Loan Portfolio June 30, 2016

Portfolio Diversification -- LEGACY LOANS including Fifth Third --

6/30/16 Balance of $3,389,169 (in thousands)

Consumer* $659,970

20%

Single Family Real Estate $379,485

11%

Multifamily Real Estate $500,622

15%

Commercial Real Estate $1,125,998

33%

Const & Land Dev $368,348

11%

Bonds $34,341

1% Commercial

Business $320,405

9%

*Includes Home Equity Loans of $102,727 *Includes Home Equity Loans of $98,985

Consumer* $642,970

20%

Single Family Real Estate $384,922

12%

Multifamily Real Estate $404,635

12%

Commercial Real Estate $1,033,525

32%

Const & Land Dev $419,207

13%

Bonds $36,407

1% Commercial Business $310,727

10%

3/31/16 Balance of $3,232,393 (in thousands)

2

Portfolio Diversification -- Loans Previously Covered by Loss Share --

6/30/16 Balance of $89,686 (in thousands)

Multi Family $3,788

4%

Single Family Real

Estate $42,466

47%

Commercial Real Estate

$24,560 28%

Const & Land Dev

$3,699 4%

Consumer $10,980

12%

Other Loans $4,193

5%

Team, Vantus, And Sun Security Banks

3/31/16 Balance of $32,686 (in thousands)

Residential Real Estate

$2,483 8%

Commercial Real Estate

$16,989 52%

Const & Land Dev

$3,997 12%

Consumer $5,270 16%

Other Loans $3,947 12%

Team Bank and Vantus Bank

3

Portfolio Diversification --Acquired Loans from Valley Bank Not Covered by

Loss Share--

3/31/16 Balance of $102,480 (in thousands)

Consumer* $2,155

2%

Single Family Real

Estate $29,217

29%

Multifamily Real Estate

$25,949 25%

Commercial Real Estate

$28,123 28%

Const & Land Dev

$5,443 5%

Commercial Business $11,593

11%

Consumer* $1,972

2%

Single Family Real

Estate $27,637

29%

Multifamily Real Estate

$25,298 26%

Commercial Real Estate

$27,103 28%

Const & Land Dev

$3,847 4% Commercial

Business $10,568

11%

6/30/16 Balance of $96,425 (in thousands)

*Includes Home Equity Loans of $813 *Includes Home Equity Loans of $892

4

Portfolio Diversification -- Total Loss Share Loans --

6/30/16 Balance of $172,104 (in thousands)

Consumer* $32,874

19%

Single Family Real

Estate $122,583

71%

Multifamily Real Estate

$6,030 4%

Commercial Real Estate

$9,989 6%

Other Loans $628 0%

*Includes Home Equity Loans of $32,847 *Includes Home Equity Loans of $40,698

Consumer* $40,760

16%

Single Family Real

Estate $174,841

70%

Multifamily Real Estate

$9,161 4%

Commercial Real Estate

$22,203 9%

Other Loans $1,772

1%

Team and Vantus SF, Sun Security, and InterSavings Bank

3/31/16 Balance of $248,737 (in thousands)

5

InterSavings Bank

Portfolio by Region -- LEGACY LOANS Including Fifth Third --

6/30/16 Balance of $3,389,169 (in thousands)

Missouri SE $95,798

3%

Missouri Central

$114,248 3%

Missouri SW $90,773

3%

St Louis $685,617

20%

Kansas City $231,269

7%

Missouri NE/NW $32,870

1%

Springfield $448,693

13%

Branson $99,571

3%

Iowa/ Nebraska/

South Dakota $260,423

8% Minnesota $118,859

3%

Oklahoma $203,060

6% Arkansas

Other $85,426

2%

Kansas Other

$96,354 3%

Texas $242,681

7%

Fayetteville $120,677

4%

Other Regions $462,850

14%

3/31/16 Balance of $3,232,393 (in thousands)

Missouri SE $99,703

3%

Missouri Central

$112,816 3% Missouri SW

$148,576 5%

St Louis $674,262

21%

Kansas City $214,851

7%

Missouri NE/NW $17,451

1%

Springfield $443,493

14% Branson $100,577

3%

Iowa/ Nebraska/

South Dakota $257,638

8%

Minnesota $114,509

3%

Oklahoma $186,386

6%

Arkansas Other

$78,200 2%

Kansas Other

$93,327 3%

Texas $196,384

6%

Fayetteville $116,215

3% Other Regions $382,072

12%

6

Portfolio By Region -- LOANS PREVIOUSLY COVERED BY LOSS SHARE --

3/31/16 Balance of $32,686 (in thousands)

Iowa/ Nebraska/

South Dakota $12,713

39%

Missouri NE/NW

$415 1%

Kansas City MO-KS $7,088 22%

Missouri SW $1,406

4%

Minnesota $2,745

9%

Kansas Other $3,036

9%

Texas $2,354

7%

Other Regions $2,929

9%

Team Bank and Vantus Bank

Iowa/ Nebraska/

South Dakota $26,376

29%

Missouri NE/NW/ Central $2,957

3%

Kansas City MO-KS $11,257

13% Missouri SW $13,511 15%

Minnesota $2,604

3%

Kansas Other

$4,662 5%

Missouri SE $5,816

6%

St. Louis $16,878

19%

Texas $2,291

3%

Other Regions $3,334

4% Team, Vantus, And Sun Security Banks

6/30/16 Balance of $89,686 (in thousands)

7

Portfolio by Region --Total Loss Share Loans--

6/30/16 Balance of $172,104 (in thousands)

3/31/16 Balance of $248,737 (in thousands)

Minnesota-Other

$7,118 4% Wisconsin

$4,499 3%

Minneapolis MN

$158,412 92%

Other Regions $2,075

1%

InterSavings Bank

St Louis $18,248

7%

Kansas City $6,710

3% Kansas Other

$2,557 1%

Missouri SW $13,198

5%

Missouri Central $2,748

1%

Minnesota $175,996

71%

Iowa/Neb/ S.Dakota $14,254

6%

Missouri SE $6,256

2%

Other Regions $8,770

4%

Team and Vantus SF, Sun Security, and

8

Commercial Real Estate -- LEGACY LOANS Including Fifth Third --

6/30/16 Balance of $1,125,998 (in thousands)

Retail $369,974

33%

Healthcare $146,168

13% Motels / Hotels

$89,738 8%

Restaurants $66,109

6%

Office Buildings $207,857

18%

Recreational Facilities $32,116

3% Industrial $131,002

12%

Storage $12,992

1% Other

$70,042 6%

3/31/16 Balance of $1,033,525 (in thousands)

Retail $316,899

31%

Healthcare $139,729

14% Motels / Hotels

$96,156 9%

Restaurants $63,835

6%

Office Buildings $173,674

17%

Recreational Facilities $30,855

3% Industrial $139,263

13%

Storage $12,699

1% Other

$60,415 6%

9

Construction & Land Development -- LEGACY LOANS Including Fifth Third--

6/30/16 Balance of $368,348 (in thousands)

Single Family $14,557

4%

Apartments $169,244

46%

Residential Land Dev $16,142

4%

Commercial Land Dev $43,516

12%

Retail $75,641

21%

Healthcare $9,629

3%

Office $7,776

2%

Industrial $15,194

4%

Other $16,649

4%

3/31/16 Balance of $419,207 (in thousands)

Single Family $16,045

4%

Apartments $161,135

38%

Residential Land Dev $18,140

4%

Commercial Land Dev $53,017

13%

Retail $115,557

28%

Healthcare $13,326

3%

Office $17,455

4%

Industrial $10,095

2%

Other $14,437

4%

10

Multi Family Real Estate by Region -- LEGACY LOANS Including Fifth Third--

6/30/16 Balance of $500,622 (in thousands)

Fayetteville $9,926

2%

Arkansas Other

$21,258 4%

Kansas City $11,624

2%

Kansas Other $23,539

5%

Minnesota $43,452

9%

Iowa / Neb / South Dakota

$33,920 7%

Springfield $46,510

9%

Missouri Central $9,047

2%

St. Louis $66,208

13% Missouri NE/NW $2,406

1%

Oklahoma $59,550

12%

Texas $66,382

13%

Other Regions $106,800

21%

3/31/16 Balance of $404,635 (in thousands)

Fayetteville $9,976

2%

Arkansas Other

$21,547 5%

Kansas City $11,650

3% Kansas Other

$21,264 5%

Minnesota $22,589

6%

Iowa / Neb / South Dakota

$29,157 7%

Springfield $46,814

12%

Missouri Central $9,132

2%

St. Louis $71,662

17% Missouri NE/NW $2,433

1%

Missouri Southwest $16,017

4%

Oklahoma $49,094

12%

Texas $23,672

6%

Other Regions $74,726

18%

Average credit size is $1,903,505 Average credit size is $1,532,708

11

Multi Family Real Estate by LTV -- LEGACY LOANS Including Fifth Third --

6/30/16 Balance of $500,622 (in thousands)

25% or less $16,808

3%

26%-50% $102,506

21%

51%-75% $270,791

54%

76%-85% $85,674

17%

86% and higher

$24,843 5%

3/31/16 Balance of $404,635 (in thousands)

25% or less $15,990

4%

26%-50% $75,499

19%

51%-75% $196,452

48%

76%-85% $92,129

23%

86% and higher

$24,565 6%

12

Consumer Auto Loans by Region -- LEGACY LOANS Including Fifth Third --

6/30/16 Balance of $485,638 (in thousands)

Fayetteville $41,582

8% Arkansas

Other $42,091

9%

Oklahoma $4,413

1%

Springfield $78,542

16%

St. Louis $35,342

7%

Kansas City $18,052

4%

Missouri Southeast $78,734

16% Missouri NE/NW $5,864

1%

Missouri Central $22,834

5%

Missouri Southwest $69,142

14%

Iowa / Neb / SD $46,777

10%

Kansas Other $14,275

3%

Other Regions $27,990

6%

3/31/16 Balance of $469,331 (in thousands)

Fayetteville $38,254

8% Arkansas

Other $39,128

8%

Oklahoma $4,170

1%

Springfield $78,818

17%

St. Louis $30,746

7%

Kansas City $17,522

4%

Missouri Southeast $75,612

16% Missouri NE/NW $5,564

1%

Missouri Central $22,069

5%

Missouri Southwest $67,251

14%

Iowa / Neb / SD $48,273

10%

Kansas Other $13,660

3%

Other Regions $28,264

6%

• 74% of the Consumer Portfolio • Avg. origination balance $16,100 • Avg. origination term 5 years • Expected life 34 months • Average Primary FICO--692

• New autos--6% • Used autos--94% • Indirect loans-- 89% • Direct loans--11%

• 75% of the Consumer Portfolio • Avg. origination balance $16,002 • Avg. origination term 5 years • Expected life 37 months • Average Primary FICO--693

• New autos--8% • Used autos--92% • Indirect loans-- 89% • Direct loans--11%

13

NonPerforming by Type -- LEGACY LOANS --

6/30/16 Balance of $5,809 (in thousands)

*Includes Home Equity Loans of $340 *Includes Home Equity Loans of $297

3/31/16 Balance of $13,348 (in thousands)

Consumer* $1,930 33%

Single Family Real Estate

$1,379 24%

Commercial Real Estate

$2,288 39%

Const & Land Dev

$209 4%

Commercial Business

$3 0%

Consumer* $1,911 14%

Single Family Real

Estate $1,228

9%

Commercial Real Estate

$9,779 73%

Const & Land Dev

$249 2%

Commercial Business

$181 2%

14

NonPerforming by Region -- LEGACY LOANS --

6/30/16 Balance of $5,809 (in thousands)

3/31/16 Balance of $13,348 (in thousands)

Springfield $723 12%

Branson $1,833 32%

Missouri Other $1,803 31%

Missouri SE $218 4%

Missouri SW $115 2%

Other Regions $1,117 19%

Springfield $1,815 14%

Branson $1,786 13%

Missouri Other $1,131

8% Missouri SE $6,792 51%

Missouri SW $549 4%

Other Regions $1,275 10%

15

�Loan Portfolio �June 30, 2016Portfolio Diversification�-- LEGACY LOANS including Fifth Third --Portfolio Diversification� -- Loans Previously Covered by Loss Share --Portfolio Diversification�--Acquired Loans from Valley Bank Not Covered by Loss Share--Portfolio Diversification�-- Total Loss Share Loans --Portfolio by Region�-- LEGACY LOANS Including Fifth Third --Portfolio By Region�-- LOANS PREVIOUSLY COVERED BY LOSS SHARE --Portfolio by Region�--Total Loss Share Loans--Commercial Real Estate�-- LEGACY LOANS Including Fifth Third --Construction & Land Development�-- LEGACY LOANS Including Fifth Third--Multi Family Real Estate by Region�-- LEGACY LOANS Including Fifth Third--Multi Family Real Estate by LTV�-- LEGACY LOANS Including Fifth Third --Consumer Auto Loans by Region�-- LEGACY LOANS Including Fifth Third --NonPerforming by Type�-- LEGACY LOANS --NonPerforming by Region�-- LEGACY LOANS --