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value for themselves, but for what they will buy. In another sense, because they are legaltender, Federal Reserve notes are "backed" by allthe goods and services in the economy.

What are United States Notes and how are they different from Federal Reserve notes?United States Notes (characterizedby a red seal and serial number) were the first nationalcurency, authorized by the Legal Tender Act of 1862 and began circulating during theCivil War. The Treasury Department issued these notes directly into circulation, and theyare obligations of the United States Government. The issuance of United States Notes issubject to limitations established by Congress. It established a statutory limitation of$300 million on the amount of United States Notes authorized to be outstanding and incirculation. While this was a significant figure in Civil War days, it is now a very smallfraction of the total curency in circulation in the United States.

Both United States Notes and Federal Reserve Notes are parts of our national currencyand both are legal tender. They circulate as money in the same way. However, the issuingauthority for them comes from different statutes. United States Notes were redeemable ingold until 1933, when the United States abandoned the gold standard. Since then, bothcurrencies have served essentially the same purpose, and have had the same value.Because United States Notes serve no function that is not already adequately served byFederal Reserve Notes, their issuance was discontinued, and none have been placed in tocirculation since January 21, 197 1.

http:/lwww.treasury.gov/resource-center/faqs/CurrencylPages/legal-tender.aspx

The Federal Reserve Act of 1913 authorized the production and circulation of FederalReserve notes. Although the Bureau of Engravinq and Printing (BEP) prints these noteqthey move into circulation through the Federal Reserve System. They are obligations ofboth the Federal Reserve System and the United States Government. On Federal Reservenotes, the seals and serial numbers appear in green.

United States notes serve no function that is not already adequately served by FederalReserve notes. As a result, the Treasury Department stopped issuing United States notes,and none have been placed into circulation since January 21,1971.

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hup://www.treasury.gov/resource-center/faqs lCurrencylPages/legal-tender.aspx

I \ I)l I'\lil\!l \l()[ lllr iltl \rl lt\Resource CenterLegal Tender Status

I thought that United States cuffency was legal tender for all debts. Some businesses orgovernmental agencies say that they will only accept checks, money orders or creditcards as payment, and others will only accept crrrrency notes in denominations of $20 orsmaller. Isn't this illegal?The pertinent portion of law that applies to your question is the Coinage Act of 1965,specifically Section 31 U.S.C. 5103, entitled "Legal tender," vr,hich states: "United States

coins and crurency (including Federal reserve notes and circulating notes of Federalreserve banks and national baxks) are legal tender for all debts, public charges, taxes, anddues."This statute means that all United States money as identifi.ed above are a valid and legaloffer of payment for debts when tendered to a creditor. There is, however, no Federalstatute mandating that a private business, a person or an organization must acceptcurrency or coins as for payment for goods and/or services. Private businesses are free todevelop their own policies on whether or not to accept cash unless there is a State lawwhich says otherwise. For example, a bus line may prohibit payment of fares in pennies

or dollar bills. In addition, movie theaters, convenience stores and gas stations may refuseto accept large denomination currency (usually notes above $20) as a matter of policy.

What are Federal Reserve notes and how are they different from United States notes?Federal Reserve notes are legal tender currency notes, The twelve Federal Reserve Banksissue them into circulation pursuant to the Federal Reserve Act of 1913. A commercialbank belonging to the Federal Reserve System can obtain Federal Reserve notes from theFederal Reserve Bank in its district whenever it wishes. It must pay for them in fuil,dollar for dollar, by drawing down its account with its district Federal Reserve Bank.

http://www.treasury.gov/resource-center/faqs/CurrencylPages/legai-tender.aspx

Federal Reserve Banks obtain the notes from our Bureau of Eneraving and Printing

@EP). It pays the BEP for the cost of producing the notes, which then become liabilitiesof the Federal Reserve Banks, and obligations of the United States Govemment.Congress has specified that a Federal Reserve Bank must hold collateral equal in value tothe Federal Reserve notes that the Bank receives. This collateral is chiefly goldcertificates and United States securities. This provides backing for the note issue. Theidea was that if the Congress dissolved the Federal Reserve System, the United States

would take over the notes (liabilities). This would meet the requirements of Section 411,

but the govemment would also take over the assets, which would be of equal value.Federal Reserve notes represent a first lien on all the assets of the Federal Reserve Banks,and on the collateral specifically held against them.Federal Reserve notes are not redeemable in gold, silver or any other commodity, and

receive no backing by anything This has been the case since 1933. The notes have no

Paele 34?

(b) Nothins in this section shall authorize thealienatlon, encumbrance, or taxation of any realor personal property, includiag water rights, be-long"ing to aay Indian or any Indian tribe, bantl,or cournnnity that is held in trust try theUnited States or is subject to a restrictionagainst alienation imposed by the UnitedStates; or shall authorize regulation of the useof such property in a, manner inconsisteut withany Fecleral treaty, ag:reement, or statute orwith any regulation made pursuant thereto; orshall confer jurisdiction upon the State to adju-clicate, in probate procoedings or otherwise, theownership or right to possession of such prop-erty or any interest therein.

(c) Any tribal ordinance or custom heretoforeor hereafter adoptecl by an Indian tribe, band, orcommunlty in the exercise of any authoritywhich it may possess shal1, if not inconsistentwith any applicable civil law of the State, begiven full force and effect in the determinationof civil causes of action pursuant to this sectiou.(Added Aug. 15, 1953, ch. 505, $4, 67 Stat. 589;amended Aug.24,1954, ch. 910, $2, 68 Stat. 795;Pub. L. 85-615, $2, AuS. B, 1958, 72 Stat. 5115; Pub.L.95-598, title II, $239, Nov.6,1978,92 Stat.2668;Pub. L.98-353, title I,9110, Juiy 10,1984,98 Stat.342.)

AMENDMSNTS

19841-Subsec. (a). Pub. L. 98-353 struek out "or Terri-tories" after "Each of the States", struck out "or Ter-ritory" af|er "State" ln 5 places, aJrd substituted"within the State" for "within the Territory" in itemrelatiug to Alaska,.

197&-Subsec. (a). Pub. L. 95-698 directed the a.mend-menb of subsec. (a) try substitutiag in bhe item relatingto Alaska "withirr tbe State" for "within the Terri-tory", which a,mendment did not become effective pur-suant to seetion 402(b) oI Pub. L. 95-598, a,s amended, setout as an Effective Date noto preceding section 101 oiTitle 11, Ba.akruptcy.

1958-Subsec. (a). Pub. L. 8ffi15 gave Alaska jurj.sdic-tioB over civil causes of action between Indians or towhioh Indians are parties which arlse in all Inrliancouutry lrithio the Te$itory of A.laska.

lgfs&bsee. (a). Act Attg. 24, 1954, brought the Me-nominee Tribe within the provisions of this seetioa.

EFFECTIVE DATE oF 1984 A}mNDIIENT

Amendnent by Pub. IJ. 98-€53 effective July 10, 1984,see section 122(a) of Pub. L. 98-353, sot out as atr Effeo-tive Date note under seetion 151 of thls tlt1e.

A.DMISSION OF ALASKA AS STATE

Admissiou of Alaska il1to the Union was accom-plished Jan. 3, 1959, on issuance of Proc. No, 39S9, Jan,3, 1959, 24 F.R,. 81, ?3 Stat. c16, as required by sectiotrs1 and 8(c) of Pub. Ir. 85-508, July 7, 1953" 72 Stat. 339, setout a,s notes Breceding sectiotr 21 of Title 48, Territoriesand Iasular Possessions-

AMENDMENT OF' STATE CONSTITIJTIONS TO REMO]TEIJEGAI, IMPEDIMENT; EFFEC1]IVE DATE

Section 6 of act Aug. 15, 1953, provided that: "Not-withsiaEding tho prorisiolls of al1y anabling Act forthe admi*siofl of a State, the consent of the UdtedStates is hereby givon to the people of any State toameBd, where necessary, their State constltution or ex-isting statutes, as the case may be, to remove any legalimpealimeni to bhe a$sumptioo ol civil and criminal ju-ri$diction in accordatrce witlr the provlsions of thiB Actladding this section aqd section 1162 of Tible 18, Crimesand Criminal Procedurel: Prouid,ed, That the provislonsof this Act sha1l not become effective with respect to

$ 1S6$

such. assumption ofjurisdiction by any such State untilthe people thereof have appropriately amended theirState constitution or statutes as the case may be."

CONSENT O! UNITED STATES TO OT}IER SfA"E$ TOASSUME JUR,ISDI0TIoN

Aat Aug. 15, 1953, ch. 505, $7,6? Stat. 590, which s:aveconseot of the United States to any othor State nothaving jurisdiction w"ith respect to criminal offenses orcivil causes of action, or wtth respect to bobh, as pro-vided for in this section atrd section U62 of Title 18,Crimes and Crimiaal Procedure, to assume jurisdiotionat such timo and in such ma,n-ner as the people of theState shall, by Iegislative action, oblig:ate and bidd theBtato to a,ssumptiotr thereof, was repealed by seotion403(b) of Fub. L. 90-284, title IV, ,{pr. 11, 1968, 82 Stat.?9, such repeal not to altest al]y ceBslon of jurisdictionma.de pursuant to sEch sectio[ prior bo lts repea.l.

Retrocessior of jurisdiction by State acquired byState purBuant to sectiorl 7 of Act Aug. 15, 1953, priorto its repeal, seo $ectior 1323 of Title 25, Indian$.

$ 1361. Action to compel an officer of the UnitedStates to perform his duty

The district courts shall have original Juris-diction of any a,ctlon in the nature of mandamusto compel an officer or employee of the UnitedStates or any agency thereof to perform a alutyowed to the plaintiff.(Added Pub, L.87148, $1(a), Oct.5, 1962, ?6 Stat.744.)

$ 1362. hdian tribes

The district courts shall have original juris-diction of a1l civil actious, brought by any In*dian tribe or band wlth a goverring body dulyrecognized by the Secretary of the L:terior,wherein the matter in controversy arises underthe Constitution, laws, or treaties of the UnitedStates.(Added Pub. L. 8M35, S1, Oct. 10, 1S66, B0 Stat.BBO.)

$ 186S. Jurors' employment righteThe district courts shall have orig:inal juriE-

diotion of any civil actlon brought for the pro-tection of jurors' employment unaler section 1875of this tit1e.(Added Pub. L. 95-572, S6(bX1), Nov. 2, 19'lB, 92Stat. 2457.)

PB,Io& PE,ovISIoNs

A prior section 1383 was renumbered section 1366 ofthls tltle.

EFFEoTI T DATE

Section T oI Pub. L. 95-5?2 provided that:'o(a) Exoepi as provided in subseetion (b) of this sec-

tion, the ameadmeats made by this Act [enactillgi thissectiotr and section 1875, renumbering section 1365, re-Iati[g: to corstructioll ol references to law$ of theUoited States or Acts of Congress, as section 1364, andamending: $ectioos 1.863, 1865, 1866, 1869, and 1871 of thistitlel shall apply with resllect to any girand or petibjuror summoned lor servlce or actua,lly serving on orafter the date of onactment of this Act [Nov. 2, 1978].

"(b) The amondmeot made by section 5 of this Act[amentling: sectlon L8?1 of this title] sha]l apply with re-spect to any gratrd or petit juror serving on or after thesixtieth day foilowiag the date of etractment of this ActlNov. 2, 19781."

TITI,E 2&-JI]DICIARY AND JUDICIAL PR,OCEDURE

$ 1357

EFFAC"TT\TE DATE OF 1g8O AMENDMEN'IT

Amendment by Pub. IJ. 96-41? appllcable with respeotto civii actiors commenced on or after the 90th tlayafter Nov. 1, 1980, see soction 701(c)(1)CB) of Pub. L.96-41?, set oub a.s a aote u[der section 251 of this title.

$ 1357. hjurios under Federal laws

The district courts shall have original jurls-diction of any civil action comrrenced by anyperson to recover damage$ for any injury to hisperson or property oa accolutt of a&y aet doneby him, unde? any Act of Congress, for the pro-tection or collectlon of any of the revenues, orto enforce the risht of citizens of tho United$tates to vote in any State.(June 25, 1948, ch.646, 62 Stat.934.)

IIrstOaNCar, AND REVISIoN NOTES

Based on title 28, U,S.C., 1940 ed., $41(11) (Mar. 3, 1911,ch. 231, $24, par. 11, 36 Stat. 1092.)

Words "any civil actlon" were substituted for "aI]suits," in view of Rulo 2 of the Federal Eules of CivilProceilure.

Minor changes were mr.de in Bh-raseolog"y-

$ 1358. Eminent domain

The district courts sha1l have origi:raI juris-diction of al1 proceedings to condefim real estatefor the use of the United States or its alepart-ments or ageneie$.(June 25, 1948, ch. 646, 62 Stat.935.)

HrsroBrcAl AND Il,EvrsIoN NorES

Based on sectior 257 of title {0. U.S.C., 1940 ed.. PublicBulldings, Property, and Works (Aus. 1, 188$, ch. 728, $1,25 Stat. 357; Ma,r.3, 1911, ch.231, $291,36 Stat.1167).

The veaue provisions of sectiotr 2A? of title 40, U.S.C.,1940 ed., are i&corporated in sectioD 1403 of this title.

Other provisioas of section 257 of title 40, U.S.C., 1940ed., are retained in said tltle 40.

Changies were made ia phraseology.

$ 1859. Parties coIueively joined or made

A distriet court shall not have jurisdiction ofa civil ection in which any party, by assignmentor otherwise, has beer improperly or colluslvelymade or joined to invoke the jurisdiction of suchcourt.(June 25, 1948, ch. 646, 62 Stat. 935.)

}IISToR,IOAL AND ltE\,IsIoN NoTEs

Based on tible 28, U.S.C., 1940 ed. $$41(1) and 80 (Mar.3, 1911, ch. 231, S$24(1), S7, 36 Stat. 10S1, 1098; May 14,1934, ch.283, $1,48 Stab.775; Aus.21,1937, ch.726, !1,50Stat. ?38; Apr. 20, 1940, eh. 117, 54 Stat. 148).

Other provlsiotrs of section 41(1) of title 28, U.S.C.,1940 ed., are ioeorporated in sections 1331, 1332, 1341,1342, 1345, and 1354 of this tltle.

Provisi,ons of seetios 80 oi title 23, U.S.C., 1940 ed,., forpayment of costs upon alismi8sal of an action for lackof jurisdictlon are i[corporated ln section 1919 of thisiitle. Other provisions of said section 80 appear in sec-tion 1447 of thls iitle.

Prorislons of sectiotr 80 of title 28, U.S.C., 1940 ed., foralismissai of an action not really afld substafltially in-volving a dispute or controversy within the jurisdietionof a district court, were omitted as u[necessary. Anyeourt will dlsmiss a. case not withitr its jurisdictionwhen its atbention is tlrawa to tbe fact, or even on itsowl1 motion.

The as,5lgree clause in section 41(1) of tiile 28, U.S.C,,1940 ed., "1s a jumble of legislative jarBon." (For fur-ttror refereaces to the coasequeaces of "its obscure

Pase 346

Irhraseology," see, 35 I1l. Law R,ev., January 1941, Bp.569-571.)

Ahe revised section chaoges this clauee by conliningits application to cases wherein the asBignment its im-properly or collusively made to invoke Jurisdiction.Furthermore, the dlffrculty of apFlying the originalclause is overcofiie and the original purpose of suchclause is better served by substantially followitrg seo-tioa 80 of iitle 28, U.S.C.. 1940 ed.

The assigaoe plause was incorporated i]l the origiualJudiciary Aot of 1?89. Such section 80 was enacted in1875. The history of the assi€inee clause "shows cle&rlyhhat its purpose alld effect, at the time of its enact-ment were to preve[t the conferring of jurisdiction ontho Federal courts, ou grounds of dlversity of citizen-sbip, by assignmerlt, in cases where it wou]d not othor-wise exist." (Sowell v. Fed,eral Reserue Bank, 7925, 45B.Cr. 528, 529, 208 U.B. 449, 453, 69 L.Ed. 1041, 1048.) Thusthe purpose of the assiguee clause was to prevetrt themaaufacture of I'ederal jurisdiction by the device of as-sig:nment. It achieves thls purpose only partially. Forexample, the a$$igxxee clause excepts tlro types olehoses in action fmm its coveragei (1) Foreign bill ofexchange; antl (3) corporate bearer paper. But this does$ot Brevent the use of assig:nment of these choses tn a,c-tiotr to create the trecesgary diversity or allerag:e forjurisdistional purposes. $uch sectlon 80 does, however,prevent that. (See Bullord, u. Cita of Cisco, 1933, 54 S.Ct.177, 290 U.S. 179, 78 L.Ed. 254, 93 A.L.R,. 141.) Its coverag'eagainst collusive jurisdiction is unlimited, and its aIFproach is direct. The assignee clause, on tho otherhand, preve[ts the bona fide assignee of a chose in ac-tion withio its torms from resortingi to the Federalcourbs urless bhere is jurisdlctioE to support bhe as-sig:nee-pla.lntiffs case and a showing that ihere wouldhave been jurisdiction if the assiginor had broughb theaction i:r lieu of the assignee-plaintif{. Since the as-slg:nee clause dealB with the bona fide assieinge, therehas been much litig:atlon to determine the as8lglImentswhich sbould or should not be within the purview of theclause. Thus the courts have thought it ad\risable toIimit the term "chose in action" and exclude from itsscope (1) aa implled in law duty or promise, and (2) atransfor of a property iaterestt and to exclude an as*signment by operation of law from the covera€ie of tbeclause. Intermeaiiate assignments and reassignmentalso give &ifficulty.

$ 1$60. State civil jurisdiction in acfione to whichfndig-s are parties

(a) Eacb of the States listed in the followingtable shall have jurisdiction over civil aauses ofaction between Indi"ans or to which Indians areparties which arise in the areas of Indian coun-try listed opposite the name of the State to thesame extent that such $tate has jurlsdictionover other civil causes of action, a,nd thoEe ci1iillaws of sueh State that are of general appllca-tion to private persons or private property shallhave the same force and effect within such fn-dian country as they have elsewhere within theStatei

State of Indian country affectedAlaska All Indian country within the

State.California All Indlan courtry withiu the

State.Millnesota .4"11 Indian cou&try within the

State, excepi tho Red LakeIieservatiou,

Nebraska AU Indian oountry within theSta,te.

Oregon All Inilian country withirl theState, except the Wa,rmSprings Reservation.

Wisconsin AII lndian country within theState.

TITLEI 2&_JUDICIARY AND JUDICIAL PROCEDURE

?3d CoITGBESS. SESS. I. CHS. +8, 49' JUSE 5, 6, 1933.

lcEArrEB 4e.IAN AgT

113

a *r:!9,,:!,!/2m #*,fffi g-*trtr K:r Ta' r"r'5 ilffi#$

nmrisiot conteiied io or rr& with repect to 8try oblrgatnon wrrlctr lcy''purporA b gve the obligoo r right to rcqdrs p*yt.*9 in gpld or

ffi.ff ffi-Hqgtry,,fi,1-tfr Hg"ffiffij"*ffi s*ffi f,t"# Trfff#:ffi,S#,hffi" Every-obrigation,,m,b"--leHofors or f,eresf6r iDcore4 rhether-or uo6 eny--rucL-Pryvismi" ;;"fi;Ate€td" or -ras wi6 {gsPeet t}emtot nhilt ss aicrcuryepa

ffiffiffi?j#I'i"#fiiu??J,?ffi,ff :Hffl,"#g'9,$ffi d#ffiS BfHHffiffi#q,Tt'a: fr.Sffi.'86tr8ffi#,ffiifi& *;;tffifil th" Iep".t;};r;""h p"rddoa sh&ll not invali'lr6 - - - -

:?,ffi lxrryr sffiil$ffi.,T"ffiS;"ru6 -e "dil,d6-

*-ffiE *ffiH"**g*ffimffi..c&c,,*,'ffifi i""t"dt"c-f"a*"t"n"s"c !4.s_",d drculs6,g notes ofr#,.ffi# #$ffirlffifft ffii$lffi" e)'{,x#"",,-trrffif ffi a*l';&'"ffi#"rT,ffiJ$#,%rt*to rrise ravuui foi eitmondiary erpoqea^incnrred ty tu6@ o.t

ffir*Tr*fff-*E#%;ildt'socL ttd-basli rndlor dhc purpm', epproved !fiey 151'

igs8. iE eomded to roitd rs follows;-rifr ffi ""a--"i*.na*,t tho Unitsil- g!s!6

-(igdudisg. rqd

eret nsrs rotss ssat cirmldiDg notes of trr6dsrsl Bem've banks*d ;d"r"l-b8nHtrc amci*ionI) hestofoq or leruftpr qinsdor ieme& shstl bo logrl t€rdr for all debts' publig-and privetat

rHY ff*ffidlr'#,,1*#-for tfte "i.rlg pim. E[dl bs lqal tmder mly at valuatioo inpmportion 6 tlfrir riturl YsighL'

Appovadr&mt 6' 1933' 4'{l P.u.

To umvldc for tt crtrbllrtucot of r ndiood-oployracot ty!tt-@- eod.-for- -ofipor.tio! rttt ttc Stst"" t! thc pootlou ol luie ryrto, aad for otl.'

PorPo6..

,@GrE-rffirBe it Md b! tha BMc od Eouc of Bepqaenturioec of tla

o"lii Eida ilri-ti a. corrgncq aueittcl"-T.1oat .(r) :a oldsr dHtEH'to nromote tls bgtrhliehrrcBt ;sfl mrintmmm of I nstronal EtS€m -uEhd -erF xo.of -nublic emplovment offs tiom is h€E€by created ir the-Dcpart- SfHffitrfnsit of lr$r i funan to bo ho'rn rg rli llnit€d StslF Employ' rrsr'

-"nt S"rrico. et ths [3ad of which thsll bs a diregtor. Thq dimctor -apDotlmt,ctc'ot

#Hiffi r##J"mFsf*-r:"#;lnffi "*Der antrurtr"*rfr..Ufio ths exoirrtim of three monthg efter the ensc*Ectt of *t#ffi;gtlil' 'L"t-tn" empblnent servica-uow existigg i+ th" Deprrtenen-t f,raarodtitnoroi Lobor shall 60 itotisUea; enil all record+ files, and Propepy "'--'(including ofrce equipment) of the existing employment aernce

A6A3?r--9rt--8

112 ?Bd co!{GnESS.

ICEAPTEB 46.1

ICIIAPIEB 1I.I

sEss. I. CHS. 4H8. JIINU 3,5, 1933.

AI{ Ag?

JOIT{" EDAOLTIf,ION

--r,]f"*ffi h-nEI,,Hffi foffi?'S#lH"f JL'}H#&oi"Tffi mil"ll#f ",f 'tfff;6turY d tbe United Stotea

Bedt enactedv tt?lc q*4: trIftr'ffiWffii:'#Mcorohr ww A*eil SW'cc of A'turioa horwbcd- ^- rae ^iT.#"r"t-kii

-u* a"a t" is"hereby, authorized to withdraw

ffiffi" [fl-*]ta"']H"fi]?#,# ;i HrI;ffi ffi "ffi '[i'fi ItH'fi Jt"H$,#Jiftr'fl*.f,t]rif, A"r-:i6*i]*ffr-J +r,. rr"nominee lndians in the Stets of 'Wiscolsin rif;T"ffif#-t#triti i""q toai"'s iD th st{L:Lq**:$IFEHfl#-ffi*He,;;mmw:fiffi;

-ffietrs",Hr#*';ffi,i}tr*'?li*}f;;i th" tf;;-i"d Tribe of lodi* 9{ Qe S$to of }risonsor uJ"ffirIJ*d teg"t"tions aE the ssid S€cretlry Esy Precrrbo'

Approved, June 3, 1933-

tcEAPrEn 47'l JorNT BEEoLImolr

#ffi ,-**ffi^gyo,,f#f fi fr $*JWnAffi s&H.'oo

ffilEl lotl *

'ffi i,;H i?,,*i:;. fr;rL- ii;;* -ia+ff HH,ffhff #ffid:";;",; f*Xffu*,ffi1r'6 ka 1?e, appmvea a#*t a,1ffiItr,i;a:;ffii.ii[- ;;-td*fu is ffi,.by,repoald.

APPmved, Juns 6 1933'

rDa.IEIEJ.Ba I0a, - ?o aeoru udfcu Y'I@ to tLt oolst tEd srrcndr of tto tldlod Strte'-ldEEE-Er--""*ntg'Ige**"lt_

srd-Hffi1^*."""uffi*ffiffi?trH

ffim.,-the'.itliill'a"*f"iia i"iii.f "t t[" C""g"q to insiDtsin at ell times

d,ffi mlff;i*g-t*tJlffi"t'"ffi.f;,J"F,*,o*tHfore, be it

-- a/

THE

STATT]TES AT LARGEOT lEE

UNITED STAT OFAMERICA:

MARCII 1933 to Jt llE 1934

CONfi'NNET{T BF;IIOLIIrION$

RECEIiIT TNEATIES AND CONVETTIONS, EXEfiITIYE PROCI.AMXTIONS

AT{D AGNEMIE{IB, "WENTT-I'INST

"IITEOTDTilENTTO ?EE CONSTmffION

EtllD,tnlllli@, rxD FITEEE, lf 4ltmntTr ot coltoGEI'ITDT 1ffE DIIEI!(rX O' re EECATITNT OF AAS

YOL. XLVIIIIN TWO PARTS

Pear l-Public Acte and Resollrtions.

Penr z-Privatc Aras snd Reeolutior& Concmeut ResolutionETteaties aud Couveutious, Erwutiye Prrodamationsand Agre€moNrtE, Twe*ty-ffret Amadment to tleComtitutior. .

PANT I

:los 330 'D

FASMGfIION: I$l

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GOF CL I E R{R)' O.\GRE55

( )t-tice of Busrn ess FlnterpristsI)uplicadon Services Section

THIS IS TO CERTIFY that the collections of the Library of Congress contain apublicationentitled TIIE STATUTES AT LARGE OF TI{E UNITED STATES OF AMERICA, and that

the attached photocopies (from PART l, VOL. XLVilD - the title page and pages 112 and I 13

on which appears H.J. Res. 192, aJOINT RESOLUTION To assure uniform value to the coins

and currencies of the United States, June 5, 1933 - are a true representation from that work.

IN WITNESS WHEREOF, the seal of the Library of Congress is affixed hereto onMay2,2012.

Offiee of Business EnterprisesLibrary of Congress

101 Inticpendcnce .\vcnue, SL) V'ashingon, DC 20540-4917'ltl 202.70?.5630 wut'.ltc.Err,: duplicationseruices($rx.gov

LoAN *r 100059346(C) Payment of Gosts and E(pensesli Lender has required immediate payment in full, as described above, Lender may require Borrower to pay costs

and expenses includ'ing reasonable and customary attorneys'fees for enforcing this Note to the extent not prohibitedby appiicable law, Suctifees and costs shall bear inierestfrom the date of disbursement atthe same rate as the principalof this Note.

7. WAIVERSBorrower and any other person who has obligations under this Note.vfiaive the rights of presentment and.notice of

dishonor, "Presentment" means the right to require Lender to demahd payment of apounts due. "Notiie of dishonor"means the right to require Lender to give notice to other persons that drnounts duehave not been paid,

8. GIV]NG OF NOTICESUnless applicable law requires a different method, any notice,that musj be given to Borrower under this Note will

be given Uy il6livering it or by mailing it by first class mail to Borrower dt the property addresb above or at a differentaddless if Borrower has given Lender a notice of Bopower's different address,

Any notice that mustte given to Lender under this Note will be given by first class mail'to Lender at the addressstated in Paragraph 4(B) or at a different address if .Borrower ii given a notice of that pifferent address,

9. OBLIGATIONS OF PERSONS UNDER THIS NOiElf more than one person signs this Note, each lerson is'fully and personally obligated to keep all of the promises

made in this Note, inciuding the promise to paythefultamountowed, Any persgn who_ is a.guarantor, suretyor.endorserof this Note is also obligatet to cio these thihgi. Any person who takes overthese obligations, including the obligationsof a guarantor, surety 6r endorSer of this Noie, is itso obligated to keep tll of the promises made in this Note' Lender

may-enforce its rightsunderthis Note against each person individually oragainst allsignatories together. Any one person

signing this Nots may be required to pay all of the amounts owed under this Note.

BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Note.

(SeaI )Brenda Bryant

'cul'sluetuncoo eulluo

96/0 I - oloN oleH po)qJ erBlsBln}l VHJro80 loN00L8d Z lo Z aEBd

LOAN *! 100069346

NOTEMultistate

,ruNE 30, 2010I Date I

River EdgettcitYl

6330 Mozart Dri.ve, RiveI Property

\o

.IERSEYState I

and assigns. "Lender"

security instrument that is dated theprotects the Lender from losses

1sr day of each month1sT daY ofremaining on the

Date,"

NEW

LI

/lp'&

1. PARTIES"Borrower" means each person signing at

MEANS REAL ESTA{rE MORTGAGE

and its successors and assigns,

2. BORROWER'Sln return for a loan

THOUSAI{D SIX HI,'NDRED

(u,s. $48,571 . oo.

date of disbursement( s.L25Z

3, PROM

)st

samewhich

rffi"W

willland

willU

to Borrower,

(D) Ailonge to this Note for payment adiustmentslf an allonse providins ioi p"vin"iit ao;ustmenis'is eiecutea bv B:T.o*:11?9:*t-yi$^tlil-I"-t"";lf,i:i::::T,"":i

the allonge shal be in"oido*t;Jinto ano ;haii ;;end and supplement the covenants of this Note as if the allonge were

a part of this Note,

fit'"iX "pplicaUle boxl E gllargted Payment Allonge [-.l Growing Equity Allonge

[---l Other [specify]

5. BOHHO\'\IER'S RIGHT TO PREPAYBorrower has the righiio'p"v ir',E a"ut evidenced by this Note, in whole o.r in P3rt, without charge or penalty, on the

firstdayofanymonih,lEnoerlnittacceptprefayrnlni.i"oul"rdaysprovidedthaib.orrowerpaysinterestontheamountprepaid for the remainder of the month ioine;;tent required uy.t-enoer and permitted by regulations of the secretary'

lf Borrower makes upurti"rpr"p"vment, there,iriiiu" no &',"ng"6 in th" due daie or in the ainountof the monthlypayment

unless Lender agrees in writing to those changes'

6. BORROWER'S FAILURE TO PAY(A) Late Charge for Overdue Paymentslf Lender has notreceived tirefullmonth[ plyment required bythe security lnstrument, as described in Paragraph 4(c)

of this Note, by the end of 15 "uidno'ir

days a'tter the payment is due, Lender may collect a late charge in the

amount of FouR ' vr Lr - -'- fercent ( q. obot ) of the overdue amount of each

princ

I ACCEPT YOUR CHARGES FOR VALUE & CONSIDERATION AND RETURN THIS ITEM TOYOU FOR FULL DISCHARGE, CLOSURE AND SETTLEMENT OF THE ACCOI.JNT. POST FULLSETTLEMENT & CLOSURE OF LOAN NUMBER 1000693468'HA CASE NUMBER 105-5820332-703 &, AUTOTRIS & CUSIP ACCOLINT NUMBER 313565048, IN ACCORD WITH UCC 3-401, UCC3.4I9,HJR 192IPUBLIC LAW 73-IO, LTNCITRAL, LINILOS & I"IN CHARTER, CONRESSIONALRECORD page A3220 of May 11,1955, Title 31 U.S.C. Sec. 5118(d)2.

PLEASE USE MY EXEMPTION FOR FULL SETTLEMENT & CLOSURE OF THIS ACCOIINT ASTHIS ACCOLINT IS PRE.PAID AND EXEMPT FROM LEVY.

oate: Y2o.ul,n/utu itl 2olSBy: AE t.

Tiyemerenaset Ma'at El OrMAuthorized representative for:BRENDA BRYANT OTM

Clo 6TA Mozart DriveRiverdale, Georgia 13 029 61

JuratUnited Nations Declaration on the Rights of Indigenous Peoples -(http ://www.un. ore/esa/socdev/unpfi i/documents/DRlP S-en.pdt)

United Nations Convention on Economic, Sccial & Cultural Rigtrts, United NationsCharter; Articles 55 8L 56, UNCITRAL, UNILOS, Presidential Proclamation 7500, H.J.R.194, S. Con. Res. 26, S. 1200, H.J.R.3, U.S. Department of the Treasury.

,2015,

Personally Known XProduced Identification X Type of ID

c7 t6 JottMy C"**1.",* E.pr*t /

me this day of Ylewa/ap t'7