LOAN PERFORMER Hans Verkoijen, Managing Director A Presentation By:

Crystal Crystal Clear Software Ltd.Clear Software Ltd.

The Number One in Micro-The Number One in Micro-FinanceFinance

LOAN PERFORMERLOAN PERFORMER

Crystal Clear Software Ltd.Crystal Clear Software Ltd.

Hans Verkoijen, Managing

Director

A Presentation By:


Company Profile

A Uganda-based Company, founded in 1998

Specialized in Software for Micro-Finance


Company’s Strategy

Make a Micro-Finance Product that is: Flexible User-Friendly Customizable Affordable



Loan Performer Installed Base

162 Clients Use LPF

30% in East Africa35% Rest of Africa20% Eastern Europe & Asia15% Caribbean & Latin Am.Over 300 installed sites.


General LedgerGeneral Ledger• All Financial StatementsAll Financial Statements

• BudgetingBudgeting• AssetsAssets

• Sales & PurchasesSales & Purchases• Export to Other Export to Other

Accounting PackagesAccounting Packages

Loan Performer Modules

Foxfire Report GeneratorFoxfire Report Generator

Client ModuleClient Module• Individual ClientsIndividual Clients

• BusinessesBusinesses• GroupsGroups

• Group MembersGroup Members

Shares ModuleShares Module• For Individual & GroupsFor Individual & Groups

• DividendDividend

Savings ModuleSavings Module• 100 Savings Products100 Savings Products

• Time-DepositsTime-Deposits

Loan Portfolio ModuleLoan Portfolio Module• Tracking of Group AccountsTracking of Group Accounts• Linked to Savings or Shares Linked to Savings or Shares • Printing of Loan ContractsPrinting of Loan Contracts


Loan Performer ModulesGeneral FeaturesGeneral Features

Windows 2000/XP compatible. Min. Requirements: 64 MB Ram, 800x600 screen resolution, A4

printer. Supports Individual Lending as well as Grameen Lending or

Village Banking. Automatic Booking of Transactions to the General Ledger. User definable menu-items and handles 10 user levels. More than 150 standard reports, many as recommended by

CGAP. Export of reports to PDF, XLS and DBF format. Export to 3rd party Accounting packages. FoxFix database protection.



Multi-Language VersionMulti-Language Version

Users defined as English, French, Spanish, Russian or Other. At login interface changes automatically.

In network environment one can … while another … All labels and menus can be overwritten by the user. The 5th language option can be

used for any (local) language.





Client ModuleClient Module

Handles Individuals, Groups, Group Members and Businesses User-definable Fields to Classify Clients (all reports can be

filtered according to this) Several Identity Documents Mail-Merge Facilities for Loan Application, Disbursement and

Notification Letters for Arrears Clients can be black-listed.




Loan Performer ModulesShares ModuleShares Module

For Individual and Group Clients. Automatic Dividend Calculation, 3 different

methods. The dividend period is flexible (maximum 1

year). Dividend can be added automatically to the

savings accounts.


Loan Performer ModulesSavings ModuleSavings Module

Max. No. of Accts: 100,000 / class (ind, grp, business) and / branch.

Up to 100 Savings Products, settings per product. Groups can be tracked at group and member level Automatic Interest Calculation, either on daily balances or

on monthly minimum balances. The interest period is flexible (maximum 1 year). Interest can be added automatically. Charges/Rewards can be deducted from/added to the accts. Time-Deposits




Loan Performer ModulesLoans Module 1/3 Loans Module 1/3 Max. capacity: 1 million loans per branch. Includes application, payment of

commissions, approval, disbursement, repayment, rescheduling and write off.

Handles several loan funds with tracking per fund.

Supported installment periods: daily, (bi-)weekly, (half-)monthly, bi-monthly, quarterly, 4-monthly, (semi-)annual.


Loan Performer ModulesLoans Module 2/3 Loans Module 2/3

Supports Interest with each Installment, Up-front or Deducted at Disbursement.

Flat Rate, Declining Balance (Discounted/Amortized).

Can be linked to Savings as Guarantee. Repayments from Savings Accounts. Penalties on a Loan by Loan basis

or automatically. Non-working days and weekends.




Loan Performer ModulesLoans Module 3/3 Loans Module 3/3

Generation of Loan Contracts via MS Word. User-Definable Fields to Classify Loans. User-Definable warning letters (Period and

Contents). Calculation of Loan Provision and update of Gen.

Ledger Write off on a loan by loan basis or automatically. Break down of reports by branch, loan product,

type, geographical area, credit officer,loan fund, client or loan category.





General Ledger 1/2General Ledger 1/2

Chart of Account according to any format. Each payment in Client/Shares/Savings or

Loans Module can be passed to a separate account.

Creation of GL Accounts in addition to System Accounts.

Analysis according to Product, Donor, Branch, Cost Centre, Debtor, Creditor.


Debtors and Creditors Module Entry of Invoices received Printing of Payment Orders Entry of Payments received Entry of Invoices Issued Entry of Payments made Automatic Update of the GL.




Loan Performer ModulesGeneral Ledger 2/2General Ledger 2/2

Manual entries in addition to automatic entries.

Automatic booking of standard transactions. Assets Module. Supports budgets. Export to 3rd party accounting packages. Reports on Budget Tracking, Break Down

Reports, Profit per Period, Cash Flow, Trial Balance, P&L Statements and Balance Sheets.




Loan Performer ModulesFoxfire Report Generator Foxfire Report Generator

Create your own reports Data-dictionary available User-friendly interface

However….




DATA-BASE CONVERSION

Loan Performer imports:- Clients (Ind./Buss/Groups/Members)- Savings Transactions, Savings Transfers- Loan Applications/Approvals/Disbursements/Repayments- GL Transactions

From XLS/DBF/TXT filesTemplates Available



• BudgetingBudgeting• Export to Other Accounting PackagesExport to Other Accounting Packages







•DividendDividend


Loan Portfolio ModuleLoan Portfolio Module• Tracking of Group AccountsTracking of Group Accounts

• Can be linked to Shares or SavingsCan be linked to Shares or Savings

Database EncryptionDatabase Encryption



• BudgetingBudgeting• AssetsAssets

• Sales & PurchasesSales & Purchases• Export to Other Export to Other

Accounting PackagesAccounting Packages







• DividendDividend


• Time-DepositsTime-Deposits

Loan Portfolio ModuleLoan Portfolio Module• Tracking of Group AccountsTracking of Group Accounts• Linked to Savings or Shares Linked to Savings or Shares • Printing of Loan ContractsPrinting of Loan Contracts


Marketing Policy Licenses per branch, cheap for small organizations Annual fees for free updates and support Free bug-fixes Try it out before you buy

Distribution via web: www.loanperformer.com Local support via Representatives Email list for LPF Users: http://groups.yahoo.com/group/loanperformer

http://groups.yahoo.com/group/loanperformer

http://groups.yahoo.com/group/loanperformer


Pricing Single user, one office license: US 900 plus US 180 annual fees. Single user, 2 to 5 offices: US 585 per license per office plus US

117 annual fees (free updates and email/fax/phone/chat support).

Single user, 6 to 10 offices: US 540 per license per office plus US 108 as annual fees.

More than 10 offices: US 495 per license per office plus US 99 as annual fees.

Five user, one office license: US 1, 600 plus US 320 annual fees Twelve user, one office license: US 2,200 plus US 440 annual

fees Client-server license: USD3,000 plus USD 600 annual fees (not

including SQL Server). Demo version: US 65 to cover shipping costs.


WANT TO KNOW MORE?

CGAP Review WEBSITE www.loanperformer.com www.loanperformer.com Download or buy the demo CDDownload or buy the demo CD

Crystal Clear Software Ltd.Crystal Clear Software Ltd. PO Box 7463 Kampala, Uganda P.O. Box 311-2010 Zapote, Costa Rica Email: [email protected]

mailto:[email protected]

Crystal Crystal Clear Software Ltd.Clear Software Ltd.

The Number One in Micro-The Number One in Micro-FinanceFinance
