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MetLife - The Company

• 143 years (Founded in 1868) experience serving over 90 million customers across the world

• No.1 Life Insurer in the World• US$ 3.7 trillion of Life Insurance in

Force as on 31Dec2010• Ranked 46 on the FORTUNE 500 list

2011• No 1 life Insurer in US• Ranked 4th In Fortune Magazine 2011

List of “America’s Most Admired Companies”

*based on Life Insurance in force1

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The Americas

Asia Pacific

Middle East & Africa

Caribbean Europe

Argentina Australia Bahrain Brazil Belgium

BrazilBanglades

h Egypt Aruba BulgariaChile China Jordan and PNA Bermuda Cyprus

ColombiaHong Kong Kuwait Caribbean

Czech Republic

Costa Rica India Lebanon Cayman Islands FranceMexico Japan Oman Dominica Germany

Panama Korea Pakistan Grenada GreeceUnited

States of America Nepal Qatar Netherlands Antilles HungaryUruguay   Saudi Arabia St. Kitts, Nevis Ireland

UAE St. Lucia ItalySt. Vincent Latvia

Trinidad & Tobago LithuaniaPoland

PortugalRomaniaRussiaSerbia

SlovakiaSpainTurkeyUkraineUnited

Kingdom

MetLife - A Truly Global Organization*

*MetLife Inc. through its affiliates2

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On November 1, 2010, MetLife, Inc. completed its purchase of American Life Insurance Company (ALICO).

With MetLife Alico coming together:

• A broader portfolio of products serving more people in more areas• Innovative products and services, delivered with a proven record of local know-how• The financial strength of the premier global life insurer

MetLife Alico

LR 1 AV2- One MetLife 3

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MetLifeMetLife India

• Commenced operations in 2001

• Specialists in Individual, Health, Annuities, Group Insurance & Employee benefits

• Comprehensive product portfolio based on researched customer needs

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PNB MetLife : Strategic Joint Venture

LR 1 AV4- PNB- MetLife 5

©UFS

MetLife Insurance Manager

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Insurance Manager Compensation

– Fixed Salary (CTC)– Employee Provident Fund– Employee Gratuity– Employee Mediclaim– Other related benefits– Monthly Incentives at the rate of Product Commission– Quarterly Incentives at the rate of R&R– Eligible of FA Conferences at the current qualifying

Slabs– LIFE as Long term retention plan

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Earning Potential-IM

Year Y1 Y2 Y3 Y4 Y5 Y6 Y7 Y8 Y9 Y10 TOTAL

No. of policies p.a. 12 12 12 12 12 12 12 12 12 12

NBP (Rs.) 1200000 1200000 1200000 1200000 1200000 1200000 1200000 1200000 1200000 1200000

FYC (20%) 240000 240000 240000 240000 240000 240000 240000 240000 240000 240000

Renewal commission @ 5% (Rs.) 0 60,000 1,20,000 1,80,000 2,40,000 3,00,000 3,60,000 4,20,000 4,80,000 5,40,000

Total Earned Commission (Rs.) 240000 300000 360000 420000 480000 540000 600000 660000 720000 780000

Salary 215000 215000 215000 215000 215000 215000 215000 215000 215000 215000

Total Income 4,55,000 5,15,000 5,75,000 6,35,000 6,95,000 7,55,000 8,15,000 8,75,000 9,35,000 9,95,000 72,50,000

Extra BenefitsForeign

Trips3L Family

Mediclaim25L Self

Life Cover EPF GratuityTraining Support

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COMMISSION RATES

Met BhavishyaMoney Back Child Plan 30%

Met Monthly Income PlanGuaranteed Monthly Income Plan 5 Pay 12%

10 Pay 22%

15 Pay 30%

Met SuvidhaParticipating Endowment Plan Regular Pay 30%

10 Pay 15%

5 Pay 7.50%

Met SurakshaThe Term Plan Regular Pay 25%

Limited Pay 7.50%

Met Smart PlatinumUnit Linked Whole Life Insurance Plan 6%

Met Dhan SamridhiSingle Pay Unit Linked Plan 2%

Met Money BackGuaranteed Money Back Plan 12%

Met Easy SuperNon Medical Unit Linked Plan 10%

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Insurance Manager Grades , Production Target & CTC

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Insurance Manager Grade 3

RP Target (Rs)

3,000,000 Policy 12

Fixed Salary (Rs)

500,000 Provident Fund As ApplicableGratuity As ApplicableMediclaim As ApplicableMonthly Incentive Product Commission RateQuarterly Incentive Incl Met Royale FA R&R Rate

Renewal Incentive Renewal Commission RateLIFE As ApplicableMDRT As per FA Qualification SlabPresident Club As per FA Qualification SlabOther FA Conference As per FA Qualification Slab

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Insurance Manager Performance Agreement

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Metrics Insurnace Manager Grade 1 Insurnace Manager Grade 2 Insurnace Manager Grade 3

Monthly Activity Definition (Rs) 50,000

50,000

100,000

Quarter Productivity Definition 20% of Annual Goalsheet 20% of Annual Goalsheet 20% of Annual Goalsheet

Accelerated Activity25% Credit to excess business over & above Monthly Activity requirement in subsequent months

25% Credit to excess business over & above Monthly Activity requirement in subsequent months

25% Credit to excess business over & above Monthly Activity requirement in subsequent months

Accelerated Productivity25% Credit to excess business over & above Quarterly Productivity requirement in subsequent Quarters

25% Credit to excess business over & above Quarterly Productivity requirement in subsequent Quarters

25% Credit to excess business over & above Quarterly Productivity requirement in subsequent Quarters

• Insurance Manager has to be Active every month as per Activity Definition• Insurance Manager has to meet Quarterly Productivity requirement

• Insurance Manager not meeting Active Criteria any 2 consecutive months will be terminated

• Insurance Manager not meeting Quarterly Productivity requirement in any single quarter will be terminated

• Terminated Insurance Manager can how ever continue with MetLife as Financial Advisor

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4 Lacs. 1 Seat OR 30,000 Gift Card

8 Lacs. 2 Seat OR 60,000 Gift card

10 Lacs. 2 Seat PLUS 20,000 Gift Card

10 Lacs. 1 Seat PLUS 1000 USD.

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Holiday Trip – Pattaya & Bangkok for 2N/3D