Upload
philip-wells
View
213
Download
0
Embed Size (px)
DESCRIPTION
Balkan area map with GPW per capita 2008 per region Source: NL 219 EUR L 81 EUR NL 43 EUR L 13 EUR NL 103 EUR L 18 EUR NL 169 EUR L 181 EUR NL 91 EUR L 22 EUR NL 76 EUR L 10 EUR Source: Insurance Development Fund
Citation preview
Life insurance prospects in Serbia
Belgrade, October 8, 2009
What are the prospects of life insurance services in Serbia?
The most underdeveloped in this area
Source: DDOR Novi Sad
Balkan area map with GPW per capita 2008 per region
Source:
NL 219 EURL 81 EUR
NL 43 EURL 13 EUR
NL 103 EUR L 18 EUR
NL 169 EURL 181 EUR
NL 91 EUR L 22 EUR
NL 76 EURL 10 EUR
Source: Insurance Development Fund
Household savings distribution Serbia – euro zone
Source:
Savings structure 2007 Serbia Euro Zone
Bank deposits 95% 35%
Life insurance 2% 21%
Investment funds 2% 18%
Pension funds 1% 12%
Others - 14%
Source: Insurance Development Fund
0102030405060708090
100
SerbiaEuro Zone
Source: Insurance Development Fund
Household savings distribution Serbia – euro zone - graphic
Two basic sub lines of Life Business
Source: DDOR Novi Sad
Insurance of risks
Insurance of savings
Risk insurance - possible products
Source: DDOR Novi Sad
Death
Disability (partial/total, accident/illness, permanent/temporary)
Dread diseases
Long Term Care
Permanent Health Insurance
Basic factors we need for all of them:
Source: DDOR Novi Sad
To make aware the population
Insurance know how (in the companies and in the supervisory authority)
Distribution Channel
Possible Saving products
Unit Linked
Index Linked
Universal Life
Source: DDOR Novi Sad
Thank you