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158 George Street, Level 1 Belleville, ON K8N 3H2 Tel: (613) 966-8686 Toll Free: 1-877-966-8686 Fax: (613) 966-6251 TTY: (613) 966-8714 www.communitylegalcentreca Justice & Health Partnership Workshop Series: Legal Information & Referrals

Legal Information & Referrals · HARASSMENT: Tom can also be referred to CALC for help with the collections agencies APPLICATION: Tom can be referred to CALC for information about

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Page 1: Legal Information & Referrals · HARASSMENT: Tom can also be referred to CALC for help with the collections agencies APPLICATION: Tom can be referred to CALC for information about

158 George Street, Level 1

Belleville, ON K8N 3H2

Tel: (613) 966-8686

Toll Free: 1-877-966-8686

Fax: (613) 966-6251

TTY: (613) 966-8714

www.communitylegalcentreca

Justice & Health Partnership Workshop Series:

Legal Information & Referrals

Page 2: Legal Information & Referrals · HARASSMENT: Tom can also be referred to CALC for help with the collections agencies APPLICATION: Tom can be referred to CALC for information about

Why lawyers?

What does CALC do?

How do I refer to CALC?

Where else can I go for help?

www.communitylegalcentre.ca 2

Page 3: Legal Information & Referrals · HARASSMENT: Tom can also be referred to CALC for help with the collections agencies APPLICATION: Tom can be referred to CALC for information about

Your name

Your role

What you hope to get out of today’s presentation?

www.communitylegalcentre.ca 3

Page 4: Legal Information & Referrals · HARASSMENT: Tom can also be referred to CALC for help with the collections agencies APPLICATION: Tom can be referred to CALC for information about

We are a non-profit community legal clinic and provide FREE(!!) legal advice, assistance and representation to people living on a low income.

We provide service to 3 counties: Hastings County, L&A County, Prince Edward County

Our main office is in Belleville, but we have satellite offices in Trenton, Madoc, Bancroft, Picton, Napanee and Amherstview.

We are funded by Legal Aid Ontario (LAO) & other partners – but we do not practice family law, criminal law or real estate.

www.communitylegalcentre.ca 4

Page 6: Legal Information & Referrals · HARASSMENT: Tom can also be referred to CALC for help with the collections agencies APPLICATION: Tom can be referred to CALC for information about

It’s no secret among healthcare providers that the social determinants of health are extremely important in the health outcomes of patients:

o “The CMA believes that the social determinants of health can have a larger impact on individual and population health than the healthcare system….”

Poverty is not always apparent, but is everywhere – in Ontario 20% of families live in poverty o Ask “do you ever have difficulty making ends meet?”

Poverty increases risk for many health conditions: o Cardiovascular disease: 17% ↑

o Diabetes: 2x

o Depression: 58% ↑ ; Suicide attempt rate: 18x

o Cancer: lower 5 year survival rate

o Also arthritis, COPD, asthma, hypertension, multiple comorbities…

(From “Poverty: A Clinical Tool for Primary Care” by the Ontario College of Family Physicians)

www.communitylegalcentre.ca 6

Page 7: Legal Information & Referrals · HARASSMENT: Tom can also be referred to CALC for help with the collections agencies APPLICATION: Tom can be referred to CALC for information about

A brief history of MLPs

Benefits to MLP work in the US & elsewhere:

o Decreased healthcare costs, decreased healthcare spending – particularly complex, high-cost, high-use patients

o Fewer emergency room visits

o Fewer hospital admissions & re-admissions

o Patients better able to comply with health care treatments

o Patients report decreased stress and improved well-being

o Increased health care staff satisfaction when a medical-legal partnership program is part of the health care services

www.communitylegalcentre.ca 7

Page 8: Legal Information & Referrals · HARASSMENT: Tom can also be referred to CALC for help with the collections agencies APPLICATION: Tom can be referred to CALC for information about

www.communitylegalcentre.ca 8 Canadian Medical Association, 2013

Page 9: Legal Information & Referrals · HARASSMENT: Tom can also be referred to CALC for help with the collections agencies APPLICATION: Tom can be referred to CALC for information about

Practically every social determinant of

health also has a legal component

www.communitylegalcentre.ca 9

Page 10: Legal Information & Referrals · HARASSMENT: Tom can also be referred to CALC for help with the collections agencies APPLICATION: Tom can be referred to CALC for information about

www.communitylegalcentre.ca 10

Issue Related Social

Determinants

Legal Help Impact on Health / Health Care

Tenant Rights

Housing

Disability

Early Life

Food insecurity

Gender

Race

Evictions

Repairs

Pests

Privacy

Harassment

Discrimination

Utility bills /rent

Vital services (heat)

Lease breaking

Stable, healthy, decent housing

→ less stress → better

compliance with treatment

plans

Income Security

Income

Income distribution

Disability

Early life

Food insecurity

Health services

Social exclusion

ODSP, CPP-D denials

OW denials

OW/ODSP “on hold”

Overpayments

OW/ODSP benefits

EI issues

WSIB issues

Higher income means fewer

trade-offs between food, a roof,

heat, and healthcare.

A stable income means less

stress, better management of

chronic illness, better health

outcomes for children

Employment, Working Conditions,

Education

Unemployment

Job Security

Working Conditions

Education

Health services

Gender

Race

Unpaid wages

Reduced hours

Termination

Unsafe work

Harassment

Discrimination

Suspensions/expulsions

Special education

Education is one of the best

predictors of adult health

Health insurance is often linked

to employment

Safer work means fewer

injuries Adapted from the National Center

for Medical Legal Partnership

Page 11: Legal Information & Referrals · HARASSMENT: Tom can also be referred to CALC for help with the collections agencies APPLICATION: Tom can be referred to CALC for information about

We provide direct legal services in the following areas:

We also do Public Legal Education, Law Reform and Systemic Advocacy, Tenant Duty Counsel - and now, we are launching a Justice & Health Partnership Project

www.communitylegalcentre.ca 11

Tenant Rights

Income Security

Employment & WSIB

Criminal Injuries

Compensation

Human Rights

Education

Consumer Law

Page 12: Legal Information & Referrals · HARASSMENT: Tom can also be referred to CALC for help with the collections agencies APPLICATION: Tom can be referred to CALC for information about

Welfare/Ontario Works (OW)

Ontario Disability Support Program (ODSP)

Canada Pension Plan Disability (CPP-D)

Employment Insurance (EI)

Workplace Safety & Insurance Board (WSIB)

Seniors’ Benefits (OAS, GIS, CPP)

www.communitylegalcentre.ca 12

I have an

overpayment

I was turned down for

disability

I can’t afford my

medication

I’m not getting the child

tax benefit I haven’t filed my

income taxes

I can’t afford to get

to my medical

appointments My benefits were cut off

I can’t get welfare

I’m not sure I’m getting the right

amount of money

I can’t pay

my bills

Page 13: Legal Information & Referrals · HARASSMENT: Tom can also be referred to CALC for help with the collections agencies APPLICATION: Tom can be referred to CALC for information about

www.communitylegalcentre.ca 13

My place needs repairs and the

landlord won’t fix anything

My landlord comes into my

home when I’m away

I know I can’t afford my

rent this month

My landlord

increased my rent I’m being evicted

My landlord says I

have to get rid of my

dog

My apartment has

bedbugs

My apartment is too cold

in the winter

I was turned down for an

apartment because I’m on

welfare

The water from my well

isn’t safe to drink

I want out of my lease

Evictions

Tenant Duty Counsel

Tenant Rights

Maintenance & Repair

Privacy

Harassment & Discrimination

Page 14: Legal Information & Referrals · HARASSMENT: Tom can also be referred to CALC for help with the collections agencies APPLICATION: Tom can be referred to CALC for information about

www.communitylegalcentre.ca 14

I can’t get my ROE

My child isn’t getting the

special education help he

needs

I was asked to leave a

restaurant because I was

breastfeeding

I’m on sick leave and

my boss says I have to

work

I was fired I was hurt at work and

worker’s compensation

won’t pay me benefits

I don’t feel safe

at work

My boss says things that

make me feel

uncomfortable

I haven’t been paid I can’t get unemployment

benefits

Employment Standards

Employment Insurance

Workplace Safety

Harassment & Discrimination

Suspensions, Expulsions

Special Education

Page 15: Legal Information & Referrals · HARASSMENT: Tom can also be referred to CALC for help with the collections agencies APPLICATION: Tom can be referred to CALC for information about

www.communitylegalcentre.ca 15

Bank Garnishment

Payday Loans

Energy Contracts

Student Loans

Collections Agencies

Contracts

My wages are being

garnished I defaulted on my

student loan

Collections agencies

keep calling me

I’m getting sued in

Small Claims Court

I bought a car and can’t

afford the payments

The bank froze my

account

I signed something with a

door to door salesman

Page 16: Legal Information & Referrals · HARASSMENT: Tom can also be referred to CALC for help with the collections agencies APPLICATION: Tom can be referred to CALC for information about

www.communitylegalcentre.ca 16

I was raped

I was abused

as a child

I’m having nightmares

because I was being

stalked

I need counselling

because I was

assaulted

I was beaten

up

My spouse

hurt me

I was a victim

of a violent

crime

Page 17: Legal Information & Referrals · HARASSMENT: Tom can also be referred to CALC for help with the collections agencies APPLICATION: Tom can be referred to CALC for information about

www.communitylegalcentre.ca 17

Clients can call us directly, or come in-

person to our Belleville office

They will speak to an intake worker,

who will gather some basic

information about their situation and

give some legal information

They will then be set up for a

telephone or in-person appointment

with a legal worker for legal advice –

the wait time varies by area of law

Page 18: Legal Information & Referrals · HARASSMENT: Tom can also be referred to CALC for help with the collections agencies APPLICATION: Tom can be referred to CALC for information about

Service Provider Calls:

If you call us for help and identify as a service provider, you

will immediately be put through to the on-duty lawyer

Service providers do not have to wait for a call back from a

legal worker – you will get help on the spot

If you are calling and have the client with you, the lawyer

can give advice to your client right away

Napanee Area Community Health Centre:

EMR referral form

www.communitylegalcentre.ca 18

Page 19: Legal Information & Referrals · HARASSMENT: Tom can also be referred to CALC for help with the collections agencies APPLICATION: Tom can be referred to CALC for information about

“Where Else to Go For Help” Chart

www.communitylegalcentre.ca 19

Page 20: Legal Information & Referrals · HARASSMENT: Tom can also be referred to CALC for help with the collections agencies APPLICATION: Tom can be referred to CALC for information about

Susan was just diagnosed with a new heart condition. She has longstanding chronic back pain. She has a part time job at the Dollarama. She tells you that she feels fatigued all the time and is missing more and more work. Her boss has started to notice all the time off. He told her that if she misses one more shift this month, he’ll fire her.

Susan also tells you she isn’t sure she can afford the new heart medication – she doesn’t have any benefits.

You know Susan well. She’s never expressed any worries about money before. She is divorced, but her ex-husband is fairly well-off and he has been supporting her.

What might you discuss with Susan?

www.communitylegalcentre.ca 20

Page 21: Legal Information & Referrals · HARASSMENT: Tom can also be referred to CALC for help with the collections agencies APPLICATION: Tom can be referred to CALC for information about

BENEFITS: Susan can be referred to CALC to get some

information regarding drug coverage – she may be eligible

for Ontario Works, ODSP, Trillium

EMPLOYER: Susan can be referred to CALC to discuss her

employment issue/human rights: that is, her boss

threatening to fire her for missing days due to illness

FAMILY – REFERRAL: If Susan is not getting spousal

support, she can be referred to Legal Aid Ontario for

information and advice

www.communitylegalcentre.ca 21

Page 22: Legal Information & Referrals · HARASSMENT: Tom can also be referred to CALC for help with the collections agencies APPLICATION: Tom can be referred to CALC for information about

Tom and his 5 year old granddaughter have been in your office frequently over the past 6 months.

This time, his granddaughter has a rash. You think the rash is from bedbugs, and ask Tom about this. He says yes, the building does have bedbugs and the landlord won’t do anything about it.

You probe this a bit more with Tom – can he just move?

He tells you that he can’t afford to move because he owes money on a credit card, is trying to pay it off, but is being harassed by collections agencies.

He’s turning 65 soon, and wants to retire, but he doesn’t know what income he’s eligible for or how to apply. He is also worried about what happens to his granddaughter if he passes away.

What issues do you see?

www.communitylegalcentre.ca 22

Page 23: Legal Information & Referrals · HARASSMENT: Tom can also be referred to CALC for help with the collections agencies APPLICATION: Tom can be referred to CALC for information about

LANDLORD: Tom can be referred to CALC for help with his

housing issue – bedbugs.

HARASSMENT: Tom can also be referred to CALC for help

with the collections agencies

APPLICATION: Tom can be referred to CALC for information

about what benefits are available to seniors 65+ and the

application processes

Tom may also be able to get help from CALC with a Will

www.communitylegalcentre.ca 23

Page 24: Legal Information & Referrals · HARASSMENT: Tom can also be referred to CALC for help with the collections agencies APPLICATION: Tom can be referred to CALC for information about

Iris is in your office with an ODSP application.

You know Iris applied for benefits before, about two years

ago - you aren’t sure what happened with that application.

Iris has fairly significant depression and anxiety, but she

doesn’t follow through with treatment recommendations.

You know there is a history of childhood abuse.

What issues do you see?

www.communitylegalcentre.ca 24

Page 25: Legal Information & Referrals · HARASSMENT: Tom can also be referred to CALC for help with the collections agencies APPLICATION: Tom can be referred to CALC for information about

APPLICATION/BENEFITS: you can contact CALC for help with

Iris’s ODSP application – any questions, concerns. (Note:

the fact Iris is not accessing any treatment does not

preclude her from accessing ODSP)

DENIAL: you can tell Iris to contact CALC if she is denied

ODSP benefits

INJURIES: Iris can be referred to CALC for help with a

criminal injuries compensation board application

www.communitylegalcentre.ca 25

Page 26: Legal Information & Referrals · HARASSMENT: Tom can also be referred to CALC for help with the collections agencies APPLICATION: Tom can be referred to CALC for information about

Head Office: 158 George Street, Level 1, Belleville

Phone: 613-966-8686

Toll Free: 1-877-966-8686

Fax: 613-966-6251

TTY (for the Deaf): 613-966-8714

Toll Free TTY: 1-877-966-8714

26 www.communitylegalcentre.ca

Contact Project Lead:

Lisa Turik

Staff Lawyer

613-966-8686 x29

[email protected]

Thanks to Queen’s Nursing

students Taavita Hemraj &

Christine Helferty for helping to

prepare this presentation.