Lifestyles After 50 Polk Edition, May 2016

PolkMay 2016 • Vol. 28

FUN FEST!

Lifestyles After 50 • May 2016 • page 2

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PresidentRichard Reeves

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Publisher/Director of Events & MarketingKathy J. Beck

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EditorAmanda Smith

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Attention Readers: The articles printed in Lifestyles After 50 do not necessarily reflect the opinion of the Editor or the staff. Lifestyles After 50 endeavors to accept reliable advertising; however, we cannot be held responsible by the public for advertising claims. Lifestyles After 50 reserves the right to refuse or discontinue any advertisement. Our advertising deadline for each issue is the 15th of the previous month. Magazines are out by the 7th of each month. All rights reserved.

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Dear Readers,

“It’s a very ancient saying, but a true and honest thought, that if you become a [writer], by your [readers] you’ll be taught.”

That’s my personal rendition of the spoken lines that open a classic tune from The King and I; and its message introducing “Getting to Know You” is a profound one - often times in trying to engage and impart knowledge on others, we end up receiving just as much in return.

As May marks my sixth published issue as editor of Lifestyles, I feel like I can finally claim the title of “Advocate for Greater Later Living.” Over my first half a year here at Lifestyles I’ve become intimate with my own ignorance of the complexity of the generation born between 1946 and 1964, as I’m now only just beginning to understand the profound impact they’ve had on every aspect of American culture. Most importantly, I’ve come to the conclusion that any attempts to make broad sweeping generalizations about “baby boomers” as a sole entity is futile.

The fascinating and inspiring readers of Lifestyles have served as a perfect microcosm of the vast array of interests, hobbies and beliefs of older Americans - and I’ve learned that applying rigid definitions or uniform qualities to a group of people by examining their age rather than their impact is no more successful with those over 50 than it is for any other generation. It’s not so much about age, I’ve learned, it’s a lot more about...wait for it...lifestyle.

“Getting to know you, putting it my way, but nicely, you are precisely, my cup of tea...”

Anyone at the office will tell you there’s not much I like more than putting it my way; except maybe when you put it yours. Lately, we’ve been receiving an influx of responses and reactions from readers - giving their opinions and lessons from life on topics ranging from the culture of American political campaigns to how pursuing methods aimed at personal transcendence have translated to tangible results in their everyday lives.

The candid, diverse feedback we’ve received lately is so appreciated - and truly fascinating. To know advanced yoga practitioners read our publication right alongside devout Christian mothers tells me we must be doing something right. And when a retired school adminstrator turned author writes to share the incredible personal growth and success he found through local writing classes I know reinvention is real - right along with a second chance at love - thanks to pictures sent in by a longtime widower who now beams with new love.

But it’s not just the intellectually-stimulating stories and feel-good photos we receive that I find delightful - it’s also the way in which we receive it. Cards come in the mail in handwritten cursive with photos

Amanda Smith,Editor

Celebrating Our Coming of Age: A reader-inspired evolution on-and-offline

shot on film attached. Readers type us emails on iPads and I’ve even conducted an interview via text with a 60+ woman. All preconceived notions of the 50+ crowd are officially gone.

Just as this past six months have taught me about an audience that runs the gamut of thought-systems, lifestyles and media consumption - both serious iPhone users and paper purists partial to print - I’ve also learned how much tenderness I have for an age group too often marginalized by a society dead set on stereotyping. The truth is the technologically-savvy 50+ are the

norm, as are those who aren’t so into electronic activity. Some manage their finances through online banking, use smartphone wellness apps and smile at their grandkids on Skype and some spend time outside (what a novel idea!) with a book and not a cell phone ring in earshot. And some do both.

In an effort to serve the undefinable (that’s you)

we’re thrilled to announce an evolution your diversity inspired: the new LifestylesAfter50.com. Made with high functionality in mind, it’s got a sleek design, clear navigation and high usability. Our whole team is excited to share stories using videos, slideshows and audio clips, as well as web-exclusive content that’ll make our site an exciting place to be. So welcome it as a tool to elevate our primary medium, print - because it’s not going anywhere. We expect the web’s ability for us to comment to readers in real time will only enhance our paper. Besides, from a Millennial with an iPhone addiction and a journalism degree, the smell of newspaper ink and the crinkling of a page as you turn it will never get old.

Sincerely, Amanda Smith


Honoring the Extraordinary

At Senior Connection Center’s upcoming Rise and Shine break-

fast and awards event, be prepared to be amazed and inspired by the heart-warming stories of some very special local seniors.

On Wednesday, May 25, at 8:30 a.m. at the Embassy Suites Tampa – USF, join the Senior Connection Center and some extraordinary older Americans for a celebration in their honor - with the highlight of the Rise and Shine event being the highly an-ticipated ceremony announcing the winners of the 2016 Salt & Pepper Outstanding Senior Awards.

With special guest Mark Wilson of Fox 13 News lending his talents as em-cee, the event is sure to be a blast - and a culturally significant one, that coin-cides with Older Americans Month, a national observance created with the intent of recognizing the vast array of contributions made by local seniors in their community. The Salt & Pepper awards were created as a tribute to the

late Honorable Claude Pepper, whose commitment to improving the lives of seniors still continues to serve as a valuable inspiration for so many.

Tickets to attend the event are $25 each with $300 table sponsorships available that include reserved seating and company recognition in the event program. For more information about the Rise and Shine breakfast event and the Salt & Pepper Outstanding Senior Awards, call (813) 676-5583 or visit www.SeniorConnectionCenter.org.

Celebrate the seasoned leaders of local service and innovation at the 2016 Salt & Pepper Outstanding Senior Awards hosted by Senior Connection Center

2016 Salt & Pepper Outstanding Senior Awards:It’s time to honor the backbones of our communities

Around TownW H A T ’ S H A P P E N I N G M A Y 2 0 1 6

5 Women of Central Florida Spring Fashion Show. The mod-

els will be escorted by Sheriff Grady Judd. The event will feature catered food, and drinks, as well as a silent/live auction. All proceeds will benefit the patients of Central Florida Speech and Hearing Center and their communica-tion needs. $50. 6 -7 p.m. Historic Polk Theatre, 121 S. Florida Ave, Lakeland, 33801. (863) 686 - 3189. womenofcen-tralflorida.org

6 National Public Gardens Day. This national event is designed to

raise awareness about the role Amer-ica’s public gardens play in promoting environmental stewardship and aware-ness, plant and water conservation, and education in communities nationwide. Activities include behind-the-scenes tours of the Gardens and other educa-tional opportunities. Free Admission. Bok Towers Gardens, 1151 Tower Blvd, Lake Wales, 33853.Call for times (863) 676 - 1408. boktowergardens.org

7 Kentucky Derby Party Fund-raiser. Party-goers will cheer for

their favorite horse and make their win, place, or show predictions. Entertain-ment includes a “horse” auction, hate contest, and a complementary bourbon tasting for all to enjoy. Lone Palm Golf Club.3 - 7 p.m. 800 Lone Palm Drive, Lakeland, 33815. Call for ticket prices and questions (863) 688 - 5491. camp-firederby.com

7 &8 Mother’s Day Weekend at Bok Tower Gardens. Why stop

at a flower bouquet when you can give Mom an entire garden? Free admission is offered to all mothers on Mother’s Day for our huge weekend Plant Sale. Enjoy live carillon concert at 1 p.m. and 3 p.m. and special menu selection in the Blue Palmetto Café, make mom a con-tainer garden. From 10 a.m. - 2 p.m., $15/person. Reservation required. Lake Wales, 33853.(863) 676 -1408. Boktow-ergardens.org.

11 &18 Haines City Market-place. You can’t beat the fresh

taste of produce these growers and pro-duce resellers have to offer. Free. 8 a.m. - 2 p.m. Railroad Park, 100 N. 6th St. Haines City, 33844. (863) 421 - 3700.

21 Armed Forces Day Caril-lon Concert. Honor the brave

men and women of our Armed Forces who have given their lives to preserve our freedom. Free admission offered to active, retired to disabled veterans of all military branches with valid ID. Caril-lon concerts features patriotic musical selections at 1 - 1:30 p.m. then from 3 - 3:30 p.m. Bok Tower Gardens Lake Wales, 33853. (863) 676 - 1408. bok-towergardens.org.

25 &26 Marvin’s Room. NY Times calls Marvin’s Room

“One of the funniest, wisest and most moving plays of the year.” Bessie lives in Florida where she cares for her aunt and ailing father, Marvin. Unable to speak, and confined to his bed for years, and his only entertainment comes from someone bouncing beams of sunlight, reflected from a small mirror, around his room. $10. 7:30 - 9 p.m. Lakeland Community Theatre, 121 S Lake Ave, Lakeland, 33801.(863) 603 - 7529. lake-landcommunitytheatre.com

28 4th Saturday Market in Downtown Winter Haven.

The market offers food trucks, antiques, arts and crafts, book signing by local au-thors, and live music, Bring your chair. Free. 9 a.m.-3 p.m. Central Park, 5th St., NW Winter Haven, 33881.Call for any questions at (863) 258-3561. visitcen-tralflorida.org.

SUBMIT AROUND TOWN EVENTS: Please send Around Town news to News Connection USA, Inc., P.O. Box 638, Seffner, FL 33583; email [email protected] or fax (813) 651-1989 by the 10th of the month prior to the event. (i.e. submit June events by 5/10/16).


Providing seniors ages 50+ with education, leadership, advocacy, resources and services enabling them to age with independence

and dignity.

Educational and support program offerings network of providers &

agency partners connecting seniors to the services they need.

Senior Scholars Classes

Computers, Fitness,Spanish, Nutrition & more. Call for more information

and to register.

The CATT-Rath Center at LVMLakeland Volunteers

in Medicine863-937-8023

1021 Lakeland Hills Blvd., Lakeland

TheRathCenter.org

Lakeland may not be Tampa or Or-lando - two havens for urbanites,

flashy theme parks and profession-al sports teams - but what it lacks in size and stature it makes up for with art, charm and plenty of history. And five days a year, it’s even the host to a world-famous, highly-anticipated event that’s always internationally-attended. April in Lakeland welcomes thousands of tourists from over eighty different countries in celebration of the Sun n’ Fun Fly-In and Expo, the second largest airshow of its kind.

What began in 1974 as a modest fly-in with limited public attendance has since evolved into one of the greatest and most successful aviation events in the world. These days, Sun n’ Fun unites flying enthusiasts of all backgrounds as they flock to Lakeland for an aviation party like no other, and they enjoy hun-dreds of different aircraft presentations, history exhibits, and even the opportu-nity to purchase a private airplane or he-licopter on-sight.

Sun n’ Fun’s mission is “To preserve and enhance the future of flight through world-class events, inspiring and edu-cating people of all ages.”

Organizers keep it interesting year after year by selecting a unique theme for each annual celebration. The theme for the 2016 event, aviation in the mili-tary, was recognized with special air shows featuring the famous Breitling jet team, demonstrations of the USAF F-22 Raptor and Navy F-18 Super Hornet, as well as the US Army Golden Nights. For floor presentations, visitors had the opportunity to board transport airplanes and sit in the very same seats as the sol-diers in our military, while comparing the different fighter planes and bomb-ers used in the Air Force, Navy, Army, Marines and Coast Guard. Military vet-erans and those still in service worked together to teach the public not only the history of American aviation, but the importance of recognizing flight as part of the overall make up of our armed ser-vices. In gratitude of their service, mili-

tary vendors at Sun n’ Fun were raising money to send World War II veterans on a trip to visit our nation’s monuments in Washington D.C. In addition to educat-ing the public and thanking our veter-ans, Sun n’ Fun also achieves its goal of boosting the local economy.

“We’ve been here from the very be-ginning in 1974 and every year popu-larity grows. We’re so grateful for the opportunity to come out,” says a repre-sentative of The David Clark Company, vendors of communication headsets for loud-noise environments.

They’re one of countless vendors who look to Sun n’ Fun as a reliable and attractive venue for the sale of all kinds of aviation-related items and services, which proves to big city counterparts that Lakeland can also attract dollars and distributors to the I-4 corridor. In fact, since its inception, the annual six-day event has been recorded to have had a $64,000,000 direct and indirect eco-nomic impact on Central Florida and or-ganizers say they’re just getting started.

“Next year, we hope to bring down the price even further and add even more presentations,” says event coordi-nator Jeff Schwartz. This year’s Sun n’ Fun broke its record for attendance and Schwartz says he’s dedicated to ensuring that growth pattern continues. Believe or not, planning next year’s event (sched-uled for April 4-9, 2017) has already be-gun and Jeff and his team are committed to securing Lakeland’s spot as a world-renowned aviation destination. To learn more about Sun n’ Fun and its local contributions, visit Sun-n-Fun.org.

LakeLand takes fLightInternationally-attended aviation event held in Lakeland honors and educates, economically stimulates and helps put Polk County’s largest city on the map.

May’s “Share Your Story” Challenge:FASHION BACKLASH

“Women always try to tame themselves as they get older, but the ones who look best are often a bit wilder. Thinking about age all the time is the biggest prison women

can make for themselves.” - Prada

In the information age, humans are inundated with offers of free advice.

Some are immensely valuable; and then there are others, like fashion retailer J.Crew’s age-divided style guide, that are downright anger-inducing. Rage was the overwhelming response to a “dressing age-appropriately” guide full of insinua-tions that left 50+ women appalled.

J.Crew’s “Style at Any Age” guide is a collection of collages for the 20s, 30s, 40s and 50 & up - clothing recommenda-tions that prompted hundreds of scathing comments from offended readers. Some reaction highlights were: “So once I’m 50 I’m sentenced to a trench coat and flats?!?” in response to the “drab and depressing” 50+ selections, “Fashion is temporary, style is forever!” and one woman offered the brand some advice of her own: “You’d think you’d realize being so out of touch with your demographic is

a bad business decision - those of us over 50 are the ones with the credit cards!” So this month, we want to know... Do you feel marginalized by messages from the fashion industry or do you dis-miss them as out of touch? Have your views on personal style evolved over time?

With “Fashion Backlash” as the subject line, email your thoughts to [email protected] for a chance to win free rays baseball tickets and be published in June’s issue! (See J.Crew’s guide and reactions at tinyurl.com/


a toast of remembrance

Often associated with barbecues, blockbusters and a three-day

weekend at the beach, Memorial Day has long been the end of May’s beloved holiday, celebrated with food, drink and fun ushering in a summertime state of mind. While we all love a day off of work and a good block party, the origins of such a significant national holiday - one honoring those fallen soldiers who died serving in the military - can be eas-ily overlooked. This year, infuse some extra meaning and gratitude into your Memorial Day get-together by serving a patriotic tonic well able to inspire a toast of remembrance. Here’s a recipe and a little history to make your Memo-rial Day celebration both delicious and decidedly honorable.

Memorial Day Patriotic Tonic • 4 Fever Tree tonic water ice cubes*• 3 oz. 92 Bluecoat American Dry Gin (American-made gin, distilled in Philadelphia, PA)• 4 oz. Fever Tree tonic water• 3 strawberries, quartered• 8 blueberries• 1 tbsp. freshly squeezed lime juice• a sprig of mint • festive straws

Prepare the ice cubes: Fill an empty ice cube tray with tonic water and let the cubes freeze. It will take just a few hours. Covered well, the cubes will re-main fresh-tasting in the freezer for at least a few weeks.

Prepare the cocktail: Alternate placing pieces of fruit and ice cubes in a narrow glass. Add the gin, then the tonic water, then the lime juice. Stirring well, but carefully to not damage the fruit. Gar-nish with a sprig of mint and fun straws. Serve immediately.

Prepare the toast: The Day’s begin-nings date all the way back to May of 1868, when Union General John A. Lo-gan declared a “Decoration Day” to dec-orate the graves of Civil War soldiers. Its name was changed to “Memorial Day” 20 years later and in 1950 its meaning was expounded upon by Congress when they passed a resolution requesting the President issue a proclamation asking Americans to observe Memorial Day as a day of prayer for permanent peace and designating a period on that day when the people of the United States might unite in

prayer. 21 years later, President Richard Nixon declared Memorial Day a federal holiday and occasion to honor the men and women who died in all wars, and in 2000, a “National Moment of Remem-brance” resolution was passed, asking all Americans (at 3 p.m. local time) to voluntarily and in their own way observe a Moment of remembrance and respect. Rightfully honoring such a serious sub-ject need not be always be somber, in-stead try coming together to offer a toast of gratitude for the fallens’ service and hope for a peaceful future.

This patriotic tonic reminds Americans Memorial Day is so much more than the first sign of summer


“It’s never too late to be what you might have been.” - George Elliot

The infamous American generation born between

1946 and 1964 aren’t exactly known for maintaining status quo. A product of a bonafide baby boom following the end of World War II, at 76 million-strong, their births presented such an unprecedented popu-lation surge in America that they’ve been altering the cul-tural landscape ever since.

As they first crowded class-rooms and then the workplace, their sheer volume caused inev-itable change to every phase of life they encountered. Life soon revealed there were advantages and challenges to having size on your side. Career advance-ment was met with fierce com-petition, as so many vied for the same job, but some histo-rians credit that very need for an edge in the environment as a catalyst for a time of incredible innovation and prosperity.

While unexpected economic upheaval and the massive im-plications of automation would force boomers to redefine the very nature of work in America, they also altered social norms to an enormous extent. The first generation to grow up with tele-vision as a central part of their lives, they were also the first to be bombarded with advertising - and some say, its subliminal effects. Economic figures re-

port unseen jumps in consumer spending, notions of the family unit began to change, and life in America became almost unrec-ognizable.

It makes sense then, that as their labyrinthine journey con-tinues, and the first wave of the generation greet their 70s, that the traditional idea of retirement would be questioned and rede-fined too.

Generation AgelessEven the names don’t seem to fit - “elder,” “senior citizen,” even “baby boomer” itself seems all wrong. The generation of change-agents reveal themselves as far more interesting and pow-erful than those names suggest. Besides, the changes they’ve cre-ated are really just beginning, as these rebels are predicted to live longer than any generation in our history with many working way past retirement age - by choice, not necessity.

In all actuality, they have the potential to forever change the American perception of ag-ing, suggesting a new name for boomers - the “trail blazers.”

That’s exactly how they’re seen by the Administration for Community Living, as their an-nual leadership of Older Amer-ican’s Month (OAM) in May is celebrated in 2016 with the theme, Blaze a Trail.

Blaze a Trail celebrates the growing and increasingly vital part older Americans play in our country, highlighting their varied and deeply rooted roles in local communities, and their large influence on the nation’s economy, politics, and the arts. From 69-year-old NASA Ad-ministrator Charles Bolden, Jr. to 84-year-old actress Rita Moreno to 83-year-old Ruth Bader Ginsberg, who took her seat as a Supreme Court Justice at age 60, older adults are blaz-ing trails in all aspects of Amer-ican life, with some trailblazers rising to the task of unexpected events in life and others rein-venting themselves entirely. Lovingly referred to as Second Acts, personal reinvention and the pursuit of lifelong dreams are being embraced by more trailblazers everyday as they open themselves to new work and new passions, creating a positive impact on the lives of people of all ages.

One trailblazer, Taylor Over-bey, welcomed a new career, a new baby and a new artistic venture rendering delightful success when he least expected it - all after the age of 50. Af-ter owning a successful window

business in California for 16 years while pursuing his art on the side, at age 53 Overbey took a risk, took a job in Michigan that proved a disaster, and not long after discovered his wife was - surprise! - pregnant.

“When I found out Sophia was coming, I was doing odd jobs, and knew I had to find something secure to ensure she was well provided for,” he ex-plains. “Instead of taking any old job I could find, I took a chance and went back to school for my dream degree - a master’s in digi-tal media. As it turns out, I now teach at that very Institute and miraculously, I found my real calling when I took an elective in children’s book illustration. Serendipity got my first book in front of a publisher who signed me and have since agreed to pub-lish my second one.”

Written as a humor-filled fable about the value of shar-ing, Overbey says he wrote the book for his daughter, who was

three at the time and learning the skill herself.

“It’s definitely unexpected that I’m raising a small child as I approach 60,” he admits. “I’ve got a young family when most people my age have grandkids. And starting a new career at the typical retirement age is unbe-lievable also. But it’s my dream job and she’s my dream baby, and they’re two twists of fate I wouldn’t trade for the world.”

See the book trailer for Overbey’s “The I-Wants and the Gimmies” at LifestylesAfter50.com & learn more about his illustration work at Taylor-O-Studios.com. If you’re blazing your own trail, we’d love to hear about it - email your story to [email protected].

BLAZE A TRAIL TO REINVENTIONThe pursuit of new work, new relationships and new discoveries of purpose and

passion are revolutionizing “retirement” as the bold blaze a trail and dare to dream.

The single strike of a match can start a whole new fire...what will you set ablaze?

OPERATION REINVENTION: FOllOw yOuR PAssION, usE yOuR skIlls Pursue a second career offering personal and financial reward. It’s time to pursue your dreams. What were you good at as a child? Why not at least try it?

Embrace the arts to express yourself. Learn to paint, take dance classes, maybe even try stand-up comedy. To become an artist, kiss your comfort zone goodbye.

Keep learning and growing. Learn a language, enroll in a computer class or take that bucket list trip. Challenging yourself keeps you happy, healthy & connected.

Use your vast experience to serve others. Volunteers help keep their local com-munity thriving - and even alive. Find opportunities in your area at Serve.Gov/

Overbey’s first book, published

in his 50s, was

inspired by his young daughter.


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Get Around with

By Teri Pizza

More and more women are adopting a new approach

to beauty - and it’s a rather tasty one. Scaling back on expensive creams and proce-dures that promise to combat cellulite and banish blemishes forever, fans of the Eat Pretty movement are now using their beauty budget to buy blenders and organic vegetables.

Sparked by former beauty editor turned health coach Jolene Hart’s best-seller Eat Pretty, the “beautifying nutrition” trend ap-proaches beauty from the inside out. Hart likens Eat Pretty to a “lifestyle transformation” that views good dietary choices as an alternative to the quick-fix products aimed at symptoms of a stressed body. Balanced, nourishing nutrition, she ar-gues, is actually the very foun-dation of lasting beauty.

“After years of searching,” she shares, “I found changing what I put in my body could liter-ally rebuild my beauty one mol-ecule at a time by providing the most beautiful building blocks to nourish, repair and rejuvenate.”

With impressive science to back up her claims, Eat Pretty is chock full of research and reci-pes supporting the notion that nutrition is a key component to looking and feeling beauti-ful. One fruit highly touted in Hart’s book is the tiny, mighty blueberry. Tender morsels of pure delight, blueberries have been studied in great depth by researchers eager to unlock the power of the nutrient-dense little blue dynamos. Linked to everything from lower blood sugar levels, slowed mouth and neck cancer progression and even decreased heart attack risk, blueberries also have lesser

known benefits - they may hold the key to healthier hair and a clearer complexion. Deemed by dermatologists as one of the top five foods for promot-ing beautiful skin, studies sug-gest the berry can help reverse some of the skin damage caused by aging. The antioxidants and phytochemicals they contain strengthen blood vessels and heal broken capillaries, both of which help the skin appear brighter and more even.

In addition to beautifying your skin, blueberries may even help keep gray hairs at bay. They’re high in vitamin B12, and deficiency of this crucial vitamin has been well-linked to premature graying. Blueberries also contain chemicals known to stimulate hair growth, help-ing you maintain the overall health and thickness of your gorgeous mane.

Selection and storage:• Look for firm, plump, smooth-skinned - and mold-free - deep-blue-hued blueberries.• Store unwashed berries in a plastic bag in your fridge’s high humidity drawer for up to a week.• When ready to eat, remove stems and leaves. Wash in cold water, then place in lukewarm water - returning them to room temp. enriches taste and flavor.• Or, place unwashed berries in a single layer on a baking sheet; freeze until firm and then trans-fer to freezer bags. Remember to wash them before using.

Alternative Beauty Uses: • Textiles: the only natural food colored blue, blueberries were used by American Indians to dye stunning textiles & garments.• Homemade beauty products: Why buy when you can make your own? Find recipes at Bus-tle.com and StyleCraze.com for blueberry facial masks, skin toner, and blueberry hair masks. Find more great tips and reci-pes in Teri’s books, Simplic-ity of Fresh Produce, and ENJOY! Recipes for Fresh Produce, available at Amazon.com. Teri resides in Ocala.

Blueberry Beautiful


Ri

se & Shine INSPI

RATIO

NAL BREAKFAST & AWARDS CEREM

ONY

SPONSORED BY

Be prepared to be amazed and inspired by the heart-warming stories of some very special local seniors.

Wednesday, May 25, 20168:30am

Embassy Suites Tampa – USF3705 SPECTRUM BLVD. • TAMPA, FL

Meet the winners of the 2016 Salt & Pepper

Outstanding Senior Awards

Special Guest EmceeMark Wilson of Fox 13 News

Tickets are $25 each$300 for table sponsorships

(Includes reserved seating and company recognition in event program)

Visit: SeniorConnectionCenter.org or call 813-676-5583

A TRIBUTE TO MOTHERHOOD

A book of timeless words from famous faces celebrate mothers’ impact in a gorgeous way.

In need of a last-minute Mother’s Day gift? Check out Jena Pincott’s Mom Candy: 1,000 Quotes of Inspiration for Mothers. Filled with delightfully relatable musings from favorite notable women, the book shares the hilarious and sensitive sides of motherhood. Here’s a peek at a few quotes on pages designed by the publisher:

New book out by Lifestyles’ columnist Teri Pizza Lifestyles After 50’s resident produce

expert Teri Pizza, recently published her second book sharing extensive knowledge on how to select, prepare and benefit from nature’s bounty. Not specifically vegan or vegetarian, ENJOY! Recipes for Fresh Produce, offers over 200 recipes for enjoying fruits and vegetables in everything from enticing appetizers to decadent desserts. Much like she does every month for Lifestyles, (see her May article on blueberries in this issue) Teri spotlights 70 different items of

fresh produce, helping readers learn more about how these gems from the garden keep us healthy. Presenting produce in alphabetical order, beginning with Apple and ending with Zucchini, ENJOY! is a must-have reference book for any kitchen. Order Teri Pizza’s new book today - ENJOY! Recipes for Fresh Produce is available online at www.Amazon.com.


Lifestyles After 50 • April 2016 • page 19

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Senior Connection • June 2005 • page 36

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YOSEMITE IN BLOOM “Now is the birth-time of leaves; the pines are retassled, and the oaks are

sprayed with young purple.” - John Muir on spring in Yosemite

As thawing snow fills the park’s streams and replenishes waterfalls

so they may regain their stunning power, spring in Yosemite is nothing short of ma-jestic. All signs point to the reawakening of the park in April, but visiting Yosemite in early May, often around Mother’s Day, offers a special surprise - the blooming of the Pacific dogwood trees.

The Pacific dogwoods found in Yo-semite make their home in wet, mild habitats anywhere from British Colum-bia to southern California and are only found in one color - white. Classified as a wildflower, the Pacific dogwood may not be as bold as some of its color-ful counterparts, but it still knows how to create a striking scene. In May, Yo-semite welcomes these gleaming white dogwood blossoms as they emerge from thick, dark tree trunks to create a visual vibrance and contrast that stops park visitors in their tracks. If you’re lucky, you’ll catch a view of the blossoms in their most spectacular surroundings, set against a background of one of Yosem-ite’s many gushing waterfalls with little rainbows sparkling in their mighty flow.

When admired up close, the dog-wood adds a splash of life to the darker surrounding forest. But viewed from afar, the plant that has come to symbol-ize the peak of spring in Yosemite ac-tually resembles a flurry of giant snow-flakes floating in the forest air.

Often found beneath Yosemite’s gi-

ant conifers, dogwood blooms are no-toriously hard to photograph. If you’re looking for a little guidance on how to shoot these spring gems, you’re in luck - dogwoods are a primary focus of Yo-semite’s Camera Walks, free two-hour tours provided by the National Park Service. The tours begin annually in mid-April and are led by local profes-sional photographers who share secrets on how to capture the various treasures found in Yosemite National Park. If you’re a Yosemite newbie, the Camera

Walks are especially valuable, as they guide you to prime park locations that are off-the-beaten path, and may just provide the perfect opportunity to take a photograph you will never forget.

To check the current status of dogwood blooms in Yosemite, as well as learn more about NPS Camera Walks at Yo-semite, visit www.nps.gov/yose. Do you have a favorite National Park? Memo-ries of a special visit? Please email your story to [email protected].

Celebrating the Centennial

100 years ago, the United States cre-ated the National Park Service,

a federal agency designed to preserve the breathtaking beauty of the American landscape. Visit LifestylesAfter50.com for our Celebrate the Centennial series as we highlight our favorite parks all year long.

Yosemite National Park, California - Mother Earth births the dogwood blossoms in early May.

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by Amanda Smith

Strong, radiant and oh so peaceful, at 57 Wendy O’Lenic may as well be

the picture of health - and beauty. With glowing skin, a toned and flexible phy-sique, long, thick hair and a pauseworthy sense of poise, Wendy often finds herself fielding countless questions from class attendees at her Wendy Fit Yoga, Pilates & Personal Training Studio in Palm Har-bor. And they all seem to ask the same thing - “How do you do it?”

If you’re looking for tips and tricks that let you cut corners while promising rapid results - Wendy’s wisdom is sure to disappoint. Her secrets to wellness are frustratingly simple and undeniably well-known: drink lots of water, eat a diet of fresh whole foods, participate in some kind of social and physical activity everyday and yes indeed, pray for good luck in the gene department. The closest thing she’s got to a secret, she says, are two four-letter words...“Slow. Down.”

As deceptively simple as her advice may sound, Wendy’s the first to admit that decelerating the pace of modern liv-ing - and the modern mind - is asking one to paddle upstream. At first it feels utter-ly impossible, but with diligent practice, tenacity and just enough madness to be-lieve it’s actually achievable, you begin to make your own current in the world.

“Modern society isn’t exactly con-ducive to wellness,” Wendy laments, “especially for women (and specifically mothers) who have been taught their whole life to put everyone else first. To truly live a life revering slowness, rest and intention you’ve definitely got to go against the grain - but honestly, some-times life doesn’t give you much choice.” Making the mind-body connectionFor as long as Wendy can remember, she’s been involved in dance and fitness. After cheerleading in high school and en-rolling at USF to study psychology, she soon racked up so many credits in dance and fitness she graduated with a Bachelor of Arts with a major in dance and a minor

helpful tool to a hurtful one. It was clear to others I was imbalanced, but with so much on my mind, I couldn’t hear their warn-ings or see what was happening to me.”

As the stress piled up and Wendy found herself buying a new business and a new house, getting divorced, and fac-ing single motherhood all at once, her body started to give.

“Our bodies can only take so much,” she warns, “and that period of my life pushed mine to the limit. I was over-exer-cising and underweight, working too hard and too long - and soon enough, my stress level began manifesting itself as internal issues. I had ulcers, skin irritations, and anyone who caught a glimpse of me could feel my chronic stress...looking back on that time, I can’t believe I thought I was ok, but what happened next was the pain-ful wake-up call I desperately needed, it ushered in the best thing that’s ever hap-pened to me in my life.”

The breaking point Wendy’s recalling came in the form of a painful herniated disc in her back that left her debilitated.

“It’s awful, and anyone who’s faced this injury knows the pain it causes,” she says. “But it also caused a real shift in me. It was the injury that brought me within.”

While on ordered rest, she says, it be-came clear she needed to shift her focus. Wendy reflected, and disciplined her inner world and her thoughts like she had done with her body. As meditation became a way life, her wellness underwent a silent hurricane of transformation.

“That’s how I learned to slow down, to listen, to respect limits. The injury taught me healing the mind is often key to healing the body.”

These days, curious folks wander into her studio and meet this Wise Woman with awe. If her body reflects a dedicated physical practice, her new demeanor re-flects a deep, meditative one.Freedom After 50While Wendy acknowledges that a life-long exercise habit does correlate to high-er bone density, she’s quick to encourage 50+ women without a fitness background to embrace their unique opportunity.

“My 50s are the least stressful time of my life,” she says. “I’ve raised my chil-dren, I’ve fulfilled a lot of traditional du-ties. And so many women my age can relate. A lot of major stress is over, and I want women embarking on their later years to finally start prioritizing their own wellness. I want women to know it’s never too late to bloom,” she says. “And in fact, your bloom is really only just beginning.”All photos by KevinKeliiPhotography.com

Wendy’s top 3 reasons why it’s never too late to start yoga

in exercise physiology. Having paid some of her way through college by teaching fitness classes, Wendy knew she’d found her passion, and although she took a few detours along the way, her heart always remained in fitness. While the unbeliev-able physique she sports as she approach-es 60 definitely owes some of its lasting power to her diehard dedication to fitness for decades, she admits her relationship with exercise wasn’t always healthy.

“During periods of stress I always ex-ercised more; it was my most dependable stress reliever,” she shares. “But as I con-fronted the most stressful time of my life the constant rigorous exercise went from a

When I let go of what I am, I become what I might be.

- Lao Tzu

Eternal Bloom Local yoga legend’s evolution proves the best things often blossom over time

Wendy O’Lenic of WendyFit.com

1Theres no impact with yoga, so it’s perfect for those reintroduc-

ing themselves to exercise or even just starting out. The lack of impact makes yoga a perfect exercise option for any-one sensitive to pain in their joints.

2Speaking of joints, yoga combats arthritic pain. Practicing yoga circu-

lates synovial fluid, an important fluid of the body that keeps joints healthy and strong. Cells then create new connective tissue, which reduces tension and pain.

3The key components of yoga are the breath, and simply showing up.

Even if all you do is sit there with your eyes closed, reintroducing your body to deep breathing, you’re giving your mind a break and relaxing your whole system.

Wendy O’Lenic is wearing yoga attire made by Still Sassy Sister, a locally-owned business exclusively devoted to active women over 40.


Get ready to delight in a life of more joy, contentment and freedom in Encore at FishHawk Ranch! As FishHawk Ranch’s only 55+ lifestyle community, Encore offers lifestyle-driven designs and open, single-level floor plans that make these homes live and feel larger. This adult-only communitiy also features opportunities to engage and inspire with activities scheduled by the Lifestyle Director at The Oasis, a 5,000-square-foot recreation center where you can:

• Hit the gym or the trails where you can stay in prime physical shape

• Host a party in the entertainment room

• Satisfy your competitive side with a spirited game of bocce or pickle ball

• Meet on the great lawn for yoga at daybreak

• Cherish time spent with visiting grand kids at the splash pad

• Enjoy reading while lounging by the sparkling pool

Encore by David Weekley Homes at FishHawk Ranch is an age-restricted community. See a David Weekley Homes Sales Consultant for a copy of the restrictions and other details. Prices, plans, dimensions, features, specifications, materials, and availability of homes or communities are subject to change without notice or obligation. Illustrations are artist’s depictions only and may differ from completed improvements. Copyright © 2016 David Weekley Homes - All Rights Reserved. CBC1257289 Weekley Homes, LLC. Tampa, FL (TAMA76114)

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BE ACTIVE. BE INSPIRED. BE MORE. Encore by David Weekley Homes

NOW SELLING • FROM THE $290s

by David Ebner

According to the Center for Dis-ease Control and Prevention

(CDC), heart disease is the leading cause of death in the United States even thoughthe death ratehas dropped more than 35 percent since 1990. Simi-larly, the cancer death rate has dropped about 9percent. However, chronic ob-structive pulmonary disease (COPD), has risen from the fifth leading cause of death to the third, and its mortality rate has increased by over 30 percent.

According to the American Lung Association, 11 million Americans have COPD, and an estimated 1 mil-lion are Floridians.

Jim D., whose last name is abbrevi-ated for medical privacy, has been a pa-tient at Lung Institute since 2014. Jim believes COPD “hasn’t seen the news media awareness campaigns needed to stimulate research funding.”

The Lung Institute treats patients with their own stem cells because stem cells act as the body’s healing sys-

tem. The body alerts these cells, and they flow to the area that needs repair. However, stem cells are slow to react, and in someone who is chronically ill, they’re even slower. Realizing this, the physicians at the Lung Institute devel-oped a procedure to help the stem cells do their job more efficiently.

The physicians extract a patient’s stem cells from blood or bone marrow tissue, separate them and return them intravenously. The cells then travel through the heart, straight to the lungs where they are trapped. Once there, the cells can promote healing of the lungs, potentially improving lung function.

The company operates affiliate clin-ics in Tampa, FL; Nashville, TN; Pitts-burgh, PA; Scottsdale, AZ and Dallas, TX. During the past three years, the Lung Institute has treated over 2,000 patients. A recent Lung Institute study indicated that 82% of patients report an increase in quality of life after stem cell treatment, and 60 % of those who took a pulmonary function test report-ed an increase in lung function.

For the 1 million Floridians with COPD, the mortality ranking of COPD isn’t as significant as their struggle to breathe and live their lives. After 25 years of the growing COPD diagnosis rate and little medical advancement, it seems like there is hope on the horizon with clinics like the Lung Institute and stem cell therapy.

While the mortality rates for heart disease and cancer are on the decline, lung disease mortality has seen a sharp increase in the last 20 years.

Stem cells break 25-year stalemate in COPD options for Floridians

The Lung Institute is an innovative leader of regenerative medicine and providing stem cell therapies & other regenerative treatments for lung diseas-es. To learn more about this state-of-the-art facility and its internationally recog-nized physicians, call (855) 313-1150 or visit LungInstitute.com/lifestyles.


Join Us for a Chance to Win a Free Procedure!Over the past three years we’ve helped over 2,000 patients. Now it’s your turn.

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RSVP for our Tampa celebration and learn more about stem cell therapy for lung disease.

“ Fishing. Running cows. Working in the orange grove. Just getting back to being who I am.” -Marvin S.

Your Strength Gives Hope.

“ My daughter lives here. Now we go out to eat and go shopping and do a lot of things that I was never able to do before.” -June B.

5 Clinics. 3 Years. OVER 2,000 Patients Treated.

To be eligible for the free procedure, you must medically qualify and attend the anniversary party in person.


WILLPOWERED & SKILLPOWERED: The science of self-improvement that lasts “T his time it’ll be different” - the

infamous first words we declare when setting a new goal of personal im-provement. Unfortunately for most of us, “this time” is rarely different; thanks to unrealistic approaches that quickly leave us burnt out and yet again, discouraged.

In spite of change’s elusiveness, a rare few defy the odds. Some transform (and maintain) healthier habits, and psycholo-gist Al Switzler set out to find out why. His research reveals behavioral change is actually quite formulaic, with the same steps and skills correlating to achieving goals of all kinds. Whether it’s sticking to a budget, losing weight or de-stressing, the ability to achieve and sustain change is not so much magical or purely “will-powered” as it is a science achieved with specific skills and a whole lot of desire.

In an attempt to establish the elements of lasting change, Switzler studied the progress of a group’s attempts at losing weight. Of the 5,000 participants, only 600 (just over 10%) changed behavior, achieved their desired weight-loss and kept it off for over two years. As Swit-

zler’s team dissected why these anoma-lies were able to sustain their changes, he identified four key factors that influence behavior - for better or for worse. Here’s how to use them to achieve your goals.

1Willpower. Unsurprisingly, willpow-er is the first and greatest thing Swit-

zler found to influence changes in behav-ior. As for how to wield more of it, the study revealed the amount of willpower at your disposal was closely tied to the depth of desire you had for the goal you sought. Switzler found the more desire, the stricter the participants’ discipline.Your next step: Willpower starts with purpose. Write down all the reasons you want to make the change to get you more in touch with your desire.

2Knowledge & skills. Switzler found the goal-achievers were more likely

to do extensive research on which weight loss tactics really worked, and track their progress allowing them to make adjust-ments accordingly along the way. Their notes and know-how allowed them to di-rect willpower more effectively.

Your next step: Before spending time and energy on a new plan to save, diet, or exercise, do your due diligence. Only commit to a plan with proven results. Record all progress to keep on track with facts and fig-ures rather than emotions.

3Social Support. Those who main-tained change understood the value

of social support and asked their friends and family to be allies in their quest for self-improvement. They also sought out people with similarly aligned lifestyles who had made the change themselves.Your next step: Communicate your goals and motivations well with your loved ones and ask them for support in helping you to stay committed. To in-crease your odds of success exponen-tially, search your social network for a mentor - find someone who’s “been there before” and is willing to help. They can offer a priceless voice of ex-perience when you hit a tough time.

4Set yourself up for success. Goal-achievers incentivise. They rewarded

desired behaviors and created structural obstacles to prevent negative ones. Your next step: Link creative (and fun!)rewards to milestones of progress. Put some money wherever you kept ciga-rettes before you quit. When you hit 30 days without smoking treat yourself to a new bicycle to match your new lungs! To obstruct bad habits, rid your home of un-healthy food to be less tempted and more inclined to do the right thing.

While Switzler’s research shows willpower as key to goal achievement, it also reveals others factors you can use to your advantage...and perhaps this time really will be different!


Pickleball - The Unofficial Sport of RVersEver heard of pickle-

ball? If you are re-tired, a baby-boomer or you drive an RV, chanc-es are you have! With over 3,600 locations and 150,000 players, pickleball is one of the fastest grow-ing sports in the U.S. In fact, pickleball is so wildly popular, it has been adopt-ed as the unofficial sport of RVers everywhere.

Pickleball is a rac-quet sport that combines elements of badminton, tennis and table tennis. Played with an oversized paddle and plastic ball, pickleball is great exer-cise and perfect for every level of athleticism.

Donna Christiansen, President of the Pick-leball Club in the Palm Creek Golf and RV Re-sort in Casa Grande, Ari-zona, boasts the sport as having the largest mem-bership at the Club.

“We have 32 courts and over 800 players. It’s great for seniors,” says Christiansen. “It’s easy to learn and you can instantly play. Plus, it’s very social.”

How did pickleball, the backyard pastime created by two dads to entertain bored children, evolve into a sport with so many passionate fol-lowers and win the hearts of the RV community?

“The rules are simple, and it’s fun for all ages and skill levels. It’s a unique, multigenerational game,” says Rusty Howes of

www.PickleballChannel.com, the sport’s premiere media outlet, dedicated to providing professional online videos and content for pickleball players and organizations nationwide. “I’ve seen 20-year-olds playing with 70-year-olds. How many sports can you say that about?”

Interested in a friendly game with fel-low RVers or participat-ing in a national tourna-ment? Learn more about Pickleball online at www.PickleballChannel.com or www.USAPA.org.

Venice Ranch is a quiet, clean, 55+ manufactured home community in a super location. Here’s what is nearby:

• Shopping ...............................1/2 mile• Hospital ............................ 3-1/2 miles• Restaurants ............................1/4 mile• Banking .................................1/4 mile• Quaint, cultural, and

historic Venice Center ............... 3 miles• Four golf courses ...................1-3 miles• Beaches ................................... 4 miles• Interstate 75 ..........................3/4 mile

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2496 Sylvia Lane, Venice, FL 34292Office: 941-488-5672

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Mon.,Tues., Thurs. & Fri.10:00 to noon and 1:00 to 4:00.

Closed Wed. Weekends by appointment only.

Lifestyles After 50 • May 2016 • page 15Lifestyles After 50 • April 2016 • page 15

Navigating Change:

By David Novak

You may have heard about recent changes to Social Security claim-

ing strategies, but aren’t entirely sure how they affect you, if at all. A subject as complex as Social Security is easy to misunderstand, especially consider-ing that factors like divorce, disability, death - and even your spouse’s earnings history - may greatly alter your benefit eligibility. Notoriously complicated - and hotly debated - this federal program recently changed dramatically when new legislation passed in late 2015; rules that may very well alter your opti-mal claiming strategy. Here’s what you need to know, and how it will affect you. What aspects of Social Security were altered by the late 2015 legislation?

Back in 2000, the Senior Citizens Freedom to Work Act was created, in-tended to avoid penalizing people for working longer. There were two main “voluntary suspension” claiming strate-gies created by this act, which allowed those who had already claimed Social Security to stop benefit payments and build delayed retirement credits.

• File-and-Suspend. This strategy en-ables a spouse to file for spousal Social Security benefits before the worker is ready to claim his or her own benefit. This has allowed spouses the ability to increase their combined net benefit.• Restricted application for spousal benefits. This enables the higher-earn-ing spouse to receive only the spousal benefit from the lower-earning spouse while his or her own benefit accrues delayed credits. As with File-and-Suspend, this strategy also results in a higher overall benefit for the couple.

How have these voluntary suspension strategies recently changed?

As claims grew much faster than con-tributions, Social Security became more underfunded with each passing year. Soon, voluntary suspension strategies -

entirely legal under Social Security rules - were labeled as “loopholes” for the af-fluent, and mounting pressures to resolve a hemorrhaging system resulted in a re-cent budget deal closing the “loopholes.”

As a result of the new legislation, File-and-Suspend ends on May 1. No more spousal or dependent benefits will be paid from suspended benefits, with one exception: those born before May 1, 1950 will be grandfathered in under old rules. If that’s you, be advised that the deadline to formally apply for File-and-Suspend is April 30. The restricted application for spousal benefits will also end, and grandfather in some Americans, those born before Jan. 1, 1954. Everyone else entitled to both his/her own retire-ment benefit and a spousal benefit will now only be paid the larger of the two.In light of these changes, what do I need to now consider when calculating my estimated Social Security benefits?

First, many of the advertised Social Security calculators available online claim to analyze your personal work history, tax filing status and financial information to offer you a custom opti-mal claiming strategy. Be aware, many of these online tools may not have been updated to reflect the new voluntary sus-pension regulations, so verify directly that they apply current legislation before counting on an automated tool’s advice.

Second, since paper Social Security statements are only sent every five years, be sure you’re working with current de-tails. For access to the most up-to-date information, set up a personalized ac-count at SocialSecurity.gov/MyAccount.

Changes like this are a great time to review not only your Social Security claiming strategy, but your overall retire-ment plan, to ensure you are maximizing income in this new environment.David Novak, CFP® is a Certified Financial PlannerTM at Novak & Powell Financial Ser-vices in Pinellas County. For more informa-tion, email him at [email protected].

Understanding how new Social Security legislation may affect your benefit claiming strategies

Female fashion fans. Feminists chide them for dressing for men and sustaining cultural vanity, minimalists scold them for perpetuating a wasteful, materialist

world and Tiger Moms ream them for dangerously digressing in development - culti-vating sex appeal rather than self-reliance and intellectual pursuits. But fashion lovers privy to a brand of punishment all their own have long been women over 50 - whose knack for an evolved personal style is often ignored by clothing designs based on ob-solete stereotypes. Lines aimed at 50+ females often consist of flat shoes and baggy, shapeless garments, that play up nothing but their age and greatly limit their fashion options in a way that seems neither fair nor reflective of real world consumers.

As women over 50 gain more social status and purchasing power in the modern world, fashion industry leaders may finally be awakening to their wealthiest potential market, women who do indeed still seek fashion as an expression of their dynamic, vibrant personalities and lifestyles. Women who live longer, travel and stay fit for decades more than ever before, want to do so in clothes that are individual, interest-ing and reasonably priced. While the industry plays catch-up to a shifting cultural dynamic, here’s our take on three timeless trends that serve women of any age - our favorite trusted methods of personal expression that truly never go out of style.

1Statement jewelry. Maybe it’s the wisdom or the life experience, but

50+ women are often refreshingly gen-uine and at ease. Less concerned with others’ opinions and more sure of who they are, self-expression comes naturally - and fashion’s one of many avenues to share it. To express the confident, unique you try out some bright and bold state-ment jewelry. If you’ve worn it before, step out of your comfort zone and select a piece you’d usually consider too bold - then balance it with a neutral solid shirt. With your jewelry’s fun color and shape, you’re sure to feel your brightest you.

2Well-tailored suits (and everything else). Hailed by the Wall Street Jour-

nal as the secret of well-dressed women, tailoring is an art. A good tailor can alter a suit, dress or pair of pants to accentuate your best physical assets as well as your confidence - because no clothing makes you feel as good as a piece that fits per-fectly. Prone to balk at the expense? Con-sider it an application of “quality over quantity” - having a piece tailored may mean you’ll want to wear it all your life.

3Attitude. In spite of fashion’s fail-ures, most of the best-dressed fe-

males on the planet are the more ex-perienced ones. They understand what works for them and what flatters them after decades of experimenting and evolving with their changing shape and their outlook. Because what truly makes a style unique - above and beyond trends - is an attitude of transcendence. A free-dom to laugh and love and live life on your terms - now that’s just plain sexy.

Forever FashionAs fashion hotly pursues long-ignored 50+ women, thanks to increasing social status and purchasing power, let’s not forget a few trusted looks - beyond trends - that never go out of style.


Navigating Change:

By David Novak

You may have heard about recent changes to Social Security claim-

ing strategies, but aren’t entirely sure how they affect you, if at all. A subject as complex as Social Security is easy to misunderstand, especially consider-ing that factors like divorce, disability, death - and even your spouse’s earnings history - may greatly alter your benefit eligibility. Notoriously complicated - and hotly debated - this federal program recently changed dramatically when new legislation passed in late 2015; rules that may very well alter your opti-mal claiming strategy. Here’s what you need to know, and how it will affect you. What aspects of Social Security were altered by the late 2015 legislation?

Back in 2000, the Senior Citizens Freedom to Work Act was created, in-tended to avoid penalizing people for working longer. There were two main “voluntary suspension” claiming strate-gies created by this act, which allowed those who had already claimed Social Security to stop benefit payments and build delayed retirement credits.

• File-and-Suspend. This strategy en-ables a spouse to file for spousal Social Security benefits before the worker is ready to claim his or her own benefit. This has allowed spouses the ability to increase their combined net benefit.• Restricted application for spousal benefits. This enables the higher-earn-ing spouse to receive only the spousal benefit from the lower-earning spouse while his or her own benefit accrues delayed credits. As with File-and-Suspend, this strategy also results in a higher overall benefit for the couple.

How have these voluntary suspension strategies recently changed?

As claims grew much faster than con-tributions, Social Security became more underfunded with each passing year. Soon, voluntary suspension strategies -

entirely legal under Social Security rules - were labeled as “loopholes” for the af-fluent, and mounting pressures to resolve a hemorrhaging system resulted in a re-cent budget deal closing the “loopholes.”

As a result of the new legislation, File-and-Suspend ends on May 1. No more spousal or dependent benefits will be paid from suspended benefits, with one exception: those born before May 1, 1950 will be grandfathered in under old rules. If that’s you, be advised that the deadline to formally apply for File-and-Suspend is April 30. The restricted application for spousal benefits will also end, and grandfather in some Americans, those born before Jan. 1, 1954. Everyone else entitled to both his/her own retire-ment benefit and a spousal benefit will now only be paid the larger of the two.In light of these changes, what do I need to now consider when calculating my estimated Social Security benefits?

First, many of the advertised Social Security calculators available online claim to analyze your personal work history, tax filing status and financial information to offer you a custom opti-mal claiming strategy. Be aware, many of these online tools may not have been updated to reflect the new voluntary sus-pension regulations, so verify directly that they apply current legislation before counting on an automated tool’s advice.

Second, since paper Social Security statements are only sent every five years, be sure you’re working with current de-tails. For access to the most up-to-date information, set up a personalized ac-count at SocialSecurity.gov/MyAccount.

Changes like this are a great time to review not only your Social Security claiming strategy, but your overall retire-ment plan, to ensure you are maximizing income in this new environment.David Novak, CFP® is a Certified Financial PlannerTM at Novak & Powell Financial Ser-vices in Pinellas County. For more informa-tion, email him at [email protected].

Understanding how new Social Security legislation may affect your benefit claiming strategies


quite stringent in my area of practice. I had little more than two weeks to study for an exam while working full-time on an Air Force base, in the process of sell-ing our home and caring for our three children while my husband is getting his doctorate. I had scarcely been able to spend more than an hour preparing in the two weeks prior to the test. The morning of the test I woke up around 4 a.m. as usual. Rather than study I performed my routine and prior to meditation I asked my higher self to draw on all the knowl-edge that had ever been imparted to me and was accessible.

I envisioned myself passing the exam and obtaining licensure with ease. When I got to the exam I wrote “You Passed” on the pad next to the computer station and I proceeded to take the test without stress or nervousness. At one point dur-ing the test I noticed how fun it actually was. When I was finished I obtained my printout and I had indeed passed the exam that “3 out of 10 professionals failed.” I believe the study of yoga and the mind-fulness practices that I employ daily were hugely responsible for this achievement and many others. Most importantly, em-bracing yoga as a way of life continues to improve my outlook and my overall existence in ways I never imagined, mak-ing me happier, more confident and more able to retain my peace of mind.

by Jaime Nicole Graham

A mom of three and an aquarian with great zeal for all aspects of life, I can

come off a bit scattered at times. Then, a few years ago I was drawn to a yoga teacher training at a beautiful studio on the Emerald Coast. Straight away I began preparing, dedicating my early mornings to the practice of contemplation, physi-cal asana, breath work, and meditation. I’ve continued this practice for over three years, working closely with two local monks who lovingly offer their gentle guidance at an Ashram nestled between a Chili’s and Dunkin’ Doughnuts.

I’ve often contemplated the differ-ences that have revealed themselves in my life since beginning my practice and at times even longed for more visible im-provements. What is clearly verifiable (and admittedly a bit embarrassing) is that I have not lost my phone or wallet in over three years. I’ve had no speeding tickets nor car accidents since delving into the study of yoga. I no longer require biweekly chiropractic appointments and hardly get migraines anymore either. I recover from life’s bumps much more quickly and can identify the lessons em-bedded in the struggle more readily now.

I am able to calm my breath, body and mind in times of stress rendering me able to teach these skills to my children, friend, family members, and clients from an au-thentic place. Possibly most importantly, I now exude a sense of unshakable self confidence that I hadn’t possessed prior to dedicating my time to this practice.This personal evolution has been remark-able and most recently came to a pivotal moment when I was faced with the di-lemma of having to take a state licensing exam with little time to study. Having been licensed to practice counseling for children and adults in Colorado for over a decade I hadn’t believed I would be required to retest yet Florida’s rules are

The Voices of Lifestyles After 50:“Share Your Story” winner Jaime Nicole Graham

A recent Lifestyles “Share Your Story” challenge asked readers for thoughts on “mind over matter” - a transcendence of physical or situational limitations through the power of the mind. In April, we published a response from a devout Christian whose strong faith offered her transcendence, and May’s perspective below telling of finding health, happiness and success through devotion to the ancient practice of yoga. The complexity of our readership continues to reveal a rich depth of diversity in belief sys-tems, opinions and experience. But one thing ties them all together: they all give the gift of outlook and idea expansion by graciously sharing their heart’s truth. Thanks to all who participated, and we hope you will continue to “Share Your Story.” - Editor

A YOGA TO LIVE BY


SCENIC VS. ADVENTURE: CHOOSING YOUR CRUISEOur top picks for all kinds of cruisers Many seasoned travelers on a bucket list trip relish in the “cruise” aspect of cruis-ing - relaxing on the deck, their cabin’s private balcony area, and of course the ship’s observation lounges offering spectacular views of scenery passing by. Others with a penchant for a bit more excitement get off the ship at every op-portunity - but still enjoy the moving panorama while taking a breather be-tween wild expeditions. Every cruise in Alaska in scenic of course, but those situated closer to shore offer easily seen and enjoyed wildlife, and the stunning natural beauty that Alaska is revered for. Cruising the Scene: Best Scenic Cruise to AlaskaPrincess Cruises (Fleetwide) and Holland America (Fleetwide)Both fleets feature high levels of comfort, service and personal attention - making them excellent choices for those seeking reliable levels of customer service and traveler accommodation. Just as important as your onboard experience, Princess and Holland America have some major clout in the world of Alaskan National Parks, due to their pioneering efforts to bring Alaskan cruising to the mainstream. These historic connections help them secure coveted permits to enter Glacier Bay Nation-al Park, so a higher percentage of their itineraries include this iconic locale. Truly, everything is Alaska is beautiful, but it doesn’t get much better than Glacier Bay. Unleashing the Adventurer Within: Best Expedition Cruise to AlaskaUn-Cruise Adventures (Fleetwide)For those cruisers craving closer encounters with the wilds of Alaska, this eight-ship, naturalist-led cruise line offers incredibly intimate interactions with gla-ciers and wildlife - including getting you face-to-face with salmon fishing bears - and they manage to do it all with pampering and style. Un-Cruise’s most pop-ular shore excursions are those trips featuring hiking, fishing and canoeing. You’ll get a real taste of Alaska with the onboard cuisine, thanks to almost ex-clusive reliance on locally procured meats and seafood, and the meals are com-munal, quickly promoting a great sense of camaraderie among passengers, natu-ralists and the crew. The fares aren’t cheap, but they are all nearly all-inclusive. To learn more visit: Princess.com, HollandAmerica.com and Un-Cruise.com.

EXPERIENCE ALASKA

INVESTING IN THE ICONICMake the most of this quintessential bucket list trip by valuing its uniqueness With its vastness, daunting winters and landscapes full of intrigue and allure, Alaska exudes a rare majestic quality. For those seeking its special aura and a trip of a lifetime, it doesn’t disappoint - espe-cially if you invest in what makes it spe-cial. When deciding how best to balance a dream trip and a modest budget, here are our picks for those things “uniquely Alaska” that are truly worth every penny. Put stock in a solid wardrobe of layers. Even Alaska’s summer months see tem-peratures drop deeply at night - and rain often appears out of nowhere. Invest in quality, water-resistant layers so the state’s notoriously fickle weather doesn’t com-promise an unforgettable excursion to the base of a towering glacier or a stunning (freezing) sunrise observed with awe.Above all, book a balcony cabin. If there’s ever a time to splurge for a balcony cab-in, it’s Alaska. Nothing’s more magical than opening up the balcony door, still groggy with sleep, to see how the scen-ery changed overnight (photo above taken from Princess cabin balcony). Rolling into a new port early each morning, the balcony scene was hushed and peaceful, offering intimate moments with the land.

An Alaskan cruise remains one of the greatest adventures in American travel. Here’s how to make yours as enchanting as your dreams.

HOW TO KNOW WHEN TO GO In Alaska, it really is all subjectiveOne of (if not the only) drawback of an Alaskan cruise is that you’re always at the mercy of the weather. At the outset, you’re limited to a six month booking window as most lines only cruise Alaska from May to September due to its harsh winters. Even in the summer, excursions like helicopter glacier tours are often cancelled due to heavy rain, so just be prepared to stay flexible.For maximum savings: Budget travellers will find the least expensive rates at the start and end of cruising season when crowds are still too wary of the weather; the chills of which leave less options for wildlife excursions.For most climate comfort: June, July and August are the warmest months, with temperatures in the 50s - 70s, but these months are also quite rainy. Still, sum-mer is your best chance at fishing and wildlife spotting expeditions. For your best chance to catch the lights: Known to be Alaskan waters’ choppi-est month (not recommended for those who get seasick), September offers the best possibility for witnessing the North-ern Lights - Mother Nature’s light show that’s truly once-in-a-lifetime.


11:45 am-12:30pm

10:15 am-10:45am


WHO IS YOUR FIDUCIARY?

By David Novak

Last month, the Department of Labor released its long-anticipated final

version of the new fiduciary duty rule - a rule that requires advisers making rec-ommendations on retirement accounts to act in their clients’ best interests. As the financial-services industry works to digest how the Labor Department’s new regulations will change the way they conduct business with their clients, you may also be wondering how the rule will effect your relationship with your investment advisor.

While most all of us are familiar with the term fiduciary, it’s not necessarily easy to establish a single definition for it. Most commonly, a fiduciary is described as an advisor who puts the client interests first - meaning, above his or her own.

Commonly thought of by consum-ers as the norm in the financial services industry, acting with fiduciary responsi-bility is actually the exception. Most ad-visors, operating either as employees or independent contractors of their respec-tive firms, are only held to a suitability standard. This means the advisors are required to make investment recommen-dations to their clients that are “suitable” for their specific situation, but not neces-sarily always in the client’s best interests.

This suitability vs. fiduciary standard is the crux of what the Department of Labor was striving to address - estab-lishing a single fiduciary standard which would govern investment advice to re-tirement assets, such as those in IRA’s and 401(k)’s, which would require advi-sors to avoid payments that create con-flicts of interest. This would also entail making prudent investment recommen-dations without regard to any interests other than those of the customer, charg-ing only reasonable compensation on investment transactions that result from

these recommendations, and making no misrepresentations to customers regard-ing recommended investments.

As always, the devil is in the details. And since the new regulations weigh in at over 1,000 pages, that’s a lot of details!

It’s important to note that one of the reasons it has taken so long to get to this point is the extensive lobbying efforts of the brokerage firms and insurance companies since the preliminary ver-sion of the rule was released last year. The firms’ main argument was that they would no longer be able to serve ac-counts below a minimum asset size due to the increased regulations and costs of compliance, and they should not be re-quired to act in a client’s best interests. Privately, one of the biggest fears of the industry was that it was even possible that commissions could be outlawed in retirement accounts, potentially dam-aging an important revenue stream and hurting profitability.

While the release of the rule is being digested and interpreted, it’s still much too early to determine how the industry as a whole will respond. Some have commented that after an initial reading, the rule wasn’t as bad as feared, and others have noted that for the financial services industry, it will be “business as usual”, with only a few additional dis-closures required.

However, even though it appears the rule has been watered down, possibly the best consequence is the increased focus on transparency and costs for cli-ents. In terms of determining what effect these new regulations may have on your investments, discussing the total invest-ment costs in your entire portfolio with your advisor is a good place to start.David Novak, CFP® is a Certified Financial PlannerTM at Novak & Powell Financial Ser-vices in Pinellas County. For more informa-tion, email him at [email protected].

As the Department of Labor’s new fiduciary rule is made public, the details of the 1,000 page document leave plenty up for debate. Enter

To Win!

Last Month’s Answers

C H E T S P R A T E T A L

L A L A L E A V E M A N E

O I L S E A T E N B L O T

D R E S S E R R E M A I N S

E L K A S T E R

S A L L Y A B E A G A T E

A L A S P R Y S N O R E S

L A G E A R S H O T E N S

A M E N D S M O W C A S E

D O R I S R A G R I S E N

B E T E L T A N

C H A B L I S D A N C I N G

L U L L T A C I T H O E R

U R G E L L A M A E I E I

E T A S E E L E R D I R T

ANSWER TO #5086

Last Month’s Winner is Robin WaterfallCongratulations!

CROSSWORD PUZZLE #5087

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ACROSS 1. Bit of sooty residue 4. Rosters 9. Bustle13. Dull thud15. In the know16. Sinister17. Sightseeing trip18. Female animals19. Item on a

birth certificate20. Groups of descendants22. Pub orders23. Breathe heavily24. Suffix for Christ or Brazil26. Preacher’s spot29. Cable TV station34. Whirling35. Cell __36. __ de plume37. Gritty particles38. Walter,

Donna and Rex39. Part of a ticket40. __-pitch softball41. Northern Europeans42. Pronoun43. Emerson or Lamb45. More impoverished46. Eisenhower or

Schwarzkopf: abbr.47. Go bad48. Refuge51. Dedicated56. “Merrye __ England”57. Spreads sold in the

dairy case58. College town60. River in Africa61. Identical62. Scarce63. The Bee __64. Biblical weeds65. Regulation

DOWN 1. Fitting 2. Make a mess 3. Little hand’s indication 4. Mourn 5. Greedy child’s words 6. Eastern garb 7. Magnolia, for one 8. Meetings 9. Rent payer10. Rink shape11. Place for FDR’s image12. Bullring shouts14. __ up; supported21. Actor Max25. Reverent fear26. Old hat27. Mount Narodnaya’s

range28. Jay and family29. Bed item30. Coal scuttles31. Bury32. Quiet one33. Glowing piece35. Animal enclosures38. Mac39. Like February

(compared with any other month)

41. Color transformer42. Recommend highly44. Concurs45. Balances47. __ detector48. Pine49. Tell __; prevaricate50. Lounging around52. Large-mouthed jar53. Late Israeli

prime minister54. And others: abbr.55. Explorer of TV59. Original CROSSWORD PUZZLE #5087

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prime minister54. And others: abbr.55. Explorer of TV59. Original


Name

Address

City State Zip

Age Phone

E-mail

Send your answers for a drawing. First correct answers selected from the drawing on the 20th of the month will receive $20 cash! Send to: News Connection USA, Inc.,

P.O. Box 638, Seffner, FL 33583 I want information on: Travel / Cruises Recreation / Leisure Entertainment / Events

Insurance Elder Law / Financial Housing Options Reverse Mortgages

Personal Health & Fitness Home Improvements Automobiles

CROSSWORD PUZZLE #5087

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prime minister54. And others: abbr.55. Explorer of TV59. Original

power puzzle


Lifestyles After 50 • May 2016 • page 21Lifestyles After 50 • April 2016 • page 26

By William Mumbauer, Attorneywww.� willstrustsprobate.com

A reader asks:My son recently died and now my daughter-in-law, the mother of my late son’s chil-dren, refuses to let me visit them or even talk to them on the phone. I am heart bro-ken. Is there anything I can do to get visitation rights to my own grandchildren?

Answer: Sadly, the situation you find yourself in is all too common. And I am sorry to tell you that Florida law leaves you with few, if any, options if your daughter-in-law will not agree to let you visit your grandchildren.

In Florida, the legal right to seek grandparental visita-tion is available in very lim-ited circumstances. Based on the facts you provided, Chapter 752, Florida Stat-utes would permit you to pe-

tition the court for visitation with your minor grandchil-dren only if your daughter-in-law has been convicted of a felony of any nature or a violent misdemeanor (even if her crime occurred before her children were born or ad-opted) evincing behavior that poses a substantial threat to your grandchildren’s health or welfare. Additionally, the statute allows a grandpar-ent to petition the court for visitation when both par-ents are dead, missing or incapacitated. The Court has authority to grant visitation to a petitioner grandparent if the Court finds by clear and convincing evidence that a custodial parent might harm the child, that visitation is in the best interest of the child and that visitation will not materially harm the parent-child relationship. All three elements must be proven.

As you can imagine, this is a level of proof that is difficult to meet and, consequently, such petitions for grandpar-ent visitation filed in Florida are rarely successful.

Mr. Mumbauer, a 5th genera-tion Floridian, has maintained a law practice in Brandon, FL since 1980 with emphasis on estate planning. He takes spe-cial pride in representing the senior community by maintain-ing a sensitive and practical

approach. A member of the Na-tional Academy of Elder Law Attorneys and the AARP Legal Services Network, Mr. Mum-bauer is also a probate law Mentor and is recognized by Florida’s Second District Court of Appeals as an expert witness in matters involving Wills. To learn more, visit him online at www.FLWillTrustsProbate.com. Please note: Mr. Mumbauer’s ar-ticles outline general principles of law. They are not intended to apply to individual circumstances.

GRANDPARENTS’ VISITATION RIGHTS

Photo Caption

OUR FAITHFUL COMPANIONSPet fun facts on our

beloved loyal friends The first week of May rings in Na-

tional Pet Week, a chance to cele-brate our furry, feathered (or just plain fishy) friends. Sponsored by the Ameri-can Medical Veterinary Association, the Week intends to honor the value of pets and all they bring to our human world, including companionship, protection and an infectious happiness, that adds so much joy to their owners’ lives - and may even add years of health as well. Pets can give those who are struggling something to care about, a partner to ex-ercise with, and an unconditional love that helps to heal. In gratitude of all the innumerable smiles they inspire, learn a little bit about your pets with our fun fact graphic, remember to take your pet to the vet regularly, and if you’re con-sidering a new addition to you family, read our reasons why rescuing your next pet does so much good for the world.

Facts & Figures: America’s Favorite PetsNumber of U.S. households that own a pet, by type of animal:

DOG

54.4million

FISH

13.6million

CAT

42.9million

BIRD

6.1million

•67% of dog owners consider pets to be family members•Most popular names: Bella (f) & Charlie (m)

•94 million cats are owned in the U.S., revealing that cat owners are quite fond of having more than 1

•By sheer numbers, fish reign supreme with over 170 mil-lion pet fish owned throughout the U.S.

•If you’re looking for a pet to spend a lifetime with, birds are it: some parrots live 60-100 yrs!

3 REASONS TO RESCUE

7.6 million pets enter shelters every year.

Over 55% of those are never adopted.

By rescuing, you are saving lives!

With over 70 million homeless cats & dogs in the U.S., if you’re considering a pet...


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Sudoku requires no arithmetic skills.

The object of the game is to fill all the blank squares with the correct numbers.

Each row of 9 numbers must include all digits 1 through 9 in any order.

Each column of 9 numbers must include all digits 1 through 9 in any order.

Each 3 by 3 subsection of the 9 by 9 square must include all digits 1 through 9.

SUDOKU

Sudoku #261

Solution #261

1

3

7

5 8 9 7 3 2 6 4 1

3 1 7 5 4 6 9 2 8

6 4 2 1 8 9 7 5 3

8 9 5 6 7 4 1 3 2

1 6 4 3 2 8 5 9 7

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7 5 8 4 6 3 2 1 9

9

2 4 6

3 6 8

1 6

3 8 7 1

4 9

6 2 7 3

5 2

6 4 5

2 8 7

Sudoku requires no arithmetic skills.

The object of the game is to fill all the blank squares with the correct numbers.

Each row of 9 numbers must include all digits 1 through 9 in any order.

Each column of 9 numbers must include all digits 1 through 9 in any order.

Each 3 by 3 subsection of the 9 by 9 square must include all digits 1 through 9.

SUDOKU

Sudoku #262

Solution #262

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3

9

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4 3 6 2 5 9 1 7 8

8 9 7 1 3 6 5 2 4

3 5 8 9 7 4 2 1 6

7 2 4 3 6 1 9 8 5

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9 7 3 5 4 2 8 6 1

6 8 1 7 9 3 4 5 2

5 4 2 6 1 8 3 9 7

Last Month’s Answers April Sudoku Elinor C. Noble

is last month’s winner! Congratulations!

May Sudoku Sudoku requires no arithmetic

skills.The object of the game is to fill all the blank squares with the correct numbers. Each row and each column of 9 numbers must include all digits 1 through 9 in

any order. Each 3 by 3 subsection of the 9 by 9 square must include

all digits 1 through 9 as well. Good luck! The first correct answers selected from the

drawing on the 20th will win.

Send your answers along with your name, address and

telephone number to:Lifestyles After 50

P.O. BOX 638, SEFFNER, FL 33583

WIN GREAT PRIZES! Sudoku muST bE REcEIvEd by ThE 20Th of ThE moNTh.

Win Great Prizes!New winner selected each month

Good Luck!

Question: Who was the 1st player drafted by the Tampa Bay Rays? What year?

Your Answer:

Send in the correct answer to be entered in a drawing to win a prize each month! Deadline for entries: May 16, 2016. Drawing held May 20, 2016.

Click on the Trivia Palooza button and answer a Trivia question each week for a chance to win a prize at the end of each month.

Elizabeth Weigand from Seffner is last month’s winner!The answer was: 1970

Play more trivia online & win more prizes at LifestylesAfter50.com

Name

Address

City State Zip

Email PhoneMail to: Lifestyles After 50, P.O. Box 638, Seffner, FL, 33583

May’s Word Search

# 263

Today's Category: Beverages

WORD SEARCH

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In the grid below, twenty answers can be found that fit the category for today. Circle each answer that you find and list it in the space provided at the right of the grid. Answers can be found in all directions -- forwards, backwards, horizontally, vertically and diagonally. An example is given to get you started. Can you find the twenty answers in this puzzle?

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In the grid below, twenty answers can be found that fit the category for today. Circle each answer that you find and list it in the space provided at the right of the grid. Answers can be found in all directions – forwards, backwards, horizontally, vertically and diagonally. An

example is given to get you started. Can you find the twenty answers in this puzzle?

Send your answers along with your name, address and telephone number to:

LIFESTYLES AFTER 50 P.O. BOX 638, SEFFNER, FL 33583

The first correct answers selected from the drawing on May 20 will win.

WIN! WIN! WIN! GREAT PRIZES!

(Puzzles must be received by the 20th of the month)

Mystery Prize!

Mystery Prize!

# 262

Word Search Solution:

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Barbara Baker is last month’s winner!

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Lifestyles After 50 Polk Edition, May 2016