Mobility, Digital Identity, and The Future of Secure Credentials

Document Security Alliance Member Mee3ng October 1, 2015

C. Maxine Most Principal Acuity Market Intelligence

Mobility, Digital Iden3ty, and The Future of Secure Creden3als

About Acuity Market Intelligence The Defini've Source for Biometrics Market Intelligence

•  Strategic Research Consultancy Founded in 2001 •  Iden3ty Focus: Mobile Biometrics, Automated Border Control, Secure Documents •  Consistently delivers thought-‐provoking, data-‐driven insight and analysis •  Proven record of accurately forecas3ng market trends •  Research Reports on Automated Border Control, Na3onal IDs, EPassports

•  NEW REPORT: The Global Biometrics and Mobility Report

2 ©2015 Acuity Market Intelligence

•  Mobility, Digital Iden3ty, and The Future of Secure Creden3als –  Market Growth

•  EPassports, Na3onal eIDs, Mobile Biometric Devices & Apps

–  Converging Market Forces –  Founda3on of Market Disrup3on

•  Evolu3on of Digital Iden3ty Iden3ty 3.0 •  Rise of “Consumer Centricity” •  “Emergent Iden3fy”

–  Iden3ty Market Disrup3on •  Iden3ty Creden3als •  Mobile Commerce •  Mone3za3on Model

–  Mobility + Biometrics = Digitaliza5on of Iden3ty


Today’s Discussion: Market Disrup3on


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ePassport vs Passport Annual Issuance 2010 -‐ 2018 (Millions)

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EPassport Market Annual Issuance

©Acuity Market Intelligence

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ePassport vs Passport CirculaHon 2010 -‐ 2018 (Millions)

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EPassport Market Circula3on

Global Na3onal ID Annual Issuance

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NaHonal ID and eID Card Annual Issuance 2010 -‐ 2018 (Millions)

eIDs NIDs



Global Na3onal ID Annual Issuance

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Global NaHonal eID/NID w/Biometrics Card Volume 2010 -‐ 2018 (Millions)

eIDs NIDs with Biometrics



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NaHonal ID and eID Card CirculaHon Volume 2010 -‐ 2018 (Millions)

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Global Na3onal ID Circula3on



Global Na3onal ID Market


•  Na3onal ID Holdouts –  United States: 321M -‐ formal not likely, REAL ID, Everify?? –  Japan: 127M –  Philippines: 100M -‐ Deba3ng again –  UK: 63M –  Australia: 23.6M –  Canada:35.5M

•  Big Countries In Process –  India: 1.25 B -‐ Planned 2017? –  Nigeria: 181.5M –  Russia: 146M –  Mexico: 124M -‐ Started, only kids

Biometric vs. Non-‐Biometric Devices

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Biometric vs. Non-‐Biometric Mobile Smart Devices Annual Units Market Share (Millions)

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Mobile Biometrics Devices Annual Units

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Mobile Biometric Smart Devices Annual Units Market Share (Millions)

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Biometric App Annual Downloads

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Mobile Biometric Smart Device App Downloads Annual Units (Millions)



Converging Market Forces

DigitalizaHon of Secure IdenHty

CredenHals GlobalizaHon of E &

M Commerce

Social Media Influence on Commerce & Community

Global ImmigraHon

Emergence of Cloud Based IdenHty

Mainstreaming of Biometrics

ProliferaHon of Smart Mobile

Device

Smartphones as Defacto

AuthenHcaHon Device

NFC & Biometrics Standard on

Mobile Devices

Alternate Payment

Ecosystems

Growth of IdenHty TheY & Fraud

Frequency of Large Data Breeches

New Models of PII Management



Mobility is the driving the digitaliza5on of Secure Iden5ty Creden5als!

•  Evolu3on of Digital Iden3ty Iden3ty 3.0

•  Rise of “Consumer Centricity”

•  “Emergent Iden5ty”

Founda3on of Iden3ty Market Disrup3on


Evolu3on of Digital Iden3ty Iden3ty 3.0

•  Decentralized user-‐centric •  Emphasis on simple and open method of iden3fying transac3ons

•  An ID that is transparent and flexible across Internet

•  Can be Social Media based •  Sign in with Facebook, Google Plus, Disqus, etc.

•  Key areas of concern security & privacy

•  “Next Gen” digital Iden3ty •  Combines strong authen3ca3on (BIOMETRICS) with anonymity

•  Increases privacy and provides user-‐centric control over PII

•  Creates secure, consumer centric ecosystem for commerce

•  Centralized site-‐centric •  Privacy of the iden3ty limited by privacy of the site Users

•  Comprised of characteris3cs or data ajributes: -‐ Username and password -‐ Online search ac3vi3es -‐ Date of birth -‐ Social security number -‐  Medical history •  Key areas of concern security & privacy

Iden3ty 1.0 Iden3ty 2.0 Iden3ty 3.0


Rise of “Consumer Centricity”

Consumer Centric Consumer Centric Consumer Centric Iden3ty Data Ownership/Privacy Commerce

+ =


“Emergent Iden3ty”


Iden5fica5on for Development (ID4D) Integra5on Study

•  DISRUPTION on Mul3ple Fronts: –  Iden3ty Creden3als Merge with Mobile Devices.

How will “Iden5ty Tokens” and associated security features translate as they become digital iden5ty creden5als merged with mobile devices?

–  Transforma3on and Convergence of Commerce and Privacy Driving Consumer Control of Iden3ty and PII. How will consumers use mobile devices to navigate complex, interconnected global ecosystems expec5ng fric5onless access to informa5on, communi5es, goods and services while their privacy is protected and their PII secured?

–  Consumer Centric Data Aggrega5on Ecosystems Transfer Data Ownership from the Enterprise to the Individual. How will enterprises that rely on the mone5za5on of PII -‐ accumula5on, management, use, and sale -‐ evolve or be displaced as a massive global plaOorm based on personal mobile devices disrupts conven5onal business models?


Iden3ty Market Disrup3on

Evolu3on of Secure IDs: Passports


Historical Present Day Tomorrow

Evolu3on of Secure IDs: Na3onal IDs



Evolu3on of Secure IDs: Driver’s License



Iden3ty Creden3als





Smarter Iden3ty Creden3als


Iden3ty Creden3als Transformed


Iden3ty Creden3als Disrupted




Payment Processing

Retailer POS

Merchant Processor

Card Associa3on

Card Issuer

Processor

Issuing Bank


Mobile Commerce


Payment Processing

Retailer POS

Merchant Processor

Card Associa3on

Card Issuer

Processor

Issuing Bank


Mobile Commerce Convenience

Biometric Iden3ty Service

Provider ©Acuity Market Intelligence

Payment Processing

Retailer POS

Merchant Processor

Card Associa3on

Card Issuer

Processor

Issuing Bank


Mobile Commerce Transformed


Provider ©Acuity Market Intelligence

Payment Processing

Retailer POS

Merchant Processor

Card Associa3on

Card Issuer

Processor

Issuing Bank


Mobile Commerce Transformed


Provider

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Direct From Bank Credit on Demand

Mobile Commerce Disrupted



Mone3za3on Model



Mone3za3on Model Transformed



Mone3za3on Model Disrupted


Mobility + Biometrics = Digitaliza5on of Iden3ty •  The Digitaliza5on of Iden5ty is Inevitable. •  Mainstreaming of Biometrics and NFC enabled Smartphones will provide the

global plalorm. •  Government and Enterprises will take advantage of Digital Creden3als to

simply authen3ca3on, reduce token infrastructure costs, and improve security.

•  Biometric based Digital Iden3ty will transform Iden3ty Creden3als contribu3ng to the disrup3on of global commerce and eGovernment as power and control of PII Is shimed from “mone3za3on” enterprises to consumers/ci3zens.

•  Significant challenges will have to be overcome: cer3fied devices and digital creden3als, standardiza3on and interoperability of creden3als, readers, privacy requirements, security protocols, legisla3ve and regulatory frameworks, etc. Non trivial but will be handled incrementally over 3me.


Thank You! Visit www.acuity-‐mi.com

for more insight and analysis: Global Biometrics Industry Report Global Na5onal eID Industry Report

Global EPassport & EVisa Industry Report

Contact me @ cmaxmost@acuity-‐mi.com

+1 720 530 5836

Coming SOON: Biometric Mobility and the Enterprise
