First Data goes beyond basic processing to help merchants make transactions easier, faster

and more valuable to your bottom line.

PAYMENTS SOLUTIONSMAXIMIZING VALUE FROM

First and foremost, First Data has saved us

money—thousands of dollars since we’ve been

with them, I’m sure. It’s also saving us a lot of

labor hours because its reporting system is

so easy to use. That’s important for employee

relations and retention as well as for cost

savings.”

Owner,

Goldberg’s Bagel Company & Deli

We have a great working relationship with

First Data and have for a long time. They

have great customer service and they’ve

definitely improved ours. They’re always

available, always going out of their way to

help. We expect results and they deliver.”

Controller,Kenneth’s Hair Salons & Day Spas

WE GO BEYOND TO HELP YOU SUCCEEDIncreased revenue. Satisfied customers. Lower overhead. At First Data, no matter how you define business

success, we can help you achieve it. In today’s

ever-changing marketplace, we offer businesses

like yours payment processing solutions that not

only meet your needs, they go beyond them.

We have an extensive portfolio of innovative

products designed to help you get more value

from every transaction. Choose from solutions

like gift cards that introduce new customers to

your business and keep them coming back, to

TeleCheck® that leverages the nation’s most

complete database of check-writer history to help

guarantee the checks you accept will be funded.

Whatever your needs, we can tailor the right

solution to help your business succeed in ways you

never imagined.

With more than 40 years of expertise, First Data is

always working to make your transactions easier,

faster and smarter—helping you better serve your

customers, and achieve your business goals.

“

“

SOLUTION

Acquiring

eCommerce

TeleCheck®

Terminals &Point-of-Sale (POS)

Security & Compliance

Gift Cards & Incentive Programs

Payroll & General Purpose Cards

Information & Analytics

BENEFITS

• Enjoy the dependability of 99.9% uptime

• Benefit from next-day funding for major credit cards

• Rely on 24/7/365 service and support

• Keep compliant with payment network regulations

• Easilyenableacceptancesforcredit,debit,e-checkandother

paymentalternativesforonline,phoneormail-ordertransactions

• TurnanyPCwithInternetaccessintoapoint-of-saleterminal

• Protectcard-not-presentpaymentsfromsecurityriskandfraud

• Convertapapercheckintoanelectronictransactionrightatthe

point-of-salewithTeleCheckElectronicCheckAcceptance®

• Provideasecurewayforcustomerstopaybycheckoverthephone

• SafelyandeasilyacceptACHpaymentsovertheInternet

• Remotelydepositchecksintoyourbankaccountforfaster

access and less hassle

• Enjoyultra-fastprocessorsandbuilt-inprinters

• ConnectviaIPanddialup,withoptionalWi-Fi

• Lease,rentorpurchaseFirstDataterminals

• Benefitfromworld-classsecuritybuiltintotheinfrastructure

• Enjoythedoublesecurityofencryptionandtokenization

• Protectyourbottomlinebyminimizingtheriskofstolencardholderdata

• SimplifytheannualPCIDSSauditprocess

• Easilyestablishandmanageyourstore-brandgiftcardprogram

with our turnkey solutions

• Ensurethatcardaccountbalancesareaccuratewithreal-time

transaction processing

• Gaincostsavingsandcontrolfrompaperlesspayrollthroughour

Money Network®PayrollDistributionService

• Provideunbankedemployeespaymentthroughareloadabledebitcard

• EnableemployeestoaccesswagesthroughATMsand

check-cashinglocations,writechecks,andreceive24/7support

• Accesshelpfultips,reviewproductsandpurchasesupplies;track

real-timefinancialactivity,drilldownontransactions,create

custom reports

FIRST DATA ADVANTAGE

WithFirstData’swidebreadthoffast,

secureandcompetitively-pricedsolutions,

accept virtually every payment option—

includingMasterCard®,DinersClub

International®,Visa®,AmericanExpress®,

Discover®Network,PIN-basedand

signaturedebitcards,giftcardsandchecks

Foronline,phoneormail-orderpayments,

FirstDataoffersstate-of-the-artsolutions

thatareconvenientforyourcustomers,as

well as secure and reliable for your business

TeleCheckofferstheincreasedsecurity,

speed and ease your business needs

wherever you accept paper or electronic

checks—inperson,byphone,mail,

or online

Processvirtuallyanypaymenttypewith

our comprehensive suite of affordable

terminalsandperipherals.Whetheryou

choose from all-in-one counter top

modelstowirelesssolutions,enjoy

performance,securityandreliability

Ourlatestcardsecuritysolution,

TransArmor®,betterprotectsyour

customers’cardholderdataduringand

after the transaction

Giftcardsandincentiveprogramsarethe

fastestgrowingsegmentsinretail.First

Dataoffersyoutheinnovativesolutions

your business needs to help you attract

newcustomers,driveincrementalrevenue,

build your brand and lower costs

Offer your employees and customers the

convenience,savingsandsecurityofa

prepaid debit card program

WithtoolslikeBusinessTrackor

MerchantInsider.comyouwillhavefast,

unlimited access to our online merchant

community,aswellasarobustweb-based

tool to help you better manage your

financial well-being

First Data has the processing solutions you need to enable payments anytime, anyway and anywhere your customers want.

SOLUTIONS TAILORED TO YOUR BUSINESS

WE’LL HELP YOU GO BEYOND TO...

• Accept virtually every type of payment

• Receive next day funding for all card types

• Provide American Express® one settlement/one statement

• Easily access your payment activity reporting online 24/7/365

• Better protect your customers’ data and your business

• Drive revenue with gift and incentive card solutions

FIRST DATA. BEYOND THE TRANSACTION.

FIRST DATA GOING BEYOND+40 years in the business

+28 product categories, hundreds of products

$1.4 trillion settled annually

53 billion transactions annually

2 billion online transactions

FOR MORE INFORMATIONContact your First Data sales representative or visit firstdata.com

© 2011 First Data Corporation. All Rights Reserved. All trademarks, service marks and trade names referenced in this material are the property of their respective owners.

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