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Achieve more. telecoms.adaptit.tech Contact us: Address: Adapt IT Johannesburg Campus, 152 14th Road, Midrand, South Africa Email: [email protected] telecoms.adaptit.tech Achieve more. MobileWallet Empowering mobile money transactions. “MOBILE MONEY BRINGS FINANCIAL INCLUSION, ECONOMIC EMPOWERMENT AND ECONOMIC GROWTH.” Adapt IT is a leader in ICT (Information and Communication technology) market through the provision of turnkey solution to the Telecommunication, Financial Services, Education, Manufacturing, Energy, and Hospitality sectors, employing over 1000 technology professionals and servicing more than 10000 customers in 40 countries. - GSMA MOBILE MONEY PROGRAMME

MobileWallet - Adapt IT Telecomselectronic mobile wallet currency. ¥ Can be Agent- and/or Store-based. Consumer App ¥ Smartphone App that provides a feature rich interface to the

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Page 1: MobileWallet - Adapt IT Telecomselectronic mobile wallet currency. ¥ Can be Agent- and/or Store-based. Consumer App ¥ Smartphone App that provides a feature rich interface to the

Achieve more.

telecoms.adaptit.tech

Contact us: Address: Adapt IT Johannesburg Campus, 152 14th Road, Midrand, South Africa

Email: [email protected]

telecoms.adaptit.tech

Achieve more.

MobileWalletEmpowering mobile money transactions.

“MOBILE MONEY BRINGS FINANCIAL INCLUSION, ECONOMIC

EMPOWERMENT AND ECONOMIC GROWTH.”

Adapt IT is a leader in ICT (Information and Communication technology) market through the provision of turnkey solution to the Telecommunication, Financial Services, Education, Manufacturing, Energy, and Hospitality sectors, employing over 1000 technology professionals and servicing more than 10000 customers in 40 countries.

- GSMA MOBILE MONEY PROGRAMME

Page 2: MobileWallet - Adapt IT Telecomselectronic mobile wallet currency. ¥ Can be Agent- and/or Store-based. Consumer App ¥ Smartphone App that provides a feature rich interface to the

Achieve more. Achieve more.

telecoms.adaptit.tech telecoms.adaptit.tech

P2P money transfer

International money remittance

Mobile airtime top-up

Disbursements:Payroll / Social / Government

Business to Business money transactions

Cash-in, cash-out

• Transferring of mobile wallet currency from one person to another instantaneously. • May incur transaction fees.

• Allows mobile wallet users to send money to international recipients.• International recipient may be a mobile wallet user be longing to a pan-national mobile money network owned by the same group (e.g. Airtel Money, Tigo Cash, etc.)• Can also be used to pay international recipients via a 3rd-party international remittance service provider such as Western Union or MoneyGram.

• Allows mobile wallet users to purchase airtime using their mobile wallet.

• Regular payment of money into the wallets of mobile money customers. • Recipient lists can be managed on the mobile money system, or the payments can be initiated or managed externally through standard interfaces.

• Similar to P2P except source & destination are both business wallets which apply different business rules and restrictions compared to consumer wallets.

• Used to convert physical currency into electronic mobile wallet currency. • Can be Agent- and/or Store-based.

Consumer App• Smartphone App that provides a feature rich interface to the mobile money platform.• Also allows for advanced capabilities such as NFC, additional security and enhanced user experience.

Bill payments• Allows mobile wallet users to pay for goods and services to pre-configured merchants.• Payment details such as the amount paid and the account number are sent to the merchant via sms or email.• Amounts may be fixed, supplied by the merchant or entered by the user.

ADVANCED FEATURES

mCommerce Merchant Portal• Merchant portal allowing 3rd-parties to register themselves as merchants.• Merchants can draw reports on activity, transaction fees, trends, manage advertising, see where their sales are generated, etc.• Allows mobile wallet users to pay for goods and services to these merchants.• Similar to an online marketplace such as eBay but with mobile money as payment instrument.

Enhancing your mobile money solutions further.

Voucher generation

MFS Analytics

Embedded USSD& SMSC

Merchant App

Embedded Service Bus (ESB)

Location BasedServices (LBS)

Loyalty

Insurance

Coupon marketplace

Promotions

Hub engine for multi-Telco connectivity

Voucher batch load

Micro-credit and nano-loan

Anti-MoneyLaundering (AML)

Know Your Customer(KYC)

MobileWalletEmpowering mobile money transactions.[ [