Life and Homes Central New York

FreeJune 2010

Central NY Life and

HomesTen Ways to Improve Curb Appeal

Complete Real Estate Listing Directory @ LifeandHomes.com

Picture Perfect Local Listings

Summer Home Improvement Tips

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2 We bring people and homes together.

Oneida COunty ny, editiOn

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HomesThe Long and the Short of ItRemember when you were a kid counting down the final 25 days of school and they seemed to take forevvvvver? now we’re nearly half way through another year and i find myself wondering where the days have gone? Why does winter seem to drag out while summer speeds by?The summer season officially begins on the 21st of this month and it there’s one thing we upstaters know, it’s that warm, sunny days are not to be taken for grant-ed. i hope you can make time this month to get outside and do the things you enjoy. and don’t forget to take time to honor or remember your dad on father’s day, June 20th.

Real estate sales generally blossom during the summer months. Buyers and sell-ers are hoping to make their move so competition on both ends is heating up. if your home is on the market, or if you want to increase your home’s value, don’t miss this month’s feature article, Ten Ways to improve Your Home’s Curb appeal. simple ideas such as replacing entry door locksets, updating outdoor light fix-tures, painting entry doors and refreshing planter beds with color coordinated flowers are inexpensive ways to make a dramatic difference in the presentation of your home. if you’re looking to purchase a home, a well maintained home on the outside is generally a sign that the seller takes pride in their home and has maintained the inside as well.

sit down with a cup of iced tea and take some time to look over the properties featured in this month’s issue of LifeandHomes. We gladly support our community by showcasing local business services and featuring for sale listings from Realtors, investors, for sale By owners, Contractors, manufactured Home Builders, developers, and Commercial developers all in one convenient place. Browse through the property listings, articles and helpful resources, then visit www.LifeandHomes.com and use the easy search options to see even more for sale properties.

Here’s to June and what we hope will be the beginning of a great summer season for both buyers and sellers.

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Don’t miss that Special Home you’ve been looking for.Have a PDF sent right to your email.

visit www.LifeandHomes.comClick on the magazine

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Fascinating Finds stop by www.BuilderConceptHome2010 to take a tour of what the team is calling: The most innovating Home neveR Built. The concept home is inexpensive to build and exemplifies a dramatic shift in how homes are designed and built. it’s all virtual so walk on in and take a look. www.BuilderConceptHome2010.com

skip painting the town and paint your lawn instead. You read it right- paint your lawn. easy Green Lawn Paint’s biodegradable, kid/pet safe lawn paint can be applied with a pump sprayer, lasts up to three months, dries in about an hour and instantly transforms unsightly brown lawns into a green oasis. www.easygreenlawnpaint.com

one2flush’s system screws into the tank of a conventional toilet and adjusts the amount of water used in a flush. a modified handle that replaces the traditional handle on the front of the toilet can be turned one way for “no. 1” (liquid waste) and another way for “no. 2” (solid). The savings? Thirty gallons a day for the average family! www.one2flush.com

The light on Black & decker’s Thermal Leak detector changes from red to blue when the infrared sensors detect drafts where hot/cold air are escaping. shine the light on walls, windows and doors to easily detect drafts, fix the leaks and save up to 20% off your heating and cooling costs. www.blackanddecker.com

Like the look of granite but not the price tag? Giani offers the world’s first granite countertop paint kit. apply their trademarked paint system to formica, laminate, butcherblock, tabletops, fiberglass and other surfaces to get a smooth finish with the contours of natural cut stone at a fraction of the cost. www.gianigranite.com

Totally Tubular skylightsHomeowners, green homebuilders, remodelers, roofers, even environmentalists, now have something in common. They all like bringing passive natural light into homes with tubular skylights that, while inexpensive, are highly efficient and energy star qualified.

Tim Johnson, product manager with velux america, says energy star qualified sun Tunnel skylights admit passive natural light (light without the heat emitted by electrical sources) while admitting very little of the heat that windows and other light sources produce.

“They capture light very efficiently through a weatherproof dome on the roof,” he says. “The light travels into the home through highly reflective or flexible tubing, which makes it easy to bypass obstructions in the attic, ending at a diffuser in the ceiling that looks like a traditional in-ceiling light fixture.”

in many cases, they are less expensive than traditional skylights. They start at about $200. some “super efficient” models meet the federal government’s energy efficiency criteria qualifying them for federal tax credits of up to 30 percent of the purchase and installation cost.

for information on the benefits of natural light and skylight selection, or for free house plans incorporating skylights, call (800) 283-2831 or visit veluxusa.com. for government information on window and skylight energy efficiency visit energystar.gov and for

independent agency information visit

nfrc.org or efficientwindows.org. (aRa)

Light Up Your NightsWhen the sun goes down, the right landscape lighting can turn any backyard into a stylish outdoor living space. With so many options, it’s easy to fill your nights with light to enhance security, decor and entertainment.

Garden and landscape designer John Carloftis offers these simple tips to light up your nights:

* Keep your lighting simple. start with one main lighting source and add accent lighting to highlight garden features. don’t over-light. it wastes energy, is costly and unappealing.

* for illuminating your entryway, deck and patio, use lighting that mimics moonlight, like new solar-powered lighting systems.

* Stagger path lights. Be creative.

* skip the complicated wiring and costly electric bills by using new solar lights.

The latest high tech solar-powered outdoor lighting appliances come in styling that’s durable and low-maintenance. They harness the sun’s power by day, and when provided with enough light energy from the sun, last throughout the night.

so whether you want hours of lighting for your entryways or for evening outdoor entertainment, look to the sun to light up your nights. (aRa)

for safety when children are in the pool, designate a “water watcher” to maintain uninterrupted supervision of children in the pool at all times. When not in use, keep toys and other objects out of the pool area, and don’t use chlorine dispensers that look like animals or toys that will attract children.

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newsShortsSave on summer Home ImprovementsWith summer in the air, you’re just itching to get that home improvement project going. It’s a great time to install a rain garden, redo your windows or siding, or even change the look of one of the rooms inside your house with new paint and furniture.

Here are some tips to get your home improvement projects going, while keeping a bit of extra cash in your pocket:

* if you have any handy talents, you can save a lot of money by doing the project yourself.

* offer your friends a trade for their work – maybe you’ll take them out for dinner. or volunteer your services on one of their home improvement projects.

* Look for online coupons. You can find great deals on supplies from leading home improvement retailers including Home depot, ace Hardware, american Blind, Lumber Liquidators and many more using online coupons and discount codes through like ebates.com. and at ebates.com, not only can you get discounts for free shipping, or reduced prices at more than 1,200 online stores, but you will also get a check back in the mail for a percentage of what you purchase online.

(aRa)

Inhabable FoodLe Whif, the brainchild of Harvard Professor david edwards, is making a run as the next new food craze. Le Whif explains their products as, “ a fun way to experience chocolate without calories and coffee without the cup.” Take a quick puff from the lipstick shaped tube to experience the intense flavor without the calories.(source: lewhif.com)

Show Me The SavingsThe Department of Energy reports water heating can account for 14 to 25 percent of the energy consumed in a residential home. “Green” advocates are touting solar power as a viable option to reduce those costs and applaud Congress’ decision to extend the federal solar tax credit for another eight years.

Through the tax credit program, it’s reported homeowners can recoup 30 percent of the total installed cost of a solar thermal water heating system. on average, if you install a solar water heater, your water bills should drop 50-80 percent. Will the general public make the switch? With average installation projected to cost $6,500 to $11,000 - and some complex systems running as much as $12,000 - it’s unclear what percentage of the population Congress hopes will sign up for the tax credit.

‘air’ on The Side of SafetyThe U.S. Department of Energy says properly inflated tires can improve fuel economy by 3.3 percent and help you save 9 cents per gallon at the pump. The National Highway Traffic Safety Association estimates that under-inflated tires contribute to more than 600 fatalities and 33,000 injuries a year.

fewer than 8 percent of vehicles have four properly inflated tires, according to a Rubber manufacturers association-sponsored national survey.

Be tire smart – play your “P.a.R.T.” That stands for pressure, alignment, rotation, and tread, all key elements of monthly tire maintenance.

* Pressure: Check tire pressure monthly before you drive with a tire gauge and inflate to vehicle manufacturer’s recommended pressure.

* alignment: misalignment of wheels can cause uneven and rapid tread wear.

* Rotation: Rotate every 5,000 to 8,000 miles to help you achieve more uniform wear.

* Tread: Bald tires are dangerous. insert a penny, head first, into the tread groove. if you see all of Lincoln’s head, it’s time for a new tire.

for more information visit Rma’s website at www.betiresmart.org. (aRa)

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if you think having great curb appeal is only important if you’re trying to sell your home, think again. Your house is one of your biggest investments and making a great first impression will leave everyone - not just potential buyers - wanting to see what’s inside. With 10 simple improvements, you can easily transform your home into the best looking house on the block.

There are a number of quick fixes you can complete in just one day that will make a big impact on your exterior. •Replace old hardware. it’s the little things that make a big difference. Update your dated or dingy house numbers, entry door lockset and overhead light fixture. each of these elements can add style and interest to your home’s exterior, especially if you incorporate a great finish option like oil-rubbed bronze or brushed nickel. •Make over your mailbox. Your mailbox should complement the style and color of your house. Restore your existing mailbox with a fresh coat of paint or stain that matches the trim, color and woodwork of your house. •tame planter beds and landscaping. if your beds are overrun with weeds and unsightly growth, you’ll need to get them under control to give your home a well-manicured look. Prune, pull weeds and plant flowers to add color. add a fresh layer of mulch and your yard will look as good as new. •illuminate your walkway. adding low-voltage solar lighting to your front walkway can have a big impact on your home’s curb appeal. it also provides added safety and security. if you don’t have a walkway, string accent lighting in the trees for a whimsical-looking effect. •Freshen up the front door. The front entry is the focal point of your home’s curb appeal. To keep it looking free of abuse from the elements and use, clean off any dirty spots and remove any loose paint. if your door is beyond repair, install a new version that reflects the design of your house. once you’re all set, be sure to add a piece of decorative flair, like a wreath or door knocker that showcases your personality to the outside world.

In just a couple of days, you can boost the beauty of your home with easy upgrades. •Renew paint and trim. Give your home an exterior facelift by adding a new coat of paint or stain. You’ll automatically update the look of your home by fixing any obvious defects, like loose paint, fading colors or cracks in your trim and fence. Be sure to use high-quality painting tools to get a professional-looking

finish, like the Pro-extra brush from Purdy. The extra length and thickness of the filaments on quality paint-brushes provide superior paint-holding capacity and are specially designed for all exterior paints and stains.•Replace gutters and downspouts. if your gutters are loose and worn out, not only do they look neglected, but they’re also a danger to guests. To prevent any injuries, as well as improve the overall appearance, install a new, snap-fit gutter system that go together with a few tools for an easy and important upgrade. •add shutters or accent trim. everything on the exterior of your home should be a reflection of what’s inside. To mirror the pulled-together appearance of your indoor rooms, install shutters and trim to provide an extra layer of interest on the exterior. not

only do shutters help control light and ventilation, but new materials such as PvC resins or polyurethane make them durable and low maintenance.

Using a little elbow grease and taking extra time on some projects can reap huge rewards for your home in the long run. •upgrade railings. Porch and stoop railings deteriorate over time and can become loose. if yours are past their prime, look for quality wood or metal replacements. make sure the color, scale, design and details coordinate with the rest of your home’s main features. •dress up the drive. if your driveway is cracked, stained or has weeds sprouting up from it, now may be time to show it some TLC. Upgrade it without completely starting over. Repair any cracks or stains and be sure to kill the weeds and then add some extra character by staining the concrete or affixing flagstone. for additional flair, add stone, bricks or pavers to the sides for a completely custom look.

With these easy curb appeal cures, your home will be the envy of all your neighbors. For more information about the Pro-Extra series or other Purdy painting products, visit purdycorp.com.

newsShorts

stephen (The nuclear Guy)

natarelli has started the second

phase of his career by turning

from a decades-long nuclear

Power Professional over to a bud-

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Wayne J. Kulick Reactor operator

in the U.s. navy believed he

could do his boss' job on the

Uss Pennsylvania which lead

him to become a business

founder and Pres. of velifer

Professional services LLC.

This Month on Spotlight: Military tribute Series:

former navy nuke stephen

dondley founded and runs a Labor

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him for his service and determine

what it was in his background ex-

perience and business like that lead

him to his business.

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ten Ways to improve Your Home’s Curb Appeal

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Rome $272,900Meticulous home with soaring ceilings, hardwood fl oors, fi replace, beautiful landscaping. Adjacent to the Rome Country Club.

Sauquoit $239,000Updated farmhouse with new kitchen. Detached garage, barn and guesthouse on 7 beautifully landscaped acres with view.

New Hartford $179,000Spacious ranch with 4 bedrooms and 2 full baths. Oversized family room with fi replace and beautiful screened porch.

Deerfi eld $279,900Executive Cape on 2 acres. First fl oor master suite, hardwood fl oors, fi replace, formal dining room and much more!

Marcy $279,900Fabulous 4 bedroom transitional with 2-story entry, hardwood fl oors, cherry kitchen with granite, master bedroom suite.

New Hartford $529,000Sophisticated 5 bedroom, 3.5 bath home with distinctive architectural elements, open fl oor plan, and home theater.

Rome $159,900Sprawling 4 bedroom , 2 bath ranch with hardwood fl oors, beautifully updated kitchen and living room with fi replace.

New Hartford $439,000Gorgeous custom built 3 bedrooms, 2.5 bath home. Master bedroom suite, quality kitchen, 3 car garage and much more.

New Hartford $1,600,000Masterpiece with over 5,000 square feet of luxury amid 15 acres with dramatic views. Deluxe amenities throughout.

New Hartford $379,000Fabulous home with 3,750 sq ft of living space. Open entry, two fi replaces, custom kitchen with granite, 3 car garage.

Vernon $329,000Spacious 4 bedroom home with open fl oor plan. Large family room and oversized master suite, living room with fi replace.

Clinton $324,000Restored village home. Historic character with modern conveniences. Beautiful master bedroom suite and deluxe kitchen.

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PRIME PROPERTIES

#1 Coldwell Bankerin New York State

Marcy $355,000 One owner ranch built on 1.36 acres of treed land. Within minutes to Rt. 12 & Rt. 49. Open fl r. plan hardwood fl oors, custom moldings, large master bedrm. Lisa Filletti Ext. 206

New Hartford $529,000Gorgeous 5 bedroom showpiece w/2 master suites, fi tness room, home the-ater. Distinctive architectural elements, beautifully landscaped.Gaetano Belmonte Ext. 202

Deerfi eld $399,900Priceless! Secluded on 10 acres of lavish landscaping. Luxurious principle rooms, guest quarters in lower level.

Gloria Rocci Ext. 217

Oneida $329,900Enter this Executive Home, on almost 7 acres of rolling hills, to an open fl oor plan that boasts the best of everything. Web:1013evergreenvalley.com Jan Cidzik Ext. 209

Rome $299,0004 Bed/3 Bath on prime real estate right across from Delta Lake and walking distance to Teugega Country Club! Move in by summer.Jan Cidzik Ext. 209

Mohawk $289,900Located on 10.7 private acres. Pole Barn with electric, gas & water. Updated interior with custom window treatments. Call for more details. Debbie Roberts Ext. 239

Sauquoit $239,900Updated farmhouse full of character. Newer addition with new kitchen. On 7 acres with barn, garage and guest house. Gaetano Belmonte Ext. 202

Barneveld $264,900Unique updated residential Victorian plus 2 family home! 2,846 sq/ft, 5 spacious BR’s, beautiful open kitchen, 9.6 rural acres. Richard Parent Ext. 203

New Hartford $237,750Absolutely a beautiful home in a very private setting. Enjoy the privacy on the 61’ deck across the back. Out side fi replace included. Updates.Kathy White Ext. 215

Marcy $279,900Buckland Estates - 3 BR/2BA at $279,900 and 4 BR/2.5 BA Colonial priced at $269,900, call for fl oor plans and location. Laura Minard Ext. 205

Westmoreland $224,900Priced at $224,900 for 4 bedroom 2.5 baths. New Construction. Seeing is believing! Call Laura Minard for fl oor plans. Laura Minard Ext. 205

Frankfort $259,900Meticulous inside and out, enclosed breezeway. Woodmode kitchen cabinets, bedroom on 1st fl r., masonry stone fi replace, awesome landscaping. Gloria Rocci Ext. 217

Colonial Square $199,900Dreaming of owning a new home? That dream can come true. Affordable quality homes available. 2BR 2BA w/radiant fl oor heat. 3BR/2BA @ $219,900. Laura Minard Ext. 205

New Hartford $255,000Spacious ranch offers eat in kitchen, living room w/fi replace, dining area, master bedroom w/new elegant bath. Call me for other features.Jodie DeCosty Ext. 201

Whitestown $359,900Reduced! Custom brick home in great neighborhood. 4BRs/2.5 BAs, recent updates: granite counters, carpet, light fixtures, new walnut in the study/could be 1st flr BR.Laura Minard Ext. 205

4957 Commercial Drive Yorkville NY

Call 768.1680

Russia $239,9005089 Military RoadClassic 3 BR federal style home set on park like 3.8 acres! open kitchen, loft, sunroom, 4 fi re places! large barn & workshop.Richard Parent Ext. 203

Home Highlight

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The Area’s Premiere Real Estate Search Engine!

Rome $179,9994 bed/2 bath home features eat-in kitchen, formal DR and lge. family room complete w/ fi replace. Pergo fl oor, deck w/awning, newer roof. Jan Cidzik Ext. 209

New Hartford $179,900Spacious ranch boasting oversized family room with fi replace, 4 bedrooms, 2 full baths and hardwood fl oors.

Gaetano Belmonte Ext. 202

Ilion $149,900Beautifully restored property! With its grand entrance, you’ll feel right at home. 5 bedrooms (1 on 1st fl r), 2 new full baths. Much more.Jodie DeCosty Ext. 201

New Hartford $143,900Enjoy maintenance free living in this Sherman Oaks condo. Beautiful hard-wood fl oors, freshly painted interior.

Gaetano Belmonte Ext. 202

Clinton $119,900Move right in to this Clinton charmer! Character throughout, LR, DR, country kitchen, 1st fl laundry, newer bathroom, 3 bdrs, sun & side porch. Call for updates.Jodie DeCosty Ext. 201

Little Falls $109,900Warm & cozy nights await you in this old world charm 4 BR country homestead. Original woodwork, hardwood floors, elegant DR, bay window & views, much more! A must see! Richard Parent Ext. 203

Frankfort $89,500A unique village property with an open fl oor plan. Large, bright living room & dining room, a knock out kitchen with skylights & vaulted ceilings.Gloria Rocci Ext. 217

Utica $91,000Strong curb appeal in this E. Utica 2 family home, let your rent pay your mortgage. 3 Brs, each unit. Richard Parent Ext. 203

New Hartford $79,500Older Village home in need of repairs. Large lot, hardwood fl oors, just minutes to Oxford Road elementary school. Gloria Rocci Ext. 217

Whitesboro $104,000Comfortable ranch with 3 BR/2 BAs. Private setting. Gas fi red wood stove in living room. Finished basement offers more living space.Debbie Roberts Ext. 239

Ilion $69,500Centrally located in Ilion. Remodeled out-side, and nicely maintained on the inside. Good sized backyard; longtime tenants.

Scott Kelley Ext. 242

Norway $99,900Spectacular view on 30 acres! 3 bedroom ranch home sold as is, large 2 level 275’ dairy barn in great shape, fantastic property to enjoy all seasons. Richard Parent Ext. 203

Ilion $27,900Handyman Special: A one or small 2 family home. Roof-10 yrs., some new windows & plumbing. Vinyl siding available to fi nish house @ right price. Make an offer!Lorene Prenderville Ext. 213

Utica $89,9002 family home w/ spacious primary rooms. New windows, boilers & hot water heaters. Large garage & an extra lot.

Lorene Prenderville Ext. 213

Rome $649,900Approx. 40 acre residential 49 home subdivision of partially wooded lots, existing road & homes, Home sites, new construction.Richard Parent Ext. 203

www.ColdwellBankerPrime.comCall 768.1680

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R. Kessler & Associates

Homes Under Construction, Please Stop By & Visit

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R. kessler& ASSOCIATES

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Holland Patent, NYP. 315.525.6204F. 917.534.6024E. [email protected]

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Your All Inclusive Home Directory LifeandHomes.com 2063 Route 26 7 Bedrooms / 5.0 Baths

For more details visit www.LifeandHomes.comType in Quick Search #41516New Nest RealtyAmyLaClair•315-790-4153

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Low Mortgage Rates • Homestead Financial 315-768-1980 Licensed Mortgage Banker NYS Banking Dept

Agusta $240,000Eastern Adirondack Home and Design Custom Log Homes

For more details visit www.LifeandHomes.comType in Quick Search #32882Eastern Adirondack Home & DesignJohn&DonnaBrand•518-644-2328

Owner • [email protected]


Central New York

8088 St Rt 12 4 Bedrooms / 1.5 Baths

For more details visit www.LifeandHomes.comType in Quick Search #41524Longo RealtyJoAnnLongo•315-733-5394



Barneveld $190,0003590 Oneida Street 3 Bedrooms / 2.0 Baths

For more details visit www.LifeandHomes.comType in Quick Search #41359Hunt For HomesJeanHunt•315-725-4700

Broker/Owner • [email protected]


Chadwicks $190,000

NYS Rt 13 19 Acres

For more details visit www.LifeandHomes.comType in Quick Search #41305Schaal Real EstateTerryG.Schaal•315-264-1585

Lic. R. E. Representative • [email protected]


Camden $45,000308 Drive 30 - North Shore Oneida Lakefront 4 Bedrooms / 1.0 Baths




Cleveland $250,000

10 Emmons Cirlce 3 Bedrooms / 2.5 Baths

For more details visit www.LifeandHomes.comType in Quick Search #41485Kay Real EstateJulieStickels•315-363-9191

Assoc. Broker • [email protected]


Camden $161,900173 Sanford Ave 2 Bedrooms / 1.0 Baths

For more details visit www.LifeandHomes.comType in Quick Search #41479Clinton Real EstateBarbaraFrank•315-853-4400



Clinton $75,000

Greene County Gentlemans Farm 60 Acres

For more details visit www.LifeandHomes.comType in Quick Search #33942Posson Realty LLCDavidPosson•607-316-3758



Catskill $350,0008161 Kellogg Street 4 Bedrooms / 2.0 Baths




Clinton $183,900

Clemens-Beckley Real Estate, Inc.

420 N. Washington St. Rome, NY 13440 315-334-1046

www.mohawkhcs.com

800-432-8669

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LifeandHomes.com Your All Inclusive Home Directory

3161 Route 12B 3 Bedrooms / 1.0 Baths

For more details visit www.LifeandHomes.comType in Quick Search #41019Clinton Real EstateBarbaraOwens•315-853-4400

Associate Broker • [email protected]


Clinton $92,5003706 Sweeney Road / 15 Acres 3 Bedrooms / 1.0 Baths

For more details visit www.LifeandHomes.comType in Quick Search #41211Barbara Dunn RealtyBarbaraDunn•315-337-1677



Constableville $127,000

4211 BRISTOL ROAD 6 Bedrooms / 2.5 Baths

For more details visit www.LifeandHomes.comType in Quick Search #32532Clinton Real EstateBarbaraOwens•315-853-4400

Associate Broker • [email protected]


Clinton $219,9003708 Sweeney Road 2 Bedrooms / 1.0 Baths

For more details visit www.LifeandHomes.comType in Quick Search #41212Barbara Dunn RealtyBarbaraDunn•315-337-1677



Constableville $99,900

7841 Kellogg 3 Bedrooms / 1.0 Baths

For more details visit www.LifeandHomes.comType in Quick Search #41538Coldwell Banker Prime PropertiesJodieDeCosty•315-723-8554

Lic RE Associate Broker • [email protected]


Clinton $119,900302 Tumbleweed 3 Bedrooms / 2.5 Baths

For more details visit www.LifeandHomes.comType in Quick Search #41355Coldwell Banker Prime PropertiesLauraMinard•315-525-1974

Realtor • [email protected]


Deerfield $229,900

116 Homewood Drive 5 Bedrooms / 3.5 Baths

For more details visit www.LifeandHomes.comType in Quick Search #41327Coldwell Banker Prime PropertiesJodieDeCosty•315-723-8554

Lic RE Associate Broker • [email protected]


Clinton $309,9002343 St Rt 29 Open House June 12th

For more details visit www.LifeandHomes.comType in Quick Search #41506United Country Real Estate/HBE Group, Inc.JohnCarlin•315-429-9754

Lic. R.E. Broker • [email protected]


Dolgeville $189,000

7349 Pryor Rd 3 Bedrooms / 2.0 Baths

For more details visit www.LifeandHomes.comType in Quick Search #41371Dominion HomesAmyAbdoo•315-794-2653



Clinton $229,90080 VanBuren Street, Open House June 13th

For more details visit www.LifeandHomes.comType in Quick Search #41367United Country Real Estate/HBE Group, Inc.SharonBaisley•315-429-9754

Lic. R.E. Broker • [email protected]


Dolgeville $99,500

Carrie PodagrosiA. Fumarola Realty Inc.

www.uticaromeproperty.com

Joyce Realty

46 Genesee StreetNew Hartford, NY 13413Office: 315-732-3456Cell: 315-723-3021Fax: 315-735-9057

Sellers & Buyers 1st Choice!147 Genesee StNew Hartford, NY 13413Office: 315-735-9244Fax: 315-735-6941Mobile: 315-790-1997Email: [email protected]: www.assist2sell.comEach Office is Independently Owned & Operated

For One Low Fee,You Can Enjoy the

Professional Services of a REALTOR to Sell Your Home!

Joanne SheddLicensed Sales PersonAssist 2 Sell

Smith Inspection Services, llc

call 315-363-8074

Serving Central NY and the Mohawk Valley

Pre-Listing & Buyer InspectionsSeptic System Inspections & Dye Tests

Water Purity & Quality Tests

35 Years Commercial Construction Experience5 Years Home Inspection Experience

PO Box 126, Sherrill, NY 13461

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Your All Inclusive Home Directory LifeandHomes.com 5293 Charles St. 2 Bedrooms / 1.0 Baths

For more details visit www.LifeandHomes.comType in Quick Search #41476Dick Stanton Real EstateMikeMcNaughton•315-264-3081



Durhamville $44,0006449 Elmer Hill Road 4 Bedrooms / 2.0 Baths

For more details visit www.LifeandHomes.comType in Quick Search #41549RE/Max All ProTonyAbone•315-339-2222



Lee $133,500

1541 River Rd. 2 Bedrooms / 2.0 Baths




Hamilton $26,9005438 Lee Center Taberg Road 4 Bedrooms / 1.0 Baths




Lee Center $149,900

320 South Washington - Commercial Turnkey Business Opportunity

For more details visit www.LifeandHomes.comType in Quick Search #41331Accent Brokerage, Inc.BeckySmith•315-868-3098



Herkimer $130,0001581 State Route 28 4 Bedrooms / 2.0 Baths




Mohawk $189,900

1099 E. German St. Ext 3 Bedrooms / 1.0 Baths

For more details visit www.LifeandHomes.comType in Quick Search #41496Bruce Ward & CompanyRealtor,MarthaSirois•315-866-6169

• [email protected]


Herkimer $120,00038 Church Street 3 Bedrooms / 1.0 Baths

For more details visit www.LifeandHomes.comType in Quick Search #41324Bruce Ward & CompanyLeslieNicolette•315-985-0212

Lic. R.E Salesperson • [email protected]


Mohawk $94,500

7915 Elm Street 3 Bedrooms / 1.0 Baths

For more details visit www.LifeandHomes.comType in Quick Search #41501Clemens-Beckley Real EstateSharronPuglio•(315)334-1046



Holland Patent $129,90026 Dockside Drive - Waterfront

Condo 2 Bedrooms / 1.0 Baths

For more details visit www.LifeandHomes.comType in Quick Search #41395Coldwell Banker Prime PropertiesDebbieRoberts•315-796-2830

Morristown $184,000

A Tradition of Customer Service

that lives on in our Prudential Team!

www.prudentialcarucci.com(315) 733-0463

Joseph R. Carucci Real Estate600 French Rd., New Hartford

#1Customer

Service

I Have The Key To All Your Real Estate Needs!Call Me Today...

Melissa ClarkRealtor

Phone: 315-733-0463x227 Cell: 315-723-5584 Email: [email protected]

600 French RoadNew Hartford, NY 13413

Joseph R. Carucci Real Estate

Advanced Home Inspection Service LLC

15 years experience inspecting homesNYS Licensed/ Certifi ed Inspector

NEHA/NRPP Certifi ed Radon TesterWell fl ow/Septic Dye/Water Purity Testing

Providing our clients with an educated inspection of their new home purchase while looking for any

minor/major defects

NAHI Don Archer NRPPCall 315-792-9029

http://www.advancedhomeis.com

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3728 Snowden Hill 3 Bedrooms / 1.5 Baths

For more details visit www.LifeandHomes.comType in Quick Search #41360Hunt For HomesJeanHunt•315-725-4700



New Hartford $164,900Chenango County Dairy Farm 165 Acres




DeRuyter $350,000

259 Higby Road 3 Bedrooms / 1.5 Baths

For more details visit www.LifeandHomes.comType in Quick Search #41509Prudential J.R. Carucci Real EstateChristineOssont•315-733-0463



New Hartford $189,900Chenango Cty Equine Facility 120 Acres




Guilford $450,000

63 Imperial Drive 4 Bedrooms / 2.0 Baths

For more details visit www.LifeandHomes.comType in Quick Search #41512Prudential J.R. Carucci Real EstateDonnaMJordan•315-733-0463

Lic. R. E. Salesperson • [email protected]


New Hartford $177,700179 Cliff Road 3 Bedrooms / 1.5 Baths




Old Forge $94,500

1 Compton Road 5 Bedrooms / 4.0 Baths

For more details visit www.LifeandHomes.comType in Quick Search #41511Prudential J.R. Carucci Real EstateJoanAbend•315-733-0463

Lic R.E Associate Broker • [email protected]


New Hartford $389,000230 Spruce Drive 3 Bedrooms / 2.0 Baths




Old Forge $329,900

12 Colonial Drive 4 Bedrooms / 2.0 Baths

For more details visit www.LifeandHomes.comType in Quick Search #41513Prudential J.R. Carucci Real EstateMarkKall•(315)733-0463



New Hartford $139,900144 Old Indian Trail 3 Bedrooms / 2.0 Baths




Old Forge $309,000

Amy La ClairLicensed Real Estate Broker

(315)790-4153visit us on the web @ www.newnestrealty.com

Professional & Courteous Real Estate Services

New Nest Realty

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Thelma ChaseAssociate Broker

315.363.5464Kingsleyrealestate.com

Durhamville/Verona $154,900

3 bedroom, 3 bath Ranch home in V.V.S. School District Approx 2 acres of land. 1850 sq ft.

Canastota $107,000

Spacious 2500 sq ft home in Morrisville-Eaton school district. Six bedrooms. 2 baths.

Durhamville/Verona $89,900

4 bedroom, 2 bath ranch home located in the V.V.S. School District. Nearly 2 acres of land and 1750 sq. ft.

Clinton $117,900

Nice three bedroom ranch on quiet street. Attached garage, great yard, full basement!

Oneida Castle $82,900

Colonial style home featuring 3 bedrooms and 1 bath. Conveniently located in the Oneida school district. 1450 sq ft

Verona $89,000

5 year old ranch, three bedroom two full baths, Great yard, garage and air condition for those hot summer days ahead!

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The Jay Groah TeamLicensed Real Estate Sales Agents

315.735.2222 (office)315.272.3975 (jay)315.725.1608 (brandon)

Average Home Days On Market: 94

1312 Mathews Ave, Utica

Neat Arts-And-Crafts Bungalow

in a great neighborhood! Loads of

character.

812 Herkimer Road, Historic Three-Family on a beautiful

1.8 acre park-like yard.

8140 Glenwood Dr Fantastic neighborhood for this raised ranch. Central air, an acre lot.

103 Elm Street,Beautiful remodeled village home with a great finished attic. Fully updated.

703 Lee StreetBeautiful remodeled ranch! Gorgeous

new kitchen and bath. Must-See.

2123 Walcott AveAdorable cape cod! Loads of updates,

central air, wonderful street.

999 Fountain Street, KirklandWhat a value! 1800 s.f. 3 bed 2 ba

new construction ranch in Clinton!8824 Parker Hollow Road

Incredible 200-year old Greek Revival

home on 5 acres.

Utica $64,900

N.Utica $154,900

Floyd $139,900Ilion $89,900

Rome $79,900

Yorkville $87,900

Kirkland $229,900Barneveld $229,900

Our DOM:

30 Days

www.GetPackingCNY.com

JayListing Coordinator

BrandonBuyer Specialist

JordanOperations Guy

Faith Properties

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#1 Selling Coldwell Banker in the Mohawk Valley

Congratulations to theseTwo Top Selling Stars!

2306 Genesee Street, Utica, New York 735-2222Visit www.CentralNewYork.com for the best local searches!FAITH PROPERTIES

Jay Groah Linda Peters

April Stars

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SCAMPONEREAL ESTATE

797-7100

FOR A COMPLETE INVENTORY OF LISTINGS & UP TO DATE PROPERTY INFO, VISIT...

s c a m p o n e r e a l e s t a t e . c o m

South East Utica

Popular SE Utica location offers this 4 bdrm colonial in mint condition. Situ-ated on over 1 acre w/private rear yard. Gorgeous updated kit, fr w/full wall of brick fi replace & hdwds. Generous sized bedrooms. If you are quality conscious, this is the home for you!

$234,500MLS #1001373

NEW LISTING

Sylvan Beach

Immaculate updated, 3 bdrm, 1 bth, year round home. Situated on a double lot with a covered pavilion. Completely renovated in 1995 w/open concept of living room & kitchen. Let your summer fun start here or enjoy all year round.

$154,900MLS #1001534

NEW LISTING

Rome

Well maintained 2 story home on a large double corner lot. All natural woodwork w/refi nished hardwood fl oors, new kitchen w/granite countertops, stainless appliances. Full attic w/expansion possibilities. Screened sun-porch. Three bedrooms, 1 bath, formal dining room. Vinyl sided.

$92,500MLS #1001384

Frankfort

4 bdrm, 2 bth ranch home, completely updated, move in condition. Two new, tiled, full baths (one is mstr bth), refnshd hrdwds, roof less than 1 yr, new plmbng, large kit, lg din area, deck w/jaczzi, nice bdrm sizes, theatre/fm rm in fi nished bsmt w/pellet stv. Tastefully put together & wrapped up on 1.6a

$184,900MLS #912679

South East Utica

All new interior from fl oors & walls to ceiling, windows, furnace, kitchen & baths. 3 Bdrm, 2 ½ bath, w/1st fl r master, master bath, 1st fl r laundry, formal dining overlooks sunken family room, tiled foyer & kitchen, 2 bdrms & playrm/computer rm on 2nd fl r. New York Mills schools. Situated on a double lot w/screened sun porch. All new & incredible buy!

$240,000MLS #200800287

Frankfort

Contemporary styled home located on cul-de-sac in rolling hills, features 3 br, 2 1/2 bths. Master suite on 1st fl r. Balcony overlooking fr & dr. Front end eat in kit. Oversized 2 stall garage. Great covered porch in rear. Good value, great location.

$184,500MLS #1001414

Remsen

Wonderful, 4 bdrm, 2 ½ bath, year round home on the waters of Black River leading to Kayuta Lake. Full 40’rear deck overlooking water & boat dock. Views from master suite & lr w/sliders to deck. Easy one level living w/2 additional bedrooms & 1/2 bath up. Fireplace in lr. Fully furnished. A great home.$289,000

MLS #912298

East Utica

Smart investment in this remodeled 3 bdrm bungalow. New, fully applianced stailnless kitchen, new granite bath. Open archway from kit to large, formal dr. Crisp, clean space w/natural light, hardwoods, high ceilings. Updated: windows, exterior doors, electrical, hwh, kitchen insulation, plumbing, maintained & rebuilt furnace.

$79,900MLS #1000796

East Utica

Meticulously kept home w/affordable price. Good sized lr & dr, eat in kitchen. 3 br with offi ce or 4th br. Mostly new windows. Furnace only 10 yrs old. Some hardwood fl ooring under carpets. Great front porch. Full walk up attic.

$52,900MLS #1000350

New Hartford

Traditional architecture embraces modern day living in this 4 bdrm, 1 ½ bath brick colonial. Center hall foyer lends way to large principal rms, formal dining, fp in fr. Hrdwd fl ring & crisp, clean lines carry throughout. Classic built ins in almost every room boasts character & a rich interior distinguishes a 1st fl r study/den. Sunporch embraces comfort & relaxation. 2 Stl grg. W/loft. A must see!

$205,000MLS #912805

South East Utica

Pride of ownership shows thru on this won-derful 4/5 br cape. Meticulously maintained w/beautiful gardens w/in the fenced yard. Great fam rm w/pellet stove, lr, dr & 1 1/2 bths. Hdwds under 1st fl r carpet. Radiant heat on 1st fl r. A home you’ll be proud to call your own in this sought after location.

$159,000MLS #1001409

New Hartford

Newly constructed 3 bdrm, 2 bath ranch in the whitetail meadows development. Gorgeous brick oven kitchen w/maple cabinets, lr, dr, breezeway. Completed w/lawn, driveway, walkway. Turn key!

$253,000

South Utica

Dont miss this one! New siding, roof, furnace, windows and bath. Updated electrical & plumbing. 3 br, formal dr, large principal rooms. Master br large enough for reading nook or seating area. Fenced backyard. Call today!

$92,900MLS # 1000853

South East Utica

3 bdrm, 2 bth ranch, nearly 1800 sq ft, hrdwds, formal dr & lr, fplcd fr w/built in wet bar, eat in kit, mstr bth. Sliders from kit & mstr bdrm to private backyard, hot tub ingrnd pool. Many amenities & updates. $199,000

MLS # 1000130

New Hartford

Spacious split level home in popular Benton Hills. 3 Bedrooms, 2 baths. Fireplaced lr, dr, family room w/entrance to rear yard. Hardwood under lr & dr carpet. Oversized garage. Great cul de sac location. $164,900

MLS # 1000641

MLS #1000465

NEW PRICE

NEW PRICE

NEW PRICE

NEW PRICE

NEW PRICE

NEW CONSTRUCTION

NEW LISTING

NEW LISTING

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Kay Real Estate, established in 1983, has been serving Oneida and surrounding areas for 25 years. Their success can be partly attributed to the community itself by being centrally located between 2 major cities helping to make Oneida an excellent place to reside. Please feel free to contact us to discuss how we can assist you with your real estate needs.

126 Main St., Oneida, NY • 315.363.9191 • www.kaysteam.com

Kay Real Estate

Your All Inclusive Home Directory LifeandHomes.com 229 Wilson St. Commercial

For more details visit www.LifeandHomes.comType in Quick Search #41489Don Kingsley Real EstateThelmaChase•315-363-5464



Oneida $149,0006325 Moot Road 5 Bedrooms / 3.0 Baths

For more details visit www.LifeandHomes.comType in Quick Search #41500Re/Max Realty ResultsOlgaGrandinette•315-794-1554



Oneida $389,000

312 Broad Street Offices for Rent




Oneida338 Earl Avenue 2 Bedrooms / 1.5 Baths




Oneida $93,900

1094 Abes Way 3 Bedrooms / 2.5 Baths

For more details visit www.LifeandHomes.comType in Quick Search #33578Kay Real EstateJanetMautner•315-363-9191



Oneida $219,5006846 Liberty Street 5 Bedrooms / 2.0 Baths

For more details visit www.LifeandHomes.comType in Quick Search #41510Prudential J.R. Carucci Real EstateEugenePrimarolo•315-733-0463

• [email protected]


Stanwix $134,900

116 Morgan Lane 3 Bedrooms / 2.0 Baths




Oneida $187,50025030 Co. Rte. 53 3 Bedrooms / 2.0 Baths

For more details visit www.LifeandHomes.comType in Quick Search #41539Lake Ontario RltyAprilMarvin•315-778-8042



Pamelia $279,000

612 Deerfield Drive 4 Bedrooms / 2.5 Baths

For more details visit www.LifeandHomes.comType in Quick Search #41481Kay Real EstateKatieFalkenmeyer•315-363-9191



Oneida $319,90018865 N. Main Street 4 Bedrooms / 2.0 Baths

For more details visit www.LifeandHomes.comType in Quick Search #41531Gokey Real EstateMargaretNolan•315-853-3767



Poland $179,000

MidStateContracting

Barry Kotary7710 McKern RdRome, NY

Siding • Decks Windows • Additions

Overhead Doors Fully Insured

FREE Estimates

315.335.8073

You don’t need to be an expert to buy or sell real-estate! You

need an expert working for you. I supply you with the information you need to make informed choices. We can work together to get you and your family what you need in the time you need it. Pick up the phone and interview me for the job of being your Agent! 315-525-1974 Cell Phone Anytime • [email protected]

Laura MinardColdwell Banker Prime Properties

Phone: 315-768-1680 x 205 Web: lauraminard.com

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130 First Street 5 Bedrooms / 2.0 Baths




Rome $64,500507 E. Bloomfield St. 3 Bedrooms / 1.0 Baths




Rome $29,900

6199 Lorena Road 3 Bedrooms / 1.5 Baths

For more details visit www.LifeandHomes.comType in Quick Search #336161St. Rome RealtyTracyWinterton•315-335-3843



Rome $175,0006 Pine Haven Circle 3 Bedrooms / 2.0 Baths

For more details visit www.LifeandHomes.comType in Quick Search #41344National M&D Dailey RealtyMariaE.Dailey•315-336-0433



Rome $39,900

8103 Pinebrook Lane 4 Bedrooms / 2.5 Baths

For more details visit www.LifeandHomes.comType in Quick Search #41370Coldwell Banker Prime PropertiesGaetanoBelmonte•315-768-1680



Rome $272,900219 E Whitesboro 4 Bedrooms / 2.0 Baths

For more details visit www.LifeandHomes.comType in Quick Search #41345National M&D Dailey RealtyMariaE.Dailey•315-336-0433



Rome $69,000

8703 Maple Lane 4 Bedrooms / 2.0 Baths

For more details visit www.LifeandHomes.comType in Quick Search #41462Coldwell Banker Prime PropertiesGaetanoBelmonte•315-768-1680



Rome $159,900611-613 Chatham St. 3 Bedrooms / 2.0 Baths




Rome $139,900

5600 Golly Road 5 Bedrooms / 2.0 Baths




Rome $125,000111 E Sycamore Street 4 Bedrooms / 2.0 Baths




Rome $106,900

Barbara Dunn Realty

215 N. James Street Rome315-337-1677 • [email protected]

KD Homes featuring

Bill Lake Homes A different kind of home built with pride & integrity by professionals.

Bill Lake has been the leader in building energy effi cient custom homes for over 43 years. Call Dave today!

KD Homes Rt 12 Waterville, NY 13480

841-8700 email [email protected]

web kdhomesny.com

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Beautiful & Affordable Home SitesFROM 5 ACRES TO 40 ACRES • PRICES FROM $14,900

POND VIEWPrivate family community for fun & investment

35 Exceptional homesites set on 235 acresRiding trails, stocked fi sh ponds, sunset views

Direct Snowmobile & ATV TrailsOut Your Door To The Ridge Runners Clubhouse

Middleville, Herkimer County, NY Ph. (315) 891-3254

BRING US YOUR BEST DEAL

- WE WILL BEAT IT! -

“IT’S SIMPLE”We can give you be� er speci� cations, more

upgraded features, and a higher quality home And we can do all this for less money.

Stick Built QualityModular Homes

Ph: 315-891-3254

LAND STEAL50% OFF

All Remaining Lots To Be Sold At 1/2 Price

NEW HOMES MODULAR

Special Onsite Financing Available“Buy Now - Build Later”

THIS IS THE BEST DEAL AROUND

Denise WitchleyLic. Real Estate Broker/Owner

337-0841 offi ce335-6971 cell337-7973 fax

For more information on any of these homes, visit

www.LifeandHomes.com and type in the QSN#

Rome $58,9003 bed 2 full bath mobile home.Open fl oor plan. Nice and bright. Fireplace in living room; double closets in master suite; ramp; super back deck, central air and private back yard.

QSN#41379

Rome $149,900Farm/Land QSN #33888

Rome $61,8903 bed ranch - could be 4. Has main fl oor laundry. Nice layout. Convenient location. Good sized back yard.

Wampsville $199,900A beautiful mix of old world charm and modern conveniences. Home completely renovated. Quality craftmanship abounds. Ceramic tiles, fl oors, kitchen island, cabinets, windows, carpets, baths, garages, septic, water heater and I’m sure I missed a few - all new! Lovely yard. Plenty of space for play and entertaining inside and out.

Rome $87,9004 bed 2 full bath home with tons of space. Good sized rooms. Sliding doors from both the formal dining room and family room downstairs lead to deck and above ground pool. Large back yard. Convenient location!

QSN#41380

QSN#41521

QSN#41520

Rome $29,9002 Family QSN #33755

Rome $67,900Bring your suitcases! Adorable 2 bedroom - bigger than it looks. Well kept, clean. Located on a less-travelled street. Master bed has large walk in closet. Nice sitting room upstairs. Great sun porch facing large back yard. Owner needs to find and close on suitable housing.

QSN#41157

Rome $174,900Commercial QSN #33926

www.homecomingrealty.net • 734 Erie Blvd. W, Rome, NY 13440

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100 W. Seneca St. Commercial




Sherrill $159,900429 Larchmont Ave 4 Bedrooms / 1.5 Baths

For more details visit www.LifeandHomes.comType in Quick Search #41365 JoanneShedd•315-790-1997



Utica $145,000

4731 Marble Road 4 Bedrooms / 3.5 Baths




Sherrill $294,50031 Nob Road 5 Bedrooms / 3.0 Baths

For more details visit www.LifeandHomes.comType in Quick Search #41514Prudential J.R. Carucci Real EstateDeniseSadallah•315-733-1463



Utica $249,900

1429 Conkling Avenue - 2 Family 6 Bedrooms / 2.0 Baths




Utica $52,9001602 Sherman Drive 4 Bedrooms / 2.5 Baths

For more details visit www.LifeandHomes.comType in Quick Search #41442Prudential J.R. Carucci Real EstateJosephColacicco•315-733-0463



Utica $229,900

3 Sherman Place 4 Bedrooms / 2.0 Baths

For more details visit www.LifeandHomes.comType in Quick Search #32157The Nehemiah FundTonyMyers•315-525-6291

Investor • [email protected]


Utica $59,90010 Foery Drive Unit #309 2 Bedrooms / 2.0 Baths

For more details visit www.LifeandHomes.comType in Quick Search #41441Prudential J.R. Carucci Real EstateJosephColacicco•315-733-0463



Utica $115,000

15 Hampden Place - 2 family 6 Bedrooms / 2.0 Baths




Utica $74,900905 Springate Street - 2 units 6 Bedrooms / 2.0 Baths




Utica $62,900

9102 main street, Westernville, nY 13486owned by 5th generation descendants of General William floyd- signer of the declaration of independence. 2 story 4,000+/- federal Home (circa 1830 with 15 rooms that include: 6-7 bedrooms, 3 full baths & 1 car attached garage on 1.7 acres! features open front porch w/ columns, front entry hall, under the stair storage, wide board fl oors throughout home. front living room w/ fi replace mantel, dining room w/ fi replace & cast iron box stove & brass chandelier. Hallway to backside (south), w/full bath. Parlor/bedroom has fi replace w/mantel, stairway to 2nd fl oor. off dining room is door to eat-in kitchen w/ pine cabinets, original cooking fi replace w/ side oven, wall oven, stainless steel counter tops, dishwasher, electric cook top, 2 person bar. Bidding starts at $1! Personal property to auctioned after real estate!

dir: Located at the corner of main st. & dopp Hill Rd. & Rte 46, Westernville, nYopen House: sun June 6 &13, 12pm-4pm; Thursday & friday June 17-18, 12pm-4pm; Plus one hour before auction.$2.00 admission charge to be donated to Westernville fire department!

Unreserved Real Estate & Contents Auction Saturday, June 19 & Sunday June 20; 10am

Real Estate Auction Co., Inc.

2052 Lamson Rd.Phoenix, NY 13135

www.brzostek.com1-800-374-SELL

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PRIME PROPERTIES

St Lawrence River - 1000 IslandsWaterfront Condos

with Boat Slip

New ConstructionStarting at

$184,000

Ground-Middle-Penthouse Levels still available, All with Waterfront Views!

Each 1100 sq ft unit features 2 bedrooms, heat, central air, fully applianced kitchen, washer & dryer, fi replace, carport, and boat slip.

Only 9 Units Remaining! Dockside Resorts, Morristown, NYConveniently Located between Alexandria Bay & Ogdensburg, NY

See more photos at www.8docksidedrive.com Debbie Roberts315.796.2830

7

6377 State Route 233, Rome NY • 315-336-7323

Gracious Community Living • Meticulously Maintained • Rome Water Secure • Financing Available • No Closing Costs • Westmoreland Schools

Open Mon, Tues, Wed, Fri, Sat by appointmentMore Available - Come in for a List!

4 BedroomLarge New 4 Bedroom 2 Bath Ranch. New Range and Refrigerator,

Great for Kids, on Cul-De-Sac, Large Deck and Storage Shed $58,900

Beautiful RanchOwner Transferred. Pristine 3 Bedroom 2 Bath Ranch, Central Air, New Windows,

1½ Car Garage, Large Deck, Some Harwood Floors, Jacuzzi. Reduced- Must Sell! $48,900

On Cul-De-SacVery Nice 3 Bedroom 2 Bath Ranch on Cul-De-Sac. Fireplace,

Oversized Insulated Garage New Roof, New Carpet, New Windows $49,900

Our Best BuyJust Remodeled 3 Bedroom 2 Bath Ranch, Central Air, Carport

Storage Shed, New Carpet $35,900

Great Floor PlanSpacious 3 Bedroom, 2 Bath Ranch, 1½ Car Garage, Central Air, Large Deck,

and All Appliances, Including Washer, Dryer, and Dishwasher. $54,900

Near NewNewer 3 Bedroom 2 Bath Ranch, Central Air, Open Floor Plan.

Owner Anxious. $59,900

PRICE S

LASHED

PRICE S

LASHED

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#1 Selling Coldwell Banker in the Mohawk Valley 2306 Genesee Street, Utica, New York 735-2222Visit www.CentralNewYork.com for the best local searches!FAITH PROPERTIES

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Anthony VaccarelliSandra Walser Audrey Johnson Barb Roberts Ben Tringo Bitsy Maye-Rattler Bozena Sroczyk Cindy Major Cliff Ganey Deborah Hapanowicz Derby Family Diane Lockwood Henri Abiyaghi Ismail Yildirim Jay Groah Michelle Faga Veronica Coe

Susan MartorellJC PantolaCindy Lazzaro Jenny Carabin Jim Lenahan John Brown Jonathon Smoulcey Judy Hinman Keith Schuderer Kelli Inserra Linda Peters Lori Hamlin Lori Scalise Marcia Archibald Pauline Nicoterra Rick Rodio Rosemarie CostelloBert McCumber

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Adeline Gri� ths

Anne Hameline

Azza Diorgi

Carla Dochterman

Carole Owen

Dave Malozzi

Linda Cavalier

Luis Montero

Mark Canter

Michael Grassi

Paul Durrigan

Ruth Fanelli

Sam Vedete

Tom Conte

Vera Sadallah

Alice Donnelly

Anthony Desarro

Brett Lojewski

Carol Chiarello

Caroline Marino

Kim Johnson

Linda Kuzniar

Marilyn Valvo

MaryBeth Roberts

Pat LoGuidice

Rosemary Nicotera

Sabrina Arcuri

Susan Alberico

Tom Mazzotta

Wade Evans

Campion-Weeks

735-8515141 Genesee St., New Hartford

www.campionweeks.comVoted Top Residential Real Estate Compnay

Rome $350,000Exceptional Opportunity to own this “One of a Kind” 5 bedrm brick colonial. FR, DR, library, 3 full and 2 half baths. Maids quarters, 3 car carriage house w/ apt. Inground pool. MLS#912768www.Campionweeks.com 735-8515

New Hartford $549,900Picturesque view from this fabulous contemporary. Great room, cathedral ceilings, gourmet kitchen, DR, 1st fl oor master. 3.5 baths, sunroom, 3 car garage.MLS#101154www.Campionweeks.com 735-8515

Marcy $229,900Beautiful & spacious brick ranch on 6+ acres. 4 bedrooms, fi replace, new windows & doors. FR, DR, in-law apt, double garage.MLS#100532www.Campionweeks.com 735-8515

Southeast Utica $399,900Spectacular contemporary w/ 4 bedrooms, 2.5 baths, DR, FR, Granite, marble, maple cabinetry, inground pool, offi ce. ‘A Must-See Home.”MLS#101115www.Campionweeks.com 735-8515

New Hartford $369,900Fabulous South Woods colonial with 4 bedrms, 3.5 baths, fi nished basement, FR, DR, marble counter tops, HW fl oors, attached garage.MLS#101245www.Campionweeks.com 735-8515

New Hartford $169,900Stylish & elegant 2 bedrm, 2.5 bath condo in Sherman Oaks. DR, FR, garage. Completely renovated.MLS#101432www.Campionweeks.com 735-8515

Frankfort $239,000Stunning 3 BD, 2 bath home with woodmode kitchen, DR, FR, gorgeous view. In-law apt. 2 Car garage.tMLS#101020www.Campionweeks.com 735-8515

Southeast Utica $235,000Classic and spacious 4 bedrm, 2.5 bath colonial in quiet cul-de-sac. DR, updated kitchen, covered patio. Double garage. Fenced, private yard.MLS#101139www.Campionweeks.com 735-8515

New Hartford $170,000Well maintained 3 bedrm townhouse in Oxford Heights. Dining area, 2.5 baths. Updated roof, appliances, fl ooring. Nice deck. Att gar.MLS#100636www.Campionweeks.com 735-8515

New Hartford $178,900Unique property offering 3 bd, 1.5 bath ranch on 1.6 acres. Att gar plus lge 2 story gar w/ 3 bd in-law apt. Inground pool. Many updates.MLS#100709www.Campionweeks.com 735-8515

New Hartford $219,900Meticulous 4 bedrm, 2.5 bath colonial on a lovely country lot. DR, FR, 2 car garage. Updates. Excellent buy!MLS#101479www.Campionweeks.com 735-8515

Marcy $258,500Gorgeous 4-5 bedrm, 3 bath transitional cape. DR, FR, att double gar. 1st fl oor mstr suite. Central air. Only 4 yrs young. Approx 2600 sq/ft.MLS#912704www.Campionweeks.com 735-8515

South Utica $185,000Traditional, center hall colonial, Pattery Barn de-cor! 4bd, DR, 2.5 baths, updated kit & baths. 1st fl oor laundry, Double garage, Lower level FR.MLS#100844www.Campionweeks.com 735-8515

Oriskany $154,900Spacious, open concept 3/4 bedroom raised ranch. Dining Room, 2 family rooms, 2 car garage, deck, pool. MLS#101328www.Campionweeks.com 735-8515

South Utica $115,000Nice 3 bedroom, 2 story home in popular Ridgewood. DR, fi replace, garage. Freshly painted interior. MLS#101030www.Campionweeks.com 735-8515

Whitestown $114,900Contemporary chalet style home w/ open fl oor plan. Beautiful, custom kitchen, dining area, 2 bedrooms, huge wrap around deck. MLS#101085www.Campionweeks.com 735-8515

Schuyler $58,000Immaculate, newer 3 bedrm, 2 bath double wide. Den or 4th bedrm, central air, deck. Appliances. Located in park just over city line.MLS#100396www.Campionweeks.com 735-8515

South Utica $92,000Nice, 2 story with newer roof & furnace. Formal DR, 1st fl oor laundry. Fenced yard.

MLS#101143www.Campionweeks.com 735-8515

Ilion $118,900Immaculate 3 bedrm cape. DR, eat-in kit. Gar. Many updates. Home Warranty.


Boonville $99,900Beautiful, charming village home, 4 bedrooms, 1.5 baths, den DR, great yard. Garage. Wonderful detail throughout.MLS#911869www.Campionweeks.com 735-8515

Constantia $82,000Nice 3 bedrm double-wide on 7 acres. Great location near Oneida Lake. Borders snowmobile trails. Garage. MLS#101294www.Campionweeks.com 735-8515

East Utica $58,000Affordable 2 bedrm bungalow. HW fl oors, re-placement windows, DR, spacious yard.


Yorkville $68,900Affordable 3 bedrm, 2 bath bungalow. Family room, vinyl siding, 2 car garage. Whitesboro schools.


West Utica $69,900Well maintained 2 family near Faxton Hospital. 3 bedrms in each apt. Separate utilities, 2 car gar. Newer roof, furnaces & hot water tanks.MLS#1001571www.Campionweeks.com 735-8515

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Your All Inclusive Home Directory LifeandHomes.com 3799 Kenwood Avenue 3 Bedrooms / 2.0 Baths

For more details visit www.LifeandHomes.comType in Quick Search #32864Kay Real EstateJulieStickels•315-363-9191



Vernon $197,9007660 Gifford Hill Rd 3 Bedrooms / 1.0 Baths

For more details visit www.LifeandHomes.comType in Quick Search #41503Clemens-Beckley Real EstateKimberlyA.Beckley•315-334-1046



Westernville $89,900

4588 Verona Street 4 Bedrooms / 2.0 Baths




Vernon $154,9007 Lake View Drive 3 Bedrooms / 1.0 Baths

For more details visit www.LifeandHomes.comType in Quick Search #41502Clemens-Beckley Real EstateSharronPuglio•(315)334-1046



Westernville $239,900

7784 Lewis Rd 4 Bedrooms / 1.5 Baths




Vienna $93,9006714 Dix Rd. 2 Bedrooms / 1.0 Baths

For more details visit www.LifeandHomes.comType in Quick Search #33918Dick Stanton Real EstateMikeMcNaughton•315-264-3081



Westmoreland $84,900

7436 St Rt 13 2 Bedrooms / 0.5 Baths

For more details visit www.LifeandHomes.comType in Quick Search #41192Don Kingsley Real EstateThelmaChase•315-363-5464



Vienna $64,9005860 Bartlett Road 4 Bedrooms / 3.0 Baths




Westmoreland $170,000

4157 Mud Lake Road 4 Bedrooms / 2.0 Baths

For more details visit www.LifeandHomes.comType in Quick Search #41364A.Fumarola /Joyce RealtyCarriePodagrosi•315-723-3021

Agent • [email protected]


West Leyden $139,90018 Symphony Place 4 Bedrooms / 2.5 Baths




Whitestown $359,900

8086 Seneca Tpke Clinton, NY [email protected]

315-732-9577

Services Include:- kitchen-bathroom remodels- trim work and painting- flooring- windows and doors- seamless gutters and covers

No Job Too Small!

A Tradition of Customer Service

that lives on in our Prudential Team!

www.prudentialcarucci.com(315) 733-0463

Joseph R. Carucci Real Estate600 French Rd., New Hartford

#1Customer

Service

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Lot owners homeowners

3 Bedrooms, 2 bathsFull Basement, 2 Car Garage

(stone optional).Not Included- Water Well

Sewer, Finished Landscapingand Interior Painting

$159,900.00 On Your Lot

We Remodel Too!

Hey, call us738-9458

Or Let Us Design Your New “Dream Home.” Whitesboro’s Elegant “Hart’s ViEW tErracE”

Still has 4 Choice Suites Available(1) 3+ Acre Parcel • (1) 5+ Acre Parcel • (2) 1/3 Acre Lots

• Garages • Decks• Additions

• Kitchens • Baths• Sunrooms

Phone: 738-9458 or 723-0823 Mailing Address: Box 4625 Utica, NY 13504Email: [email protected]

Over 50 Years of Quality Custom Homes, Dependability, & Fair Prices

L&A BuiLders

#1 Selling Coldwell Banker in the Mohawk Valley

Each Offi ce is Independently Owned and OperatedFAITH PROPERTIES

2306 Genesee Street, Utica, New York 315-525-7600Visit www.CentralNewYork.com/Bozena for the best local searches!

Utica $84,900Move in Condition! 2 story w/ 4BDRMS, 2 full baths w/ jacuzzi tub. Appliances included. Many Updates!

Utica $44,900Great 2 family with 3 bedrooms each fl oor. Separate utilities, nice hardwoods fl oors, newer front porches.

Utica $59,900Very well maintained 2 family w/ 3 bedrooms each floor. Large rooms, separate utilities, nice hardwoods. Newer 2 hot water tanks, plumbing, & electric panel.

Yorkville $79,900Spacious Bungalow offers 3 bedrooms, 1.5 Baths, nice living room. Formal dining room, hardwood floors, kitchen with all appliances,new counter top, & tile.

Russia $64,900Country living! 2 bedroom ranch, minutes from Hinckley, newer kitchen, windows, siding, and 2 stall garage. Den could be used as a third bedroom.

Utica $89,900Well maintained, 2 story w/ 3 BDRMs, 1 1/2 BA. Open living, dining and family room with pellet stove, large kitchen w/ all appliances.

Bozena SroczykAssociate Broker

[email protected]: 315-525-7600Fax: 315-735-1727

Thinking of Buying or Selling?Contact Me TodayFor a Full Time Professional Advice & Service

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mortgageCorner

If you have fallen behind on your payments, consider discussing the following foreclosure prevention options with your loan servicer: Reinstatement: You pay the loan servicer the entire past-due amount, plus any late fees or penalties, by a date you both agree to. This option may be appropriate if your problem paying your mortgage is temporary.

Repayment plan: Your servicer gives you a fixed amount of time to repay the amount you are behind by adding a portion of what is past due to your regular payment. This option may be appropriate if you’ve missed a small number of payments.

Forbearance: Your mortgage payments are reduced or suspended for a period you and your servicer agree to. at the end of that time, you resume making your regular payments as well as a lump sum payment or additional partial payments for a number of months to bring the loan current. forbearance may be an option if your income is reduced temporarily (for example, you are on disability leave from a job, and you expect to go back to your full time position shortly). forbearance isn’t going to help you if you’re in a home you can’t afford.

Loan modification: You and your loan servicer agree to permanently change one or more of the terms of the mortgage contract to make your payments more manageable for you. modifications may include reducing the interest rate, extending the term of the loan, or adding missed payments to the loan balance. a modification also may involve reducing the amount of money you owe on your primary residence by forgiving, or cancelling, a portion of the mortgage debt. Under the mortgage forgiveness debt Relief act of 2007, the forgiven debt may be excluded from income when calculating the federal taxes you owe, but it still must be reported on your federal tax return. for more information, see www.irs.gov. a loan modification may be necessary

if you are facing a long-term reduction in your income or increased payments on an aRm.

Before you ask for forbearance or a loan modification, be prepared to show that you are making a good-faith effort to pay your mortgage. for example, if you can show that you’ve reduced other expenses, your loan servicer may be more likely to negotiate with you.

Selling your home: depending on the real estate market in your area, selling your home may provide the funds you need to pay off your current mortgage debt in full.

Bankruptcy: Personal bankruptcy generally is considered the debt management option of last resort because the results are long-lasting and far-reaching. a bankruptcy stays on your credit report for 10 years, and can make it difficult to get credit, buy another home, get life insurance, or sometimes, get a job. still, it is a legal procedure

that can offer a fresh start for people who can’t satisfy their debts.

if you and your loan servicer cannot agree on a repayment plan or other remedy, you may want to investigate filing Chapter 13 bankruptcy. if you have a regular income, Chapter 13 may allow you to keep property, like a mortgaged house or car, that you might otherwise lose. in Chapter 13, the court approves a repayment plan that allows you to use your future income toward payment of your debts during a three-to-five-year period, rather than surrender the property. after you have made all the payments under the plan, you receive a discharge of certain debts.

To learn more about Chapter 13, visit www.usdoj.gov/ust; it’s the website of the U.S. Trustee Program, the organization within the U.S. Department of Justice that oversees bankruptcy cases and trustees.If you have a mortgage through the Federal Housing Administra-tion (FHA) or Veterans Administration (VA), you may have other foreclosure alternatives. Contact the FHA (www.fha.gov) or VA (www.homeloans.va.gov) to talk about them.

avoiding default and Foreclosure

Roger Guerrieri 315-533-7160

Mortgage Originator

Financial Services, Inc.10 Main Street • Suite 200 2nd Floor Whitesboro, NY • HomesteadFinancial.net

100% Purchase Money Loans NO Downpayment • NO Monthly PMI

Call for Details

Licensed Mortgage Banker • NYS Banking Department

Adam Hearty 315-404-5253

Mortgage Originator

Anthony Tefel 315-534-2524

Mortgage Originator

LOWEST Rates in the Area!

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Log Homes, Basements, Custom Kitchens,

Additions, Carpentry. General Contracting.

Electrical Work. Log Homes, Basements, Cus-

tom Kitchens, Additions, Carpentry. General

Contracting. Electrical Work.

315-942-4949 Member Since 08/09

BuildersADIRONDACK BUILDERS

Easy Track Closet Systems - Estimates, Design,

Installation. The More Economical, Easy Installa-

tion System on the Market.

315-337-3340315-732-2350 Member Since 02/08

ClosetsTHE HEARTH SHOP @ UNIV. BLDG SUPPLY

Serving all of the North Country. From the

Adirondacks to Lake Ontario. We come to you!

315-285-5074Member Since 04/10

EnergyENERGY & INSULATION SOLUTIONS

Deansboro • Servicing CNY. Bobcat and mini

excavator, Septic, Sewer, Trenching, Posthole Drill-

ing, Demolition

315-841-3573 Member Since 03/06

ExcavatingBCS EXCAVATING

CNY’s Source for Warmth! Fireplaces, stoves,

inserts,logssets - biofuels, gas, pellet or wood. Also

mantles, custom stone work, custom hearths.

Free estimates.

315-337-3340315-732-2350 Member Since02/08

Fireplaces & StovesTHE HEARTH SHOP @ UNIV. BLDG SUPPLY

High quality dust free fl oor refi nishing. Genera-

tions of high tech methods, knowledge and hard

working values provides a stress free experience.

315-735-5299Member Since 05/10

FlooringTRU-LINE LANE & FLOOR

Serving CNY. Quality Amish Solid Wood Furniture

at Affordable Prices. See our great selection of

Tables, Chairs, Hutches, Bookcases, Bedrooms,

and much, much more. www.IronwoodCNY.com

315-853-7300 Member Since 09/07

FurnitureIRONWOOD FURNITURE

Heating Oil, Kerosene, Diesel, Gasoline &

Heating Equip. Propane in Madison/Oneida

Counties. www.mohawkhcs.com

800-432-8669800-765-6511800-692-2525Member Since 09/07

HeatingMOHAWK HOME COMFORT SERVICES

Country Suburban will do “Whatever it

takes” to ensure that you are thrilled with

your new system and energy effi ciency.

315-735-5300Member Since 09/07

COUNTRY SUBURBAN HEATING & AIR CONDITIONING

On the Corner of Rt. 8 & 20 mins from Utica.

Custom Cabinetry, Flooring, & Molding for all your

needs.

315-822-0010Member Since 11/07

Home InspectionHOME PRO HOME INSPECTIONS

Serving CNY and the Mohawk Valley. Pre-listing

& Buyer inspections, Septic Systems, Inspections

& Dye Tests, Water Purity. The Only Local NYS DOH

ELAP Certified Continuous Monitor Radon Testing

Lab in Oneida County.

315-363-8074Member Since 07/08

SMITH INSPECTION SERVICES, LLC

Performing quality inspections at a reasonable

price, I pride myself in providing a comprehen-

sive, independent evaluation of your home!

315-420-2832Member Since 01/09

SHIRE INSPECTION SERVICES, INC

Serving CNY. Specializing in Spray-On-Foam. Fully

Insured. Energy Saving Benefi ts. Free Estimates

315-269-7900Member Since 09/07

InsulationENVIRONMENTAL CONTRACTING

Empire is a locally owned company featuring

a complete kitchen & bath showroom. Our

cabinet lines include: Omega, Plain N’ Fancy and

Armstrong. Let our design team help you with

your next project.

315-733-0408Member Since 04/08

Kitchen & BathsEMPIRE BATH & KITCHEN, INC.

Serving CNY. Check out our winning combina-

tion of Kitchen Design Center & Custom Stair

& Millwork. We handle Yorktowne & Kraftmaid

Cabinetry

315-724-7049Member Since 07/08

KITCHEN DESIGN CENTER

We have our own Crew with over 25 Years Experi-

ence Building Log Homes Throughout New York

State Including the Adirondack Mountains.

315-824-1571Member Since 05/10

Log HomesCEDAR HOMES OF DISTINCTION

Serving CNY. “The Best Homes at the Best Prices.”

We will not be undersold. “Stickbuilt Quality”

Modular Homes.

315-891-3254Member Since 06/07

Modular HomesNEW HOMES MODULAR CO

Over 50 years combined door experience

with fully trained service tech’s. We offer

24 hr emergency service 7 days a week.

Residential or commercial.

315-768-7886Member Since 05/10

Overhead DoorsOVERHEAD DOOR CO. OF UTICA, INC

Retaining Walls, Patios, Mulch & Stone, Fire Pits

& Places, Masonry Tools, Decorative Stone. Call

Today For All Your Landscaping Needs.

315-724-8111Member Since 03/08

Stone & Landscaping ProductsMADDEN CONCRETE & MASONRY SUPPLY

Sales • Service • Repairs • Installation • Quality &

Dependable Service for 20 Years.

315-717-6499Member Since 04/09

Swimming PoolsTREEN’S POOLS

Serving All of CNY. Basement & Crawlspace

Waterproof Solutions. Foundation Repair.

www.wilcoxbasement.com

315-896-3979Member Since 03/07

Waterproofi ngWILCOX BASEMENT SYSTEMS, INC

Well Drilling & Water Systems. Established 1916.

Well Drilling- Rotary & Cable Tool. Water Pumps -

Serviced & Installed. Certifi ed by National Ground

Water Assoc.

315-697-7720Member Since 10/07

Well DrillingAW KINCAID INC

The Missing Pieces to a Hassle-Free Home

Home Service network Exclusive Members That Have Shown Exceptional Customer Service

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Near Little Falls, NY. 35 acres of beautiful land with a large 3 story 10 bedroom Victorian Home. This beautiful home is a well maintained home with some remodeling done, but most of the original woodwork is still intact. Large rooms, high ceilings would make a beautiful Bed n Breakfast situated on a quiet road. Overlook-ing Adirondack Park. Mins from I90 Thruway. Unbelievable hunting, fi shing, hiking, skiing, and snowmobiling trails all within minutes drive. Within an hour of Albany International Airport.

Herkimer County $179,000

Herkimer County Hobby Farm. 100+/- acres 25 acres in pasture and fi elds. Balance woods and large beaver ponds. Awesome white tail deer & turkey hunting. Good 2 story 5 bdrm Colonial Brick home in good condition. Large rooms high ceilings. Good spacious home. Good 40x80 pole barn for horses or beef, machine and hay storage. 2 story barn, has been used for additional storage. Close to I90, shopping, hospitals close by. Not far to the Adirondack Mountains.


Southern Herkimer County Gentleman’s Farm w/58 acres & Beautiful home. Very nice 2 story 4 bdrm home. Well kept & maintained. Good 2 story 36x70 barn. Room for 25 head of cattle. Farm has a very nice year round stream. Decent fencing for beef. Lots of deer & turkey. This would make an excellent farm to run beef or horses. Great place for a road side stand. 20 mins from shopping & several hospitals. 5 mins to schools.


480 acre farm 180 acres tillable. Balance woods and pasture. Good 2 story 4 bdrm home w/2 car garage. Very cheap inexpensive power. Farm has a beautiful year round stream. Several ponds. Excellent hunting & fi shing. Close to 300 miles of snowmobiling & ATV trails. This would make a wonderful farm to raise beef, horses, make hay. Lots of road frontage. A great investment property. Close to the Adirondack Mountains. Not far from Route 90 Thruway. Easy to get to.

Oneida County $550,000

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To See the Progress of the Homes Pictured Above, Log On to www.LifeandHomes.com and type in the QSN#.

1 0 5 M a i n S t r e e t W h i t e s b o r o , N Y

www.ColonialSquareTwinHomes.com

Laura MinardLicensed Real Estate Salesperson315-768-1680 Ext 205 Office

315-525-1974 [email protected]

3 bedroom, 2 bath home with hardwood floors, designer series gas fireplace, vaulted

ceilings, stone masonry, energy star windows,

formal dining room, granite countertops, and 80%

reduced property taxes.

2 bedroom, 2 bath town home with granite countertops,

central air-conditioning, and a 12x12 back deck, with the other half of the town home

still available for sale in which the home buyer can upgrade to their personal preference

and satisfaction.

3 bedroom, 2 ½ bath two story colonial with a full,

walk-out basement, stone entry, hardwood floors, three

stall garage, whirlpool tub, gourmet kitchen, spray foam

insulation, and energy star windows.

Twin Home Prices from $189,900

[email protected]

Competitive Pricing

QSN#33997 QSN#33998 QSN#33999 QSN# 34001

New CoNStruCtioN

North Utica New Hartford North UticaNorth UticaNorth Utica North Utica

North Utica

$319,900

$219,900

$239,900$349,900$209,900

Come to anOpen HouseCall Laura for Showing

We won’t be undersold.

We will beat any price!

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