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MIGUEL CINEMAGRAPH @WorldRemit @AlixinLondon

MIGUEL CINEMAGRAPH - blockchain.fintecnet.comblockchain.fintecnet.com/uploads/5/2/8/2/52828281/___0930_retail... · @AlixinLondon World Bank global remittance data, 2015. $1.9bn Overcharge

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Page 1: MIGUEL CINEMAGRAPH - blockchain.fintecnet.comblockchain.fintecnet.com/uploads/5/2/8/2/52828281/___0930_retail... · @AlixinLondon World Bank global remittance data, 2015. $1.9bn Overcharge

MIGUEL CINEMAGRAPH

@WorldRemit

@AlixinLondon

Page 2: MIGUEL CINEMAGRAPH - blockchain.fintecnet.comblockchain.fintecnet.com/uploads/5/2/8/2/52828281/___0930_retail... · @AlixinLondon World Bank global remittance data, 2015. $1.9bn Overcharge

2015 Global Remittances

$601bn

@WorldRemit

@AlixinLondon World Bank global remittance data, 2015

Page 3: MIGUEL CINEMAGRAPH - blockchain.fintecnet.comblockchain.fintecnet.com/uploads/5/2/8/2/52828281/___0930_retail... · @AlixinLondon World Bank global remittance data, 2015. $1.9bn Overcharge

$1.9bnOvercharge for remittances to Sub-Saharan Africa, annually

$95Sending $1,000 to Sub-Saharan Africa

$74Sending $1,000 - Global Average

$54Sending $1,000 to South Asia

World Bank global remittance data, 2015Africa Progress Panel Report, 2014

@WorldRemit

@AlixinLondon

Page 4: MIGUEL CINEMAGRAPH - blockchain.fintecnet.comblockchain.fintecnet.com/uploads/5/2/8/2/52828281/___0930_retail... · @AlixinLondon World Bank global remittance data, 2015. $1.9bn Overcharge

@WorldRemit

@AlixinLondon

Page 5: MIGUEL CINEMAGRAPH - blockchain.fintecnet.comblockchain.fintecnet.com/uploads/5/2/8/2/52828281/___0930_retail... · @AlixinLondon World Bank global remittance data, 2015. $1.9bn Overcharge

@AlixinLondon@WorldRemit

@AlixinLondon

Page 6: MIGUEL CINEMAGRAPH - blockchain.fintecnet.comblockchain.fintecnet.com/uploads/5/2/8/2/52828281/___0930_retail... · @AlixinLondon World Bank global remittance data, 2015. $1.9bn Overcharge

• Big MM face

@WorldRemit

@AlixinLondon

Page 7: MIGUEL CINEMAGRAPH - blockchain.fintecnet.comblockchain.fintecnet.com/uploads/5/2/8/2/52828281/___0930_retail... · @AlixinLondon World Bank global remittance data, 2015. $1.9bn Overcharge

134 Million 2015

103 Million2014

30 Million2012

GSMA Mobile Financial Services Report, 2015

@WorldRemit

@AlixinLondon

Page 8: MIGUEL CINEMAGRAPH - blockchain.fintecnet.comblockchain.fintecnet.com/uploads/5/2/8/2/52828281/___0930_retail... · @AlixinLondon World Bank global remittance data, 2015. $1.9bn Overcharge

@WorldRemit

@AlixinLondon

Page 9: MIGUEL CINEMAGRAPH - blockchain.fintecnet.comblockchain.fintecnet.com/uploads/5/2/8/2/52828281/___0930_retail... · @AlixinLondon World Bank global remittance data, 2015. $1.9bn Overcharge

PR PR@WorldRemit

@AlixinLondon

Page 10: MIGUEL CINEMAGRAPH - blockchain.fintecnet.comblockchain.fintecnet.com/uploads/5/2/8/2/52828281/___0930_retail... · @AlixinLondon World Bank global remittance data, 2015. $1.9bn Overcharge

Display advertising: GDN

Paid search: Google & Bing

Mobile ads

Social paid advertising:

Facebook and Twitter

Owned social channels:

Facebook and Twitter

SEARCH

SOCIAL

Media and targeted ad

placement

Community outreach events

Sender

Recipient

SMS IVR

Agent network: posters,

leaflets

Radio

SMS & IVR jingles

DIRECT

MARKETING

OFFLINE PR

Local sender market media

Local receive market media

Regional & international media

Email and promo

vouchers

DIRECT

MARKETIN

G

Page 11: MIGUEL CINEMAGRAPH - blockchain.fintecnet.comblockchain.fintecnet.com/uploads/5/2/8/2/52828281/___0930_retail... · @AlixinLondon World Bank global remittance data, 2015. $1.9bn Overcharge

DIRECT MARKETING@WorldRemit

@AlixinLondon

Page 12: MIGUEL CINEMAGRAPH - blockchain.fintecnet.comblockchain.fintecnet.com/uploads/5/2/8/2/52828281/___0930_retail... · @AlixinLondon World Bank global remittance data, 2015. $1.9bn Overcharge

SOCIAL@WorldRemit

@AlixinLondon

Page 13: MIGUEL CINEMAGRAPH - blockchain.fintecnet.comblockchain.fintecnet.com/uploads/5/2/8/2/52828281/___0930_retail... · @AlixinLondon World Bank global remittance data, 2015. $1.9bn Overcharge

CONTENT@WorldRemit

@AlixinLondon

42%Using IM to

discuss transfer

Page 14: MIGUEL CINEMAGRAPH - blockchain.fintecnet.comblockchain.fintecnet.com/uploads/5/2/8/2/52828281/___0930_retail... · @AlixinLondon World Bank global remittance data, 2015. $1.9bn Overcharge

0

50

100

150

200

250

300

Kenya Zimbabwe Tanzania

Cash pickup

Mobile Money

0

0.5

1

1.5

2

2.5

3

3.5

Kenya Zimbabwe Tanzania

Mobile Money – smaller transfers, more often

Average send amount / month Number of transfers / month

@WorldRemit

@AlixinLondon

Page 15: MIGUEL CINEMAGRAPH - blockchain.fintecnet.comblockchain.fintecnet.com/uploads/5/2/8/2/52828281/___0930_retail... · @AlixinLondon World Bank global remittance data, 2015. $1.9bn Overcharge

December 2014 November 2015

Page 16: MIGUEL CINEMAGRAPH - blockchain.fintecnet.comblockchain.fintecnet.com/uploads/5/2/8/2/52828281/___0930_retail... · @AlixinLondon World Bank global remittance data, 2015. $1.9bn Overcharge

-

5,000

10,000

15,000

20,000

25,000

WorldRemit transfers to Zimbabwe EcoCash Mobile Money vs cash pick-up

Cash Pick-Up Mobile Money Transfer@WorldRemit

@AlixinLondon

Page 17: MIGUEL CINEMAGRAPH - blockchain.fintecnet.comblockchain.fintecnet.com/uploads/5/2/8/2/52828281/___0930_retail... · @AlixinLondon World Bank global remittance data, 2015. $1.9bn Overcharge

WorldRemit transfers to UgandaMobile Money vs cash pick-up

Cash pick-up Mobile Money transfer