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e-Payment Solutions Market – India October 2014

Market Research Report : E payment solutions market in india 2014 - Sample

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For the complete report, get in touch with us at: [email protected] Abstract : Global market intelligence firm, Netscribes, Inc. released its latest report on the ‘e-Payment Solutions Market in India 2014’. With India being termed as a cash-based economy and aided by the recent focus by government on digital payments, strong growth is expected by the e-payment solutions market in the country. Substantial number of customers is seen getting registered for internet banking facility and there has been a considerable increase in the usage reflected in funds transfer through National Electronic Fund Transfer (NEFT) and Real Time Gross Settlement (RTGS). In a similar context, mobile payment solutions, a subset of e-payment solutions, is also witnessing profound growth and is poised to grow in future. However, contradictions still loom large riding on the fact that e-payment solution has not quite taken off as the preferred mode of transaction completely. Netscribes’ latest market research report titled e-Payment Solutions Market in India 2014 states that payments through credit and debit cards have risen due to rising consumer awareness and internet penetration. Additionally, the Reserve bank of India has also been playing a catalytic role through policy and other regulatory framework to foster greater adoption of such payment solutions. Though driving factors such as growth in e-commerce, increasing internet penetration, adoption of mobile devices, cost saving factor compared to printing notes, ease of transaction and soaring use by government have facilitated growth of the sector, challenges like security issues and lack of awareness and low service quality have implemented a steady growth of the same. Table of Contents : Slide 1: Executive Summary Macroeconomic Indicators Slide 2: GDP at Factor Cost: Quarterly (2010-11, 2011-12, 2012-13, 2013-14), Inflation Rate: Monthly (Jul 2013 – Dec 2013) Slide 3: Gross Fiscal Deficit: Monthly (Feb 2013 – Jul 2013), Exchange Rate: Half Yearly (Oct 2013 – Mar 2014) Slide 4: Lending Rate: Annual (2008-09, 2009-10, 2010-11, 2011-12), Trade Balance: Annual (2010-11, 2011-12, 2012-13, 2013-14), FDI: Annual (2009-10, 2010-11, 2011-12, 2012-13) Introduction Slide 5: e-Payment Solutions – Introduction Slide 6-8: Types of e-Payment Slide 9: Working of the Card System Market Overview Slide 10: e-Commerce – Market Overview, Market Size & Growth (Value-Wise, 2013 – 2018e), Market Split (2013) Slide 11: e-Payment – Market Overview, Market Size & Growth (Value-Wise, 2013 – 2018e), Segmentation (2013) Slide 12: Mobile and Online Payment – Overview Drivers & Challenges Slide 13: Drivers & Challenges – Summary Slide 14-20: Drivers Slide 21-22: Challenges Trends Slide 23: Summary Slide 24-26: Key Trends Government Regulations Slide 27-30: Key Regulations Competitive Landscape Slide 31: Porter’s Five Forces Analysis Slide 32-34: Competitive Benchmar

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Page 1: Market Research Report : E payment solutions market in india 2014 - Sample

e-Payment Solutions Market – India

October 2014

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SAMPLE Executive Summary

Market

Drivers & Challenges

Competitive Landscape

Drivers

Growth in e-commerce

Increasing Internet penetration and PC users

Soaring adoption of mobile devices and reduction in their prices

Saving cost on printing notes

Increasing use by government

Ease of transaction

Trends

Challenges

Secure payment concern

Lack of awareness and low service quality

Key Players

Avenues (India) Pvt. Ltd. E-Billing Solutions Pvt. Ltd. ICICI Merchant Services Pvt. Ltd.

TimesofMoney Ltd. Transecute Solutions Pvt. Ltd. PayPal (India) Pvt. Ltd.

e-Payment is expected to witness a tremendous thrust in near future with the market already posting a growth of ~x1% in 2013

Role of the Reserve Bank of India (RBI) is considered to be significant in driving the country towards a cashless economy

e-Payment through mobile application

Emergence of mobile wallet

Growth of prepaid cards

E-PAYMENT SOLUTIONS MARKET IN INDIA 2014.PPT

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•Macroeconomic Indicators

•Introduction

•Market Overview

•Drivers and Challenges

•Trends

•Government Regulations

•Competitive Landscape

•Market Opportunity

•Strategic Recommendations

•Appendix

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Macroeconomic Indicators (1/3)

11

12

13

14

15

INR tn

Q4

c4

b4

a4

Q3

c3

b3

a3

Q2

d2

c2

b2

a2

Q1

d1

c1

b1

a1

2013-14 2012-13 2011-12 2010-11

GDP at Factor Cost: Quarterly

Inflation Rate: Monthly

-2

-1

0

1

2

Aug 2013 - Sep 2013

q p

%

Nov 2013 - Dec 2013 Sep 2013 - Oct 2013

-t

Oct 2013 - Nov 2013

s

Jul 2013 - Aug 2013

r

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SAMPLE E-payments set to grow steadily with consumers opting for faster and smoother transactions

0

e

2016e

INR bn

d

2015e

c

2014e

b

2013

a

g

2018e

f

2017e

Digital Payment – Market Size & Growth

• Electronic payments whether Person to Person (P2P)

or Person to Business (P2B), usually take place

through two ways:

Online payments carried out through the medium of

Internet

Proximity payments facilitated through the use of cards

(card payments)

• Substantial number of customers in banks is

registering for Internet banking facility and there has

been a considerable increase in the usage of the

same for funds transfer through National Electronic

Fund Transfer (NEFT) and Real Time Gross Settlement

(RTGS)

• A significant trend noted in this regard is the surge in

the customers registered for mobile banking in recent

years

• Though there is an increase in the consumer

acceptance of electronic mode of payments,

vulnerability towards risks and threat of frauds have

emerged as major bottlenecks for the sector

e-Payment – Market Overview

Digital Payment – Segmentation (2013)

x

u

v

w

m

n

o

p

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Drivers & Challenges – Summary

Drivers

Growth in e-commerce

Increasing Internet penetration and PC users

Soaring adoption of mobile devices and reduction in their prices

Saving cost on printing notes

Increasing use by government

Ease of transaction

Challenges

Secure payment concern

Lack of awareness and low service quality

E-PAYMENT SOLUTIONS MARKET IN INDIA 2014.PPT

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Trends – Summary

Key Trends

e-Payment through mobile application

Growth of prepaid cards Emergence of mobile wallet

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SAMPLE Porter’s Five Forces Analysis

Bargaining Power of Buyers • Text text text text text text text

text text text text text text text text text text text text text text text text text text

Impact High

Threat of New Entrants • Text text text text text text text

text text text text text text text text text text text text text text text text text text

Impact Medium

Bargaining Power of Suppliers • Text text text text text text text

text text text text text text text text text text text text text text text text text text

Impact Medium

Threat of Substitutes • Text text text text text text text

text text text text text text text text text text text text text text text text text text

Impact Low

Competitive Rivalry • Text text text text text text text text

text text text text text text text text text text text text text text text text text text text text text text text text text

Impact Medium

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SAMPLE Key Ratios of Top 4 Companies – Operational Basis (FY 2013) (1/3)

Competitive Benchmarking (-/-)

0

%

company3

c2

c1

company2

b2

b1

company1

a2

a1

Operating Margin Net Margin

• Text

• Text

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SAMPLE Private: Domestic Company – Company 2 (1/5)

Key People

Products and Services

Company Information Offices and Centres – India

Category Products/Services

Products

Name Designation

Ahmedabad

Corporate Address

Tel No.

Fax No.

Website

Year of Incorporation

Head Office

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SAMPLE Shareholders of the Company Ownership Structure

Name No. of Shares held

X

X

Total

70%

Corporate Bodies Foreign holdings

Private: Domestic Company – Company 2 (2/5)

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SAMPLE Financial Snapshot Key Ratios

Improved Decline

Financial Summary

• The company earned a net profit of INR - mn in FY 2013, as

compared to net loss of INR - mn in FY 2012

• The company reported total income of INR - mn in FY 2013,

registering an increase of -% over FY 2012

• The company earned an operating margin of -% in FY 2013, an

increase of - percentage points over FY 2012

• The company reported debt to equity ratio of - in FY 2013, a

decrease of -% over FY 2012

Net Profit/Loss Total Income

0 v3

u3

2011 2013

v4

u4

2012

INR mn INR mn

v2

2010

u1

v1

u2

Private: Domestic Company – Company 2 (3/5)

Particulars y-o-y change

(2013-12) 2013 2012 2011 2010

Profitability Ratios Operating Margin

Net Margin

Profit Before Tax Margin

Return on Equity

Return on Capital Employed

Return on Working Capital

Return on Assets

Return on Fixed Assets

Cost Ratios Operating costs (% of Sales)

Administration costs (% of Sales)

Interest costs (% of Sales)

Liquidity Ratios Current Ratio

Cash Ratio

Leverage Ratios Debt to Equity Ratio

Debt to Capital Ratio

Interest Coverage Ratio

Efficiency Ratios Fixed Asset Turnover

Asset Turnover

Current Asset Turnover

Working Capital Turnover

Capital Employed Turnover

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SAMPLE Business Highlights

Description News

Overview

• Text text text text text text text text text text text text text text text text text text text text text text text

text text text text text text text text text text text text text text

• Text text text text text text text text text text text text text text text text text text text text text text text

text text text text text text text text text text text text text text

Extensive Product Portfolio

• Text text text text text text text text text text text text text text text text text text text text text text text

text text text text text text text text text text text text text text

Private: Domestic Company – Company 2 (4/5)

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SAMPLE Private: Domestic Company – Company 2 – SWOT Analysis (5/5)

T O

W S

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e-Payment Vendor – Opportunity

Target Tier II Cities

Mobile Platforms Social Media Domain

E-Payment Solutions Market – India

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SAMPLE Strategic Recommendations (1/3)

•Text •Text

• Text

• Text

• Text

• Text

S1 S2

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Thank you for the attention

About Netscribes, Inc. Netscribes, Inc. is a knowledge-consulting and solutions firm with clientele across the globe. The company’s expertise spans areas of investment & business research, business & corporate intelligence, content-management services, and knowledge-software services. At its core lies a true value proposition that draws upon a vast knowledge base. Netscribes, Inc. is a one-stop shop designed to fulfil clients’ profitability and growth objectives.

e-Payment Solutions Market – India report is part of Netscribes’ Retail and Services Series. For any queries or customized research requirements, contact us at:

Disclaimer: This report is published for general information only. Although high standards have been used in the preparation, “Netscribes” is not responsible for any loss or damage arising from use of this document. This document is the sole property of Netscribes and prior permission is required for guidelines on reproduction.

Phone: +91 22 4098 7600 E-Mail: [email protected]

E-PAYMENT SOLUTIONS MARKET IN INDIA 2014.PPT