Microsoft Word - 2019.04.01 Participant Investment Change ...€¦ · Web viewcontributions to any of the impacted funds will automatically transfer to the new investment options

I n v es t m e n t C h a ng e N ot i c e

Retirement Plan Name: DONALD L. MOONEY ENTERPRISES, LLC 401(K) PLANPlan Number: 229644Notice Creation Date: February 21, 2019

We offer a retirement plan to help you save for retirement. Our goal is to provide a competitive programthat allows you to develop an individual investment strategy. To help accomplish this, we regularly monitor and review the investment options offered in the plan.Our review takes into account a range of factors including, but not limited to, fund performance, assetmix, size, strategy, and expenses. As a result of our review and monitoring process, we’re pleased to announce upcoming enhancements to the plan’s investment lineup.The effective date of the investment changes will take place on April 01, 2019.

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Investment Options AddedThe following investment options will be added to your plan:

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Investment Name TickerBlackRock Inflation Protected Bond K BPLBX

iShares MSCI EAFE Intl Index K BTMKXCohen & Steers Real Estate Secs Z CSZIXDFA U.S. Targeted Value Portfolio I DFFVX

DFA World ex US Government Fxd Inc Instl DWFIXFidelity Advisor Total Bond Z FBKWXFidelity Mid Cap Index Fund FSMDX

Fidelity Small Cap Index Fund FSSNXGoldman Sachs Em Mkts Eq Insights R6 GERUX

Hartford MidCap R6 HFMVXIvy International Core Equity N IINCX

JPMorgan U.S. Small Company R6 JUSMXLord Abbett High Yield R6 LHYVX

MFS Mid Cap Value Fund Class R6 MVCKXOakmark Institutional OANMX

Federated MDT Small Cap Growth R6 QLSGXAmerican Funds US Government Sec R6 RGVGXAmerican Funds American Balanced R6 RLBGX

T. Rowe Price Blue Chip Growth I TBCIXT. Rowe Price Retirement I 2020 I TRBRXT. Rowe Price Retirement I 2015 I TRFGXT. Rowe Price Retirement I 2010 I TRPAXT. Rowe Price Retirement I 2030 I TRPCXT. Rowe Price Retirement I 2040 I TRPDXT. Rowe Price Retirement I 2005 I TRPFXT. Rowe Price Retirement I 2025 I TRPHXT. Rowe Price Retirement I 2035 I TRPJXT. Rowe Price Retirement I 2045 I TRPKXT. Rowe Price Retirement I 2060 I TRPLXT. Rowe Price Retirement I 2050 I TRPMXT. Rowe Price Retirement I 2055 I TRPNX

Vanguard Equity Income Adm VEIRXVanguard 500 Index Adm VFIAX

Vanguard Strategic Equity Inv VSEQX

Investment options removedThe following investment options will no longer be available through your plan:

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Investment Name TickerAmerican Century Real Estate A AREEX

Columbia Balanced A CBLAXDelaware Emerging Markets A DEMAX

Columbia Global Energy & Natural Res A EENAXEaton Vance High Income Opportunities A ETHIX

Nuveen Small Cap Value Fund A FSCAXNationwide Bond Index A GBIAX

Nationwide International Index A GIIAXNationwide Small Cap Index A GMRAXNationwide S&P 500 Index A GRMAX

Goldman Sachs Small Cap Value A GSSMXHartford International Opportunities R4 IHOSX

(CL) JPMorgan SmartRetirement 2060 A JAKAXJPMorgan SmartRetirement 2055 A JFFAXJPMorgan SmartRetirement 2025 A JNSAXJPMorgan SmartRetirement 2045 A JSAAXJPMorgan SmartRetirement 2030 A JSMAX

JPMorgan SmartRetirement Income A JSRAXJPMorgan SmartRetirement 2050 A JTSAXJPMorgan SmartRetirement 2020 A JTTAX

Columbia Contrarian Core A LCCAXMFS Mid Cap Value R3 MVCHX

Nationwide Inflation-Protected Secs A NIFAXJPMorgan Equity Income A OIEIXMFS Mid Cap Growth R3 OTCHX

Pioneer Bond A PIOBXFederated MDT Small Cap Growth A QASGXJPMorgan SmartRetirement 2040 A SMTAX

Alger Spectra A SPECXJPMorgan SmartRetirement 2035 A SRJAX

Fund MappingSome of the current investments need to be mapped to a new investment, meaning we will transfer any money that you have in the funds listed below in the Current Investment column to those listed in the New Investment column unless you instruct us otherwise.

If you have a balance invested in any of the impacted funds, your entire balance in the currentinvestment will transfer to the new investment option in one lump sum on April 01, 2019. You may move/transfer all or part of your balance in any of these funds, as usual, until 4:00 PM Eastern Time on March 28, 2019 or after the transfer is complete. If the funds being mapped are part of a model, they will be replaced with the new investment option in the below grid.

Additionally, unless you change your investment elections before the fund is replaced, your futurecontributions to any of the impacted funds will automatically transfer to the new investment options or share class on April 01, 2019. The new investment options will begin accepting contributions andchanges on March 28, 2019.

This is called a blackout period. You will be able to access your online account to view youraccount balance at any time throughout this process.

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You cannot make any investment changes to your entire account from March 28, 2019 through 01, This is called a blackout period. You will be able to access your online account to view yo

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Current Investment Current Ticker New Investment New TickerAmerican Century Real Estate

A AREEX Cohen & Steers Real Estate SecsZ CSZIX

Columbia Balanced A CBLAX American Funds AmericanBalanced R6 RLBGX

Delaware Emerging Markets A DEMAX Goldman Sachs Em Mkts EqInsights R6 GERUX

Columbia Global Energy & Natural Res A EENAX Vanguard Equity Income Adm VEIRX

Eaton Vance High IncomeOpportunities A ETHIX Lord Abbett High Yield R6 LHYVX

Nuveen Small Cap Value FundA FSCAX DFA U.S. Targeted Value Portfolio

I DFFVX

Nationwide Bond Index A GBIAX Fidelity Advisor Total Bond Z FBKWXNationwide International Index

A GIIAX iShares MSCI EAFE Intl Index K BTMKX

Nationwide Small Cap Index A GMRAX Fidelity Small Cap Index Fund FSSNXNationwide S&P 500 Index A GRMAX Vanguard 500 Index Adm VFIAXGoldman Sachs Small Cap

Value A GSSMX JPMorgan U.S. Small CompanyR6 JUSMX

Hartford InternationalOpportunities R4 IHOSX Ivy International Core Equity N IINCX

(CL) JPMorganSmartRetirement 2060 A JAKAX T. Rowe Price Retirement I 2060 I TRPLX

JPMorgan SmartRetirement2055 A JFFAX T. Rowe Price Retirement I 2055 I TRPNX

JPMorgan SmartRetirement2025 A JNSAX T. Rowe Price Retirement I 2025 I TRPHX

JPMorgan SmartRetirement2045 A JSAAX T. Rowe Price Retirement I 2045 I TRPKX

JPMorgan SmartRetirement2030 A JSMAX T. Rowe Price Retirement I 2030 I TRPCX

JPMorgan SmartRetirementIncome A JSRAX T. Rowe Price Retirement I 2005 I TRPFX

JPMorgan SmartRetirement2050 A JTSAX T. Rowe Price Retirement I 2050 I TRPMX

JPMorgan SmartRetirement2020 A JTTAX T. Rowe Price Retirement I 2020 I TRBRX

Columbia Contrarian Core A LCCAX Oakmark Institutional OANMX

MFS Mid Cap Value R3 MVCHX MFS Mid Cap Value Fund ClassR6 MVCKX

Nationwide Inflation-ProtectedSecs A NIFAX BlackRock Inflation Protected

Bond K BPLBX

JPMorgan Equity Income A OIEIX Vanguard Equity Income Adm VEIRXMFS Mid Cap Growth R3 OTCHX Hartford MidCap R6 HFMVX

Pioneer Bond A PIOBX Fidelity Advisor Total Bond Z FBKWXFederated MDT Small Cap

Growth A QASGX Federated MDT Small Cap GrowthR6 QLSGX

JPMorgan SmartRetirement2040 A SMTAX T. Rowe Price Retirement I 2040 I TRPDX

Alger Spectra A SPECX T. Rowe Price Blue Chip Growth I TBCIXJPMorgan SmartRetirement

2035 A SRJAX T. Rowe Price Retirement I 2035 I TRPJX

Sales

$1,000

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Fees and Expenses

Investment Name (Redemption fees and trading restrictions if applicable)

Ticker

Total Annual NetOperating Expense Sub-

Transfer Agency Fee1

12(b)-1 or Solicitation Fee1

Maximum Sales Charge

Deferred

ChargeAs a % Per

Equity InvestmentsJPMorgan Equity Income A OIEIX 1.01% $10.10 0.25% 0.25% N/A N/ATrading Restrictions: Holding period of 30 day(s) enforced on transfer IN transactions after 1 Transfer Out of $5,000.00 or more within a period of 1 day(s).Alger Spectra A SPECX 1.28% $12.80 0.25% 0.25% N/A N/AAmerican Century RealEstate A

AREEX 1.40% $14.00 0.25% 0.25% N/A N/A

Cohen & Steers Real EstateSecs Z

CSZIX 0.80% $8.00 N/A N/A N/A N/A

Columbia Contrarian Core A LCCAX 1.02% $10.20 0.25% 0.25% N/A N/ATrading Restrictions: Holding period of 90 day(s) enforced on transfer IN transactions after 2 Round Trip of $0.01 or more within a period of 28 day(s).Columbia Global Energy & Natural Res A

EENAX 1.32% $13.20 0.25% 0.25% N/A N/A

Trading Restrictions: Holding period of 90 day(s) enforced on transfer IN transactions after 2 Round Trip of $0.01 or more within a period of 28 day(s).Delaware Emerging MarketsA

DEMAX 1.66% $16.60 0.25% 0.25% N/A N/A

DFA U.S. Targeted ValuePortfolio I

DFFVX 0.37% $3.70 N/A N/A N/A N/A

Trading Restrictions: Holding period of 90 day(s) enforced on transfer IN transactions after 2 Round Trip of $25,000.00 or more within a period of 30 day(s).Federated MDT Small CapGrowth A

QASGX 1.14% $11.40 0.25% 0.00% N/A N/A

Federated MDT Small CapGrowth R6

QLSGX 0.88% $8.80 N/A N/A N/A N/A

Fidelity Mid Cap Index Fund FSMDX 0.03% $0.30 N/A N/A N/A N/AFidelity Small Cap Index Fund FSSNX 0.03% $0.30 N/A N/A N/A N/AGoldman Sachs Em Mkts EqInsights R6

GERUX 1.08% $10.80 N/A N/A N/A N/A

Trading Restrictions: Holding period of 365 day(s) enforced on transfer IN transactions after 2 Round Trip of $0.01 or more within a period of 90 day(s).Goldman Sachs Small CapValue A

GSSMX 1.33% $13.30 0.25% 0.25% N/A N/A

Trading Restrictions: Holding period of 365 day(s) enforced on transfer IN transactions after 2 Round Trip of $0.01 or more within a period of 90 day(s).Hartford InternationalOpportunities R4

IHOSX 1.13% $11.30 0.25% 0.25% N/A N/A

Hartford MidCap R6 HFMVX 0.76% $7.60 N/A N/A N/A N/AiShares MSCI EAFE IntlIndex K

BTMKX 0.06% $0.60 N/A N/A N/A N/A

Ivy International Core EquityN

IINCX 0.79% $7.90 N/A 0.00% N/A N/A

JPMorgan U.S. SmallCompany R6

JUSMX 0.73% $7.30 N/A N/A N/A N/A

Trading Restrictions: Holding period of 30 day(s) enforced on transfer IN transactions after 1 Transfer Out of $5,000.00 or more within a period of 1 day(s).

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MFS Mid Cap Growth R3 OTCHX 1.13% $11.30 0.25% 0.25% N/A N/ATrading Restrictions: Holding period of 90 day(s) enforced on transfer IN transactions after 2 Transfer Out of $15,000.00 or more within a period of 90 day(s).MFS Mid Cap Value FundClass R6

MVCKX 0.69% $6.90 N/A N/A N/A N/A

Trading Restrictions: Holding period of 90 day(s) enforced on transfer IN transactions after 2 Transfer Out of $15,000.00 or more within a period of 90 day(s).MFS Mid Cap Value R3 MVCHX 1.08% $10.80 0.25% 0.25% N/A N/ATrading Restrictions: Holding period of 90 day(s) enforced on transfer IN transactions after 2 Transfer Out of $15,000.00 or more within a period of 90 day(s).Nationwide InternationalIndex A

GIIAX 0.71% $7.10 0.25% 0.25% N/A N/A

Nationwide S&P 500 Index A GRMAX 0.59% $5.90 0.25% 0.25% N/A N/ANationwide Small Cap IndexA

GMRAX 0.67% $6.70 0.25% 0.25% N/A N/A

Nuveen Small Cap ValueFund A

FSCAX 1.20% $12.00 0.25% 0.25% N/A N/A

Trading Restrictions: Holding period of 999 day(s) enforced on transfer IN transactions after 2 Round Trip of $0.01 or more within a period of 60 day(s).Oakmark Institutional OANMX 0.70% $7.00 N/A N/A N/A N/AT. Rowe Price Blue ChipGrowth I

TBCIX 0.57% $5.70 N/A N/A N/A N/A

Vanguard 500 Index Adm VFIAX 0.04% $0.40 N/A N/A N/A N/ATrading Restrictions: Holding period of 30 day(s) enforced on transfer IN transactions after 1 Transfer Out of $0.01 or more within a period of 1 day(s).Vanguard Equity Income Adm VEIRX 0.18% $1.80 N/A N/A N/A N/ATrading Restrictions: Holding period of 30 day(s) enforced on transfer IN transactions after 1 Transfer Out of $0.01 or more within a period of 1 day(s).Vanguard Strategic Equity Inv VSEQX 0.17% $1.70 N/A N/A N/A N/ATrading Restrictions: Holding period of 30 day(s) enforced on transfer IN transactions after 1 Transfer Out of $0.01 or more within a period of 1 day(s).Bond InvestmentsAmerican Funds US Government Sec R6

RGVGX 0.27% $2.70 N/A N/A N/A N/A

Trading Restrictions: Holding period of 30 day(s) enforced on transfer IN transactions after 1 Transfer Out of $5,000.00 or more within a period of 1 day(s).BlackRock Inflation ProtectedBond K

BPLBX 0.34% $3.40 N/A N/A N/A N/A

DFA World ex US Government Fxd Inc Instl

DWFIX 0.20% $2.00 N/A N/A N/A N/A

Trading Restrictions: Holding period of 90 day(s) enforced on transfer IN transactions after 2 Round Trip of $25,000.00 or more within a period of 30 day(s).Eaton Vance High IncomeOpportunities A

ETHIX 0.87% $8.70 0.25% 0.25% N/A N/A

Fidelity Advisor Total Bond Z FBKWX 0.36% $3.60 N/A N/A N/A N/ALord Abbett High Yield R6 LHYVX 0.60% $6.00 N/A N/A N/A N/ANationwide Bond Index A GBIAX 0.67% $6.70 0.25% 0.25% N/A N/ANationwide Inflation-ProtectedSecs A

NIFAX 0.58% $5.80 0.25% 0.25% N/A N/A

Pioneer Bond A PIOBX 0.85% $8.50 0.25% 0.25% N/A N/ATrading Restrictions: Holding period of 30 day(s) enforced on transfer IN transactions after 1 Transfer Out of $5,000.00 or more within a period of 30 day(s).Other InvestmentsJPMorgan SmartRetirement2060 A

JAKAX 0.88% $8.80 0.25% 0.25% N/A N/A

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Trading Restrictions: Holding period of 30 day(s) enforced on transfer IN transactions after 1 Transfer Out of $5,000.00 or more within a period of 30 day(s).American Funds AmericanBalanced R6

RLBGX 0.28% $2.80 N/A N/A N/A N/A

Trading Restrictions: Holding period of 30 day(s) enforced on transfer IN transactions after 1 Transfer Out of $5,000.00 or more within a period of 1 day(s).Columbia Balanced A CBLAX 0.95% $9.50 0.25% 0.25% N/A N/ATrading Restrictions: Holding period of 90 day(s) enforced on transfer IN transactions after 2 Round Trip of $0.01 or more within a period of 28 day(s).JPMorgan SmartRetirement2020 A

JTTAX 0.81% $8.10 0.25% 0.25% N/A N/A

Trading Restrictions: Holding period of 30 day(s) enforced on transfer IN transactions after 1 Transfer Out of $5,000.00 or more within a period of 1 day(s).JPMorgan SmartRetirement2025 A

JNSAX 0.85% $8.50 0.25% 0.25% N/A N/A


JSMAX 0.86% $8.60 0.25% 0.25% N/A N/A


SRJAX 0.87% $8.70 0.25% 0.25% N/A N/A


SMTAX 0.88% $8.80 0.25% 0.25% N/A N/A


JSAAX 0.89% $8.90 0.25% 0.25% N/A N/A


JTSAX 0.88% $8.80 0.25% 0.25% N/A N/A


JFFAX 0.88% $8.80 0.25% 0.25% N/A N/A

Trading Restrictions: Holding period of 30 day(s) enforced on transfer IN transactions after 1 Transfer Out of $5,000.00 or more within a period of 1 day(s).JPMorgan SmartRetirementIncome A

JSRAX 0.73% $7.30 0.25% 0.25% N/A N/A

Trading Restrictions: Holding period of 30 day(s) enforced on transfer IN transactions after 1 Transfer Out of $5,000.00 or more within a period of 1 day(s).T. Rowe Price Retirement I2005 I

TRPFX 0.40% $4.00 N/A N/A N/A N/A

T. Rowe Price Retirement I2010 I

TRPAX 0.39% $3.90 N/A N/A N/A N/A


TRFGX 0.43% $4.30 N/A N/A N/A N/A


TRBRX 0.47% $4.70 N/A N/A N/A N/A


TRPHX 0.50% $5.00 N/A N/A N/A N/A


TRPCX 0.53% $5.30 N/A N/A N/A N/A


TRPJX 0.56% $5.60 N/A N/A N/A N/A

1 Included in the investment's net expense ratio above and does not increase the cost of the investment. Sub-transfer agency fees (which may be called shareholder service fees, revenue sharing or other terms) are paid by the investment to your Service Provider for services that your Service Provider provides to the investment, including processing the purchase and redemption of shares and participant- level recordkeeping. This compensation is payable to recognize the reduction in cost to the investments for work performed by your Service Provider. The compensation paid by the investment is based on either a percentage of the average net asset value of shares invested in the investment, or a fee per each participant account that invests in the investment, as listed above.

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TRPDX 0.58% $5.80 N/A N/A N/A N/A


TRPKX 0.59% $5.90 N/A N/A N/A N/A


TRPMX 0.59% $5.90 N/A N/A N/A N/A


TRPNX 0.59% $5.90 N/A N/A N/A N/A


TRPLX 0.59% $5.90 N/A N/A N/A N/A

Inception

3.11% 8.35% 2.89%12.58%

14.24%

-3.33% 4.58% -0.82%13.00%

TR

4.77% 9.66% 6.80%14.24%

3.11% 8.35% 3.41%12.58%

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Investment ReturnsInvestment NameInvestment TypeWebsite for More Information

Average Annual Total Return as of01/31/2019 Benchmark

1 Yr. 5 Yr. 10 Yr. SinceInception 1 Yr. 5 Yr. 10 Yr. Since

Equity InvestmentsAmerican Century Real EstateASpecialty U.S. Stock ww w . ame r ica n cen t u r y . c o m

8.53% 8.35% 14.97% 9.84% 12.44% 9.32% 15.65% 10.49%

S&P United States REIT TR USD

iShares MSCI EAFE Intl IndexKInternational Stock ww w . black r o c k . co m

-12.22% 2.66% 7.99% 3.69% -

MSCI ACWI Ex USA NR USD

Cohen & Steers Real EstateSecs ZSpecialty U.S. Stock ww w . cohenan d s t ee r s . co m

10.14% 11.41% 17.03% 10.72% 12.44% 9.32% 15.65% 8.53%

S&P United States REIT TR USD

Delaware Emerging Markets A

International Stockww w . dela w a r e f unds . c o m

- 5.16% 11.06% 7.66%15.26%

- 4.77% 9.66% N/A MSCI EM NR USD

DFA U.S. Targeted ValuePortfolio Iww w . dimensi o na l . c o m

-7.65% 5.95% 14.89% 10.79% -4.51% 6.62% 13.28% 9.42%

Russell 2000 Value TR USD

Columbia Global Energy & Natural Res A

Specialty U.S. Stock

ww w . columbi a t h r e adn e e d l eu s .com

-13.64% -1.73% 3.93% -1.15% -

S&P North American Natural Resources

Nuveen Small Cap Value FundASmall Cap U.S. Stock ww w . nu v een . co m

-13.04% 6.77% 13.86% 9.99% -4.51% 6.62% 13.28% 9.90%

Russell 2000 Value TR USD

Fidelity Mid Cap Index Fund Mid Cap U.S. Stock ww w . ins t itu t i ona l .f i d elit y . co m

-2.85% 8.88% N/A 13.03% -2.90% 8.89% 16.09% 13.06% Russell Mid Cap TR USD

Fidelity Small Cap Index Fund Small Cap U.S. Stock ww w . ins t itu t i ona l .f i d elit y . co m

-3.42% 7.49% N/A 12.67% -3.52% 7.26% 14.52% 12.50% Russell 2000 TR USD

Goldman Sachs Em Mkts EqInsights R6International Stock ww w . goldman s a c hs f u n d s . c o m

-16.17% 6.34%

2.23%

11.16% 6.76% -

MSCI EM NR USD

Nationwide International IndexAInternational Stock ww w . na t ion w ide.c o m / m u t u a l fu nds

-12.89% 7.62% 2.12% -


Nationwide Small Cap Index A Small Cap U.S. Stock ww w . na t ion w ide.c o m / m u t u a l fu nds

-4.05% 6.77% 14.00% 6.60% -3.52% 7.26% 14.52% 7.37% Russell 2000 TR USD

Nationwide S&P 500 Index A Large Cap U.S. Stock ww w . na t ion w ide.c o m / m u t u a l fu nds

-2.94% 10.30% 14.34% 4.73% -2.17% 10.68% 15.17% 5.55% Russell 1000 TR USD

Goldman Sachs Small CapValue A -6.35% 6.56% 14.39% 10.22% -3.52% 7.26% 14.52% 9.55%

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3.11% 8.35% 2.23%12.58%

12.58%

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Small Cap U.S. Stock ww w . goldman s a c hs f u n d s . c o m

10.19%

Russell 2000 TR USD

Hartford MidCap R6Mid Cap U.S. Stock ww w . ha r t f o r dfun d s . c o m

-2.09% 15.50% 9.73% 0.51% 10.26% 16.92% 9.27% Russell Mid Cap Growth TR USD

Hartford InternationalOpportunities R4International Stock ww w . ha r t f o r dfun d s . c o m

-17.50% 2.31% 8.52% 3.29% -


Ivy International Core Equity N

International Stockww w . i vy f unds . c o m

- 3.05% 9.33% 1.18%16.32%

- 3.11% 8.35% 1.39% MSCI ACWI Ex USA NR USD

JPMorgan U.S. SmallCompany R6Small Cap U.S. Stock ww w . jpmo r gan f u nd s . c o m

-5.65% 6.84% 15.54% 12.95% -3.52% 7.26% 14.52% 12.32%

Russell 2000 TR USD

Columbia Contrarian Core A Large Cap U.S. Stock ww w . columbi a t h r e adn e e d l eu s . com

-6.51% 9.32% 14.88% 6.96% -2.17% 10.68% 15.17% 6.84% Russell 1000 TR USD

MFS Mid Cap Value R3Mid Cap U.S. Stock ht t p : / / w w w . m f s .c o m

-5.45% 7.07% 15.23% 7.68% -5.43% 7.90% 15.39% 8.43% Russell Mid Cap Value TR USD

MFS Mid Cap Value FundClass R6Mid Cap U.S. Stock ht t p : / / w w w . m f s .c o m

-5.08% 7.49% 15.50% 10.00% -5.43% 7.90% 15.39% 10.00%

Russell Mid Cap Value TR USD

Oakmark Institutional Large Cap U.S. Stock ww w . oakma r k . c o m

-8.58% 9.39% 16.39% 9.03% -2.17% 10.68% 15.17% 12.03% Russell 1000 TR USD

JPMorgan Equity Income A Large Cap U.S. Stock ww w . jpmo r gan f u nd s . c o m

-3.28% 9.33% 13.80% 8.75% -4.81% 8.33% 13.39% 9.67% Russell 1000 Value TR USD

MFS Mid Cap Growth R3Mid Cap U.S. Stock ht t p : / / w w w . m f s .c o m

3.07% 10.95% 16.71% 7.43% 0.51% 10.26% 16.92% 9.67% Russell Mid Cap Growth TR USD

Federated MDT Small CapGrowth ASmall Cap U.S. Stock ww w .f ede r a t edin ve s t o r s . c o m

-1.28% 11.20%

11.48%

11.74%

15.69% 8.56% -2.63% 7.83% 15.68% 8.64%

Russell 2000 Growth TR USD

Federated MDT Small CapGrowth R6Small Cap U.S. Stock ww w .f ede r a t edin ve s t o r s . c o m

-0.98% 15.98% 19.03% -2.63% 7.83% 15.68% 14.55%


Alger Spectra ALarge Cap U.S. Stock ww w . alge r. co m

-0.38% 17.85% 10.97% 0.24% 12.97% 16.86% N/A Russell 1000 Growth TR USD

T. Rowe Price Blue ChipGrowth ILarge Cap U.S. Stock ww w .tr o w ep r ice . c o m

2.53% 14.30% 18.75% 15.50% 0.24% 12.97% 16.86% 13.78%


Vanguard Equity Income Adm Large Cap U.S. Stock ww w . v angua r d . co m

-3.56% 9.77% 14.38% 7.75% -4.81% 8.33% 13.39% 6.83% Russell 1000 Value TR USD

Vanguard 500 Index Adm Large Cap U.S. Stock ww w . v angua r d . co m

-2.36% 10.92% 14.98% 5.93% -2.17% 10.68% 15.17% 6.14% Russell 1000 TR USD

Vanguard Strategic Equity Inv Mid Cap U.S. Stock ww w . v angua r d . co m

-6.26% 8.52% 15.92% 10.32% -2.90% 8.89% 16.09% 10.42% Russell Mid Cap TR USD



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http://www.troweprice.com/


http://www.vanguard.com/






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Bond InvestmentsBlackRock Inflation ProtectedBond K Diversified Bond ht t p : / / w w w . black r o ck . c o m

0.34% 1.16% 3.38% 4.07% 0.93% 1.57% 3.61% 3.94%

BBgBarc US Treasury US TIPS TR USD

DFA World ex US GovernmentFxd Inc Instl Diversified Bond ww w . dimensi o na l . c o m

6.41% 4.75% N/A 4.35% -3.01% 0.40% 1.95% 0.03%

FTSE WGBI NonUSD USD

Eaton Vance High IncomeOpportunities A High Yield Bondww w . ea t on v a nce . c o m

0.69% 4.25% 11.32% 6.36% 1.57% 4.61% 10.91% 7.11%

ICE BofAML US High Yield TR USD

Fidelity Advisor Total Bond Z Diversified Bond ww w . ins t itu t i ona l .f i d elit y . co m

1.97% 3.00% 5.48% 2.73% 2.25% 2.44% 3.68% 1.92% BBgBarc US Agg Bond TR USD

Nationwide Bond Index A Diversified Bond ww w . na t ion w ide.c o m / m u t u a l fu nds

1.50% 1.77% 2.95% 4.17% 2.25% 2.44% 3.68% 4.87% BBgBarc US Agg Bond TR USD

Lord Abbett High Yield R6High Yield Bond ww w . lo r dabbe t t . c o m

-0.91% 4.93% 10.49% 4.94% 1.57% 4.61% 10.91% 5.24% ICE BofAML US High Yield TR USD

Nationwide Inflation-ProtectedSecs A Diversified Bondww w . na t ion w ide.c o m / m u t u a l fu nds

0.31% 1.07% N/A -0.21% 0.93% 1.57% 3.61% 0.20%

BBgBarc US Treasury US TIPS TR USD

Pioneer Bond A Diversified Bond ww w . pionee r in v e s t m e n t s . c o m

1.24% 2.60%

1.96%

5.37% 7.05% 2.25% 2.44% 3.68% 7.31% BBgBarc US Agg Bond TR USD

American Funds US Government Sec R6Government Bond ww w . ame r ican f un d s . c o m

2.95% 2.82% 2.76% 2.72% 1.82% 2.43% 2.48%

BBgBarc US Government TR USD

Other InvestmentsColumbia Balanced A Balanced ww w . columbi a t h r e adn e e d l eu s . com

-3.68% 6.52% 10.80% 7.66% -2.19% 5.51% 9.13% 7.40% Morningstar Mod Tgt Risk TR USD

JPMorgan SmartRetirement2060 A Target Dateww w . jpmo r gan f u nd s . c o m

-7.59% N/A N/A 7.84% -5.42% 6.64% 12.00% 8.61%

Morningstar Lifetime Mod 2060 TR USD


-7.64% 6.57% N/A 8.87% -5.31% 6.72% 12.00% 8.79%



-4.63% 5.53% 10.50% 5.17% -2.00% 5.62% 10.46% 5.26%


JPMorgan SmartRetirement2045 A Target Date ww w . jpmo r gan f u nd s . c o m

-7.69% 6.56% 11.88% 5.82% -4.95% 6.86% 12.11% 5.71%



-5.67% 6.04% 11.21% 5.95% -2.85% 6.18% 11.29% 6.11%






http://www.eatonvance.com/





http://www.lordabbett.com/

http://www.lordabbett.com/


http://www.pioneerinvestments.com/

http://www.pioneerinvestments.com/

http://www.americanfunds.com/











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JPMorgan SmartRetirementIncome A Target Dateww w . jpmo r gan f u nd s . c o m

-2.90% 3.80% 7.01% 4.60% -0.01% 3.72% 6.59% 4.98%

Morningstar Lifetime Mod Incm TR USD


-7.68% 6.55% 11.90% 5.83% -5.16% 6.80% 12.07% 5.65%



-3.67% 4.96% 9.66% 5.37% -1.36% 5.09% 9.52% 5.71%


American Funds AmericanBalanced R6Balanced ww w . ame r ican f un d s . c o m

-0.97% 8.02% 11.82% 11.48% -2.19% 5.51% 9.13% 8.70%

Morningstar Mod Tgt Risk TR USD


-7.48% 6.54% 11.85% 6.29% -4.51% 6.83% 12.07% 6.41%



-6.89% 6.23% 11.64% 5.52% -3.76% 6.62% 11.84% 5.64%


T. Rowe Price Retirement I2020 I Target Dateww w .tr o w ep r ice . c o m

-2.51% N/A N/A 8.41% -1.36% 5.09% 9.52% 7.01%



-1.83% N/A N/A 7.44% -0.87% 4.65% 8.66% 6.36%


T. Rowe Price Retirement I2010 I Target Date ww w .tr o w ep r ice . c o m

-1.33% N/A N/A 6.68% -0.48% 4.28% 7.93% 5.84%



-3.70% N/A N/A 9.83% -2.85% 6.18% 11.29% 8.87%



-4.53% N/A N/A 10.78% -4.51% 6.83% 12.07% 10.30%



-0.95% N/A N/A 6.12% -0.48% 4.28% 7.93% 5.84%



-3.12% N/A N/A 9.16% -2.00% 5.62% 10.46% 7.87%



-4.25% N/A N/A 10.33% -3.76% 6.62% 11.84% 9.75%



-4.84% N/A N/A 10.86% -4.95% 6.86% 12.11% 10.49%

























DisclaimerPortions of the mutual fund information contained in this document were supplied by Morningstar, Inc., subject to the following: ©2019Morningstar, Inc. All rights reserved. The information contained herein: (1) is proprietary to Morningstar and/or its content providers; (2) may not be copied or distributed; and (3) is not warranted to be accurate, complete or timely. Neither Morningstar nor its content providers are responsible for any damages or losses arising from any use of this information. Past performance is no guarantee of future results.

Questions?If you have any questions regarding the upcoming changes, please contact me at 210-566-9995 or Y M C I N T YRE@NURSE S E T C . N E T , ERE I M ER@ D M OO NEY LL C . C O M . Additional investment information and prospectuses for the funds in the DONALD L. MOONEY ENTERPRISES, LLC 401(K) PLAN are available at https://myaccount.ascensus.com/bbt.

Sincerely,

YOLANDA MCINTYRE

ELEASHA REIMER

14 | P a g e


-4.73% N/A N/A 10.77% -5.42% 6.64% 12.00% 10.47%



-4.75% N/A N/A 10.86% -5.16% 6.80% 12.07% 10.52%



-4.78% N/A N/A 10.83% -5.31% 6.72% 12.00% 10.51%


mailto:[email protected]








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Microsoft Word - 2019.04.01 Participant Investment Change ...€¦ · Web viewcontributions to any of the impacted funds will automatically transfer to the new investment options