragic(e) versatile

    50. cacophonous(a) loud (b) melodious(c) sonorous (d) harsh(e) distant

    DIRECTIONS (Qs. 51-52) : Choose the word which is most nearlythe SAME in meaning of the word printed in bold as used in thepassage.51. perpetrators

    (a) opponents (b) followers(c) sympathisers (d) leaders(e) monoeuvrers

    52. elusive(a) harmful (b) fatal(c) destructive (d) baffling(e) obstructing

    DIRECTIONS (Qs. 53-57) : Below each sentence has given fourpossible substitutions for the bold part. If one of them (a), (b), (c)or (d) is better than the underlined part, indicate your responseon the Answer Sheet against the corresponding letter (a), (b), (c)or (d). If none of the substitutions improves the sentence, indicate(e) as your response on the Answer Sheet. Thus a Noimprovement response will be signified by the letter (e).

    Errors may be in grammar, appropriate word usage oridioms. There may be a necessary word missing or theremay be a word which should be removed.

    53. It was my business to cross the bridge to explore thebridgehead and to find out the extent to which the enemyhad advanced.(a) how much (b) the extent where(c) the point where (d) limit at which(e) No improvement

    54. The world is becoming increasingly polarised between therich and the poor.(a) among rich (b) around the rich(c) in between the rich (d) amid rich persons(e) No improvement

  • 555. I laid all the facts before him so that he could make his ownJudgement.(a) laid all the facts in front of him(b) lay all the facts before him(c) lay all the facts in front of him(d) did I lay all the facts before his(e) No improvement

    56. If only she had told me about her problem I would havehelped her.(a) would help (b) could help(c) had helped (d) would not help(e) No improvement

    57. Apollo was worshipped as long as the Roman Empirecontinued.(a) was continued (b) ruled(c) lasted (d) did not exists(e) No improvement

    DIRECTIONS (Qs. 58-62): In each question below a sentencewith four words printed in bold type is given. These are indicatedas (a), (b), (c) and (d). One of these four words may be eitherwrongly spelt or inappropriate in the context of the sentence.Find out the word which is wrongly spelt or inappropriate, if any.The letter of that word is your answer. If all he four words arecorrectly spelt and also appropriate in the context of the sentence,mark (e) i.e. All Correct as your answer.58. His derogatory (a) / remark humiliated (b) / me, but I kept my

    cool (c) / and didnt allow my work to be affected (d) / by it.All Correct (e).

    59. The suspected (a) / criminals (b) / who were accused (c) / ofsnatching ladies necklesses (d) / were finally booked. AllCorrect (e).

    60. The objective (a) / of the programme (b) / is to entertainment(c)/ the spectators (d) /. All Correct (e).

    61. Enforcement of laws and clean and efficiency (a) /administration are fundamental (b) / functions of thegovernment machinery (c) / known as bureaucracy (d) /.All Correct (e).

    62. The quantification (a) / of intellectual property is morecomplicating (b) / than most pricing because today it isrelatively (c) / inexpensive (d) / to make copies of mostintellectual property. All Correct (e).

    DIRECTIONS (Qs. 63-67): Rearrange the following six sentences(A), (B), (C), (D), (E) and (F) in the proper sequence to form ameaningful paragraph, then answer the questions given belowthem.(A) Do the devices that make it possible to do so many things at

    once truly raise our productivity or merely help us spin ourwheels faster?

    (B) More important, theyre exploring what can be done aboutit how we can work smarter, live smarter and put our belovedgadgets back in their proper place, with us running them,not the other way around.

    (C) The dinging digital devices that allow us to connect andcommunicate so readily also disrupt our work, our thoughtsand what little is left of our private lives.

    (D) They have begun to calculate the pluses, the minuses andthe economic costs of the interrupted life in dollars,productivity and dysfunction.

    (E) What sort of toll is all this disruption and metnal channelswitching taking on our ability to think clearly workeffectively and function as healthy human beings?

    (F) Over the past five years, psychologists, efficiency, expertsand information-technology researchers have begun toexplore those questions in detail.

    63. Which of the following should be the FIRST sentence?(a) A (b) B(c) C (d) D(e) E

    64. Which of the following should be the SECOND sentence?(a) A (b) B(c) C (d) D(e) E

    65. Which of the following should be the THIRD sentence?(a) A (b) B(c) C (d) D(e) F

    66. Which of the following should be the FIFTH sentence?(a) A (b) B(c) C (d) D(e) E

    67. Which of the following should be the SIXTH (LAST)sentence?(a) A (b) B(c) C (d) D(e) E

    DIRECTIONS (Qs. 68-72) : In each of these questions, eachsentence has four bold words or phrases marked (a), (b), (c) and(d). Choose one word or phrase that must be changed for thesentence to be correct. If all the four world or phrases aregramatically correct in the context of sentence, mark (e) i.e., Noerror as your answer.

    68. Engines used (a) in space shuttles are much larger (b) andmore strong (c) than the ones used (d) in jet planes. Noerror (e).

    69. Banglore is a beautiful city (a) which in (b) people havesuccessfully blended (c) the modem with (d) the traditional.No error (e).

    70. The bus (a) was hired (b) by (c) the ladies for its picnic (d).No error (e).

    71 The ways of (a) travelling has changed (b) dramatically since(c) the late nineteenth century (d). No error (e).

    72. Usually (a) the climate in mountainous areas becomes much(b) windy (c) at higher (d) altitudes. No error (e).

  • 6DIRECTIONS (Qs. 73-80) : In the following passage there areblanks, each of which has been numbered. These numbers areprinted below the passage and against each, five words aresuggested, one of which fits the blank appropriately. Find outthe appropriate word in each case.

    The Government seems to be in right earnest to ensuremore 73 in governance. The Prime Ministers announcement thathis Government is 74 drafting legislation to establish the citizensright to information is indeed welcome . Though the talk on theright to information is not new, we may 75 the bill to be broughtearly this time. The previous Government had set up a high-levelcommittee to prepare a draft bill. But nothing has been heardabout the matter since, 76 the committee did quite some work.The issue, however, has come to such a pass that a solutioncannot be 77 further. Sunlight is the best disinfectant, a foreignjudge once said, while 78 the unwarranted secrecy in anadministrative system. When those in authority know thatpeople have the right to ask questions and the government isunder the 79 to provide them with answers, 80 of authority, orof public finances, for personal or party ends is less likely tohappen.73. (a) strictness (b) rudeness

    (c) leniency (d) economy(e) transparency

    74. (a) personally (b) busy(c) not (d) reluctantly(e) absolutely

    75. (a) expect (b) wait(c) try (d) frustrate(e) appeal

    76. (a) even (b) as(c) because (d) until(e) though

    77. (a) found (b) expected(c) delayed (d) looked(e) longed

    78. (a) nurturing (b) criticising(c) demanding (d) appreciating(e) upholding

    79. (a) pretention (b) affect(c) substance (d) obligation(e) property

    80. (a) misuse (b) governance(c) dishonour (d) curbing(e) breach

    r Section - III : Quantitative Aptitude

    DIRECTIONS (Qs. 81-90): What will come in place of questionmark (?) in the following questions?

    81.35 of

    47 of

    512

    of 1015 = ?

    (a) 220 (b) 340(c) 240 (d) 145(e) None of these

    82. 1.5 0.025 + (?)2 = 0.1(a) 0.28 (b) 0.27(c) 0.25 (d) 0.235(d) None of these

    83. 21.5 0.0225 ? =(a) 0.3375 (b) 3.275(c) 32.75 (d) 0.0375(e) None of these

    84. 0.0289 12 1.5 ? =(a) 1.36 (b) 2.06(c) 13.90 (d) 14.80(e) None of these

    85. 125% of 260 + ?% of 700 = 500(a) 32 (b) 56(c) 23 (d) 46(e) None of these

    86. 45% of 750 25% of 480 = ?(a) 216 (b) 217.50(c) 245 (d) 236.50(e) None of these

    87. ( )?8.5 3.875 75 75 =(a) 4.9 (b) 3.6(c) 3.3 (d) 4.7(e) None of these

    88. 39798 + 3798 + 378 = ?(a) 49532 (b) 43984(c) 43974 (d) 43576(e) None of these

    89.7 3 13 7 1 ?11 11 2

    + =

    (a)101311

    (b)614

    11

    (c)91411

    (d)171022

    (e) None of these90. 1080 12 10 = ?

    (a) 900 (b) 90(c) 120 (d) 12(e) None of these

    DIRECTIONS (Qs.91-95) : Study the following chart to answerthe questions given below :

    Villages % population below poverty lineA 45B 52C 38D 58E 46F 49G 51

  • 7Proportion of population of seven villages in 1995A

    13%

    B16%

    C8%

    D17%

    E18%

    F13%

    G15%

    91. In 1996, the population of villages A as well as B is increasedby 10% from the year 1995. If the population of village A in1995 was 5000 and the percentage of population belowpoverty line in 1996 remains same as in 1995, findapproximately the population of village B below povertyline in 1996.(a) 4000 (b) 45000(c) 2500 (d) 3500(e) None of these

    92. If in 1997 the population of village D is increased by 10%and the population of village G is reduced by 5% from 1995and the population of village G in 1995 was 9000, what is thetotal population of villages D and G in 1997?(a) 19770 (b) 19200(c) 18770 (d) 19870(e) None of these

    93. If in 1995 the total population of the seven villages togetherwas 55,000 approximately, what will be population of villageF in that year below poverty line ?(a) 3000 (b) 2500(c) 4000 (d) 3500(e) None of these

    94. If the population of village C below poverty line in 1995 was1520, what was the population of village F in 1995 ?(a) 4000 (b) 6000(c) 6500 (d) 4800(e) None of these

    95. The population of village C is 2000 in 1995. What will be theratio of population of village C below poverty line to that ofthe village E below poverty line in that year ?(a) 207 : 76 (b) 76 : 207(c) 152 : 207 (d) Data inadequate(e) None of these

    DIRECTIONS (Qs. 96-100) : Study the following table carefully to answer the questions given below it.

    State Year App. Qual. Sel. App. Qual. Sel. App. Qual Sel. App. Qual Sel. App. Qual. Sel1994 4500 600 75 6400 540 60 5200 350 55 7100 650 75 6400 700 751995 5700 485 60 7800 720 84 6500 525 65 6800 600 70 8200 680 851996 8500 950 80 7000 650 70 4800 400 48 5600 620 85 7500 720 781997 7200 850 75 8800 920 86 7400 560 70 7500 800 65 7800 810 821998 9000 800 70 9500 850 90 7500 640 82 4800 500 48 8000 850 94

    D EA B C

    96. What is the average number of candidates appeared overthe years for State B ?

    (a) 8900 (b) 7900

    (c) 7400 (d) 8100

    (e) None of these97. What approximately is the percentage of total number of

    candidates selected to the total number of candidatesqualified for all the five states together during the year1996 ?(a) 11% (b) 15%(c) 12% (d) 16%(e) None of these

    98. For which of the following years is the percentage ofcandidates selected over the number of candidates qualifiedthe highest for state C ?(a) 1997 (b) 1995(c) 1996 (d) 1994(e) None of these

    99. For which of the following states the average number ofcandidates selected over the years is the maximum ?(a) A (b) E(c) C (d) D(e) None of these

    100. For which of the following states is the percentage ofcandidates qualified to appeared the highest during the year1997 ?(a) A (b) B(c) C (d) D(e) None of these

    101. The number zero (0) is surrounded by the same 2-digitnumber on both (left and right) the sides; for example, 25025,67067, etc. The largest number that always divides such anumber is(a) 7 (b) 11(c) 13 (d) 1001(e) None of these

  • 8102. The number of 3-digit number exactly divisible by 5 is(a) 181 (b) 180(c) 179 (d) 199(e) None of these

    103. If a certain sum of money becomes double at simple interestin 12 years, what would be the rate of interest per annum ?

    (a) 183

    (b) 10

    (c) 12 (d) 14(e) None of these

    104. Three successive discounts of 10%, 12% and 15% amountto a single discount of(a) 36.28 % (b) 34.68%(c) 37 % (d) 32.68%(e) None of these

    105. The ratio of the prices of two houses A and B was 4 : 5 lastyear. This year, the price of A is increased by 25% and thatof B by Rs 50000. If their prices are now in the ratio 9 : 10, theprice of A last year was(a) Rs 3,60,000 (b) Rs 4,50,000(c) Rs 4,80,000 (d) Rs 5,00,000(e) None of these

    106. During a journey of 80 km a train covers first 60km with aspeed of 40 km/h and completes the remaining distance witha speed of 20 km/h. What is the average speed of the trainduring the whole journey?(a) 30 km/h (b) 32 km/h(c) 36 km/h (d) 40 km/h(e) None of these

    107. An aeroplane takes off 30 minutes later than the scheduledtime and in order to reach its destination 1500 km away intime, it has to increase its speed by 250 km/h from its usualspeed. Find its usual speed.(a) 1000 km/h (b) 750 km/h(c) 850 km/h (d) 650 km/h(e) None of these

    108. A man arranges to pay off a debt of Rs 3,600 in 40 annualinstalments which form an AP. When 30 of the instalmentsare paid, he dies leaving one-third of the debt unpaid. Findthe value of the first instalment.(a) 55 (b) 53(c) 51 (d) 49(e) None of these

    109. A tank 30 m long, 20 m wide and 12 m deep is dug in a field500 m long and 30 m wide. By how much will the level of thefield rise, if the earth dug out of the tank is evenly spreadover the field?(a) 0.33 m (b) 0.5 m(c) 0.25 m (d) 0.4 m(e) None of these

    DIRECTIONS (Qs. 110-114) : Find the next term in the givenseries in each of the questions below.110. 198, 194, 185, 169, ....

    (a) 136 (b) 144(c) 9 (d) 92(e) None of these

    111. 6, 9, 7, 10, 8, 11, ....(a) 12 (b) 13(c) 9 (d) 14(e) None of these

    112. 5, 6, 8, 9, 11, ....(a) 15 (b) 12(c) 17 (d) 20(e) None of these

    113. 35, 30, 25, 20, 15, 10, ....(a) 15 (b) 10(c) 5 (d) 2(e) None of these

    114. 0, 2, 6, 12, 20, ....(a) 38 (b) 30(c) 45 (d) 60(e) None of these

    DIRECTIONS (Qs. 115-120): Find out the approximate valuewhich should replace the question mark (?) in the followingquestions. (You are not expected to find out the exact value).

    115. 10609 7938.81 ? =(a) 9200 (b) 81973.(c) 8553.3 (d) 8682.7(e) None of these

    116.?32(13) 2197 =

    (a) 3 (b)13

    (c) 0.5 (d) 4(e) None of these

    117. 18.4% of 656 + 12.7% of 864 = ?(a) 253 (b) 231(c) 211 (d) 241(e) None of these

    118. (98.4)2 + (33.6)2 = ?(a) 10812 (b) 18012(c) 10910 (d) 18102(e) None of these

    119. 8959 ? 4 5 = 26.35(a) 15 (b) 25(c) 30 (d) 17(e) None of these

    120. 3739 + 164 27 = ?(a) 10540 (b) 4000(c) 8400 (d) 8200(e) None of these

  • 9r Section - IV : Reasoning Ability

    121. Ostrich is related to Antelope in the same way as Egret isrelated to(a) Cow (b) Buffalo(c) Camel (d) Zebra(e) None of these

    122. Which one is different from the remaining three?(a) GIJK (b) DFGH(c) CEFG (d) ABCD(e) None of these

    123. How many such pairs of letters are there in the wordCORPORATE each of which has as many letters in the samesequence between them in the word as in the english alpha-bet ?(a) Four (b) One(c) Two (d) Three(e) None of these

    124. If the first three letters of the word COMPREHENSION arereversed, then the last three letters are added and then theremaining letters are reversed and added, then which letterwill be exactly in the middle ?(a) H (b) N(c) R (d) S(e) None of these

    125. In a queue of children, Kashish is fifth from the left andMona is sixth from the right. When they interchange theirplaces among themselves, Kashish becomes thirteenth fromthe left. Then, what will be Mona's Position from the right?(a) 4th (b) 14th(c) 8th (d) 15th(e) None of these

    126. In a certain coding system, RBM STD BRO PUS means thecat is beautiful. TNH PUS DIM STD means the dog isbrown. PUS DIM BRO PUS CUS means the dog has thecat. What is the code for has ?(a) CUS (b) BRO(c) DIM (d) STD(e) None of these

    127. If NAXALITE is written in a certain code as LYVYJGRChow will INTEGRATE be written in the same code ?(a) LGRECYPRC (b) GLRCEPYRC(c) PYWMNOPQR (d) BLACKHOLE(e) None of these

    128. If light is called morning, morning is called dark, darkis called night, night is called sunshine and sunshineis called dusk, when do we sleep ?(a) Dusk (b) Dark(c) Night (d) Sunshine(e) None of these

    129. X told Y, Though I am the son of your father, you are notmy brother. How is Y related to X ?(a) Sister (b) Son(c) Daughter (d) Father(e) None of these

    130. A postman was returning to the post office which was infront of him to the north. When the post offfice was 100metres away from him, he turned to the left and moved 50metres to deliver the last letter at shantivilla. He then movedin the same direction for 40 metres, turned to his right andmoved 100 metres. How many metres away he was nowfrom the post office?(a) 0 (b) 150(c) 90 (d) 100(e) None of these

    DIRECTIONS (Qs. 131-135) : In each of the questions below aregiven three statements followed by four conclusions numbered I,II, III and IV. You have to take the given statements to be true evenif they seem to be at variance with commonly know facts. Read allthe conclusions and then decide which of the given conclusionslogically follows from the given statements disregardingcommonly known facts.131. Statement : A. Some boys are rains.

    B. All rains are clouds.C. Some clouds are cars.

    Conclusions : I. Some clouds are boys.II. Some cars are boys.III. Some cars are rains.IV. Some rains are boys.

    (a) Only II follows (b) Only IV follows(c) Only I follows (d) Both I and IV follow(e) None of these

    132. Statement : A. All bricks are flowers.B. Some houses are flowers.C. All pens are houses.

    Conclusions : I. Some houses are bricks.II. Some pens are flowers.III. Some flowers are bricks.IV. No pen is flower.

    (a) Only either II or IV and III follow(b) Only either II or IV and I follow(c) Only either I or II and IV follow(d) Either II or IV follow(e) None of these

    133. Statement : A. All lions are ducks.B. No duck is a horse.C. All horses are fruits.

    Conclusions : I. No lion is a horse.II. Some fruits are horses.III. Some ducks are lions.IV. Some lions are horses.

    (a) All follows(b) Only either I or II and both III and IV follow(c) Only either I or IV and both II and III follow(d) Neither I nor II follow(e) None of these

  • 10

    134. Statements : A. Some stones are bricks.B. All plants are stones.C. No flower is a plant.

    Conclusions : I. No flower is a stone.II. Some bricks are plants.III. No bricks are plants.

    (a) Only I follows (b) Only II follows(c) Only III follows (d) Either II or III follows(e) None of these

    135. Statements : A. All tigers are jungles.B. No jungle is a bird.C. Some birds are rains.

    Conclusions : I. No rain is a jungle.II. Some rains are jungles.III. No bird is a tiger.

    (a) Only either II or III follows(b) Only I and II follow(c) Only either I or II and III follow(d) Neither II nor III follow(e) None of these

    DIRECTIONS (Qs. 136-140) : Study the following informationcarefully to answer the questions that follow.(I) M, N, P, Q, S and T are six members of a group in which there

    are three female members. Females work in three departments Accounts, Administration and Personnel and sit in threedifferent floors 1st, 2nd and 3rd. Persons working in thesame department are not on the same floor. On each floor,two persons work.

    (II) No two ladies, work in the same department or on the samefloor. N and S work in the same department but not inpersonnel. Q works in Administration. S and M are on the1st and 3rd floors respectively and work in the samedepartment. Q, a lady, does not work on 2nd floor. P, a man,works on the Ist floor.

    136. Which of the following groups of persons is females ?(a) SQT (b) QMT(c) QPT (d) Data inadequate(e) None of these

    137. T works in which department ?(a) Accounts (b) Administration(c) Personnel (d) Accounts or Personnel(e) None of these

    138. Which of the following pairs of persons work on IInd floor?(a) PT (b) SM(c) QN (d) Data inadequate(e) None of these

    139. If T is transferred to Accounts and S is transferred toAdministration, who is to be transferred to Personnel tomaintain the original distribution of females on each floor ?(a) P (b) N(c) Q (d) Data inadequate(e) None of these

    140. Which of the following pairs of persons works inAdministration ?(a) QP (b) QN(c) SP (d) Data inadequate(e) None of these

    DIRECTIONS (Qs. 141-145) : In each of these questions a groupof letters is given followed by four combinations of numbers codeslettered (a), (b), (c) and (d). The group of letters is to be coded withthe numbers codes and the condition given below. The serialnumber of the number combination. Which correctly representsthe letter group, is your answer.

    Letters D J K Q H V N E B ANumbers Codes 3 9 7 6 4 8 2 1 5 0Conditions : If the first or the last letter or both in the letter groupis /are a vowel then the same is/are to be coded by symbol #.141. EHNDJV

    (a) #42389 (b) 142398(c) #42398 (d) 14239#(e) None of these

    142. KQDJNH(a) 763942 (b) 736924(c) #36924 (d) #63924(e) None of these

    143. AJNVQE(a) #9286# (b) 09286#(c) #92861 (d) 092861(e) None of these

    144. QHJVND(a) 648923 (b) 649823(c) #49823 (d) 64892#(e) None of these

    145. JKEDHA(a) 97#34# (b) 971340(c) 971430 (d) 97134#(e) None of these

    DIRECTIONS : (Qs. 146-150): In the questions given below,certain symbols are used with the following meaning:

    A @ B means A is greater than B.A + B means A is either greater than or equal to B.

    A B means A is smaller than B

    A B meansA is either smaller than or equal to B.A $ B means A is equal to BNow in each of the following questions assuming the givenstatements to be true find which of the two conclusions Iand II given below them is /are definitely true. Give answer(a) if only conclusion I is true.(b) if only conclusion II is true.(c) if either I or II is true.(d) if neither I nor II are true.(e) if both I and II are true.

  • 11

    146. Statements : T $ G, K @ P, M T, P + MConclusions: I. K @ M II. G $ P

    147. Statements : R + N, S Q, P @ N, Q $ PConclusions: I. S $ N II. P N

    148. Statements : G $ K, F @ J, K + Q, Q FConclusions: I. K $ F II. F K

    149. Statements : W @ S, K Z, U + W, S $ KConclusions: I. U @ K II. Z @ S

    150. Statements : G $ E, D K, E S, K GConclusions: I. S @ D II. D E

    DIRECTIONS (Qs. 151-155) : These questions are based on thefollowing letter/ number/symbol arrangement. Study it carefullyand answer the questions.

    3 B E 4 # W 9 A 2 J K * 1 5 U Q R 7 F @ H I 6 $ V151. How many such numbers are there, each of which is

    immediately preceded by a vowel but not immediatelyfollowed by a consonant ?(a) None (b) One(c) Two (d) Three(e) More than three

    152. 6I : E4 :: A9 : ?(a) 7F (b) F@(c) R7 (d) 7R(e) None of these

    153. How many such symbols are there in the above arrangement,each of which is immediately preceded by a number andimmediately followed by a consonant ?(a) None (b) One(c) Two (d) Three(e) More than three

    154. Which element is sixth to the right of eleventh from the rightend ?(a) # (b) @(c) 1 (d) H(e) None of these

    155. Four of the following five are alike in a certain way on thebasis of their positions in the above arrangement and soform a group. Which is the one that does not belong to thegroup?(a) W 9 # (b) B E 3(c) 2 J A (d) H I @(e) R Q 7

    DIRECTIONS (Qs. 156 - 160): In each of the questions givenbelow which one of the five answers figures should come afterthe problem figures, if the sequence were continued?156. Problem figures

    .

    Answer figures

    (a) (b) (c) (d) (e)157. Problem figures

    Answer figures

    (a) (b) (c) (d) (e)158. Problem figures

    Answer figures

    (a) (b) (c) (d) (e)159. Problem figures

    Answer figures

    (a) (b) (c) (d) (e)160. Problem figures

    Answer figures

    (a) (b) (c) (d) (e)

  • 12

    r Section - V : Marketing Aptitude/Computer Knowledge

    161. Marketing in banks is defined as(a) Negotiable Instruments Act(b) Banking Regulation Act(c) Reserve Bank of India Act(d) Companies Act(e) None of these

    162. Value-added services means(a) giving full value for money(b) better value for better price(c) costlier service(d) additional service(e) All of these

    163. Marketing is not required for which one of the followingproducts?(a) Corporate Loans (b) Export Business(c) Import Business (d) Credit Card Business(e) None of these

    164. The traditional marketing style involves(a) Telemarketing (b) Digital Marketing(c) Indirect Marketing (d) Direct Marketing(e) All of these

    165. Motivation means(a) inspiring employees to perform better(b) better communication skills(c) sales coaching(d) market research(e) None of these

    166. In marketing terms, attitude can best be defined as a(a) rude behaviour of salesperson(b) rude behaviour of consumer(c) mental state of consumer(d) ego of the marketing executive(e) None of these

    167. Which among the following is included in fringe benefitsavailable to an employee ?(a) old age survivours benefits(b) pensions(c) gratuities(d) Both (a) and (b)(e) None of these

    168. According to product life cycle theory, the profit is maximumin(a) developed Stage (b) early stage(c) matured Stage (d) declined Stage(e) None of these

    169. In banks, loans & advances are considered as(a) assets (b) liabilities(c) resources (d) cause of expenditure(e) None of these

    170. What is meant by the term psychological pricing?(a) The process of raising the customer awareness of the

    supposed values/qualities of your product, so buildingits brand image.

    (b) The cutting out of wholesalers from the distributionchain.

    (c) Setting prices that reinforce the concept of value. e.g.99 and not 100.

    (d) The forces of supply and demand and how theydetermine price.

    (e) None of these171. Market share can be measured by

    (a) counting the number of customers there are in a market,and for a particular firm within it.

    (b) comparing the sales value for a company with the totalunit sales for the whole market.

    (c) comparing the sales value for a company with the totalsales value for the whole market.

    (d) comparing the number of outlets a firm has with thetotal number of outlets within the market.

    (e) None of these172. A firm is productively efficient when

    (a) it is producing its product or service at the lowest unitcost that it can.

    (b) it is selling at the lowest price possible.(c) it has the highest labour productivity that it can.(d) it is making what its customers want.(e) None of these

    173. Cell production is the modern production method where(a) buildings are made from prefabricated units, or cells.(b) production is done in small rooms.(c) the output from the Prison Service factories.(d) production on assembly lines is managed and run by

    groups of workers who are responsible for the qualityof their work.

    (e) None of these174. Which of the following will NOT result following the

    introduction of a more decentralised system of management?(a) Increased motivation amongst those empowered to

    make decisions.(b) Greater consistency in the decisions made.(c) The development of skills amongst the junior members

    of the management team.(d) An increase in the speed at which essential decisions

    are made.(e) None of these

  • 13

    175. Which of the following is the best definition of a centralisedmanagement system?(a) A system that encourages empowerment of workers.(b) A management structure that concentrates on

    developing the skills of junior personnel.(c) A system that involves authority and responsibility

    for decision-making being in the hands of seniormanagers.

    (d) A system that encourages faster decision-making.(e) None of these

    176. Which of the following is NOT normally a sign of poormorale amongst a workforce?(a) High levels of absenteeism.(b) High levels of turnover.(c) Increased levels of personal productivity.(d) A poor external image and difficulties attracting good

    recruits.(e) None of these

    177. The dominant firm in a market is operating at near fullcapacity, and the other firms can do little to significantlyincrease their supply to the market. This will lead to all ofthe following, except(a) rising prices as demand begins to outstrip supply.(b) high and rising profit margins.(c) increased levels of marketing, especially advertising.(d) new firms considering entering the market.(e) None of these

    178. Find the incorrect statement(a) Marketing has no relevance in public sector banks(b) Marketing has no relevance in private sector banks(c) Marketing has no relevance in foreign banks(d) All of these(e) None of these

    179. Public relations is required for(a) improving customer service in the company(b) improving marketing functions in the company(c) better atmosphere in the company(d) All of these(e) None of these

    180. Vegetable market in India is nearly an example of(a) perfect Competition(b) monopoly(c) oligopoly (d) imperfect competition(e) high monopsony

    181. Which of the following is a web browser ?(a) Paint (b) Power Point(c) Firefox (d) Word(e) All of these

    182. Editing a document consists of reading through thedocument youve created, then(a) Correcting your errors(b) Printing it(c) Saving it(d) Deleting it(e) None of these

    183. Codes consisting of bars or lines of varying widths orlengths that are computer - readable are known as(a) an ASCII code (b) a magnetic tape(c) an OCR scanner (d) a bar code(e) None of these

    184. In addition to keying data directly into a database, dataentry can be done from a (an)(a) input form(b) table(c) field(d) data dictionary(e) None of these

    185. If you type a word that is not in words dictionary, a wavy_________ underline appears below the word.(a) red (b) green(c) blue (d) black(e) None of these

    186. Use the _________, to choose a slide layout.(a) Quick Styles gallery(b) Format gallery(c) Layout gallery(d) Layout collection(e) None of these

    187. Which of the following is the largest unit of storage?(a) GB (b) KB(c) MB (d) TB(e) None of these

    188. Which of the following are objects in an acess database ?(a) table, form (b) queries, reports(c) macros, modules (d) All of the above(e) None of these

    189. The ________ shows all the web sites and pages that youhave visited over a period of time.(a) status bar (b) task bar(c) history list (d) tool bar(e) None of these

    190. ________ controls the way in which the computer systemfunctions and provides a means by which users can interactwith the computer.(a) The platform(b) The operating system(c) Application software(d) The motherboard(e) None of these

    191. An example of non-numeric data is(a) Bank balance (b) Examination marks(c) Real numbers (d) Employee address(e) None of these

  • 14

    192. For seeing the output, you use(a) monitor (b) keyboard(c) mouse (d) scanner(e) None of these

    193. Where are programs and data kept while the processor isusing them?(a) Main memory (b) Secondary memory(c) Disk memory (d) Program memory(e) None of these

    194. What does C represent in MICR?(a) Code (b) Column(c) Computer (d) Character(e) None of these

    195 A CD-RW disk(a) has a faster access than an internal disk(b) is a form of optial disk, so it can only be written once(c) holds less data than a floppy disk(d) can be erased and rewritten(e) None of these

    196. To take information from one source and bring it to yourcomputer is referred to as(a) upload (b) download(c) transfer (d) de-link(e) None of these

    197. Which of the following could do to remove a paragraphfrom a report you had written?(a) Delte and edit (b) Highlight and delete(c) Cut and paste (d) Undo typing(e) None of these

    198. Which equipment is used to capture information andcommands?(a) Output device(b) Input device(c) Storage device(d) Telecommunication device(e) None of these

    199. A file that contains definitions of the paragraph andcharacter styles for your document and all things youcustomised like toolbars and menus is called a(a) guide (b) pattern(c) base document (d) template(e) None of these

    200. A computer cannot boot if it does not have the(a) Compiler (b) Loader(c) Operating System (d) Assembler(e) None of these

  • 15

    1. (b) Dronacharya award is an award presented by thegovernment of India for excellence in sports coaching.The award comprises bronze statue of Dronacharya, ascroll of honour and a cash component of Rs.500,000.The award was instituted in 1985. The last recipient ofthe award is Raj Singh for wrestling in the year 2014.

    6. (c) The Vyas Samman is a literary award which was firstawarded in 1991. It is awarded annually by the K.K.Birla Foundation and includes a cash of ` 250,000 (asof 2005). To be eligible for the award, the literary workmust be in the Hindi language and has been publishedin the past 10 years.

    7. (a) The Last War by Sandipan Deb is a novel about abusiness family that deals in many illegal activities.The novel stretches from the year 1955 to the year2007, during which time the life of the family memberstakes various twists and turns. The novel bursts withdrama, deceit and manoeuvre.

    8. (d) Kamaljeet Sandhu is a former woman Indian athletewho won gold medal at 1970 Asian Games in 400 mrace. She was the first woman to win Gold in any Asiangames.

    9. (c) World Population Day is observed on July 11 everyyear, which seeks to raise awareness of globalpopulation issues. The event was established by theGoverning Council of the United Nations Development

    Programme in 1989.10. (a) In the sport of cricket, a bouncer (or bumper) is a type

    of delivery, usually bowled by a fast bowler which ispitched short so that it bounces on the pitch well shortof the batsman and rears up to chest or head height.

    12. (b) El Nino effect is a band of warm ocean water tempera-tures that periodically develops off the Pacific Coastof South America.

    16. (c) National Bank for Agriculture and Rural Development(NABARD) is an apex development bank in Indiahaving headquarters in Mumbai. It was established on12 July 1982 in sixth five year plan by a special act bythe parliament and its main focus was to uplift ruralIndia by increasing the credit flow for elevation ofagriculture and rural non-farm sector.

    41. (a) Ascertain the hidden meaning of the sentence. butno one would be able to realise that a terrorist attackhas occurred . So, undoubtedly the culprits act canbe classified as a terrorist attack.

    42. (b) New terrorism has no long-term agenda but its ruthlessin its short-term intentions. This statement from thepassage supports (B). While in the light of passage,(C) also seems suitable.

    43. (e) The immediate provocation for the meeting held inAugust 1998 has not been given among the options. Itwas the incidents of bombing the U.S. embassies inNairobi and Dar-es-Salaam.

    1 (b) 21 (c) 41 (a) 61 (a) 81 (d) 101 (d) 121 (b) 141 (c) 161 (e) 181 (c)2 (b) 22 (b) 42 (b) 62 (b) 82 (c) 102 (b) 122 (d) 142 (e) 162 (d) 182 (a)3 (a) 23 (c) 43 (e) 63 (a) 83 (a) 103 (a) 123 (c) 143 (a) 163 (e) 183 (d)4 (d) 24 (c) 44 (e) 64 (e) 84 (a) 104 (d) 124 (d) 144 (b) 164 (d) 184 (a)5 (c) 25 (b) 45 (c) 65 (e) 85 (e) 105 (a) 125 (b) 145 (d) 165 (a) 185 (a)6 (c) 26 (a) 46 (a) 66 (b) 86 (b) 106 (b) 126 (a) 146 (a) 166 (c) 186 (b)7 (a) 27 (c) 47 (d) 67 (c) 87 (d) 107 (b) 127 (b) 147 (b) 167 (e) 187 (d)8 (d) 28 (a) 48 (d) 68 (c) 88 (c) 108 (c) 128 (d) 148 (c) 168 (a) 188 (d)9 (c) 29 (c) 49 (c) 69 (b) 89 (b) 109 (b) 129 (a) 149 (e) 169 (a) 189 (c)

    10 (a) 30 (d) 50 (b) 70 (d) 90 (e) 110 (b) 130 (c) 150 (e) 170 (c) 190 (b)11 (d) 31 (a) 51 (e) 71 (b) 91 (d) 111 (c) 131 (d) 151 (d) 171 (c) 191 (e)12 (b) 32 (c) 52 (d) 72 (b) 92 (a) 112 (b) 132 (a) 152 (a) 172 (a) 192 (a)13 (e) 33 (c) 53 (c) 73 (e) 93 (d) 113 (c) 133 (c) 153 (c) 173 (d) 193 (a)14 (b) 34 (c) 54 (e) 74 (b) 94 (c) 114 (b) 134 (d) 154 (d) 174 (b) 194 (d)15 (c) 35 (a) 55 (e) 75 (a) 95 (b) 115 (a) 135 (c) 155 (e) 175 (c) 195 (d)16 (c) 36 (b) 56 (e) 76 (e) 96 (b) 116 (c) 136 (a) 156 (d) 176 (c) 196 (b)17 (d) 37 (c) 57 (c) 77 (c) 97 (a) 117 (b) 137 (c) 157 (c) 177 (c) 197 (b)18 (d) 38 (c) 58 (e) 78 (b) 98 (d) 118 (a) 138 (e) 158 (b) 178 (d) 198 (b)19 (c) 39 (a) 59 (d) 79 (d) 99 (b) 119 (d) 139 (c) 159 (a) 179 (e) 199 (d)20 (a) 40 (b) 60 (c) 80 (a) 100 (a) 120 (a) 140 (d) 160 (c) 180 (a) 200 (c)

    ANSWER KEY

    HINTS & SOLUTION

  • 16

    44. (e) Bio-attack will result in several deaths which will leadto political turmoil creating social unrest.

    46. (a) Religious intolerance, as cited in the last paragraphstands behind terrorism.

    53. (c) The correct sentence should be read, 'It was mybusiness to cross the bridge to explore the bridge headand to find out the point where the enemy hadadvanced'. Therefore, (c) is the correct answer, thereason being the enemy had already advanced to thatplace therefore its a particular point or destination' theother two options the extent where and how muchmeans the exact point or location is unknown thereforethese options are correct.

    54. (e) This sentence is grammatically correct none of thesuggested changes will improve it. So, the option (e) isthe correct answer.

    55. (e) This sentence is correct none of the changes suggestedwill improve it. So, the option (e) is the correct answer.

    56. (e) This sentence is grammatically correct none of thechanges suggested will improve it. So, the option (e) isthe correct answer.

    57. (c) The correct sentence should be read, 'Appollo wasworshipped as long as the Roman empire 'lasted'therefore, option (c) is the correct answer. The reasonbeing Apollo was worshipped till the Roman empirewas there therefore 'lasted' fits in best, the other twooptions was continued or ruled are incorrect.

    58. (e) No correction required.59. (d) It should be neckleces60. (c) It should be entertain.61. (a) It should be efficient.62. (b) It should be complicatedFor (Qs. 6367) : The correct order of the sentences to form ameaningful paragraph is AEFDBC. Because A and E ask questionsand F is attempting to explain them.68. (c) For the verb strong the comparative degree usage is

    stronger and not more strong.69. (b) Since it is a city-Bangalore- where must be used

    instead of which because the referrent is a place andnot a thing.

    70. (d) The noun is ladies, so the pronoun used for themcannot be it (which is used for things) but their.

    71. (b) It should be have changed, the noun is plural (ways),has is used for singular nouns.

    72. (b) There is a comparison being made, so comparativedegree higher has been used. Therefore instead ofmuch the comparative degree more would be correct.

    81. (d)35

    of 47 of

    512

    of 1015 = 3 4 5 10151015 1455 7 12 7

    = =

    82. (c) 2 21.5 0.025 (?) 0.1 (?) 0.1 1.5 0.025 + = = -

    2(?) 0.1 0.0375 ? .0625 0.25= - = =

    83. (a) 21.5 0.00225 2.25 0.15 0.3375 = =

    84. (a)0.0289 12 0.17 120.0289 12 1.5 1.36

    1.5 1.5 = = =

    85. (e) 125% of 260 + ?% of 700 = 500 ?% of 700 = 500 125% of 260 ?% of 700 = 175

    \175 100? 25

    700= =

    86. (b) 45% of 750 25% of 480

    = 45 750 25 480 337.5 120 217.5

    100 100 - = - =

    87. (d) 8.5 3.8 (8.5 3.8) 4.775 75 75 75- = =88. (c) 39798 + 3798 + 378 = 43974

    89. (b)7 3 13 7 111 11 2

    +

    = 40 80 3 160 61411 11 2 11 11

    + = =

    90. (e) 10801080 12 10 912 10

    = =

    91. (d) Population of village B in 1995 = 165000 615013

    Population of village B in110

    1996 6150 6750100

    = =

    Population below poverty line = 52% of 6750 3500

    92. (a) Population of village D in 1995 = 9,000 17 10,20015

    =

    Population of village D in 199711010,200100

    =

    = 11,220

    Population of village G in 1997 = 959,000 8,550

    100 =

    \ Total population of village D and G in 1997= 11,220 + 8,550 = 19,770

    93. (d) Population of village F below poverty line

    = 13 4955000 3500

    100 100

    94. (c) Population of village F in 1995

    = 100 131520 650038 8

    =

  • 17

    95. (b) Population of village C below poverty line

    = 382000 760

    100 =

    Population of village E below poverty line

    2000 4618 20708 100

    = =

    \ Required ratio = 760 76 : 2072070 =

    96. (b) Average no. of candidates appeared for state B

    6400 7800 7000 8800 9500 79005

    + + + += =

    97. (a) Required percentage = 361

    100 11%3340

    98. (d) Percentage of candidates selected for state C can beseen in the following table:

    1994 1995 1996 1997 199815.7% 12.3% 12% 12.5% 12.8%

    Alternatively : We have to find the year for which

    Sel.Qual. is the highest; i.e.,

    Qual.Sel.

    is the least. Clearly,,

    only for the year 1994 it below 7. In other cases it ismore than 7. Hence our answer is (d).

    99. (b) Average no. of candidates selected

    A B C D E72 78 64 68.6 82.8

    100. (a) Percentage of candidates qualified in 1997

    A B C D E11.8% 10.4% 7.5% 10.6% 10.3%

    Alternatively : We have to find the highest value of

    Qual.,

    App. i.e., the least value of

    App.Qual. .

    It is least for state A, which is less than 9. In othercases it is more than 9. So, our answer is (a).

    101. (d) First start with the option (d).1001 25 = 250251001 67 = 67067 etc.Thus 1001 is the largest number which divides thenumbers of the type 25025, 67067 etc.

    102. (b) A three digit number to be exactly divisible by 5 musthave either 0 or 5 at its units place.

    Such numbers will be 100, 105, 110, ..........., 995.First term = 100, last term = 995Let the required number be n.To find the value of n, we may use the following formulaof arithmetic progression,Tn = a + (n 1) d .... (1)Where d = common difference = 5Tn = 995a = 100Hence from (1)995 = 100 + (n 1) 5 5n = 900n = 180Digits to be used = 0, 1, 2, 3, 4, 5, 6, 7, 8, 9.

    103. (a) Let the principal be P, then amount after 12 years = 2P

    P)PP2(SI =-=

    Now, 100

    P r tI = P = 12100

    P r

    or 100 25 1r 8 %12 3 3

    = = =

    104. (d) Applying successive discounts of 10%, 12% and 15%on 100, we get 32.6785.088.09.0100 = Single discount = 100 67.32=32.68

    105. (a) Let the prices of two houses A and B be Rs 4x andRs 5x, respectively for the last year.Then, the prices of A this year = Rs (1.25 4x) and thatof B = Rs (5x + 50,000)This year, Ratio of their prices = 9 : 10

    \109

    000,50x5x425.1 =+

    450000x45x50 =- 5x = 4,50,000 x = 90,000Hence, the price of A last year was4x = Rs 3,60,000

    106. (b) Average speed = Totaldistance

    Total time

    =

    2020

    4060

    80

    + =

    8032 /

    2.5km h=

    107. (b) Let the usual speed of the aeroplane be x km/h.

    Then,)250x(

    150021

    x1500

    +=-

    Solving, we get x = 750 km/h108. (c) Sum of 40 instalments = S40 = 3600 = 20 (2a + 39d)

    or 2a + 39d = 180 ...(i)

  • 18

    Sum of 30 instalments = S30 = 2400 = 15 (2a + 29d)or 2a + 29d = 160 ...(ii)From (i) and (ii), we get a = 51 and d = 2The value of first instalment = Rs 51

    109. (b) Volume of the earth taken out = 30 20 12 = 7200 m3

    470 m

    470 m

    30 mTank

    30 m

    Field

    30 m

    20 m

    Area of the remaining portion (leaving the area of dugout portion)= 470 30 + 30 10 = 14100 + 300 = 14400 m3

    Let h be the height to which the field is raised whenthe earth dug out is spread.Then, 14400 h = 7200\ h = 0.5 m

    110. (b)198

    22

    32

    42

    52

    194 185 169 144

    111. (c) The first, third, fifth .... and second, fourth .... termsare groups of consecutive natural numbers.

    112. (b)5

    +1 +1+2 +2 +1

    6 8 9 11 12

    113. (c) The series progress with a difference of 5.

    114. (b)0

    +2 +6+4 +8 +10

    2 6 12 20 30

    115. (a) 10609 7938.81

    10609 103,= by long division method, as below:

    10310609100

    10

    203 6096090

    Also, 7938.81 89.1= , by long division method, asbelow:

    89.179388.8164

    8

    169 15381521

    1781 17811781

    0

    Hence 103 89.1 = 9177.3 9200116. (c) Let x be there in place of question mark.

    So, 32 3(13) 2197 (169) 2197 = = x x

    4826809x = 2197, taking log10 on both the sidesx log10 (4826809) = log10 2197 x 6.68366 = 3.34183

    1x2

    = 0.5

    117. (b) 18.4% of 656 + 12.7% of 864 = 0.184 656 + 0.127 864= 120.704 + 109.728 = 230.432 231

    118. (a) (98.4)2 + (33.6)2 = 9682.56 + 1128.96 = 10811.52 10812119. (d) Let there be x in place of question mark

    So, 8959 8959

    26.35 174 5 26.35 20

    = = = xx120. (a) ? = 3739 + 164 27

    = 3739 + 4428 8200

    121. (b) Both live together to derive benefits from each other.122. (d) In others there is a gap of one letter between the first

    and the second letters of the group.

    123. (c) C O R P O R A T E

    Three pairs (P, R), (R, T) and (P, O) have as manyletters between them in the word as in the English al-phabet. But since the letters must be in the same se-quence in the word as in English alphabet, so that de-sire pairs are (P, R) and (R, T) only.

    124. (d) Clearly, we have :COMPREHENSION (COM) (PREHENS) (ION)

    COMIONSNEHERPThe middle letter is the seventh letter, which is S.

    125. (b) Clearly 6th position from right (Mona) is 13th positionfrom left. That means there are 13 + 5 = 18 children inthe row. Hence 5th position from left will be 18 5 + 1 =14th from right (Monas new position).Previous K M

    1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18

  • 19

    Present M K126. (a) RBM STD BRO PUS the cat is beautiful ....(i)

    TNH PUS DIM STD the dog is brown ....(ii)PUS DIM BRO PUS CUS the dog has the cat ....(iii)(i) and (ii) STD PUS is(ii) and (iii) PUS DIM the dog(i) and (iii) PUS BRO the cat\ From (iii), CUS has

    127. (b) As, Similarly,

    --------

    CERTGIJLYAVXYALN

    2

    2

    2

    2

    2

    2

    2

    2

    ECTRAYRPGEECTRNLIG

    2

    2

    2

    2

    2

    2

    2

    2

    2

    +++++++++

    128. (d) In the code, night is called sunshine. As we sleep innight, the correct answer is sunshine.

    129. (a) As X is the son of Ys father and Y is the sister of X andthus, he has to be the brother of Y.

    130. (c)

    100m 100m

    Postman50 m40 mShantivilla

    EPost Office

    From the diagram, E is the final point where postmanhas reached. Hence his distance from the post office= 40 + 50m = 90m.

    131. (d)Rains

    Boys Cars

    Clouds

    or Rains

    Boys

    Cars

    Clouds

    Conclusions: I. ()II. ()

    III. ()IV. () Convesion of A

    132. (a) Bricks

    FlowersHouses

    Pens or Bricks

    FlowersHouses

    Pens

    Conclusions : I. ()II. ()

    III. ()IV. ()

    Either

    133. (b) Lions Horses

    Ducks Fruits

    or Lions

    Ducks Fruits

    Horses

    Conclusions : I. ()II. ()

    III. ()IV. ()

    EitherConversion of C

    Conversion of A

    134. (d) Statements : Some stones are bricks.Conclusions : Some bricks are stone. (conversion)Statements : All plants are stones.Conclusions : Some plants are stones. (Implication)

    Some stones are plants. (conversion)Statements : No flower is plant.Conclusions : Some flowers are not plant.

    (Implication)No plant is flower. (Conversion)

    Statements : No flower is plant.All plants are stones.

    Conclusions : Some stones are not flower.(E + A = O* type)

    Since, II and III form a complementary I-E pair, either oftwo must follow.

    135. (c) Statements : All tigers are jungles.Conclusions : Some tigers are jungles. (Implication)

    Some jungles are tigers. (conversion)Statements : No jungle is bird.Conclusions : Some jungle are not bird.

    (Implication)No bird is jungle. (conversion)

    Statements : Some birds are rains.Conclusions : Some rains are birds. (conversion)Statements : All tigers are jungles.

    No jungle is bird.Conclusions : No tiger is bird. (A + E = E-type)

    No bird is tiger. (conversion)Hence III follows.Statements : No jungle is bird.

    Some birds are rains.Conclusions : Some rains are not jungle.

    (E + I = O* type)Since I and II form a complementary E-I pair, either oftwo must follow.

  • 20

    For (Qs. 136-140)The given information can be summarized as follows.

    FloorsI II III

    MemberDepartment

    Sex

    P S N T M QNotclear

    Acc Per-sonnel

    Acct.Acc Adm.

    M F M F M F

    136. (a) From the analysis of table constructed above, SQTis the group of females.

    137. (c) Clearly, T works in personnel.138. (e) N and T work on the second floor.139. (c) To maintain the original distribution of females on each

    floor, Q must be transferred to personnel.140. (d) Data is inadequate to determine the department of P.

    From the information provided only we can say thatQ works in administration.

    141. (c)Letter E H N D J VCode # 4 2 3 9 8

    Condition is applied.

    142. (e)Letter K Q D J N HCode 7 6 3 9 2 4

    143. (a) Letter A J N V Q ECode # 9 2 8 6 #

    Condition is applied.

    144. (b)Letter Q H J V N DCode 6 4 9 8 2 3

    145. (d)Letter J K E D H ACode 9 7 1 3 4 #

    Condition is applied.For (Qs. 146-149)

    Symbols @ $Meaning

    + > < =

    146. (a) T = G, K > P, M < T, P MK > P M < T = G

    Conclusions: I. K > M (P)II. G = P ()

    Hence, only conclusion I is true.147. (b) R N, S Q, P > N, Q = P

    S Q = P > N RConclusions : I. S = N ()

    II. P N (P)Hence, only conclusion II is true.

    148. (c) G = K, F > J, K Q, Q FG = K Q F > J

    Conclusions : I. K = F (P) EitherII. F < K (P)

    Hence, either I or II is true.149. (e) W > S, K Z, U W, S = K

    U W > S = K ZConclusions : I. U > K (P)

    II. Z > S (P)Hence, both I and II are true.

    150. (e) G = E ....(i), D < K ...(ii), E < S .....(iii), K G D < K G = F < S

    Clearly, both conclusions I and II follow.151. (d) Three152. (a)

    3 B E 4 # W 9 A 2 J K * 1 5 U Q R 7 F @ H I 6 $ V

    153. (c) 3 B E 4 # W 9 A 2 J K * 1 5 U Q R 7 F @ H I 6 $ V

    Symbol Symbol

    No. No.Cons Cons

    154. (d) 3 B E 4 # W 9 A 2 J K * 1 5 U Q R 7 F @ H I 6 $ V

    6th to the right

    11th from the right155. (e) In all other second and third elements are to the right

    and left of the first element respectively.156. (d) The smaller arrow moves through 90 and 45

    anticlockwise respectively while the bigger one movesthrough 135 in each subssequent figure clockwise.

    157. (c) The movement of design is as follows:

    Problem fig. 1 to 2 Problem fig. 2 to 3Problem fig. 3 to 4 Problem fig. 4 to 5Problem fig. 5 to answer fig. 6

    158. (b) In each subsequent figure the design moves through90 anticlockwise and shifts diagonally halfway whilethe arrow shifts halfway diagonally and is each timeinverted.

    159. (a) From problem figure (1) to (2) both the lower designsand both the upper designs inrterchanged theirpositions. From problem figures (2) and (3) both theupper designs shift lower and vice-vrsa. The same orderof change is repeated.

    160. (c) From problem figure (1) to (2) both the lower designsreverse. From problem figure. (2) to (3) third designfrom the bottom reverses. From problem figure (3) to(4) first and fourth designs from the bottom reverse.From problem figure (4) to (5) second design from thebottom reverses. Hence from problem figure (5) to (6)third and fourth designs from the bottom will reverse.