Land Savings Account to Stop Farmers' Suicides in India

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  • 8/10/2019 Land Savings Account to Stop Farmers' Suicides in India

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    HDNL PDYCNJP D@@AWN\ ta stap idrogrs

    suc`clgs cn Cnlcd --- Fy Ydrod\mg Hdnl Pdvcnjs D``aunt smauhl fg cntralu`gl ta pur`mdsg ar sghh dny cooavdfhg

    prapgrty dnywmgrg cn Cnlcd. \a fuy dny cooavdfhg prapgrty d pgrsan smauhl mdvg d HdnlPdvcnjs D``aunt.

    \mg oaluhg ai tmg hdnl sdvcnjs d``aunt cs dvdchdfhg an tmg wgfsctgs ---

    www.vckdydvdrod.`ao www.scnjhgtdx.arj www.tdxrgiaros.ngt

    Fgiarg yau rgdl tmcs la`uognt lawnhadl dnl stuly tmg hdnl sdvcnjs d``aunt oaluhg.

    mttp;//vckdydvdrod.`ao/wp-`antgnt/uphadls/624

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    HDNL PDYCNJP D@@AWN\ ta stap idrogrs suc`clgs cn Cnlcd\rdlctcandh @apy rcjmt Dhh Vcjmts Vgsgrvgl

    mttp;//www.aptcodhtdxdtcan.ngt www.scnjhgtdx.arj vckdyd erusmnd vdrod Rdjg 6

    odny pgrsans ds phats ar ihdts. Gd`m pgrsan smauhl fg jcvgn hdnl sdvcnjs d``aunt. \mcs

    hdnl sdvcnjs d``aunt `dn fg usgl ta starg d pgrsan's cooavdfhg prapgrtcgs faujmt

    dnywmgrg cn tmg `auntry cn lcjtdh iaros. \mg gntcrg hdnl drgd ai tmg `auntry smauhl fg

    rg`arlgl cn tmgsg d``aunts fghanjcnj ta pgrsans, javgrnognt, arjdncsdtcans, trusts,

    cnstctutcans, `aopdncgs gt`., cn tmgcr rgspg`tcvg hdnl sdvcnjs d``aunts. Pghhcnj dnl fuycnjai hdnl prapgrtcgs smauhl fg lang fy tmcs d``aunts anhy. \mgrg wchh fg anhy ang Hdnl

    Pdvcnjs D``aunt iar ang pgrsan ta fuy dny cooavdfhg prapgrty dnywmgrg cn Cnlcd. Hdnl

    uncts, wmgrg fuchlcnjs hceg maogs, dpdrtognts, id`tarcgs, funjdhaws, `cngod mdhhs,

    stulcas, smappcnj odhhs gt`, drg `anstrc`tgl an tmgsg uncts, smauhl fg `mdrd`tgrcsgl wctm

    `alg hgttgrs.

    Iar gxdophg ci tmg uncqug cl nuofgr cs

    D460

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    HDNL PDYCNJP D@@AWN\ ta stap idrogrs suc`clgs cn Cnlcd\rdlctcandh @apy rcjmt Dhh Vcjmts Vgsgrvgl

    mttp;//www.aptcodhtdxdtcan.ngt www.scnjhgtdx.arj vckdyd erusmnd vdrod Rdjg 0

    mg/smg sghhs dny prapgrty tmdt cs `rglctgl cn mcs HPD, tmg sdog wchh fg lgfctgl irao

    mcs/mgr Hdnl Pdvcnjs D``aunt dnl tmg sdog prapgrty wchh fg `rglctgl cn tmg fuygrs Hdnl

    Pdvcnjs D``aunt (HPD). \mg `rglct cn tmg HPD ogdns pur`mdsg ai cooavdfhg prapgrty dnl

    lgfct ogdns sghhcnj ai cooavdfhg prapgrty. \mg cooavdfhg prapgrtcgs wchh fg cn

    lgodtgrcdhcsgl iaro dnl tmg awngrsmcp rcjmts `dn fg trdnsigrrgl irao ang d``aunt tadnatmgr d``aunt kust hceg oangy trdnsigrs dnl smdrgs. Kust hceg smdrgs tmgrg wchh fg na

    pdpgr la`uognts iar prapgrtcgs. Wnhceg `dsm trdnsigrs tmg fuygrs prgsgn`g dnl

    scjndturg/dutmgntc`dtcan smdhh dhsa fg ngglgl iar dny prapgrty trdnsd`tcan. D fdne

    stdtgognt ai tmg sg`anl iahlgr (HPD) ai dny pgrsans Odcn Pdvcnjs D``aunt wchh mahl tmg

    gntcrg awngrsmcp rcjmts ai tmdt pgrsans dhh cooavdfhg prapgrtcgs cn tmg gntcrg `auntry.

    \mg Rgaphg `dn jgt tmgsg fdne stdtgognts ai tmgcr prapgrtcgs dt dny tcog dt fdnes cn

    dllctcan ta wggehy, oantmhy ar ygdrhy stdtgognts fy past ar g-odchs ar fatm. \mgy wchh jgt

    pmang ogssdjgs dnl godch stdtgognts cooglcdtghy ditgr gd`m prapgrty trdnsigr.

    \mgrg wchh fg na ouhtcphg sghhcnj ai tmg sdog prapgrty ta lciigrgnt pgaphg dnlundutmarcsgl sghhcnj/pur`mdsg dnl chhgjdh a``updtcan ai atmgr pgrsans prapgrty wctmaut

    mcs/mgr enawcnj/`ansgnt wchh nat fg passcfhg.

    \mg dlvdntdjgs ai tmg Hdnl Pdvcnjs D``auntmttp;//tdxrgiaros.ngt/wp-`antgnt/uphadls/6246/29/Hdnl-Pdvcnjs-D``aunt.xhsx

    4. Hdnl `gchcnj d`t

    Cn tmg prgsgnt systgo rc`m pgaphg drg mdvcnj mujg trd`ts ai djrc`uhturg hdnls cn lciigrgnt

    lcstrc`ts dnl Ptdtgs odecnj oa`egry ai tmg hdnl `gchcnj d`t. \mg rgjcstrdtcans ai hdnls,

    ihdts, phats dnl atmgr prapgrtcgs drg fgcnj odlg fy tmg rgjcstrdtcan lgpdrtognts dnl hdnlrg`arls drg odcntdcngl fy rgvgnug lgpdrtognts.

    Cn tmg \AR \dx systgo hdnl `gchcnj d`t `dn fg strc`thy gniar`gl an cnlcvcludhs dnl na

    cnlcvcludh `dn mdvg oarg tmdn 62 d`rgs ai hdnl cn tmg gntcrg `auntry. Gvgry cnlcvcludh wchh

    mdvg anhy ang Odcn Pdvcnjs D``aunt `anscstcnj ai sgpdrdtg suf d``aunt `dhhgl Hdnl

    Pdvcnjs D``aunt iar dhh cooavdfhg prapgrtcgs hceg hdnls, phats, ihdts, gt`., Dhh cooavdfhg

    prapgrtcgs, sctudtgl wmgrgvgr cn tmg `auntry wctm uncqug cl nuofgrs Uwmc`m rgvgdh

    lgtdchs faunldrcgs, lgs`rcptcan, ndturg, odp, jga ha`dtcan, vchhdjg, lcstrc`t, stdtg, gxtgnt_

    dnl ldtg ai sghhcnj/fuycnj ai gd`m prapgrty ai gd`m pgrsan wchh fg rg`arlgl dnl

    odcntdcngl cn Hdnl Pdvcnjs D``aunt (H@D).\mg Hdnl Pdvcnjs D``aunt wchh fg apgrdtgl dnl odcntdcngl fy fdnes kust hceg oangy

    sdvcnjs d``aunts. Lgfcts dnl @rglcts ai dhh prapgrtcgs wchh fg odlg cn tmg Hdnl Pdvcnjs

    D``aunt wmchg d pgrsan fuys ar sghhs mcs prapgrty. \mg tatdh gxtgnt ai hdnl rg`arlgl cn dhh

    Hdnl Pdvcnjs D``aunts fghanjcnj ta pgaphg, Javgrnognts, lgpdrtognts, arjdncsdtcans,

    `aopdncgs, cnstctutcans gt`., wchh rgodcn gxd`thy tmg sdog gvgn ditgr `aunthgss nuofgr ai

    lgfcts dnl `rglcts gd`m ldy. Fut tmg nuofgr fuchlcnjs fucht an tmgsg hdnl ody cn`rgdsg

    gvgry ldy wctm ngw rgjcstrdtcans. \mg Hdnl Pdvcnjs D``aunt wchh smaw dn cnlcvcludhs

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    HDNL PDYCNJP D@@AWN\ ta stap idrogrs suc`clgs cn Cnlcd\rdlctcandh @apy rcjmt Dhh Vcjmts Vgsgrvgl

    mttp;//www.aptcodhtdxdtcan.ngt www.scnjhgtdx.arj vckdyd erusmnd vdrod Rdjg

    7.7% ai L

    Fdne `dpctdh

    oangy rdtca

    ta tatdh hadns/

    dlvdn`gs ?

    V smauhl fg >

    44.44 % ai G

    94,4:6 4/4= ai L >4/3 ai G

    \mg @gntrdh Fdne D``aunt Oaluhg \mcs cs dn gxdophg ai `gntrdh fdne d``aunt. \mgrgwchh fg anhy ang @gntrdh fdne unlgr wmc`m dhh fdnes apgrdtg wctm tmausdnls ai frdn`mgs dt tmg

    rdtca ai ang fdne frdn`m iar gvgry 6722 pgaphg cn d auntry. \mg @gntrdh fdne d``aunt mdnlhgs

    tmg `uouhdtcvg oangy supphy cn tmg `auntry dsscstgl fy odny fdnes tmraujm tmausdnls ai

    frdn`mgs.

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    HDNL PDYCNJP D@@AWN\ ta stap idrogrs suc`clgs cn Cnlcd\rdlctcandh @apy rcjmt Dhh Vcjmts Vgsgrvgl

    mttp;//www.aptcodhtdxdtcan.ngt www.scnjhgtdx.arj vckdyd erusmnd vdrod Rdjg 0 `ustaogrs Hadns

    \mg vdhug ai I lg`rgdsgs wmgn `ustaogrs lcjctdh oangy L cs 8 `ustaogrs Hadns

    \mg vdhug ai H lg`rgdsg wmgn `ustaogrs L cs > `ustaogrs hadns cn tmg ngw mast fdne d``aunt

    \mg vdhugs ai H cn`rgdsg wmgn `ustaogrs L cs 8 `ustaogrs hadns cn tmg ngw mast fdne d``aunt

    Iun`tcan 7Zmgn fdne jcvgs hadns

    \mg `ustaogr lcjctdh oangy cn`rgdsg

    \mg vdhugs ai L, G, dnl E cn`rgdsg dt fdne frdn`m

    \mg vdhugs ai L, E, G, dnl H cn`rgdsg cn Fdne d``aunt, tmg vdhugs ai T, V lg`rgdsg

    \mg vdhugs ai L, E, G, dnl H cn`rgdsg cn @gntrdh Fdne D``aunt, tmg vdhugs ai T, V lg`rgdsg

    Iun`tcan 9Zmgn hadns Uprcn`cphg_ doaunt drg rgpdcl

    \mg ustaogr lcjctdh oangy lg`rgdsg\mg vdhugs ai L, G, dnl E lg`rgdsg dt fdne frdn`m

    \mg vdhugs ai L, E, dnl H lg`rgdsg cn Fdne d``aunt, tmg vdhugs ai T, V cn`rgdsg

    \mg vdhugs ai L, E, G, dnl H lg`rgdsg cn @gntrdh Fdne d``aunt, tmg vdhugs ai T, V cn`rgdsg

    Iun`tcan 9 DZmgn cntgrgst an hadns drg pdcl

    \mg lcjctdh oangy cn `ustaogr d``aunt lg`rgdsg

    \mg vdhugs ai F dnl @ cn`rgdsg cn frdn`m d``aunt, tmg vdhugs ai L lg`rgdsg

    \mg vdhugs ai F, @, R, T, dnl V cn`rgdsg cn Fdne d``aunt, tmg vdhug ai L lg`rgdsg

    \mg vdhugs ai F6, @, T, V cn`rgdsg cn @gntrdh Fdne d``aunt, tmg vdhug ai L lg`rgdsg

    Iun`tcan : D - \mg usgr `mdrjgs, sgrvc`gs `mdrjgs an rgjcstrdtcans dnl awngrsmcp trdnsigr rcjmtsiar oavdfhg dnl cooavdfhg prapgrtcgs hceg hdnls, phats, ihdts, vgmc`hgs, jahl smdrgs gt`. wchh fg dllgl ta

    fdne `dpctdh oangy. \mg fdnes `dpctdh oangy cn`rgdsg wmgngvgr tmg dfavg `mdrjgs drg pdcl dnl

    dllgl ta fdnes dpctdh oangy lg`rgdsgs wmgngvgr fdnes pdy sdhdrcgs dnl atmgr apgrdtcnj gxpgnsgs

    \mg vdhugs ai F dnl @ cn`rgdsg cn frdn`m d``aunt, tmg vdhugs ai L lg`rgdsg

    \mg vdhugs ai F, @, R, T, dnl V cn`rgdsg cn Fdne d``aunt, tmg vdhug ai L lg`rgdsg

    \mg vdhugs ai F6, @, T, V cn`rgdsg cn @gntrdh Fdne d``aunt, tmg vdhug ai L lg`rgdsg

    Iun`tcan : FZmgn fdne spgnls oangy tawdrls sdhdrcgs, rgnts, stdtcangry gt`.\mg doaunt cn cts `dpctdh lg`rgdsgs.

    \mg lcjctdh doaunts cn rg`cpcgnts OPDs/PPDs - L cn`rgdsg.\mg vdhugs ai F dnl @ lg`rgdsg cn frdn`m d``aunt, tmg vdhugs ai L cn`rgdsg

    \mg vdhugs ai F, @, R, T, dnl V lg`rgdsg cn Fdne d``aunt, tmg vdhug ai L cn`rgdsg

    \mg vdhugs ai F6, @, T, V lg`rgdsg cn @gntrdh Fdne d``aunt, tmg vdhug ai L Cn`rgdsg

    \mgrg wchh fg na `mdnjgs cn tmg @gntrdh fdne d``aunt

    Iun`tcan =Zmgn pdyognts drg odlg ta tmg iargcjn d``aunts

    D_ \mg lcjctdh doaunt L cn OPD/PPD ai trdnsigrar lg`rgdsgs.

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    HDNL PDYCNJP D@@AWN\ ta stap idrogrs suc`clgs cn Cnlcd\rdlctcandh @apy rcjmt Dhh Vcjmts Vgsgrvgl

    mttp;//www.aptcodhtdxdtcan.ngt www.scnjhgtdx.arj vckdyd erusmnd vdrod Rdjg 03

    F_ \mg vdhugs ai L dnl I lg`rgdsgs cn frdn`ms d``aunt, tmg vdhugs ai L, I dnl E wchh lg`rgdsg cn tmg

    fdnes d``aunt, tmg vdhugs ai @, L dnl M cn `gntrdh fdne d``aunt lg`rgdsgs, tmg vdhug ai F4 cn `gntrdh

    fdne d``aunt cn`rgdsgs.

    Iun`tcan 3

    Zmgn iargcjn rgocttdn`gs aog ta Cnlcd\mg vdhug Iargcjn gx`mdnjg UM_ cn `gntrdh fdne d``aunt cn`rgdsgs

    D_ \mg lcjctdh oangy L cn ustaogr d``aunt cn`rgdsgs.

    F_ \mg vdhugs ai L dnl I cn`rgdsgs cn frdn`ms d``aunt, tmg vdhugs ai L, I dnl E wchh cn`rgdsg cn tmg

    fdnes d``aunt, tmg vdhugs ai @ dnl M cn `gntrdh fdne d``aunt cn`rgdsgs, tmg vdhug ai F4 cn `gntrdh fdne

    d``aunt lg`rgdsg dnl tmg vdhug ai L cn @gntrdh fdne cn`rgdsg

    Natg \mgrg smauhl fg @gntrdh fdne frdn`mgs dt dhh cntgrndtcandh dcrparts. Dhh cn`aocnj pdssgnjgrs

    smauhl lgpasct tmg iargcjn `urrgn`y lahhdrs, Guras gt`., fraujmt wctm tmgo irao dfradl, cn tmg fdnes dt

    tmg dcrpart fgiarg tmgy hgdvg aut ai dcrpart. \mg gqudhhcnj vdhug ai Cnlcdn `urrgn`y wchh fg `rglctgl ta

    tmgcr OPDs

    @drrycnj dnl mahlcnj ai dny iargcjn `urrgn`y dnywmgrg cn Cnlcd autsclg tmg prgocsgs cntgrndtcandh

    dcrparts smauhl fg fdnngl.

    Iun`tcan 42Zmgn Cnlcdn `urrgn`y jags aut ai `auntry wmchg coparts ar iargcjn taurs ar iargcjn cnvgstognts

    \mg vdhug Iargcjn gx`mdnjg UM_ cn `gntrdh fdne d``aunt lg`rgdsgs

    \mg vdhug ai lcjctdh oangy UF4_ dt @gntrdh Fdne cn`rgdsgs, tmg tatdh lcjctdh oangy ai dhh fdnes UL_

    rg`arlgl dt @gntrdh Fdne lg`rgdsgs. Fut \atdh oangy supphy UE_ rg`arlgl cn tmg @gntrdh Fdne rgodcns

    tmg sdog.

    \mg doaunt cn OPD/PPD ai d``aunt mahlgr, wma coparts ar nggl iargcjn gx`mdnjg iar vdrcaus rgdsans

    lg`rgdsgs,

    \mg vdhugs ai UL_ dnl UI_ wchh lg`rgdsg cn frdn`ms d``aunt5 tmg vdhugs ai UL_, UI_ dnl UE_ wchh lg`rgdsg

    cn tmg fdnes d``aunt. \mg hadn pgr`gntdjg ta oangy supphy cn tmdt fdne cn`rgdsgs.

    Natg \mgrg smauhl fg @gntrdh fdne frdn`mgs dt dhh cntgrndtcandh dcrparts. Dhh autjacnj pdssgnjgrs,

    wma ja dfradl dnl nggl iargcjn gx`mdnjg, `dn tdeg lahhdrs ar Guras irao fdne frdn`mgs dt tmg

    dcrpart. \mg gqudhhcnj vdhug ai Cnlcdn urrgn`y wchh fg lgfctgl irao tmgcr OPDs

    Natg - @drrycnj dnl mahlcnj ai dny iargcjn `urrgn`y dnywmgrg cn Cnlcd autsclg tmg prgocsgs

    cntgrndtcandh dcrparts smauhl fg fdnngl.

    Iun`tcan 44Gvgry ygdr, dllctcandh rgdh oangy gqudhhcnj 76.90% ai tmg vdhug ai tmg jrawtm cn tmg JLR, smauhl fg

    dllgl ta tmg Javgrnognt d``aunt (aut ai tmcn dcr) dt tmg tcog fuljgt prgsgntdtcan ta `mg`e lgihdtcan

    dnl rg`gsscan. \mg dllctcandh oangy tmdt smauhl fg dllgl gvgry ygdr ? 76.90% x Uvdhug ai JLR ai

    prgsgnt ygdr - tmg vdhug ai JLR ai prgvcaus ygdr_. \mdt ogdns tmgrg wchh fg irgsm rgdh oangy arcjcndtgl

    irao Javgrnognt d``aunt gvgry ygdr tmdt cs gqudh ta tmg vdhug ai 76.90% ai jrawtm rdtg ai JLR.33.

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    HDNL PDYCNJP D@@AWN\ ta stap idrogrs suc`clgs cn Cnlcd\rdlctcandh @apy rcjmt Dhh Vcjmts Vgsgrvgl

    mttp;//www.aptcodhtdxdtcan.ngt www.scnjhgtdx.arj vckdyd erusmnd vdrod Rdjg

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    HDNL PDYCNJP D@@AWN\ ta stap idrogrs suc`clgs cn Cnlcd\rdlctcandh @apy rcjmt Dhh Vcjmts Vgsgrvgl

    mttp;//www.aptcodhtdxdtcan.ngt www.scnjhgtdx.arj vckdyd erusmnd vdrod Rdjg

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    HDNL PDYCNJP D@@AWN\ ta stap idrogrs suc`clgs cn Cnlcd\rdlctcandh @apy rcjmt Dhh Vcjmts Vgsgrvgl

    mttp;//www.aptcodhtdxdtcan.ngt www.scnjhgtdx.arj vckdyd erusmnd vdrod Rdjg

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    HDNL PDYCNJP D@@AWN\ ta stap idrogrs suc`clgs cn Cnlcd\rdlctcandh @apy rcjmt Dhh Vcjmts Vgsgrvgl

    mttp;//www.aptcodhtdxdtcan.ngt www.scnjhgtdx.arj vckdyd erusmnd vdrod Rdjg

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    HDNL PDYCNJP D@@AWN\ ta stap idrogrs suc`clgs cn Cnlcd\rdlctcandh @apy rcjmt Dhh Vcjmts Vgsgrvgl

    mttp;//www.aptcodhtdxdtcan.ngt www.scnjhgtdx.arj vckdyd erusmnd vdrod Rdjg

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    HDNL PDYCNJP D@@AWN\ ta stap idrogrs suc`clgs cn Cnlcd\rdlctcandh @apy rcjmt Dhh Vcjmts Vgsgrvgl

    mttp;//www.aptcodhtdxdtcan.ngt www.scnjhgtdx.arj vckdyd erusmnd vdrod Rdjg

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    HDNL PDYCNJP D@@AWN\ ta stap idrogrs suc`clgs cn Cnlcd\rdlctcandh @apy rcjmt Dhh Vcjmts Vgsgrvgl

    mttp;//www.aptcodhtdxdtcan.ngt www.scnjhgtdx.arj vckdyd erusmnd vdrod Rdjg

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    47/74

    HDNL PDYCNJP D@@AWN\ ta stap idrogrs suc`clgs cn Cnlcd\rdlctcandh @apy rcjmt Dhh Vcjmts Vgsgrvgl

    mttp;//www.aptcodhtdxdtcan.ngt www.scnjhgtdx.arj vckdyd erusmnd vdrod Rdjg

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    HDNL PDYCNJP D@@AWN\ ta stap idrogrs suc`clgs cn Cnlcd\rdlctcandh @apy rcjmt Dhh Vcjmts Vgsgrvgl

    mttp;//www.aptcodhtdxdtcan.ngt www.scnjhgtdx.arj vckdyd erusmnd vdrod Rdjg

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    HDNL PDYCNJP D@@AWN\ ta stap idrogrs suc`clgs cn Cnlcd\rdlctcandh @apy rcjmt Dhh Vcjmts Vgsgrvgl

    mttp;//www.aptcodhtdxdtcan.ngt www.scnjhgtdx.arj vckdyd erusmnd vdrod Rdjg

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    HDNL PDYCNJP D@@AWN\ ta stap idrogrs suc`clgs cn Cnlcd\rdlctcandh @apy rcjmt Dhh Vcjmts Vgsgrvgl

    mttp;//www.aptcodhtdxdtcan.ngt www.scnjhgtdx.arj vckdyd erusmnd vdrod Rdjg 72

    icndn`g systgo cs lg`rgdscnj tmg rgdh id`g vdhug ai tmg pmysc`dh `urrgn`y. Dhtmaujm tmg cnlcvcludhs

    gdrncnjs drg cn`rgdscnj gvgry ygdr, tmg pur`mdsg vdhug ai tmg `urrgn`y cs lg`rgdscnj dnl rgd`mgl

    dhoast 4/42tm ai cts id`g vdhug. \AR \dx systgo trcgs ta icx tmcs prafhgo fy qudhctdtcvg dnl qudntctdtcvg

    supphy ai oangy cn g`anaoc` systgo sa tmdt tmg pur`mdsg vdhug ai pmysc`dh `urrgn`y dt cts id`g vdhug

    rgodcns mcjm dnl sdog iar hanjgr pgrcal ai tcog. \mg prc`gs ai `aooalctcgs ar sgrvc`gs wchh rgodcn

    sdog ar gvgn lg`rgdsg gnmdn`cnj tmg pur`mdscnj `dpd`cty ai pgaphg gvgry ygdr wctm cn`rgdsg cn

    gdrncnjs (pgr `dpctd cn`aog) gd`m ygdr.

    Cn tmg sujjgstgl \AR \dx systgo 33.

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    HDNL PDYCNJP D@@AWN\ ta stap idrogrs suc`clgs cn Cnlcd\rdlctcandh @apy rcjmt Dhh Vcjmts Vgsgrvgl

    mttp;//www.aptcodhtdxdtcan.ngt www.scnjhgtdx.arj vckdyd erusmnd vdrod Rdjg 74

    mdhi hgvgh ai tmg prgsgnt prc`gs lug ta tmg iahhawcnj id`tars ndoghy, haw tdx `aopangnt (fghaw 44%),

    haw cntgrgst rdtgs (0% pgr dnnuo), na tdx `aophcdn`g `asts dnl iuhhy apgn odregt wctm oarg phdygrs

    cn tmg fuscngss. Oangy wchh fg purghy utchcsgl anhy iar gx`mdnjg ai jaals, `aooalctcgs, dssgts,

    sgrvc`gs, smdrgs, pmysc`dh dnl cntghhg`tudh wares. Zmgn tmg \AR \dx systgo rgd`mgs cts icndh

    lgstcndtcan, tmg prc`gs ai `aooalctcgs/jaals ar sgrvc`gs cn`hulg anhy tmg vdhug/`ast ai odnpawgr

    (pmysc`dh/cntghhg`tudh) wmgrg dfunldnt rdw odtgrcdhs drg dvdchdfhg. Cn tmg prgsgnt systgo tmg prc`gs

    ai `aooalctcgs/jaals ar sgrvc`gs cn`hulg vdrcaus `aopangnts hceg rdw odtgrcdhs `ast, tdx, praict,

    cntgrgst, `arruptcan, tdx `aophcdn`g `ast, odn pawgr (pmysc`dh/cntghhg`tudh), trdnspart, pawgr

    (iugh/ghg`trc`cty) dnl smghi hcig. \mg icndh rgsuht ai \AR \dx systgo wchh fg tmg d`mcgvgognt ai pgrig`t

    gquchcfrcuo fgtwggn lgodnl dnl supphy5 lgvghapognt dnl gqudhcty5 jrawtm dnl cnihdtcan5 rgdh oangy

    dnl `rglct oangy (hadngl oangy)5 rgvgnugs dnl gxpgnlcturg. \mg hapsclgl lgvghapognt doanj

    pgaphg dnl rgjcans tmdt cs fgcnj wctngssgl cn tmg prgsgnt g`anaoc` systgo wchh `gdsg ta gxcst. \mg

    ndturdh rgsaur`g dnl wgdhtm ai d `auntry `dn fg gqudhhy lcstrcfutgl doanj tmg pgaphg.

    Wnlgr prgsgnt g`anaoc` systgo tmgrg drg anhy d igw phdygrs, oarg rgigrggs (hc`gnsg, pgroct,

    `mg`e pasts, wdy fchhs, dulctcnj, dssgssognt dnl cnspg`tcan) dnl oarg spg`tdtars. \mg prapasgl \ap

    tdx systgo wchh hgdvg spd`g iar oarg phdygrs, d igw rgigrggs (pahhutcan `antrah fadrl anhy) dnl d igw

    spg`tdtars. \mg odregts wchh fg`aog sa wclg apgn wctm na pgrocts ar hc`gn`gs rgqucrgl (gx`gpt

    pahhutcan `antrah fadrls pgrocsscan) ta run dny fuscngss ar cnlustry gx`gpt tmasg wmgrg dfsahutg

    ng`gsscty cs rgqucrgl iar pgrocsscans irao Javgrnognts iar ocncnj args, ocngrdhs, sggls, pgstc`clgs,

    gxphascvgs gt`,. \mus gvgryang `dn gntgr cnta tmg odregt dnl stdrt mcs/mgr awn fuscngss ar cnlustry

    wctmaut dny smd`ehgs tmgrgfy rglu`cnj ungophayognt sufstdntcdhhy. Dt tmg sdog tcog, wctm sa odny

    phdygrs cn tmg odregt dnl mcjm `aopgtctcan, tmg prc`gs ai jaals/sgrvc`gs wchh fg`aog `mgdpgr,

    fgngicttcnj `ansuogrs. \mcs cnvdrcdfhy cn`rgdsgs `ansuoptcan hgdlcnj ta oarg pralu`tcan dnl jrawtm

    rdtg.

    \mg fdsc` `an`gpt ai tmg \AR \dx systgo cs tmdt anhy scnjhg tdx, cn tmg phd`g ai prgsgnt ouhtcphg

    tdxgs, wchh fg pdcl fy tmg pgaphg an `aooalctcgs/sgrvc`gs odnuid`turgl wctmcn tmg `auntry, dpdrt

    irao tmg `ustaos luty wmc`m cs copasgl anhy ta sdvg laogstc` cnlustry ar fuscngss. \mg `ustaos luty

    `dn fg rgoavgl an `grtdcn jaals hceg `gognt dnl stggh ds dnl wmgn ng`gssdry ta `mg`e tmg kd`egl up

    prc`gs `dusgl fy `drtgh doanj tmgsg `aopdncgs dnl dhsa an djrc`uhturg pralu`g wmgn suiic`cgnt iaal

    jrdcn pralu`tcan cs nat dvdchdfhg iar `ansuoptcan ar pra`urgognt tawdrls gssgntcdh fuiigr sta`e,

    fg`dusg ai lraujmt ar atmgr ndturdh `dhdoctcgs. Pa tmg dnnudh fuljgt prgsgntdtcan, ci ng`gssdry, wchh fg

    odcnhy utchcsgl ta lcstrcfutg dnl dhha`dtg rgvgnugs ta vdrcaus sg`tars, lgpdrtognts dnl wghidrg

    s`mgogs cnstgdl ai ia`usscnj an tdxdtcan, tdx `ahhg`tcan dnl gniar`gognt an tdx `aophcdn`g.

    Cn tmg prgsgnt g`anaoc` systgo tmg fuljgt prgpdrdtcan cs odsscvg, ouhtc

    stdjgl, tcog `ansuocnj dnl hdfarcaus pra`gss. \mgrg drg tmausdnls ai lciigrgnt mcjm ar vgry haw

    vdhugl jaals ar sgrvc`gs ta fg sgjrgjdtgl cnta lciigrgnt jraups dnl tdxgl fy fatm @gntrg dnl Ptdtgs

    wctm lciigrgnt tdxgs dt tmrgg ar oarg shdf rdtgs dnl, ds ci tmgsg drg nat gnaujm, tmgrg drg dllctcandh

    sur`mdrjgs ar `gssgs an sghg`tgl jaals. \mgsg tdx stru`turgs dnl shdf rdtgs an lciigrgnt jaals eggp

    `mdnjcnj gvgry ygdr. Zctm tmgsg `aophc`dtgl tdx stru`turgs dnl gvgr `mdnjcnj shdf rdtgs gvgry ygdr,tmg tdx `aophcdn`g fy cnlcvcludh odnuid`turgrs, lgdhgrs dnl rgtdchgrs mds fggn lciic`uht, `uofgrsaog

    dnl fatmgrsaog. \dxgs drg fgcnj `ahhg`tgl fy lciigrgnt tdx `ahhg`tcan lgpdrtognts fdsgl an tmg

    d``aunts odcntdcngl fy cnlcvcludhs wma run cnlustry ar fuscngss. \mgrg cs phgnty ai raao iar

    unlgrstdtgognt ai pralu`tcan dnl sdhgs, tdx gvdscan dnl `ansgqugnt fy-pralu`t ai fhd`e oangy. Fut

    cn tmg sujjgstgl \AR \dx systgo tmgrg wchh fg scnjhg tdx `dhhgl \AR (\rdnsigr Ar Rur`mdsg) tdx wctm

    icxgl/stdtcandry shdf rdtg (

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    HDNL PDYCNJP D@@AWN\ ta stap idrogrs suc`clgs cn Cnlcd\rdlctcandh @apy rcjmt Dhh Vcjmts Vgsgrvgl

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    odnuid`turgrs. \mg \rdnsigr Ar Rur`mdsg \AR \dx (

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    53/74

    HDNL PDYCNJP D@@AWN\ ta stap idrogrs suc`clgs cn Cnlcd\rdlctcandh @apy rcjmt Dhh Vcjmts Vgsgrvgl

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    Cn tmcs ngw g`anaoc` systgo tmg tatdh rgvgnugs ai dny `auntry wchh fg dppraxcodtghy gqudh ta

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    54/74

    HDNL PDYCNJP D@@AWN\ ta stap idrogrs suc`clgs cn Cnlcd\rdlctcandh @apy rcjmt Dhh Vcjmts Vgsgrvgl

    mttp;//www.aptcodhtdxdtcan.ngt www.scnjhgtdx.arj vckdyd erusmnd vdrod Rdjg 7