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For the complete report, get in touch with us at: [email protected] Abstract : Global market intelligence firm, Netscribes, Inc. released its latest report on the ‘e-Payment Solutions Market in India 2014’. With India being termed as a cash-based economy and aided by the recent focus by government on digital payments, strong growth is expected by the e-payment solutions market in the country. Substantial number of customers is seen getting registered for internet banking facility and there has been a considerable increase in the usage reflected in funds transfer through National Electronic Fund Transfer (NEFT) and Real Time Gross Settlement (RTGS). In a similar context, mobile payment solutions, a subset of e-payment solutions, is also witnessing profound growth and is poised to grow in future. However, contradictions still loom large riding on the fact that e-payment solution has not quite taken off as the preferred mode of transaction completely. Netscribes’ latest market research report titled e-Payment Solutions Market in India 2014 states that payments through credit and debit cards have risen due to rising consumer awareness and internet penetration. Additionally, the Reserve bank of India has also been playing a catalytic role through policy and other regulatory framework to foster greater adoption of such payment solutions. Though driving factors such as growth in e-commerce, increasing internet penetration, adoption of mobile devices, cost saving factor compared to printing notes, ease of transaction and soaring use by government have facilitated growth of the sector, challenges like security issues and lack of awareness and low service quality have implemented a steady growth of the same. Table of Contents : Slide 1: Executive Summary Macroeconomic Indicators Slide 2: GDP at Factor Cost: Quarterly (2010-11, 2011-12, 2012-13, 2013-14), Inflation Rate: Monthly (Jul 2013 – Dec 2013) Slide 3: Gross Fiscal Deficit: Monthly (Feb 2013 – Jul 2013), Exchange Rate: Half Yearly (Oct 2013 – Mar 2014) Slide 4: Lending Rate: Annual (2008-09, 2009-10, 2010-11, 2011-12), Trade Balance: Annual (2010-11, 2011-12, 2012-13, 2013-14), FDI: Annual (2009-10, 2010-11, 2011-12, 2012-13) Introduction Slide 5: e-Payment Solutions – Introduction Slide 6-8: Types of e-Payment Slide 9: Working of the Card System Market Overview Slide 10: e-Commerce – Market Overview, Market Size & Growth (Value-Wise, 2013 – 2018e), Market Split (2013) Slide 11: e-Payment – Market Overview, Market Size & Growth (Value-Wise, 2013 – 2018e), Segmentation (2013) Slide 12: Mobile and Online Payment – Overview Drivers & Challenges Slide 13: Drivers & Challenges – Summary Slide 14-20: Drivers Slide 21-22: Challenges Trends Slide 23: Summary Slide 24-26: Key Trends Government Regulations Slide 27-30: Key Regulations Competitive Landscape Slide 31: Porter’s Five Forces Analysis Slide 32-34: Competitive Benchmar
Citation preview
e-Payment Solutions Market – India
October 2014
2
SAMPLE Executive Summary
Market
Drivers & Challenges
Competitive Landscape
Drivers
Growth in e-commerce
Increasing Internet penetration and PC users
Soaring adoption of mobile devices and reduction in their prices
Saving cost on printing notes
Increasing use by government
Ease of transaction
Trends
Challenges
Secure payment concern
Lack of awareness and low service quality
Key Players
Avenues (India) Pvt. Ltd. E-Billing Solutions Pvt. Ltd. ICICI Merchant Services Pvt. Ltd.
TimesofMoney Ltd. Transecute Solutions Pvt. Ltd. PayPal (India) Pvt. Ltd.
e-Payment is expected to witness a tremendous thrust in near future with the market already posting a growth of ~x1% in 2013
Role of the Reserve Bank of India (RBI) is considered to be significant in driving the country towards a cashless economy
e-Payment through mobile application
Emergence of mobile wallet
Growth of prepaid cards
E-PAYMENT SOLUTIONS MARKET IN INDIA 2014.PPT
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•Macroeconomic Indicators
•Introduction
•Market Overview
•Drivers and Challenges
•Trends
•Government Regulations
•Competitive Landscape
•Market Opportunity
•Strategic Recommendations
•Appendix
E-PAYMENT SOLUTIONS MARKET IN INDIA 2014.PPT
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Macroeconomic Indicators (1/3)
11
12
13
14
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INR tn
Q4
c4
b4
a4
Q3
c3
b3
a3
Q2
d2
c2
b2
a2
Q1
d1
c1
b1
a1
2013-14 2012-13 2011-12 2010-11
GDP at Factor Cost: Quarterly
Inflation Rate: Monthly
-2
-1
0
1
2
Aug 2013 - Sep 2013
q p
%
Nov 2013 - Dec 2013 Sep 2013 - Oct 2013
-t
Oct 2013 - Nov 2013
s
Jul 2013 - Aug 2013
r
E-PAYMENT SOLUTIONS MARKET IN INDIA 2014.PPT
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SAMPLE E-payments set to grow steadily with consumers opting for faster and smoother transactions
0
e
2016e
INR bn
d
2015e
c
2014e
b
2013
a
g
2018e
f
2017e
Digital Payment – Market Size & Growth
• Electronic payments whether Person to Person (P2P)
or Person to Business (P2B), usually take place
through two ways:
Online payments carried out through the medium of
Internet
Proximity payments facilitated through the use of cards
(card payments)
• Substantial number of customers in banks is
registering for Internet banking facility and there has
been a considerable increase in the usage of the
same for funds transfer through National Electronic
Fund Transfer (NEFT) and Real Time Gross Settlement
(RTGS)
• A significant trend noted in this regard is the surge in
the customers registered for mobile banking in recent
years
• Though there is an increase in the consumer
acceptance of electronic mode of payments,
vulnerability towards risks and threat of frauds have
emerged as major bottlenecks for the sector
e-Payment – Market Overview
Digital Payment – Segmentation (2013)
x
u
v
w
m
n
o
p
E-PAYMENT SOLUTIONS MARKET IN INDIA 2014.PPT
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Drivers & Challenges – Summary
Drivers
Growth in e-commerce
Increasing Internet penetration and PC users
Soaring adoption of mobile devices and reduction in their prices
Saving cost on printing notes
Increasing use by government
Ease of transaction
Challenges
Secure payment concern
Lack of awareness and low service quality
E-PAYMENT SOLUTIONS MARKET IN INDIA 2014.PPT
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Trends – Summary
Key Trends
e-Payment through mobile application
Growth of prepaid cards Emergence of mobile wallet
E-PAYMENT SOLUTIONS MARKET IN INDIA 2014.PPT
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SAMPLE Porter’s Five Forces Analysis
Bargaining Power of Buyers • Text text text text text text text
text text text text text text text text text text text text text text text text text text
Impact High
Threat of New Entrants • Text text text text text text text
text text text text text text text text text text text text text text text text text text
Impact Medium
Bargaining Power of Suppliers • Text text text text text text text
text text text text text text text text text text text text text text text text text text
Impact Medium
Threat of Substitutes • Text text text text text text text
text text text text text text text text text text text text text text text text text text
Impact Low
Competitive Rivalry • Text text text text text text text text
text text text text text text text text text text text text text text text text text text text text text text text text text
Impact Medium
E-PAYMENT SOLUTIONS MARKET IN INDIA 2014.PPT
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SAMPLE Key Ratios of Top 4 Companies – Operational Basis (FY 2013) (1/3)
Competitive Benchmarking (-/-)
0
%
company3
c2
c1
company2
b2
b1
company1
a2
a1
Operating Margin Net Margin
• Text
• Text
E-PAYMENT SOLUTIONS MARKET IN INDIA 2014.PPT
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SAMPLE Private: Domestic Company – Company 2 (1/5)
Key People
Products and Services
Company Information Offices and Centres – India
Category Products/Services
Products
Name Designation
Ahmedabad
Corporate Address
Tel No.
Fax No.
Website
Year of Incorporation
Head Office
E-PAYMENT SOLUTIONS MARKET IN INDIA 2014.PPT
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SAMPLE Shareholders of the Company Ownership Structure
Name No. of Shares held
X
X
Total
70%
Corporate Bodies Foreign holdings
Private: Domestic Company – Company 2 (2/5)
E-PAYMENT SOLUTIONS MARKET IN INDIA 2014.PPT
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SAMPLE Financial Snapshot Key Ratios
Improved Decline
Financial Summary
• The company earned a net profit of INR - mn in FY 2013, as
compared to net loss of INR - mn in FY 2012
• The company reported total income of INR - mn in FY 2013,
registering an increase of -% over FY 2012
• The company earned an operating margin of -% in FY 2013, an
increase of - percentage points over FY 2012
• The company reported debt to equity ratio of - in FY 2013, a
decrease of -% over FY 2012
Net Profit/Loss Total Income
0 v3
u3
2011 2013
v4
u4
2012
INR mn INR mn
v2
2010
u1
v1
u2
Private: Domestic Company – Company 2 (3/5)
Particulars y-o-y change
(2013-12) 2013 2012 2011 2010
Profitability Ratios Operating Margin
Net Margin
Profit Before Tax Margin
Return on Equity
Return on Capital Employed
Return on Working Capital
Return on Assets
Return on Fixed Assets
Cost Ratios Operating costs (% of Sales)
Administration costs (% of Sales)
Interest costs (% of Sales)
Liquidity Ratios Current Ratio
Cash Ratio
Leverage Ratios Debt to Equity Ratio
Debt to Capital Ratio
Interest Coverage Ratio
Efficiency Ratios Fixed Asset Turnover
Asset Turnover
Current Asset Turnover
Working Capital Turnover
Capital Employed Turnover
E-PAYMENT SOLUTIONS MARKET IN INDIA 2014.PPT
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SAMPLE Business Highlights
Description News
Overview
• Text text text text text text text text text text text text text text text text text text text text text text text
text text text text text text text text text text text text text text
• Text text text text text text text text text text text text text text text text text text text text text text text
text text text text text text text text text text text text text text
Extensive Product Portfolio
• Text text text text text text text text text text text text text text text text text text text text text text text
text text text text text text text text text text text text text text
Private: Domestic Company – Company 2 (4/5)
E-PAYMENT SOLUTIONS MARKET IN INDIA 2014.PPT
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SAMPLE Private: Domestic Company – Company 2 – SWOT Analysis (5/5)
T O
W S
E-PAYMENT SOLUTIONS MARKET IN INDIA 2014.PPT
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e-Payment Vendor – Opportunity
Target Tier II Cities
Mobile Platforms Social Media Domain
E-Payment Solutions Market – India
E-PAYMENT SOLUTIONS MARKET IN INDIA 2014.PPT
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SAMPLE Strategic Recommendations (1/3)
•Text •Text
• Text
• Text
• Text
• Text
S1 S2
E-PAYMENT SOLUTIONS MARKET IN INDIA 2014.PPT
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Thank you for the attention
About Netscribes, Inc. Netscribes, Inc. is a knowledge-consulting and solutions firm with clientele across the globe. The company’s expertise spans areas of investment & business research, business & corporate intelligence, content-management services, and knowledge-software services. At its core lies a true value proposition that draws upon a vast knowledge base. Netscribes, Inc. is a one-stop shop designed to fulfil clients’ profitability and growth objectives.
e-Payment Solutions Market – India report is part of Netscribes’ Retail and Services Series. For any queries or customized research requirements, contact us at:
Disclaimer: This report is published for general information only. Although high standards have been used in the preparation, “Netscribes” is not responsible for any loss or damage arising from use of this document. This document is the sole property of Netscribes and prior permission is required for guidelines on reproduction.
Phone: +91 22 4098 7600 E-Mail: [email protected]
E-PAYMENT SOLUTIONS MARKET IN INDIA 2014.PPT