New Website LAUNCHING SOON

NEW LOOK!Same Great Credit Union

We’re working on exciting new updates to our website to streamline navigation and give you direct access to the information that is most important to you. We can’t wait to unveil our new and improved design this spring!

TRUECAR® SPECIAL AUTO RATES Back for a Limited Time!

Roll down the windows this spring in your dream vehicle – thanks to rolled-back interest rates available through our Auto Buying Service powered by TrueCar! You’ll enjoy our lowest auto loan rates ever with this limited-time offer available through June 30, 2016!

Follow These Easy Steps:

1. Visit cofcu.org/membershowroom and click the Auto Buying Service link to find a new or used car.

2. Locate your dealer and print your Price Protection Certificate.

3. Get your loan pre-approved from CommonWealth One before you visit the dealership.

4. Bring your Price Certificate and Loan Pre-Approval with you to the dealership to purchase your new or used vehicle.*

*To get the TrueCar special interest rate, you must purchase the vehicle printed on your new car Guaranteed Savings or used vehicle Price Protection Certificate with a loan from CommonWealth One. Vehicles purchased at the dealer without a Price Certificate are not eligible for the TrueCar special financing rate.

1.99% APR* VISA® BALANCE TRANSFERExtended until April 30!

Great news! One small step for you, one giant leap for your savings! Transfer your high-rate balances to a CommonWealth One Visa and save money:

• 1.99% APR* with a CommonWealth One Visa credit card for 12 months

• No balance transfer fees

• 24/7 Online or Phone Transfers (866) 820-5871

Plus, after 12 months, you’ll still save money with low variable credit card rates as low as 7.99% APR* and generous benefits. No skyrocketing interest rates here (not even if you make a late payment!).

Transfer Balances or Apply for a CommonWealth One Visa Credit Card Today!

Apply at cofcu.org/transfer, call (703) 823-5211, or visit a branch.

CASH IN New Member Referral Perks Program

It’s easier than ever to get rewarded for bringing friends, family, and co-workers to the CommonWealth One team! Our new Member Referral Campaign works as easy as 1, 2, 3!

1. You refer a new member.

2. He or she opens a savings account with a checking account and uses our Mobile App.

3. You both get $25!*

Make Your Referral and Get Rewarded!Stop by any branch for the form – or complete your referral form online at TeamUpandWin.org!

*For details and complete disclosure information, go to TeamUpandWin.org.

ONESource March 2016

CommonWealth OneFederal Credit Union

New and used cars Fixed APR* as low as

TrueCar special financing offer

Up to 36 months 1.49% 0.99%

37 - 60 months 1.74% 1.24%

For mortgage and other rates, visit cofcu.org.

*APR=Annual Percentage Rate.**Rates effective 2/1/16 and subject to change. Rates shown are fixed unless otherwise noted. Some rates quoted reflect a 0.50% reduction for Loan Loyalty Rewards. Example: 1.49% (current rate) less 0.50% Loan Loyalty Rewards equals 0.99% (your final APR). Equity loans require 90% LTV. LTV=Loan to Value. Refinanced funds cannot be used to pay off existing CommonWealth One loan balances. Variable credit card rate information: This APR will vary with the market based on the Prime Rate. Equal Opportunity Lender. For more information, please contact us.

Federally Insured by NCUA

P.O. Box 9997 • Alexandria, VA 22304Routing Number: 256078365(703) 823-5211 • (800) 424-3334

PhoneOne 24/7 Account Information(703) 823-3510 • (800) 424-2328

Visa® 24-Hour Info, Lost or Stolen CardCredit Card: (800) 449-7728Debit Card: (800) 472-3272

Nationwide Shared Branches(888) SITE-CO-OP • co-opsharedbranch.org

Nationwide Allpoint™ No-Fee ATMsallpointnetwork.com

OUR BEST RATE PROMISE Is Not Just for Cars!

Reap the rewards with our Best Rate Promise when you are purchasing a new or used motorcycle, boat, or RV – or refinance and you could save money on your monthly payment!

We promise to meet or beat the rate from another lender or dealer.* That means big savings for YOU.

Ask Us to Meet or Beat a Rate Today! *Proof of written pre-approval documentation required.

ZERO IN ON Home Improvement Projects

If you have little to no equity in your home, you can borrow up to $25,000 with our Zero Equity Loan! You’ll get the money you need for home improvement projects, debt consolidation, education expenses, and more!

Borrow More, Do More:

• Loans up to $25,000 • Terms up to 10 years • Rates as low as 7.15% APR*• No title insurance or

appraisal required • Fewer fees and less paperwork

than conventional Home Equity Loans• Possible tax-deductible options

*Please consult with your tax advisor about tax deductibility options.

MAKE TAX TIME Less Taxing

Cover Unexpected Tax Expenses with a Personal Loan – Get the quick cash you need with monthly payments you can afford.

Skip a Loan Payment – Use the extra cash to pay for taxes, a special purchase, debt, or anything else you need to cover. Or, just enjoy a peaceful month without bills!

Transfer Balances at Our Lowest Rate Ever – If you’re a current CommonWealth One Visa cardholder, use your convenience checks or our balance transfer form to pay your taxes and get 1.99% APR* for 12 months. Don’t have our Visa? Apply today!

Maximize Your Refund with TurboTax® – Get savings of up to $15 on TurboTax federal products. Learn more at cofcu.org/turbotax.

MEMBER APPRECIATION DAY March 17

Every month, we host a celebration of you – our members! Join us for light refreshments. Thank you for being an important part of the CommonWealth One team.

PLANT THE SEED FOR A SPRING MOVE!

Apply for a mortgage at CommonWealth One today.Visit cofcu.org/mortgage.

WANT TO APPLY FOR A LOAN OR LEARN MORE ABOUT ONE OF OUR GREAT OFFERS?

Visit cofcu.org, stop by a branch

or call us at (703) 823-5311.

COLLEGE GAME PLANTeam Up with CommonWealth One and learn more on how you can help your student prepare and pay for college expenses. Join us for our College Financing Seminar on Saturday, March 12, from 9am–11am at our Main Branch. Our featured speakers will cover scholarships, financial aid, savings plans, and additional options for student loans.

To register, email marketing@cofcu.org, call (703) 823-5211, or visit our Main Branch by March 9. RSVP now – space is limited. Light refreshments will be served.

COMMUNITY SHRED DAY Bring Those Tax Papers on April 16

Feel good – and secure – about clearing out financial documents and other personal papers at our Community Shred Day. Remember, no electronic items, binder clips, binders, checkbooks, or magazines!

FEATURED LOAN RATES

Zero Home Equity 7.15-18.00%

Personal Loan (up to 60 months) 7.90-16.40%

Special Visa® Credit Card Balance Transfer 1.99%

TrueCar® Special Rate for New and Used Cars

Up to 36 months 0.99%37 - 60 months 1.24%

Saturday, April 16:9am–1pm42 Terri Dr., Harrisonburg

9am–2pm4875 Eisenhower Ave., Alexandria