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Annual Report 2019-20 Experience Open 63 Management’s Discussion and Analysis Macro-Economic Environment (` in crores) 2019-20 2018-19 40,743 34,838 17% 23,438 19,005 23% 4,904 6,974 (30%) 1,627 4,677 (65%)

Management’s Discussion and Analysis · Annual Report 2019-20 Experience Open : : : :

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Page 1: Management’s Discussion and Analysis · Annual Report 2019-20 Experience Open : : : :

Annual Report 2019-20Experience Open

63

Management’s Discussion and Analysis

Macro-Economic Environment

(` in crores)

2019-20 2018-19

40,743 34,838 17%

23,438 19,005 23%

4,904 6,974 (30%)

1,627 4,677 (65%)

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Statutory Reports

` `` `

` `

` `

` `` `

` `

(` in crores)

2019-20 2018-19

62,635 54,986 14%

37,429 33,278 12%25,206 21,708 16%

` `

to ` `

(` in crores)

2019-20 2018-19

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` `

` `

` ``

`

` `

(` in crores)

2019-20 2018-19

17,305 15,833 9%

` `

`to `

` `

Non-Interest Income

` in crores

FY19-202,0982,42011,019

FY19-202.09

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66

` `

(` in crores)

2019-20 2018-19

18,534 12,031 54%

` `

Provisions for NPAs:` `

Provisions for standard assets:` `

`

` `

`

`

`

`

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`` `

`

` `

`

`` `

``

2019-20 2018-19`

`

`

`

` ` ``

` ``

Gross and Net NPA

4.86

1.56Mar-20

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(` in crores)

2019-20 2018-1984,959 35,099 142%12,309 32,106 (62%)

156,734 174,969 (10%)

571,424 494,798 15%4,313 4,037 7%

1 85,426 59,988 42%915,165 800,997 14%

` `

``

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``

`

` `

``

``

Advances

` in croresYoY

61,921305,400204,103

YoYYoYMar-20

Mar-20

Mar-20

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` `

` `

`to `

(` in crores)

2019-20 2018-19564 514 10%

84,384 66,162 28%84,948 66,676 27%

640,105 548,471 17%

- 263,706 243,394 8%

- 376,399 305,077 23%147,954 152,776 (3%)

42,158 33,073 27%915,165 800,997 14%

` `

` `` `

``

Deposits

` in crores

173,592 90,114376,399Mar-20

` in crores

122,962253,437Mar-20

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`

` ``

`

`

` `

`` `

%15.84

17.53

`

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(` in crores)

2019-20 2018-19

107,005 87,460610,527 552,048

Business Overview

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