Financial Services REPRESENTATIVE TRANSACTIONS

Helping to shape the future.

1

Counsel to Cross River Bank

Cross River BankRegulatory Advice for Online

Lending Platforms

Counsel to CVB Financial Corp.March 2017

CVB Financial Corp.Merger With ValleyCommerce Bancorp

Counsel to Underwriter,FBR Capital Markets & Co.

April 2016

BofI HoldingSubordinated Debt Offering

$45 million

Counsel to BorrowerFebruary 2017

Bluevine Capital and Its Subsidiary

Secured Debt Financing

Up to $75 million

$70 million

Counsel to IssuerSeptember 2016

Impac Mortgage HoldingsFollow-On Offering of

Common Stock

Counsel to Heritage Oaks BancorpAnnounced December 2016

Heritage Oaks BancorpMerger With Pacifi c

Premier Bancorp

$406 million $39 million

2

Counsel to Underwriter,Sandler O’Neill + Partners. L.P.

August 2016

Meta Financial GroupSubordinated Debt Offering

$75 million

Counsel to MUFG Union Bank, N.A.June 2016

MUFG Union Bank, N.A.Sale of Klik Technologies, Corp. to

Checkalt Payment Solutions

Counsel to MoneyLionSeptember 2016

MoneyLionWarehouse Debt Facility and

Formation of Invest in America Fund

Counsel to Pan American BankJune 2016

Pan American BankMerger with Benefi cial State Bank

Counsel to ProAmérica BankMay 2016

ProAmérica BankMerger with Pacifi c Commerce Bancorp

$30 million

Counsel to BorrowerOctober 2016

Preferred BankPrivate Placement of Subordinated Notes

$100 million

$600 million

3

Counsel to Sierra Vista BankOctober 2016

Sierra Vista BankMerger With Central Valley

Community Bancorp

Counsel to Financial Advisor, Keefe, Bruyette & Woods

January 2017

South State CorporationMerger With Southeastern Bank

Financial Corporation

Counsel to BuyerMarch 2016

Tri Counties BankAcquisition of Three Branches From

Bank of America Corp.

$245 million

Counsel to Varo Money

Varo MoneyGeneral Corporate Representation

Counsel to Financial Advisor, Sandler O’Neill + Partners, L.P.

December 2016

Yadkin Financial Corp.Sale to F.N.B. Corp.

$1.4 billion

Counsel to BorrowerDecember 2016

ZibbySecured Financing

$24 million

$150 million

Financial ServicesThe changing face of moneyThe last decade has seen unprecedented upheaval in fi nancial services, bringing great progress and new challenges. Increasingly complex laws and regulations have led to higher costs and tighter margins. And now a wave of innovative players, new technologies, shifting consumer behavior and cybersecurity threats is transforming fi nance as we know it.

To succeed today you need to stay ahead of the curve. And the competition.

Forward-looking fi nanceFinancial services runs deep at Manatt; it’s been at the heart of the fi rm for 50 years and has gained us the strong reputation we are proud to maintain. We bring together a diverse group of attorneys with experience across day-to-day operations, transactional issues and government involvement. With a focus on the future, we’re helping clients from FinTech startups to national banks.

We also go beyond the traditional role of lawyers. With advice and consulting on the full range of banking industry issues, we can help you gain a competitive advantage.

Our team has not only worked with key fi nancial institutions; many of us have spent time working inside them. We handle all aspects of banking, consumer fi nance and global payments—from advertising and transactions to litigation and government advocacy.

Manatt also provides connections. Offering legal, regulatory and advisory support from the capitals of California and New York, as well as Washington, D.C., we have built positive relationships and earned valuable credibility with regulators and lawmakers.

Craig Millercmiller@manatt.com415.291.7415

Barbara Polskybpolsky@manatt.com310.312.4139

CONTACTS:

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� Regulatory advice and compliance

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� Consumer protection and compliance

� Privacy and data security

� State money transmitter laws

� Strategic consulting

� Enforcement and investigations

� Litigation

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