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TUESDAY, JANUARY 12, 2016 | A1THE MLS BROKER CARAVAN™
Valencia27240 Turnberry Ln., Ste. 200
Valencia CA 91355(661) 362-0722
Pasadena200 S. Los Robles Ave., Ste. 230
Pasadena, CA 91101(626) 316-5768
Westlake Village2555 Townsgate Rd., Ste. 315 Westlake Village, CA 91361
(818) 386-6666
WWW.WINTRUSTMORTGAGE.COM
Sherman Oaks15060 Ventura Blvd., Ste. 490
Sherman Oaks CA 91403(818) 386-6666
Beverly Hills350 S. Beverly Dr., Ste. 350
Beverly Hills CA 90212(310) 676-6666
Palos Verdes28924 S. Western Ave., Ste. 201
Palos Verdes CA 90275(310) 521-5242
Northridge18860 Nordhoff St., Ste. 201
Northridge CA 91324(818) 534-2441
High-touch customer service Quick turn times and funding A dedicated support team Jumbo pricing
Variety of ARM loan pricing
We’re here for all of your needs, in Los Angeles, and across the
nation. Don’t forget that we can lend in all 50 states!
This information is intended for mortgage and real estate professional use only and is not an advertisement to extend customer credit as defined by Section 1026.2 Regulation Z. All approvals are subject to underwriting guidelines. Programs, rates, terms, and conditions are subject to change at any time. Wintrust Mortgage is a division of Barrington Bank & Trust Company, N.A., a Wintrust
Community Bank NMLS# 449042 © 2016 Wintrust Mortgage. 160100035KO
Our jumbo loan program was created with your luxury homes in mind! With competitive pricing and industry leading turn times, Wintrust Mortgage knows how to handle your Jumbo needs.
LUXURY LOANS FOR LUXURY HOMES!
160100035 Burton MLS Ad Luxury Loans.indd 1 1/6/16 10:15 AM
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DEALBREAKERS.MDEAL MDEALBREMBREAKERS.M AKERS.
Mark Cohen, BrokerBRE#: 1016103 - NMLS#: 37230markcohen@cohen� nancialgroup.com
Seth Cohen, BrokerBRE#: 01935101 - NMLS#: 982573seth@cohen� nancialgroup.com
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*By dollar volume in 2014, Scotsman Guide, April 2015. ©2015 Cohen Financial Group, a division of CS Financial, Inc. All rights reserved. Not all applicants will qualify. CS Financial, Inc. is a real estate broker licensed by the CA Bureau of Real Estate, lic# 01257559, NMLS# 31132. Equal housing lender.
cohen� nancialgroup.comP 310.777.5401 | F 310.777.5410
$10 BillionLOANS FUNDED
18,000LOANS CLOSED
We are the industry’s top mortgage professionals getting more complex deals done than anyone else.
Custom-Fit SolutionsA unique and personalized approach to every situation including self-employed, high-net-worth, and foreign borrowers.
Relationship-Based Client Experience
The highest reputation in the industry with excellent rapport with Sellers’ Agents.
Quick ClosuresDirect channel to banks’ executives for quicker approvals and unmatched professional expertise to get deals done.
Transparency & Communication Throughout The Entire ProcessConsistent execution on all loans with no surprises. 30+
YEARS EXPERIENCE
Sasan [email protected] 01959640 - NMLS 1194434Originator Specializing in Multi-Family & New Development
MarkCohen
#1 ORIGINATOR
NATIONWIDE*
2014
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THE MLS BROKER CARAVAN™A8 | TUESDAY, JANUARY 12, 2016
WE HAVE MORE WAYSTO SAY YES!BANC HOME LOANS, a division of Banc of California N.A., (NYSE: BANC) has provided home loans to borrowers throughout California and across the West since 1941. We combine the speed and agility of a decentralized mortgage lender, with the expertise and resources of a tier-one bank–and our complete selection of portfolio lending products o� er More Ways To Say YES! to your buyers.
*on exception only
FLEXIBLE PORTFOLIO LENDING
• Non-QM Experts
• Alternative Documentation
• 1-Year Tax Return
• 12-Months Bank Statements
• Asset Depletion
• Expanded Criteria (Second Chance) Programs:
• FICOs to 620*
• I/O Options Available on Most Programs
CONVENTIONAL LENDING
• Conventional Conforming (“Agency”)
• Agency High Balance
• Jumbo/Non-conforming
• Jumbo Conduits
• FHA, VA, CalHFA, USDA
• Renovation Lending: 203(k), HomeStyle®, Construction Lending
• Home Equity Line of Credit (HELOC)
• Reverse Mortgages• Niche Products
*Third-party survey representing 2,542 client responses over a 365-day period, April 2014 to April 2015. ©2015 Banc of California, National Association, dba Banc Home Loans. All rights reserved. Not all applicants will qualify. Some products o� ered by Banc Home Loans include modifi ed documentation requirements and may have a higher interest rate, more points or more fees than other products requiring documentation. Minimum FICO, reserve, and other requirements apply. Contact your Loan O� cer for additional program guidelines, restrictions, and eligibility requirements. Rates, points, APR’s and programs are subject to change at any time until locked-in. NMLS #530611 EQUAL OPPORTUNITY LENDER | MEMBER FDIC
“My experience was the best I could imagine it being.” The West Family, Laguna Niguel, CA
30 DAYS OR LESS
AVERAGECLOSE TIME
We asked over 2,500 Banc Home Loans clients to provide their feedback and the results are unanimously positive:
888.267.5372 | banchomeloans.com/branch/beverly-hills
96%indicated they“would refer or recommend us to friends or family”*91% give us the Service Rating of
Excellent*
TUESDAY, JANUARY 12, 2016 | A9THE MLS BROKER CARAVAN™
No Tax Return Loans*
310-859-0488
Foreign National LoansFrom $500K to $25 million.
DAMON GERMANIDESBRE 01794261 | NMLS [email protected]
CHRIS FURIEBRE 01004991 | NMLS [email protected]
9595 Wilshire Blvd., #205, Beverly Hills, CA 90212 | www.insigniamortgage.com
Irrevocable Trust, Blind Trust, & LLC Vesting OK. Purchase or Refinance. Business Funds Allowed.
2.500%
2.643%APR
3/1 Adjustable Rate Mortgage
1st Lien Loans
1st Lien Loans
$500,000 - $4,500,000 • 60% LTV
3.750%
3.907%APR
5/1 Adjustable Rate Mortgage$500,000 - $4,500,000 • 60% LTV
©2015 Insignia Mortgage, Inc. *(1) These products require other forms of income documentation and asset verification in lieu of tax returns. Not all applicants will qualify. Some products we offer may have a higher interest rate, more points or more fees than other products requiring documentation. Minimum FICO, reserve, and other requirements apply. Contact your loan officer for additional program guidelines, restrictions, and eligibility requirements. Rates, points, APRs and programs are subject to change without notice. Loan to values (LTV) are based on appraised value. Actual closing times will vary based on borrower qualifications and loan terms. Insignia Mortgage, Inc., is a real estate broker licensed by the CA Bureau of Real Estate, BRE #01969620, NMLS #1277691. (2) With an interest-only mortgage payment, you will not pay down the loan's principal balance during the interest-only period. Once the interest-only period ends, your payments will increase to pay back the principal and interest. Rates are subject to increase over the life of the loan. Contact your Insignia Mortgage, Inc. loan officer to determine what your payments might be once the interest-only period ends. (3) Loan to Cost (LTC) is defined as the acquisition price of the property plus the cost to build as determined by a bank appraisal. Loan to values (LTV) are values based on a bank appraisal.
Sampling of rates as of January 6, 2016
NATIONALLY RANKEDMORTGAGE BROKERPER SCOTSMAN GUIDE#6 NATIONALLY RANKED
MORTGAGE BROKERPER SCOTSMAN GUIDE#32
AS SEEN IN THE
Self Employed & Real Estate Investor
1031 Exchange OK
THE MLS BROKER CARAVAN™A10 | TUESDAY, JANUARY 12, 2016
Sandra SandersBroker Owner | 310-378-9494
ESTATE PROPERTIES
Lindsey Brooks MDR/Venice | 310-560-7411
Steve MillerSanta Monica | 310-963-6365
Chad ColeMDR/Venice | 310-418-8040
Jane St. JohnMDR/Venice | 310-567-5971
April Scott HartMDR/Venice | 310-498-8744
DeBorah Rugley Wiley
MDR/Venice | 213-840-6283
Amy TeitelbaumManhattan Beach | 310-502-6118
Brad ColeMDR/Venice | 310-774-1422
Donald McVicarManhattan Beach | 310-283-0366
Tony BarberiManhattan Beach | 310-529-2344
Tina & Ian HaleMDR/Venice | 310-200-2298
Robert M. VillanuevaSanta Monica | 310-403-6812
Rina CulliganSandy RohrbachManhattan Beach | 310-963-7462
Janet JungAbbot Kinney | 310-720-4165
Monte HartmanMDR/Venice | 310-430-2018
On behalf of our 700 agents in 17 offices from Beverly Hills to Santa Monica, across LA & the Beach Cities and down to Palos Verdes, we’d like to wish you, our friends and associates a healthy and prosperous New Year.
Sandra & James
TUESDAY, JANUARY 12, 2016 | A11THE MLS BROKER CARAVAN™
James SandersBroker Owner | 310-378-9494
Santa Monica | Venice | West LA / Westwood | Marina del Rey
Abbot Kinney | Beverly Hills | San Pedro | El Segundo | Manhattan Beach
Downtown Manhattan Beach | Hermosa Beach | Redondo Beach
Torrance | Palos Verdes Estates | Rolling Hills Estates | Rancho Palos Verdes
ESTATE PROPERTIES
Dan ChristianManhattan Beach | 310-251-6918
Lisa DeRoseMDR/Venice | 310-488-8874
Renate LichterWLA/Westwood | 310-990-5520
Elisa TostiSanta Monica | 424-238-8177
S. Karla LanskyWLA/Westwood | 310-729-3227
Ronnie RatzlaffMDR/Venice | 323-806-4014
Kurt AllenPalos Verdes | 310-200-5280
Diana MuscianisiMDR/Venice | 310-839-9078
Charles HorwitzWLA/Westwood | 310-477-3401
David GoldmanAbbot Kinney | 310-403-7585
Joe HernandezWLA/Westwoood | 310-871-7111
Marlin JeterMDR/Venice | 310-776-2968
Suzy FrankAbbot Kinney | 310-314-8300
Judy D’AngeloManhattan Beach | 310-429-6478
Jeremy BillauerRebecca Saenz
WLA/Westwood | 310-774-0094
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LOS ANGELES MANHATTAN BROOKLYN
QUEENS LONG ISLAND
THE HAMPTONS THE NORTH FORK
WESTCHESTERGREENWICH
ASPEN FLORIDA
INTERNATIONAL
150 EL CAMINO DRIVE, BEVERLY HILLS, CA 90212. 310.595.3888 | © 2016 DOUGLAS ELLIMAN REAL ESTATE.
KNOWN GLOBALLY.LOVED LOCALLY.
With 6,000 agents and 80 offices across the country, plus the international scale and scope of Knight Frank Residential, Douglas Elliman’s network
reaches across 22,000 agents, 442 offices, 58 countries and 6 continents. We know how to find your buyers... Wherever they are.
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LOVED LOCALLY.#ELLIMANLA
FROM THE LOCATION
TO THE ARCHITECT, THE
BUILDER TO THE MATERIALS.
WE’RE CREATING A WEST
COAST HOME FOR OUR
AGENTS, WITH AS MUCH
CONSIDERATION AS WE TAKE
FOR OUR CLIENTS.
THE MLS BROKER CARAVAN™A14 | TUESDAY, JANUARY 12, 2016
deasy/penner&partners310.275.1000 • 626.683.0777 • deasypenner.com
MY HOME AS ART.
deasy/penner&partners welcomes
Jenny Tucker & Jackie Cahen
TUESDAY, JANUARY 12, 2016 | A15THE MLS BROKER CARAVAN™
deasy/penner&partnersSanta Monica • Pasadena • Venice • Hancock Park
Associate Manager
Venice
Sara Clephane
Associate Manager
Hancock Park
Stephen Parisi
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Berkshire Hathaway HomeServices California Properties congratulates Susan Stearns, 2015 recipient of REALTOR® Magazine’s Good Neighbor Award.
THE SCENE | Susan Stearns, a recipient of the 2015 Good Neighbor Award and a REALTOR®-Sales Associate with the Calabasas office of Berkshire Hathaway HomeServices California Properties, was honored November 14 at the 2015 National Association of REALTORS® Conference & Expo in San Diego.
THE HIGHLIGHTS | Susan and the four other winners were invited on stage, and presented a crystal trophy and a $10,000 grant for the charity of their choice. David Cabot, President and CEO of Berkshire Hathaway HomeServices California Properties, and Gino Blefari, CEO, HSF Affiliates LLC, were there to support Susan and her incredible accomplishments.
THE CAUSE | Over the past 30 years, Susan has raised more than $2.5 million for New Horizons, a nonprofit dedicated to adults with intellectual disabilities. Her own daughter is a client of New Horizons, which makes the grant Susan accepted an even greater reward. The Good Neighbor Awards have been distributed annually since 2000, recognizing those who volunteer in their communities, improve the quality of life for their neighbors, and go above and beyond in their commitment to making their neighborhoods better places to live.
SUSAN STEARNS honored by NAR's REALTOR® Magazine
©2016 Berkshire Hathaway HomeServices California Properties is a member of the franchise system of BHH Affiliates LLC. CalBRE 01317331
1 Backstage at the Good Neighbor Awards event in San Diego, from left, David M. Cabot, President and CEO, Berkshire Hathaway HomeServices California Properties; Susan Stearns, REALTOR®-Associate, Calabasas office; Gino Blefari, CEO, HSF Affiliates LLC. 2 Susan Stearns and daughter Cindy Stearns are all smiles at New Horizons, Susan's nonprofit of choice for 30 years. 3 The crystal trophy presented to Susan and all five recipients of REALTOR® Magazine’s Good Neighbor Award. 4 The display showcasing Good Neighbor Award recipients at the 2015 National Association of REALTORS® Conference & Expo in San Diego.
1
2 3
4
TUESDAY, JANUARY 12, 2016 | A17THE MLS BROKER CARAVAN™
Compass is a licensed real estate broker (01991628) in the State of California and abides by Equal Housing Opportunity laws. All material presented herein is intended for informational purposes only. Information is compiled from sources deemed reliable but is subject to errors, omissions, changes in price, condition, sale, or withdraw without notice. To reach the Compass main office call 310.230.5478
compass.com 310.230.5478 compass compassinc compass
“I knew Compass was going to be a game-changer, but I never could have predicted such success so early on.”
— Stan RichmanRegional Vice President
60
18
20K+
Luxury agents who joined within the past 60 days
On-the-ground staff supporting our local agents
Square footage of our new Beverly Hills office
Our LA Presence
THE MLS BROKER CARAVAN™A18 | TUESDAY, JANUARY 12, 2016
ENGEL &VÖLKERSWELCOMES
Chelsea Montgomery-Duban310.433.8009
Passion. Competence. Exclusivity.Chelsea Montgomery-Duban commands an extensive breadth of skills as a real estate agent. Growing up and living in Los Angeles has afforded Chelsea a vast knowledge of the city and its many unique neighborhoods. Traveling the globe, Chelsea has experienced a multitude of international cultures. Having graduated Magna Cum Laude from Muhlenberg College she has become familiar with both coasts. Chelsea is not only committed to her clients, but also to passion projects such as human rights, education and the environment. Chelsea has spent time traveling the country speaking out on behalf of these important causes. She strives to bring comfort and joy to her clients on the journey of finding their home. She knows this will be one of the most important and rewarding decisions of their lives.
We are thrilled to welcome her to the Engel & Völkers family.
SANTA MONICA SantaMonica.EVUSA.com
EVSantaMonica
BEVERLY HILLSBeverlyHills.EVUSA.com
LOS ANGELESLosAngeles.EVUSA.com
EngelVolkersBeverlyHills EngelVolkersLosAngeles310.460.2525 310.777.7510 323.937.5101
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Beverly Hills Brokerage
IN MEMORIAM
We at Sotheby’s International Realty Beverly Hills Brokerage are deeply saddened by the loss of our beloved family member,
Isobel Chanin
A greatly admired colleague and friend, Isobel was one of the original agents who joined our office and remained a dedicated member of our team for more than 20 years. Isobel was part of the fabric of our office and will be deeply missed.
THE MLS BROKER CARAVAN™A20 | TUESDAY, JANUARY 12, 2016
