The Real Developers

PROJECT TEAM

PROJECT CONCEPT : Kewal Sahni State Head (CPH2)

PROJECT HEAD : D. K. Mittal Chief Manager

MARKETING : Sandeep Sharma Shamily Jaggi

CONTENT DEVELOPMENT : Bhavna Modgil

DESIGN & LAYOUT : Dharmendra Jangid

PHOTOGRAPHY : Puneet Arora

CHAIRMAN MESSAGE

Punjab’s transformation is clearly visible as anyone visiting the state can see large, glitzy buildings and malls in place of the old age housing and office infrastructure. Punjab has excellent development prospects and is growing very rapidly in the property market.

Residential & Commercial property in Punjab still remains affordable as compared to the metros which are already saturated in terms of real estate development and prices. Retailing in Punjab is also on a roll. The arrival of mall culture and high end living are apparent in the cities of Punjab, which is further being boosted by changing consumer behaviour coupled with rising incomes.

The spacious cities of Punjab present an elite look of architecturally integrated cities. Perfect townships have bloomed anchoring beautiful residential complexes and buildings with simple but striking facades. The cities are extremely well-planned and organized with well maintained paved roads. There are wide open green parks, extensive planting and large recreational area along with lush green gardens. These things attracted most builders to Punjab.

All this shows that Punjab has made rapid progress in real estate. The state has high affluence and its potential is recognized as being a large market to address.

So, Dainik Bhaskar is coming up with coffee table book “The Real Developers” which showcases the profiles of the leading developers who have changed the skyline of the state and brought their contributions on a single platform to give the readers a bird eye view of the progress being made in the state.

I am confident that this collector’s manual will be an asset for the reader in understanding and contributing to the changing landscape of the state.

Happy Reading

Ramesh Chandra AgarwalChairman

COO MESSAGE

It gives a great sense of pride and honour to present a creative and high profile portrait of Real Estate professionals who have been successful in playing a key role in developing the economy of Chandigarh, Punjab & Haryana.

We present to you a Coffee Table Book “The Real Developers”. Our endeavour is to bring to you Key personalities from Greater Punjab for whom success is not a measure of fame and wealth but a way of life and these personalities are considered as building blocks of Greater Punjab.

The prospects and opportunities they have extracted and availed of are based on extraordinary expertise that they have gained over the years and that makes them distinctly unique.

Through the present volume we make an attempt to illustrate and take you closer to the lives of those who have done a highly commendable job in the Real Estate Sector and have made noteworthy contribution to the economy not only in the state of Punjab but also the whole of India.

The Bhaskar Group, in its endeavours to provide innovative ideas and create platforms to highlight various unexplored subjects, has once again taken up the task of bringing into the limelight the true Real Developers of Greater Punjab.

Ashu PhakeyCOO

TABLE OF CONTENTSWhy Greater Punjab Is A Real Estate Investment Hub? . . . . . . . . . . . . . . . . . . . . 9

Ar . Dalmeet Singh Saini . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 11 The Firm

What Role Vaastu Plays In Real Estate Development? . . . . . . . . . . . . . . . . . . . 14

Vastu Tips For Real Estate . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 15

Davinder Singh Sandhu . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 16 Sandhu Contractors Pvt . Ltd .

Inderjit Singh Brar . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 19 Zanders Engineers Limited

Home Loans Demystified . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 23

Home Loan Tips . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 24

J . S . Bajwa . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 25 Bajwa Developers’ Pvt . Ltd .

Jiwan Jindal . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 27 Maya Greens

How to invest in Property . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 29

Parameters for Buying Property . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 30

K . S . Ahluwalia . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 32 RKM Housing

Housing Tips by Kamal Jindal . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 35

L . C . Mittal . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 37 Motia Developers P . Ltd .

N . K . Sharma . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 39 N . K . Sharma Group of Companies

Feng Shui Tips for The Workplace . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 41

Important Parts of The Office . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 42

Prince Garg . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 43 Royale Empire

Satish Jindal . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 49 Maya Garden

6 Tips for a Balanced Home . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 51

Punjab is popularly known as the land of five rivers. In the Vedic Era, it was called ‘Sapat Sindu’ which means “the land of seven rivers”. Later, during the Mughal period its name was changed and it was called as ‘Panj – Aab’ or –“the land of five rivers” which are Beas, Satluj, Ravi, Chenab and Jhelum .

The history of this great and courageous soil goes back to the times of Indus Valley civilization or the arrival of the Aryans . The rich fertile land has lured many invaders to come galloping on horse backs, loot, plunder and go back .

The civilization of Punjab is one of the oldest on earth, with its distinguished language, culture, food, attire, script, folklore, people, etc . Punjab has always been the land of great saints and warriors .

It is a famous state in Northern India which is also among the most prosperous and industrialized states in India . It has the best infrastructure in all of India .

The spirit of entrepreneurship, massive industrialization and good infrastructure has made the state of Punjab promising and appealing .

WHY GREATER PUNJAB IS A REAL ESTATE INVESTMENT HUB?

Map not to scale

In the past few years, it has gained prominence in terms of urbanization and living standards . It would not be wrong to say that Punjab is one of the greatest hubs for real estate activities in the nation today . Here, you can experience ultra modern infrastructure along with rich cultural heritage around. Wide green fields, friendly people, outstanding culture, numeruos investment opportunities, etc this state is a place for every man on this planet . Punjab is a state where the grass is greener, the roads are wider, the air cleaner and proactive governance is a way of life .

The region has the best of facilities today and provides employment to many young aspirants along with migrants from other states . It has been targeted by an increasing number of outsourcing IT companies like Infosys Limited having its development

centre in Mohali, Wipro Limited, Satyam, while global tech giants like Dell – IT Parks, Quark City, have also followed to capitalize on the rich investment opportunities which the region offers .

Apart from these IT companies, the region is a hub for multi-level knowledge base with many educational institutes and technology parks . Many institutes have come up which provide the best of education and facilities to the students in this region. Not only this, the region is an ideal place to enjoy your vacation in the best of Hotels and resorts where you would also get easy access to all the modern and contemporary facilities . No doubt that the state has an international appeal and if once visited, it makes place in everyone’s heart .

Because of immense focus and efforts by

the Punjab government to create world-class infrastructure has given massive boost to the real estate market. The proximity to Chandigarh is another factor that goes in its favour . Various real estate developers have created residential as well as commercial complexes there already and many more are expected to follow suit.

Punjab is undoubtedly India’s one of the most well-planned, well-organized and well-maintained state . A wide range of education & healthcare facilities available and one of the fastest growing states, Punjab is preferred by the NRIs for long term investments .

So, today greater Punjab is the real hub of Real Estate Investment, where growth, development & prosperity go together .

“Never Tell The World What We Can Do, Just Show It”. These are the words of an Architect who is transforming his vision into reality .Some people are different in their caricature, persona and lifestyle, Architect Dalmeet Singh Saini is an example of this exuberant personality.

AR. DALMEET SINGH SAINIThe Firm

Mr . Dalmeet Singh Saini is the founder owner of ‘The Firm’ which he established in 1992 . In 2007 ‘The Firm’ has also started functioning as ‘TF Architects Pvt Ltd’ . Mr . Dalmeet is the director of this company .

His forte has been providing quality works & timely completion of projects by virtue of his organizational skills. He is endowed with exceptional capabilities & experience to handle all types of intricate projects. Excellent communication skills & innovative ideas to execute projects to the entire satisfaction of the client is his strength.

ACHIEVEMENTS: He has won many architectural competitions in group housing, townships, institutions, colleges & schools. A few prestigious projects won are- International competition won for the project of “Visitors Interpretation Centre at Bharatpur” in K .N .P Park, Rajasthan. The project is governed by “World Wild Fund”.(W.W.F), Rehabilitation Council of India (R .C .I) – Under Ministry of Social Justice and empowerment . Mansa Devi Complex –An auditorium, Museum, Sanskrit Bhawan and external Developments in Mansa Devi Complex (A prominent pilgrim Place) at Panchkula (architecture, interior and Project management consultants) .

Due to his expertise and talent Mr. Dalmeet Saini had been consultant to various private and prestigious Government organizations . He has been consultant to companies like- Ardee City for its township of more than 280 acres, BPTP for their projects in Faridabad, SEWA Exports, TDI for their projects in Sonepat, Uppal Builders and many more, is also shortlisted and doing several prestigious projects for government in state of Haryana, Punjab, Andhra Pradesh, etc.

DALMEET – AN EXPLORERSince I had travelled all over the country and may places in abroad, I was fully

convinced that there was no city as live able as Chandigarh . No other city in the country other than Chandigarh can offer quality life as well as professional opportunities . In Chandigarh almost everything is available within walking distance. Besides, the city offers the best of education, hospitals, markets, gardens, and roads. All these reasons made me choose Chandigarh as my destination .

Although Dalmeet continues to be a consultant with most of the prestigious companies of Delhi, his heart now is in Chandigarh and Himachal Pradesh. He has changed the course of his profession . “I now wish to concentrate on research work in the field of architecture. I have already developed software for architects and town planners . With this software you can reach building bylaws of 20 major cities of the country like Delhi, Mumbai, Chennai and Ahmedabad. In fact, NASSCOM has registered me as a software developer. However, my dream now is to open an institution that will offer specialization in hill architecture . Our hill stations are being destroyed not only by

“We have been working towards the progress of this nation and we have achieved success. But, we do not stop here, because sky is the limit for us.” 11

haphazard growth but also by having no expertise in hill architectural designs,” says Dalmeet with concern .

After having spent four years in Chandigarh, Dalmeet says, “Chandigarh could have been the nodal point for all surrounding states . But unfortunately it is not so as yet. Even though it has the best of infrastructure, the Chandigarh Administration still has no powers and freedom to promote the city at the level it should. For instance, in near future, Chandigarh is going to be an important IT city. Mohali, too, is emerging as an IT hub. However, Chandigarh has no IT-related institutions . The city’s periphery should be utilized for establishing high-tech IT institutions which would serve the double purpose of producing fodder for the IT cannon as well as save whatever forest cover is left of the periphery .”

EXPERIENCE AND PROGRESS:Having worked for 15 years in Delhi and scaling heights in his profession,

Dalmeet one day decided to “quit Delhi” . This was the time when he had already developed and built nearly three hundred acres in Gurgaon for Aardee City . Besides designing many buildings for institutions, schools, residential areas, he has also won many prestigious assignments through all-India competitions . In one such contest that Dalmeet won, he came up with the extraordinary “barrier-free” building concept and designed the complex that houses the Rehabilitation Council of India in Delhi .

“Even though I was working for the best of companies in Delhi yet I wasn’t at peace . I enjoyed creating architectural designs but that was the only thing that was giving me a sense of satisfaction . All along I was restless with the thought that I was not spending any time with my wife and children . There was not even a moment that I could spend with them . And that’s when one day I asked myself that what use was this money when I was missing so much in life? That is the day I decided to leave Delhi and shift to Chandigarh .”

AN ARCHITECT AND BUSINESSMAN

Ask him about his family and he smiles, “Thank God I shifted to Chandigarh. I can now be with my children and see them grow . I am able to be with my family in the mornings as I am not rushed anymore . Playing with my children or going for walks with my wife was simply unthinkable in Delhi .”

Another architectural masterpiece includes a building (A model of the Interpretation and Learning Centre at Bharatpur), the assignment for which he had won through a competition, will house the Interpretation and Learning Centre at the Bharatpur bird sanctuary. It was inaugurated by the governor of Rajasthan at that time ad now, The President of India, Mrs. Pratibha Patil on January 17. He got the assignment for this rare building by winning a competition organized by the World Wildlife Fund. Later, he also designed a acollge in Haryana, which was inaugurated by the President of Congress, Mrs. Sonia Gandhi.

After establishing his forte as an Architect, Dalmeet has turned Hotelier and opened his first Three Star in Manali ‘Braodways Inn’. He is the one behind its success, as the property has turned out to be one of the hottest in Manali and selling like any hot cake in the ridges . The hotel is only 1 km from the popular mall road and around 1 .5 km from the Manali’s main bus stand . It is amidst the breathtaking scenic beauty of the thick Hadimba Forest . The main tourist spot “Hadimba Temple” is very close to it . At the moment it is considered as one of the finest property in hotel business in the Manali Valley.

Does this mean that Dalmeet has reduced his workload? No his workload remains the same but he has changed the course of his work . Taking up just a few projects at a time, he would like to concentrate more on research work. He has opened three offices in Chandigarh and one in Kasauli.

This vivacious personality is fond of trekking, photography and making cartoons. No stone is lying unturned in His profile as he has also entered in Real estate business, providing solutions to everyone’s housing need, be it NRIs or Indian nationals. By developing a website on real estate, www.hotpropertiesindia.com, he is pursuing his dreams into reality.

Home Sweet Home, a place where a common man spends most of his life time... It should be a place he can relax and lead a peaceful and happy life . The science of Vaastu Shastra aims to help people to attain this end . It is believed that construction of house as per Vaastu Shastra leads to a happy and prosperous life .

Vastu is a Sanskrit word which means Vaas: Live Tu: you, a place where you live or dwell. Shastra means a text which contains knowledge or instructions . Simply put Vastu Shastra means instructions laid down for building a structure . It relies in harmonizing every real estate development with the five elements of Indian Mythology ie. AIR (Vayu), WATER (Jala), EARTH (Bhumi), FIRE (Agni)and SPACE (Akasha) . There is an invisible and constant relation between all the five elements. Thus, the person can improve their conditions by properly designing their buildings by understanding the effectiveness of these five natural forces.

Vaastu sastra combines all the five elements of nature and balances them with the person and the material . It takes advantage of the benefits bestowed by the five elements of nature to create a congenial living and working environment thereby facilitating spiritual well-being and paving the way for enhanced health, wealth, prosperity and happiness.

The science is known to safeguard the health, wealth, prosperity and overall happiness and well being of individuals and it’s a traditional Hindu science that is used in architecture and town planning . This science describes the detailed methodology of designing and structuring buildings, buying land etc. for maximizing benefits for the buyer, and occupier.

Plays inReal Estate DevelopmentVAASTUWhat Role ?

14

There are certain vastu parameters that one must consider while purchasing or renting commercial and residential real estate. Some of the basic parameters

VASTU TIPS FOR REAL ESTATE

Shape of the plot - A regular shaped plot or land is considered good . A square

or rectangle shaped plot should be bought . Irregularly shaped plots should be

avoided .

Ideal Plot/ Site - If purchasing a constructed house or building, it is best if the

main structure is in the centre of the plot. In case of a rectangular plot, the structure

should be near to the south, southwest and west directions, while north and east

directions should have open spaces . “L” shaped plots are suitable according to

vastu as it signifies missing opportunities for owners and occupants.

Obstruction - Various obstructions such as big trees, pillars and posts, wells in

front of the plot entrance should be avoided .

Vastu Checklist:

• Check for the following points while purchasing or renting commercial and

residential plots, buildings etc.

• Yellow colored soil is good for commercial lands as it is an auspicious color

signifying increase in wealth .

• Rocky land should be avoided, as it is not considered good.

• In case of buying a non- rectangular plot, make sure that South East and

South West Corners have a 90 degrees angle .

• When buying a constructed commercial or residential property, it is better to

have a narrow main gate and a wider end .

• Do not select a plot or constructed property with a well in the north or east

direction .

• Buy a plot that has the South and West part, higher than the North or East

part .

• A plot surrounded by roads in all four sides is considered quite auspicious.

15

“Success is not measured by what you accomplish but by the opposition you have encountered and the courage with which you have maintained the struggle against overwhelming odds”.

Mr. Sandhu has derived his Success Mantra From Orrison Swett Marden’s famous quote:-

QUALITYThe quality aspect is always kept uppermost in the mind while executing the

projects. Strict quality control is exercised by regular quality checks at various stages of construction, enabled by adequate testing equipments and qualified personnel to look after the functioning of quality control .

TECHNOLOGYSandhu Contractors employ appropriate techniques and equipments for their projects and endeavors’ to keep abreast of the latest technological developments in the

construction industry .

Our Vision• Commitmenttowardsquality,integrityandvaluecreationforallcustomers.

• Implementbestbusinesspracticesthatgobeyondcustomerexpectation.

• Toensurecontinuousdelight forourcustomersandstakeholdersbyalwaysstayingastepaheadofthecurve.

“We provide great vision and innovative ideas to our cli-ents to cater to all their needs

Davinder Singh Sandhu, an engineer by qualifica-tion started his career as business man early 1980’s . His vi-sion and dedication, towards providing innovative ideas into engineering made him to establish a company, SANDHU CONTRACTORS PVT .LTD in year 1989 .

From a humble beginning the company has reached the Zenith of success till the year 2010 .

The proven reliability, resourcefulness, timely comple-tion and quality construction has enabled Sandhu Contractors Pvt. Ltd., to develop a good relationship with our clients & Consultants . This is proved by some repeat orders placed with Sandhu Contractors Pvt . Ltd .

DAVINDER SINGH SANDHUSandhu Contractors Pvt. Ltd.

Mr. Davinder Singh Sandhu has been awarded with the “Outstanding Excellent in structure of the year” in the Office Complex category of the year 2010 for The Forest Office Complex in Sector 68, SAS Nagar. The award is presented to honor the remarkable work done by Sandhu Contractors Pvt. Ltd. With many such accomplishments, Davinder Singh Sandhu and his company have created and achieved new milestones.”

16

• Accelerate the limitsofexcellence throughpathbreaking innovationandprofessionalism.

• Totreateveryprojectasastepupfromthelastoneandchoosethediscontentedsweatonthebrowoverthesatisfiedsmileontheface.

• Knowledgeismorevaluableandpowerfulthananyotherassettoday.Successcomestothecompaniesthathavebestinformationorwielditmoreeffectively.

Our Mission• Tocreate a progressiveorganization that canboast of InternationalStandards in Integrity, Ethics, Corporate Social Responsibility andBusinessTransparency.

• To create culture professionalism, core competence, teamwork,leadershipandserviceexcellence.

• Toensuretimelydeliveryofprojectswithoutcompromisingonqualityandstandardand therebybring in financialeffectiveness ineachofourprojects.

• To leverage modern cost effective techniques resulting in quality,durability,wealthcreationandvaluemultiplication.

Some other projects completed by Sandhu Contractors Pvt. Ltd. are:-Punjab Tractors Ltd., Swaraj Mazda Ltd., Swaraj Engines Ltd., Punjab Scooter Ltd., PEDA, Punjab State Electricity Board, Dyanand Medical College & Hospital, DAV Dental

College- Solan, Gates India Pvt. Ltd.,Grauer & Weil India Ltd., HCL Infosystems Ltd., Green Plywood Industries Ltd., ACME Telepower Ltd., etc.

Gian Sagar College of Nursing, Banur, Patiala (PB.)HCL Infosystems Limited Rudrapur (Uttrakhand)

Gian Sagar Physiotheraphy College & Pearls Institute of Hospitality and Management Banur, Patiala (PB.)

Davinder Singh Sandhu with his son Gagan Sandhu

Carrying forward the legacy of his father, Gagan Sandhu has joined the business from June 2008 as whole time director after completing his B.Tech (Civil).

“Since than I have no look back, as my first project itself was a great achievement in the form of Forest Complex”, said a rejuvenating Gagan.

Gagan

SandhuContractorsPvt.Ltd.hasacquiredthereputationandstandingofbeingaleadingconstructioncompanyinNorthernIndiainthefieldofResidentialBuilding,Institutional,IndustrialandCommercialconstructions.SandhuContractorsPvt.Ltd.hascomealongwaymakingprogressiveandsteadygrowth.Today,SandhuContractorsPvt.Ltd.,hastoitscreditalistofreputedprojects.

• State of the art construction on modern “green Buildingdesign” principles reflecting the environmental concerns oftheforestdepartment.

• Totalcoveredareaof151,000sq.ft.inbasement,groundandsevenfloors.

• Uniquecurvilineardesigninbothplanandelevation.• Energyefficient“HighPerformance”DoubleGlassUnitsandAluminumCompositePanelsonFacade.

• Large central courtyard with 40’ high waterfall to reduceambienttemperature.

• Occupancy/LUX level Sensors to control Luminaries/HVACforenergyconservation.

• High “Window to Wall ratio” for maximizing daylight andsavingenergy.

• LargeTerraceGardenson1stand3rdfloors.• Fullyair-conditionedcomplexwithbothheatingandcooling

throughmodernHVACplant.• 100%DGPowerBackupandautomaticswitchingoverpoweroutage.

• Fivemodernglasselevatorstoserviceeachtower.• Fully Networked office with voice/data connectivity and IPtelephonesonallworkstations.

Forest ComplexSector 68, Mohali (Punjab)

Some of the salient features of the “Green Building” are:-

Punjab Forest Complex: - SandhuContractorshasrecentlycompletedaprojectnamedbyForestComplexinsector68,SASNagar,Mohali.Theprojecthasbeencompletedinagiventimeof18months.TheForestdepartmentacknowledgeswithgratitudetheservicesofM/sSandhuContractorsPvt.Ltd.Chd.inthecompletionofthistechnicallydifficultandarchitecturallycomplextaskinrecordtime,thefoundationstonewaslaidbyHonorableChiefMinisterofPunjabMr.PrakashSinghBadalon7thOctober2008.

TheInaugurationoftheuniquelydesigned,Eco-friendly‘FORESTCOMPLEX’wasdonebyHon’bleChiefMiniterofPunjab,Mr.PrakashSinghBadalon24thApril2010.

“Life gives us every chance to win and live, but to live the way we want our self and to derive our passion is the only kind of living” is the mantra of this calm, composed, warm and confident personality, Inderjit Singh Brar- a man who knows he is paying back in a way to the good of Society . Brar’s life reads like that bestseller where dreams turned to reality and the myth actually comes true, the span of his career is best understood if one breaks it down into the milestones in his life .

Among the top-notch Engineer Industry of Punjab with a share holding of Real Estate Business, one name that has carved a niche for itself as a big player in business is that of Zanders Engineers Limited .

ZEL specializes in integrated design, engineering, construction, and project management and has wide sector coverage with particular expertise in infrastructure, residential, commercial, healthcare, leisure and industrial properties. Zanders Engineers Limited has also taken up the onus of training & skills development for school dropouts .Today Zanders prides itself on delivering clients completed projects

by fusing tremendous engineering knowledge with innovative skills, harnessing men and materials. “Our operations have always been marked by creation of synergies, backward and forward integrations and strategic innovations for competitive edge . Our ability to mobilize financial, material and human resources in quick timeframe makes us the preferred contractor for critical projects”, says the chairman of ZEL.

Long term client relationships, strategic partnerships and collaborative working are all part of the Zanders ethos .

The Group is confident of establishing a national leadership position in all its areas of businesses. Business growth apart, the Group is also intensely committed to playing a key role in discharging its social obligations by adhering to specified norms of legal, environmental and ethical practices. The aim is for ZANDERS as Group to be a professional and responsive corporate entity, which positively transforms the quality of life of society at large .”

“We provide great vision and innovative ideas to our clients to cater to all their needs.”

INDERJIT SINGH BRAR Zanders Engineers Limited

An ensemble of philanthropy

19

Born in the year 1968 in village Guruharashai, Ditt., Ferozepur in Punjab, Brar did his schooling from St. Joseph’s Convent, Bathinda. The only brother of three sisters, Brar inherited the importance of Traditional values, diligence and respect of money from his father at a very young age . “I come from a traditional family where certain values of life were ingrained in us . To be disciplined, was one of the most vital virtues and so was the application of same in every walk of life,” he says with a hint of nostalgia in his voice .

The ever-affable icon always greets life with a smile

and takes challenges as a part of life . Keeping busy is his panacea; whatever free time he can spare is spent with his family . He admits that his achievements would not have been possible without the support of his family . “I was following my heart and my family supported me, as i forayed into the business . My wife Preet Kamal has been the driving force and has constantly encouraged and backed me up, says Brar. Being candid Brar confesses that he has met his soul-mate in the year 1989 . “She is very close to my mother and had a soft corner for her, says Brar. “His Truthfulness and faith in his ability impressed me deeply” admits Preet Kamal . A

doting father to two children, Sukhman and GurNimrat, Brar has always tried to place high-values in them with constant love and humanity for others .

Brar says, “When it comes to cooking, nobody can beatmy wife .” . A Govt . employee Preet kamal has the amazing beautiful sense of keeping everybody attached and happy all the time, said Brar. From the day he has joined the business, he has been working round the clock to see every operation of his organization. But, I feel proud and will consider my life successful if I could accomplish what my mother wants her son to be .

About Family

20

A Builder at Heart

The exuberant personality of Inderjit Singh Brar has always helped him in real estate, where today he has various big proj-ects into his credit. To name a few are Silveroak heights, Zirakpur, Silveroaks School, Bathinda, Sheesh Mahal, Bathinda etc. where sheesh Mahal Bathinda is a joint venture between the promoters of Zanders Engineers Limited and Mittal Group, Mohali. Let’s know about these projects:-

Silveroak heights, Zirakpur: - Is as unique as you are. A cre-ation that has no parallel lines, in concept, design, and perfection will provide you with a sense of owning a house . It will be a home that has been culled from years of home building experience of Silveroak Townships Pvt. Ltd. It has a separate Identity, a Powerful statement of being, just like you, Individualistic, unparalleled and distinctive .

Silveroaks School:- The school is situated 3km . away from Bibi Wala Chowk near ITBP and the campu is spread about on

6 ½ acres of Luh Green landscape amidt rice and wheat fields and tropical trees, ideal or an

impressive school building with neatly laid out garden,

consists of

all essential facilities required for running sound educational pro-grammes. Various Playfields, basketball, badminton and tennis courts, sand pits, swings, splash pool dot the campus, providing it with an ambience of health, peace and tranquility.

Sheesh Mahal, Dabwali Road Bhatinda:-Sheesh mahal is an ultra modern self-contained township with multiple choices of residential options and a wide range of lifestyle facilities spread over 43 .11 acres . The layout plan of the whole township provides relief from the busy life . The residents of this world-class township will enjoy an excellent civic infrastructure with wide and well-lit me-tallic roads, treated drinking water and round-the-clock security. The township will have modern electricity supply and distribution system. The other amenities available are manicure garden, shop-ping complex, school, club and a luxury club.

21

Leading realtor, Inderjit Singh Brar is an ensemble of philanthropy and business finesse combined into one. Founder of Zanders Engineers Limited, Mohali, Inderjit is giving wings to the dreams of rural youth who want to make it big in life, but do not have any means to do so.

His venture has been imparting vocational skills to village youth and even going to the extent of getting them well placed professionally. He provides hostel facility and encourages others to continue their studies. “Started in 2009, we had 17 rural youth last year, who are well placed today. Not surprisingly enough, we have been entrusted with the responsibility of hundreds of youth this year and we will succeed,” says enthusiastic Inderjit.

Hailing from district Bathinda, Inderjit lost his father Karnail Singh at a tender age and cared for his three sisters and mother . He forayed into organized real estate business in 2004 and since then there has been no looking back . Besides building an enviable business empire, Inderjit did not forget his responsibilities towards society. He established Karnail Singh Charitable Trust at Bathinda, which is presently giving free vocational education to 4000 girls .“It is the commitment to do something for underprivileged that keeps me going,” confides this young entrepreneur, who is all set to add new dimensions to the state’s skyline with his lined-up real estate projects . It is around this commitment that his passion evolves .

At the end of day, it is his mother Jaswinder Kaur, his wife Preet Kamal, son Sukhman and daughter Gurnimrat who rejuvenate his energy and gives him yet another reason to continue with his conquest of hearts .

Drug De-addiction Camps: In order to motivate the youngsters in the countryside to give up drugs, the trust

organizes de-addiction camps and sports activities at the village level . Not only does

the trust help the needy in de-addiction, they also help in finding a suitable job for them after their vocational training .

A step Ahead on TimeHe appreciates the latest technology and it is all visible in his work . Inderjit aspires

to build his real estate construction company to a national brand . He is already foraying and is expanding his area of work to other parts of India. Apart from several townships in and around Punjab, his organization is coming-up with many more new opportunities in Real-Estate .

Experimenting is still onDespite of achieving almost everything that one could ever dream of, Inderjit

has never rested on his sculls. His success Mantra is, “think different, act fast, start as u want, be consistent, be patient and always learn from your mistakes as a man is the maker of his/her own future” . The heights he has reached in his life are remarkable and worth appreciating . He believes that there is some inner force guiding him constantly to face the challenges that continues to come in his life and come out as a winner .

Where Thoughts come trueOne morning a group of friends shared their thoughts concerning upliftment

and empowering of women by providing them vocational training in various fields. The thoughts came true in August, 2007 with the formation of PYARE LAL KARNAIL SINGH MEMORIAL CHARITABLE TRUST took place . It gave an opportunity of vocational training to girls/women in Tailoring and stitching, power machine work, Aari work, painting work, computer training beautician and mehndi work, English and Punjabi typing, English learning/speaking, teddy bear making etc.

Till Date lives of more than 7800 girls have been transformed by the Trust by providing them necessary training and also enabling them to earn . The training is given to girls in two/three month’s course. By paying just a token of money as fee, candidate has to register her name and the total training is imparted free of cost . Guest speakers share their experiences with them. The motto of the trust is ‘come to learn and go to earn’ which has given best results till date. According to the Trust, educating a women means educating the world and with this noble idea trustees are asking their best and sincere efforts to do a lot for the girls and women .

Social Sensitivity

Getting a home loanHome loans can be availed of by individuals, co-

operative societies, corporate bodies and associations of persons. Typically, the home loan seeker can avail loans ranging from Rs. 10,000 to Rs. 1,00,00,000 as long as the loan amount does not exceed 85 percent of the cost of the property. However, in some cases, the loan amount goes up to 90 percent of the cost of the property .

The three pillars: Higher eligibility, Lower interest rates on

repayment and Tax Benefits are the three factors, which have provided a fillip to the buying of new homes . It has empowered families to move into bigger homes, in locations that they earlier would only have dreamt of staying in .

The actual loan amount: How is the actual loan amount determined? This is done after taking

into account factors like repayment capacity, age, educational qualifications, stability and continuity of income, number of dependents, assets, liabilities, saving habits etc . If the individual is married and is the earning member of the family, that individual can become the co-applicant . This will substantially improve both the chances of getting a loan as well as increase the total amount of loan taken .

TenureGenerally, the tenure of the loan ranges from

1 to 20 years. The term, however, does not extend

beyond the retirement age .

Tax benefits: It is not just those who do not have money to buy homes that find a home loan attractive-tax benefits mean that many a person who doesn’t quite need a home loan still finds it advantageous to take a loan and avail of tax benefits. In most fast- growth residential areas, this has been the norm rather than the exception. If one looks back at the past couple of years, growth of the home loan segment and the residential reality market’s growth seem to be in sync .

Types of home loans: Some of the more popular home loan products are the regular home loans, home extension loans, home improvement loans, home mortgage loans, and home loans for women, non-residential property loans, lease rental finance etc.

HOME LOANS DEMYSTIFIEDIf one follows the right guidelines and a systematic approach, making the right choice is very easy.

23

HOME LOAN TIPS

If prepayment is likelihood, choose wiselyExpecting a windfall or inheritance in the near future? Or planning to sell

some property whose proceeds you can use to pay off this loan? Generally, all HFCs allow prepayment . What you have to check is whether they are going to charge you for it . Most levy a prepayment penalty of 2 percent on the amount being prepaid. Some HFCs do not levy a charge of part prepayment. So, if there is a high probability that you will be able to at least part –prepay, you will get an option on whether you would like to reduce EMI or the tenure .

Is time of the essence?Have you managed to locate the ideal home and even negotiated the right

price? Then what you need is a loan that will be sanctioned immediately . If you don’t pay up quickly, you may lose this opportunity. Since speed is of essence, you might as well go with a HFC that promises to sanction and disburse a loan quickly .

Look at other benefitsSome HFCs offer a free accidental death cover at no extra cost. This is

extremely beneficial and protects your home and your family. Should you meet with

an accident that results in death, your family will not face any problem concerning the loan repayment . The loan will be repaid out of the insurance cover and they will not have to contend with any EMIs .

Also keep in mind tax benefits when you take a home loanThe amount sanctioned depends on number of factors. The HFC will finance

up to 80 to 90 percent of the cost of the home . This amount must fall within the upper and lower limits that the HFC has set . But that does not mean you are automatically entitled to it . What you get will depend on your repayment capacity . To determine this, income, other earnings, age, number of dependents, loan outstanding, number of earning members in your family, a steady job in a fairly stable industry and qualifications are taken into account.

To increase your repayment capacity, take a loan jointly with your spouse so that both the incomes are clubbed to determine the gross repayment capacity . Generally, a housing finance company will permit up to 35 to 55 percent of the gross monthly income to form the monthly repayment amount . Another option is to opt for a longer repayment tenure so that the EMI amount gets reduced .

You do have costs even if you are taking a loan. A housing finance company (HFC) will only pay around 80 to 90 percent of the total cost of the home. The registration fees and the stamp duty, which amount to around 10 to 12 percent (depending on the state in which you are residing) of the cost of the home, are also included. The balance margin amount will have to be put up by you. Depending on how short of funds you are, you may want to go with an HFC requiring you to make a lesser down payment.

Don’t forget to budget for the processing and administration fees charged by all HFCs, which will amount to around 1.8% to 2% of the loan amount.

24

They have always come forward to work for the people . They are ready to carve out

best ways to provide the best of services to the masses . Bajwa Developers have earned a

reputed name for themselves in the Real Estate Industry . They are working very hard only

to serve and fullfil all the necessities of the people.

Mr. J. S Bajwa of Bajwa Deveopers is a very simple, down to earth and dedicated

man. He is a man with highly refined business skills and he always aims to reach the

zenith of success with hard work and sincerity .

“With the booming of real estate business, multitudinous builders have come up but Bajwa Developers is the name to reckon the most”.

“ Our vision and mission is to see this nation as a developed one and to achieve this mission, we are stepping forward tirelessly.”

Name : Mr . J .S . Bajwa

Date of Birth : 13 .02 .1967

Birthplace : Vill. Hamboval (Machiwaara, Ludhiana)

Higher Education : Hamoval Village (Machiwaara, Ludhiana)

Graduation : Malwa College, Punjab

Father : Mr . Brishan Singh

Mother : Mrs . Gurcharan Singh

First Job : at Tractors parts Industry .

Website : www .sunnyenclave .com

You can contact at : info@bajwadevelopers .com

J. S. BAJWABajwa Developers’ Pvt. Ltd.

25

With the booming of real estate business, multitudinous builders have come up but Bajwa Developers is the name to reckon the most.

We deliver what we commitIt is this very spirit that has driven the journey

of Mr. J.S. Bajwa, Managing Director of Bajwa Developers Pvt . Ltd . Who has established himself as trust-worthy real estate developer .

The Townships of Bajwa Developers have been patronized by leading professionals as well as individuals who appreciate finer things in life.

His Astonishing DreamsHis dazzling dreams are the mesmerizing

townships and infrastructures that have come up with lots of dedication and hard work, and are approved by Punjab Govt . PUDA and Chandigarh administration .

Quality Constructions Includes:Suuny Enclave, Kharar : - A- A perfect

township have bloomed anchoring beautiful residential complex and buildings with simple but striking facades; spread over an area of 1000 Acres on NH21, Kharar Mohali.

Dashmesh Enclave, Zirakpur

Saraswati Vihar, Zirakpur

People and PhilosophyBajwa developers is passionate about

maintaining the highest caliber of convenience, value, comfort, quality and style in the form of 24-hr water and power supply, easy sewerage system, 24-hr taxi service, 2-minute bus service, hospitals, schools, temples, Gurudwars and its widened roads .

Future ProjectsA mega-project coming up in 150 acres

which will include a shopping mall on a total of seven and a half acres, residential houses, flats and commercial complex.

USP’s• Superb Architectural design

• Quality construction

• Usage of latest material and concept

• Environment friendly construction and development

• Real estate management & maintenance

• Excellent tem of professionals

The company stands committed to provide the most economical flats, plots and independent houses to the people with most modern infrastructure . It is a complete township within itself .

PROJECTS

26

Baranala Realty is one the most trustworthy name in the real estate industry . They are the pioneers in providing quality & affordable housing to their esteemed customers . Their recent project “Maya Greens” is a perfect blend of luxury and comfort.

Maya Greens is being developed and promoted by well known and reputed builders in the region . The legacy of quality work is being carried in a partnership firm, as three partners: Mr. Jiwan Jindal, Mr. Dharamraj and Mr. Vijay Kumar Garg, have to their credit developing one of the finest apartments in Zirakpur till date. The experience that they have gathered throughout the years will enrich and enliven the whole of the gates community called Maya Greens .

These attractive apartments have been named as “Maya greens” because of its green environment where one can feel free, joyous and close to nature. A happy environment is not bordered by the walls of your home . Sparking green areas around your home accommodate plush greenery offering an eye-pleasing view . Add to that the splendour of spacious & airy room’s voila!

“We believe in adding the essence of elegance and comfort to the lives of a common man. For us, the comfort and needs of our customers is the topmost priority. “

JIWAN JINDALMaya Greens

Mr. Jiwan Jindal and Mr Vijay Kumar Garg, started their career in 1973 and since then they have to their credit various businesses, some of them are Tyre Industry, Coal Business, Spare parts, Shuttering and Real Estate Industry. In their own words, “We ventured into Real Estate business not with proper planning, but

About The Partners

it was another experiment as we had earlier in our other ventures....and likely we are getting good returns for the same . This time we are coming up with Multi-storey housing projects, a well-planned project at most affordable rate....and can bet that our clients will relish the joy of living at Maya Greens .”

Mr. Sanjeev Jindal, Son of Mr. Jiwan Jindal is carrying the legacy of his father to the foreign countries. Recently, he is exploring business opportunities in United States

of America after completing his M .tech post-graduate from USA .

Mr. Dharamraj, an ex-govt. employee, is another partner in the Barnala Realty. With 20 years of experience in real estate, Mr. Dharamraj has gone under many projects and construction of colonies. As a saviour of humanity, he has actively involved himself in social and religious activities and is also serving as Vice-President of Harihar mandir, Sector-12-A in Panchkula . He is also a member of Bharat Vikas parishad .

27

PROJECTS

Maya Greens is a new residential project at Zirakpur, where you can enjoy every bit of your life in the lap of nature and comfort. These newly designed flats serve the needs of all the people of the society. The Floors offers 3 bedrooms, 2 Wash Rooms and a provision of Store cum Puja Room . Every Floor and every room is designed exclusively with special features and loaded with high specifications. Ground Floor has a green area in front and back. First Floor has Balconies in front and back. Second floor has terrace area along with large Balconies .

Maya Greens is a location with excellent connectivity with road and Air transport along with easy accessibility options for conveniences . There you will get all the facilities and luxuries of life just at your doorstep. Petrol station, schools, bus stop, party hall and lawns are all there at walking distance to facilitate your stay at Maya greens . If you are fond of shopping and love watching movies, then there is a mall at the nearest. It is

your dream home where both Airport and Railway station are at short distances . The surrounding are covered with green gardens, where you can enjoy some peaceful time with your loved ones .

Maya Greens has an enliven environment where it offers jogging tracks, children play areas and car parking space. Green ambience, gated community, rain water harvesting, landscaped parks, low rise buildings, fire fighting arrangements, power backup, earthquake resistant RCC frame structure, 24-hour water and power supply are some of the facilities that Maya greens is offering as great place to live in with its worldly charm of natural beauty and homeliness. The flats are designed completely with wooden work to make your living elegant and styling . Maya Greens adds grace and beauty to your home .

28

HOW TO INVEST IN PROPERTY

Commercial Property: There are many types of commercial properties available in the market . For

example shops, showrooms, office space, commercial land, space in retail mall etc . Investors can invest in various commercial properties based on their invest-ment portfolio. Foe example, small investors can look for investing in a small shop space in a prime locality and rent it out to a bank for an ATM . Larger investors

can look for office space and rent it out to smaller companies for office purposes. Investment in commercial property yields a rental return of 12-15 percent per an-num on the invested amount. With current market conditions, conservative esti-mate of appreciation on an investment in property is about 20 percent annually .Residential Property:

An investment in residential property is one of the safest investments with secured cash flows. Investments can be made in flats, extension of house, renting a portion of your house etc . Rental returns from a residential property ranges from 4-8 percent. On top of it, if you add the tax benefits due to you, it can go up to 10 percent . Appreciation of property is an added bonus for investors .

Location: The location of property is the most important factor . It not only decides

the rental value of the property but also the appreciation prospects . Easy ac-cess to transport system, future development of the area etc, should be carefully analyzed .

Title: It is advisable to get the property papers verified by a lawyer.

Market: A careful analysis of which sectors and sub-sectors of the market will per-

form well in the future serves you well as you know from where and how much to expect in returns.Finance:

If you are taking loan to fund your property, carefully analyze the loan terms . Property loan tenures are usually quite long .

Security: Property requires certain amount of protection against illegal occupants . It

is advisable to visit your property at regular intervals .

Real Estate is fast becoming an important part of an investment portfolio . It is a real asset and comes quite close to offering secured cash flows. In addition to that there is also good capital appreciation .

The economy is growing at around eight percent per annum from the last few years. This rapid growth in the economy has resulted in tremendous growth in the disposable income of the middle class population. With rising salary levels, tax rebates in housing sector and liberal bank financing, many already own a house. Many people who own a house are planning to acquire their second or third property for investment purposes. The property sector has seen bumper growth in last few years. Properties are being transacted at unbelievable prices.

29

Factors to consider while investing in property:

PARAMETERS FOR BUYING PROPERTY

Budgeting:One should adopt a practical approach while ascertaining the budget for

purchasing property. While, the real estate industry has undergone a transformation and has much more to offer than earlier, there is clearly a flip side to the whole aspect . With the availability of a variety of glamorous housing options and an easy access to cheaper and less complicated housing finance, it is very easy for buyers to lose focus and go for something outside their budget . While deciding on a budget, it is important to keep in mind that the money spent on housing should commensurate with other future plans such as education for children, medical expenses etc. While budgeting for property along with the base price, one should take into consideration other associated expenses such as stamp duty, registration charges, legal fees, agent brokerage, society transfer charges, cost of renovation/improving the property, cost of furnishing the property, future house tax/property tax payments etc.

Identification of a property: Purchase of a property is a long-term investment, which forms an asset

and can be liquidated in the time of need . It also comes handy while you go for a better accommodation as the proceeds from selling the existing property could be utilized to buy the next property. Therefore, resale value is important while decision-making .

Location: Location is one of the major aspects that one should keep in mind while

searching a house . The idea is to buy a house that would appeal to a bigger number of potential future homebuyers . A careful choice of location can minimize negative influences on future resale value and maximize positive influences. From clearly an end use standpoint, proximity to work place, children’s schools, becomes one of the prime factors while deciding the location .

Neighbourhood: A good neighbourhood with right occupant profile plays a key role in

determining the esteem of an area . Given the changing life style and the nuclear family concept, it is important to ensure that the neighbourhood is secure from all aspects .

Civic Infrastructure: Besides a good neighbourhood, your house should have well maintained

roads, good power and water supply. Also, given extreme traffic pressure, it would be a good idea to keep in mind, if there are any metro stations in the proximity. It is always helpful to buy house near the main road . It’s seen that appreciation is maximum in the flats or plots developed near main road.

The radical shift in the mindset of a purchase, where debt is no longer considered a taboo, have brought the brick and mortar dream alive for many people. Not long back real estate offered few choices to a consumer. But, inclusion of suburban areas followed by mass private development, have made real estates more affordable. As a result, the process of owning a home has become easier and less time consuming.

For many people, buying a house is the largest investment they have ever taken. Therefore, it is essential to keep a few tips in mind before starting a search for the house.

30

Physical Infrastructure: Proximity to multi specialty if not super specialty health care should

be in mind before identifying a location. Schools with kindergartens, shopping and recreational facilities such as clubs, restaurants, shopping areas, cinema halls and grocery stores enhance the importance of a location . When one sets out to identify a property, it is a good idea to keep the above factors in mind. However, if the property is not for immediate use, it would be a good idea to explore locations not fully developed, commanding lower prices, since they have the potential to grow with regard to infrastructure and other facilities . This would allow one to earn some returns on the property in the interim period by way of leasing, thereby, easing the burden of home loan repayments .

Type of Property: One needs to be clear about the kind of

property he wants to buy . Many times it’s noticed that buyers have difficulty in identifying the right type of property. Although, the decision is largely guided by budget and quality of life one envisages, advantages and disadvantages of each property should be reviewed .

Independent Houses: Needless to say stand alone houses offer the luxury of open spaces along with

the fact that the structural designs can be customized to suit one’s own needs and requirements. If the independent nature of the premises has its set of advantages, one cannot deny the fact that it also poses problems with regards to maintenance . One has to deal with challenges such as power cuts, irregular water supply and security etc .

While buying a house for investment purpose in a remote area, it is better to buy an apartment in a condominium. Because of security reason, end users will first move to condominium and once it is populated, people will start moving to villas. So, appreciation will be realized in an apartment first and, then as the demand for villa will grow, appreciation in that segment could also be felt. But if you are ready to hold out for a longer period of time, you can go ahead and busy stand-alone house also .

31

Simple living, high thinking is the real mantra of Mr. Walia. Born on 26th November, 1968 at the city of Ludhiana Mr. Walia has always lived his life with strong values and dedication towards his work. After completing his graduation, he completed his Architectural diploma from Chandigarh. Being the eldest in the family, he has always been a very responsible and able human being .

He has younger brother, sister, wife and two children in the family, whom he loves the most in this world. He is fond of listening soft music and at times, freaking out with friends and family. He believes that one should be focussed and determined in life, only then dreams can be fulfilled.

Believe in yourself and god, hardwork always pays best at the end. I have always believed in my efforts and I owe my success to it completely.

K. S. AHLUWALIARKM Housing

32

Name : Mr . K .S . Ahluwalia

Date of Birth : 26 .11 .1968

Birthplace : Ludhiana

Education : Graduate, Architectural Diploma,

Fav Destination : Switzerland, Canada

Fav Food : Everything cooked by my wife

Life’s Mantra : Live Life King Size

Website : www .rkmhousing .com

Springdale is a complex with wide spacious homes, well spacious, well planned rooms designed to bring you an aristocratic feel, yet maintaining highest levels of privacy and personalized touch . With lush green area at every corner you look, beautifully landscaped to bring alive the spirit of nature .

With highest quality standards used in design, construction and excellent to location, you win at all sides. Springdale is in every way your ideal home .

The complex is strategically located on the Chandigarh-Ambala national highway but it is away from busy heavy vehicular traffic in the calm lush green environment . It is just 3 .25 kms away from Chandigarh Airport and easily accessible to all the luxuries and facilities around in just a few minutes .

In this hectic and materialistic world, we all look for comfort and convenience daily. The Springdale complex offers a warm and welcoming atmosphere along with contemporary, spacious and comfortable bedrooms with ensuite facilities .

It offers you a luxurious galore, comfort for the whole family and comfortable living space that’s as stylish as it is functional .

What would a home be without a kitchen? The kitchen is much more than a place to cook and eat. Now, you would be away from worries of small kitchen in RKM Housing. At this opulent complex you are provided with modular, fully fitted, sophisticated, creative kitchen with wide variety of elegant material. Also, provision of polished granite work station, stainless steel sink, chimney, glazed tiles above the counter and anodized aluminium door fittings would make you fall in love with your kitchen again and again.

Having a luxurious bathroom is sure to make your life a little bit sweeter. The Springdale complex is equipped with indulgent fixtures and fitting. Hence transforming your personal space into a spa-like retreat is easier than you might think. Use of ceramic and glazed tiles in toilets, granite/marble top with wash basin, European W.C., branded chrome plated brass fittings, a bath tub in the master bedroom and shower enclosure in other room toilets (optional), provision for hot and cold water supply gives your bathrooms a classy look, which every visitor in your home would surely love.

PROJECTS

An open and wide lawn in their house is every man’s dream . With RKM’s extravagant housing features one can experience the OPEN & unobstructed view of sprawling lush green landscaped courts and lawns embraced by nature from all sides . One can enjoy the Ultra-modern lighting system which will help illuminate the whole complex. One problem that every person faces these days and wants to avoid it completely is electricity cuts. But, RKM looks after all your problems and makes sure that you may not face any such problem. That is why; it provides 100% power back up, where you get full power back-up for your homes and lifts to avoid any kind of discomfort and inconvenience. Also, the homes are well equipped with latest technology elevators and emergency alarms .

It not only provides comfortable and luxurious life to the elders, but also has made facilities for sports ground for the children. An Exclusive play area coupled with jogging track serves the purpose of physical activities of all age groups .

To ensure that you don’t have to go far for family’s everyday needs, RKM provides you with a shopping complex nearby. The safety of its residents is very important for us, and that is why, here all the homes are designed as earth quake resistant to ensure 100% safety. Keeping in mind these safety measures requisite arrangements for fire fighting are also provided.

Apart from the luxuries outside, RKM has made sure to give you the best of comforts. You will find outstanding vitrified flooring in drawing, dining and sitting room, vitrified tiles in bed-rooms. Also, excellent use of anti-skid ceramic tiles for balconies and corridors, granite and marble in staircase/lift lobby make your home look like a royal palace .

34

Mr . Kamal Jindal is a renowned Real Estate Professional cum Consultant working for various esteemed builders and developers . He depicts a personality who not only consults but always thinks in the good of every customer who has purchased a house or is yet to purchase some property. Here, he is providing us with some of the important tips that a person should seek before buying a house .

A house is the place where a person spends his entire life crying, dancing enjoying, laughing, and merrymaking. It is the place where a person beholds his memories and moments spent with his near and dear ones, with his family and friends. A house is a mirror of thoughts, culture, background that a family has and the oneness and integrity it withholds in itself . But the place where a person is living in should fulfill all of his needs and essentials. It must be a piece of source and contentment in the person, because it is usually said, home is the place where the emotions and sentiments are attached and a place where one relax and finds himself.

“We aim to give you complete assistance on creating your dream home with all the required factors.”

1. Space

A person should check whether the space he is looking for is sufficing his needs or not . It should be calculated according to the number of family members . Every inch of extra space would cost money, so the utilization of the money should be a wise decision . A Customer should also consider covered area/usable area instead of super area .

2. SurveyaboutArea

A Survey should be done in terms of property rates and future of the respective real estate market. Factors like posh colonies, neighboring the most happening places of the city situated in the vicinity also helps in deciding the cost of the property . These should be traced keeping in mind the present and future developments .

3. Survey about Property Prices

Before buying a property, proper survey regarding current property rates, standards of the market and future predictions for the real estate market should be estimated . A budget must be set for the required property type according to the market standards, as each property dealer has his own set rates where one may need to bargain and bring him down to the standard rates .

4. Area or location

A person should consider a central location while buying a house . A house should be nearer to market place, schools, hospitals so that a person can have an easy access to the basic necessities of life. The area or the locality, in which the property is bought also, plays an important role in defining the family background of

TIPS FOR BUYING HOUSE by KAMAL JINDAL

A house should have all the qualities to provide a feeling of satisfaction and pleasure to his residents as the house define the spirit of a person living in the house. Following are the key points that one should keep in mind while buying an apartment:

35

the person. The place of living showcases the standards a person can afford, it helps in structuring his social circle accordingly . And it also helps in considering its resale value in future .

5. Facilities in and around your house

A person must look for facilities in and around the property he is buying . He must look for children play areas, parking facilities, community centers and clubs etc . as these may help in formulating the lifestyle of the individual .

6. A park for walk and for children & elders

Health is an important asset for leading a happy life. So, places like parks or greenery around the Property adds an aspect of freshness in the lives of human beings. While looking for a house, A person should keep in mind the importance of space available for their children to play and where they could go for morning walks to add a pinch of brightness in their daily routine .

7. Ingredients of a good Property

Quality of a good property lies in the reliability of the materials used for construction and safety. One should check for fire arrangements, Quality of material used and the guards and the boundaries of the society should be minutely verified.

8. Nearest market and Shopping centers

Market or shopping malls near to Property provides with the easiness of shopping whether it’s for small or big purpose, the time and the cost involved in traveling gets reduced leading to a better and fast life .

9. Security facilities

With the introduction of new technologies each day, the safety of human being is getting questionable. Though no one is sure of when, how and where, what will happen, but security measures are to be taken as much as possible. So, in case of choosing a house one should check the area and the locality from the security point of view .

10. Parking Space

There should be an individual & dedicated parking space for your Cars and Two Wheelers and a proper provision should be checked for visitor’s car parking .

11. Approval of the authorities:

Before buying any kind of property, a person should check prior approval of

the authorities concerned. One should consult firstly with the Builder and then verify the same with the Govt . Authorities .

12. Previous Track record

A person should inquire about the background of the Developers, and that there is no bad name attached with the Developers or Promoters .

13. Facilities

If Buying a Property in a society, a person should check facilities like power back-up, Electricity Load to each unit, 24-hr water supply, garbage duct, Sewerage disposal, etc before buying a property.

14. If Buying a Under Construction Property

If A Customer is Buying a under construction Property or yet to be constructed Property, then there should be a possession commitment from the Builder, as well as penalty clause also, which means in case of possession delay, than the builder will bear the penalty of at least 6K/month .

15. Don’t rely on Brochures & Newspaper ads

Never rely completely on the brochure or the literature provided by the builders, one should check the details by seeing the Original Papers, which include ownership proofs, Non Encumbrance Certificate, legal approvals, NOC’s from various Govt. Departments, Approved Bankers List etc.

16. Documents at the Time of Initial Payment

After finalizing the Property deal with the Builder, and making initial earnest money, a person should get proper receipt, allotment letter, buyer’s agreement, payment schedule and Technical Specification details.

17. Avoid Bonanza offers

Few Builders offers Bonanza and few offers special offers for a limited period by offering Household items like AC, Washing machines, LCD’s, Microwave, Furniture & Fixtures etc. do not get attracted for those items, one can get directly from the market at cheaper rates .One should bargain for more cash discounts instead of these offers .

Keeping these points in mind, one should go for a peaceful, calm, beautiful and modern house reflecting the persona of the people residing in it.

36

A man with a polite and down to earth personality, Mr. L.C. Mittal is among those few people on this planet who have loved each day of their life completely and valuably. He was born on 12th October, 1968 at Samana Mandi, District Patiala, Punjab. Though he does not have bundles of degrees to his credit, yet something which makes him different and outstanding from the rest of the people is only his focussed vision towards work .

He started working at the tender age when other boys usually want to enjoy life and freak out at their best . His business skills and aptitude for management can give tough competition to any MBA today . He is one such man who has discarded all the stereotypical ways of growing up and being successful . He believes in a simple mantra of dreaming high and then fulfilling them practically. His pleasing personality would always make you feel that honesty can win over all the hurdles in life .

Like any other common man, even he had dreams of success in his eyes, but what outshone was his faith in his efforts . He initially began his business as trading in property, but gradually with time he whole heartedly started with the real estate business in year 2001. In 2005, the group Motia Developers Pvt. Ltd was formed, where few great names in the industry joined hands in order to serve the mankind with the best of their capabilities .

Pawan Bansal, Kewal Bansal, Hem Raj Mittal, L.C. Mittal, Meshi Mittal are the board of Directors in the group. Motia Developers is only such group where you would find that commitment and conviction goes hand in hand. You will get the possession of your dream homes on time without any delay ever .

“We do not boast about our work, “Truth” does not need to be talked about. It is our duty to do good work and we just do that with honesty.”

L. C. MITTALMotia Developers P. Ltd.

37

Motia Developers have made sure to serve all the requirements of their customers . They came up with both residential and commercial projects . One is called “Motia Heights”, while other is a wonderful commercial project called “Motia Plaza”. Motia Heights are one of the finest residential apartments located in the heart of Zirakpur on the ‘K’ Area Road . If you have been looking for an elegant apartment crafted specially to suit your impeccable perfection and excellence, then Motia Heights is the destination to your dreams. Surrounded by landmarks like Gurudwara Baoli Sahib, Paras Down Town Mall, 5 Star Hotel Raddison, Aashirwad Banquets and other recreational and educational institutes, it intends to offer you the ultimate in cosmopolitan living.

Motia Heights specializes in qualitative and quantitative solutions for the real estate industry. By having a thorough and in-depth knowledge of the real estate, Motia Heights is able to develop strategic and turnkey solutions to help get ahead in your business also .

Motia Heights Apartments are built strategically in a way so that you may have access to all the facilities around. Adding class and royalty to your lifestyle, Motia Heights are fully air conditioned apartments with 24 hours power back up in all the flats. The apartments have 24 hours uninterrupted water supply. The developers of Motia Heights believe that the security of their residents is of utmost importance and for this, a well maintained fire fighting equipment is placed in every nook and corner of the complex to assure prompt and perfect action in any case of any fire accident.

Also, use of Masonite doors and enamel paint along with oil bound distemper paint of appropriate colour on interior walls of the apartments enhance the beauty of your sweet homes. Here, you and your family members can enjoy the best décor and ambience. Provision of modular kitchen, polished granite workstation, stainless steel sink, and electric chimney connection adds a lot of value and grace to your kitchen. No

wonder, every time you would walk in the kitchen, you would fall in love again and again. Apart from all this, it knows the value of your privacy and that is the only reason why there are only two flats on each floor. Motia Heights has promised its customers to give them proper ventilation and sun light. That is the reason only why flats are designed in such a manner that the sun light and air could cross in your flat for the whole day.

Motia Developers has not only reached heights like this, its customers are a proof to their quality work and excellence. According to Mr. Puri, “Motia Heights is not like other builders and societies which only concentrate on presentation . At Motia Heights, I found that presentation and commitment are as true as truth.”

According to Mr. R.K. Kohli, “It was the right decision to make a nest at Motia Heights . This place has all the facilities that we cannot even imagine . I am lucky to be a part of this refreshing and comfortable society .”

Apart from the residential apartments, Motia Developers commercial venture “Motia Plaza” is great project comprising of Showrooms, Offices and Hotel site. Motia Plaza nestled in the lap of Himalayas is spread over an area of 4, 00,000 sq. ft, with tasteful modern décor that compliments the environment. The prominent features of Motia Plaza are its perfect location at the Pinjore-Nalagarh National Highway and Baddi-Barotiwala Highway. Here, you can enjoy the pleasure of wide internal roads along with ample parking space .

PROJECTS

UPCOMING PROJECTS:

Motia Developers are coming up with two projects both residential and commercial, spread over more than 10 acres. One is called “Royal City” at Chandigarh-Ambala Highway, Zirakpur, while the other one “Royal Palm” is located at the VIP road, Zirakpur.

Destiny directs the deserving to great ends . One such personality is Mr . N K Sharma, Chairman to the District Planning Board, and President of MC Zirakpur. His success lies in taking his responsibility of bringing about the development to the region, and going beyond that to achieve unprecedented growth and expansion, thus repaying what he perceives as a debt owed to society. In his own words, “It is the society which showers blessings upon you like a boon, and makes you work for the good of humankind, as nothing can be achieved without its support. It is the love of the people that has made me stand tall, otherwise I was nothing” .

Born on April 7, 1970, this young political figure was a layman, with no knowledge about being either being a builder or a politician . But with his head for business and political acumen he recognized an opportunity when he saw it, followed it up with hard work and determination and turned it into a success .

An avid social worker, he works at the level of the masses. This led him to make the first ever youth club for games, where cricket matches have since been held between the Indian and Pakistani teams . His social service practices have led to Zirakpur being given an ultra-modern look, which includes best sewerage, water and electricity supply, stadiums, children’s play areas etc.

“It is the society which showers blessings upon you like a boon, and makes you work for the good of humankind, as nothing can be achieved without its support. It is the love of the people that has made me stand tall, otherwise I was nothing”.

Meet NK Sharma

Company : N K Sharma Group of Companies

DOB : April 7th, 1970

Education : • Post-graduate in Mathematics, HP University • BSC, DAV College, Chandigarh

His ideal : Grandmother, Smt. Savitry Devi, and Father, Mr. VN Sharma

Favorite tourist : Egypt and Denmarkdestinations

Daily Regime : Exercise to keep himself fit

Achievements : • Sarpanch of Lohgarh (1997) • Chairman of District Planning Board, Mohali, by CM Prakash Singh Badal (2009) . • Elected twice as chairman of District Planning Board. • President, Municipal Committee Zirakpur.

N. K. SHARMAN. K. Sharma Group of Companies

39

From the day N K Sharma has joined the business, he has worked round the clock to oversee every operation of the N K Sharma Group, establishing its high standards of quality and aesthetics . He shares credit for his that his achievements with his family and friends, without whose support the venture would not have been possible. In his own words, “I was following my heart and my family supported me as I forayed into the business and political world .”

His pride in his structures is visible in the statement, “If we look at the specifications and planning of Savitry Housing Projects, then everything that comes

under structure, flooring, electrical works, sanitary & hardware, internal finishing, lift and stairs, air conditioning, garbage ducting, no one can compete with these beautifully planned projects .”

N K Sharma defines his mission as, “Justice, Honesty and commitment to everyone”, a mission he holds solely responsible for having earned 11 seats in MC elections without big political support .

The name N K Sharma Group is widely recognized as the pioneers in real estate in Zirakpur. N.K.Sharma Group, built on a strong lineage and an established reputation, has been a trendsetter in contemporary urban development and housing. The group is breaking grounds and forging ahead as the best-known urban housing group, having earned laurels, a decade of recognition and considerable success in “Defence Enclave”, “Savitry Enclave”, “Sunrise Complex”, “Savitry Duplex Independent Floor House”, and “Savitry Apartments”. And now, embedding yet another star in the

glittering skies of real estate is “Savitry Towers”—a place for your senses, and for your desires. Carved with international standards and geared to serve you right, it combines beauty with quality, strength with aesthetics to give you the perfect homes you have dreamed of .

The group has been in business for the last 15 years and is the first construction group in the region to get approval from PUDA .

Savitry Towers

A true reflection of quality living and contemporary lifestyle. Set in impressive aesthetics, verdant lawns and loaded with safety features, modern sanitary and other facilities, the group, yet again, brings you apartments that go beyond concrete, iron and steel, into the realm of dreams.

NK Sharma Group has attained market leadership in the last two decades. Having gained success in all its projects, NK Sharma Group is all set to launch townships in Punjab, starting with Kharar, and one can look forward to seeing excellent integrated residential townships of a quality not seen till now in the surrounding areas.

Up-coming Projects:-

N K Sharma group is coming up with many new projects . Some of these are listed below

• Shopping Mall on Zirakpur-Ambala road (2 Km from Zirakpur)

• Globus Project (IT Park, Phase 9, Mohali). It includes residential areas & an IT Park.

• Savitry Greens, apartments for those who love nature. The Location of the project is V.I.P Road at Zirakpur.

Projects & Achievements

40

FENG SHUI TIPS FOR THE WORKPLACE

• Sitwithasolidwallbehindyoutoensureyouhavesup-port. If there is awindowbehindyou,cover it upwithcurtainsorasoliddivider.

• Alwaysplacefaxmachines,telephonesandcomputersinthewealtharea,astheseactivatethechithere,makingitstrongerandmorepowerful.

• Never have themain entrance opening directly to yourtable,asthechicominginwillbetooharsh,causingbadluck,obstaclesandproblemstomanifest.

• Seniormanagersshouldnotoccupyanyroomwithtwodoors.Thiswillcauseconflictsandtoomanyopinions.

• AmbitiousCEOswhowishtorisetogreaterprominenceareadvisedtoplaceadragononthelefthandsideoftheirdesk(facingtowardsthedoor)andamonkeysittingonanelephantinfront.Thesearetwoofthemostpowerfulsymbolstogenerateupwardmobility.

• Cactusandothersharplookingplantsshouldbebannedfromtheoffice,astheseplantscausesharchikillingen-ergytopervadetheoffice.

• TablesandChairsshouldbeplacedinawaythatenablesthechitoflow.Theyshouldnotblocktheflowofchi.

• If your staff frequently all sick, hang 6-rodmetalwindchimestoovercomeillnesschi.MetalbellsandWuLousarealsoeffective.

• Donotplaceanemptyvasenexttothemaindoor,asthis

isinauspicious.• Do not place the photocopymachine near to themaindoor.Heatthemaindoorcausesthechitodisperse.

• Thecompanysignboardshouldbeinthewealthareatotapintoitsauspiciouschi.

• Avoidclutterintheoffice;desksshouldideallybekeptastidyaspossible.

Feng shui(fengshui), is the ancient Chinese practice of placement and arrangement of space to achieve harmony with the environment. Fengshui literally translates as “wind-water”.

In its traditional form, Feng shui is a discipline with guidelines that are compatible with many techniques of architectural planning. Space, weather, astronomy, and geomagnetism are basic components of feng shui. Researchers armed with this knowledge can test claims that feng shui has an effect on health, wealth and personal relationships.

41

42

IMPORTANT PARTS OF THE OFFICECreating good feng shui in the important areas of the office is sure to have a

strong impact on the prosperity of the company . Incorporating feng shui principles in laying out office space will ensure that costly common mistakes that lead to sales decline; unhappy employees and turnover are avoided . These areas include the entrances into the building and offices, the executive offices, the sales and marketing areas, the conference room where important decisions are made and the CEO’s room .

Ensure a direct view of the entrance . Never let key staff sit with their back to the entrance of an office.

Never sit an employee in the direct line to the door . This causes the em-ployee to be directly hit by the rush of chi, which can result in negative effects on the health, and productivity of the employee.

Install warm lighting (as opposed to glaring fluorescent lighting). Lighting changes the entire ambience and balance of chi in any room. Offices benefit from balanced lightening. When light is too bright, it cause irritations amongst staff. When the lightening is too dark however, the energy becomes too yin. Balance is important .

43

The Youngest entrepreneur of the year 2010, Mr. Prince Garg is a role model for many youngsters. His fine balance between theory and practice makes him a real achiever in every real sense. At this tender age, Prince has forayed his very being into building houses for serving the various needs of society and its people at large .

He is a complete foodie by heart and is fond of eating the food that his mom cooks and specially loves to eat Punjabi food . He loves travelling and has travelled almost all over the world . His passion and obsession for cars and watches is simply unbelievable. He is very fond of BMW GT. Also, he has a huge collection of Rado and Omega watches, which according to him truly define his personality.

He is the only young man in his family who is contributing greatly to the business . He is single-handedly managing four grand construction projects . Prince Garg is indeed the real King of his “Royale Empire” and believes that if your efforts are genuine and nobody can stop you from conquering the world .

PRINCE GARGRoyale Empire

“Our efforts in the direction of building are not limited to the construction of houses and apartments alone. We strive to march ahead with the times and reach wherever our customers want us to.”

Date of Birth : 10th October, 1987

Parents : Mr . Jeevan Kumar Garg

Mrs . Anju Garg

Life Mantra : Dedication

Favourite Film : Jab We Met

Favourite Sport : Football

Favourite Colour : Blue

Experience : 3 years

Favourite Food : Punjabi

Favourite Tourist Destination : Shimla

Favorite Destination : Europe

Hobbies : Travelling, Partying, Music, Long-Drive etc.

44

BACKGROUNDMr . Prince Garg has always lived a simple yet impressive life . He is very close to

his family and purely believes in family ties and emotions . He had spent his initial years of childhood in Patiala, Punjab. But, in the year 1991, he came to Panchkula along with his parents. He did his schooling from DAV School, Panchkula. When majority of children of his age were busy playing games, he used to take keen interest in his father’s business . It was during his school and college days that he started participating in the business affairs and later, at the age of 19, he finally stepped into the real estate business .

When asked about his journey till date, he said that it has been an experiencing journey. He has faced the entire thick and thins in his life, but never lost his faith and continued to fight against the circumstances. He said that he and his family went through a difficult phase in life, but now everything is fine and by God’s grace we are living a contented life .

SUPPORT

Mr. Prince Garg, the MD of Royale Empire believes that his achievements would not have been possible without the unconditional support of his family members and friends . He believes that it was only the trust of his family that he could think of beginning a new chapter of his life . His father Jeevan Kumar Garg has been a great motivation in his life and stood by him through the entire thick and thins . He always helped his father in his business of sales and purchase of plots and thereby, gradually developed wholehearted interest in it .

He says, “I was following my own heart and my family supported me, as I forayed into the business . I always took interest in my father’s business and it was only through his motivation and cooperation I decided to step into the business of real estate at this young age .” Prince feels that he has never got those leisure moments of freaking out with friends and enjoying weekends, which almost every youth aspires for and enjoys today. A sincere son, Prince says, “I would consider my life successful if I could become half like my father” .

AS A BUSINESSMANPrince Garg is a very sincere man and works hard all day long . From the day he

has been working tirelessly to see every operation of the Royale Empire to reach the heights of excellence and quality. He only believes in finalizing a project after extensive research in all related areas .

His noble idea to serve the society and cater to the needs of the masses with finesse makes him a ‘Prince’ of the ‘Royale Empire’. He is indeed a shining star and is here to stay in the long run .

According to Mr. Prince, “The real estate sector is a multifarious area encompassing a wide range of operations . The real estate developers coordinate various activities – converting paper possibilities into real property . Our ongoing project by the name of ROYALE EMPIRE AC LUXURY APARTMENTS aims to provide the best of facilities to our customers .”

A complete blend of luxury and comfort Royale Empire is here to serve its customers, delivering the highest form of satisfaction of ultra-modern apartments. It caters wonderful imagination, comfort and extraordinary designs, which adds definition to your life. The ultra modern apartments serve you with the finest and premium contemporary and modern lifestyle .

Royale empire is emerging as one of the bright names in Punjab real estate industry. It is leading with a unique approach, innovative design, and purveyance of services and the successful integration of its project .

It has always believed in providing Royalty to all its customers . For this reason and purpose in mind, the Royale Empire has selected the best of locations and facilities, which will add complete luxury, royalty and comfort in the lives of its residents. It is true to say that it is the house designed as per the prerequisite of the contemporary living . According to Prince Garg, “At Royale Empire, we are not only building flats, but we aim to create homes for our customers .”

45

46

Royale Empire is one the best townships containing all the basic amenities and extraordinary features. Royale Empire AC luxury apartments in Peer Muchhalla (adjoining sector 20, Panchkula) Zirakpur, Distt. Mohali is situated on a perfect location at NH-21. The Royale Empire covers a total area of 9.25 acres, of which 72% of the total area is left open with a total of Lush green area of around 84000 sq .ft . These AC Luxury apartments are meticulously planned and are marked by world class finishing providing its owners with the highest quality of living .

A residential place to approximately five hundred families, Royale Empire is located on close proximity to a hub of educational institutes, commercial centers,

offices and other establishment, which provide the luxury of a locale that’s truly central and well connected .

It is a location that most people aspire for, but only a select few can move into. As the international airport is just 6 kms . and within minutes you can reach railway station, Royale Empire is strategically located and is well connected to nearby places of convenience . It is truly right to say that Royale Empire is a dream destination for every man today .

PROJECTS

47

Royale Empire are based on the earthquake resistant RCC frame structure and the well laminated wooden flooring adds splendor and magnificence to the apartments. One can enjoy the best and the topmost luxuries and comforts at the Royale Empire apartments .

Royale Empire is approved by Punjab government & has recently got ISO 9001:2008 Transpacific certifications for quality management systems. Apart from

this exotic and fantastic venture, Royale Empire has also come up with two projects called Balaji Towers and Royale Apartments, which are adding feathers to the success cap of this young Businessman . Balaji Towers are located at a prime location in Kishanpura, Zirakpur whereas Royal Apartments aim to caters the residential needs of Peermuchhalla, Zirakpur.

48

Mr . Prince Garg and his focused vision is the only reason for his success today and that too, in such a short span of time. He may be very young in age, but his experience and knowledge in the business is outstanding. For Royale Empire, he aims-

“To establish Royale Empire to the level where people prefer it is the only brand they want to reside forever . Our efforts in the direction of building are not limited to the construction of houses and apartments alone . We strive to march ahead with the times and reach wherever our customers want us to” says Mr. Prince Garg. He affirms that at Royale Empire we do not only build homes; we bring your dreams into reality . Our target is not to have monetary gains; we are in the industry to perform to your utmost expectations and allow you to relive all the treasure able moments of life again.

At Royale Empire, you can enjoy the unique and extraordinary view of exquisite interiors. Its interiors are a sheer blend of luxury & comfort. The classy ambience and grand entrance adds a lot of beauty and delight even to a casual visitor . The beauty of the living rooms compliments the thoughtful shades of the bedrooms each with its own view. It gives you an overall royal and cheerful feeling, where you can enjoy the peaceful and jovial moments with your family members .

VISION

INTERIOR

“Every man is the builder of a temple, called his body, to the god he worships, after a style purely his own, nor can he get off by hammering marble instead. We are all sculptors and painters, and our material is our own flesh and blood and bones.”

SATISH JINDALMaya Garden

There are very few people in this world who are known as “Man of words” . They always believe in what they do and they know what they want to achieve in life . Their determination can aspire thousands of youngsters around .

A strong headed and determined man is what Mr . Satish Jindal is . He was born on 6th July 1964 and since then, he has believed in living life to the fullest . He knows the value of time in life . He is a man who does not waste his time in pondering over thoughts, he believes in taking quick decisions at the right time .

His determination and hard work has always led him to the path of success . He is a successful and contented man in life . The most important mantra of his life has always been living life to the fullest with proper time management .

A complete businessman by profession, Mr. Satish Jindal is a family man at heart. He believes that the credit for his suceesful existence in this world goes to his parents and faimly members . He loves his wife and two sons deeply and he says that his whole world revolves around them .

His favorite holiday destinations are Srinagar and Malaysia . He says that the idea behind Maya Gardens was to provide all the luxurious and comfortable pleasures of living to the people .

49

PROJECTSEveryone wishes to have a life just like the freshness of dew drop, which you

can rejuvenate, relax and recharge at any time. With Maya Gardens, you can enjoy the luxury to unwind freedom for lifetime and unleash life to enjoy every season with Maya Garden . The Maya Garden Apartments is indeed a blessing of God where you will see nature at its best .

The homes are wide and spacious designed keeping in mind both contemporary and traditional style of living . The palatial 3 bedrooms are cosy and comfortable with the luxury of master bedroom in apartments. The whole architecture is designed after extensive research and it will look after all the need of your family. If your parents wish to enjoy the calm morning and evening walks, then they can enjoy it in the green gardens. Your kids can enjoy in the playground, where you would not be bothered about traffic. Well designed interiors and pleasing surroundings, Maya Garden Apartments are for one and all .

Maya Garden believes that an individual’s need of space is of utmost importance . Be it in our apartment, parking lot or the campus, it has kept in mind the various needs of individuals . The education of child is a top priority not only for you but for us as well . The apartments and its surroundings have been designed in such a way where there

would be an excellent school within the premises of Maya Garden Apartments.

Maya Garden always wants its citizens to enjoy the serenity of Himalayas along with urbanization . What better way to start the day than by breathing fresh air and seeing some aesthetically sculptured buildings amidst beautiful tree . It has been planned in such a way that there will be no cars on the surface to pollute the surrounding . The entire parking will be underground and would easily adjust 400 cars at any given time .

If you are health conscious and love to work out, then Maya Garden has the provision of gymnasium and swimming pool as well . Safety of one’s family is of utmost importance to an individual and so is the safety of its residents to Maya Garden . The building would be earthquake resistant. Apart from this, there would be 24 hour security at all the gates of the campus .

There is 100% power backup, which would never leave your recipe in your microwave half-cooked . So one will be able to feel completely secure & hence free- both physically and mentally .

Maya Garden Club will give you an opportunity where you can enjoy some quality time with your friends and family. Also, shopping Mall at just a walking distance from the house; you will be able to enjoy shopping at anytime of the day with your loved ones .

Maya Garden Apartments are in every way a paradise on earth where you can enjoy the luxury tie with your family for the lifetime.

50

6 TIPS FOR A BALANCED HOME

Tip 1: Balance your lightening concept & wall coloursThe type of lights you use can greatly affect the atmosphere and ambience

of your home. Too much light can create energy that is too yang and too fierce, while a home filled with dim lights can make the energy too yin. When dealing with lightening that is excessive, especially when natural daylight casts a blinding glare throughout the home, you can tone down the light by painting a wall section of the room a darker colour such as grey, blue or even dark red to absorb the excessive yang energy .

The use of colours on walls can also be effective in controlling inauspicious flying star combinations or even annual star afflictions. Red coloured walls symbolize silent fire energy and can be effective in controlling the argument star. Similarly, grey symbolizes metal energy and can be used to control illness or the Five Yellow . Gold coloured paint also makes a good metal cure . For corners that are too dim or yin, enhance the energy with plenty of lamps or up-lights. Uplift the energy using a light coloured wall; this will enhance the lighting level, making the

corner appear brighter than it is. By introducing yang energy into a yin corner, you redress the balance of the area .

Tip 2: Select the light fixture to suit the spaceDo not simply place any old lamp in any old corner . Make it a point to

specially select the right kind of light fixtures to use depending on the energy of the area and what you are trying to achieve .

For example, the use of floor lamps and ceiling lights contradict each other’s intentions, resulting in extreme conditions. The harsh nature of the floor light creates unnecessary hard shadows, while the ambient lighting from the ceiling is too dim to do any good . A combination of ceiling and wall washers can provide a simple solution to enhance any small confined space. This system not only helps improve your lighting ambience but also helps deflect any wall protrusions that can be seen as poison arrows .

When designing your home interiors, it is important to create a well-balanced living environment. From your choice of furniture through to the type of flooring and wall colours you pick, combined with the many different lighting styles available, you can greatly affect the concept and mood you are trying to achieve. But having said that, infinite choices can sometimes boggle the mind, so here are six simple tips to ensure you don’t go too far wrong when attempting to create a balanced living environment in your home. helps improve your lighting ambience but also helps deflect any wall protrusions that can be seen as poison arrows.

51

Tip3:Watchoutforpoisonarrowsaroundthehouse

These can take the form of exposed beams, wall corners or even exposed shelves. In most houses, one of the most basic poison arrows to

watch out for is the stairs . Be sure to block the pathway of your stairs so that the staircase does not appear to be coming at you . And certainly do not have the staircase directly facing your front door . If your staircase is unfortunately located, create a partition wall to separate the stairs from the main living area, or from the path to the front door. Partitions can either be more permanent structures like concrete half walls, or even movable screens with auspicious motifs . These simple walls help to create private and public areas within the living room, yet maintain the feeling of an open space plan. Similarly, the separation of the living and dining areas can be achieved through a simple low glass partition . This helps to maintain the privacy of such areas without compromising the extensive space of the entire living room .

Tip 4: Enhance your garden to suit your paht chee self-element

Look at what element is missing or lacking in your Four Pillars chart. For those lacking water, it is ideal to create a water feature either as a pool or water feature in the garden to introduce water energy . This is a ideal if your water star is also located in this sector .

For wood energy, go for a greenery setup with plenty of grass and trees . Plants and shrubs are also great for enhancing the star combinations .

Earth energy can be introduced by creating a feature wall clad with granite or limestone . If your mountain star is located in this sector, enhance further with bright lights .

Enhance for fire energy through the use of garden bollard lights. Silent fire energy is essential if the sector is affected with the argument star .

Metal energy can be introduced through a white wash exterior fence and is useful to control the misfortune star .

Tip 5: Create balance in your dining area through clever interiordecorating

Introduce interior decorative features to help enhance the space of your living environment . Mirrors

are extremely effective in creating space, especially around the dining area . The doubling effect helps to symbolize the doubling of food around the dining area, representing the ample nature of resources around the house .

Balance your environment through your soft furnishings . The secret of a well-balanced living space is to balance the yin and yang aspects of your soft furnishings. For a dining room example, the use of hard elements such as metal or granite tabletops may exhibit a monotone feel to the space. Soften the environment by introducing wood energy through the use of adjacent grass patios or plants . Break the hard monotony further through a nice selection of carpets to give a balanced base to your hard hard-furnished dining set . This technique of material selections helps you highlight your dining area without creating a hostile energy inside the home .

52

Tip 6: Enhance the luck of your house kua

The sitting direction of your house determines the element that governs it . The sitting direction is the opposite of your facing direction, so if your house faces North, it sits South. For South-sitting homes, fire is the ruling element, so it is best to use a wood floor concept to enhance the luck of the house . Avoid earth-based materials like marble or granite, which are exhaustive for a South home . For North homes (water element) enhance with metal energy such as white walls and metallic window and furniture treatments .

For East and SE homes (wood element), enhance with water features or through the use of black and blue colours . This can be introduced through black granite or blue feature walls . West and NW (metal) homes require earth energy, which can be achieved with white wash walls such as limestone or beige marble tones .

With SW and NE (earth) homes, use earth-coloured tones such as off-white walls or brown-based ceramic or marble tiles .

53