Project Undertaken at Craft Silicon Offsite work is done for a period not less than 3 weeks where customizations and integration is done. On landing on site, installation, Training and Go live process is carried out for countries assigned to me.

Client Womens World Banking – Accra, Ghana

Duration: 29th September 2016 – 30th November 2016

Project Description Internet Banking, Mobile Banking, Agency Banking on mobile phone:

Customize, Install and perform integration exercise for the named products with the Core banking system (Bankers Realm.Net). Customers can access the internet banking Platform at http://ib.wwbghana.com while also visiting their nearest agent to do withdrawals or deposits into their accounts without going to the branch. Customers can also access mobile banking App on iOS, Windows & Android (WWBG mobile) and if they have no smart phone, they can access same service on USSD. These applications are meant to provide convenience to customers by easy access to their finances.

Client Standard Chartered Bank (7 Countries)

Team Size: 3 individuals

Duration: 1st February 2016 – 25th June 2016

Project Description Elma Bill payment gateway:

Countries implemented

Kenya

Uganda

Tanzania

Ghana

Botswana

Zambia

Zimbabwe

In Liaison with the Standard charted development team sitting in Chennai, India providing in house ibanking & Mobile Banking platforms, I was tasked with the integration to various billers in these countries, implementing a single API to aid in Bill payment. Services offered by the API for all countries include: Airtime purchase, Utility Payments, School fee payment in phase 1 & currently offering go-live support services before official handover spread over the month of July 2016.

Client FINCA International – Tegucigalpa, Honduras

Duration: 23rd July 2015 – 26th August 2015

Project Description Agency Banking Proof of concept:

Installation, customization, training and deployment. Agency Banking platform whose backbone is on Banker’s Realm Switch and POS devices. Customers can make deposits/withdrawals from wherever they are without going to the bank. They have to visit an agent nearest to them. POS solution customized in Spanish.

Client Letstatsi Finance & loan – Johannesburg, South Africa

Duration: 16th March 2015 – 15th June 2015

Project Description Loans on mobile phone:

Installation, customization, training & deployment of loans on phone platform whose backbone is on Elma Mobile banking platform that is available on all platforms from Android, iOS, Windows & Blackberry. Customers can make loan applications from wherever they are from their mobile phones and these applications will go through normal application process and approved by a loan officer.

Client Pride Microfinance – Kampala, Uganda

Duration: 17th November 2014- 1st December 2014

Project Description POS support, Device maintenance Exercise:

Complete device maintenance that included initialization & Installation Ingenico IWB220 and repair of EFT 930M devices with custom card customized for Craftsilicon Ltd , Thorough device testing giving emphasis to connections to core bank Transactions and releasing the devices for use with agents on the ground.

Client FINCA – Owerri, Nigeria

Duration: 7th September 2014- 13th September 2014

Project Description POS support, Device maintenance Exercise:

Complete device maintenance that included initialization & Installation Ingenico IWB220 devices with custom card customized for Craftsilicon Ltd , Thorough device testing and deployment.

Client Global VisionCom- Antananarivo, Madagascar

Duration: 16th January 2014- 15th February 2014

Project Description Demo & Project Implementation and Support for:

Point Of Sale Terminal Banking: 3 days of demonstration and proof of concept for our new clients after which I was given the go ahead to implement the POS banking platform. Core System: ERP system using Oracle 10g POS system: MSSQL database to support operations

Client FINCA - Kinshasa, Democratic Republic of Congo

Duration: 16th March 2014- 21st March 2014

Project Description POS support, Device maintenance Exercise:

4 days of intensive device maintenance that included initialization of 35 Ingenico EFT930M devices with custom card customized for Craftsilicon Ltd that were spoilt, Bank software Installation from Craftsilicon POS software team, Thorough device testing giving emphasis to connections to core bank Transactions and releasing the devices for use with agents.

Client Credit Du Sahel- Maroua, Exteme Nord, Cameroon

Duration: 16th September 2013- 5th December 2013

Project Description Project Implementation and Support for:

Point Of Sale Terminal Banking: Using the POS terminals to enable clients in the rural area to access banking services. Also help cotton farmers to be able to bank easily during the cotton harvesting season (see SODECOTON- Maroua). SMS Banking: Allows Clients who are subscribed to SMS banking to do Balance Enquiries and get Alerts on transactions through the POS baking, any Credits or Debits on their accounts. Core System: BRNET + MSSQL database POS System: MSSQL to support operations

Client Credit Communautaire D’Afrique- Yaounde, Cameroon

Duration: 24th April 2013 – 15th September 2013

Project Description Project Implementation and Support for:

Point Of Sale Terminal Banking: Project dubbed “Moving Together” coined by the Afrigroupe (CCA) with the aim of reaching the Unbanked using the POS terminals. Clients of Moving Together Product can Make deposits, Withdrawals and Fund Transfers using software tailored by CraftSilicon Ltd loaded onto Terminals acquired from Ingenico Ltd. Internet Banking: Aims to allow current customers of CCA to subscribe to Internet Banking where they can do normal Transactions allowed by the MFI. SMS Banking: Allows Clients who are subscribed to SMS banking to do Balance Enquiries and get Alerts on transactions.

Client: Jamiibora Bank Ltd- Nairobi, Kenya

Duration: 1st Jan 2013 – 27th Feb 2013

Project Description Launching USSD version of Remote Bank Account opening, Agency Mobile version of Remote bank account opening & Loans on Product for Jamiibora Bank Ltd Nairobi.

Remote Account Opening USSD version is intended to allow potential customers who have no bank accounts with Jamiibora bank to open for themselves bank accounts which they will be able to use for transactions. By keying in *344# on the Safaricom Network and following the instructions, one can open an account in less than 5minutes. Remote Account Opening agency version is intended to allow sales agents of the banks to go to the grass root level and aid potential customers open bank accounts. The agency version includes a jar file to be used on Nokia handsets pre-installed at the Bank’s Discretion on the agent’s phone. Loans on phone is a product by Jamiibora Bank that aims to lend jamiibora bank clients loans. I facilitated in the deployment and currently support of the product.

ACHIEVEMENT SUMMARY: Increase in customers banking using the Self-service products like Remote account opening with Minimal KYC. Customers can access nearest agent without visiting their bank branch. This has been rolled out on small scale shops in neighborhoods via the Umbrella, AGENCY BANKING. These agents are also connected to the Elma payment gateway and has seen number of transactions grow from 0 to 100,000 transactions per day with highest value example in Kenya = KES 500,000-1,000,000 worth in Airtimes and bill payments. With my years in Craft Silicon, I have maintained relationships with the clients I am assigned to therefore they find it easy to engage with me where issues arise and they will receive the support they need. This has also helped when company wants to pitch for new product releases as I am able to direct these innovations to the customer who will pitch on our behalf before we receive invitation for presentations.