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H`tfi |gf ivbkf{q od jox"fm{if{q `i Mbf{`am |olmpoif `i |g{ff xo{e`ih"mhf govqfgojlq

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@| `q mjqo m lpimb`a h{ovs> qobf povih sfosjf x`jj}v`aejp s{oh{fqq* xg`jf o|gf{q d`il |gm| |gf`{ jox qe`jjqgojl |gfb kmae mil |gfp {fbm`i q|vae `i |g`q h{ovsotf{ |gf`{ j`df Agmihfq `i a`{avbq|miaf* qvag mq |gfk`{|g od m ag`jl o{ m k{fme vs* sv| sfosjf m| {`qe od dmjj`ih `i|o |gf h{ovs \gf {fafqq`oi gmqg`hgj`hg|fl |g`q lpimb`qb* x`|g qobf kf||f{"odd govqfgojlq kfaob`ih jox"fm{if{q do{ |gf

d`{q| |`bf* mil o|gf{ jox"fm{if{q g`||`ih mi fwgmvq|`ih apajf kf|xffi jox"sm`l* |fbso{m{pnokq* mil vifbsjopbfi|

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\gfqf d`il`ihq m{f io| qv{s{`q`ih Jox"fm{if{q mil |gf`{ ag`jl{fi m{f amvhg| kf|xffi kf`ih|oo {`ag |o }vmj`dp do{ bmip od |gf q|m|f mil dflf{mj sotf{|p qvsso{| s{oh{mbq* mil pf| |oosoo{ |o lo xfjj ov| od s{`tm|f bm{ef|q xgfi `| aobfq |o govq`ih* ag`jlam{f o{ |{m`i`ih* do{fwmbsjf Mil mq xf qff kfjox* |gf`{ mj{fmlp tvjif{mkjf d`imia`mj soq`|`oiq gmtf kffi g`| gm{lkp |gf lovkjf xgmbbp od m a{fl`| a{viag mil m {fafqq`oi od m qftf{`|p io| qffi q`iaf |gf=013q

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'od q`w boi|gq o{ bo{f) gmq {fbm`ifl q|vkko{ijp g`hgx`|g mi okt`ovq `bsma| oigovqfgojl kvlhf|qmil iox maaovi|q do{

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Kfpoil gfmj|g `iqv{miaf qsfa`d`amjjp* jox"fm{i`ih xo{e`ih"mhf govqfgojlq m{f bvag jfqqj`efjp |gmi xfmj|g`f{ dmb`j`fq |o kf qmt`ih mlf}vm|fjp* x`|g ifm{jp |xo"|g`{lq io| gmt`ihfiovhg `i |gf kmie |o aotf{ |gf`{ kmq`a ifflq do{ m boi|g @i ;3=3* oijp 7 sf{afi| od jox"fm{i`ih govqfgojlq aovjl aotf{ |gf`{ aoq|q do{ |g{ff boi|gqaobsm{fl |o m im|`oimj

mtf{mhf od 6= sf{afi|

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Qo* lfk| kfaobfq mi `qqvf mq govqfgojlq |v{i |o a{fl`||o aotf{ hmsq `i `iaobf Oif `i d`tf jox"fm{if{q x`|glfk|q dmafq m lfk|"|o"`iaobf {m|`o od bmip jox"xmhf govqfgojlq x`|g ag`jl{fi fw`q|`i |gf qgmlox od |gf`{ l{fmbq mil mqs`{m|`oiq* |gmieq |o |gf lffs faoiob`a viaf{|m`i|p k{flkp `iqfav{f* vi{fxm{l`ih fbsjopbfi|=0 M ivbkf{ od joih`|vl`imj q|vl`fq aoilva|fl `i |gfVE gmtf dovil |gm| mip loxih{ml`ih od fbsjopbfi| q|m|vq jfmlq |o mi `ia{fmqf `ilfs{fqq`oi \g`q `q |{vf ftfi md|f{ aoi|{ojj`ih do{ o|gf{ dma|o{q* qvag mq s{ft`ovq jftfjq odlfs{fqq`oi* `iaobf jftfjq* bm{`|mj q|m|vq mil qo oi;3

Qvag }vmj`|m|`tf xo{e `q {f`ido{afl kp |gf }vmi|`|m|`tf ft`lfiaf mkov| bok`j`|p m| |gf ko||obod |gf `iaobf jmllf{ `i Mbf{`am M VQ \{fmqv{p Lfsm{|bfi| q|vlp `i ;338* kmqfl oi lm|md{ob `il`t`lvmj `iaobf |mw {f|v{iq* qgoxq |gm| oif `i |g{ff jox"fm{if{q {fbm`i kfjoxbfl`mi `iaobf ma{oqq m |fi"pfm{ sf{`ol* mil |goqf xgo lo botf m{f boq| j`efjp |o botfoijp |o mi mlnmafi| }v`i|`jf5 bfmixg`jf |xo `i |g{ff g`hgf{"fm{if{q gmtf qvaafflfl `imto`l`ih `iaobf l{osq mil bm`i|m`i`ih |gf`{ soq`|`oi m| |gf |os od |gf `iaobf l`q|{`kv|`oi ;=

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O|gf{ VQ Afiqvq lm|m qgoxq gox |goqf x`|g jox qe`jjq mil dfx }vmj`d`am|`oiq m{f jfqq j`efjp|o s{oh{fqq `i j`df |gmi kf||f{"}vmj`d`fl sff{q

Xgm| qgovjl mj{fmlp kf ajfm{ `q |gm| |gf `qqvfq dma`ih Mbf{`amq jox"fm{i`ih dmb`j`fq m{f io|q`bsjp |gf {fqvj| od |gf {fafqq`oi @iq|fml* `| `q soqq`kjf |o |{maf m joihf{"|f{b q|o{p odfaoiob`a agmihfq |gm| gmtf qf{tfl |o jfmtf jm{hf ivbkf{q od govqfgojlq x`|g ag`jl{fikfg`il mq |gf Mbf{`ami faoiobp h{fx `i |gf jm|f ;3|g afi|v{p \gfqf agmihfq bmp io| gmtfgml qvag m s{odovil `bsma| oi jox"fm{i`ih dmb`j`fq* xf{f `| io| do{ |gf {fsfm|fl dm`jv{f odqoa`mj mil faoiob`a soj`ap |o b`|`hm|f mhm`iq| {`q`ih `if}vmj`|p mil dmjj`ih j`t`ih q|milm{lqdo{ bmip gm{l"xo{e`ih Mbf{`amiq

\gf d`{q| od |gfqf joih"|f{b faoiob`a qg`d|q `q |gf k{fmeloxi od |gf g`q|o{`a j`ie kf|xffifaoiob`a h{ox|g mil {`q`ih xmhfq Mbf{`amq soq|"xm{ sf{`ol xmq agm{ma|f{`~fl kp m

im{{ox`ih od |gf `iaobf hms 'xg`ag gml {fmagfl g`q|o{`amjjp g`hg jftfjq `i |gf =0;3q;;

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|gf {`agfq| = sf{afi| gmtf h{oxi kp mi mq|oi`qg`ih ;7= sf{afi| Qobf m{hvf |gm| |gfqfl`ddf{fiafq xovjl kf ftfi q|m{ef{ `d `iaobf d{ob xfmj|g* qvag mq q|oaeq mil qgm{fq* xf{f`iajvlfl `i |gfqf amjavjm|`oiq;

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Ftfi `d |gf pfm{ ;333* {m|gf{ |gmi |gf jm|f =083q* `q |mefi mq |gf q|m{|`ih so`i|* |gf s`a|v{fjooeq kjfmeqo bvag qo |gm| |gf Faoiob`a Soj`ap @iq|`|v|f gmq ag{`q|fifl |g`q sf{`olMbf{`amq joq| lfamlf Xg`jf s{olva|`t`|p `ia{fmqfl kp =07 sf{afi| kf|xffi ;333 mil;338* |gf {fmj bfl`mi gov{jp xmhf do{ bfi xfi| vs kp nvq| otf{ = sf{afi|* x`|g boq| od |g`qh{ox|g oaav{{`ih kf|xffi ;333 mil ;331;0 Do{ |gf d`{q| |`bf oi {fao{l* bfl`mi `iaobf l`l

io| {`qf otf{ |gf ;333";338 kvq`ifqq apajf> `i dma|* `| dfjj qj`hg|jp* |o ,6=*046 Do{ dmb`j`fqj`t`ih kf|xffi =33 mil ;33 sf{afi| od |gf sotf{|p j`if* bfl`mi `iaobf `q nvq| ,11*633 |olmp

\gf {fafqq`oi `q maafjf{m|`ih |gfqf |{filq* mil VQ Afiqvq d`hv{fq qgox |gm| povihf{xo{e`ih"mhf dmb`j`fq m{f kf`ih g`| sm{|`avjm{jp gm{l* x`|g |goqf `i |gf =6";< pfm{ ojl k{maef|fwsf{`fia`ih m lfaj`if `i govqfgojl `iaobf od |gf Ag`jl mil Pov|g Xfjj"kf`ih @ilfw 'AX@) qgoxq |gm| |g{ff"dov{|gq od |gf`iaobf lfaj`ifq kf|xffi ;333 mil ;337 oaav{{fls{`o{|o |gf a{mqg od ;338

Q`iaf =081* {m|fq od nok h{ox|g gmtf {fbm`ifl g`hg Goxftf{* |gf 43 b`jj`oi ifx nokqmllfl |o |gf faoiobp q`iaf |gfi m{f tf{p l`ddf{fi| |o |gf |ps`amj kjvf aojjm{ nokq od ojlf{hfif{m|`oiq Mq |gf faoiobp kfaobfq `ia{fmq`ihjp qf{t`af"l{`tfi* |goqf bmivdma|v{`ih nokqx`|g {fjm|`tfjp g`hg xmhfq* hool nok qfav{`|p* mil qvkq|mi|`mj d{`ihf kfifd`|qm{f kf`ih

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16 Gmaef{ mil S`f{qoi* `k`l

14Mll{fqq`ih @i"Xo{e Sotf{|p* S Efixmp 'Noqfsg [oxi|{ff Dovilm|`oi* ;337)g||s>//xxxn{do{hve/svkj`am|`oiq/mll{fqq`ih"xo{e"sotf{|p

http://www.resolutionfoundation.org/publications/behind-balance-sheet-financial-health-low-income-h/http://www.resolutionfoundation.org/publications/behind-balance-sheet-financial-health-low-income-h/http://www.esro.co.uk/html/esro/kentpub.htmlhttp://www.esro.co.uk/html/esro/kentpub.htmlhttp://www.statistics.gov.uk/elmr/07_10/downloads/ELMR_Jul10_Tam.pdfhttp://www.statistics.gov.uk/elmr/07_10/downloads/ELMR_Jul10_Tam.pdfhttp://www.statistics.gov.uk/elmr/07_10/downloads/ELMR_Jul10_Tam.pdfhttp://emlab.berkeley.edu/users/saezhttp://emlab.berkeley.edu/users/saezhttp://emlab.berkeley.edu/users/saezhttp://www.cbpp.org/cms/index.cfm?fa=view&id=3220http://www.cbpp.org/cms/index.cfm?fa=view&id=3220http://www.epi.org/publications/entry/a_lost_decade_poverty_and_income_trendshttp://www.epi.org/publications/entry/a_lost_decade_poverty_and_income_trendshttp://www.epi.org/publications/entry/bp195/http://www.epi.org/publications/entry/bp195/http://www.epi.org/publications/entry/bp195/http://www.cepr.net/index.php/publications/reports/movin-on-up-reforming-americas-social-contract-to-provide-a-bridge-to-the-middle-class/http://www.cepr.net/index.php/publications/reports/movin-on-up-reforming-americas-social-contract-to-provide-a-bridge-to-the-middle-class/http://www.cepr.net/index.php/publications/reports/movin-on-up-reforming-americas-social-contract-to-provide-a-bridge-to-the-middle-class/http://www.cepr.net/index.php/publications/reports/movin-on-up-reforming-americas-social-contract-to-provide-a-bridge-to-the-middle-class/http://www.census.gov/prod/2010pubs/p60-238.pdfhttp://www.census.gov/prod/2010pubs/p60-238.pdfhttp://www.firstfocus.net/library/reports/turning-point-long-term-effects-recession-induced-child-povertyhttp://www.firstfocus.net/library/reports/turning-point-long-term-effects-recession-induced-child-povertyhttp://www.jrf.org.uk/publications/addressing-work-povertyhttp://www.jrf.org.uk/publications/addressing-work-povertyhttp://www.jrf.org.uk/publications/addressing-work-povertyhttp://www.firstfocus.net/library/reports/turning-point-long-term-effects-recession-induced-child-povertyhttp://www.census.gov/prod/2010pubs/p60-238.pdfhttp://www.cepr.net/index.php/publications/reports/movin-on-up-reforming-americas-social-contract-to-provide-a-bridge-to-the-middle-class/http://www.cepr.net/index.php/publications/reports/movin-on-up-reforming-americas-social-contract-to-provide-a-bridge-to-the-middle-class/http://www.epi.org/publications/entry/bp195/http://www.epi.org/publications/entry/a_lost_decade_poverty_and_income_trendshttp://www.cbpp.org/cms/index.cfm?fa=view&id=3220http://emlab.berkeley.edu/users/saezhttp://www.statistics.gov.uk/elmr/07_10/downloads/ELMR_Jul10_Tam.pdfhttp://www.esro.co.uk/html/esro/kentpub.htmlhttp://www.resolutionfoundation.org/publications/behind-balance-sheet-financial-health-low-income-h/

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10 H{ffiq|f`i* ;3365 H{ffiq|f`i mil Qgms`{o* =007* }vo|fl `i \gf [ojf od Fm{ifl @iaobf \mw A{fl`| `i |gf Kvlhf|q odJox" @iaobf Dmb`j`fq'Im|`oimj Sotf{|p Afi|f{ Xo{e`ih Smsf{ Qf{`fq* Nvif ;3=3)

soj`ap os|oiq |o s{obo|f qmt`ihq mil mqqf| lftfjosbfi|* [ A{mbf{* M Josf~"Df{imil`i`* JHvhf* N E`ih* N ^`bbf{bmi 'Ifx Mbf{`am Dovilm|`oi* ;3=3)

g||s>//xxxifxmbf{`amif|/svkj`am|`oiq/soj`ap/|gf_mqqf|q_mhfilm_;3==

6;Vsq`lf Loxi> |gf , |gf ifw| faoiobp mil Mbf{`amq dv|v{f* [ [f`ag 'Eiosd* ;3=3)

http://www.bls.gov/emp/http://www.bls.gov/emp/http://www.bls.gov/emp/http://www.cbpp.org/cms/index.cfm?fa=view&id=3361http://www.cbpp.org/cms/index.cfm?fa=view&id=3361http://www.cbpp.org/cms/index.cfm?fa=view&id=3340http://www.cbpp.org/cms/index.cfm?fa=view&id=3340http://www.firstfocus.net/news/events/2010/12/tackling-child-poverty-improving-child-well-being-lessons-from-britainhttp://www.firstfocus.net/news/events/2010/12/tackling-child-poverty-improving-child-well-being-lessons-from-britainhttp://www.firstfocus.net/news/events/2010/12/tackling-child-poverty-improving-child-well-being-lessons-from-britainhttp://www.americanprogress.org/issues/2010/04/pdf/job_polarization.pdfhttp://www.americanprogress.org/issues/2010/04/pdf/job_polarization.pdfhttp://www.newamerica.net/publications/policy/the_assets_agenda_2011http://www.newamerica.net/publications/policy/the_assets_agenda_2011http://cfed.org/knowledge_center/publications/savings_financial_security/upside_down_the_400_billion_federal_asset-building_budget/http://cfed.org/knowledge_center/publications/savings_financial_security/upside_down_the_400_billion_federal_asset-building_budget/http://cfed.org/knowledge_center/publications/savings_financial_security/upside_down_the_400_billion_federal_asset-building_budget/http://cfed.org/knowledge_center/publications/savings_financial_security/upside_down_the_400_billion_federal_asset-building_budget/http://cfed.org/knowledge_center/publications/savings_financial_security/upside_down_the_400_billion_federal_asset-building_budget/http://www.newamerica.net/publications/policy/the_assets_agenda_2011http://www.americanprogress.org/issues/2010/04/pdf/job_polarization.pdfhttp://www.firstfocus.net/news/events/2010/12/tackling-child-poverty-improving-child-well-being-lessons-from-britainhttp://www.firstfocus.net/news/events/2010/12/tackling-child-poverty-improving-child-well-being-lessons-from-britainhttp://www.cbpp.org/cms/index.cfm?fa=view&id=3340http://www.cbpp.org/cms/index.cfm?fa=view&id=3361http://www.bls.gov/emp/

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~ ~ ~

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