Liberty Mutual AUTO and HOME Voluntary Benefits

BigBand Networks

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About Liberty Mutual.

Private provider of personal automobile, homeowners, workers compensation, general liability, commercial auto, business property, group disability, life and international insurance products and services

Employs approximately 41,000 people in more than 900 offices throughout the world

$94.6 billion in consolidated assets and $25.9 billion in annual consolidated revenue as of 2007

Fortune 100 ranking

J.D. Power and Associates Call Center Certification

Available in all 50 states

Headquartered in Boston

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Experience the best.

5th largest property and casualty insurer in the US based on 2007 direct written premium

9th largest writer of personal lines insurance in the U.S.

10,000+ affinity relationships: employee voluntary benefits programs and alumni and professional association programs

80% of all Liberty Mutual’s new personal insurance business comes from affinity groups.

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A better way to buy insurance.

Insurance products your employees need …

Auto, Home, Life, Condo, RentersPersonal Liability / Umbrella Identity Fraud ExpenseWatercraftFlood, EarthquakeMotorcycle, Recreational Vehicles

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A better way to buy insurance.

…at a price you’ll really like

Since BigBand Networks is participating in this voluntary benefit you could save hundreds of dollars on your auto and home insurance with our exclusive group discount, as well as many other discounts!

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Savings.

Substantial discountsEmployer group discountHome discountsAuto discountsMulti-policy discount

Insurance coverages, discounts and credits vary by state. To the extent permitted by law, applicants are individually underwritten; not all applicants may qualify.

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Convenience.

Easy to enroll & obtain a quoteLocal agentOnsite repPhone Internet

Convenient payment optionsElectronic funds transfer (EFT) InternetDirect billing

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Convenience.

Based upon a survey of customers participating in Liberty Mutual’s AUTO & HOME Voluntary Benefits program.

Convenient payment options

Monthly Bi-Monthly Quarterly Semi-Annually Yearly

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We’re there for you...

Extended customer service hours

• Staffed 7am – 11pm EST Mon–Sat

• 9am – 7pm EST Sun

24-hour claims reporting by phone or Internet

24-hour roadside hotline for auto customers

24-hour homeowner emergency repair

Contractor network referral program

Fast appraisals

1200 Total Liberty Care facilities

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Engaging employees and bringing safety to life.

Educational seminars* • Auto Insurance• Homeowners Insurance• Safe Driving• Gas Savings• Energy Efficiency• Online Safety• Identity Theft

* Not available in all states

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Engaging employees and bringing safety to life.

Events • Bike Safety Training• Fingerprinting – Child Identification• Seatbelt Education• SADD/Teen Driving• Safelite AutoGlass VIN Etching Event• Fire Safety• McGruff the Crime Dog

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The benefits of choosing Liberty Mutual.

Available Features Liberty Mutual

Total vehicle replacement

Unlimited towing

Unlimited rental

Emergency roadside assistance

12-month rate guarantee

Licensed in 50 states

Accident forgiveness

Local sales representative/Local office’s

Insurance coverages, discounts and credits vary by state. To the extent permitted by law, applicants are individually underwritten; not all applicants may qualify.

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The proven choice for leading companies.