MLDC Conference 2012 Brochure

Register today at MoneyLaunderingConference.com

March 19-21, 2012 TheWestinDiplomat•Hollywood,Florida

ANTI-MONEY LAUNDERINGANTI-MONEY LAUNDERING17TH ANNUAL INTERNATIONAL

CONFERENCE Co-Organized by

SAVE $300 with code WEB-300. See back pg for details.

J. ChRis WaRReneRSection Chief, Terrorist Financing Operations Section, Division 13 Federal Bureau of investigation

adaM szuBinDirector, Office of Foreign

Assets Control (OFAC) us department of Treasury

diana B. henRiquesSenior Financial WriterThe New York Times

Author of The Wizard of Lies

NYT

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HigH-Profile Keynote SPeaKerS:

Diamond Sponsor Platinum Sponsor Gold Sponsor

The PreeminenT Global aml Forum


CONFERENCE

Other aML Conferences

Participation across industries including banking, securities,

MSBs and insurance Exclusive to banking

International speakers and attendees from 80+ countries

US-centric sessions and speakers

Topics include elder abuse, audit, fraud, corruption and other financial crime Only AML

Partnerships with internationally renowned associations, including ACAMS Limited endorsements

ACAMS has always welcomed the opportunity to participate with our colleagues at the MoneyLaundering.com conferences. I am pleased to announce that this year ACAMS is playing a much larger role in planning MoneyLaundering.com’s 17th annual international aML Conference.

As co-organizers for 2012, I have ensured that topics, speakers and activities that are representative of the ACAMS community are included to support this highly acclaimed program.

In addition to the conference program, the pre- and post- conference workshops continue to address the critical issues you have told us you need to keep pace with the vast array of AML and related issues.

With a stronger ACAMS presence this March in Hollywood, you will benefit from MoneyLaundering.com’s superb reputation. Do not miss this valuable opportunity for hands-on training from the experts—register your team today.

I look forward to seeing you in Hollywood!

Sincerely,

John J. Byrne, CAMS executive Vice PresidentAssociation of Certified Anti-Money Laundering Specialists (ACAMS)

A Special Message from ACAMS’ Executive Vice President

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Since 1994 the MoneyLaundering.com annual conference has hosted nearly 10,000 executives at the world’s largest multi-industry forum for unparalleled executive networking and leading-edge global intelligence. No other AML conference provides as many thought-provoking sessions or offers as much informal face time with an international “Who’s Who” of AML. Public and private institutions—across all regions, asset sizes and industries— mark their calendars annually for this all-inclusive AML event.

RegisterToday! MoneyLaunderingConference.com +1305.530.05002

SPonSorS & exhibiTorS

PLATInuM SPOnSOR

ernst & young is a global leader in assurance, tax, transaction and advisory services. Worldwide, our 141,000 people are

united by our shared values and an unwavering commitment to quality. We make a difference by helping our people, our clients and our wider communities achieve their potential.

ernst & young refers to the global organization of member firms of ernst & young Global Limited, each of which is a separate legal entity. ernst & young Global Limited, a UK company limited by guarantee, does not provide services to clients. For more information about our organization, please visit www.ey.com.

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Contact Andrea Winter at +1 917.214.6875 or

[email protected] for information about

customized sponsor and exhibitor packages

AML Education Session & Cocktail Reception

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AML Education Session

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dowjones.com/riskandcompliance

Conference Bag & Lanyards

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Registration

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SPOnSORSDIAMOnD SPOnSOR

KPMG ForensicSM is an international network of professionals within KPMG’s member firms who are committed to helping businesses prevent, detect, and respond to serious integrity

risks. Consisting of a diverse team of former prosecutors, regulators, and law enforcement agents, as well as forensic accountants and IT professionals, KPMGs Forensic professionals help a broad spectrum of financial institutions develop robust compliance programs, including anti–money laundering (AML), fraud, and misconduct programs. our clients, which include banks, securities firms, credit card operators, mutual funds, casinos, and Money Services Business, can confidently face the challenges posed by the USA PATrIoT Act, Bank Secrecy Act, as well as fraud and misconduct. our specific AML services include risk identification, assessment and categorization, investigation, lookbacks, gap analysis, restructuring, monitoring, and training and education. In today’s volatile business climate, KPMG Forensic can help keep your business pointed in the right direction.

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EXHIBITORS

GOLD SPOnSOR

regulatory DataCorp Inc., known as rDC, is the industry’s fastest growing risk intelligence company, delivering powerful, decision-ready due diligence information and world-class risk and compliance protection, allowing global organizations to identify banned or suspect entities, strengthen fraud protection, ensure regulatory compliance, manage supply and distribution risk, and protect their brand equity.

rdc.com

ACAMS

Accuity

AML Analytics

Aquilan Technologies Incorporated

Booz Allen Hamilton

ComplianceAdvantage.com

Detica NetReveal

Dow Jones Risk & Compliance

Ernst & Young

Esri

FinScan

FircoSoft

GlobalVision Systems, Inc.

KPMG

MoneyLaundering.com

NICE Actimize

PwC

RDC

Safe Banking Systems

TAMLO

Thomson Reuters

U.S. Immigration and Customs Enforcement - Homeland Security Investigations

World Compliance

ViewthecompletelistofsponsorsandexhibitorsatMoneyLaunderingConference.com 3

ProGram aT-a-Glance*

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Pre-conference WorkShoPS — SUnDaY, March 189:30 AM – 4:30 PM CAMS Examination Seminar (Separate registration required.)

1:00 PM – 2:00 PM Pre-Conference Workshop Check-in (Separate registration required.)

2:00 PM – 5:00 PM WORkshOp a: Benchmarking Your AML/CTF Program: Assessing Deficiencies to Avoid an Investigation

2:00 PM – 5:00 PM WORkshOp B: Counter-Terrorist Financing: new Intelligence Methods to Detect, Deter, and Disrupt Terrorist Financial Operations

MaIn conference DaY one — MonDaY, March 197:30 AM – 6:30 PM Registration Desk Open

Registration courtesy of Safe Banking Systems. Conference Bag and Lanyard courtesy of GlobalVision Systems, Inc.

7:30 AM – 7:00 PM Exhibit Hall Open

7:30 AM – 8:30 AM Networking Breakfast in Exhibit Hall

G e n e r a l S e S S I o n S8:30 AM – 8:40 AM Welcome Remarks

8:40 AM – 9:25 AM keynote Interview: Adam Szubin, Director, Office of Foreign assets Control, us department of the Treasury9:25 AM – 10:35 AM paneL disCussiOn: CASE STUDY Critical Insight from Recent Enforcement Actions: What Lessons Can Financial

Institutions Learn?

10:35 AM – 11:05 AM Networking and Refreshment Break in Exhibit Hall

11:05 AM – 12:15 PM paneL disCussiOn: Preparing for the next Generation of Money Launderers: Mitigating Threats Posed by m-Payments and e-Money

12:15 PM – 1:30 PM Networking Luncheon

c o n c U r r e n T S e S S I o n S1:30 PM – 2:45 PM Global Risk and

OpportunitiesAudit Techniques and Tools

Trends in Technology Latin America and the Caribbean

Non-Depository Institutions

MSB Working Group

Building a Solid Compliance Program to Mitigate Risk in Brazil, Russia, India, China and South Africa (BRICS)

Connecting the Dots with Auditors and Examiners: Overcoming Training Challenges to Ensure Effective Communication

New Trends in e-Payment Methods: Understanding the Virtual Customer

Implementing the Foreign Account Tax Compliance Act (FATCA) and US Tax Provisions in Your Compliance Program

Understanding FinCEN’s Requirements of Foreign MSBs and Implications for US Financial Institutions

Multi-State Examinations: Best Practices to Manage and Meet Regulators’ Expectations

2:45 PM – 2:55 PM Time to move to next session

2:55 PM – 4:10 PM Global AML Compliance Audit Techniques and Tools

AML Education Session Latin America and the Caribbean


Small Institutions Working Group

The Foreign Account Tax Compliance Act (FATCA) from an AML Perspective: Tax, AML and KYC Come Together

Understanding the Role of Audit and Management Testing in Your Institution

Counter-Terrorist Financing: New Intelligence Methods to Detect, Deter, and Disrupt Terrorist Financial OperationsCourtesy of Booz Allen Hamilton

Identifying the Correspondent Banking Risks of Dollarized Economies in the Caribbean

Insurance Focus: OFAC Sanctions Risk Management: Prevention, Challenges and Outlook

Tailoring Your Transaction Monitoring System to Meet Your Institution’s Needs

4:10 PM – 4:40 PM Networking and Refreshment Break in Exhibit Hall

4:40 PM – 5:55 PM Global AML Compliance Audit Techniques and Tools

Trends in Technology Global Risk and Opportunities



CASE STUDY Remodeling Operational Structure: A New Approach to AML

Performing an IT Audit: Know the Challenges to Maintain Sound Operations

CASE STUDY Combating Online Payment Fraud: Implement Controls to Protect your Customers and Comply with FFIEC Guidelines

CASE STUDY Operation Pacific Rim: the Take Down of a Billion-Dollar Colombian Drug Trafficking Organization

Securities Focus: Reverse Mergers, Penny Stock and Micro-Cap Securities Fraud—What are the AML Risks and Regulatory Expectations?

Courtesy of Dow Jones

6:00 PM – 7:00 PM Networking Reception in Exhibit Hall courtesy of ACAMS


VisitMoneyLaunderingConference.comforprogramandspeakerupdates 5

MaIn conference DaY TWo — TUeSDaY, March 20 7:30 AM – 6:00 PM Registration Desk Open

Registration courtesy of Safe Banking Systems. Conference Bag and Lanyard courtesy of GlobalVision Systems, Inc.7:30 AM – 6:00 PM Exhibit Hall Open7:30 AM – 8:30 AM Networking Breakfast in Exhibit Hall

G e n e r a l S e S S I o n S8:30 AM – 9:15 AM keynote Presentation: Chris Warrener, Section Chief, Terrorist Financing Operations Section, Division 13,

Federal Bureau of investigation9:15 AM – 10:30 AM paneL disCussiOn: Assessing the Effectiveness of the Financial Action Task Force (FATF): Are the 40+9

Recommendations Working?10:30 AM – 11:00 AM Networking and Refreshment Break in Exhibit Hall11:00 AM – 12:15 PM paneL disCussiOn: Global Anti-Bribery Initiatives: Preparing for the Impact of the Foreign Corrupt Practices Act (FCPA) and

uK Bribery Act Requirements 12:15 PM – 1:30 PM Networking Luncheon

c o n c U r r e n T S e S S I o n S1:30 PM – 2:45 PM Global AML Compliance Global Risk and

OpportunitiesLatin America and the Caribbean


Small Institutions Working Group


Abiding by Foreign Privacy Laws when Performing Enhanced Due Diligence

Tackling the Global Threat of Trade-based Money Laundering

CASE STUDY Emerging Money Laundering Threats in South America: American Deposit Receipts (ADRs) and US Securities Markets

MSB Intensive: Developing Effective Suspicious Activity Reports (SARs/STRs)

Overcoming the Challenges of EDD: Completing a Risk Assessment of Your CIP Program

Courtesy of Detica NetReveal

2:45 PM – 2:55 PM Time to move to next session

2:55 PM – 4:10 PM Global AML Compliance Global Risk and Opportunities

Latin America and the Caribbean


Securities Working Group

Trends in Technology

Obtaining Funding for Your AML Program: How to “Sell” AML and Compliance Internally

DEBATEDEBATE Balancing Law Enforcement Partnerships with Regulator Expectations

Blocking Illicit Proceeds: Understanding the Effects of Mexico’s New Money Laundering Legislation

The 21st Century MSB: Implementing New Regulations, Analyzing Migration Trends and Adopting New AML Surveillance Systems

Beneficial Ownership Assessment and Management

Merging Fraud and AML Investigations: Connecting Intelligence through Technology

4:10 PM – 4:40 PM Networking and Refreshment Break in Exhibit Hall

4:40 PM – 5:55 PM Global AML Compliance Global Risk and Opportunities

Latin America and the Caribbean


Insurance Working Group

Global AML Compliance

Outsourcing and Off-Shoring AML: Identifying Best Practices and Common Pitfalls

Understanding the Financial Institution’s Role in Preventing Elder Abuse

The Independent Audit Process in the Caribbean: Strategies for Working with Regulatory Authorities and Creating Internal Oversight

Securities Focus: Addressing Increased Expectations of International Regulators

AML Training Strategies for Insurance Agents and Producers

DEBATEDEBATE Dodd-Frank’s Whistleblower Provisions: Do They Protect the AML Professional?

6:00 PM – 7:00 PM author Book signing with diana B. henriques6:00 PM – 7:00 PM Networking Reception courtesy of Booz Allen Hamilton

MaIn conference DaY Three — WeDneSDaY, March 217:30 AM – 12:15 PM Registration Desk Open

Registration courtesy of Safe Banking Systems. Conference Bag and Lanyard courtesy of GlobalVision Systems, Inc.7:30 AM – 10:45 AM Exhibit Hall Open

7:30 AM – 8:30 AM Networking Breakfast in Exhibit Hall

G e n e r a l S e S S I o n S8:30 AM – 9:15 AM keynote Presentation: Diana B. Henriques, Senior Financial Writer, The new York Times, Author of The Wizard of Lies,

The White Sharks of Wall Street, Fidelity’s World and The Machinery of Greed9:15 AM – 10:30 AM paneL disCussiOn: Designing an AML Framework for the new Global Financial Crime Paradigm

10:30 AM – 11:00 AM Networking and Refreshment Break in Exhibit Hall 11:00 AM – 12:15 PM paneL disCussiOn: The Way Forward: Challenges and Opportunities in Compliance in the Year Ahead12:15 PM – 12:30 PM Closing Remarks

PoST-conference WorkShoPS — WeDneSDaY, March 211:00 PM – 2:00 PM Post-Conference Workshop Check-in (Separate registration required.)2:00 PM – 5:00 PM WORkshOp C: understanding International Sanctions Requirements to Mitigate Risk and Prevent Penalties

2:00 PM – 5:00 PM WORkshOp d: Effectively Managing Your AML Quality Assurance Program

*Program and speakers subject to change. Visit MoneyLaunderingConference.com for updates.

conFerence ProGramGet the most out of your conference experience by attending targeted pre- and post-conference workshops. Each half-day session offers in-depth, practical guidance to augment your knowledge and provide you with tools and strategies that you can immediately apply to your AML program. (Separate registration is required. Workshop registration includes materials and refreshments. See back page for registration details.) Pre-conference WorkShoPS sunday, March 18 | 2:00 pM – 5:00 pM

WORkshOp a: Benchmarking Your aML/CTF program: assessing deficiencies to avoid an investigation

WORkshOp B: Counter Terrorist Financing: new intelligence Methods to detect, deter, and disrupt Terrorist Financial Operations

With so many well-established institutions under intense regulatory scrutiny for failure to implement effective AML programs, this must-attend workshop is tailored to the needs of compliance professionals in global banks and financial institutions. Let expert presenters walk you through details of recent enforcement actions and pinpoint the specific missteps that led to the breakdown of the compliance program. Then, participate in exercises to assess your institution’s vulnerabilities and outline a plan to correct weak spots. Strategies to navigate the massive complications of acquiring and merging with another entity will also be outlined. And finally, the scope of your institution’s internal audit process will be explored as an essential step to test your program’s effectiveness.

Attend this hands-on workshop to:• Calibrate your AML program to the specific risks your

institution faces• Ensure that written policies and procedures are adhered

to across the organization• Apply consistent data system controls to accommodate

conflicts across jurisdictions• Review the key elements of a successful audit and learn how

to apply findings to strengthen your institution’s program• Learn to adequately address regulatory questions and

expectations regarding EDD and other processes

Through actionable intelligence, this workshop shows you how to mitigate the risk to your financial institution of money laundering and fraud by terrorist organizations. Join your peers in a unique task-based workshop that places you in the middle of a Terrorist financing operation—will you be able to detect, deter, and disrupt that operation? Don’t miss this opportunity to learn awareness techniques that can elevate your existing AML/BSA program into an AML/BSA/CTF program.

This targeted workshop empowers you to:• Step inside the mindset and modus operandi of a terrorist

financier• understand how the due diligence and investigations

process is integral to the intelligence cycle• Recognize fundraising typologies and the abuse of financial

products• Engage in the 360° view of financial intelligence to mitigate

illicit fund movement

PoST-conference WorkShoPS Wednesday, March 21 | 2:00 pM – 5:00 pM

WORkshOp C: understanding international sanctions Requirements to Mitigate Risk and prevent penalties

WORkshOp d: effectively Managing Your aML quality assurance program

It is expected that financial institutions around the world understand and fulfill their obligations under the uS Department of Treasury’s Office of Foreign Assets Control (OFAC) rulings and other issuances. However, a plethora of sanctions programs outside the united States also require extra-territorial compliance—and many of these requirements pose potential compliance conflicts. This hands-on workshop provides up-to-date information on extra-territorial sanctions programs and offers detailed compliance recommendations to help prevent sanctions violations from harming your institution’s reputation and bottom line.

You will learn:• How to stay abreast of OFAC, united nations, and other

jurisdictional sanctions program• Strategies for linking sanctions management with KYC

and enhanced due diligence • How to uncover the true relationship between a business

counterpart and sanctioned countries • Tips to identify and mitigate your exposure to indirect

sanctions risk• Best practices for monitoring, reporting and investigating

sanctions-related issues

Regulator expectations around AML quality assurance programs are increasing to now require a fully developed AML audit program. Previously, regulators simply posed a level of sophistication and detail approaching that of a bank’s QA program, but compliance officers are finding they are now expected to offer a detailed analysis of their QA program’s effectiveness, quality and timeliness. How can you prepare for this transition to ensure you have an appropriate system in place? How can you stay ahead of the regulatory curve? Attend this workshop to learn the essentials of a solid QA program.

In this interactive workshop, you will:• Assess gaps and establish key elements to consider within

your QA program• understand current regulations and guidelines to achieve

an acceptable quality assurance review and stay ahead of the regulatory curve

• Learn to link your institution’s QA program with the AML compliance process



March 19-21, 2012•TheWestinDiplomat•Hollywood,Florida


CONFERENCE

General SeSSIonS

Of critical importance to the entire AML community, these high-level presentations by industry luminaries address what lies ahead, provide insight into new laws and regulations, analyze lessons learned from the latest enforcement actions and demonstrate global best practices you can apply to your own AML program immediately upon your return to the office. These sessions also provide a foundation for the breakout sessions throughout the conference, outlining the key issues in preparation for deeper dives into their impact on your firm’s AML program.

Critical insight from Recent enforcement actions: What Lessons Can Financial institutions Learn?

Monday, March 19 | 9:25 AM - 10:35 AM

• Analyze lessons learned from recent enforcement actions• Determine the implications of US regulatory and law

enforcement actions for your compliance policies and procedures

• review international enforcement trends and their impact on your organization

preparing for the next Generation of Money Launderers: Mitigating Threats posed by m-payments and e-Money

Monday, March 19 | 11:05 AM - 12:15 PM

• Understand the types of criminal activity facilitated by mobile communications

• Identify other innovative electronic payment products that could be used for money laundering

• Investigate emerging challenges in South Asia, Latin America and Africa and their impact on your compliance operations

assessing the effectiveness of the Financial action Task Force (FaTF): are the 40+9 Recommendations Working?

Tuesday, March 20 | 9:15 AM - 10:30 AM

• evaluate the FATF’s accomplishments to date in creating a global AML standard

• Learn how the revised standards will address 40+9 deficiencies

• examine the concrete steps that member states must take to meet existing and proposed FATF guidelines

Global anti-Bribery initiatives: preparing for the impact of the Foreign Corrupt practices act (FCpa) and uk Bribery act Requirements

Tuesday, March 20 | 11:00 AM - 12:15 PM

• Understand the effect of extraterritorial bribery and corruption legislation and regulation on your AML operations

• Address the challenges of identifying PePs and ascertaining your customers’ participation in corrupt activity

• Pinpoint vulnerabilities in your institution’s program and identify your highest risk areas

• examine the efficacy of international initiatives such as the United nations Convention Against Corruption and the organisation for economic Co-operation and Development (oeCD) Anti-Bribery Convention

designing an aML Framework for the new Global Financial Crime paradigm

Wednesday, March 21 | 9:15 AM - 10:30 AM

• Gain insight into how the proposed FATF recommendations could shape your AML policies and procedures

• Determine how to deal with ever smarter financial criminals who can undermine your institution

• Understand how region-specific requirements can thwart your enterprise-wide CDD and eDD practices

• Learn global program standards and gain insight into how your institution can implement them

The Way forward: challenges and opportunities in compliance in the Year ahead

Wednesday, March 21 | 11:00 AM - 12:15 PM

Visit MoneyLaunderingConference.com for updates on this session, which promises to be a dynamic discussion about the most critical issues affecting you over the next several months.

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Author Book Signing: The Wizard of Lies TueSdAy, 6:00 PM Stop by the book signing table in the foyer to get your signed copy of The Wizard of Lies by diana B. Henriques


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GloBal aMl coMPlIance

Navigating the intricacies of global AML regulations to maintain sound international operations is one of the biggest obstacles you encounter as a compliance executive. In this globally focused track, AML executives from financial institutions and senior staff from government agencies show you how to implement a compliance program for all business lines that meets the most stringent regulatory expectations and mitigates your exposure to risk across jurisdictions.

conFerence ProGram

The Foreign account Tax Compliance act (FaTCa) from an aML perspective: Tax, aML and kYC Come Together

Monday, March 19 | 2:55 PM - 4:10 PM

• Understand the tax, financial and legal framework FATCA requires foreign financial institutions to implement across global business lines

• review FinCen’s final Foreign Bank and Financial Accounts (FBAr) 2011 regulations and learn how they impact off-shore signatories

• Identify critical changes that your CIP/KyC programs must make to comply with FATCA and US tax laws and regulations

Remodeling Operational structure: a new approach to aML


• hear real-life experiences from financial institutions tasked with restructuring their AML compliance operations

• Learn how to design a three dimensional internal risk assessment

• Benchmark proven and adaptable strategies to garner buy-in and support from upper management

abiding by Foreign privacy Laws when performing enhanced due diligence

Tuesday, March 20 | 1:30 PM - 2:45 PM

• Identify the key obstacles to collecting and sharing information globally and the liability that results from violating privacy laws

• Understand international procedures for sharing financial data with other jurisdictions

• Learn best practices for completing due diligence, suspicious activity/transaction reporting, and information sharing

Obtaining Funding for Your aML program: how to “sell” aML and Compliance internally


• Articulate your program’s needs and business practices to secure funding despite market volatility

• Show how increasing requirements such as Dodd-Frank impact your AML department’s resources and budget

• Learn to create a “marketing” plan that illustrates the organization-wide benefits of a well-funded AML program

Outsourcing and Off-shoring aML: identifying Best practices and Common pitfalls


• Analyze lessons learned from successful offshoring of KyC, sanctions and transaction monitoring programs

• Create a checklist of controls that must be in place to successfully manage third party vendor(s)

• ensure your offshore/outsource program meets global requirements regarding privacy and data sharing

dodd-Frank’s Whistleblower provisions: do They protect the aML professional?


• Understand the liabilities and opportunities created by the whistleblower regulations

• examine the impact of § 922 on reporting lapses in AML controls

• Address the increased protection Dodd-Frank offers to individuals who report crimes and suspicious activities

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GloBal rISk anD oPPorTUnITIeS

With an ever-expanding list of international AML legislation and regulations, financial services organizations must remain prepared to confront new money laundering threats in the regions where they do business, especially in new markets. These sessions offer insight on the latest threats and offer strategies for partnering with law enforcement and techniques for improving your global compliance operations.



CONFERENCE

Building a solid Compliance program to Mitigate Risk in Brazil, Russia, india, China and south africa (BRiCs)


• Analyze the effect BrICS countries—comprising over 42% of the world’s population—have on global business and trade

• Balance international ethics, due diligence and compliance standards with local, cultural, bureaucratic and legal obligations

• Develop a solid training program and policies and procedures for doing business in BrICS countries

Operation pacific Rim: The Take down of a Billion-dollar Colombian drug Trafficking Organization


• Gain insight into the takedown and convictions of a major drug trafficking organization by US Immigration and Customs enforcement, the Colombian national Police and Mexican authorities

• examine the types of legitimate businesses traffickers used and the role financial institutions played

• Understand your role in assisting similar investigations

Tackling the Global Threat of Trade-Based Money Laundering


• hear how recent cases have impacted regulators’ views of trade-based money laundering and how to prepare for and respond to the regulators

• Discuss the significance of the latest FATF list of countries with weak AML/CTF controls, and what you should do in response

• Understand the role of law enforcement and the expectations for financial institutions to detect trade-based money laundering

• Learn the latest red flags and why your trade finance unit should be on the front line in preventing trade-based money laundering in your institution

Balancing Law enforcement partnerships with Regulator expectations


• Identify areas for improved communication among financial institutions, law enforcement and regulators

• Implement simple controls and policies that efficiently resolve law enforcement data requests

• Create a culture of cooperation that facilitates information exchange and open dialogue

understanding the Financial institution’s Role in preventing elder abuse


• Learn why financial institutions are in a prime position to detect suspicious activity for financial exploitation of elderly customers

• Analyze typologies, red flags and transactions to identify possible signs of illicit activity

• examine common narrative terms used in SArs/STrs that will better assist law enforcement in targeting suspected cases of elder abuse

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Receive up to 28 CAMS credits! Plus, qualify for additional continuing education credits including CPe, CLe and CRCM


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TrenDS In TechnoloGY

The Internet is the crime scene of the 21st century and staying ahead of the technology curve is crucial. Institutions must, among other things, refine software systems to track and detect new methods of cyber crime. In these targeted sessions, IT professionals, practitioners and law enforcement present global trends in financial and organized crime and examine the technologies that can be used to defraud your institution. Hear practical cases that illustrate emerging typologies, areas of vulnerability and strategies to decrease your institution’s risk.

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aUDIT TechnIQUeS anD ToolS

With stringent US and international regulations, emerging crime trends and increased compliance expectations, internal audit is the key line of defense for financial institutions to mitigate risk and ensure robust compliance programs. This track focuses on the relationship between auditors and the AML compliance team, and on best practices for testing and maintaining sound operations. An improved understanding of the role of audit in successfully addressing AML challenges can avoid regulatory criticism or worse.

conFerence ProGram

Connecting the dots with auditors and examiners: Overcoming Training Challenges to ensure effective Communication


• Learn from criminal cases what examiners expect from your program

• examine the effect of auditor training on internal reporting and examination oversight

• Improve opportunities for successful examinations through timely and consistent communication with auditors and regulators

understanding the Role of audit and Management Testing in Your institution


• Discern the differences between AML audits, versus audits of related programs, versus independent testing

• Understand the regulatory expectations of each and the appropriate responses from your organization

• Learn proper audit and management testing techniques and how to report findings to regulators and senior management

performing an iT audit: know the Challenges to Maintain sound Operations


• Address the proper methods for auditing AML technologies, including AML/oFAC software, case management systems and transaction monitoring programs

• review how to report audit findings and examples of recommended mitigation plans

• Avoid mishandling complex analyses and reporting to ensure sound operations are maintained

new Trends in e-payment Methods: understanding the Virtual Customer


• Analyze financial crime trends and vulnerabilities in credit cards, Bitcoin and pre-paid cards, especially in developing countries

• Learn how to adapt your institution’s systems to include controls to monitor e-payments and alternative money

• Mitigate the risk of abuse through mobile devices, the fastest growing method for transmitting money

• examine the impact of FinCen’s Final rule on Prepaid Access

Combating Online payment Fraud: implementing Controls to protect your Customers and Comply with FFieC Guidelines


• Dissect an attack and get practical tools to prevent similar ones—understand the technology and the typical account takeover process, and why commercial accounts are prime targets

• hear new developments on international trends, current cases, and what the FBI is doing to combat cyber crime

• examine crucial updates in the FFIeC guidelines to ensure your institution is compliant

Merging Fraud and aML investigations: Connecting intelligence through Technology


• Identify technology that will facilitate the convergence of your anti-fraud and AML efforts

• explore the challenges of building a common platform for anti-fraud and AML and how it can reduce threats, risk and cost to your institution

• hear real-life accounts from institutions that have implemented systems that integrate anti-fraud resources with AML efforts

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laTIn aMerIca anD The carIBBean

Primarily concerned with examining AML/CTF topics that are of specific interest to Latin American and Caribbean jurisdictions, these sessions also offer global perspectives on unique compliance, regulatory and off-shore financial services challenges. Taught by experts in regional compliance challenges, you will gain insight on emerging financial crimes, managing audits and examinations, and successfully complying with multiple regulations both inside and outside the region.



CONFERENCE

implementing the Foreign account Tax Compliance act (FaTCa) and us Tax provisions in Your Compliance program


• hear how regional institutions are preparing to implement a reporting regime to comply with the new requirements

• Learn strategies to adapt your institution’s CIP program and due diligence processes to meet FATCA requirements

• Anticipate the impact of pending reporting requirements from the US Internal revenue Service

identifying the Correspondent Banking Risks of dollarized economies in the Caribbean


• evaluate the financial crime challenges faced by many Caribbean jurisdictions when transitioning their economies to the US dollar

• examine the impact of beneficial ownership and privacy laws on your AML program

• Adequately address international guidelines and increased scrutiny from correspondent banks

emerging Money Laundering Threats in south america: american deposit Receipts (adRs) and us securities Markets


• Understand how criminals use ADrs to move proceeds through the financial sector with minimal oversight

• Learn how non-US corporations use US brokerage firms to trade units instead of stocks as a tool to launder drug proceeds from the US in to South America

• Identify methods to improve your institution’s due diligence and suspicious transaction identification

Blocking illicit proceeds: understanding the effects of Mexico’s new Money Laundering Legislation


• Assess the efficacy of restricting bulk cash transport across the US-Mexico border and in what form cash may now be repatriated in order to move illicit funds

• Determine how new reporting requirements impact financial institutions’ regulatory burden and the cost of doing business in Mexico

• Understand the potential tax implications and initiatives by the US Internal revenue Service

The independent audit process in the Caribbean: strategies for Working with Regulatory authorities and Creating internal Oversight


• Adopt strategies to “educate” auditors that will ensure a smoother audit

• Learn to go beyond auditor checklists to accurately assess risk and demonstrate rigorous controls when an auditor perceives noncompliance

• Take away strategies for teaching auditors to more effectively communicate with examiners

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Available in General & Breakout Sessions* *SpanishtranslationisnotavailablefortheWorkingGroups,AMLEducationSessionsand

AMLKnowledgeBreakfasts/Lunches


concUrrenT SeSSIonS

non-DePoSITorY InSTITUTIonS

Compliance executives within securities firms, MSBs, insurance companies and other non-depository institutions face a unique set of AML compliance challenges. Created specifically to address your top priorities, these presentations focus on overcoming industry-specific AML challenges—from the requirements of international regulations to navigating multiple regulatory expectations. Let AML veterans teach you the keys to setting up a risk-based AML program and prepare you for successful regulatory exams.

conFerence ProGram

understanding FinCen’s Requirements of Foreign MsBs and implications for us Financial institutions


• Dissect the new regulations and what they mean for foreign MSBs and money transmitters

• Identify which bank customers now qualify as foreign MSBs and are subject to the new rules

• explore enforcement efforts against hawalas, Colombian peso brokers and money brokers buying drug cash through the Black Market Peso exchange

insurance Focus: OFaC sanctions Risk Management: prevention, Challenges and Outlook


• Understand US sanctions programs and how they apply to (re)insurance operations

• Detect and manage facilitation risks posed by foreign affiliates and third parties

• effectively handle oFAC enforcement inquiries, internal investigations, and voluntary disclosures

• review recent enforcement actions and key takeaways for lessons that can be applied to your institution

securities Focus: Reverse Mergers, penny stock and Micro-Cap securities Fraud—What are the aML Risks and Regulatory expectations?


• Dissect regulatory expectations that relate to micro-cap stocks and other types of market manipulations schemes

• Understand your responsibilities regarding CDD as well as FInrA’s additional focus on LLCs and beneficial ownership in the US

• Understand the role of micro-cap securities marketing firms, transfer agents and attorneys to facilitate scams

MsB intensive: developing effective suspicious activity Reports (saRs/sTRs)


• Identify the specific types of suspicious activities that necessitate a SAr/STr filing

• Understand regulator expectations and recommended language for use in the SAr/STr narrative

• Clarify information both frontline employees and management are required to report

The 21st Century MsB: implementing new Regulations, analyzing Migration Trends and adopting new aML surveillance systems


• Understand how FinCen expanded the scope of your AML responsibilities and its impact on your surveillance system

• Use the World Bank’s analysis of new remittance corridors to target potential challenges with global surveillance

• Learn how to read your organization’s data to anticipate regional changes and facilitate new agent networks to keep your business solvent

• Discover tactics to manage huge quantities of data in your surveillance software to prevent false positives

securities Focus: addressing increased expectations of international Regulators


• review strategies to deal with competing international requirements to maintain a consistent enterprise-wide program

• examine the impact of the UK Financial Services Authority’s (FSA) findings on deficiencies in the securities industry, including weak eDD processes

• hear proven strategies for one-time on-boarding procedures that satisfy all jurisdictions

CASE

STU

DY


concUrrenT SeSSIonS

SecTor WorkInG GroUPS*

At a time when you face increased responsibilities and your resources are limited, your peers can be invaluable allies in sharing best practices and creative solutions to challenges. Join these intimate working groups to share ideas and identify strategies to address the tough compliance issues you face each day. Scheduled alongside the main conference sessions, each sector will have the opportunity to participate in small-scale, closed-door discussions. You set the agenda and a seasoned practitioner guides the dialog — don’t miss this opportunity to tap into the real-life experience of your peers!



CONFERENCE

MSBWorkingGroupMulti-state examinations: Best practices to Manage and Meet Regulators’ expectations


SmallInstitutionsWorkingGroupTailoring Your Transaction Monitoring system to Meet Your institution’s needs


SmallInstitutionsWorkingGroupOvercoming the Challenges of edd: Completing a Risk assessment of your Cip program


SecuritiesWorkingGroupBeneficial Ownership assessment and Management


InsuranceWorkingGroupaML Training strategies for insurance agents and producers


*Spanish translation not available

concUrrenT SeSSIonS

aMl eDUcaTIon SeSSIonS*

Join these intimate and interactive sessions to connect with your peers and get the latest intelligence on how to strengthen your current AML/CTF program against financial crime.

Counter-Terrorist Financing: new intelligence Methods to detect, deter, and disrupt Terrorist Financial OperationsCourtesy of Booz Allen Hamilton


• Step inside the mindset and modus operandi of a terrorist financier

• Understand how the due diligence and investigations process is integral to the intelligence cycle

• recognize terrorist fundraising typologies and abuse of financial products

• engage in the 360° view of financial intelligence to mitigate illicit fund movement

in addition we are planning aML sessions courtesy of:

Dow Jones Risk & ComplianceMonday, March 19 | 4:40 PM - 5:55 PM

Detica NetRevealTuesday, March 20 | 1:30 PM - 2:45 PM

Please visit MoneyLaunderingConference.com for topic updates.

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SPeaker FaculTy

MOneYLaundeRinG.COM and COMpLianCeadVanTaGe.COMKieran BeerEditor-in-Chief

e*TRade FinanCiaLJohn DavidsonGlobal Head of Anti-Money Laundering

Bank OF aMeRiCaLisa M. Grigg, CAMSManaging DirectorSenior AML Risk Executive and Bank Secrecy Act Officer

eRnsT & YOunG LLp Steven Beattie, CAMSAnti-Money Laundering Services Leader

Banque inVik sa Henrique Dominguez Legal and Compliance Manager

sTandaRd ChaRTeRed BankPeter Richard HazelwoodGlobal Head, Financial Crime Risk Operations, Group Financial Crime Risk

MOneYGRaM inTeRnaTiOnaLShannon Bennett, CRCM, CAMSSenior Director - AML Compliance Operations and Technology

kpMG FORensiC Darren Donovan Principal

Bank OF aMeRiCa MeRRiLL LYnChGuillermo Horta MontesManaging Director/Latin America, Global AML and Economic Sanctions

ROYaL CaRiBBean CRuises LTd.Karen A. Benson, Esq., CAMS Director of Global Compliance and Ethics

pRudenTiaL FinanCiaLnoreen M. FierroVice President, AML/FCPA Compliance Officer

sCOTiaBank Ron P. King, CAMSVice President and Chief Anti-Money Laundering Officer

assOCiaTiOn OF CeRTiFied anTi-MOneY LaundeRinG speCiaLisTs (aCaMs) John J. Byrne, CAMS Executive Vice President

CiTiMarcy FormanManaging Director, Global Investigations unit, AML Compliance

WeLLs FaRGO Tom Lickiss, CAMSSenior Vice President and Director, Financial Intelligence unit

aLLY FinanCiaLJim Candelmo, CAMSExecutive Compliance Director and BSA/AML Officer

WaLMaRT sTOResVeronika Foster, J.D., CAMSDirector Regulatory Controls, Financial Services Compliance

CiTiGROupSteve LindsayDirector, Audit and Risk Review

BaRCLaYs WeaLTh David Clark, CAMSHead of Intelligence and Analysis, Financial Crime

hOMeLand seCuRiTY inVesTiGaTiOnsJoseph Gallion Chief of Staff

neW YORk COunTY disTRiCT aTTORneY’s OFFiCeElizabeth LoewyManhattan Assistant District Attorney

hOMeLand seCuRiTY inVesTiGaTiOnsHector X. Colonunit Chief, Illicit Finance and Proceeds of Crime unit, Financial, narcotics and Special Operations Division

eRnsT & YOunG LLp Renato (Ron) Giammarco Partner, Financial Services

BOOz aLLen haMiLTOn Tracy MacDonaldLead Associate

BROWn BROTheRs haRRiManHal Crawford, CAMSSenior Vice President, Global Head of AML & Sanctions

FedeRaL BuReau OF inVesTiGaTiOnStacey n. GomerCyber Intelligence AnalystDomestic Threats Cyber Intelligence unit

iRs CRiMinaL inVesTiGaTiOnManny MurielAttaché for South America

VisitMoneyLaunderingConference.comforspeakerbiosandnewlyaddedfaculty


kpMG Teresa A. PescePrincipal

MiLLenniuM BCp Bank & TRusTnancy J. Saur, CAMS, FICACompliance Manager

BOOz aLLen haMiLTOnBrian Stoeckert, CAMSAssociate, Financial Crimes

haYnes and BOOne LLpF. John Podvin, Jr.Of Counsel

zuRiCh insuRanCe COMpanYMarkus E. SchulzChief Compliance Officer, Global Life & Banking

sVB FinanCiaL GROup William Voorhees, CAMS, C.F.E. Director, Financial Intelligence unit

us depaRTMenT OF The TReasuRY Chip PoncyDirector, Office of Strategic Policy for Terrorist Financing and Financial Crimes

siLiCOn VaLLeY BankChris SilveiraFraud Case Manager, Banking Operations

Td BankDaniel Wager, CAMSSenior Vice President,Head of Global EDD

RBC FinanCiaL GROupKarim Rajwani, CAMSVice President and Chief Anti-Money Laundering Officer

aMeRiCan expRessRichard A. Small, CAMS Vice President Enterprise-Wide Anti- Money Laundering and Sanctions Risk Management

hsBC nORTh aMeRiCa Ian WrightSenior Vice President, Anti-Money Laundering, FIu, Special Investigations

FinRa Michael G. RufinoSenior Vice President and Deputy of Member Regulation

aMeRiCan expRessJack SonnenscheinVice President of Enterprise Compliance Risk Management

paCiFiC inVesTMenT ManaGeMenT COMpanY (piMCO)Meg R. ZuckerGlobal AML Officer

The Program Advisory Board for the 17th Annual International AML Conference is a prestigious group of senior-level AML/CTF leaders. Advisory Board members help craft the conference agenda by nominating topics and speakers of high relevance, and offering their own expertise in designing a world-class program featuring the most important issues of the moment.

KIERAn BEER, Advisory Board ChairEditor-in-ChiefMoneyLaundering.com and Complianceadvantage.com

SHAnnOn BEnnETT, CRCM, CAMS Senior Director, AML Compliance Operations and Technology MoneyGram international

KAREn A. BEnSOn, ESQ., CAMS Director of Global Compliance and Ethics Royal Caribbean Cruises Ltd.

JOHn J. BYRnE, CAMS Executive Vice President association of Certified anti-Money Laundering specialists (aCaMs)

HAL CRAWFORD, CAMSSenior Vice President, Global Head of AML and SanctionsBrown Brothers harriman

JOHn DAVIDSOnGlobal Head of Anti-Money Launderinge*TRade Financial

HEnRIQuE DOMInGuEZLegal and Compliance Manager Banque invik s.a.

MARCY FORMAnManaging Director, Global Investigations unit, AML ComplianceCiTi

JOSEPH GALLIOnChief of Staffhomeland security investigations u.s. immigration and Customs enforcement (iCe)

GuILLERMO HORTA MOnTESManaging Director, Latin America Global AML and Economic SanctionsBank of america Merrill Lynch

ROn P. KInG, CAMSVice President and Chief Anti-Money Laundering Officerscotiabank

TOM LICKISS, CAMSSenior Vice President, Head of GFI Business RiskWells Fargo Bank, na

nInA nICHOLSSenior Vice President, Director of Global Anti‐Money LaunderingJpMorgan Chase Bank, na

F. JOHn PODVIn, JR.Of Counselhaynes and Boone LLp

KARIM RAJWAnI, CAMSVice President and Chief Anti-Money Laundering OfficerRBC Financial Group

nAnCY J. SAuR, CAMS, FICACompliance Manager Millennium bcp Bank & Trust

RICHARD A. SMALL, CAMS Vice President, Enterprise-Wide Anti-Money Laundering and Sanctions Risk Managementamerican express

JACK SOnnEnSCHEInVice President, Enterprise Compliance Risk Management american express

DAnIEL WAGER, CAMSSenior Vice President, Head of Global EDD Td Bank

MEG R. ZuCKERGlobal AML Officer pacific investment Management Company (piMCO)

2012 ADVISORY BOARD

SAVE $300 with code WEB-300. See details below.

PrIcInG & PackaGeS SAVE $300

Register and pay by December 23, 2011

SAVE $200 Register and pay by

January 20, 2012

SAVE $100 Register and pay by February 17, 2012

Standard Pricing

Same price as 2011

Main Conference Only $1,695 $1,795 $1,895 $1,995

Conference and One Workshop $1,895 $1,995 $2,095 $2,195

Conference and Two Workshops $1,995 $2,095 $2,195 $2,295

SPecIal DIScoUnTS* Government, MSB, Small Institution Pricing

Main Conference Only $1,595

Conference and One Workshop $1,695

Conference and Two Workshops $1,795

MoneyLaunderingConference.com [email protected] +1 305.530.0500

*Special discounts are limited to individuals employed by government agencies, regulatory authorities, licensed money services businesses and/or financial institutions with less than $1B in assets. Subject to approval by MoneyLaundering.com management. Discounts cannot be combined.

Cancellation/substitution policy: For details, visit MoneyLaunderingConference.com/2012/general-information.asp

To ensure your organization makes the most of concurrent sessions and valuable networking opportunities,

MoneyLaundering.com is pleased to offer discounts for groups of 3 or more.

please contact Geoffrey Fone at +1 786.871.3021 or [email protected] for details.

Hotel AccommodationsA block of rooms at The Westin Diplomat has been reserved at a specially discounted group rate for this conference. The last day to reserve rooms at the group rate is February 10, 2012, or until the room block is sold out. Reservation information can be found online at MoneyLaunderingConference.com/ 2012/accommodations.asp.

Hotel discount code: MLC2012

The WeSTIn DIPloMaT3555 South Ocean DriveHollywood, FL 33019Main phone: +1 954.602.6000Fax: +1 954.602.7000Web: www.diplomatresort.com

conference VenUe

March 19-21, 2012 TheWestinDiplomat•Hollywood,Florida


CONFERENCE Co-Organized by


Documents

MLDC Conference 2012 Brochure