Update FromFPA National

MARCH 2013

From President Jason Christo, CFP®

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CFP® and HealthcareReform Set for March 29

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Pick up your two hours of CFP® ethicscredits — and get help unraveling the mazeof healthcare reform — at the FPA ofNebraska’s meeting on Friday, March 29 atQuarry Oaks Golf Club. Following is aquick overview of what’s in store:

MORNING SESSION10 a.m. – NoonCFP® Ethics in ActionPresented by Dan Candura, CFP® – TheCandura Group

“Ethics in Action”uses animated vid-eos and lots ofinteraction to keepyou involved andlearning. Participatein an informativeand engaging ses-sion that teaches thesix learning objec-tives required by theCFP Board.

1. Demonstrate an understanding of —and be able to define financial planning,the financial planning process — andfinancial planning subject areas.

2. Describe the material elements of finan-cial planning.

3. Determine if a CFP® professional isproviding financial planning or mate-rial elements of financial planning.

4. Demonstrate an understanding of therequired elements of a written agree-ment when financial planning servicesare provided.

5. Articulate disclosure requirements andapply disclosure requirements to theirpractices.

6. Define and outline elements of the fi-duciary standard and know when itapplies.

Our presenter, Dan Candura, CFP®, pro-vides financial advice and education toconsumers and financial professionals. Heis founder of his own education and con-sulting firm Candura Group, LLC. In thatrole he provides ethics training across theUnited States through in-person courses andwebinars. Dan also provides personal finan-cial planning for consumers, financialeducation counseling to employees in work-place settings, and litigation support andforensic financial analysis services for attor-neys as President of PennyTree Advisers,LLC, a Registered Investment Advisory firmin Massachusetts. Dan taught financial plan-ning, insurance planning, and retirementplanning in the Sawyer School of Businessat Suffolk University in Boston and is also aFINRA arbitrator. In 2010, the CFP Boardnamed Dan as the CFP® Ambassador forthe Boston area.

Previously, Dan provided leadership to theregistered representatives of ING FinancialAdvisers LLC in New England. He alsoserved as Vice President, Financial PlanningQuality, in the Financial Advisory ServicesGroup of American Express Financial Ad-visors in Minneapolis, MN.

Dan appeared as a featured expert in thePBS documentary “Retirement Revolution.”He has been profiled in The Journal of Fi-nancial Planning, Wealth Manager, andTicker. He has been quoted in USA Today,

I thought that I wouldtake the time in this col-umn to update ourmembers on some new andexciting changes at the FPAnational office.

In November of last year,FPA presented a new strategic frameworkat the Chapter Leadership Conference inDenver. In January of this year, I was pro-vided a copy of the FPA Strategic DirectiveSummary.

The main topic of this summary is thatfor FPA to thrive, a clearer and narrowerorganizational focus was required. As a re-sult of their strategic planning work, the FPABoard of Directors adopted the followingstrategic directive:

To be the recognized and unquestionedprofessional membership resource andadvocate for CFP® professionals by em-bracing the concept of “one profession/one designation” as our sole business di-rective and policy filter.

The obvious takeaway from this is thatFPA is clearly focused on the CFP® marksand that all of the products and services theydevelop will be done so through the lens ofthis strategic directive. This directive hasalready produced some positive change.

For those of you that have recently re-newed your FPA membership — or forthose that will be doing so soon — you willnotice that FPA has launched new member-ship categories and that they will allowmembers to elect a monthly payment op-tion for their dues. These changes shouldhelp attract new CFP® professionals to ourorganization and provide some flexibility inhow they pay their dues.

Another positive change is FPA’s focus onproviding more information regarding prac-tice management.

Cadura

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2013 FPA of NebraskaOfficers and Directors

CFP® and Certified Financial PlannerTM

are certification marks owned by the Certi-fied Financial Planner Board of Standards,Inc. These marks are awarded to individu-als who successfully complete the CFP®Board’s initial and ongoing certification re-quirements.

For change of address, please contact theFPA of Nebraska office, managed by Cre-ative Association Management, at (402)397-0280 or via e-mail at fpa@cam-omaha.com.

Note: The Financial Planning Associationis the owner of the trademark (and registra-tion), service mark and collectivemembership mark rights in, and variousU.S. registrations/applications for: FPA,FPA/Logo, and FINANCIAL PLANNINGASSOCIATION. These marks may not beused without written permission from theFinancial Planning Association.

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March Meeting Information and Agenda

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PresidentJason Christo CFP®

Immediate Past PresidentLance Jones CFP®

President-electDan Kline, CFP®, MBA

Secretary/TreasurerWilliam Callahan, CFP®

DirectorsJeanne Boisen-Baum, CFP®

Scott Darrah, CFP®Patrick Doyle, J.D.

Rhonda Heineman, CFP®Ed Horwitz, CFP®, MBA, CLU,

ChFC, CSADennis King, CFP®

Barbara LeuNick Niemann, J.D.Yana Morgan. CFP®Ross Polking, CFP®

Executive DirectorJoe Pittman

The New York Times, Investment News, Men’sHealth, and other publications. He is a dy-namic and engaging speaker givinghundreds of seminars and workshops acrossthe country on topics ranging from the ba-sics of financial planning to the future ofquality within the financial services indus-try.

Dan served on the Board of Directors ofThe Certified Financial Planner Board ofStandards, Inc. from 2004 through 2008and is a past Chair of the Board of Profes-sional Review. He chaired the Task Force onCE & Competency for CFP Board. He is amember of the Financial Planning Associa-tion and a NAPFA-Registered FinancialAdvisor. He was a founding member andCo-Chair of the Sales and Marketing Qual-ity Council of The Conference Board.

A graduate of Stonehill College, Danearned a Master’s Degree from BridgewaterState University. He received his certifica-tion as a Certified Financial Planner˙ in1987.

This CFP® ethics course is approvedto meet the two-hour CFP Board ethicsCE requirement. Please note: This coursewill NOT provide insurance ethics credit.

Noon – 12:30 p.m.FPA of Nebraska Luncheon

AFTERNOON SESSION12:30 p.m. – 2:30 p.m.“Healthcare Reform: How It Will ImpactFinancial Planners & Their Clients”Presented by Paul Scholz – OCI Insurance &Financial Services, Omaha

With President Obama’s reelection, healthcare reform is moving towards full imple-mentation. This program will review thePatient Protection and Affordable Care Act(PPACA) and what it will mean for con-sumers, businesses, and financial planners.The program will focus on main issues suchas: state-based exchanges and the “pay orplay” feature. The program will cover someof the most common questions and concernsof business owners, as well as addressingsome of the things you will need to know asa health care consumer.

Our speaker, Paul Scholz, joined OCI In-surance & Financial Services in January of2009 as an Account Executive, where he

specializes in the 2-99 employee group mar-ket. At OCI, he personally supports over 300agents with the writing, planning, and de-velopment of group benefit cases. Paul is anactive member of both National Associationof Insurance & Financial Advisors (NAIFA)and the National Association of HealthUnderwriters (NAHU) and has presentedmultiple employee benefit topics to the lo-cal and state NAIFA associations. Paulallocates hours each day to reading and re-searching updates pertaining to the evolvingrules and regulations within PPACA. Dueto his vast knowledge on the subject, Paulhas done presentations on healthcare reformto both advisors and clients alike.

The afternoon session will provide twohours of CE for CFP® certification re-newal, pending approval by the CFP®Board of Standards. It also will providetwo hours of Nebraska and Iowa Life &Health insurance credit, CPE accountingcredit, and CLE legal credit, pending ap-provals.

To register, please see the RegistrationForm on page 3 or register online atwww.fpanebraska.com.

FPA’s Practice Management Center re-cently expanded by launching aPractitioners Resource Guide, which pro-vides special programs and offers just forFPA members. Also, the Journal of Fi-nancial Planning includes a “PracticeManagement Solutions” section with lotsof great information on this topic. If youhaven’t recently, be sure to check out allof this information on the FPA nationalwebsite at www.fpanet.org.

I hope to see many of you at our nextmembership meeting on March 29.

Update FromFPA National

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MEETING NOTICE AND REGISTRATION FORMFriday, March 29 • Quarry Oaks Golf Club • Near Ashland, Nebraska

Note: Online registration is available at www.fpanebraska.comDirections — http://www.quarryoaks.com/sites/courses/view.asp?id=706&page=39163

Quarry Oaks is located just two miles southeast of Interstate 80 and Mahoney State Park in Ashland, Nebraska.Situated between Lincoln and Omaha, Quarry Oaks is easily accessible from anywhere in the Heartland.

AGENDA9:30 a.m. ...................... Sign-In (coffee and juice available)

MORNING SESSION10 a.m. to Noon ........... “CFP® Ethics in Action”

Presented by Dan Candura, CFP® – The Candura Group, LLCThis CFP® ethics course is approved to meet the two-hour CFP® Board ethics CE requirement. Please note: This course will NOTprovide insurance ethics credit.

12 p.m. to 12:30 p.m.... FPA of Nebraska Luncheon

AFTERNOON SESSION:12:30 to 2:30 p.m. ........ “Healthcare Reform: How It Will Impact Financial Planners & Their Clients”

Presented by Paul Scholz – OCI Insurance & Financial Services, OmahaThe afternoon session will provide two hours of CE for CFP® certification renewal, pending approval by the CFP® Board of Standards.It also will provide two hours of Nebraska & Iowa insurance credit, CPE accounting credit, and CLE legal credit, pending approvals.

Send Registration Forms to: FPA of Nebraska • P.O. Box 24133 • Omaha, NE 68124 • FAX TO: (402) 397-0283

REGISTRATION FORM

Name (as it should appear on your nametag) _____________________________________________________________________Designation(s) ____________________________________________________________________________________________Company ________________________________________________________________________________________________

Address _________________________________________________________________________________________________City ____________________________________________ State __________________ Zip _________________________Phone __________________________________________ Fax __________________________________________________

E-mail __________________________________________National Producer # (needed for Insurance CE Credit): _____________________________________________________________

CFP ID Number (needed for CFP credit): _______________________________________________________________________

Questions? Contact the FPA of NE office (managed by Creative Association Management) at (402) 397-0280 or via e-mail at fpa@cam-omaha.com

Make checks payable to “FPA of Nebraska” • Refunds can be requested up to March 26, 2013.After March 26, registration fees are non-refundable; however, fees can be applied toward a future FPA of Nebraska meeting.

Please clearly mark your attendance choices and enclose a check/credit card information for that amount.For Earlybird Discounts, your registration form must be postmarked by Tuesday, March 26, 2013.

ALL-DAY: FPA of Nebraska Members: �� $60 Earlybird � � $90 Regular � � $0 2013 Season Pass � � $0 StudentNon-Members: � � $90 Earlybird � � $120 Regular

A.M. ONLY FPA of Nebraska Members: �� $30 Earlybird � � $45 Regular � � $0 Season Pass � � $0 Student Will Stay for Lunch: � � Yes � � NoNon-Members: � � $45 Earlybird � � $60 Regular Will Stay for Lunch: � � Yes � � No

P.M. ONLY FPA of Nebraska Members: �� $30 Earlybird � � $45 Regular � � $0 Season Pass � � $0 Student Will Come Early for Lunch: � � Yes � � NoNon-Members: � � $45 Earlybird � � $60 Regular Will Stay for Lunch: � � Yes � � No

If paying by credit card � � VISA � � Mastercard �� AmEx

Name as it appears on card___________________________Card # __________________________________________

Expiration Date ___________________________________

Zip Code for Card _________________________________

Signature ________________________________________

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March 29FPA of Nebraska General Meeting

May 4 - 6*FPA Retreat 2013Palm Springs, CA

June 14 (rescheduled from May 31)FPA of Nebraska General Meeting

Calendar Dates You Won’t Want to MissJuly 26 (rescheduled from July 19)FPA of Nebraska General Meeting

September 27FPA of Nebraska General Meeting

Oct. 19 - 21*FPA Experience 2013Orlando, FL

Please note these dates on your calendar, and check back frequently for more information.

November 15 - 17*FPA Chapter Leaders Conference 2013Denver, CO

November 15FPA of Nebraska General Meeting(2014 Officer & Board Elections)

All FPA of Nebraska Board meetings are open to members. Tentative Board meeting dates for 2013 are Apr. 19, June 21, Aug. 16, Oct.18, and Dec. 6. Contact FPA of Nebraska executive director Joe Pittman at (402) 397-0280 or e-mail fpa@cam-omaha.com for moreinformation.

All General Membership meetings are scheduled to be held at Quarry Oaks Golf Club. Most meetings will start at 10 a.m.

*For more information on these and other National FPA-sponsored events, call 800-322-4237, or go to the FPA National website atwww.fpanet.org.

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FPA OF NEBRASKA MEMBERSHIP UPDATEThank you to the following member who recently joined!Name Firm CityMonte Garpestad Securities America Papillion

Thanks also to the following members who recently renewed:Name Firm CityMark Allen Allen Capital Group Grand IslandDaniel Anderson Pittenger & Anderson LincolnJeremy Armagost Armagost Financial Kearney

GroupJames Boulay Lutz Financial OmahaBrian Brown First National Wealth Mgmnt. OmahaAnthony Cerone Lutz Financial OmahaJason Christo MetLife OmahaShawn Erlbacher Momentum Wealth Papillion

ManagementLana Flagtwet UBS Financial Services LincolnPatrick Friesen OmahaTim Harrison Harrison Fincl. Services OmahaJoe Hearn Teckmeyer Fincl. Omaha

ServicesRhonda Heineman Heineman Fincl. Strategies OmahaDavid Knight Ameriprise Fincl. Services OmahaCraig Korkow Merrill Lynch OmahaJim Lammers Lammers & Peters Omaha

Wealth PlanMaureen McCrudden OmahaRick Morehouse Raymond James Fincl. Svcs. ScottsbluffSteve Morris Resources Planning Co. LincolnRick Nelson Raymond James Fincl. Svcs. HastingsNick Niemann McGrath North Law Firm Omaha

James Pittenger Pittenger & Anderson LincolnRichard Purdy Treynor State Bank TreynorRob Randels Northwestern Mutual OmahaRodney Ruh UBS Financial Services OmahaMarilyn Scheinost MasinMisko LincolnRick Young Rick Young Fincl. Svcs. OmahaBruce Zirpel Financial Results Group Elkhorn

Just a reminder — if you have a Jan. 1 renewal date and have notyet renewed, your membership renewal is now past due and yourmembership officially lapsed as of March 1. If you have any ques-tions or concerns about your membership status, please contactthe FPA Member Services Center at 800-322-4237. You can joinor renew your membership — update your member contact in-formation — locate fellow FPA members — or refer a colleaguefor membership — via the FPA website at www.fpanet.org.

Happy Anniversary!FPA of Nebraska thanks the following members who have recentlyreached a membership milestone:

Five YearsKenneth Washer

(Creighton University, Omaha)

Ten YearsDaniel Anderson

(Pittenger & Anderson, Lincoln)

The Financial Planning Association of Nebraskacare of Creative Association Management

P.O. Box 24133Omaha, NE 68124

RETURN SERVICE REQUESTED

You can still take advantage of FPA ofNebraska’s popular, money-saving “Season Pass”option for 2013.

A “Season Pass” is good for all FPA of Ne-braska membership meetings scheduled for the2013 calendar year. We have planned an out-standing schedule of six meetings for the comingyear.

The meetings are projected to provide morethan 20 hours of CFP® and Nebraska and Iowainsurance continuing education credits. Plus,most programs will provide CPA and CLE con-tinuing education credits as well.

The normal cost of attending all five meetingswould be $300. The cost of a “Season Pass” isjust $200 — a savings of 33 percent!

To get your Season Pass, please complete andreturn the order form following the meetingschedule below. If you have any questions or con-cerns, please contact executive director JoePittman at the FPA of Nebraska office at (402)397-0280 or fpa@cam-omaha.com.

Price Reduced for PopularFPA of NE Season Pass

2013 FPA of Nebraska “Season Pass” Order Form___ YES! I would like to purchase a “Season Pass” for the 2013 FPA of Nebraska meeting schedule.

(Enclose a check for $200, payable to “FPA of Nebraska,” or provide your credit card info below.)

Name ______________________________________________________________________

Company ___________________________________________________________________

Address ____________________________________________________________________

City ___________________________________ State_______ ZIP _______________

Phone _________________________________ FAX _____________________________

E-Mail _____________________________________________________________________

If paying by credit card: ___ VISA ___ MasterCard ___ AmEx ___

Name as it appears on card _____________________________________________________

Card No. _____________________________________________ Exp. Date___________

ZIP Code associated with credit card ______________________________________________

Signature ___________________________________________________________________

Send completed form to: FPA of Nebraska • P.O. Box 24133 • Omaha, NE 68124

Please note: A “Season Pass” is an individual pass and is non-transferable. No refunds after March 31, 2013.

Questions? Contact the FPA of Nebraska office, managed by Creative Association Management, at(402) 397-0280 or via e-mail at fpa@cam-omaha.com.

2013 MEETING SCHEDULE(TOPICS TO BE ANNOUNCED)

• Friday, March 29• Friday, June 14• Friday, July 26

• Friday, Sept. 27• Friday, Nov. 15