LETTER OF INTENT

Date:Friday, 13 December, 2013 From: Steven Tan, To: Christopher Hess-Wegrzecki-Lubicz. PRESIDENT/CEO RE: LETTER OF INTENT

With full authority and responsibility, we are submitting this letter of our intent to enter

into an negotiations with an intent to purchase a fully functional Swiss private bank.

We understand that only upon an invitation and approval will additional information and

related agreements be forwarded. All negotiations will be handled via Mr. Steven Tan Swee Keat,

bearer of passport number A27520650, issued in Malaysia.

It is understood and agreed this letter is non-binding and that participation is by "invitation

only". We also affirm that this Letter of Intent is not the result of any solicitation of any form from

your behalf and we solemnly and sincerely swear that we will maintain the confidentiality of all

matters pertaining to all information disclosed to principals, partners, and clients that I may become

aware of, regardless of whether the information was available through the performance of my

business or occasionally and/or inadvertently obtained. If approved for entry, please, forward any

agreements and instructions.

Yours truly, __________________________ (Signature) Tan Swee Keat @ Steven Tan / Financial Consultant A27520650 / Malaysia