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Living In Westminster Lifestyle Magazine
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SPRING 2015 1
WESTMINSTERSPRING 2015
livin
g in
LIVINGINWESTMINSTER.CO
PLUS & WELCOME HOME: The 6 Steps To Buying A Home; Design Files: High Style Prairie * LIGHTER FARE RECIPES* GARDEN TENDING* FASHION: BOLD COLOR TRENDS
THE ART ofSPRING
Welcome to Westminster
Spring and Summer are busy times in Westminster with the start of festival and market season. In May, come join us at the Spring Storm and the Swamp, May 2nd at Stanley Lake High School. The Farmers Market starts up on June 6th and continues every Saturday through September. The Taste of Westminster is June 11th at the Ranch Country Club.
Are you a music lover? Come see us at the Historic Westminster Jazz and Art Fest on June 13th. Fireworks more you style? The City of Westminster firework display and festival is always a must on July 4th.
In August, you can enjoy the Westy Fest at City Park or the Westminster Next at the New Downtown. Stay tuned for more details. Dont forget to wrap up your summer with the Orchard Festival September 26th at the Historic Arts District.
Whatever your interest, there is something for everyone this summer and the Westminster Chamber will be there with you. See you this summer!
Jennifer ShannonPresident/CEO Westminster Chamber of Commerce
Entertainment at Westy Fest, held each August in City Park
They require great people as well as great rates!
Meet our great people!
Mortgages are far more than numbers...
At Hallmark Home Mortgage We've Got Both! We have some of Denvers most recognized mortgage professionals on our TEAM and we serve some of Denvers most recognized Realtors. And, we are rate competitive day in, day out. Not only that but unlike other lenders, our performance is Guaranteed!*
At Hallmark Home Mortgage we love Realtors and any experienced Realtor will tell you that if its between mortgage rates and great mortgage people who close loans, theyll take the people any day. But why not both?
Contact us today to discuss your home financing possibilities, our Signature Performance Guarantees and Pre-Approval Guarantee. Let us put a piece of paper in your hand thats worth something! Your Hallmark Signature Pre-Approval Guarantee for the home of your dreams.
For use by real estate or mortgage professionals only, Not intended for distribution to consumers. This information is not intended to be an indication of loan qualification, loan approval or a commitment to lend. Other limitations may apply. 2014Hallmark Home Mortgage Corporation NMLS ID#53441 (www.nmlsconsumeraccess.org) EQUAL HOUSING LENDER
MAIN OFFICE DEER CREEK10822 W. Toller Drive Suite 120
Littleton | CO 80127
Main Office | 303.789.9933Toll-free | 866.262.0820
Fax | 303.789.2299
DENVER TECH CENTER OFFICE6300 S. Syracuse Way Suite 130
Centennial | CO 80111DTC Office | 303.789.9933
WESTMINSTER OFFICE1001 W. 120th Ave. Suite 214
Westminster | CO 80234Westminster Office | 720.508.3110
www.hallmarkwest.com
Are you tired of renting and ready to own? Not sure if your credit or income or savings will get you there? Call one of our Path2Buy Loan coaches to get started on your plan. We have a habit of putting people in homes faster than they thought possible. Maybe we can do the same for you! Go to www.dowerentorbuy.com
Aar River Gallery 3707 W. 73rd Ave.Westminster, Co 80030303-426-4114
30 Local Artists-Original Fine ArtFine Art Reproductions, pottery, jewelry, fused glass, stained glass, purses, scarves, aprons, wood working
Located in the Heart of the Historic Westminster Art District
Backyard Sculpture Garden and Gallery Space available to rent
www.aarrivergallery.com
Oil painting, watercolor and mixed media classes
Second Saturday Art Walks every monthWine and Watercolor classesAfternoon Tea in the Gallery
Summer Morning Tea in the Garden
Hours: Wed. noon to 6:00
Thurs. - Sat. 10 to 6:00
5
SPRING 2015
Local Flavor: Westminster
SPRING 2015 7
Botanic Beauties Spring fever is in full bloom at these local Westminster greenhouses. Stop by OTooles Garden Center at 9400 Wadsworth or Hilltop Gardens at 9660 N. Federal
and get an early start on garden planning and bloom swooning.
Seasonal Trends
Spring TrendsUpdate your home with some of the seasons
hottest color trends and patterns.
Sunrise views over Denvers Sloan Lake
Benjamin Moore Burnt Sienna #1196; benjaminmoore.com
One of a kind navy grid shibori patch pillow, Rebecca Atwood, rebeccaatwood.com; $229
Venom coasters, Jonathan Adler, casa.com; $78Zara rug, Z Gallerie, zgallerie.com
Guggenheim Laguna armchair, Dot & Bo, dotandbo.com; $485
Cambria Collection, Z Gallerie, zgallerie.com; $79.95
Sunset bowl, Crate & Barrel, crateandbarrel.com; $39.95
SPRING 2015 9
SPRING 2015
SPRING 2015 11
CONTENTS
SPRING 2015
Publishing DirectorCasey OrrCreative DirectorKaley RhodesEditorialKelsey Sindorf, Kimba Orr, Allison Orr, Bobby SindorfAdvertising SalesTim Ingle
Contacts: Advertising [email protected]
Ph: 303-955-5036 ADVERTISINGGeneral [email protected]
More Information About Pelican Publications:Magazine Publishing & Marketing Consulting
Pelican distributes LIVING IN DENVER magazines to Denver NEWCOMERS through real estate agents, chambers of commerce and www.LivingInDenver.co.
Pelican distributes WILDLIFE maga-zines to WILDLIFE ENTHUSIASTS in Kansas through email subscribers, local businesses and www.MWMKS.com.
Office7550 W Yale Ave, Suite A-100 Denver, CO 80227
www.MyPelicanMagazine.com
2014 Pelican Publications, All rights reserved.
No part of this magazine may be reproduced, stored in a retrieval system or transmitted in any form, or by no means, electronic, mechanical, photocopying, recording or otherwise, without prior permission of the publisher.
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ONWARD!
Spring Forward
Living Ins Months Ahead
Garden Tending
Strawberry Bliss
FASHION
Spring Color Trends
FOOD, ETC.
Lighter Fare
Perfectly Cooked Chicken
Try Something New
Fun With The Kids
WELCOME HOME
The 6 Steps To Buying A Home
Mortgage Rates Impact On Home Ownership
The Art Of House Hunting
Design Files: High Style Prairie Design
GIVING BACK
Summer School Lunch Programs
SPRING 2015
SPRING 2015 13
ONWARD!NOTEWORTHY DATES, HELPFUL TIPS & REMINDERS TO LIVE YOUR BEST SPRING MONTHS AHEAD
SpringFORWARD
1. Clean gutters, downspouts and dont forget the birds! Clean out their feeders and houses and re-fill with fresh food.
2. Check to see if any tree bran-ches broke over the winter and cut them back. Trim the bushes around the house within five feet to help with ventilation and drying out of surfaces.
3. Seal any cracks in your driveway and sidewalk or other cement surfaces.
4. Power wash your deck or patio, get out stored patio furnitures and wipe down.
5. Inspect all garden hoses and exterior faucets for possible freeze damage from winter weather.
6. Be sure to check your roof for missing shingles or other damage that may have occurred over the winter. Consider hiring a professional for this job.
7. Remove dead flowers and weed garden beds fre-quently. Give young trees, standard shrubs and roses extra support with stakes.
8. Once May arrives, check your garden plants regular-ly for snails and slugs, tidy up early-flowering Clematis and place supports bet-ween tall perennials.
Warm weather fever has hit: ready your home and garden with these eight easy preparations.
plus...CELEBRATE MAY DAY!GARDEN TENDINGSWEET BERRY BLISS
SPRING 2015
LIVING INS MONTHS AHEAD
Spring2015 find more online
l i v i n g i n d e n v e r . c o.co
Happiness will never come to those who fail to appreciate what they already have.
APRIL
april fools dayWednesday, 04/01/15
Popular since the 19th century, it is not a national holiday but is celebrated as a day to play practical jokes and hoaxes on each
other.
birthstoneDiamond and Crystal
flowerDaisy and Sweet Pea
fRUITS & VEGGIESStrawberry, Asian Pear, Tomatillos
ASTROLOGICAL SIGNSAries (until the 19th)
Taurus (begins the 20th)
NATURAL SPRING REMEDIES
>> To ease anxiety, massage thetemples with lavender oil or
drink chamomile tea.
>> Drink rosemary tea to alleviatemelancholy or depression.
>> Trying to remain relaxed butalert? Some studies suggest thatthe smell of apples, apple cidervinegar, or spiced apples (as in
mulled cider) have this effect.
>> A tea of elderberry flowers isconsidered relaxing to the nerves
and is sleep inducing.
>> For insomnia, drink bee balmor chamomile tea and eat mandarin
oranges.
MAY
MAY DAY Thursday, 01/01/15
CINCO DE MAYO Tuesday, 05/05/15
MOTHERS DAY Sunday, 05/10/15
ARMED FORCES DAY Saturday, 05/16/15
MEMORIAL DAY Monday, 05/25/15
birthstoneEmerald
fRUITS & VEGGIESMango, Limes, Potatoes
ASTROLOGICAL SIGNSTaurus (until the 20th)Gemini (begins the 21st)
JUNE
FLAG DAY Sunday, 06/14/15
INTERNATIONAL PICNIC DAY
Thursday, 06/18/15
SUMMER SOLSTICESunday, 06/21/15
FATHERS DAY Sunday, 06/21/15
NATIONAL PINK DAYTuesday, 06/23/15
birthstoneAlexandrite, Pearl & Moonstone
fRUITS & VEGGIESCherries, Plums, Pluot, Okra
summer solsticeSunday, 06/21/15
The longest day of the year and the official start of summer, it is often a time for festivals, feasts
and celebrations.
APRIL FOOLS DAY Wednesday, 04/01/15
GOOD FRIDAYFriday, 04/03/15
EASTER Sunday, 04/05/15
WORLD HEALTH DAY Tuesday, 04/07/15
TAX DAY Wednesday, 04/15/15
ADMINISTRATIVE PROFESSIONALS DAY
Wednesday, 04/22/15
EARTH DAY Wednesday, 04/22/15
ARBOR DAY Friday, 04/24/15
PASS THE SALT
>> Rub salt on fruitstains while still wet, then
put them in the wash.
>> To remove mildewspots, rub in salt and some buttermilk,
then let dry in the sun.
>> If you spill wine or fruit juice on your tablecloth, pour salt on the spot
at once to absorb the stain.
>> Apply a paste of salt and olive oil to ugly heat rings on your table. Let
sit for about an hour and then wipe off with a soft cloth.
>> To restore some of the color to fadedfabric, soak it in a strong solution of
salt and water.
>> Discharge evil spells by throwing apinch of salt over your left shoulder.
>> Mix a tablespoon of salt into the water of a vase of cut flowers to keep
them fresh longer.
>> A mixture of salt and vinegar willclean brass.
SPRING 2015 15
SPRING 2015
HappyMAY DAY!Though May 1st comes closer to the start of spring, many cultures have celebrated May Day as the first dsy of summer. Either way, it is a time to say goodbye to the cold winter and to welcome flow-ers, dancing, singing and yes, flirting!
Dancing around the maypole is probably the oldest known tradi-tion associated with May Day. A maypole is a tall wooden pole erected as a part of various European folk fe-stivals, around which a maypole dance often takes place. Another tradition, popular with children and adults alike is to deliver baskets filled with flowers, sweets, or whatever other treats you like to a special friends house. The tra-dition is to leave their May basket on the porch or in front of their door and ring the door bell. When they open the door to find their basket the giver starts running - if your special friend catches you they get to kiss you!
ONWARD! / CELEBRATE!
SPRING 2015 17
Recycled cans are an inexpensive and resourceful way to make a special basket. Save and clean a tall tin can (the ones pasta sauce comes in) and hammer nails into the sides to create ho-les. Shape a wire hanger into the handle, making sure it is long enough to fit over a door knob once it is filled with flowers or goodies. Cut brown paper from a bag and use twine or decora-tive ribbon to dress it up. Let your children do their own unique designing using paint, paper and glue.
Recycled May Day Baskets
Start A New Family
TraditionGet the kids involved in a fun project they will love and create lasting memories in the process. The beauty of a May Day basket is in its hand-made simplicity, so break out the crafting materials and get creative!
SPRING 2015
HOT WEATHERWATERINGWhen rain is scarce, you need to make sure your garden is getting the water it needs. Vegetables need water to produce, so it is crucial to give them a drink when it is dry.
Vegetables should be watered two or three times a week during really hot weather. Watering the garden deeply is critical; you need the water to go down deep to encourage deep roots and get away from the hot soil surface. Put a small cup or can in the garden soil and water until it has collected at least an inch from a sprinkler. If you have planted your garden in containers they will probably need to be watered every day, as container gardens seem to dry out faster than the ground. If you are watering your garden by hand, use a nozzle turned to the shower setting for rain-like watering. If the water starts to puddle, move on and come back several times to make sure the water is soaking in and the soil is thoroughly moist.
Big leaf plants such as cucumbers, squash and melons lose moisture fast. Wilting plants are a good indication that your garden needs water - however, in very hot weather these plants will wilt some during mid-day no matter what, perking back up in the evening. Try and avoid getting the plant leaves wet, but if you are using a sprinkler it is impossible not to. In this case, you should water early in the morning so that the foliage will dry out quickly and minimize disease.
Tomatoes are a thirsty breed and do not like to dry out. If you let them go from dry to wet they will get blossom-end rot, as well as cracks in the fruit from expanding too fast. To avoid these problems, keep the soil consistently moist.
Keep your ground moist by using an organic mulch such as wheat straw, finely ground bark, pine needles or chopped leaves. Spread mulch on the ground around and under plants. This will protect the soil and roots from the hot sun. A two to three inch layer of mulch makes a huge difference in the hot weather. Without mulch the sun bakes the soil, and you end up watering even more.
ONWARD! / GARDEN TENDING
SPRING 2015 19
Spring Planting
Many flowers can be planted as soon as the ground is soft enough to work in the
spring. Some varieties can even survive a late freeze. While annual flowers will give
you blossoms early, perennials will not bloom right away, and instead show their
colors in summer and early fall. To ensure continuous color all season, do some
research on blooming times.
Roses are a perennial that should be planted early. All roses thrive in rich, well-draining soil and full sunlight.
Snapdragons are an easy to grow annual that love cooler climates. You can plant these in early spring when the ground is cool as they will survive a light frost. They grow best in full sun and well-drained soil.
Pansies are another cool season annual and extremely cold-hardy flower. They can freeze, thaw and continue blooming. Plant in full sun or partial shade, in moist but well-draining soil. They will bloom until it gets too hot, then they will fade and need to be replaced.
Lilies are hardy flowering bulbs that are easy to care for and can be planted almost any time of the year. The plantings can be staggered so they will bloom from May through September. Plant lilies in early spring but place a 4 inch layer of mulch over the planting site to protect against hard freezes. As the shoots emerge, gradually remove the mulch. Plant where they will have full sunlight and well-drained soil. Beware: too much water will rot the bulbs!
SPRING 2015 *Subject to credit approval. Minimum monthly payments required. See Design Consultant for details. 2015 3 Day Blinds Corporation
Call to Schedule Your FREE In-Home Design Consultation888-994-5678 or visit www.3DayOffer354.com
CUSTOM BLINDS,
SHADES, SHUTTERS
AND DRAPES
SPECIAL FINANCING AVAILABLE*
LivingInFrontRangeMagazine_Spring_022015.indd 1 2/17/15 11:47 AM
HARDY VEGETABLESBroccoli / Cabbage / Kohlrabi / Onions / Lettuce / Peas / Radish / Spinach / Turnips
GROWING CONDITIONSCool / 60 - 80 degreesLose quality in hot weatherMay be replanted mid-summer for fall harvestMay survive a light frost
WHEN TO PLANTAs soon as soil adequately dries in spring
May be planted as early as two-four weeks before the date of the average last spring frost
your best garden
PLANTING GUIDE
Sharing tips from the Colorado Master Gardner program at Colorado State University.
SEMI-HARDY VEGETABLESBeets / Carrots / Cauliflower / Parsley / Parsnips / Potatoes / Swiss Chard
GROWING CONDITIONSMinimum daytime temperatures of 40 - 50 degreesLess tolerant of frost
WHEN TO PLANTAs soon as soil adequately dries in spring
May be planted as early as two weeks before the date of the average last spring frost
TENDER VEGETABLESBeans / Celery / Corn / Cucumbers / Summer Squash
GROWING CONDITIONSWarm / 70 - 95 degrees
WHEN TO PLANTAs soon as soil is adequately dry to work
Typically planted 2 weeks or more after the average last spring frost dateSummer-like weather with daytime temps above 60 degrees and breezes are no longer coolA week of daytime temps below 55 degrees may stunt the crop
VERY TENDER VEGETABLESLima Beans / Cantaloupe / Eggplant / Peppers / Pumpkin / Winter Squash / Pumpkins / Tomatoes / Watermelon
GROWING CONDITIONSWarm / 70 - 95 degrees
WHEN TO PLANTAs soon as soil is adequately dry to work
Typically planted 2 weeks or more after the average last spring frost dateSummer-like weather with daytime temps above 60 degrees and breezes are no longer coolA week of daytime temps below 55 degrees may stunt the crop
ONWARD! / GARDEN TENDING
SPRING 2015 21*Subject to credit approval. Minimum monthly payments required. See Design Consultant for details. 2015 3 Day Blinds Corporation
Call to Schedule Your FREE In-Home Design Consultation888-994-5678 or visit www.3DayOffer354.com
CUSTOM BLINDS,
SHADES, SHUTTERS
AND DRAPES
SPECIAL FINANCING AVAILABLE*
LivingInFrontRangeMagazine_Spring_022015.indd 1 2/17/15 11:47 AM
SPRING 2015
ONWARD! / LOCAL FLORALS
FRONT RANGEFLORALS
1. Savor the sunshine yellow at Happy Life Gardens in Evans, located at the edge of Greeley; 2000 37th St. 2. Growing season is in full swing at Creekside Gardens in Littleton; 5730 W. Coal Mine Ave. 3. Bright colors bring on spring fever at Sundance Gardens & Landscaping in Evergreen; 27866 Meadow Dr. 4. Yard art inspiration at Loveland Garden Center; 1801 S. Lincoln Ave. >>
Local greenhouses are gearing up for the summer season, ready to provide you with beautiful plants,
endless inspiration and extensive know-how for growing your best and brightest beds yet.
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We educate more than 54,000 children and serve over 300,000 residents in 108 square miles that spread across eight municipalities: Cherry Hills Village, Centennial, Fox-field, Glendale, Greenwood Village and portions of Aurora, Englewood and Denver.
The Cherry Creek School District is one of the high-est achieving school districts in the state. Cherry Creek Schools students consistently score well above state aver-ages on Colorado standardized assessments and above state and national averages on SAT and ACT exams.
The district 2014 graduation rate is 87% compared to the state average of 77% and the national average of 78.2%.
The Cherry Creek School District has the third most Na-tional Board Certified Teachers in Colorado.
Members of the 2014 graduating class earned more than $54 million in scholarships.
SchoolMatch, an independent, nationwide service, has recognized the Cherry Creek School District as among only 16% of school districts nationwide with its What Parents Want Award for 20 consecutive years.
303.773.1184 www.cherrycreekschools.org
To inspire every student to think, to learn, to achieve, to care
All children deserve a great school in their neighborhood, one they can walk or ride the bus to
with their friends. These friendships between children and their families
unite communities and make them stronger.
Cherry Creek Schools: A Great Neighborhood School
in Every Neighborhood.
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SPRING 2015
5. A plethora of pansies at Sturtz & Copeland in Boulder; 2851 Valmont 6. Starting strong plants at Echters Garden Center in Arvada; 5150 Garrison St. 7. Its all about the artful containers at Tagawa Gardens in Parker; 7711 S. Parker Rd. 8. Tulips in bloom at OTooles Garden Center in Lakewood; 1404 Quail St. 9. Houseplants and hanging baskets abound at Golden City Floral in Golden; 5331 Quaker St. 10. Helpful and ready to share their knowledge at OTooles Garden Center in Westminster; 9400 Wadsworth 11. Striking and contemporary garden art at the Bath Garden Center Nursery in Fort Collins, where they grow all their own plants organically; 2000 E. Prospect Rd.
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SPRING 2015
ONWARD! / SWEET BERRY BLISS
OVERVIEWThe strawberry plant is a hardy perennial that dies back in the winter and returns in the spring when the weather gets warm. After bearing fruit, many types of strawberries will produce runners called daughter plants. Runners often root nearby, attached to the mother plant. To keep the mother plant strong and healthy only allow three daughter plants to remain attached, clipping the others to plant somewhere else. Strawberries will have a resting period after their first big harvest of the season, but most plants will produce again in the fall if you keep them watered and weeded.
If you live in Zone 6 or further north, your strawberries should be planted in the spring so they will be well rooted by the following winter. They can be replanted in late summer and moved to a cool, protected place such as an unheated garage during the winter months. Most sweet fruits require an abundance of sunshine. Strawberries require at least 8 hours daily of full sun
Homegrown strawberries just may be the sweetest, juiciest and most aromatic berries you will ever taste. An easy to grow fruit, their crop will reward the home gardener with ample harvests for many years.
and prefer a slightly acidic soil. If you soil is slightly alkaline it would be better to grow the berries in large containers filled with potting mix. The plants wont do well in clay soil, but by mixing in 4 inches of compost they will be fine. If you are planting directly into the ground, space your plants 18 inches apart, making room for runners. Be sure to set plants so that their roots are well covered with soil but the central bud or crown is exposed to light and air.. If you bury the crown your plant could rot.
Mulch between plants after planting to keep the soil temperature cool, deter weeds and to keep the fruit off the soil. Straw is the traditional strawberry mulch. Do not use black plastic since it will raise the soil temperature and optimal fruit production requires cool soil. Plants will start blooming in early spring and they must be visited by the bees or other pollinating insects before they can set fruit. In warm weather you should have ripe fruit about 30 days after blossoms are fertilized.
STRAWBERRY BLISS
SPRING 2015 27
GROWING TIPS Well drained, sandy loam with a
soil pH from 5.8 to 6.2 is ideal. Dont plant where tomatoes,
potatoes, peppers or eggplant have been grown recently (verticillium rot).
Be sure you have certified disease-free plants.
Select plants with large crowns and healthy, light-colored roots.
Amend soil with 1-2 inches of organic matter like compost or well-rotted manure.
Keep weeds from competing with your strawberry plants.
Make a hole large enough to spread the roots. Hill the center of the hole and place the crown slightly above soil level. Spread the roots downward on the hill. Fill the hole, making sure the soil only goes halfway up the crown.
Do not over fertilize or you will have excessive leaf growth and poor flowering. Apply a balanced fertilizer at planting at the rate of 1 pound per 100 square feet.
CHOOSING YOUR PLANTSThere are basically 3 types of strawberry plants to choose from: June bearing, Everbearing and Day Neutral.
JUNE BEARINGJune Bearing strawberries produce a single, large crop per year during a 2 - 3 week period in the spring. June bearers are the traditionally grown plants, producing a single flush of flowers and many runners. They are classified into early, mid-season and late varieties. The largest fruits are generally from June bearing varieties.
EVERBEARINGEverbearing strawberries produce two to three harvests of fruit intermittently during the spring, summer and fall. Everbearing plants do not send out many runners.
DAY NEUTRALDay Neutral strawberries will produce fruit throughout the growing season. These strawberries also produce few runners. Everbearing and day neutral strawberries are great when space is limited, but the fruits are usually somewhat smaller than June bearers.
SPRING 2015
ONWARD! / SWEET BERRY BLISS
STRAWBERRY RECIPESSavor the bounty of your strawberry crop by indulging in these red berry recipes perfect for fresh spring eating.
STRAWBERRY CREAM CHEESE ICE BOX CAKE
2 lb. fresh strawberries2 sleeves graham crackers1 - 8 oz. pkg cream cheese, softened1 - 14 oz. can sweetened condensed milk2 - 3.4 oz. instant cheesecake flavored pudding3 C. milk1 - 12 oz. carton frozen whipped topping (Cool Whip)
1 Clean and thinly slice strawberries, set aside.
2 Line the bottom of a 9x13 pan with graham crackers. You may need to break some of the crackers to fit them in the pan.
3 Combine the cream cheese and sweetened condensed milk in a large bowl, beat until creamy. Add pudding mix and additional 3 C. milk, beat until mixture starts to thicken. Fold in 2 cups of the whipped topping just until combined.
4 Pour half of the cream cheese mixture over the graham crackers. Smooth it out and place a layer of strawberries on top. Add another layer of graham crackers, top with remaining cream cheese mixture and strawberries. Cover and refrigerate for 6-8 hours.
5 When ready to serve, top with remaining whipped topping. Garnish with any remaining strawberries and graham cracker crumbs. *If the strawberries leave extra moisture from setting overnight, dab the excess with a paper towel before adding final toppings.
STRAWBERRY SPINACH SALAD WITH RASPBERRY VINAIGRETTE
(serves 4-6)6 - 7 C. baby spinach2 C. strawberries; hulled and sliced1 C. blueberries (optional)1/2 C. toasted, chopped pecans4 oz. goat cheese (or other favorite soft white cheese)
2 1/2 Tbsp raspberry vinegar6 Tbsp vegetable oil1/4 C. honey1/2 tsp dijon mustard2 Tbsp finely minced shallots1/4 tsp salt1/8 tsp freshly ground black pepper
1 Toast the pecans by placing in a skillet over medium heat. Stir or toss so they wont burn 1-2 minutes, or until fragrant. Mix with the spinach and berries.
2 Whisk all the dressing ingredients together, blending well so the honey doesnt settle to the bottom.
3 Just before serving, toss the spinach mix with the dressing and top with cheese, or pass the dressing and cheese separately for individual topping.
TRIPLE DECKER STRAWBERRY CLUB SANDWICH
makes 4 large sandwiches
1 lb. bacon2 lbs. (4 pieces) boneless skinless chicken breast halvessalt and pepper1 avocado2 Tbsp fresh lemon juice1/3 C. mayo12 slices whole wheat bread2 C. baby spinach1 1/2 C. strawberries, hulled and sliced
1 Fry the bacon until crisp and drain on paper towels. Pour off all but 2 tablespoons fat from skillet and adjust to medium-high heat. Season chicken breasts with salt and pepper; add to skillet and partially cover. Cook until both sides are golden, about 10 minutes, turning once. Let rest 5-10 minutes and thinly slice.
2 Mash the avocado with lemon juice and stir in the mayo; season with salt and peper.
3 Toast the bread slices and spread each with 1 tablespoon avocado mixture. Divide the chicken among 4 slices of toast and top each with several slices of bacon. Cover each stack with another toast slice, layer with spinach, sliced strawberries and remaining toast slice. Cut into quarters.
SPRING 2015 29
FASHION
spring huesGO BOLD WITH MODERN COLOR TRENDS LIKE RED AND NAVY THIS SEASON >>
SPRING 2015
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MODERN SPRING HUES: [1] Roll Sleeve Slim Dress, Equipment, $258.00, scoopnyc.com; [2] Shredded Jersey Tank, Raquel Allegra, $66.00, theoutnet.com; [3] Kale Watch, WeWood, $120.00, amazon.com; [4] Gold Batik Scarf, Color Island, $81.00, shoptiques.com; [5] Skyler Hat, Brixton X UO, $60.00, urbanoutfitters.com
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Spring Into The UNCONVENTIONAL
A mix of classic neutrals and unconventional pops of color make springs go-to color palette a cool and
modern mix of old and new.
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FASHION
NAVY
MILITARYGREEN
GOLDENRODYELLOW
BURNTORANGE
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[1] Striped Mini Skirt, T by Alexander Wang, $125.00, net-a-porter.com ; [2] Techno Paisley Lace Dress, House of Holland, $663.00, luisaviaroma.com; [3] Striped Kimono Front Trouser, Chloe, $1716.00, matchesoffashion.com; [4] Emerald Cats Eye Charm, Kendra Scott, $20.00, neimanmarcus.com
RED
PACIFICBLUE
EMERALD
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Shibori TIE-DYE
The seasons must-have print, inspired by a tradi-tional Japanese method of tie-dying fabrics using
various binding techniques to create different pat-terns. Look to add a Shibori dyed scarf or tote bag
to your closet this season.Shibori Tie Dye Scarf, HSSS Artisans, uncommongoods.com
Blue market Tote Bag, AikoThreads, $21.00, etsy.com/shop/AikoThreads
SPRING 2015 33
SPRING 2015 3333
DRAGONFLY APPAREL3615 W. 32ND AVE.
DENVER, CO 80211303-433-6331
SPRING 2015
SPRING 2015 35
FOOD, ETC.LIGHTER FARE RECIPES, A PERFECTLY COOKED CHICKEN, DECADENT CHOCOLATE ANGEL FOOD CAKE AND FUN RECIPES FOR THE KIDS
FRESH FRUIT SALSA WITH BAKED CINNAMON-SUGAR TORTILLA CHIPS Skip the chocolate-heavy desserts and opt for this fresh and incredibly satisfying sweet treat.
2 lb. fresh strawberries, chopped8 oz. fresh raspberries2 kiwis, peeled and diced2 apples, diced1 Tbsp brown sugar2 Tbsp granulated sugar3 Tbsp fruit preserves, your choice of flavor
4 flour tortillas4 Tbsp granulated sugar1 1/2 tsp cinnamonbutter flavored cooking spray
Preheat oven to 350 degrees.
Mix up the fruit salsa by combining all ingredients and chill-ing in your refrigerator for at least 15 minutes.
Combine the cinnamon and sugar; spray one side of each flour tortilla with the cooking spray, stack and cut into wedges. Arrange in a single layer on a cookie sheet; sprinkle with the cinnamon-sugar mixture (as much as you like). Give the chips another light coat of cooking spray be-fore baking in the preheated oven for 8-10 minutes. Watch closely so they dont get too brown. Let cool before serving with fresh fruit salsa.
Lighter FARE
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FOOD, ETC.
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a lot easier. Mix it in with mayo, celery, salt and pepper and a squeeze of lemon juice; stuff it in a pita for lunch.
Make a one-pot chicken noodles wonder by transferring all the chicken meat from the slow cooker to a soup pot, ad-ding in any onions you can find. Dice 2 carrots and 2 stalks
of celery, 2 minced cloves of garlic and add to the pot along with 4 cups of chicken stock, salt and pepper, a pinch of poultry seasoning and a pinch of oregano. Bring to a boil and add 1 package frozen egg noodles to the pot - cook until tender and most of the liquid is absorbed.
Bump up a standard by adding it into your favorite homemade maca-roni and cheese recipe. If you dont have one follow this: boil 8 oz ma-caroni and drain, meanwhile melt 4 Tbsp. butter and add in 4 Tbsp flour, whisk until thick and light brown, add in 2 C. half & half slowly, whisking until thick, remove from heat and add 2 C. shredded Cheddar cheese, stir until smooth. Mix 1 C. shredded chicken into the pasta and add to a casserole dish, top with cheese sauce and mix to combine. Sprinkle top with 1/2 C. breadcrumbs and dot with butter; bake at 350 degrees until the top is brown and bubbly.
Chicken tacos, enchiladas and quesadillas are simple solutions for taco Tuesdays, and adding it to pasta tossed with olive oil, parmesan and toasted walnuts creates an elegant Friday night meal when paired with a glass of Pinot Grigio or your favori-te white wine. So get out your slow cooker and start creating your own chicken meal masterpieces.
THE PERFECTLY COOKED CHICKEN is a myth to many. After countless attempts at pulling a perfectly cooked bird from the oven only ends in dry, coarse meat and chinese delivery, the confidence is deflated. Well ring the dinner bell, invite friends over and get out your crock pot, because we have the method to cooking a chicken that will bring your kitchen confidence back in less than 8 hours.
THE PROCESS
Simple eating of natural foods and ingredients, elimina-ting processed foods high in sugars and syrups is a healthy habit that becomes easier as the weather warms and fresh produce is readily available. Simple eating begins with simple cooking, which is exactly why this chicken was introduced. There is no butter or oil in this recipe, so the natural juices of the bird can really come through, enhanced by the fresh onion and seasonings. Cooking it low and slow ensures moist meat, where an oven can easily dry it out before you have even set the timer. It also ensures that you can carry on your day without worrying about being present to watch, baste, rotate and remove.
THE USES
Having a fridge full of shredded chicken makes your world
PERFECT CHICKEN
Use your slow cooker to create magic while you are at work or running errands and come home to juicy chicken that has fallen from the bone. Cook it on a Sunday and use it all week for chicken salads, casseroles and healthy protein whenever you want it.
1 whole chicken, rinsed and patted dry1 large onion, sliced1 tbsp paprika1 tsp salt (lawrys salt if you have it)1 tsp pepper1.5 tbsp garlic powder2 tbsp onion flakes
Turn the slow cooker to High heat / Layer the on-ion slices in the bottom / Set the chicken on top, (breast down) / Mix all seasonings together and sprinkle over the top / Cook on High for 1 hour, turn down to Low for 6-8 hours / After 6 hours poke your chicken to see if its coming off the bones yet, if not, let it go another hour or two. / If you are putting a frozen chicken into the cooker, increase your cooktime on High to 3 hours
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FOOD, ETC.
3/4 C. sifted cake flour1/4 C. unsweetened cocoa powder1 1/2 C. granulated sugar12 egg whites, room temperaturepinch salt1 1/2 tsp cream of tartar3/4 tsp vanilla extract
Preheat oven to 375 degrees. Sift the cake flour with cocoa powder and 3/4 cup of the sugar. Using an electric mixer with the whisk attachment, beat the egg whites with a pinch of salt until foamy. Sprinkle the cream of tartar over the egg whites and continue to beat until they hold a soft peak. Add the va-nilla extract and gradually add the remaining 3/4 cup sugar, 2 tablespoons at a time until stiff peaks form. Gradually fold in the flour mixture using a spatula, 1/4 cup at a time. Pour the batter into an ungreased 9 angel food cake pan and bake until the cake springs back when pressed with your finger, about 30 minutes. Invert the pan onto a bottle (soy or a worchestershire size) and let cool for 1 hour before loosening the cake from the sides and center of the pan with a knife. Frost and serve; cover and store in the refrigerator.
1 C. powdered (confectioners) sugar1/2 C. unsweetened cocoa powderpinch cream of tartar2 C. heavy whipping cream, chilled
Combine all ingredients in your mixer and whip with the whisk attachment until stiff peaks form; apply to top and smooth down sides of cake.
CHOCOLATE ANGEL FOOD CAKE WITH WHIPPED CHOCOLATE FROSTING For times when chocolate is the only answer, this airy cake recipe is guaranteed to impress. Perfect for spring and summer soirees, its light consistency contrasts nicely with the cool, creamy frosting. For an extra treat, slice strawberries and toss with sugar to go alongside this crowd-pleaser.
SPRING 2015 39
CAPRESE BITES Replace your traditional salad course with these mini-bites, or serve them as an elegant appetizer for warm weather get togethers.
Whole milk fresh mozzarella, either miniature balls or cut into chunksGrape tomatoesAged balsamic vinegar or balsamic glazeOlive oilSalt and pepper12 fresh basil leaves, cleanedToothpicks
Halve the grape tomatoes and any extra large basil leaves. Layer mozzarella, basil and tomato onto a toothpick. Arrange on a serving tray and drizzle with balsamic, olive oil and a light sprinkling of salt and pepper.
ROASTED GARLIC HUMMUS Forget fat-laden chips and dip, this creamy hummus recipe will transport your taste buds to an exotic place while giving you a he-althy dose of legumes and garlic. Addicting and easily adaptable to your personal taste, this casual snack may just make it onto your regular recipe rotation.
2 (15 oz) cans garbanzo beans, drained1 head garlic1 Tbsp + 1/4 C. olive oil, divided2 tsp ground cumin1/8 tsp cayenne pepper1/2 tsp salt2 Tbsp, (1/2 lemon) fresh lemon juice
Preheat oven to 400 degrees. Cut off the top 1/4 of the entire head of garlic, expo-sing the cloves; place on a small piece of aluminum foil, drizzle with 1 tablespoon olive oil and a sprinkling of salt. Wrap the foil around the garlic and place the package into the preheated oven; bake 30-40 minutes or until fragrant. Once cool, squeeze the garlic from the bottom to push all the cloves up and out.
Add the roasted garlic, garbanzo beans and spices to the bowl of a food processor. Pulse until smooth and creamy. Add in 1/4 cup olive oil and 2 tablespoons fresh lemon juice. Pulse until completely combined. Spoon into a dish and top with opti-onal paprika or additional cayenne, a drizzle of olive oil or fresh herbs. Experiment with adding fresh herbs or different spices to make your own personal flavors. Serve with vegetables or pita chips.
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FOOD, ETC.
1 Preheat oven to 375 degrees; spread pizza crust onto desired pan size. When oven is preheated, pre-bake the crust for 5 minutes.
2 Toss the asparagus with 1/4 cup olive oil and parme-san cheese; Drizzle the crust with 2 tablespoons olive oil and sprinkle with minced garlic
3 Arrange half of the mozzarella cheese over the garlic; top with asparagus spears, black olives, sliced onions and the remaining mozzarella; Bake an additional 15-20 minutes, or until crust is cooked through and cheese is starting to brown.
ASPARAGUS & BLACK OLIVE PIZZA 1 tube refrigerated thin-crust pizza dough1 small bunch asparagus, trimmed of woody ends1 can black olives, chopped (may use kalamata)4 garlic cloves, minced1/4 C. plus 2 Tbsp olive oil1/2 C. sliced white or red onion2 Tbsp parmesan cheese2-3 C. mozzarella cheese, shredded
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TRY SOMETHINGNEWHALIBUT FISH TACOS WITH RED CABBAGE & AVOCADO SLAW
2 lbs. halibut fish filets12-16 corn tortillasMarinade:1-2 cloves garlic, minced2 tsp honey2 tsp cumin2 tsp chili powder1 tsp onion powder1 tsp sea salt1/2 tsp black pepperFor slaw:1 head red cabbage, chopped 1 avocado, diced1/3 C. cilantro leaves, chopped1 jalapeno or red jalapeno, seeded and chopped1/3 C. mayonnaise1/4 C. olive oil1 Tbsp chipotle in adobo sauce, pureed1/2 Tbsp apple cider vinegarsalt and pepper
1 Prepare marinade in a small bowl; place halibut filets in a resealable plastic bag and pour marinade over fish. Seal bag and refrigerate for 30-40 minutes.
2 In a large bowl combine mayo, oil, cider vinegar and chipotle in adobo puree. Once combined add cabbage, jalapeno and cilantro; season with salt and pepper. Do not add chopped avocado at this point - cover with plastic wrap and refrigerate until ready to use.
3 Preheat indoor or outdoor grill to medium heat. Remove fish from mari-nade and place flesh side down onto well oiled grill grate. Cook 3-4 minutes until grill marks appear. Using a spatula, carefully turn fish and continue cooking an additional 10-12 minutes until fish is cooked through and flakes easily. Remove to large baking sheet and keep warm. Place corn tortillas on the grill and heat for 1 minute on each side. Add avocado to slaw and as-semble tacos, or top each with individual avocado.
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FUN FOODS WITH KIDSSometimes all it takes for kids to eat healthy is a simple recipe they can help with and fun transformations of otherwise boring foods. Try these easy recipes with your young ones, and be inspired to get creative with your daily food choices.
ANTS ON A LOG 5 stalks celery1/2 C. peanut butter1/4 C. raisins
Cut celery in half and spread with peanut but-ter, sprinkle with raisins.
STRAWBERRY BANANA CREAMS 8 strawberries2 oz. vanilla yogurt1/2 small banana1 Tbsp slivered almonds
Mash together the banana and yogurt - cut out the top of each strawberry and fill with some of the yogurt mixture - top with almonds.
APPLE LADYBUG TREATS 2 red apples1/4 C. raisins2 Tbsp peanut butter8 thin pretzel sticks
Slice apples in half and scoop out core. Spread flesh side with a thin layer of pea-nut butter and place on a plate. Dab small amounts of peanut butter on the skin of the apple and apply a raisin (for ladybug spots!) Create antennas by sticking a pretzel into the apple and dabbing just enough peanut butter on the end to attach another raisin.
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WELCOMEHOME
MAKING THE DREAM OF HOME OWNERSHIP A REALITY.
The 6 Steps To Buying A HomeMortgage Rates Impact On Home Ownership
The Art Of House HuntingDesign Files: High Style Prairie Design
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WELCOME HOME
THE 6 STEPS TO BUYING A HOME &WHY YOU NEED A REAL ESTATE AGENT
With the purchase of real estate being one of the biggest financial transactions
most people will experience in their lifetime, why not let a professional with years of experience and knowledge help
you on this exciting journey!
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DECIDING TO BUYWITH AN AGENT:The housing market is tricky. Real estate agents can help you to navigate foreclosures, short sales, tight lending standards and a whole host of other issues.
WITHOUT AN AGENT:The weight is on your shoulders. Thanks to the internet, it can be done, but be prepared to dedicate many hours a week to your search and home-buying process.
FINANCING YOUR HOMEWITH AN AGENT:A good agent will already have a contact with local lenders. They can help you find a reputable local lender who will provide good service and act in your best interest.
WITHOUT AN AGENT:Its you against the financial world as you sift through different lenders looking for the best deal.
FINDING YOUR NEW HOMEWITH AN AGENT:Locating your dream home is an agents role in their professional life. They have the contacts, the databases of homes and the know-how to get things done. An experienced real estate agent will have up-to-date information on what is happening in the marketplace; including pricing, financial terms and trends in the market.
WITHOUT AN AGENT:Prepare to be very organized in your home search. This includes keeping track of locations, prices, bedrooms, baths, likes and dislikes, visit dates and other details. Not to mention keeping all this information handy as you move from home to home.
MAKING AN OFFERWITH AN AGENT:Good real estate agents are experienced negotiators, able to help you complete a real estate transaction that involves a win-win price, transaction details like time lines, closing dates, financing details and other important information that fits your specific situation.
WITHOUT AN AGENT:Prepare to roll with the punches! Not everything is as easy as whats portrayed on HGTV; and if you get in a bidding war with another buyer, things could get messy, fast!
DUE DILLIGENCE & INSPECTIONSWITH AN AGENT:The initial agreement is only the beginning of the process. Appraisals, inspection and financing all pose as possible pitfalls in a real estate transaction. An agent can deal with any complications in a professional, unemotional way, resolving issues and moving a transaction smoothly into closing.
WITHOUT AN AGENT:Buying and selling a home requires a staggering amount of paperwork, not to mention all the un-forseeables that often arise. The process can often become an emotional, draining and discouraging process and experience.
CLOSINGWITH AN AGENT:An experienced agent will understand the closing paperwork and knows what to expect in regards to closing costs, title insurance, pro-rations and other fees that surface at closing time.
WITHOUT AN AGENT:Most homebuyers dont know anything about title insurance, fees or the daunting amount of paperwork.
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WELCOME HOME
MORTGAGE RATES
IMPACT ON HOME OWNERSHIP
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Home ownership is a primary component of most Americans financial and emotional health. And, for the vast majority of Americans, the availability of home mortgage loans is the primary determinant in acquiring a home. It follows that home mortgage loans are an important component of middle class life.
Americans discovered (the hard way) that home mortgage loans are an important component of our entire financial system. Home mortgage loans were at the center of the 2008 financial crisis and understanding mortgage loans in 2015 requires some familiarity with the recent recession.
In January 2011 the Financial Crisis Inquiry Commission released the official government edition of its report on the cause of the 2008 financial crisis. Although a lengthy report (633 pages), it is written in plain language and relatively easy to understand. www.gpo.gov/fdsys/
The government report concluded that home mortgages were ground zero for the 2008 financial crisis by stating, While the vulnerabilities that created the potential for crisis were years in the making, it was the collapse of the housing bubblefueled by low interest rates, easy and available credit, scant regulation, and toxic mortgagesthat was the spark that ignited a string of events, which led to a full-blown crisis in the fall of 2008.
The mortgage loan industry has changed significantly since 2008 as investors, politicians, and regulators have squeezed out the toxic mortgages resulting from easy credit underwriting and ineffective regulation.
The Consumer Financial Protection Bureau, or CFPB, is a government agency with the stated goal of helping consumers make smarter decisions about mortgages. www.consumerfinance.gov/ The failures of government leading up to the 2008 financial crisis make some cynical about governmental assistance. However, the CFPB recently advocated some common sense changes to credit underwriting that seem reasonable.
The CFPB recommended that mortgage lenders comply with two fundamental requirements: The Ability to Repay rule
and Qualified Mortgages. CFPBs Ability to Repay recommendation is primarily a warning to mortgage lenders to be better credit underwriters. For borrowers that means a more careful analysis of income available to pay debt and better verification of income information. CFPBs Qualified Mortgages recommendation means that mortgage lenders should not offer mortgages with risky features like interest only payments, high up front fees or short term teaser rates.
The 2008 financial crisis was sparked by toxic mortgages, but it permeated every aspect of the American financial system. The Federal Reserve Bank (FRB) is the independent guardian of our countrys financial system and it guards our financial safety by using monetary policy to set interest rates. The FRB fired the opening salvo in a battle against financial chaos on January 22, 2008 when it lowered interest rates by an unprecedented amount. Interest rates were lowered by nearly 20% in one day with % decrease in shorter interest rates from 4% to 3%.
Long term mortgage interest rates do not directly correspond with short term interest rates. However, the long term impact of the FRBs short term interest rate reductions in response to the 2008 financial crisis has contributed to historical low mortgage interest rates.
The 2008 financial crisis caused an economic recession which in turn was largely responsible for persistently low inflation rates during the last six years. Inflation expectations directly impact long term interest rates because lenders must project that they will receive loan repayment in the future with money that has not deteriorated in value at a pace that is more than the interest rate charged. For example, if annual inflation averages 4% and the annual interest rate is 3.5%, then the lender has a loss on its investment.
Largely as a result of persistently low inflation rates and historically low short term interest rates, home mortgage loan rates are currently less than 4%. Mortgage loan rates have trended down from an average of 5.42% in 2009 to 3.66% in 2012 and have remained approximately 4% since 2012. What has been the impact of low mortgage rates on home prices and the
inventory of homes for sale?
According to the S&P/Case-Shiller Denver Home Price Index, Denver area home prices went down every year from 2008 to 2011 (except for a modest increase in 2009). Denver area home prices have increased 8-9% each year from 2012 to 2014.
Common sense indicates that when interest rates are less then home prices go up. However, Federal National Mortgage Association (FNMA) researchers had looked at mortgage rates for the past 25 years and came to the conclusion that while rising rates were likely to hurt the number of home sales, they had virtually no impact on home prices. Mark Palim, FNMA vice president, stated, In fact, theres no strong relationship between house prices and interest rates, Rates tend to rise because, in a relative sense, the economy is doing well, incomes are going up, people can afford more and theyre willing to take out a larger mortgage. Intuitively, youd think that if interest rates go up, of course, house prices go down. But they dont. The Denver home price data over the last several years seems to support FNMAs research, leading to the conclusion that home prices will continue to rise (even if mortgage rates rise) as long as the Denver economy continues to improve.
The Denver Post recently reported that the number of homes available for sale in Denver metro area reached an all-time low in January 2015. The Post reported that the Denver Metro Association of Realtors had calculated that there were 4,171 homes available for sale at the end of January 2015. This all-time low compared to all-time high inventory of about 32,000 in 2006 and a 12-year average inventory of 16,717. The Denver Post article concluded that higher rents, less cautious credit underwriting and low mortgage rates were factors contributing to the historically low levels of home inventories. Denvers relatively robust economy is also a likely contributing factor. It appears that low mortgage rates is one of several factors affecting the number of homes for sale leading to the conclusion that finding a home for sale in Denver will continue to be challenging even if mortgage rates increase.
SPRING 2015
LOCATION, LOCATION, LOCATION!Figure out what city and neighborhood you want to live in. Look for signs of economic vitality: a mixture of young families and older couples, low unemployment and good incomes. Pay special attention to districts with good schools, even if you dont have school-age children. When it comes time to sell, a strong school system is a major advantage in helping your home retain or gain value. Also try to get an idea about the real estate market in the area. If homes are selling close to or even above the asking price, that shows the area is desirable.
WELCOME HOME
BE FLEXIBLEIf youre able, consider doing your house hunt in the off-season; generally in the colder months of the year. Youll have less competition and sellers may be more willing to negotiate.
Be wary of choosing search criteria that is too restrictive. Perhaps you select a price range 10% above and 10% below your true range. Add a 10-mile cushion to the location you specify.
If youre a first-time buyer, pay special attention to condominiums and cooperatives, or co-ops. Condos generally sell for 15-20% less than the cost of comparable detached homes in the same neighborhood, giving you more space for your money.
Dont automatically reject a house just because it doesnt measure up to your desires, either in features or price. You can always add a deck or update the kitchen. Since the asking price is just a starting point for negotiation, you will be making offers and counteroffers as both parties seek an acceptable price.
STAY ORGANIZEDWhen you start touring homes, bring a notebook and a digital camera to help you remember details. Your real estate agent should supply you with a description of each house and the lot it sets on, the property tax assessment and the asking price. Your camera and notebook are there to record other details, ranging from the cost of heating to the view out the master bedroom window.
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The Art Of HOUSE HUNTING
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WELCOME HOME
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HIGH STYLEPRAIRIE DESIGN
DESIGN FILES: CONTEMPORARY MEETS COUNTRY
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WELCOME HOME
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Above: Neutral colors and soft fabrics in a spare bedroom allow in maximum light and contrast well with a wrought iron bed frame and lighting fixtures; Below: A contemporary kitchen retains prairie style with a re-furbished gas stove, farm
style sink, and natural earthtones in the cabinetry, tile work and butcher-block countertop.
Opposite: An extensive, single-piece wood vanity in the master ensuite bath houses modern white double sinks.
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WELCOME HOME
Clockwise from top: Keeping with neutral tones and original wood grains, an airy sense of country elegance shines through in vintage accessories
and specially curated antique pieces. A large oil painting depicting a midwestern prairie scene drives home the feeling of generational pride
and traditional comfort.
A stainless steel armoire adds eclectic glamour to a dining space fitted with an antique table and bench. In the parlor, more natural finishes in a
console table desk and rustic accessories.
The property featured in this Design Files is a fully restored, historic stone mansion in the Flint Hills of Kansas, located just outside of Topeka;
it is currently offered for sale, with all the furnishings, through Wildlife Properties. Visit www.MyWildlifeProperty.com for more information.
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GIVE BACK
Colorado has a program to help children get nutritious meals during the summer months so that a child will not go hungry. The Summer Food Service Program (SFSP) provides food thats in when school is out. The SFSP helps schools and com-munity-based sites like churches and recreation centers offer meals to kids and teens up to 18 years of age throughout the summer. Many Colorado sites also offer engaging activities so you can be assured that your children are eating nutritious meals in a safe environment. The program provides detailed guidelines for approved organizations known as sponsors to receive reimbursements for meals served at approved sites that meet eligibility requirements.
If your organization is interested in sponsoring the Summer Food Service Program, contact the Colorado Department of Education to get started. You can email them at [email protected] or call 303-866-6661, or toll free in Colorado: 888-245-6092.
For more information please visit HungerFreeColorado.org or call the bilingual Hunger Free Hotline - toll free at 855-855-4626.
ENSURING NO CHILD GOES HUNGRY DURING THE SUMMER MONTHS & ENGAGING ACTIVITIES TO KEEP THEM SAFE & HEALTHY
No Child Hungry SUMMER SCHOOL LUNCH PROGRAMS
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Summer Fun
2015
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WESTMINSTER:SUMMER PROGRAMS 2015
A Childs TouchField trips, weekly swimming, diverse en-richment programs, science experiments, character building, devotions and themed adventures at 9141 Poze Blvd. in Thornton. Email [email protected] for more information.
The City Of WestminsterOffering a vast array of classes for ages 6-15, focusing on academics such as chess, math, science and reading. Other classes are also offered to improve physical fitness and coor-dination of youth including a genre of dance. Also offering aquatics, arts and crafts and preschool/tot activities. Call 303-658-2215 for more information.
Boys & Girls Club Of WestminsterProviding a safe place to grow and realize their full potential as productive, responsible and caring citizens at 25 Union Street.
City Park Recreation CenterOffering indoor and outdoor camps for ages 5-14 at 10455 Sheridan Blvd. Visit cityofwest-minster.us for more information.
Butterfly PavilionSummer nature camps and classes for ages 4-10 at 6252 West 104th Avenue.
How Are Your Kids Spending Their Summer?
SPRING 2015
THE ART ofSPRING
AN ARTISTS PAINTERLY VIEW OF THE SPRING SEASON IN WESTMINSTER
Paintings by KBR
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AN ARTISTS PAINTERLY VIEW OF THE SPRING SEASON IN WESTMINSTER
Paintings by KBR
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TRANSPORTATIONThe City of Westminster is located with easy and convenient access to the entire metro Denver area, either via highway or public transportation.
Airports
Denver International Airport (DIA) is a 30-minute drive from Westminster. It offers non-stop service to 180 destinations including London, Frankfurt and Tokyo.
Rocky Mountain Metropolitan Airport is adjacent to Westminster. It is Colorados fourth busiest airport and offers complete U.S. Customs and ground services.
public trAnsportAtion
A metro-wide bus system serves Westminster, and includes the Sky Ride to and from DIA. Call-n-Ride service, providing curb-to-curb transportation, is available in many of the citys business and commercial areas.
u.s. 36 improvements
The addition of express lanes on U.S. 36 between Westminster and Boulder will be completed by mid-2016. The project will add one express lane in each direction for bus rapid transit (BRT), high occupancy vehicles (HOV) and tolled single occupancy vehicles (SOV). The project will also feature a new commuter bikeway.
2013 Housing prices and rental rates
single-Family Detached Homes townhomes and condominiums
Average Sales Price $270,000 Average Sales Price $159,000
Units Sold 1,530 Units Sold 461
Average Days on Market
41 Average Days on Market
41
4800 W. 92nd Avenue Westminster, CO 80031 P: 303-658-2108 F: [email protected] www.cityofwestminster.us
rental Housing (1st Quarter 2013)
Average rent Average p.s.F. vacancy rate
1 bedroom $790 $1.20 5.7%
2 bedroom/1 bath $866 $1.08 3.9%
3 bedroom $1,514 $1.09 5.5%
Source: Colorado Division of Housing, June 2014
Source: Your Castle Real Estate, June 2014
space type total rentable square Footage
vacancy rate estimated space Available*
Industrial/Flex 3,518,538 28.8% 1,111,030**
Retail 7,316,207 10.1% 987,957
Office Class A 2,157,684 13.9% 385,338
Office Class B 2,375,126 12.1% 333,563
Office Class C 635,151 15.3% 121,879
westminster, trAVerseD by two of the states most active business corridors, mixes a vibrant business community with the active Colorado lifestyle.
The fast-growing I-25 corridor to the east is anchored by telecommunications leaders, Avaya and Polycom.
U.S. 36, home to Ball Aerospace and McKesson Technology Solutions, runs through the middle of the city and defines the regions premier innovation corridor where close to 1,000 technology firms reside.
Westminster businesses draw on the citys resident technical and professional workforce and can easily reach into nearby Denver and Boulder worker pools as well.
The city also features ample services, shopping and restaurants, along with award-winning recreational facilities and diverse housing.
Add spectacular mountain vistas and Westminster stands out as the place to connect with business with workforce with Colorado.
REAL ESTATEWith 26 business parks, 68 retail centers and over 16 million square feet of commercial space, Westminster has real estate options to meet almost every business need. Comprehensive real estate information including available space, demographics and detailed maps are available through the Economic Development Office at 303-658-2108 or [email protected].
Real Estate Sources: Xceligent, Costar, City of Westminster, June 2014. *Includes available space that may not be vacant. **Includes a single block of 835,728 square feet. Demographics Sources: U.S. Census Bureau, Census 2010 Data; Community Analyst, 2014; City of Westminster, June 2014.
Westminster stAtion
The Westminster Station, near 71st Avenue and Federal Boulevard, will open in fall 2016 with commuter rail service to and from downtown Denver.
i-25 improvements
The addition of express lanes on I-25 will expand capacity between U.S. 36 and 120th Avenue with new HOV and tolled SOV lanes in each direction. The project will be completed in late 2015.
WESTMINSTER AT A GLANCE
populAtion:
108,807HouseHolDs:
43,171meDiAn Age:
35.8eDucAtionAl AttAinment (Age 25+):
Bachelors degree or higher
33.2%Masters, professional or doctorate
10.8%
AverAge DisposAble income (2013):
$61,851lAbor Force WitHin 10-mile rADius:
455,158colleges AnD universities in city:
5
City profile 2014/2015
westminster Where Colorado ConneCts for Business
hOuSING STATISTICSWestminsters residential communities include a variety of housing and neighborhoods, from apartments and starter homes to luxury, executive homes. New urbanism and mixed-use neighborhoods have been developed, and many Westminster neighborhoods are nestled in and around parks, golf courses and open space.
WATER AND SEWER RATESThe City of Westminster provides water and sewer service throughout the city.
commerciAl WAter rAtes
A two-tiered rate structure ($5.27 or $6.41 per 1,000 gallons, depending upon consumption levels) is in effect, with the breakpoint dependent on meter size. A monthly meter service charge is also based on meter size.
commerciAl seWer rAtes
$5.25 per 1,000 gallons (calculated using average water consumption from January through March billings).
reclAimeD WAter system
The system provides a dependable, drought-resistant, environmentally sound source of water for irrigation that is less expensive than potable water. Reclaimed water rates are charged at 80% of the potable rate.
To determine rates for businesses using large quantities of water or to determine availability of reclaimed water, contact the Public Works and Utilities Department at 303-658-2176.Source: City of Westminster Public Works and Utilities Department, June 2014
ELECTRICITY AND GAS SERVICEThe City of Westminster is serviced by Xcel Energy. For rate information, contact Xcel Energy www.xcelenergy.com
westminster Where Colorado ConneCts for Business
Photo Credit: Michael Menefee
Image courtesy of Westmoor Technology Park
www.cityofwestminster.us Key Distribution Points: Living In Westminster
The Westminster Chamber of Commerce is the title sponsor of the Living in Westminster lifestyle magazines.
Office9146 Marshall Place(720) 891-9435
WestminsterChamber.biz
BELLCO CREDIT UNION8851 Harlan Street(720) 479-5264
BUTTERFLY PAVILION6252 W. 104th Ave.(303) 469-5441
KOKOPELLI BEER CO.8931 North Harlan St.(303) 284-0135
RE/MAX ALLIANCE9737 Wadsworth Parkway(303) 420-8800
THE GRILL AT THE LEGACY10801 Legacy Ridge Parkway(303) 438-8524
If your business would like to be a key distribution point for Living In Westminster, call (303) 955-5036 for more information.
ZIGGI S COFFEE3013 West 104th Ave.
ZOES COFFEE HOUSE11225 Decatur Street(303) 246-6173
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TRANSPORTATIONThe City of Westminster is located with easy and convenient access to the entire metro Denver area, either via highway or public transportation.
Airports
Denver International Airport (DIA) is a 30-minute drive from Westminster. It offers non-stop service to 180 destinations including London, Frankfurt and Tokyo.
Rocky Mountain Metropolitan Airport is adjacent to Westminster. It is Colorados fourth busiest airport and offers complete U.S. Customs and ground services.
public trAnsportAtion
A metro-wide bus system serves Westminster, and includes the Sky Ride to and from DIA. Call-n-Ride service, providing curb-to-curb transportation, is available in many of the citys business and commercial areas.
u.s. 36 improvements
The addition of express lanes on U.S. 36 between Westminster and Boulder will be completed by mid-2016. The project will add one express lane in each direction for bus rapid transit (BRT), high occupancy vehicles (HOV) and tolled single occupancy vehicles (SOV). The project will also feature a new commuter bikeway.
2013 Housing prices and rental rates
single-Family Detached Homes townhomes and condominiums
Average Sales Price $270,000 Average Sales Price $159,000
Units Sold 1,530 Units Sold 461
Average Days on Market
41 Average Days on Market
41
4800 W. 92nd Avenue Westminster, CO 80031 P: 303-658-2108 F: [email protected] www.cityofwestminster.us
rental Housing (1st Quarter 2013)
Average rent Average p.s.F. vacancy rate
1 bedroom $790 $1.20 5.7%
2 bedroom/1 bath $866 $1.08 3.9%
3 bedroom $1,514 $1.09 5.5%
Source: Colorado Division of Housing, June 2014
Source: Your Castle Real Estate, June 2014
space type total rentable square Footage
vacancy rate estimated space Available*
Industrial/Flex 3,518,538 28.8% 1,111,030**
Retail 7,316,207 10.1% 987,957
Office Class A 2,157,684 13.9% 385,338
Office Class B 2,375,126 12.1% 333,563
Office Class C 635,151 15.3% 121,879
westminster, trAVerseD by two of the states most active business corridors, mixes a vibrant business community with the active Colorado lifestyle.
The fast-growing I-25 corridor to the east is anchored by telecommunications leaders, Avaya and Polycom.
U.S. 36, home to Ball Aerospace and McKesson Technology Solutions, runs through the middle of the city and defines the regions premier innovation corridor where close to 1,000 technology firms reside.
Westminster businesses draw on the citys resident technical and professional workforce and can easily reach into nearby Denver and Boulder worker pools as well.
The city also features ample services, shopping and restaurants, along with award-winning recreational facilities and diverse housing.
Add spectacular mountain vistas and Westminster stands out as the place to connect with business with workforce with Colorado.
REAL ESTATEWith 26 business parks, 68 retail centers and over 16 million square feet of commercial space, Westminster has real estate options to meet almost every business need. Comprehensive real estate information including available space, demographics and detailed maps are available through the Economic Development Office at 303-658-2108 or [email protected].
Real Estate Sources: Xceligent, Costar, City of Westminster, June 2014. *Includes available space that may not be vacant. **Includes a single block of 835,728 square feet. Demographics Sources: U.S. Census Bureau, Census 2010 Data; Community Analyst, 2014; City of Westminster, June 2014.
Westminster stAtion
The Westminster Station, near 71st Avenue and Federal Boulevard, will open in fall 2016 with commuter rail service to and from downtown Denver.
i-25 improvements
The addition of express lanes on I-25 will expand capacity between U.S. 36 and 120th Avenue with new HOV and tolled SOV lanes in each direction. The project will be completed in late 2015.
WESTMINSTER AT A GLANCE
populAtion:
108,807HouseHolDs:
43,171meDiAn Age:
35.8eDucAtionAl AttAinment (Age 25+):
Bachelors degree or higher
33.2%Masters, professional or doctorate
10.8%
AverAge DisposAble income (2013):
$61,851lAbor Force WitHin 10-mile rADius:
455,158colleges AnD universities in city:
5
City profile 2014/2015
westminster Where Colorado ConneCts for Business
hOuSING STATISTICSWestminsters residential communities include a variety of housing and neighborhoods, from apartments and starter homes to luxury, executive homes. New urbanism and mixed-use neighborhoods have been developed, and many Westminster neighborhoods are nestled in and around parks, golf courses and open space.
WATER AND SEWER RATESThe City of Westminster provides water and sewer service throughout the city.
commerciAl WAter rAtes
A two-tiered rate structure ($5.27 or $6.41 per 1,000 gallons, depending upon consumption levels) is in effect, with the breakpoint dependent on meter size. A monthly meter service charge is also based on meter size.
commerciAl seWer rAtes
$5.25 per 1,000 gallons (calculated using average water consumption from January through March billings).
reclAimeD WAter system
The system provides a dependable, drought-resistant, environmentally sound source of water for irrigation that is less expensive than potable water. Reclaimed water rates are charged at 80% of the potable rate.
To determine rates for businesses using large quantities of water or to determine availability of reclaimed water, contact the Public Works and Utilities Department at 303-658-2176.Source: City of Westminster Public Works and Utilities Department, June 2014
ELECTRICITY AND GAS SERVICEThe City of Westminster is serviced by Xcel Energy. For rate information, contact Xcel Energy www.xcelenergy.com
westminster Where Colorado ConneCts for Business
Photo Credit: Michael Menefee
Image courtesy of Westmoor Technology Park
www.cityofwestminster.us
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