LONG TERM DISABILITY (UNUM)

Disability - An employee’s incapacity due to injury or illness to perform the duties of his or

her regular occupation.

LONG TERM DISABILITY 90 DAY ELIMINATION PERIOD

MONTHLY INCOME - 60% OF SALARY

MINUS EMPLOYEE SPONSORED BENEFITS

TWO YEAR OWN OCCUPATION

UP TO AGE 67 - ANY OCCUPATION

TAX FREE MONTHLY BENEFIT

MAXIMUM MONTHLY BENEFIT = $9,000

LONG TERM DISABILITY (UNUM)

COST EXAMPLES

Fiscal or Academic Employee

Monthly Salary Rate Monthly Cost$1,000.00 .0040 $1,000 x 0.0042 = $4.20

Bi-Weekly Employee

Hourly Wage Bi-Weekly Salary Bi-Weekly Cost$7.00 X 80 $560.00 $560 x 0.0042 = $2.35

Multilingual services 24 hour/ 365 Access to Emergency Medical Assistance (if 100 miles or more from home)

Medical Consultation and Evacuation

Medical Referrals

Emergency Prescription Services

Guaranteed Medical Facility Admission

Long-Term DisabilityAssist America- Worldwide Emergency Travel

Assistance

Telephone consultation and

Assistance with Life’s Complexities:

Divorce Parenting

Addiction Health

Legal Stress

Resources and Referrals 1-800-854-1446 English 1-877-858-2147 Spanish

Long Term DisabilityWork-life balance program