1

2

Market Demands and Regulators

The UN has defined 17 sustainable development goals

(SDG) and 169 targets

Change in consumerbehavior

80% of investors consider supervision of non-financial performance by top

management as "essential" or "important"1

1 EY, Tomorrow’s Investment Rules 2.0, 2015Growing requirementfor non-financial

information

Increasingly stock exchanges are demanding the disclosure

of non-financial, risk and performance information

Increasing and stricterregulation

Need to better manage the risks

Indicators

Main Global Agreements

3

Guidelines

Economic Dimension

Social Dimension

Environmental Dimension

Socially Responsible Businessesand Private Social Investment

Environmental, Social and Corporate Governance (ESG) and

Socioenvironmental Risk Management

Environmentally responsible business and conscious consumption of natural resources

Socioenvironmental Responsibility Policy*

* * Approved by the Board of Directors in February 2015

Voluntary Convenants and Commitments

4

1991 1995 1997 2003 2004 2005 2006 2007 2008

Green Protocol

BBCharter of

Socioenvironmental Principles

Equator Principles

Voluntary Convenants and Commitments

5

2009 2010 2011 2012 2013 2014 2015 2017

Business Charter for Human Rights and

Promotion of Decent Work

Business Covenant for Integrity and

Against Corruption

Sustainable Livestock Working Group

OECD Guidelines for Multinational Enterprises

2018

Updated every 2 years in response to the market and society demands

476 initiatives between 2005 and 2018 (6 editions)

Inspired by the UN Sustainable Development Goals

Planet

Prosperity

Partnership

People

Peace

Monitored by the Sustainability Forum, the Board of Directors and the Board of Officers

Sustainability Plan – Agenda 30 BB

6

Structured in the 5 pillars

Reported results in the Annual Report

Recognition of Capital Markets: DJSI, ISE, ICO2

Socioenvironmental Risk Management

7

Possibility of losses arising from social and/or environmental impacts generated by the directly or indirectly institution's activities.

The procedures for managing socioenvironmental risk cover credit operations, investments, insurance, operational losses, strategy risk, reputational risk and management activities.

BusinessSocioenvironmental Risk Management

AgribusinessElectric PowerMiningTransport

BB Sustainability Credit Guidelines

Irrigated AgricultureCivil ConstructionOil and GasPulp and Paper

Green Economy

� Sustainability Credit Guidelines for 8 sectors

� Development of business models in sustainability, especially in large-scale reforestation

� Products with socioenvironmental aspects (investment funds, insurance, cards, pension funds)

� Website Energy Efficiency and Water Efficiency

� Development of socioenvironmental criteria for agricultural commodities

� Resources assigned in sectors of Green Economy

� Climate risk study in partnership with the Inter-American Development Bank (IDB)

� Development of a Strategy for Business in Green Economy in partnership with the IDB

Business Opportunities - Green Economy

9

The biggest gains in reducing CO2 emissions are associated with a change in the energy matrix and energy efficiency. Brazil has a large market for renewable energy generation and technological update, generating energy efficiency and more financial return to its customers.

The business potential of BB’s client base and the ability to offer credit through its distribution channels can make the company a potential player in the energy efficiency financing market in Brazil.

Renewable Energy and Energy Efficiency

The global availability of resources for investment in Green Economy makes this market a great potential in generating jobs and income and can be accessed by Brazil as sources of funding for sustainable economic activities.

BB has a portfolio of clients and investors with potential to promote the Green Economy throughout the country (in agribusiness, industry, wholesale and retail), and has a network of international partnerships with development banks willing to invest in sustainable production processes.

Green Fundraising

Focusing on agribusiness and the need to invest in reforestation of degraded areas, as well as business opportunities in legal reserves and offsetting carbon emissions, make the forest recovery a market hotspot.

BB is the largest player of the Brazilian agribusiness and can offer its clients credit lines for forest recovery that contribute to GHG emission reduction, generating new sources of funding for Brazilian agriculture.

Forest Recovery

Environmental Management System

Environmental Certifications

ISO 14001 – Environmental Management SystemISO 14064 – Carbon Management SystemFSC/STD – Custody Chain of Certified PaperLEED Certification

Carbon Management

Programs:

Procen – Rationalization Program of Energy ConsumptionPurágua – Rationalization Program of Water ConsumptionProrec – Reconditioning Program of Cartridges and TonerWaste Selective Collection Program

GHG Emissions InventoryProposal on Climate Change

Management improvement of natural resources consumption made through specific monitoring and evaluation instruments such as:� Index Ecological Footprint: water, energy and paper consumption; waste selective collection.

Ecoefficiency Program

Environmental Indicators

Ecoefficiency Initiatives

11

� We recorded a reduction in total consumption of 10.28% in 2017 compared to 2016, an amount capable to supply 2,904 people for a period of one year

� We saved 95.5 million kWh in 2017 as a result of operating periods adequacy of lighting and air conditioning systems

� We used 105,000 reconditioned cartridges (approximately 96% of the total). Our digital transformation strategy and the commitment of BB’s employees contributed to reduce paper consumption by 605 tons, which corresponds to almost 13,000 uncut trees.

� We reached the mark of 1,704 units with implemented process of waste selective collection, which includes the management of non-hazardous recyclable solid waste (paper, plastic, metal and glass)

� More than 500 videoconferencing rooms in Brazil and abroad and 11.511 videoconferences

Salas de

Videoconferência

Private Social Investment

Fundação Banco do Brasil (FBB)

As FBB's founders, we made donations in

accordance with our financial resources -

limited to 5% of our operating income,

according to the Bylaws.

In 2017, we contributed with R$ 54.5 million

to FBB, an increase of 12.8% comparing to

2016.

1969

BB public tender notice

open to women

1979

First woman in a management

position in a branch

2006

Subscription to the Gender

Pro-Equity Program of the Federal Government

1987

First woman in the main

holder position in an external unit

1996

First 3 women as Executive

Managers

2003

First female officer

(statutory position)

2010

Subscription to the Principles of

Women's Empowerment -

UN Women

2017

Increase of affirmative gender initiatives in the professional ascension

programs.

Exclusive internal Ombudsman channel for

women extended to transgenders

Adherence of all executives to the HeForShe movement

- UN Women.

13

Promotion of Gender Equity

Board of Directors

Annually: monitor BB’s socioenvironmental performance and the ongoing initiatives.

>> On demand: deliberate, according to its assignments, subjects that seek to improve BB's socioenvironmental performance.

Board of Officers

Biennial: approve the initiatives of BB’s Sustainability Plan.

Semiannually: monitor the initiatives of BB’s Sustainability Plan.

>> On demand: deliberate according to its assignments, subjects that seek to improve BB's socioenvironmental performance.

14

Socioenvironmental governance in BB

Approved by the Board of Directors in 2017, in order to advise this Board regarding risk management, including socioenvironmental risk and capital risk.

Composed of BB’s and FBB’s executives that aims to support the incorporation, alignment and dissemination of BB's sustainability principles and practices; to follow up on the socioenvironmental initiatives, and the implementation of the actions established in the Agenda 30 BB. The Sustainability Forum is held in quarterly basis and reports to the Executive Business Committee.

Strategic unit directly linked to the company’s presidency and responsible for the corporate socioenvironmental responsibility management

Risk and Capital Committee

Sustainability Forum

Strategy and Organization Directorship (Direo)

Sustainability Indicators

Sustainability guidelines are evaluated through indicators defined stem from the Corporate Strategy. The indicators range from strategic (Master Plan) to operational (Work Agreement of BB’s units).

The indicators include the results’ evaluation of the units’ operational plans with impact on the officers and employess’ variable remuneration.

The results’ analysis observes the financial and non-financial performance, including the contribution to society, the concern with the environment and the organizational behavior.

EcologicalFootprint Index

BB Volunteer Index Agenda 30 BB Social Business Culture RSA

� MPO� Agricultura Familiar� Programa ABC

Market Index, Awards and Acknowledgments

16

Corporate Sustainability Index (ISE) – B3 - 2018

BB is listed for the 14th consecutive year

Dow Jones Sustainability Index of the New York Stock Exchange - 2018

BB has been listed for 5 consecutive years in the World Index (2012 to 2016). In 2018 it was listed in the Emerging

Markets Index

Benchmark in: "Materiality"; "Financial Stability and Systemic Risk"; "Philanthropy and Corporate Citizenship";

"Financial Inclusion"; "Social Report"; "Risk and Crisis Management"

Efficient Carbon Index (ICO2) – B3 - 2018

Global 100 – 100 World leaders in

sustainability – 2019

BB was listed among the 100 most sustainable corporations in the

World in the 2019 by Corporate Knights.

It was considered the most sustainable among banks.

SAUN Quadra 5 Lote B Torre Sul 12º andar – Edifício BBBrasília – DFCEP: 70.0409-12

https://ri.bb.com.br/en/corporate-governance-and-su stainability/sustainability sustentabilidade@bb.com.br