Making the switch is easy!

WELCOME TO KENTUCKY BANK

Thank you for choosing Kentucky Bank. We look forward to serving you. We believe banking is about more than just services or products; it’s about building relationships with our customers and working to enrich the community we call home.

This guide was created to help you navigate through the process of switching over your accounts. It is our goal to make the transition as simple and easy as possible.

For help or assistance with this guide, please visit your local branch or give us a call toll-free at 800-467-1939.

800-467-1939 | www.kybank.com

Convenient locations in the following cities:

Cynthiana • Georgetown • Lexington • Morehead

Nicholasville • Paris • Richmond • Sandy Hook

Versailles • Wilmore • Winchester

Make the switch to Kentucky Bank in just three easy steps!

Changing banks doesn’t have to be a complicated process. We will be there to guide you and make the transition easy, because your time is important. Switch your account in three simple steps.

OPEN A KENTUCKY BANK ACCOUNTIf you have not already opened your new account, you can do so by stopping by one of our Kentucky Bank locations or going online at www.kybank.com. We have a variety of checking accounts, each designed to fit your specific needs.

1

SWITCH AUTOMATIC PAYMENTS AND DIRECT DEPOSITSStop using your old checking account, and let the checks you have written clear. Let us help you switch your direct deposits and automatic payments, such as payroll, mortgage, or utility payments.

2

CLOSE YOUR OLD ACCOUNTNow that your checks have cleared and you’ve changed your automatic deposits and payments, there’s just one more step – close your old accounts. We’ll take special care to help you every step of the way.

If you have any questions or concerns during this process, don’t hesitate to contact us:• Call us at 800-467-1939• Stop by any of our convenient locations• Visit us at kybank.com

3Direct Deposit

Automatic Payment

Mortgage/Rent Payment

Electric Company

Gas Company

Water Company

Telephone

Cellular Phone

Cable/Satellite Service

Internet Provider

Netflix/Amazon/Apple

PayPal/Venmo

Car Loan or Lease

Credit Card ____________________

Credit Card ____________________

Credit Card _____________________

Other Loans ____________________

Home/Rental Insurance

Automobile Insurance

Life/Health Insurance

Auto Club (AAA)

Health Club

Payroll Direct Deposit

Retirement/Pension Plan

Interest Income

Dividends

Social Security

VA Compensation or Pension

Other ____________________________

Other ____________________________

Other ____________________________

Other ____________________________

Other ____________________________

Get organized!

To help you keep track of your automatic payments and direct deposits as you contact companies to inform them of your switch to Kentucky Bank, we’ve included an Account Switch Transfer Checklist. After your checks have cleared and you’ve changed your automatic deposits and payments, there’s just one more step—closing your old accounts. Please make sure that all automatic payments and direct deposit requests have been processed prior to closing your account. This process can take 1–2 months to take effect.

Dir

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Dep

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Pa

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Company Type of Account Contact Date

Effective Date

Account Number

Let’s get organized for your switch to Kentucky Bank.

Kentucky Bank Account Number: __________________________________________

Kentucky Bank Routing Number: 042101174

As a new Kentucky Bank customer, you will love all the benefits and conveniences we offer through online and mobile banking. You can bank on your terms from anywhere you have internet access. From checking your balance to depositing a check or paying a friend, we make accessing your money easy.

Mobile Banking

Easily access and manage your

accounts on your smartphone with

our mobile app, 24 hours a day/7

days a week – check balances, pay

bills, deposit checks, transfer

money and more.

Online Banking & Bill Pay

Now it’s easier than ever to handle

all your banking needs from

virtually anywhere, 24 hours a

day/7 days a week – including

paying bills from your computer,

smartphone or tablet.

CardValet®

Protect yourself from fraud by

controlling your debit or credit card

instantly with your smartphone.

• Instantly lock/unlock your card

• Set and remove spending limits

• Get purchase alerts in real-time

• Limit your transactions to a certain area using your phone’s GPS

Mobile Pay

Enjoy the ease of paying with your

smartphone, tablet, or smartwatch

in stores, in apps, or on the web. It’s

faster, convenient and more secure

than using your debit or credit card.

PAY

eStatement

Enjoy the benefits of going

paperless. eStatements are

environmentally friendly and

provide you with the exact same

level of detail as paper statements.

uChoose Rewards®

Earn money every time you use

your Kentucky Bank credit or debit

card. Simply sign your name,

instead of using your PIN. It’s that

simple. Get started by registering

your card at uChooseRewards.com.

Proud to be central Kentucky’s hometown bank since 1851.

Convenience services – to make your life easier