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2 J Trust Bank offers a mobile banking platform to have an easier way to do banking transaction. Internet banking allows its users to have almost unlimited access to bank account anytime and anywhere from smartphone/tablet. MOBILE BANKING

MOBILE BANKING · 2019-11-22 · 6. Login to internet banking using J TRUST MOBILE app (available in Google play and Apple Store) STEPS J TRUST MOBILE registration could be done online

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Page 1: MOBILE BANKING · 2019-11-22 · 6. Login to internet banking using J TRUST MOBILE app (available in Google play and Apple Store) STEPS J TRUST MOBILE registration could be done online

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J Trust Bank offers a mobile banking platform to have an easier way to do bankingtransaction. Internet banking allows its users to have almost unlimited access to bankaccount anytime and anywhere from smartphone/tablet.

MOBILE BANKING

Page 2: MOBILE BANKING · 2019-11-22 · 6. Login to internet banking using J TRUST MOBILE app (available in Google play and Apple Store) STEPS J TRUST MOBILE registration could be done online

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REQUIREMENT

• Savings account and Current account in J Trust Bank• ATM/Debit card in J Trust Bank• Valid updated email address that has been registered in JTrust Bank• Valid mobile phone number that has been registered in JTrust Bank• Smartphone/tablet• Internet access

Page 3: MOBILE BANKING · 2019-11-22 · 6. Login to internet banking using J TRUST MOBILE app (available in Google play and Apple Store) STEPS J TRUST MOBILE registration could be done online

REGISTRATION

1. Online Registration

1. Access www.jtrustnet.com, click Online Registration (for Retail Internet Banking)

2. Insert debit card’s details

3. Set PasswordPassword should be 8 – 20 characters long, consist of one letter (lower case only) and one numeric

4. Registration Done

Please make sure to use a valid email address and phone number as registered on J Trust Bank account, otherwise please update them to the nearest branch.

5. Received user ID by email and SMS

6. Login to internet banking using J TRUST MOBILE app (available in Google play and Apple Store)

STEPS

J TRUST MOBILE registration could be done online or by visiting the nearest branch.

Caution: mistakenly input password for 3 times would deactivate user ID

Page 4: MOBILE BANKING · 2019-11-22 · 6. Login to internet banking using J TRUST MOBILE app (available in Google play and Apple Store) STEPS J TRUST MOBILE registration could be done online

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2. Branch Registration

REGISTRATION

STEPS

1. Fill registration form in our Customer Service

2. Received user ID and password by email and SMS

3. Login to internet banking using J TRUST MOBILE app (available in Google play and Apple Store)

Please bring J Trust Bank ATM/Debit card and/or bankbook when visiting. Also, please be prepared to spend some times when the branch is heavily occupied.

Caution: mistakenly input password for 3 times would deactivate user ID

Page 5: MOBILE BANKING · 2019-11-22 · 6. Login to internet banking using J TRUST MOBILE app (available in Google play and Apple Store) STEPS J TRUST MOBILE registration could be done online

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• Payment and Purchase

Top up mobile phone- As- Mentari- 3- Simpati- AXIS- XL- Smartfren- M3

Insurance premium- Prudential- BPJS

Utility water bills- PALYJA- AERTA

Cable TV and Internet bills- First Media- Indovision- Telkom Indihome- Telkom Speedy

Flight, train ticket’s payment- Kereta Api Indonesia- Lion Air- Garuda Indonesia- Sriwijaya Air

• Account Balance Information

• Savings and Current account

• Time Deposit

FEATURES,BENEFIT & FEE

MPN G2

Mobile phone bills- Telkomsel (Halo)- XL- Indosat (Matrix)

Top up e-wallet- Gopay- OVO- Linkaja

Page 6: MOBILE BANKING · 2019-11-22 · 6. Login to internet banking using J TRUST MOBILE app (available in Google play and Apple Store) STEPS J TRUST MOBILE registration could be done online

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• Fund Transfer

FEATURES,BENEFIT & FEE

For security reasons, a unique one time password (OTP) would be sent to users by SMS beforeexecuting every transaction.Stay alerts by allowing notification through email and SMS.

Network Limit Remarks Time Limit Fees

Within J Trust Bank ~ IDR 200,000,000 7 days, 24hours FREE

Online ~ IDR 25,000,000 7 days, 24hours FREE

SKN ~ IDR 200,000,000accumulative with RTGS

Transaction amount starts fromIDR 10,000 ~ IDR 200,000,000

Monday – Friday (except public holiday), 08:00 – 16:45

FREE

RTGS ~ IDR 200,000,000accumulative with SKN

Transaction amount starts fromIDR 100,000,001 ~ IDR 200,000,000

Monday – Friday (except public holiday), 08:00 – 16:45

FREE

Page 7: MOBILE BANKING · 2019-11-22 · 6. Login to internet banking using J TRUST MOBILE app (available in Google play and Apple Store) STEPS J TRUST MOBILE registration could be done online

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FEATURES,BENEFIT & FEE

One User ID J TRUST MOBILE can be used for multi-account (Savings, Current & TimeDeposit), and there is no administration fee for all transaction using J TRUST MOBILE.

Page 8: MOBILE BANKING · 2019-11-22 · 6. Login to internet banking using J TRUST MOBILE app (available in Google play and Apple Store) STEPS J TRUST MOBILE registration could be done online

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a. Website Digital Certificate Security :To protect J TRUST MOBILE interface from data thievery, J TRUST MOBILE has protection using SSL Encryption

from “Norton Secure” with encryption power up to 256-bit

Click

https://trustsealinfo.websecurity.norton.com/splash?form_file=fdf/splash.fdf&dn=www.jtrustnet.com&lang=en

b. PasswordPassword is used when logging in to JTrust Mobile app. To protect from Shoulder Surfing/ Information thievery, JTRUST MOBILE has been protecting using Display asterisk (*) character

c. One Time Password (OTP)OTP is used as an authorization code for each transaction. OTP would be sent to users by SMS before executingevery transaction.

RISK MITIGATIONIn order to mitigate financial transaction’s risks in the internet banking, J TRUST MOBILE is equipped with two factors authentication.Please refrain from giving away account information including User ID, password and PIN to anyone for security reasons.

Tips to secure Transaction Tips : Link attachment

Page 9: MOBILE BANKING · 2019-11-22 · 6. Login to internet banking using J TRUST MOBILE app (available in Google play and Apple Store) STEPS J TRUST MOBILE registration could be done online

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Frequently Asked Questions

What is J TRUST MOBILE ?

J TRUST MOBILE is a mobile banking service from J Trust Bank that aim to give easier way for customer to do banking

transaction using smartphone/tablet.

What are the requirements to use J TRUST MOBILE ?

• Savings account in J Trust Bank

• ATM/Debit card

• Fill registration form (online or offline )

• Customer Data Update

• Using PC/Smarthphone/Tablet with internet connection, customer should have email and phone number

How to register an account for J TRUST MOBILE?

Customer can register independently by online registration or by visiting our nearest branch.

On the side note, please make sure to use a valid email address and phone number as registered on J Trust Bank

account, otherwise please update them to the nearest branch.

Page 10: MOBILE BANKING · 2019-11-22 · 6. Login to internet banking using J TRUST MOBILE app (available in Google play and Apple Store) STEPS J TRUST MOBILE registration could be done online

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How to get J TRUST MOBILE apps ?

Customer can download J TRUST MOBILE apps on Appstore (IOS) and Google Play (Android)

What is Password ?

Password is a string of characters and/or number that must be used to login or access J TRUST MOBILE

What is OTP ?

OTP or One Time Password is authorization code that sent to customer SMS/email as verification for every transaction.

How much does OTP cost?

Free of Charge

Can we use J TRUST MOBILE for fund transfer 24/7?

Transfer within JTrust Bank and “online” network is available 24/7. SKN/RTGS network available hours is following

schedule from Bank Indonesia that is Monday – Friday (except public holiday), 08:00 – 16:45 WIB

How much the charge for transaction using J TRUST MOBILE ?

Free of charge

Frequently Asked Questions

Page 11: MOBILE BANKING · 2019-11-22 · 6. Login to internet banking using J TRUST MOBILE app (available in Google play and Apple Store) STEPS J TRUST MOBILE registration could be done online

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Is it possible to use J TRUST MOBILE overseas?

J TRUST MOBILE apps is the mobile version of internet banking that can be accessed using internet service in both

domestic area or overseas, therefore Customers still can using J TRUST MOBILE abroad.

Please note that financial transaction using J TRUST MOBILE works only with the registered phone number.

Is it possible to use J TRUST MOBILE using foreign SIM Card ?

Currently J TRUST MOBILE is only compatible with SIM Card from Indonesia

How if customer lose the smartphone?

Customer can contact J Trust Call Center “ASK J 24 hours” in 1500615, or email to [email protected] to

block or deactivate J Trust Banking service.

How to contact J Trust Bank officer if customer have any further inquiries about J TRUST MOBILE ?

Customer can contact J Trust Call Center “ASK J 24 hours” in 1500615, or email to [email protected] or

using feature mail in apps that allow customer to communicate with J Trust officer

Frequently Asked Questions

Page 12: MOBILE BANKING · 2019-11-22 · 6. Login to internet banking using J TRUST MOBILE app (available in Google play and Apple Store) STEPS J TRUST MOBILE registration could be done online

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DISCLAIMER

In the event of a transaction failure due to technology error resulting J TRUST MOBILE and/or J TRUST NET system cannot run properly, the transaction will be adjusted to the Bank's record. Meanwhile, the transaction could be done at the nearest branch/ATM (conventional).

The Customer is deemed to have understood and agreed to the terms and conditions set forth in the referred J TRUST MOBILE and/or J TRUST NET .”