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We started in 1956 as a credit union for teachers in Linn County, then we merged with LebPly CU in 1984, then with Simpson Credit Union in 1989. Today, we are the credit union for anyone who lives, works, worships, or attends school in Linn County. Linn County remains the heart of our business. We’re local, and we’re unbig! Come to our Annual Meeting on Wednesday evening and receive a free ticket to the Linn County Fair. You can use it for Thursday Linn-Co Day @ the Fair - or Friday or Saturday - your choice. 4H and FFA kids have worked hard on their projects - stop by and pet a pig... or a goat, lamb, or cow.... let them tell you all about their project. Take in the entertainment. Munch on some fabulous fair food. Stop by the rodeo. Jump on a carnival ride. Enjoy the Fair! ATTEND OUR 62ND ANNUAL MEETING, GET AN UPDATE ON YOUR CREDIT UNION, AND VOTE FOR YOUR VOLUNTEER BOARD OF DIRECTORS. linncofcu.org www.linncofcu.org www.linncofcu.org www.linncofcu.org www.linncofcu.org www.linncofcu.org www.linncofc Member Name Member # I hereby request Linn-Co Federal Credit Union to allow me to skip the payment(s) due on ______________ for my loan number(s) ______________________. If my request is granted, this payment will be added to the end of the loan, and my periodic statement will not show a payment due for the requested month. I authorize the credit union to deduct a skip payment fee (FINANCE CHARGE) of $25 per loan from my [ ] share account [ ] checking account (choose one). I understand that interest will continue to accrue on the balance, and that skipping this payment will require me to make additional payments in order to pay off the loan. I may make up the payment at any time, but doing so will not change the due date of the next scheduled payment. Choose one month: Borrowers’ Signatures (All Borrowers Must Sign) Skips may be used for 2 non-consecutive payments per rolling 12 month period if turned in 14 days before the due date. Real estate loans, VISAs, loans for more than 72 months, and past due loans are not eligible for skip payment requests. Skip cannot be used in lieu of first payment. Skipping more than 2 times during the period of the loan may void some GAP insurance policies. Employee Initials Date LINNformation July 2018 62 nd Annual Meeting.... July 18 th , 2018 @ the Holiday Inn Express by Linn County Fairgrounds 6:30pm Skip-a-Payment Coupon

LINNformation - Linn-Co Federal Credit Union · I authorize the credit union to deduct a skip payment fee (FINANCE CHARGE) of $25 per loan from my [ ] share account [ ] checking account

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Page 1: LINNformation - Linn-Co Federal Credit Union · I authorize the credit union to deduct a skip payment fee (FINANCE CHARGE) of $25 per loan from my [ ] share account [ ] checking account

We started in 1956 as a credit union for teachers in Linn County, then we merged with LebPly CU in 1984, then with Simpson Credit Union in 1989. Today, we are the credit union for anyone who lives, works,

worships, or attends school in Linn County. Linn County remains the heart of our business.

We’re local, and we’re unbig!

Come to our Annual Meeting on Wednesday evening and receive a free ticket to the Linn County Fair. You can use it for Thursday

Linn-Co Day @ the Fair - or Friday or Saturday - your choice.4H and FFA kids have worked hard on their projects - stop by and pet a pig... or a goat, lamb, or cow.... let them tell you all

about their project. Take in the entertainment. Munch on some fabulous fair food. Stop by the rodeo. Jump on a carnival ride.

Enjoy the Fair!

Attend our 62nd AnnuAl Meeting, get An updAte on your credit union, And vote for your volunteer BoArd of directors.

www.linncofcu.org www.linncofcu.org www.linncofcu.org www.linncofcu.org www.linncofcu.org www.linncofcu.org www.linncofcu.org

Member Name Member #I hereby request Linn-Co Federal Credit Union to allow me to skip the payment(s) due on ______________ for my loan number(s) ______________________. If my request is granted, this payment will be added to the end of the loan, and my periodic statement will not show a payment due for the requested month. I authorize the credit union to deduct a skip payment fee (FINANCE CHARGE) of $25 per loan from my [ ] share account [ ] checking account (choose one).

I understand that interest will continue to accrue on the balance, and that skipping this payment will require me to make additional payments in order to pay off the loan. I may make up the payment at any time, but doing so will not change the due date of the next scheduled payment. Choose one month:

Borrowers’ Signatures (All Borrowers Must Sign) Skips may be used for 2 non-consecutive payments per rolling 12 month period if turned in 14 days before the due date. Real estate loans, VISAs, loans for more than 72 months, and past due loans are not eligible for skip payment requests. Skip cannot be used in lieu of first payment. Skipping more than 2 times during the period of the loan may void some GAP insurance policies.

Employee Initials Date

LINNformationJuly 2018

62nd Annual Meeting....

July 18th, 2018 @ the Holiday Inn Express

by Linn County Fairgrounds6:30pm

Skip-a-Payment Coupon

Page 2: LINNformation - Linn-Co Federal Credit Union · I authorize the credit union to deduct a skip payment fee (FINANCE CHARGE) of $25 per loan from my [ ] share account [ ] checking account

DividendsApril - June 2018

Rate APY*1 Year 1.50% 1.51%18 months 1.75% 1.76%2 Year 1.85% 1.86%3 Year 2.00% 2.02%

*Rates current as of July 1st, 2018 and subject to change. The minimum deposit to open and obtain stated

Annual Percentage Yield is $500. Penalties will apply for early withdrawal.

ACH Notice

Star Savers...Watch for your postcard, so you can

save-the-date for our Star Gazing Extravaganza 2018. All are welcome to join our fun night under the stars.

Frosted Star Sugar Cookies are always a highlight. Come gaze @ what the sky

has for us to see!!

Getting Married?...A MatriMoney Account can give you up to $150 of free matching money. Open an account, sign up for our Financial Beginnings Class, and find out details for getting your funds matched. Also your guests will have a ‘classy’ way to give you cash as a wedding gift - what better gift is there? Stop by and see us today.

Brews & BudgetLagers, Lending, & Credit Malts & MortgageFermentation & FraudMicroBrews & Mobile BankingHops & History/Stout Savings

Education Series ‘Ales & Assets’

alesandassets.com(Reserve your brew)

Linn-Co’s

Under the operating rules of the National Automated Clearing House Association which are applicable to the ACH

transactions involving your accounts), we are not required to give next day notice to you of receipt of an ACH item,

and we will not do so. However, we will continue to notify you of the receipt of payments in the periodic statements we provide you. Credit given by Linn-Co to you with respect to an automated clearing house credit entry is provisional until we receive final settlement for such entry through a Federal

Reserve Bank. If we do not receive such final settlement, you are hereby notified and agree that we are entitled to a refund of the amount credited to you in connection with such entry, and the party making payment to you via such entry (i.e.. the originator of the entry) shall not be deemed to have paid you

the amount of such entry.

Rates giving back to .... Our Community

Union

Rate APY* *Insurance Shares .10% .10%*Share Savings .15% .15%Money Market .50% .50%(Minimum balance for dividends $1,000)

IRAs .75% .75%Star Savers .15% .15%Christmas Club .15% .15%*Minimum balance for dividends $100

*Money Market account dividends are calculated and paid monthly. All other dividend accounts are paid quarterly.

Dividends are based on credit union earnings and, therefore, cannot be stated

in advance.

July 4th

Independence DaySeptember 3rd

Labor Day

Our Offices will be CLOSED:

LEBANON . 485 2nd Street . PO Box 265 . Lebanon OR 93755

ALBANY . 4129 Santiam Hwy SE . Albany OR 97322

SWEET HOME . 1428 Main Street . Sweet Home OR 97386

www.linncofcu.org

Rooted in our community. Welcoming our friends.

541.259.1235

unbig.

Your savings federally insured to at least $250,000and backed by the full faith and credit of the United States Government

National Credit Union Administration, a U.S. Government Agency

NCUA

Certificates

like us

Linn-Co gave 2,018 dollars in Camp Scholarships this summer. 17 camp-bound Linn-Co kids were awarded scholarship dollars. They are headed off to a variety of camps; horse camp to football camp to Boys/Girls Club day camp ...many will also attend traditional camps like Tadmor. We hope they all make amazing memories @ Camp!

Linn-Co also gave 2 continuing education scholarships for $1,000 each this year. Our Bud Barnes and Star Saver Scholarship winners will be awarded their checks at our Annual Meeting on July 18th.